UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-D

ASSET-BACKED ISSUER
DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

For the monthly distribution period from December 1, 2008 to December 31, 2008

Commission File Number of issuing entity: 333-126628

National City Credit Card Master Note Trust

(Exact name of issuing entity as specified in its charter)

Commission File Number of issuing entity: 333-126628-01

National City Credit Card Master Trust

(Exact name of issuing entity as specified in its charter)

Commission File Number of depositor: 333-126628-02

National City Bank

(Exact name of depositor and sponsor as specified in its charter)

Delaware
(State or other jurisdiction of incorporation or organization of the issuing entity)

N/A
(I.R.S. Employer Identification No.)

1900 East 9^th Street
Cleveland, OH
(Address of principal executive offices of the issuing entity)

44114-3484
(Zip Code)

(216) 222-2000
(Telephone number, including area code)

N/A
(Former name, former address, if changed since last report)

TABLE OF CONTENTS


SIGNATURES
Exhibit Index
EX-99.1
EX-99.2
EX-99.3
EX-99.4
EX-99.5
EX-99.6
EX-99.7

Registered/reporting pursuant to (check one)


				Name of exchange
Title of class	Section 12(b)	Section 12(g)	Section 15(d)	(If Section 12(b))

Series 2005-1, Class A			X

Series 2005-1, Class B			X

Series 2005-1, Class C			X

Series 2006-1, Class A			X

Series 2006-1, Class B			X

Series 2006-1, Class C			X

Series 2007-1, Class A			X

Series 2007-1, Class B			X

Series 2007-1, Class C			X

Series 2008-1, Class A			X

Series 2008-1, Class B			X

Series 2008-1, Class C			X

Series 2008-2, Class A			X

Series 2008-2, Class B			X

Series 2008-2, Class C			X

Series 2008-3, Class A			X

Series 2008-3, Class B			X

Series 2008-3, Class C			X

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No _

PART I — DISTRIBUTION INFORMATION

Item 1. Distribution and Pool Performance Information.

Response to Item 1 is set forth in Exhibits 99.1, 99.2, 99.3, 99.4, 99.5, 99.6 and 99.7

PART II — OTHER INFORMATION

Item 9. Exhibits.


Exhibit No.		Description
99.1		Series 2005- CC Monthly Certificateholders’ Statement
99.2		Series 2005-1 Schedule to Monthly Noteholders’ Statement
99.3		Series 2006-1 Schedule to Monthly Noteholders’ Statement
99.4		Series 2007-1 Schedule to Monthly Noteholders’ Statement
99.5		Series 2008-1 Schedule to Monthly Noteholders’ Statement
99.6		Series 2008-2 Schedule to Monthly Noteholders’ Statement
99.7		Series 2008-3 Schedule to Monthly Noteholders’ Statement

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


				National City Credit Card Master Note Trust (issuing entity)

				National City Credit Card Master Trust (issuing entity)

		By: By:		NATIONAL CITY BANK, as Depositor and Servicer /s/ Russell A. Cronin, Jr. Name: Russell A. Cronin, Jr. Title: Senior Vice President

Dated: January 28, 2009

Exhibit Index


Exhibit No.		Description
99.1		Series 2005- CC Monthly Certificateholders’ Statement
99.2		Series 2005-1 Schedule to Monthly Noteholders’ Statement
99.3		Series 2006-1 Schedule to Monthly Noteholders’ Statement
99.4		Series 2007-1 Schedule to Monthly Noteholders’ Statement
99.5		Series 2008-1 Schedule to Monthly Noteholders’ Statement
99.6		Series 2008-2 Schedule to Monthly Noteholders’ Statement
99.7		Series 2008-3 Schedule to Monthly Noteholders’ Statement

Table of Contents

Table of Contents

Table of Contents

Table of Contents

National City Credit Card Master Note Trust 10-D