8-K 1 eightk.txt 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): December 30, 2004 STRUCTURED ASSET SECURITIES CORPORATION -------------------------------------------------------------------------------- (Exact name of registrant specified in Charter)

REGISTRANT'S TELEPHONE, INCLUDING AREA CODE: (212) 526-7000 No Change -------------------------------------------------------------------------------- Former name and former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ITEM 8.01. Other Events. ------------ The Registrant registered issuances of Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended (the "Act"), by a Registration Statement on Form S-3 (Registration File No. 333-115858 (the "Registration Statement")). Pursuant to the Registration Statement, the Registrant issued $399,210,100.00 in aggregate principal amount Class 1-A1, Class 1-A2, Class 1-A2X, Class 2-A1, Class 2-A2, Class 2-A1X, Class B1, Class B2, Class B3, Class B4, Class B5, Class B6, Class BX and Class R Certificates of its Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-19 on December 30, 2004. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus, dated November 19, 2004, as supplemented by the Prospectus Supplement, dated December 29, 2004 (the "Prospectus Supplement"), to file a copy of the Trust Agreement (as defined below) executed in connection with the issuance of the Certificates, a form of which was filed as an exhibit to the Registration Statement. The Certificates (as defined below) were issued pursuant to a Trust Agreement (the "Trust Agreement"), attached hereto as Exhibit 4.1, dated as of December 1, 2004, among Structured Asset Securities Corporation, as depositor (the "Depositor"), Aurora Loan Services Inc., as master servicer (the "Master Servicer") and JPMorgan Chase Bank, N.A., as trustee (the "Trustee"). The "Certificates" consist of the following classes: Class 1-A1, Class 1-A2, Class 1-A2X, Class 2-A1, Class 2-A2, Class 2-A1X, Class B1, Class B2, Class B3, Class B4, Class B5, Class B6, Class BX Class B7-I, Class B7-II, Class B8-I, Class B8-II, Class B9-I, Class B9-II, Class P and Class R Certificates. The Certificates evidence all the beneficial ownership interest in a trust fund (the "Trust Fund") that consists primarily of two pools of certain adjustable rate, conventional, first lien residential mortgage loans (the "Mortgage Loans") with an aggregate outstanding principal balance of approximately $406,703,359.71 as of December 1, 2004. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement. 2 ITEM 9.01. Financial Statements; Pro Forma Information and Exhibits. -------------------------------------------------------- (a) Not applicable. (b) Not applicable. (c) Exhibits: 1.1 Terms Agreement, dated December 28, 2004, between Structured Asset Securities Corporation, as Depositor, and Lehman Brothers Inc., as the Underwriter. 4.1 Trust Agreement, dated as of December 1, 2004, among Structured Asset Securities Corporation, as Depositor, Aurora Loan Services Inc., as Master Servicer and JPMorgan Chase Bank, N.A., as Trustee. 99.1 Mortgage Loan Sale and Assignment Agreement, dated as of December 1, 2004, between Lehman Brothers Holdings Inc., as Seller, and Structured Asset Securities Corporation, as Purchaser. 99.2 Servicing Agreement, dated as of December 1, 2004, between Lehman Brothers Holdings Inc. and Aurora Loan Services Inc. 99.3 Transfer Notice, dated as of December 1, 2004, between Colonial Savings, F.A. and Lehman Brothers Holdings Inc. 99.4 Reconstituted Servicing Agreement, dated as of December 1, 2004, between Countrywide Home Loans, Inc. and Lehman Brothers Holdings Inc. 99.5 Reconstituted Servicing Agreement, dated as of December 1, 2004, between Bank of America, National Association and Lehman Brothers Holdings Inc. 99.6 Correspondent Servicing Agreement, dated as of June 26, 2002, by and among Lehman Brothers Bank, FSB, Aurora Loan Services Inc. and Colonial Savings, F.A. 99.7 Flow Seller's Warranties and Servicing Agreement, dated as of June 1, 2004, by and between Lehman Brothers Bank, FSB and Countrywide Home Loans, Inc. 99.8 Flow Mortgage Loan Sale and Servicing Agreement, dated as of August 1, 2004, by and between Bank of America, N.A. and Lehman Brothers Bank, FSB 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION By: /s/ Michael C. Hitzmann ------------------------------------ Name: Michael C. Hitzmann Title: Vice President Date: January 14, 2005 EXHIBIT INDEX

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