UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): ~~May~~October 1926, 2020

SENECA FINANCIAL CORP.

(Exact Name of Registrant as Specified in Charter)

Federal	~~000-55853~~	82000-~~3128044~~55853	82-3128044
(State or Other Jurisdiction)	~~(Commission File No.)~~	(~~I.R.S.~~Commission ~~Employer~~File No.)	(I.R.S. Employer
of Incorporation)		~~Identification No.)~~	Identification No.)
35 Oswego Street, Baldwinsville, New York				13027
(Address of Principal Executive Offices)				(Zip Code)

35 Oswego Street, Baldwinsville, New York	13027
(Address of Principal Executive Offices)	(Zip Code)

Registrant's telephone number, including area code: (315) 638-0233

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Not Applicable		Not Applicable		Not Applicable

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company [X]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

Item 58.0701 Other ~~Submission of Matters to a Vote of Security Holders~~Events

~~The~~On ~~Annual~~October ~~Meeting~~26, of2020, ~~Stockholders of~~ Seneca Financial Corp. (the “Company”) ~~was~~(OTC ~~held~~Pink onMarketplace: ~~May 19~~“SNNF”), ~~2020. The~~the ~~matters~~mid-tier ~~listed~~holding ~~below~~company ~~were~~of Seneca Savings (the “Bank”), ~~submitted~~filed to a ~~vote~~Form of15 with the ~~stockholders~~Securities ~~through~~and Exchange Commission (the ~~solicitation~~“SEC”) to deregister its common stock under Section 12(g) of ~~proxies~~the Securities Exchange Act of 1934, ~~and~~as amended. The Company expects the ~~proposals~~deregistration ~~are~~to ~~described~~be ineffective ~~detail~~within in90 days after the filing of the Form 15. The Company’s ~~definitive~~SEC ~~proxy~~periodic ~~statement~~reporting ~~filed~~obligations, ~~with~~which include the ~~Securities~~Annual Report on Form 10-K, the Quarterly Report on Form 10-Q and ~~Exchange~~the ~~Commission~~Current Report on ~~April~~Form 178-K, ~~2020.~~are ~~All~~suspended ~~proposals~~immediately ~~were~~as ~~approved~~of bythe filing date of the ~~Company’s~~Form ~~stockholders~~15. The ~~final~~Company intends to continue to post quarterly information regarding its results of operations and financial condition on its website at www.sencasavings.com (under the ~~stockholder~~about ~~vote~~us ~~were~~tab asand ~~follows:~~then investor relations) and will continue to provide stockholders with an annual report containing audited financial statements.

~~1.Election~~A copy of ~~directors~~the ~~for~~press release announcing the ~~terms~~Company’s ~~noted~~deregistration ~~below~~is included as exhibit 99.1 to this report and is incorporated herein by reference.

	For	Withheld	Broker Non-Votes
Mark Zames (one year)	1,402,743	71,680	288,879
Joseph G. Vitale (three years)	1,402,743	71,680	288,879

Forward Looking Statements

2.This ~~The~~Current ~~ratification~~Report on Form 8-K contains certain forward-looking statements that are based on assumptions and may describe future plans, strategies and expectations of the ~~appointment~~Company. Forward-looking ofstatements ~~Bonadio~~can &be Coidentified by the fact that they do not relate strictly to historical or current facts. They often include words like “believe,” ~~LLP~~“expect,” “anticipate,” “estimate” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.” Certain factors that could cause actual results to differ materially from expected results include the effects of the COVID-19 pandemic, changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the business of the Company’s ~~independent~~and ~~registered~~the ~~public~~Bank, ~~accounting~~and ~~firm~~changes ~~for~~in the ~~year~~securities ~~ending~~markets. Except ~~December~~as 31required by law, ~~2020~~the Company does not undertake any obligation to update any forward-looking statements to reflect changes in belief, expectations or events.

For	Against	Abstain	Broker Non-Votes
1,736,031	20,371	6,900	—

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Number

Description

99.1

Press Release dated October 26, 2020

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	SENECA FINANCIAL CORP.
DATE: May 19, 2020	By: /s/ Vincent J. Fazio
DATE: October 26, 2020	By: /s/ Vincent J. Fazio
	Vincent J. Fazio
	Executive Vice President and Chief Financial Officer

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