Mercer Bancorp Announces Plan to Deregister Common Stock

What Happened
Mercer Bancorp, Inc. announced on Aug 3, 2026 (8‑K filing) that its Board of Directors authorized senior management on July 31, 2026 to take the actions necessary to terminate the registration of its common stock under the Securities Exchange Act by filing a Form 15 with the SEC on or after August 10, 2026. The company became eligible to deregister after the third anniversary of its initial public offering on July 26, 2023. Upon filing the Form 15, its obligation to file Forms 10‑K, 10‑Q, 8‑K and other SEC reports will be suspended immediately and will terminate when deregistration becomes effective 90 days after the filing date.

Key Details

• Board authorized action: July 31, 2026.
• Intended Form 15 filing: on or after August 10, 2026.
• Suspension of SEC reporting begins immediately upon filing; deregistration effective 90 days after filing.
• Mercer Savings Bank (the bank subsidiary) will continue to file Call Reports with the FDIC (publicly available at cdr.ffiec.gov). Company shares are currently quoted on the OTC Markets; continued quotation depends on market makers and is not guaranteed.

Why It Matters
Deregistration means Mercer Bancorp will no longer be required to provide regular SEC filings (10‑K, 10‑Q, 8‑K), reducing the amount and frequency of public disclosure available to investors. Some financial information will still be available through the Bank’s FDIC Call Reports, but investors should be aware that liquidity and access to audited, periodic SEC reports may decline and that continued trading on OTC Markets is not guaranteed.