13F-HR 1 l92210ae13f-hr.txt SECURITY NATIONAL BANK 13F-HR SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER SECURITY NATIONAL BANK 28-6576 ---------------------------------------- ------------------------------- NAME OF INSTITUTIONAL INVESTMENT MANAGER 13F FILE NUMBER 40 S. LIMESTONE STREET, SPRINGFIELD, OHIO 45502 -------------------------------------------------------------------------------- Report for the Calendar Year or Quarter Ended: 12 / 31/ 2001 --------------------------------- If amended report check here: ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal Violations. See 18 U. S. C. 1001 and 15 U. S. C. 78ff(a). I represent that I am authorized to submit this Form and that all information in this Form and the attachments to it is true, correct and complete, and I understand that all required items, statements and schedules are integral parts of this Form and that the submission of any amendment represents that all unamended items, statements and schedules remain true, correct and complete as previously submitted. I am signing this report as required by Securities Exchange Act of 1934. TERRI L. WYATT, TRUST OPERATIONS OFFICER (937) 324-6946 -------------------------------------------------------------------------------- Name, Title and Phone No. of Person Submitting this Report /s/ Terri L. Wyatt -------------------------------------------------------------------------------- Manual Signature of Person Submitting this Report SPRINGFIELD, OHIO 1/3/2002 ------------------------------------------------- ---------------------- Place Signed (City and State) Date Signed FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: N/A -------------------------------- Form 13F Information Table Entry Total: 161 -------------------------------- Form 13F Information Table Value Total: $ 110,231 -------------------------------- (thousands) List of Other included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment mangers with respect to which this report is failed, other than the manager filing this report. (If there are no entries in this list, state "NONE" and omit the column headings and list entries.) No. Form 13F Name File Number 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- --------------------------------

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 1 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ~~ITEM 7 MARKET SHARES INVESTMENT DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP MARKET VALUE SHARES OR INVESTMENT (THOUSANDS) PRINCIPAL DISCRETION SOLE SHR OTHER (A) (B) (C) ~~MANAGERS~~--------------------------------------------------------------------------------------------------------------------------------- AMERICAN KIDNEY STONE MGMT LTD AMKID0006 661 4,436 X SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7 343 343,000 X THORNHILL LIMITED PARTNERSHIP ~~THORN0010 342 504 X~~ (CERTIFICATE OF ASSIGNMENT ATTHRON0010 &342 504 X AT&T ~~CORP~~COPR (T) 001957109 ~~488~~173 259,~~261~~540 X AT & T ~~CORP~~COPR (T) 001957109 5235 21,~~673~~943 X X AXP SPL TAX EXEMPT SER TRINC OHIO TAX EXMP A 00246A812 ~~115~~114 21,628 X ~~OHIO TAX EXMP A~~ AXP TAX EXEMPT SER INC CL A 00246D402 ~~197~~195 48,~~241~~598 X ~~CL A~~ ABBOTT LABORATORIES (ABT) 002824100 ~~709~~762 13,675 X ABBOTT LABORATORIES (ABT) 002824100 2122 400 X X AIR PRODUCTS & CHEMICALS INC (APD) 009158106 ~~295~~359 7,650 X AIR PRODUCTS & CHEMICALS INC (APD) 009158106 1416 350 X X AMERICAN ELECTRIC POWER CO (AEP) 025537101 ~~283~~285 6,549 X AMERICAN ELECTRIC POWER CO (AEP) 