UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 16, 2009

Monadnock Bancorp, Inc.
(Exact name of registrant as specified in its charter)

Maryland		000-50810	20-4649880
(State or other jurisdiction of incorporation)		(Commission File No.)	(I.R.S. Employer Identification No.)

1 Jaffrey Road, Peterborough, NH			03458
(Address of principal executive offices)			(Zip Code)

Registrant's telephone number, including area code: (603) 924-9654

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On January 16, 2009, Monadnock Bancorp, Inc. issued a press release disclosing its financial results for the fiscal year ended December 31, 2008.

A copy of the press release is included as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed filed for any purpose.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

(A) FINANCIAL STATEMENTS OF BUSINESSES ACQUIRED: None

(B) PRO FORMA FINANCIAL INFORMATION: None

(D) EXHIBITS:

Exhibit 99.1- Press Release

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	Monadnock Bancorp, Inc.

Date: January 16, 2009	By:	/s/ William M. Pierce, Jr.

		William M. Pierce, Jr.
		President and Chief Executive Officer

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MONADNOCK BANCORP INC 8-K