8-K 1 a40007.txt USAA AUTO OWNER TRUST 2005-1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date or earliest event reported): June 15, 2005 USAA AUTO OWNER TRUST 2005-1 (Exact name of registrant as specified in its charter) ~~STATE (or other jurisdiction of COMMISSION FILE NO.: IRS EMPLOYEE I.D.: incorporation): Delaware 333-122759-01 N/A~~

One Rodney Square 920 King St., 1st Floor Wilmington, Delaware 19801 Telephone No.: (302) 888-7536 Registrant's telephone number: (210) 498-0626 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below): [_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [_] Pre-commencement communications pursuant to Rule 14d-2b under the Exchange Act (17 CFR 240.14d-2(b)) [_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ITEM 8.01. - OTHER EVENTS On June 15, 2005, the USAA Auto Owner Trust 2005-1 made the distribution to Certificateholders contemplated by the Sale and Servicing Agreement (the "Sale and Servicing Agreement"), dated as of March 1, 2005, between USAA Federal Savings Bank, as Seller and Servicer (the "Bank"), and JP Morgan Chase Bank, National Association, as Indenture Trustee. A copy of the Certificateholder Report for such Distribution Date delivered pursuant to Section 4.9 of the Sale and Servicing Agreement is being filed as an Exhibit to this Current Report on Form 8-K. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS 20. Certificateholder Report, dated June 15, 2005, delivered pursuant to Section 4.9 of the Sale and Servicing Agreement, dated as of March 1, 2005, between USAA Federal Savings Bank, as Seller and Servicer, and JP Morgan Chase Bank, National Association, as Indenture Trustee. SIGNATURE Pursuant to the requirements of the Securities and Exchange Act of 1934, the Bank has caused this report to be signed on its behalf by the undersigned thereunto duly authorized. USAA FEDERAL SAVINGS BANK /s/ MICHAEL J. BROKER -------------------------------------- By: Michael J. Broker Title: Vice President - Banking Counsel Date: June 15, 2005 INDEX TO EXHIBITS

USAA AUTO OWNER TRUST 2005-1 8-K