SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ~~October~~November 2725, 2003 MORGAN STANLEY DEAN WITTER CAPITAL I INC. (as Depositor, The Provident Bank as Servicer, NC Capital Corporation, as Responsible Party and Deutsche Bank National Trust Company, as Trustee). MORGAN STANLEY DEAN WITTER CAP I MRT PS THR CERT SER 2003 NC3 (Exact name of Registrant as specified in its Charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-83986-18 13-3291626 (Commission File Number) (I.R.S. Employer Identification No.) 1585 BROADWAY, 2ND FLOOR NEW YORK, NEW YORK 10036 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (212) 761-4700 Item 5. Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 7. Financial Statement and Exhibits Exhibits: (as noted in Item 5 above) Monthly Remittance Statement to the Certificateholders dated as of ~~October~~November 2725, 2003. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Deutsche Bank National Trust Company, not in its individual capacity, but solely as a duly authorized agent of the Registrant pursuant to the Pooling and Servicing Agreement, dated as of March 1,2003. Date: ~~Oct~~Nov 2926, 2003 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT Monthly Remittance Statement to the Certificateholders dated as of ~~October~~November 2725, 2003.

	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	October 27, 2003 Distribution
	November 25, 2003 Distribution
	Contents
			TABLE OF CONTENTS
								Page
			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				4
			4.	Credit Enhancement Report				7
			5.	Collateral Report				8
			6.	Delinquency Report				11
			7.	REO Report				15
			8.	Foreclosure Report				16
			9.	Prepayment Report				17
			10.	Prepayment Detail Report				20
			11.	Realized Loss Report				23
			12.	Realized Loss Detail Report				26
			13.	Triggers, Adj. Rate Cert. and Miscellaneous Report				27
				Total Number of Pages				27
			CONTACTS
				Administrator: Jeremy Conyers
				Direct Phone Number: (714)247-6274
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705
				Web Site: https://www.corporatetrust.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000
ISSUANCE INFORMATION
	Seller:		Morgan Stanley Dean Witter					Cut-Off Date: March 1, 2003
	Certificate Insurer(s):							Closing Date: March 26, 2003
								First Payment Date: April 25, 2003
	Servicer(s):		Provident Bank Master Servicer
								Distribution Date: October 27, 2003
								Distribution Date: November 25, 2003
	Underwriter(s):		Morgan Stanley Dean Witter					Record Date: ~~October~~November 24, 2003
								September 30, 2003
								October 31, 2003
						Page 1 of 27					© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	REMIC II Series 2003-NC3
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for November 25, 2003 Distribution
	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)
A-1	FLT	324,039,000.00			~~293~~279,~~447~~134,~~998~~311.3923	~~427~~368,~~781~~767.9744	1411,~~313~~644,~~687~~262.1677	1412,~~741~~013,~~469~~030.1321	-	-	~~279~~267,~~134~~490,~~311~~048.2346
A-2	FLT	190,239,000.00			~~169~~161,~~583~~608,~~905~~787.0142	~~226~~195,~~111~~277.8728	78,~~975~~834,~~117~~962.5941	89,~~201~~030,~~229~~239.4669	-	-	~~161~~152,~~608~~773,~~787~~825.4201
