8-K 1 eight-k.txt EIGHT-K.TXT SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report -July 25, 2005 (Date of Earliest Event Reported) POPULAR ABS, INC. ------------------------------------------------------ ------------------ (as depositor under a certain Pooling and Servicing Agreement dated as of December 31, 2004, providing for the issuance of Mortgage Pass-Through Certificates, Series 2005-1) (Exact Name of Registrant as specified in its charter) Delaware 333-115371-03 52-2029487 ------------------------ ---------------------- ----------------------- (State of Incorporation) (Commission File No.) (IRS Employer I.D. No.) 103 Springer Building, 3411 Silverside Road, Wilmington, Delaware 19803 ----------------------------------------------------------------------- (Address of principal executive offices) Registrant's telephone number, including area code: (302) 478-6160 Item 8.01. Other Events. --------------------------- Attached hereto as Annex A is a copy of the Statement to Certificateholders sent to Class AF-1, AF-2, AF-3, AF-4, AF-5, AF-6, AV-1A, AV-1B, AV-2, M-1, M-2, M-3, M-4, B-1 and B-2 Certificateholders with respect to the July 25, 2005 Distribution Date. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. POPULAR ABS, INC. By: /s/ James H. Jenkins _____________________________ James H. Jenkins, Executive Vice President and CFO Dated: July 27, 2005 3 Page 1 of 11 POPULAR ABS MORTGAGE PASS-THROUGH TRUST 2005-1 STATEMENT TO CERTIFICATEHOLDERS JULY 25, 2005 --------------------------------------------------------------------------------

-------------------------------------------------------------------------------- GRAPHIC OMITTED COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED. Page 2 of 11 POPULAR ABS MORTGAGE PASS-THROUGH TRUST 2005-1 STATEMENT TO CERTIFICATEHOLDERS JULY 25, 2005 -------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: RYAN VAUGHN JPMorgan Chase Bank, N.A. - Structured Finance Services NY 4 NEW YORK PLAZA FLR 6, New York, New York 10004 Tel: (212) 623-4484 / Fax: (212) 623-5930 Email: Ryan.M.Vaughn@JPMorgan.com -------------------------------------------------------------------------------- GRAPHIC OMITTED COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED. Page 3 of 11 POPULAR ABS MORTGAGE PASS-THROUGH TRUST 2005-1 JULY 25, 2005

Popular ABS Mortgage Pass-Through Trust 2005-1 8-K