4 1 edgar.txt FORM 4 - JANUARY 31, 2002 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 4 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP ( ) Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instructions 1(b). 1. Name and Address of Reporting Person RETZLAFF, PALMER E 669 NEW ROAD GILBERTSVILLE, PA 19525 USA 2. Issuer Name and Ticker or Trading Symbol HARLEYSVILLE NATIONAL CORPORATION HNBC 3. IRS or Social Security Number of Reporting Person (Voluntary) 4. Statement for Month/Year JANUARY 31, 2002 5. If Amendment, Date of Original (Month/Year) 6. Relationship of Reporting Person(s) to Issuer (Check all applicable) (X) Director ( ) 10% Owner ( ) Officer (give title below) ( ) Other (specify below) DIRECTOR - HNC 7. Individual or Joint/Group Filing (Check Applicable Line) (X) Form filed by One Reporting Person ( ) Form filed by More than One Reporting Person

Explanation of Responses: *Non-qualified stock options granted under HNC 1998 Independent Directors Stock Option Plan - Vesting 100% after 6 months SIGNATURE OF REPORTING PERSON /s/Elizabeth F. Chemnitz for Palmer E. Retzlaff DATE February 1, 2002

RETZLAFF PALMER E 4