~~Table~~SECURITIES ofAND ~~Contents~~EXCHANGE COMMISSION

~~SECURITIES~~Washington, ~~AND~~DC ~~EXCHANGE COMMISSION~~20549

~~Washington,~~FORM ~~DC 20549~~8-K

~~FORM~~CURRENT ~~8-K~~REPORT

~~CURRENT~~PURSUANT ~~REPORT~~TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934

~~PURSUANT~~Date TOof ~~SECTION~~Report ~~13 OR 15~~ (~~d) OF~~date ~~THE SECURITIES~~of ~~EXCHANGE~~earliest ~~ACT~~event OFreport ~~1934~~July 15, 2002

~~Date~~First ofUnion ~~Report~~National Bank (~~date~~as ofRepresentative ~~earliest~~under a Pooling and ~~event~~Servicing ~~report~~Agreement ~~May~~dated as of August 1531, ~~2002~~1998 providing for the issuance of TMS Home Improvement Loan Backed Certificates, Series 1998-I) and each of the Originators listed on Schedule A attached hereto. (Exact name of registrant as specified in its charter)

First Union National Bank (as Representative under a Pooling and Servicing Agreement dated as of August 31, 1998 providing for the issuance of TMS Home Improvement Loan Backed Certificates, Series 1998-I) and each of the Originators listed on Schedule A attached hereto. (Exact name of registrant as specified in its charter)


*	333-60771	*

State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	ID Number)

	*		333-60771		*
	State or other jurisdiction of incorporation)		(Commission File Number)		IRS Employer ID Number)

c/o First Union National Bank, 401 South Tryon Street – NC1179 Charlotte, NC 28288
(Address of principal executive officer)

~~c/o~~Registrant’s ~~First~~Telephone ~~Union National Bank~~Number, ~~401 South~~including ~~Tryon~~area ~~Street~~code: ~~– NC1179 Charlotte, NC 28288~~(704) 383-9568

(~~Address~~Former ofname ~~principal~~or ~~executive~~former ~~officer~~address, if changed since last report)

~~Registrant’s~~ * See ~~Telephone Number, including area code: (704)~~Schedule ~~383-9568~~A

(Former name or former address, if changed since last report)


Item 5		Other Events

		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.

		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

Item 7		Financial Statements and Exhibits

* SeeItem 601 ~~Schedule~~(a) Aof Regulation S-K Exhibit Number

~~TABLE~~20.1 Monthly OFstatement ~~CONTENTS~~to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

~~Item 5 Other Events Item 7 Financial Statements and Exhibits~~ SIGNATURES ~~Exhibit Index Schedule A Monthly Statement~~

~~Table~~Pursuant to the requirements of ~~Contents~~the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Item 5		Other Events
FIRST UNION NATIONAL BANK
		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.
By: \s\ Robert Ashbaugh
		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the May 15, 2002 Remittance Date.
Name: Robert Ashbaugh
Title: Vice President		Dated: July 31, 2002

~~Item 7 Financial Statements and Exhibits~~Exhibit Index

~~Item~~20.1 Monthly statement sent to Class ~~601~~A ~~(a)~~Certificate holders with respect to the July of15, 2002 ~~Regulation S-K~~Remittance ~~Exhibit Number~~Date.

~~20.1 Monthly statement to Class~~ Schedule A ~~Certificate holders with respect to the May 15, 2002 Remittance Date.~~


	State of	IRS Employer
Registrant	Incorporation	ID Number

TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C	22-2133027
The Money Store/Kentucky Inc.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

FIRST UNION NATIONAL BANK By: \s\ Robert Ashbaugh Name: Robert Ashbaugh Title: Vice President Dated: May 31, 2002

Exhibit Index

20.1 Monthly statement sent to Class A Certificate holders with respect to the May 15, 2002 Remittance Date.

Schedule A

	State of	IRS Employer
Registrant	Incorporation	ID Number
TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C.	22-2133027
The Money Store/Kentucky Inc.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

Table of Contents

Table of Contents

Table of Contents

Filing Compare · MONEY STORE HOME IMPROVEMENT LOAN BACKED CERT SERIES 1998-I