UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): ~~October~~May 1519, ~~2025~~2026

~~SENECA~~Seneca ~~BANCORP~~Bancorp, ~~INC~~Inc.

(Exact Name of Registrant as Specified in Charter)

Maryland	000-56790	~~333~~39-~~288044~~4029114		~~39-4029114~~
(State or Other Jurisdiction)	(Commission File No.)	(~~Commission File No~~I.)R.S. Employer		~~(I.R.S. Employer~~
of Incorporation)		Identification No.)		~~Identification No.)~~
35 Oswego Street, Baldwinsville, New York		13027	~~13027~~
(Address of Principal Executive Offices)		(Zip Code)		~~(Zip Code)~~

Registrant's telephone number, including area code: (315) 638-0233

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered ~~N/A~~None None None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐[ ]

Item 85.~~01. Other~~07 ~~Events.~~Submission of Matters to a Vote of Security Holders

OnThe ~~October~~Annual ~~15,~~Meeting ~~2025,~~of Stockholders of Seneca Bancorp, Inc., ~~a Maryland corporation~~ (the “Company”) ~~issued~~was aheld ~~press~~on ~~release~~May to19, ~~announce~~2026. ~~the~~The ~~completion~~matters oflisted ~~the~~below were ~~conversion~~submitted ofto ~~Seneca~~a ~~Financial~~vote ~~MHC~~of ~~from~~ the ~~mutual~~stockholders ~~holding~~through ~~company~~the ~~form~~solicitation of ~~organization~~proxies, toand the ~~fully~~proposals ~~public~~are ~~stock~~described ~~holding~~in ~~company~~detail ~~form~~in ofthe ~~organization,~~Company’s definitive proxy statement filed with the ~~related~~Securities ~~stock offering~~and Exchange Commission on April 17, 2026. Proposals 1, 2 and 3 ~~Seneca~~were ~~Savings~~approved ~~Bank~~by the Company’s ~~charter~~stockholders. ~~conversion~~The ~~from~~Company’s astockholders ~~federal~~recommended ~~savings~~one ~~association~~year tofor aProposal ~~national association~~4. ~~For~~Following ~~additional~~the ~~information~~Annual Meeting of Stockholders, ~~refer~~the toboard of directors of the ~~press~~Company ~~release~~determined ~~dated~~to ~~October~~hold ~~15,~~an ~~2025~~advisory, ~~which~~non-binding isstockholder vote ~~filed~~on asthe ~~Exhibit~~compensation ~~99.1~~paid ~~hereto~~to ~~and incorporated~~the ~~herein~~named byexecutive ~~reference~~officers annually until the next non-binding advisory vote on the frequency of non-binding advisory votes regarding the compensation of the Company’s named executive officers.

~~Item~~The ~~9.01. Financial~~final ~~Statements~~results ~~and~~of ~~Exhibits.~~the stockholder vote were as follows:

~~(d)~~1. Election ~~Exhibits~~of directors for a three-year term.

99.1 Press Release dated October 15, 2025

	For	Withheld	Broker Non-Votes
Kimberly Boynton	942,619	76,552	348,094
Joseph G. Vitale	957,884	61,287	348,094

~~104~~2. ~~Cover~~The ~~Page~~ratification ~~Interactive~~of ~~Data~~the ~~File~~appointment ~~(embedded~~of ~~within~~Bonadio ~~Inline~~& ~~XBRL~~Co., ~~document)~~LLP as the Company’s independent registered public accounting firm for the year ending December 31, 2026.

For	Against	Abstain	Broker Non-Votes
1,308,770	58,442	53	—

3.	The approval of a non-binding advisory resolution regarding the compensation of the Company’s named executive officers.

For	Against	Abstain	Broker Non-Votes
898,743	54,494	65,934	348,094

4.	The approval of a non-binding advisory vote as to whether advisory votes on the Company’s named executive officer compensation should be held every year, every two years, or every three years.

One Year	Two Years	Three Years	Abstain	Broker Non-Votes
831,662	2,663	132,883	51,963	348,094

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	SENECA BANCORP, INC.	~~SENECA BANCORP, INC.~~
DATE: October 15, 2025	By:	/s/ Joseph G. Vitale
DATE: May 20, 2026	By: /s/ Joseph G. Vitale
	Joseph G. Vitale	~~Joseph G. Vitale~~
	President and Chief Executive Officer	~~President and Chief Executive Officer~~

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