UNITED ~~STATESSECURITIES AND EXCHANGE COMMISSION~~ ~~Washington,~~ STATES ~~D.C. 20549~~

~~Form~~SECURITIES AND ~~8-K~~EXCHANGE COMMISSION

~~Current Report~~Washington, ~~Pursuant~~ DC ~~to Section 13 or 15(d) of the Securities Exchange Act of 1934~~20549

~~Date of Report (Date of earliest event reported) July 27, 2005~~ FORM 8-K

~~FIRST SECURITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter)~~CURRENT REPORT

Kentucky	000-49781	61-1364206
(State or Other Jurisdiction of Incorporation	(Commission File Number)	(IRS EmployerIdentification No.)
318 East Main Street	Lexington, Kentucky	40507
(Address of Principal Executive Offices)		(Zip Code)

Pursuant To Section 13 Or 15(D) Of The Securities Exchange Act Of 1934

~~Registrant's~~Date ~~telephone~~of ~~number~~Report (Date of earliest event report) August 18, ~~including~~2005 ~~area~~FIRST ~~code:~~ SECURITY BANCORP, INC. (~~859~~Exact name of registrant as specified in its charter) ~~367-3700~~

(Former name or former address, if changed since last report.)

KENTUCKY	000-49781	61-1364206
(State of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

~~Check~~318 ~~the~~EAST ~~appropriate~~MAIN ~~box~~STREET ~~below~~LEXINGTON, ~~if the~~KY ~~Form~~40507 ~~8-K~~(Address ~~filing is intended to simultaneously satisfy the filing obligation~~ of ~~the registrant~~principal ~~under~~executive ~~any of the following provisions (see General Instruction A.2. below~~offices):

~~|_| Written communications pursuant~~Registrant’s to telephone ~~Rule~~number, ~~425~~including ~~under~~area ~~the Securities Act~~ code: (~~17 CFR 230.425~~859) 367-3700

~~|_|~~Not ~~Soliciting~~Applicable ~~material~~Former ~~pursuant~~name toor ~~Rule 14a-12(b)~~former ~~under~~address, ~~the~~if ~~Exchange~~changed ~~Act~~since ~~(17~~last ~~CFR 240.14a-12(b))~~ report

~~|_|~~Check the appropriate ~~Pre~~box below if the Form 8-~~commencement~~K ~~communications pursuant~~filing is intended to ~~Rule~~simultaneously satisfy ~~14d-2(b)~~the ~~under~~filing obligations of the ~~Exchange~~registrant ~~Act~~under any of the following provisions (17see ~~CFR~~General ~~240~~Instruction A.~~14d-~~2~~(b))~~. below):

~~|_|~~[ ] Written ~~Pre-commencement~~ communications pursuant to Rule ~~13e-4(c)~~425 under the ~~Exchange~~securities Act (17 CFR ~~240~~ 230.~~13e-4(c~~425))

~~ITEM~~[ ] Soliciting ~~7.01. REGULATION~~material FDpursuant ~~DISCLOSURE~~to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ~~First~~ ] Pre-commencement ~~Security~~communications ~~Bancorp,~~pursuant ~~Inc. is issuing on July 27, 2005 the press release furnished as an exhibit~~ to ~~this Form~~Rule 814d-K,2(b) ~~which~~under isthe ~~incorporated herein by reference.~~ Exchange Act

~~ITEM 9~~(17CFR 240.~~01. FINANCIAL STATEMENTS AND EXHIBITS.~~14d-2(b))

~~(c)~~[ ] Pre-commencement ~~The~~communications ~~following~~pursuant ~~exhibit~~to isRule ~~furnished~~13e-4(c) asunder athe ~~part of this Report: 99.1~~ Exchange ~~Press Release dated July 27, 2005.~~ Act (17

~~The information in this Form 8-K and the Exhibit attached hereto shall not be deemed filed for purposes of~~CFR Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing 240.13e-4(c))

Item 8.01. Other Events.

On August 18, 2005, First Security Bancorp, Inc. made available its Message to Shareholders, along with current unaudited financial information. A copy of that Message is attached as Exhibit 99.1 to this Form 8-K and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(c) Exhibits

Exhibit Number Description of Exhibit

99.1	Message to Shareholders from First Security Bancorp, Inc. made available on August 18, 2005.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FIRST SECURITY BANCORP, INC. (Registrant~~) Date: July 27, 2005 By:/s/ R. Douglas Hutcherson R. Douglas Hutcherson, President and Chief Executive Officer~~

Date: August 18, 2005

	By: /s/ R. Douglas Hutcherson
	R. Douglas Hutcherson, President Chief Executive Officer

INDEX TO EXHIBITS

Exhibit Number	Description
99.1	Message to Shareholders from First Security Bancorp, Inc. made available on August 18, 2005.

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