UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November ~~October~~ 15, 2002

~~FIRST~~BANK ~~USA~~ONE, ~~BANK~~DELAWARE, NATIONAL ASSOCIATION

(FORMERLY FIRST USA BANK, NATIONAL ASSOCIATION)

(Exact name of registrant as specified in its charter)

(As Servicer on behalf of BANC ONE CREDIT CARD MASTER TRUST)

United States ~~(State or other jurisdiction of incorporation)~~

0-25636		51-0269396
(Commission File Number)		(IRS Employer Identification Number)

(State or other jurisdiction of incorporation)

0-25636	51-0269396
(Commission File Number)	(IRS Employer Identification Number)
201 North Walnut Street, Wilmington, Delaware	19801
(Address of principal executive offices)	(Zip Code	)

(302) 594-4000 ~~Registrant’s telephone number, including area code~~

~~N/A~~Registrant’s ~~(Former~~telephone ~~name~~number, ~~former~~including ~~address~~area ~~and~~code ~~former fiscal year, if changed since last report)~~

N/A

(Former name, former address and former fiscal year, if changed since last report)

Item 5. Other Events

On October 15, 2002, the Banc One Credit Card Master Trust (the “Trust”) made a regular monthly distribution of principal and/or interest to holders of the following Certificates issued by the Trust, each of which is included in Group One and is a Principal Sharing Series:

Floating Rate Class A Asset Backed Certificates, Series 1996-A

Floating Rate Class B Asset Backed Certificates, Series 1996-A

Item 7. Financial Statements and Exhibits

(c) Exhibits.

See page 4 for Exhibit Index.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

~~First USA~~ Bank, ~~National Association~~One, ~~as Servicer~~Delaware, onNational ~~behalf of BANC ONE CREDIT CARD MASTER TRUST By: /s/ MICHAEL J. GRUBB Name: Michael J. Grubb Title: First Vice President~~Association

~~Date: October~~(Formerly 15First USA Bank, ~~2002~~ National

Association, as Servicer, on behalf of BANC

ONE CREDIT CARD MASTER TRUST)

By:		/S/ MICHAEL J. GRUBB
Name: Title:		Michael J. Grubb First Vice President

Date: November 15, 2002

EXHIBIT INDEX

Exhibit	Description	Page
99.1	Excess Spread Analysis	5
99.2	Trust Allocation Report	6
99.3	Banc One Credit Card Master Trust— – Summary Report for Series 1996-A	7-8
99.4	Monthly Servicer’s Certificate.	9

Filing Compare · BANC ONE CREDIT CARD MASTER TRUST