SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) of the ~~SECURITIES EXCHANGE ACT OF 1934~~

~~Date~~SECURITIES ofEXCHANGE ~~Report~~ACT ~~(Date~~OF ~~earliest event~~1934 ~~reported): October 30, 2002~~

Date of Report (Date earliest event reported): November 14, 2002

WFS Receivables Corporation

(Exact name of registrant as specified in charter)

California (~~Exact~~State ~~name~~or other jurisdiction of ~~registrant~~incorporation) as333-99297 ~~specified~~(Commission infile ~~charter~~number) 33-0885464 (IRS employer identification no.)

California		333-99297		33-0885464
(State or other jurisdiction of incorporation)		(Commission file number)		(IRS employer identification no.)


444 East Warm Springs Road #116 Las Vegas, Nevada (Address of principal executive offices)		89119 (Zip code)

444 East Warm Spring Road #116, Las Vegas, Nevada				89119
(Address of principal executive offices)				(Zip code)

Registrant’s telephone number, including area code: (702) 407-4317

This filing relates to Registration Statement No. 333-99297

TABLE OF CONTENTS

	ITEM 5. OTHER EVENTS
	ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
SIGNATURES
INDEX TO EXHIBITS
EXHIBIT 1.1
EXHIBIT 23.3
Exhibit 4.1
EXHIBIT 25.1
Exhibit 4.2
EXHIBIT 99.1
Exhibit 10.2
Exhibit 10.3
Exhibit 10.6

ITEM 5. OTHER EVENTS

In connection with the ~~proposed~~ offering of WFS Financial 2002-4 Owner Trust Auto Receivable Backed Notes, ~~Class A-1, Class A-2,~~attached ~~Class A-3A,~~are ~~Class A-3B,~~copies ~~Class A-4A~~of ~~and~~the ~~Class A-4B,~~final ~~attached~~Underwriting ~~as Exhibit 99.1 are certain structural~~Agreement, ~~collateral~~Amended and ~~computational~~ ~~materials~~Restated ~~prepared~~Trust ~~by WFS Receivables Corporation~~Agreement, ~~registrant~~Indenture, ~~that~~Administration ~~are required to be filed pursuant to the no-action letter dated May 20~~Agreement, ~~1994~~ ~~issued~~Sale byand ~~the~~Servicing ~~staff~~Agreement ~~of the Securities~~ and ~~Exchange Commission (~~the ~~“SEC”)~~ ~~to Kidder~~Insurance, ~~Peabody~~Indemnity ~~Acceptance Corporation I,~~ and ~~the~~Pledge ~~no-action letter dated March 9, 1995 issued by the staff of the SEC to the Public Securities Association~~Agreement. ~~Also attached are forms or copies of certain exhibits.~~

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

Exhibit 1.1	~~Exhibit 1.1~~	Underwriting Agreement dated as of October 31, 2002	~~Form of Underwriting Agreement~~
	Exhibit 23.3		Consent of PricewaterhouseCoopers LLP
Exhibit 4.1		Amended and Restated Trust Agreement dated as of November 14, 2002
	Exhibit 25.1		Statement of Eligibility of Indenture Trustee
Exhibit 4.2		Indenture dated as of November 1, 2002
	Exhibit 99.1		WFS Financial 2002-4 Owner Trust Structural, Collateral and Computational Materials
Exhibit 10.2		Sale and Servicing Agreement dated as of November 1, 2002
Exhibit 10.3		Insurance, Indemnity and Pledge Agreement dated as of November 1, 2002
Exhibit 10.6		Administration Agreement dated as of November 1, 2002

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		WFS RECEIVABLES CORPORATION
Date: October 31, 2002		/s/ Mark Olson
		Mark Olson, Vice President


		WFS RECEIVABLES CORPORATION




Date: December 3, 2002		/s/ MARK OLSON Mark Olson, Vice President

INDEX TO EXHIBITS

Exhibit No.	Description	Page
1.1	~~Form~~Underwriting Agreement dated as of ~~Underwriting~~October ~~Agreement~~31, 2002
23.3	Consent of PricewaterhouseCoopers LLP
4.1	Amended and Restated Trust Agreement dated as of November 14, 2002
25.1	Statement of Eligibility of Indenture Trustee
4.2	Indenture dated as of November 1, 2002
99.1	WFS Financial 2002-4 Owner Trust Structural, Collateral and Computational Materials
10.2	Sale and Servicing Agreement dated as of November 1, 2002
10.3	Insurance, Indemnity and Pledge Agreement dated as of November 1, 2002
10.6	Administration Agreement dated as of November 1, 2002

Table of Contents

Table of Contents

Table of Contents

Table of Contents

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