FORMTable 8-Kof Contents

~~UNITED~~FORM ~~STATES~~ 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ~~Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934~~

~~Date~~Pursuant to Section 13 or 15(d) of ~~Report:~~the ~~November~~Securities ~~25,~~Exchange ~~2003~~Act of 1934

(Date of ~~earliest~~Report: ~~even~~September 13, ~~reported)~~2004

~~HOUSEHOLD~~(Date ~~FINANCE~~of ~~CORPORATION~~earliest even reported)

Delaware	1-75	36-1239445
(State of incorporation or	(Commission File Number)	(IRS Employer Identification No.)
Organization)

HOUSEHOLD FINANCE CORPORATION

~~2700~~(Exact ~~Sanders~~name ~~Road,~~of registrant as specified in its charter)

Prospect Heights, Illinois 60070


Delaware	1-75	36-1239445

(State of incorporation or organization	(Commission File Number)	(I.R.S. Employee Identification No.)

~~Registrant's~~2700 ~~telephone~~Sanders ~~number~~Road Prospect Heights, ~~including~~Illinois ~~area~~60070 (Address ~~code:~~of ~~847-564-5000~~principal executive officers)

~~ITEM~~Registrant’s 5.telephone ~~Other~~number, ~~Events.~~ including area code: 847- 564- 5000

~~Proposed~~ Check ~~Settlement~~the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of ~~ACORN~~the ~~Class~~registrant ~~Action~~under any of the following provisions (see General Instruction A.2. below):

~~Household~~o Written ~~Finance~~communications ~~Corporation~~pursuant ("HFC"), announced on November 25, 2003 that it has reached a proposed settlement of a nationwide class action lawsuit with ACORN (the "Association of Community Organizations for Reform Now") and certain borrowers relating to ~~the~~Rule 425 mortgage lending practices of HFC and certain of its lending subsidiaries, including Beneficial Corporation. This action was referred to in Part II. Other Information, Item 1. Legal Proceedings in HFC's Quarterly Report on Form 10-Q for the period ended September 30, 2003 under the ~~heading~~Securities ~~"Consumer~~Act ~~Lending~~(17 ~~Regulatory~~CFR ~~Settlement~~230.~~" The press release of HFC's parent, Household International, Inc. announcing the proposed settlement is attached as Exhibit 99 hereto.~~425)

Item 7. Financial Statements and Exhibits
a)	Financial statements of business acquired. Not applicable
b)	Pro forma financial information. Not applicable

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Noo Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

99o Pre-commencement ~~Press~~communications ~~Release~~pursuant ~~titled~~to ~~"Household,~~Rule 13e-4(c) ~~ACORN,~~under ~~and~~the ~~consumers~~Exchange ~~reach~~Act ~~proposed~~(17 ~~settlement~~CFR 240."13e-4(c))

~~SIGNATURES~~TABLE OF CONTENTS

Pursuant to the requirements of Section 12 of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	Item 7.01 Regulation FD Disclosure
	Item 9.01 Financial Statements and Exhibits
SIGNATURES
	Exhibit Index
Slide Presentation

HOUSEHOLDTable FINANCEof CORPORATION By: /s/ Patrick D. Schwartz Patrick D. Schwartz Vice President and General Counsel- Treasury and Corporate Law and Assistant SecretaryContents

~~Dated:~~Item ~~November~~7.01 ~~25,~~Regulation ~~2003~~FD Disclosure

Slide presentation made by officers of Household International, Inc., the parent of Household Finance Corporation, to equity investors of HSBC Holdings plc at the headquarters of Household International, Inc. on September 13, 2004, are included in this Form 8-K as Exhibit 99 ~~Index~~and is being furnished in accordance with Regulation FD of the Securities and Exchange Commission.

~~Exhibits~~The presentation includes information that constitutes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and as such will involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of Household, or its subsidiaries, to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Forward-looking statements are based on information, which is available to Household on the date they are made, and therefore they express Household’s current views and current assumptions that may change. For a list of important factors that could affect Household’s actual results or could cause such results to vary materially from those expressed in the information furnished with this filing on Form 8-K, please see Household’s Form 10-K for the year ended December 31, 2003 which was filed on March 1, 2004 with the Securities and Exchange Commission.

NoItem 9. ~~Description~~01 Financial Statements and Exhibits

99 Press Release titled "Household, ACORN and consumers reach proposed settlement."


No.		Description
99		Slide presentation of officers of Household International, Inc., the parent of Household Finance Corporation.

SIGNATURES

Pursuant to the requirements of Section 12 of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.


	HOUSEHOLD FINANCE CORPORATION (Registrant)
	By:	/s/ P. D. Schwartz

		Patrick D. Schwartz
		Vice President and Assistant Secretary

Dated: September 13, 2004

Exhibit Index

Exhibits


No.		Description

99		Slide presentation of officers of Household International, Inc., the parent of Household Finance Corporation.

FORMTable 8-Kof Contents

HOUSEHOLDTable FINANCEof CORPORATION By: /s/ Patrick D. Schwartz Patrick D. Schwartz Vice President and General Counsel- Treasury and Corporate Law and Assistant SecretaryContents

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