OCEANFIRST FINANCIAL CORP 8-K

What Happened
OceanFirst Financial Corp. (OCFC) announced that the Board of Governors of the Federal Reserve granted approval on April 24, 2026 for OceanFirst’s previously announced combination with Flushing Financial Corporation, including their bank subsidiaries (OceanFirst Bank, N.A. and Flushing Bank), under the Merger Agreement dated December 29, 2025. The New York State Department of Financial Services and the Office of the Comptroller of the Currency previously approved the transaction on March 23, 2026 and April 6, 2026, respectively. With these approvals, no further regulatory approvals are required and the parties expect to close the transaction no later than June 1, 2026, subject to satisfaction or waiver of remaining closing conditions.

Key Details

• Federal Reserve approval received April 24, 2026; NYDFS approval on March 23, 2026; OCC approval on April 6, 2026.
• Merger Agreement dated December 29, 2025 between OceanFirst, Apollo Merger Sub Corp. (a wholly-owned subsidiary), and Flushing.
• Expected closing no later than June 1, 2026, subject to remaining closing conditions.
• OceanFirst’s 2026 virtual Annual Meeting set for May 27, 2026 at 8:00 a.m. ET; record date for voting is April 2, 2026.

Why It Matters
Regulatory approvals were the major outstanding milestone for this bank merger; their receipt clears the path to closing, which could meaningfully change the combined company’s size, operations and shareholder structure. The filing includes standard forward-looking risk disclosures and points investors to the Form S-4 and joint proxy/prospectus for full details (including potential dilution, timing risks and other transaction-related risks). OceanFirst stockholders are encouraged to review the proxy materials and vote (voting instructions and virtual meeting access are provided).