SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) of the ~~SECURITIES EXCHANGE ACT OF 1934~~

~~Date~~SECURITIES ofEXCHANGE ~~Report~~ACT ~~(Date~~OF ~~earliest event~~1934 ~~reported): November 17, 2003~~

Date of Report (Date earliest event reported): November 25, 2003

WFS Receivables Corporation 3

(Exact name of registrant as specified in charter)

California (~~Exact~~State ~~name~~or other jurisdiction of ~~registrant~~incorporation) as333-106650 ~~specified~~(Commission infile ~~charter~~number) 94-3401639 (IRS employer identification no.)

California		333-106650		94-3401639
(State or other jurisdiction of incorporation)		(Commission file number)		(IRS employer identification no.)


444 East Warm Springs Road #116 Las Vegas, Nevada (Address of principal executive offices)		89119 (Zip code)

444 East Warm Spring Road #116, Las Vegas, Nevada				89119
(Address of principal executive offices)				(Zip code)

Registrant’s telephone number, including area code: (702) 407-4317

This filing relates to Registration Statement No. 333-106650

TABLE OF CONTENTS

	ITEM 5. OTHER EVENTS
	ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
SIGNATURES
INDEX TO EXHIBITS
EXHIBIT 25.1
EXHIBIT 1.1
EXHIBIT 4.1
EXHIBIT 4.2
EXHIBIT 10.2
EXHIBIT 10.6

ITEM 5. OTHER EVENTS

In connection with the ~~proposed~~ offering of WFS Financial 2003-4 Owner Trust Auto Receivable Backed Notes, ~~Class A-1, Class A-2,~~attached ~~Class A-3,~~are ~~Class A-4,~~copies ~~Class B~~of the final Underwriting Agreement, ~~Class C~~Amended and ~~Class D~~Restated Trust Agreement, ~~are~~Indenture, Administration ~~forms~~Agreement orand ~~copies~~the ofSale ~~certain~~and ~~exhibits~~Servicing Agreement.

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

Exhibit 25.1 Statement of Eligibility of Indenture Trustee


Exhibit 1.1		Underwriting Agreement dated as of November 4, 2003




Exhibit 4.1		Amended and Restated Trust Agreement dated as of November 25, 2003




Exhibit 4.2		Indenture dated as of November 1, 2003




Exhibit 10.2		Sale and Servicing Agreement dated as of November 1, 2003




Exhibit 10.6		Administration Agreement dated as of November 1, 2003

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		WFS RECEIVABLES CORPORATION 3
Date: November 18, 2003
		/s/ Mark Olson
		Mark Olson, Vice President


		WFS RECEIVABLES CORPORATION 3




Date: December 1, 2003		/s/ MARK OLSON Mark Olson, Vice President

INDEX TO EXHIBITS

Exhibit No.	Description	Page
25.1	Statement of Eligibility of Indenture Trustee
1.1	Underwriting Agreement dated as of November 4, 2003
4.1	Amended and Restated Trust Agreement dated as of November 25, 2003
4.2	Indenture dated as of November 1, 2003
10.2	Sale and Servicing Agreement dated as of November 1, 2003
10.6	Administration Agreement dated as of November 1, 2003

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