025537101 9 200 X X AMERICAN EXPRESS CO (AXP) 025816109 ~~482~~591 16,570 X AMERICAN HOME PRODUCTS CORP (AHP) 026609107 ~~571~~614 910,~~800~~000 X AMERICAN INTL GRP (AIG) 026874107 ~~754~~747 9,~~662~~412 X AMERICAN INTL GRP (AIG) 026874107 2930 375 X X BP AMOCO P L C (BPA) (FORMERLY AMOCO) 055622104 1,~~244~~160 2524,~~294~~944 X ADR SPONSORED BP AMOCO P L C (BPA) (FORMERLY AMOCO) 055622104 4845 968 X X ADR SPONSORED BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 ~~497~~544 1513,~~786~~937 X CHICAGO & BANC ONE) BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 45 118 X X CHICAGO & BANC ONE) BARCLAYS BANK PLC CONV PFD 8% SER E (BCB P) 06738C836 ~~292~~306 11,~~250~~650 X ~~(BCB P)~~ BARCLAYS BANK PLC CONV PFD 8% SER E (BCB P) 06738C836 2728 1,050 X X ~~(BCB P)~~ BAXTER INTERNATIONAL INC (BAX) 071813109 ~~493~~511 89,~~950~~525 X BELLSOUTH CORP (BLS) 079860102 1,~~587~~442 3837,~~192~~792 X ----------------- COLUMN TOTALS 9,~~557~~339 ITEM 17 ~~AND 2~~ ITEM ~~3 ITEM~~ 8 MANAGERS VOTING AUTHORITY SOLE SHARED NONE ~~ISSUER AND TITLE OF CLASS CUSIP~~ (A) (B) (C) ~~AMERICAN KIDNEY STONE MGMT LTD AMKID0006~~ 4,436 ~~SULLIVAN AND CO 3RD PROGRAM I, LLC SULLIVAN7~~ 343,000 ~~THORNHILL LIMITED PARTNERSHIP THORN0010~~ 504 ~~(CERTIFICATE OF ASSIGNMENT AT & T CORP (T) 001957109 24~~9,~~922~~201 339 ~~AT & T CORP (T) 001957109 2~~1,~~448~~718 225 ~~AXP SPL TAX EXEMPT SER TR 00246A812~~ 21,628 ~~OHIO TAX EXMP A AXP TAX EXEMPT SER INC 00246D402~~ 48,~~241~~598 ~~CL A ABBOTT LABORATORIES (ABT) 002824100~~ 13,675 ~~ABBOTT LABORATORIES (ABT) 002824100~~ 400 ~~AIR PRODUCTS & CHEMICALS INC (APD) 009158106~~ 7,650 ~~AIR PRODUCTS & CHEMICALS INC (APD) 009158106~~ 350 ~~AMERICAN ELECTRIC POWER CO (AEP) 025537101~~ 6,549 ~~AMERICAN ELECTRIC POWER CO (AEP) 025537101~~ 200 ~~AMERICAN EXPRESS CO (AXP) 025816109~~ 16,270 300 ~~AMERICAN HOME PRODUCTS CORP (AHP) 026609107 9~~10,~~800~~000 ~~AMERICAN INTL GRP (AIG) 026874107~~ 9,~~462~~212 200 ~~AMERICAN INTL GRP (AIG) 026874107~~ 375 ~~BP AMOCO P L C (BPA) (FORMERLY AMOCO) 055622104~~ 23,~~766~~416 1,528 ~~ADR SPONSORED BP AMOCO P L C (BPA) (FORMERLY AMOCO) 055622104~~ 968 ~~ADR SPONSORED BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 15~~13,~~786~~937 ~~CHICAGO & BANC ONE) BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103~~ 118 ~~CHICAGO & BANC ONE) BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836~~ 11,~~250~~650 ~~(BCB P) BARCLAYS BANK PLC CONV PFD 8% SER E 06738C836~~ 1,050 ~~(BCB P) BAXTER INTERNATIONAL INC (BAX) 071813109 8~~9,~~950~~525 ~~BELLSOUTH CORP (BLS) 079860102~~ 36,~~602~~202 1,590

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 2 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ~~ITEM 7 MARKET SHARES INVESTMENT DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP MARKET VALUE SHARES OR INVESTMENT (THOUSANDS) PRINCIPAL DISCRETION SOLE SHR OTHER (A) (B) (C) ~~MANAGERS~~-------------------------------------------------------------------------------------------------------------------------------- BELLSOUTH CORP (BLS) 079860102 ~~120~~111 2,900 X X BIOMET, INC (BMET) 090613100 3,~~204~~264 ~~109~~105,~~550~~617 X BRISTOL-MYERS SQUIBB CO (BMY) 110122108 ~~949~~847 1716,~~076~~601 X BRISTOL-MYERS SQUIBB CO (BMY) 110122108 6863 1,232 X X ~~CVS~~CHEVRONTEXACO CORP ~~(CVS)~~COM ~~126650100~~166764100 ~~242~~996 711,~~275~~111 X ~~CVS~~CHEVRONTEXACO CORP ~~(CVS)~~COM ~~126650100~~166764100 1389 ~~400~~989 X X ~~CHEVRON CORP (CHV) 166751107 450 5,311 X CHEVRON CORP (CHV) 166751107 13 150 X X~~ CINCINNATI FINANCIAL CORP (CINF) 172062101 43,~~295~~927 ~~103~~102,~~197~~927 X ~~CINCINNATI FINANCIAL CORP (CINF) 172062101 2,266 54,456 X X~~ CINERGY CORP (CIN) 172474108 ~~582~~630 18,854 X CINERGY CORP (CIN) 172474108 2527 800 X X CISCO SYSTEMS INC (CSCO) 17275R102 ~~246~~360 2019,~~175~~875 X CITIGROUP INC (FORMERLY TRAVL GROUP) 172967101 210 4,163 X COCA-COLA CORP (KO) 191216100 ~~479~~482 10,217 X COCA-COLA CORP (KO) 191216100 7071 1,500 X X COLGATE-PALMOLIVE COMPANY (CL) 194162103 ~~756~~761 1213,~~975~~175 X COLGATE-PALMOLIVE COMPANY (CL) 194162103 25 425 X X CONVERGYS CORP COM 212485106 ~~122~~165 4,400 X ~~COM~~ CONVERGYS CORP COM 212485106 83112 3,000 X X ~~COM~~ D P L INC COMMON (DPL) 233293109 ~~470~~475 19,~~333~~733 X D P L INC COMMON (DPL) 233293109 19 775 X X E I DUPONT DE NEMOURS & CO (DODD) 263534109 ~~255~~315 67,~~808~~408 X E I DUPONT DE NEMOURS & CO (DD) 263534109 ~~116~~132 3,100 X X DUFF & PHELPS SELECTED UTL (DNP) 264324104 ~~166~~171 15,478 X DUKE ENERGY CO (DUK) (FORMERLY DUKE POWER) 264399106 ~~973~~1,015 25,~~700~~850 X DUKE REALTY CORP. (FORMERLY DUKE ~~POWER~~- WEEKS RLTY CORP) 264411505 498 20,475 X DUKE REALTY CORP. (FORMERLY DUKE - WEEKS RLTY CORP) 264411505 12 500 X X ----------------- COLUMN TOTALS 1614,~~007~~777 ITEM 17 ~~AND 2~~ ITEM ~~3 ITEM~~ 8 MANAGERS VOTING AUTHORITY SOLE SHARED NONE ~~ISSUER AND TITLE OF CLASS CUSIP~~ (A) (B) (C) ~~BELLSOUTH CORP (BLS) 079860102~~ 2,700 200 ~~BIOMET~~105,617 ~~INC (BMET) 090613100 109,550 BRISTOL-MYERS SQUIBB CO (BMY) 110122108~~ 16,~~544~~069 532 ~~BRISTOL-MYERS SQUIBB CO (BMY) 110122108~~ 1,232 ~~CVS CORP (CVS) 126650100 7~~10,~~275~~861 ~~CVS~~250 ~~CORP~~989 ~~(CVS) 126650100 400 CHEVRON CORP (CHV) 166751107 5~~102,~~311~~927 ~~CHEVRON CORP (CHV) 166751107 150 CINCINNATI FINANCIAL CORP (CINF) 172062101 103,197 CINCINNATI FINANCIAL CORP (CINF) 172062101 54,456 CINERGY CORP (CIN) 172474108~~ 18,854 ~~CINERGY CORP (CIN) 172474108~~ 800 ~~CISCO SYSTEMS INC (CSCO) 17275R102~~ 19,~~750~~450 425 ~~COCA-COLA~~4,163 ~~CORP (KO) 191216100~~ 9,042 1,175 ~~COCA-COLA CORP (KO) 191216100~~ 1,500 ~~COLGATE-PALMOLIVE COMPANY (CL) 194162103~~ 12,~~275~~475 700 ~~COLGATE-PALMOLIVE COMPANY (CL) 194162103~~ 425 ~~CONVERGYS CORP 212485106~~ 4,400 ~~COM CONVERGYS CORP 212485106~~ 2,000 1,000 ~~COM D P L INC COMMON (DPL) 233293109 18~~19,~~833~~233 500 ~~D P L INC COMMON (DPL) 233293109~~ 775 ~~E I DUPONT DE NEMOURS & CO (DO) 263534109~~ 6,~~058~~658 750 ~~E I DUPONT DE NEMOURS & CO (DD) 263534109~~ 300 2,800 ~~DUFF & PHELPS SELECTED UTL (DNP) 264324104~~ 8,478 7,000 ~~DUKE ENERGY CO (DUK) 264399106~~ 25,~~100~~250 600 ~~(FORMERLY~~19,975 ~~DUKE~~500 ~~POWER)~~500

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 3 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ~~ITEM 7 MARKET SHARES INVESTMENT DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP MARKET VALUE SHARES OR INVESTMENT (THOUSANDS) PRINCIPAL DISCRETION SOLE SHR OTHER (A) (B) (C) ~~MANAGERS DUKE REALTY CORP (FORMERLY DUKE~~---------------------------------------------------------------------------------------------------------------------------------- ~~264411505 400 16,875 X WEEKS RLTY CORP)~~ EL PASO CORP (EPG)( FORMERLY EL PASO ENERGY CORP) 28336L109 ~~234~~255 5,~~627~~727 X ~~ENERGY CORP)~~ EMERSON ELECTRIC CO (EMR) 291011104 ~~411~~515 89,~~725~~025 X ENRON CORP (ENE) 293561106 ~~324~~7 1110,900 X ~~ENRON CORP (ENE) 293561106 5 200 X X~~ EXXON MOBIL CORP (XOM) COM 30231G102 23,~~883~~263 7383,~~162~~034 X ~~COM~~ EXXON MOBIL CORP (XOM) COM 