8-K 1 irwin03a8k0603.txt IRWIN 03A 8K 06/03 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): 25-Jun-03 Credit Suisse First Boston Mortgage Acceptance Corp. (Exact name of registrant as specified in its charter) Delaware 333-65554-10 13-3460894 (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification No.) 11 Madison Avenue, 5th Floor New York, New York 10010 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (212) 325-2000 Item 5. Other Events On June 25, 2003 a scheduled distribution was made from the Trust to holders of the Certificates. The Trustee has caused to be filed with the Commission, the Monthly Report dated 25-Jun-03 The Monthly Report is filed pursuant to and in accordance with (1) numerous no-action letters (2) current Commission policy in the area. A. Monthly Report Information See Exhibit No.1 B. Have and deficiencies occurred? NO. Date: Amount: C. Item 1: Legal Proceedings: NONE D. Item 2: Changes in Securities: NONE E. Item 4: Submission of Matters to a Vote of Certificateholders: NONE F. Item 5: Other Information - Form 10-Q, PartII - Items 1,2,4,5 if applicable: NOT APPLICABLE Item 7. Monthly Statements and Exhibits Exhibit No. 1. Monthly Distribution Report Dated 25-Jun-03 Irwin Whole Loan Home Equity Trust Home Equity Loan-Backed Notes Series 2003-A STATEMENT TO CERTIFICATEHOLDERS Original Beginning Certificate Certificate Principal Interest Class Cusip Face Value Balance (1) Distribution Distribution A-1 464187AK9 111500000.00 99245918.81 5402925.82 145505.54 A-2 464187AQ6 27950000.00 24878237.05 1354365.71 41484.46 A-IO 464187AL7 17100000.00 17100000.00 0.00 142500.00 M-1 464187AM5 16000000.00 16000000.00 0.00 30546.67 M-2 464187AN3 12000000.00 12000000.00 0.00 33543.33 B 464187AP8 10743706.81 10743706.81 0.00 41715.43 CE N/A 0.00 0.00 0.00 0.00 Total 178193706.81 162867862.67 6757291.53 435295.43 Interest Ending Realized Loss Shortfall Certificate of Principal Amount Balance (1) Class A-1 0.00 0.00 93842992.99 A-2 0.00 0.00 23523871.34 A-IO 0.00 0.00 17100000.00 M-1 0.00 0.00 16000000.00 M-2 0.00 0.00 12000000.00 B 0.00 0.00 10743706.81 CE N/A 0.00 0.00 Total 0.00 0.00 156110571.14 AMOUNTS PER $1,000 UNIT Interest Ending Prin Int Carry-forward Total Cert. Class Distribution Distribution Amount Distribution Balance A-1 48.45673 1.30498 0.00000 49.76172 841.64119 A-2 48.45673 1.48424 0.00000 49.94097 841.64119 A-IO 0.00000 8.33333 0.00000 8.33333 1000.00000 M-1 0.00000 1.90917 0.00000 1.90917 1000.00000 M-2 0.00000 2.79528 0.00000 2.79528 1000.00000 B 0.00000 3.88278 0.00000 3.88278 1000.00000 Current Pass-Through Class Interest Rate A-1 1.820% A-2 2.070% A-IO 10.000% M-1 2.370% M-2 3.470% B 4.820% Principal Distributions: Beginning Balance 165502091.01 Scheduled Principal 265615.21 Prepayments (Includes Curtailments) 5240037.21 Net Liquidation Proceeds 25000.49 Loan Purchase Prices 0.00 Total Principal Remittance 5530652.91 Net Realized Losses 24803.39 Ending Balance 159946634.71 Ending Count 3636 Overcollateralization Amount 3836063.57 Targeted Overcollateralization Amount 4454842.67 Scheduled Interest - Current Period - Net of Servicing Fee 1663520.11 Servicing Fee 137918.41 Trustee Fee 1586.06 Certificate Distribution Amount 0.00 Trigger Event NO Deposit to Basis Risk Reserve Fund 0.00 Basis Risk Reserve Fund Balance 1000.00 Class A-1 Basis Risk Shortfall 0.00 Class A-2 Basis Risk Shortfall 0.00 Class M Basis Risk Shortfall 0.00 Class B Basis Risk Shortfall 0.00 Delinquency Information 30-59 del 60-89 del 90 or more del Cnt Bal Cnt Bal Cnt Bal 37 1584864 11 492484 22 905127 *Note:above statistics do not incl loans in FC, BK or REO. Outstanding Loans Foreclosure REO Cnt Bal Cnt Bal Cnt Bal 3,636 159946635 2 273765 0 0 Current Delinquency Rate (60+days) 1.04496% Rolling Three Month Delinquency Rate (60+days) 0.78070% Number of Loans Repurchased 0.00 Principal Balance of Loans Repurchased 0.00 Realized Losses incurred during the related Due Period 24803.39 Cumulative Realized Losses since Startup Day 24803.39 Weighted Average Gross Coupon of Mortgage Loans 13.45966% Weighted Average Net Coupon of Mortgage Loans 12.44816% Senior Enhancement Percentage 26.62124% Principal Balance of Liquidated Loans 49803.88 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Credit Suisse First Boston Mortgage Acceptance Corp. By: /s/ Sheryl Christopherson Name: Sheryl Christopherson Title: Vice President US Bank, NA, as Trustee

