SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) of the
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date earliest event reported): ~~January 12~~July 18, 2005

WFS Receivables Corporation 3

(Exact name of registrant as specified in charter)

California		333-~~120543~~122876		94-3401639
(State or other jurisdiction of incorporation)		(Commission file number)		(IRS employer identification no.)


444 East Warm Spring Road #116, Las Vegas, Nevada				89119

(Address of principal executive offices)				(Zip code)

Registrant’s telephone number, including area code: (702) 407-4317

This filing relates to Registration Statement No. 333-~~120543~~122876 and to 333-126688

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

			o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

			o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

			o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

			o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

TABLE OF CONTENTS

	ITEM 8.01. OTHER EVENTS
	ITEM 8.01 OTHER EVENTS
	ITEM 9.01. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
	ITEM 9.01 FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
SIGNATURES
INDEX TO EXHIBITS
Exhibit 25.1
Exhibit 99.1

ITEM 8.01. OTHER EVENTS

In connection with the proposed offering of WFS Financial 2005-13 Owner Trust Auto Receivable Backed Notes, Class A-1, Class A-2, Class A-33A, Class A-43B, Class BA-4A, Class A-4B, Class B, Class C and Class D, attached as Exhibit 99.1 are certain ~~structural, collateral and computational~~ materials ~~prepared~~(the by“Computational ~~WFS~~Materials”) ~~Receivables~~furnished ~~Corporation~~by 3,Banc ~~registrant,~~of ~~that~~America ~~are~~Securities ~~required~~LLC toand beMerrill ~~filed~~Lynch, ~~pursuant~~Pierce, toFenner ~~the~~& ~~no-action~~Smith Incorporated. ~~letter~~The ~~dated~~Computational ~~May 20,~~Materials ~~1994~~were ~~issued~~computed byusing the ~~staff~~Intex ofSolutions, ~~the~~Inc. ~~Securities~~DealMaker, ~~and~~which ~~Exchange~~is ~~Commission (the “SEC”)~~a tosoftware ~~Kidder,~~program ~~Peabody~~that ~~Acceptance~~permits ~~Corporation~~users I,to ~~and~~compute ~~the~~various ~~no-action~~outcomes ~~letter~~based ~~dated~~upon ~~March 9,~~the ~~1995~~assumptions ~~issued by~~and ~~the~~certain ~~staff~~information ofconcerning the ~~SEC~~underlying topool ~~the~~of ~~Public~~assets ~~Securities~~contained ~~Association.~~in ~~Also~~the ~~attached~~Preliminary Prospectus ~~are~~Supplement ~~forms~~dated orJuly 11, ~~copies of certain exhibits~~2005.

~~ITEM~~ The ~~9.01.~~Computational ~~FINANCIAL~~Materials ~~STATEMENTS~~were prepared solely by the Underwriter, ~~PRO~~and ~~FORMA~~the ~~FINANCIAL~~Registrant ~~INFORMATION~~did ~~AND~~not ~~EXHIBITS~~prepare or participate (other than providing the background information concerning each underlying pool of assets upon which the Computational Materials are based to the Underwriter) in the preparation of the Computational Materials.

ITEM 9.01 FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

	Exhibit 25.1		Statement of Eligibility of Indenture Trustee
	Exhibit 99.1		WFS Financial 2005-1 Owner Trust Structural, Collateral and Computational Materials


	Exhibit 99.1		Computational Materials (P)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		WFS RECEIVABLES CORPORATION 3
Date: January 13, 2005
Date: July 19, 2005
		/s/ MARK OLSON
		/s/ KEITH FORD
		Mark Olson, Vice President
		Keith Ford, Assistant Vice President and Secretary

INDEX TO EXHIBITS

Exhibit No.	Description	Page
25.1	Statement of Eligibility of Indenture Trustee
99.1	Computational Materials	P
99.1	WFS Financial 2005-1 Owner Trust Structural, Collateral and Computational Materials

Table of Contents

Table of Contents

Table of Contents

Table of Contents

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