30231G102 ~~166~~89 42,~~204~~268 X X ~~COM~~ FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 ~~840~~836 10,~~495~~520 X FEDERATED HIGH YIELD TR FD (38) 314197104 150 25,~~922~~433 X FEDERATED HIGH YIELD TR FD (38) 314197104 4546 7,870 X X FEDERATED GVT ULTRASHORT FD IS (626) ~~31420B102 511 256,846 X~~ (FRMLY FED SHRT-DUR GVT BD FD) 31420B102 507 254,616 X FEDERATED GVT ULTRASHORT EDFD IS (626) ~~31420B102 5 2,649 X X~~ (FRMLY FED SHRT-DUR GVT BD FD) 31420B102 6 2,844 X X FEDERATED USGVT SECS: 2-5 YR(47) 31428P103 1,~~523~~370 ~~135~~123,~~058~~477 X FEDERATED USGVT SECS: 2-5 YR SVC(192) 31428P202 2532 2,~~196~~898 X FEDERATED USGVT SECS: 2-5 YR SVC(192) 31428P202 ~~388~~470 3442,~~427~~370 X X FEDERATED TTL RETURN BND FD (328) 31428Q101 1,~~357~~204 ~~126~~114,~~879~~657 X FEDERATED TTL RETURN BND FD (328) 31428Q101 ~~132~~129 12,317 X X FEDERATED LTD DURATION FD INST (830) 31428Q408 149 15,049 X FEDERATED TTL RETURN BND SER (228) 31428Q507 174 16,523 X X FIDELITY GNMA FUND (15) 31617K105 6961 65,~~250~~607 X FIDELITY GNMA FUND (15) 31617K105 65 5,~~871~~983 X X FIFTH THIRD ~~BANCORP~~BANKCORP (FITB) 316773100 1,~~043~~058 1617,~~961~~251 X FIFTH THIRD ~~BANCORP~~BANKCORP (FITB) 316773100 10 163 X X ~~FORD~~GENERAL ~~MTR~~ELECTRIC CO ~~DEL~~ (FGE) ~~345370860~~369604103 ~~259~~3,225 1480,~~932~~471 X ~~COM~~GENERAL ~~PAR~~ELECTRIC ~~$0.01 FORD MTR~~ CO ~~DEL~~ (FGE) ~~345370860~~369604103 142 3,533 ~~200~~ X X ~~COM~~GENZYME ~~PAR~~CORP ~~$0.01~~(GENZ) ~~GENERAL~~COM-GEN ~~ELECTRIC~~DIV CO372917104 ~~(GE)~~227 ~~369604103~~ 3,~~006~~800 ~~80,796~~ X ~~GENERAL~~GENZYME ~~ELECTRIC~~CORP CO (GEGENZ) ~~369604103~~372917104 ~~128~~30 ~~3,433~~500 X X COM-GEN DIV ----------------- COLUMN TOTALS 1314,~~982~~020 ITEM 17 ~~AND 2~~ ITEM ~~3 ITEM~~ 8 MANAGERS VOTING AUTHORITY SOLE SHARED NONE ~~ISSUER AND TITLE OF CLASS CUSIP~~ (A) (B) (C) ~~DUKE REALTY CORP (FORMERLY DUKE- 264411505 16,375 500 WEEKS RLTY CORP) EL PASO CORP (EPG)(FORMERLY EL PASO 28336L109~~ 5,~~327~~427 300 ~~ENERGY CORP) EMERSON ELECTRIC CO (EMR) 291011104~~ 8,~~475~~775 250 ~~ENRON CORP (ENE) 293561106 11~~10,600 300 ~~ENRON CORP (ENE) 293561106 200 EXXON MOBIL CORP (XOM) 30231G102 71~~81,~~244~~116 1,918 ~~COM EXXON MOBIL CORP (XOM) 30231G102~~ 2,268 ~~1,936 COM FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109~~ 10,~~495~~520 ~~FEDERATED HIGH YIELD TR FD (38) 314197104~~ 25,~~922~~433 ~~FEDERATED HIGH YIELD TR FD (38) 314197104~~ 7,870 ~~FEDERATED GVT ULTRASHORT ED IS (626) 31420B102 256~~254,~~846~~616 ~~(FRMLY FED SHRT-DUR GVT BD FD) FEDERATED GVT ULTRASHORT ED FS (626) 31420B102~~ 2,~~649~~844 ~~(FRMLY FED SHRT-DUR GVT BD FD) FEDERATED USGVT SECS: 2-5 YR(47) 31428P103 132~~121,~~974~~377 673 1,~~411~~427 ~~FEDERATED USGVT SECS:~~ 2~~-5 YR SVC(192) 31428P202 2~~,~~196~~898 ~~FEDERATED USGVT SECS: 2-5 YR SVC(192) 31428P202 34~~42,~~427~~370 ~~FEDERATED TTL RETURN BND FD(328) 31428Q101 126~~114,~~879~~625 ~~FEDERATED~~32 ~~TTL RETURN BND FD(328) 31428Q101~~ 12,317 ~~FIDELITY GNMA FUND(~~15),049 ~~31617K105~~16,523 65,~~250~~607 ~~FIDELITY GNMA FUND(15) 31617K105~~ 5,871 ~~FIFTH~~112 ~~THIRD BANCORP (FITB) 316773100~~ 12,~~618~~908 4,343 ~~FIFTH THIRD BANCORP (FITB) 316773100~~ 163 ~~FORD MTR CO DEL (F) 345370860 14,832 100 COM PAR $0.01 FORD MTR CO DEL (F) 345370860 200 COM PAR $0.01 GENERAL ELECTRIC CO (GE) 369604103~~ 72,~~500~~175 900 7,396 ~~GENERAL ELECTRIC CO (GE) 369604103~~ 2,~~833~~933 600 3,800 500

