Insel Carl W 4
4 · ATLANTIC COAST FEDERAL CORP · Filed Jul 5, 2005
Insider Transaction Report
Form 4
Insel Carl W
Executive Vice President
Transactions
- Award
Common Stock
[F1]2005-07-01+27,087→ 42,087 total
Holdings
- 10,289(indirect: By 401(k))
Common Stock
[F2]
Footnotes (2)
- [F1]Represents shares of restricted stock that vest at a rate of 20% per year commencing on July 1, 2006.
- [F2]Reflects transaction not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
Signature
/s/ Richard S. Garabedian, pursuant to power of attorney|2005-07-05