A-3	FLT	50,000,000.00			4542,~~759~~153,~~321~~475.5414	6151,~~825~~614.9359	31,~~605~~496,~~846~~197.4127	31,~~667~~547,~~672~~811.3486	-	-	4240,~~153~~657,~~475~~277.1487
M-1	MEZ, FLT	42,843,000.00			42,843,000.00	7669,~~926~~715.9908	-	7669,~~926~~715.9908	-	-	42,843,000.00
M-2	MEZ, FLT	36,573,000.00			36,573,000.00	~~100~~91,~~778~~330.9391	-	~~100~~91,~~778~~330.9391	-	-	36,573,000.00
M-3	MEZ, FLT	12,191,000.00			12,191,000.00	3633,~~518~~095.8218	-	3633,~~518~~095.8218	-	-	12,191,000.00
B-1	SUB, FLT	8,708,000.00			8,708,000.00	3128,~~890~~900.6388	-	3128,~~890~~900.6388	-	-	8,708,000.00
B-2	SUB, FLT	10,450,000.00			10,450,000.00	4540,~~236~~995.8993	-	4540,~~236~~995.8993	-	-	10,450,000.00
B-3	SUB, FLT	6,967,000.00			6,967,000.00	3027,~~159~~331.3793	-	3027,~~159~~331.3793	-	-	6,967,000.00
X	EXE	14,629,551.00			14,629,430.47	2,~~874~~848,~~485~~618.7390	-	2,~~874~~848,~~485~~618.7390	-	-	14,629,430.47
P	SUB	-			-	~~496~~488,~~184~~528.7457	-	~~496~~488,~~184~~528.7457	-	-	-
UT-R	R	-			-	-	-	-	-	-	-
Total		696,639,551.00			~~641~~615,~~152~~258,~~655~~004.4126	4,~~407~~244,~~901~~176.8769	2521,~~894~~975,~~651~~422.1545	3026,~~302~~219,~~553~~599.0214	-	-	~~615~~593,~~258~~282,~~004~~581.2681
	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)
A-1	0910/2527/03	1011/2624/03		A-Act/360	61745MPT4	324,039,000.00	~~905~~861.~~594692~~421962	1.~~320156~~138034	4435.~~172730~~934757	4537.~~492886~~072791	~~861~~825.~~421962~~487205
A-2	0910/2527/03	1011/2624/03		A-Act/360	61745MPL1	190,239,000.00	~~891~~849.~~425549~~503979	1.~~188567~~026484	4146.~~921570~~441384	4347.~~110138~~467868	~~849~~803.~~503979~~062595
A-3	0910/2527/03	1011/2624/03		A-Act/360	61745MPV9	50,000,000.00	~~915~~843.~~186431~~069503	1.~~236519~~032292	7229.~~116928~~923945	7330.~~353447~~956237	~~843~~813.~~069503~~145557
M-1	0910/2527/03	1011/2624/03		A-Act/360	61745MPM9	42,843,000.00	1,000.000000	1.~~795556~~627222	-	1.~~795556~~627222	1,000.000000
M-2	0910/2527/03	1011/2624/03		A-Act/360	61745MPN7	36,573,000.00	1,000.000000	2.~~755555~~497222	-	2.~~755555~~497222	1,000.000000
M-3	0910/2527/03	1011/2624/03		A-Act/360	61745MPP2	12,191,000.00	1,000.000000	2.~~995556~~714722	-	2.~~995556~~714722	1,000.000000
B-1	0910/2527/03	1011/2624/03		A-Act/360	61745MPQ0	8,708,000.00	1,000.000000	3.~~662222~~318888	-	3.~~662222~~318888	1,000.000000
B-2	0910/2527/03	1011/2624/03		A-Act/360	61745MPR8	10,450,000.00	1,000.000000	43.~~328889~~923056	-	43.~~328889~~923056	1,000.000000
B-3	0910/2527/03	1011/2624/03		A-Act/360	61745MPS6	6,967,000.00	1,000.000000	43.~~328889~~923056	-	43.~~328889~~923056	1,000.000000
X	0910/2527/03	1011/2624/03		A-Act/360		14,629,551.00	999.991761	~~196~~194.~~484891~~716769	-	~~196~~194.~~484891~~716769	999.991761
P				-		-	-	-	-	-	-
UT-R				-		-	-	-	-	-	-
							Page 2 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	REMIC II Series 2003-NC3
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for November 25, 2003 Distribution
	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)
A-1	324,039,000.00		3,~~184~~553,~~879~~646.3175		4254,~~878~~272,~~391~~212.2791	2,~~026~~276,~~297~~738.5063	4456,~~904~~548,~~688~~951.7754	4860,~~089~~102,~~568~~598.0829	-	-	~~279~~267,~~134~~490,~~311~~048.2346
A-2	190,239,000.00		1,~~714~~909,~~671~~948.1038		2736,~~447~~092,~~613~~556.2811	1,~~182~~372,~~599~~618.3088	2837,~~630~~465,~~212~~174.5899	3039,~~344~~375,~~883~~123.6837	-	-	~~161~~152,~~608~~773,~~787~~825.4201