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 4 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ~~ITEM 7 MARKET SHARES INVESTMENT DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP MARKET VALUE SHARES OR INVESTMENT (THOUSANDS) PRINCIPAL DISCRETION SOLE SHR OTHER (A) (B) (C) ~~MANAGERS~~-------------------------------------------------------------------------------------------------------------------------------- GLAXO SMITHKLINE PLC (GSK) ~~37733W105~~3733W105 ~~490~~435 8,735 X HEWLETT-PACKARD CO (HWP) 428236103 ~~274~~350 17,050 X HEWLETT-PACKARD CO (HWP) 428236103 1215 750 X X HIGHWOOD PPTYS INC (HIW) 431284108 ~~979~~1,091 3942,~~550~~050 X ~~HIGHW00D~~HIGHWOOD PPTYS INC (HIW) 431284108 10 400 X X HOME DEPOT INC (HD) 437076102 1,~~304~~706 33,~~997~~447 X HOME DEPOT INC (HD) 437076102 2128 550 X XHUNTINGT9ON ~~HUNTINGTON~~ BANCSHARES INC (HBAN) 446150104 43,~~022~~868 ~~232~~225,~~329~~003 X ILLINOIS TOOL WKS INC (ITW) 452308109 ~~271~~339 5,000 X INTEL CORP (INTC) 458140100 ~~433~~639 2120,~~164~~314 X INTERNATIONAL BUSINESS MACHINES (IBM) CORP 459200101 ~~585~~740 6,~~375~~118 X ~~CORP~~ INTERNATIONAL PAPER COMPANY (IP) 460146103 ~~397~~460 11,400 X INTERNATIONAL PAPER COMPANY (IP) 460146103 45 123 X X J P MORGAN CHASE & CO (JPM) 46625H100 ~~409~~388 1110,~~970~~670 X JOHNSON & JOHNSON CO (JNJ) 478160104 1,~~903~~986 3433,~~347~~597 X JOHNSON & JOHNSON CO (JNJ) 478160104 9298 1,656 X X ~~KIMBERLY~~KIMBERLEY-CLARK CORP (KMB) 494368103 ~~564~~526 98,~~100~~800 X KROGER CO (KR) 501044101 ~~243~~226 910,850 X KROGER CO (KR) 501044101 108 400 X X LUCENT TECHNOLOGIES INC (LU) 549463107 ~~126~~128 2120,~~967~~305 X LUCENT TECHNOLOGIES INC (LU) 549463107 1213 2,020 X X MBNA CORP (KRB) 55262L100 ~~335~~390 11,075 X ~~MCDONALDS~~MERCK ~~CORP~~& CO INC (~~MCD~~MRK) ~~580135101~~589331107 ~~200~~1,352 722,~~375~~992 X MERCK & CO INC (MRK) 589331107 ~~1,480~~35 ~~22,215~~600 X ~~MERCK~~X MERRILL LYNCH & CO INC COM (~~MRK~~MER) ~~589331107~~590188108 40357 ~~600~~6,850 X X ----------------- COLUMN ~~TOTALS~~TOTAL 1415,~~216~~193 ITEM 17 ~~AND 2~~ ITEM ~~3 ITEM~~ 8 MANAGERS VOTING AUTHORITY SOLE SHARED NONE ~~ISSUER AND TITLE OF CLASS CUSIP~~ (A) (B) (C) ~~GLAXO SMITHKLINE PLC (GSK) 37733W105~~ 8,735 ~~HEWLETT-PACKARD CO (HWP) 428236103~~ 17,050 ~~HEWLETT-PACKARD CO (HWP) 428236103~~ 250 500 ~~HIGHWOOD PPTYS INC (HIW) 431284108 37~~40,~~950~~450 1,600 ~~HIGHW00D PPTYS INC (HIW) 431284108~~ 400 ~~HOME DEPOT INC (HD) 437076102 33~~32,~~247~~697 750 ~~HOME DEPOT INC (HD) 437076102~~ 550 ~~HUNTINGTON BANCSHARES INC (HBAN) 446150104 232~~225,~~329~~003 ~~ILLINOIS TOOL WKS INC (ITW) 452308109~~ 5,000 ~~INTEL CORP (INTC) 458140100 20~~19,~~564~~714 600 ~~INTERNATIONAL BUSINESS MACHINES(IBM) 459200101~~ 6,~~375~~118 ~~CORP INTERNATIONAL PAPER COMPANY (IP) 460146103~~ 11,000 400 ~~INTERNATIONAL PAPER COMPANY (IP) 460146103~~ 123 ~~J P MORGAN CHASE & CO (JPM) 46625H100 11~~10,~~520~~220 450 ~~JOHNSON & JOHNSON CO (JNJ) 478160104 33~~32,~~275~~525 1,072 ~~JOHNSON & JOHNSON CO (JNJ) 478160104~~ 1,656 ~~KIMBERLY-CLARK CORP (KMB) 494368103 9~~8,~~100~~800 ~~KROGER CO (KR) 501044101 9~~10,700 150 ~~KROGER CO (KR) 501044101~~ 400 ~~LUCENT TECHNOLOGIES INC (LU) 549463107 19~~18,~~773~~111 2,194 ~~LUCENT TECHNOLOGIES INC (LU) 549463107~~ 1,828 192 ~~MBNA CORP (KRB) 55262L100~~ 11,075 ~~MCDONALDS CORP (MCD) 580135101 7~~22,~~375~~512 ~~MERCK & CO INC (MRK) 589331107 21,735~~ 480 ~~MERCK & CO INC (MRK) 589331107~~ 600 ~~COLUMN TOTALS~~6,850

