VISION TWENTY ONE INC 10-K

VISION TWENTY-ONE, INC.

FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT

FIRST AMENDMENT TO CONVERTIBLE NOTE AGREEMENT

EMPLOYMENT AGREEMENT MARK B. GORDON, O.D.

EMPLOYMENT AGREEMENT ELLEN GORDON

EMPLOYMENT AGREEMENT ANDREW ALCORN

EMPLOYMENT AGREEMENT RICHARD JONES

EMPLOYMENT AGREEMENT HOWARD LEVIN, O.D.

AGEEMENT DATED SEPTEMBER , 2000

AGREEMENT DATED SEPTEMBER 14, 2000

LIST OF THE SUBSIDIARIES OF VISION TWENTY-ONE, INC

CONSENT OF ERNST & YOUNG, LLP INDEPENDENT AUDITORS