A-3	50,000,000.00		~~457~~509,~~470~~084.0261		78,~~501~~965,~~660~~678.7529	~~344~~377,~~864~~043.1185	79,~~846~~342,~~524~~722.8613	89,~~303~~851,~~994~~806.8874	-	-	4240,~~153~~657,~~475~~277.1487
M-1	42,843,000.00		~~533~~603,~~902~~617.8189		0.00	-	-	~~533~~603,~~902~~617.8189	-	-	42,843,000.00
M-2	36,573,000.00		~~691~~782,~~662~~993.8980		-	-	-	~~691~~782,~~662~~993.8980	-	-	36,573,000.00
M-3	12,191,000.00		~~250~~283,~~212~~307.2947		-	-	-	~~250~~283,~~212~~307.2947	-	-	12,191,000.00
B-1	8,708,000.00		~~217~~246,~~730~~631.5745		-	-	-	~~217~~246,~~730~~631.5745	-	-	8,708,000.00
B-2	10,450,000.00		~~308~~349,~~093~~089.9992		-	-	-	~~308~~349,~~093~~089.9992	-	-	10,450,000.00
B-3	6,967,000.00		~~205~~232,~~405~~737.8275		-	-	-	~~205~~232,~~405~~737.8275	-	-	6,967,000.00
X	14,629,551.00		2124,~~333~~181,~~000~~619.6656		100.75	19.78	120.53	2124,~~333~~181,~~121~~740.1909	-	-	14,629,430.47
P	-		12,~~558~~047,~~801~~330.5916		-	-	-	12,~~558~~047,~~801~~330.5916	-	-	-
UT-R	-		-		-	-	-	-	-	-	-
Total	696,639,551.00		3034,~~455~~700,~~831~~007.0574		7799,~~827~~330,~~766~~548.0506	34,~~553~~026,~~780~~421.6913	81103,~~381~~356,~~546~~969.7419	~~111~~138,~~837~~056,~~377~~976.7993	-	-	~~615~~593,~~258~~282,~~004~~581.2681
	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)
A-1	1.64000%	~~293~~279,~~447~~134,~~998~~311.3923			~~427~~368,~~781~~767.9744	-	-	-	~~427~~368,~~781~~767.9744	~~427~~368,~~781~~767.9744	-
A-2	1.50000%	~~169~~161,~~583~~608,~~905~~787.0142			~~226~~195,~~111~~277.8728	-	-	-	~~226~~195,~~111~~277.8728	~~226~~195,~~111~~277.8728	-
A-3	1.52000%	4542,~~759~~153,~~321~~475.5414			6151,~~825~~614.9359	-	-	-	6151,~~825~~614.9359	6151,~~825~~614.9359	-
M-1	2.02000%	42,843,000.00			7669,~~926~~715.9908	-	-	-	7669,~~926~~715.9908	7669,~~926~~715.9908	-
M-2	3.10000%	36,573,000.00			~~100~~91,~~778~~330.9391	-	-	-	~~100~~91,~~778~~330.9391	~~100~~91,~~778~~330.9391	-
M-3	3.37000%	12,191,000.00			3633,~~518~~095.8218	-	-	-	3633,~~518~~095.8218	3633,~~518~~095.8218	-
B-1	4.12000%	8,708,000.00			3128,~~890~~900.6388	-	-	-	3128,~~890~~900.6388	3128,~~890~~900.6388	-
B-2	4.87000%	10,450,000.00			4540,~~236~~995.8993	-	-	-	4540,~~236~~995.8993	4540,~~236~~995.8993	-
B-3	4.87000%	6,967,000.00			3027,~~159~~331.3793	-	-	-	3027,~~159~~331.3793	3027,~~159~~331.3793	-
X	5.~~38228~~55595%	14,629,430.47			2,~~874~~848,~~485~~618.7390	-	-	-	2,~~874~~848,~~485~~618.7390	2,~~874~~848,~~485~~618.7390	-
P		-			~~496~~488,~~184~~528.7457	-	-	-	~~496~~488,~~184~~528.7457	~~496~~488,~~184~~528.7457	-
UT-R		-			-	-	-	-	-	-	-
Total		~~641~~615,~~152~~258,~~655~~004.4126			4,~~407~~244,~~901~~176.8769	-	-	-	4,~~407~~244,~~901~~176.8769	4,~~407~~244,~~901~~176.8769	-
							Page 3 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
SUMMARY					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Principal Collections				31,~~605~~496,~~674~~197.3127	78,~~974~~834,~~736~~962.9641	1411,~~313~~644,~~004~~262.0177	2521,~~893~~975,~~415~~422.2845
	Principal Other Accounts				0.00	0.00	0.00	0.00
	TOTAL NET PRINCIPAL				31,~~605~~496,~~674~~197.3127	78,~~974~~834,~~736~~962.9641	1411,~~313~~644,~~004~~262.0177	2521,~~893~~975,~~415~~422.2845
	Interest Collections				~~393~~371,~~805~~859.3635	1,~~310~~263,~~570~~060.0161	2,~~245~~155,~~900~~454.7388	3,~~950~~790,~~276~~374.1084