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 5 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ~~MARKET SHARES INVESTMENT DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP MARKET VALUE SHARES OR INVESTMENT (THOUSANDS) PRINCIPAL DISCRETION SOLE SHR OTHER (A) (B) (C) -------------------------------------------------------------------------------------------------------------------------------- MERRILL LYNCH & CO INC COM (MER) 590188108 ~~262~~33 ~~6,450 X MERRILL LYNCH & CO INC CON (MER) 590188108 26~~ 640 X X MICROSOFT CORP (MSFT) 594918104 1,~~028~~285 2019,~~093~~393 X MICROSOFT CORP (MSFT) 594918104 6078 1,175 X X MINNESOTA MINING & MFG (MMM) 604059105 ~~315~~378 3,200 X MINNESOTA MINING & MFG (MMM) 604059105 3035 300 X X ~~MIRANT CORP (MIR) 604675108 203 9,264 X COM MIRANT CORP (MIR) 604675108 4 200 X X COM MONEY MKT OBLIGS TR SH (092) 60934N229 49 48,714 X X~~ FEDERATED PRIME VAL OBLG MMKT (856) 60934N575 3088 2988,~~777~~300 X X FEDERATED AUTOMATED CASH MGMT (75) 60934N864 4346 4346,~~489~~009 X FEDERATED AUTOMATED CASH MGMT (75) 60934N864 1,~~298~~326 1,~~298~~326,~~043~~347 X X MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 ~~232~~269 54,~~000~~800 X NASDAQ 100 TR UNIT SER 1 (QQQ) 631100104 ~~645~~777 2219,~~250~~975 X NAVIGANT CONSULTING INC (NCI) 63935N107 55 10,000 X NOKIA CORP SPNRD ADR (NOK A) 654902204 ~~200~~307 12,~~800~~500 X ~~ORACLE~~NORFOLK SOUTHERN CORP (~~ORCL~~NSC) ~~68389X105~~655844108 ~~181~~184 1410,~~400~~050 X ORACLE CORP (ORCL) 68389X105 5185 13,400 X X PARK NATIONAL CORP (PRK) 700658107 2524,~~858~~367 ~~267~~262,~~270~~714 X PARK NATIONAL CORP (PRK) 700658107 1413,~~369~~373 ~~148~~144,~~520~~186 X X PEOPLES SAVINGS BANK OF TROY 712289107 9897 25,968 X X PEPSICO INC (PEP) 713448108 ~~456~~445 9,~~392~~142 X PEPSICO INC (PEP) 713448108 58 1,200 X X PFIZER INC (PFE) 717081103 1,~~450~~437 36,~~168~~068 X PFIZER INC (PFE) 717081103 8 200 X X PHILIP MORRIS COMPANIES, INC (MO) 718154107 ~~200~~190 4,146 X ~~------~~PHILIP ~~COLUMN~~MORRIS ~~TOTALS 47~~COMPANIES,~~108~~ ~~ITEM~~INC ~~1 AND 2 ITEM 3 ITEM 7 ITEM 8 VOTING AUTHORITY SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP MANAGERS~~ (AMO) ~~(B)~~718154107 ~~(C)~~18 ~~MERRILL~~396 ~~LYNCH~~X &X COPROCTER ~~INC~~& ~~COM~~GAMBLE CO (~~MER~~PG) ~~590188108~~742718109 62,~~450~~230 ~~MERRILL~~28,176 ~~LYNCH~~X PROCTER & GAMBLE CO ~~INC CON~~ (~~MER~~PG) ~~590188108~~712718109 ~~640~~119 ~~MICROSOFT CORP (MSFT) 594918104 19~~1,~~743~~500 ~~350~~X ~~MICROSOFT~~X ~~CORP~~----------------- ~~(MSFT)~~COLUMN ~~594918104~~TOTALS ~~375 800 MINNESOTA MINING & MFG (MMM) 604059105 3~~47,~~200~~388 ~~MINNESOTA~~ITEM ~~MINING~~7 &ITEM ~~MFG~~8 ~~(MMM)~~MANAGERS ~~604059105~~VOTING ~~200~~AUTHORITY ~~100~~SOLE ~~MIRANT~~SHARED ~~CORP~~NONE (~~MIR~~A) ~~604675108 9,264 COM MIRANT CORP~~ (~~MIR~~B) ~~604675108 200 COM MONEY MKT OBLIGS TR SH~~ (~~092~~C) ~~60934N229~~640 4819,~~714~~043 ~~FEDERATED~~350 ~~PRIME~~375 ~~VAL~~800 ~~OBLG~~3,200 ~~MMKT~~200 ~~(856)~~100 ~~60934N575 29~~88,~~777~~300 ~~FEDERATED AUTOMATED CASH MGMT (75) 60934N864 43~~46,~~489~~009 ~~FEDERATED AUTOMATED CASH MGMT (75) 60934N864~~ 1,~~298~~326,~~043~~347 ~~MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 5~~4,~~000~~800 ~~NASDAQ 100 TR UNIT SER 1 (QQQ) 631100104 21~~19,~~750~~475 500 ~~NOKIA~~10,000 ~~CORP SPNRD ADR (NOK A) 654902204~~ 12,~~350~~050 450 ~~ORACLE~~10,050 ~~CORP (ORCL) 68389X105 14~~13,400 ~~ORACLE CORP (ORCL) 68389X105 400 PARK NATIONAL CORP (PRK) 700658107 264~~260,~~995~~439 2,275 ~~PARK NATIONAL CORP (PRK) 700658107~~ 61,~~757~~416 28 8682,~~735~~742 ~~PEOPLES SAVINGS BANK OF TROY 712289107~~ 25,968 ~~PEPSICO INC (PEP) 713448108 8~~7,~~092~~842 1,300 ~~PEPSICO INC (PEP) 713448108~~ 1,200 ~~PFIZER INC (PFE) 717081103~~ 35,~~818~~718 350 ~~PFIZER INC (PFE) 717081103~~ 200 ~~PHILIP~~1,800 ~~MORRIS COMPANIES~~2,346 ~~INC~~396 ~~(MO)~~26,305 ~~718154107~~ 1,~~800~~871 21,~~346~~200 ~~COLUMN TOTALS~~300