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------------------------------------------------------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended Date of Earliest Event Reported: February 11, 2003 (date of earliest event reported)

CREDIT SUISSE FIRST BOSTON MORTGAGE ACCEPTANCE CORP. (Exact name of registrant as specified in its charter)

DELAWARE(State or OtherJurisdiction of Incorporation) 333-65554(CommissionFile Number) 13-3460894(I.R.S. EmployerIdentification Number)

Eleven Madison AvenueNew York, New York 10010 (Address of Principal Executive Offices)(Zip Code)

Registrant's telephone number, including area code: (212) 325-2000

Not Applicable (Former Name or Former Address, if Changed Since Last Report)

Items 1 through 4, Item 6, Item 8 and Item 9 are not included because they are not applicable.

Item 5.  Other Events

Filing of Computational Materials

In connection with the proposed offering of the Irwin Whole Loan Home Equity Trust 2003-A, Home Equity Loan-Backed Notes, Series
2003-A (the "Notes"), Credit Suisse First Boston LLC, as underwriter (the "Underwriter"), has prepared the materials attached hereto
as Exhibits 99.1 for distribution to potential investors.  Although Credit Suisse First Boston Mortgage Acceptance Corp. (the
"Company") provided the Underwriter with certain information regarding the characteristics of the mortgage loans (the "Loans") in the
related portfolio, the Company did not participate in the preparation of the Computational Materials.

For purposes of this Form 8-K "Computational Materials" shall mean the materials attached hereto as Exhibit 99.1, which include
computer generated tables and/or charts displaying, with respect to the Notes, any of the following:  yield; average life; duration,
expected maturity; interest rate sensitivity; loss sensitivity; cash flow characteristics; background information regarding the
Loans; the proposed structure; decrement tables; or similar information (tabular or otherwise) of a statistical, mathematical,
tabular or computational nature.  The Computational Materials listed as Exhibits 99.1 hereto are filed herewith.


Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

(a)      Not applicable.

(b)      Not applicable.

(c)      Exhibits:

         99.1     Computational Materials.

                                                              SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.

CREDIT SUISSE FIRST BOSTONMORTGAGE ACCEPTANCE CORP. By: /s/ John Herbert Name: John Herbert Title: Vice President

EXHIBIT INDEX

Exhibit No.       Description of Exhibit

99.1              Computational Materials.

Filing Compare · CSFB ACCEPTANCE CORP HOME EQUITY LOAN BACK NOTES SER 2003-A