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 6 ITEM ~~6 ITEM~~ 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ~~INVESTMENT~~ITEM ~~MARKET~~6 ~~SHARES DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP ~~(THOUSANDS)~~MARKET ~~PRINCIPAL~~VALUE ~~(A)~~SHARES ~~(B)~~OR INVESTMENT (CTHOUSANDS) ~~PHILIP~~PRINCIPAL ~~MORRIS~~DISCRETION ~~COMPANIES,~~SOLE ~~INC~~SHR OTHER (MOA) ~~718154107 19 396 X X PROCTER & GAMBLE CO~~ (PGB) ~~742718109 2,062 28,326 X PROCTER & GAMBLE CO~~ (PGC) ~~742718109~~-------------------------------------------------------------------------------------------------------------------------------- ~~109 1,500 X X~~ PNC TEMP (24) 743884579 ~~892~~314 ~~891~~314,~~863~~263 X PNC TEMP (24) 743884579 8889 8889,~~065~~187 X X QUALCOMM INC (QCOM) 747525103 ~~232~~246 4,875 X SBC COMMUNICATIONS (SBC) 78387G103 1,~~609~~326 3433,~~140~~840 X SBC COMMUNICATIONS (SBC) 78387G103 ~~456~~200 95,~~672~~105 X X SCANA CORP NEW (SCG I) FORMERLY SCANA CORP) 80589M102 216 7,750 X SOUTHERN CO (SO) 842587107 ~~559~~588 23,~~298~~198 X SOUTHERN CO (SO) 842587107 10 400 X X SOUTHWEST AIRLINES (LUV) 844741108 ~~299~~223 2012,~~147~~050 X SUN MICROSYSTEMS (SUNW) 866810104 ~~217~~332 2627,~~200~~000 X SUN MICROSYSTEMS (SUNW) 866810104 1015 1,200 X X TARGET CORP (TGT)(FORMERLY DAYTON HUDSON CORP) 87612E106 ~~337~~414 10,~~625~~075 X ~~HUDSON CORP)~~ TARGET CORP (TGT)(FORMERLY DAYTON ~~87612E106 14 450 X X~~ HUDSON CORP) ~~TEXACO~~87612E106 ~~INC~~18 ~~(TX)~~450 ~~881694103 418 6,437~~ X ~~TEXACO INC (TX) 881694103 62 960~~ X X TRIBUNE CO NEW COM (TRB) 896047107 ~~292~~348 9,300 X TYCO INTL LTD NEW (TYC) COM 902124106 ~~336~~486 78,~~375~~250 X ~~COM~~ TYCO INTL LTD NEW (TYC) COM 902124106 912 200 X X ~~COM~~ UNITED TECHNOLOGIES CORP (UTX) 913017109 ~~363~~485 7,~~805~~505 X UNITED TECHNOLOGIES CORP (UTX) 913017109 913 200 X X VANGUARD TAX EXEMPT FD LONG TERM PORT 922907308 ~~116~~113 10,263 X ~~LONG TERM PORT~~ VERIZON COMMUNICATIONS COM 92343V104 ~~1,057~~875 1918,~~540~~433 X ~~COM~~ VERIZON COMMUNICATIONS COM 92343V104 ~~151~~133 2,794 X X ~~COM~~WACHOVIA ~~----------~~CORP ~~COLUMN~~2ND ~~TOTALS~~NEW ~~9,726~~929903102 ~~ITEM~~408 113,000 ~~AND~~X 2WAL-MART ~~ITEM~~STORES 3INC ~~ITEM~~(WMT) 7931142103 ~~ITEM~~639 811,100 ~~VOTING~~X ~~AUTHORITY~~WAL-MART ~~SOLE~~STORES ~~SHARED~~INC ~~NONE~~(WMT) ~~ISSUER~~931142103 ~~AND~~35 ~~TITLE~~600 OFX ~~CLASS~~X ~~CUSIP~~WELLPOINT ~~MANAGERS~~HEALTH ~~(A)~~NTWRKS ~~(B)~~NEW (CWLP) ~~PHILIP~~94973H108 ~~MORRIS~~351 ~~COMPANIES~~3,000 ~~INC~~X ~~(MO)~~----------------- ~~718154107~~COLUMN ~~396~~TOTALS ~~PROCTER~~7,889 &ITEM ~~GAMBLE~~7 COITEM ~~(PG)~~8 ~~742718109~~MANAGERS ~~26,455~~VOTING ~~1,871~~AUTHORITY ~~PROCTER~~SOLE &SHARED ~~GAMBLE~~NONE CO (PGA) ~~742718109 1,200 300 PNC TEMP~~ (24B) ~~743884579 891,863 PNC TEMP~~ (24C) ~~743884579~~314,263 8889,~~065~~187 ~~QUALCOMM INC (QCOM) 747525103~~ 4,875 ~~SBC COMMUNICATIONS (SBC) 78387G103~~ 33,~~762~~462 378 ~~SBC COMMUNICATIONS (SBC) 78387G103~~ 4,159 5946 7,~~513~~750 ~~SOUTHERN CO (SO) 842587107~~ 23,~~298~~198 ~~SOUTHERN CO (SO) 842587107~~ 400 ~~SOUTHWEST AIRLINES (LUV) 844741108 20~~12,~~147~~050 ~~SUN MICROSYSTEMS (SUNW) 866810104~~ 25,~~025~~825 1,175 ~~SUN MICROSYSTEMS (SUNW) 866810104~~ 1,200 ~~TARGET CORP (TGT)(FORMERLY DAYTON 87612E106 10~~9,~~125~~575 500 ~~HUDSON CORP) TARGET CORP (TGT)(FORMERLY DAYTON 87612E106~~ 450 ~~HUDSON CORP) TEXACO INC (TX) 881694103 6,112 325 TEXACO INC (TX) 881694103 960 TRIBUNE CO NEW COM (TRB) 896047107~~ 9,300 ~~TYCO INTL LTD NEW (TYC) 902124106 7~~8,~~175~~050 200 ~~COM TYCO INTL LTD NEW (TYC) 902124106~~ 200 ~~COM UNITED TECHNOLOGIES CORP (UTX) 913017109~~ 7,~~405~~105 400 ~~UNITED TECHNOLOGIES CORP (UTX) 913017109~~ 200 ~~VANGUARD TAX EXEMPT FD 922907308~~ 10,263 ~~LONG~~18,433 ~~TERM~~2,594 ~~PORT~~200 ~~VERIZON~~12,950 ~~COMMUNICATIONS~~50 ~~92343V104 19~~11,~~540~~100 ~~COM~~600 ~~VERIZON COMMUNICATIONS 92343V104~~ 2,~~594~~800 200 ~~COM~~

~~REPORT PTR285 1Y~~ SECURITY NATIONAL BANK & TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 0912/3031/01 PAGE 7 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ~~INVESTMENT MARKET SHARES DISCRETION VALUE OR SOLE SHR OTHER~~ ISSUER AND TITLE OF CLASS CUSIP ~~(THOUSANDS)~~MARKET ~~PRINCIPAL~~VALUE ~~(A)~~SHARES ~~(B)~~OR INVESTMENT (CTHOUSANDS) ~~WACHOVIA~~PRINCIPAL ~~CORP~~DISCRETION ~~2ND~~SOLE ~~NEW~~SHR ~~929903102~~OTHER ~~403 13,000 X WAL-MART STORES INC~~ (~~WMT~~A) ~~931142103 552 11,150 X WAL-MART STORES INC~~ (~~WMT~~B) ~~931142103 30 600 X X WELLPOINT HEALTH NTWRKS NEW~~ (~~WLP~~C) ~~94973H108~~-------------------------------------------------------------------------------------------------------------------------------- ~~349 3,200 X~~ WELLPOINT HEALTH NTWRKS NEW (WLP) 94973H108 2223 200 X X WELLS FARGO & CO NEW (WFC) (FORMERLY NORWEST) 949746101 ~~456~~462 10,~~250~~625 X ~~(FORMERLY NORWEST)~~ WELLS FARGO & CO NEW (WFC) (FORMERLY NORWEST) 949746101 10 225 X X ~~(FORMERLY NORWEST)~~ WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 5760 3,188 X WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 ~~277~~291 15,500 X X WESTPOINT STEVENS INC (WXS) 961238102 3954 22,000 X THE WILLIAMS COMPANIES, INC (WMB) 969457100 ~~279~~252 109,~~225~~875 X THE WILLIAMS COMPANIES, INC (WMB) 969457100 1110 400 X X WORLDCOM INC, WORLDCOM GRP (FORMERLY MCI WORLDCOM) 98157D106 ~~248~~225 16,~~512~~012 X ~~MCI WORLDCOM)~~ XCEL ENERGY INC (XEL) FORMERLY NORTHERN STS POWER 98389B100 ~~226~~223 8,041 X ~~NORTHERN STS POWER)~~ XCEL ENERGY INC (XEL) FORMERLY NORTHERN STS POWER 98389B100 15 550 X X ~~NORTHERN STS POWER)~~ ----------------- COLUMN TOTALS 21,~~974~~625 ----------------- FINAL TOTALS ~~113~~110,~~570~~231 ITEM ~~1 AND 2 ITEM 3 ITEM~~ 7 ITEM 8 MANAGERS VOTING AUTHORITY SOLE SHARED NONE ~~ISSUER AND TITLE OF CLASS CUSIP MANAGERS~~ (A) (B) (C) ~~WACHOVIA CORP 2ND NEW 929903102 12,950 50 WAL-MART STORES INC (WMT) 931142103 11,150 WAL-MART STORES INC (WMT) 931142103 600 WELLPOINT HEALTH NTWRKS NEW (WLP) 94973H108 3,000~~ 200 ~~WELLPOINT HEALTH NTWRKS NEW (WLP) 94973H108 200 WELLS FARGO & CO NEW (WFC) 949746101~~ 10,~~250~~625 ~~(FORMERLY NORWEST) WELLS FARGO & CO NEW (WFC) 949746101~~ 225 ~~(FORMERLY NORWEST) WESTERN OHIO FINANCIAL CORP (WOFC) 959024100~~ 3,188 ~~WESTERN OHIO FINANCIAL CORP (WOFC) 959024100~~ 15,500 ~~WESTPOINT STEVENS INC (WXS) 961238102~~ 22,000 ~~THE WILLIAMS COMPANIES, INC (WMB) 969457100~~ 9,~~725~~375 500 ~~THE WILLIAMS COMPANIES, INC (WMB) 969457100~~ 400 ~~WORLDCOM INC, WORLDCOM GRP (FORMERLY 98157D106~~ 15,~~712~~212 800 ~~MCI WORLDCOM) XCEL ENERGY INC (XEL) FORMERLY 98389B100~~ 8,041 ~~NORTHERN STS POWER) XCEL ENERGY INC (XEL) FORMERLY 98389B100~~ 550 ~~NORTHERN STS POWER) COLUMN TOTALS FINAL TOTALS~~

Filing Compare · SECURITY BANC CORP