	Interest Withdrawals				0.00	0.00	0.00	0.00
	Interest Other Accounts				0.00	0.00	0.00	0.00
	Interest Fees				(3,~~838~~355.9864)	(12,~~693~~342.2811)	(2019,~~790~~028.8497)	(3734,~~323~~726.1072)
	TOTAL NET INTEREST				~~389~~368,~~966~~503.3871	1,~~297~~250,~~876~~718.7350	2,~~225~~136,~~109~~425.8991	3,~~912~~755,~~953~~648.0012
	TOTAL PRINCIPAL & INTEREST DISTRIBUTABLE				31,~~995~~864,~~640~~700.6998	910,~~272~~085,~~613~~680.6991	1613,~~538~~780,~~113~~688.9068	2925,~~806~~731,~~368~~070.2857
	Prepayment Penalties Collected							~~496~~488,~~184~~528.7457
	TOTAL AVAILABLE FUNDS FOR DISTRIBUTION							3026,~~302~~219,~~553~~599.0214
PRINCIPAL - COLLECTIONS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Scheduled Principal Received				5453,~~309~~343.6422	~~152~~147,~~679~~670.9335	~~277~~271,~~566~~626.7087	~~484~~472,~~556~~640.2744
	Prepayments In Full				31,~~538~~411,~~561~~168.6283	78,~~799~~549,~~722~~229.3628	1410,~~020~~857,~~787~~295.3620	2520,~~359~~817,~~071~~693.3431
	Curtailments				1231,~~803~~685.0522	22138,~~334~~062.6778	14257,~~897~~066.0494	50426,~~034~~814.7694
	Liquidations				0.00	0.00	~~988~~258,273.7876	~~988~~258,273.7876
	Insurance Principal				0.00	0.00	0.00	0.00
	Repurchased Principal Amounts				0.00	0.00	0.00	0.00
	Other Principal				0.00	0.00	0.00	0.00
	Total Realized Loss Of Principal				0.00	0.00	~~(1,235~~0.~~87)~~00	~~(1,235~~0.~~87)~~00
	Delinquent Principal				(4846,~~269~~664.7892)	(~~136~~134,~~708~~956.7911)	(~~250~~244,~~507~~954.1621)	(~~435~~426,~~485~~575.7324)
	Advanced Principal				4846,~~269~~664.7892	~~136~~134,~~708~~956.7911	~~250~~244,~~507~~954.1621	~~435~~426,~~485~~575.7324
	TOTAL PRINCIPAL COLLECTED				31,~~605~~496,~~674~~197.3127	78,~~974~~834,~~736~~962.9641	1411,~~313~~644,~~004~~262.0177	2521,~~893~~975,~~415~~422.2845
				Page 4 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
PRINCIPAL - WITHDRAWALS					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
INTEREST - COLLECTIONS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Scheduled Interest				~~414~~391,~~230~~245.4891	1,~~388~~337,~~290~~766.6945	2,~~381~~284,~~043~~550.8727	4,~~183~~013,~~565~~562.0463
	Liquidation Interest				0.00	0.00	71,775.8263	71,775.8263
	Repurchased Interest				0.00	0.00	0.00	0.00
	Insurance Interest				0.00	0.00	0.00	0.00
	Other Interest				0.00	0.00	0.00	0.00
	Relief Act Interest Shortfalls				0.00	0.00	0.00	0.00
	Net Prepayment Interest Shortfalls				0.00	0.00	0.00	0.00
	Delinquent Interest				(~~354~~337,~~499~~074.4624)	(1,~~212~~168,~~194~~495.1453)	(2,~~095~~028,~~575~~482.1961)	(3,~~662~~534,~~268~~052.7938)
	Interest Advanced				~~334~~317,~~074~~687.3468	1,~~134~~093,~~473~~789.4669	1,~~960~~897,~~424~~611.2359	3,~~428~~309,~~972~~088.0396
	TOTAL INTEREST COLLECTED				~~393~~371,~~805~~859.3635	1,~~310~~263,~~570~~060.0161	2,~~245~~155,~~900~~454.7388	3,~~950~~790,~~276~~374.1084
				Page 5 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
INTEREST - WITHDRAWALS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Trust Fund Expenses							0.00
	Nonrecoverable Advances							0.00
	Reimbursements to Master Servicer							0.00
	TOTAL INTEREST WITHDRAWALS							0.00
INTEREST - OTHER ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	TOTAL INTEREST OTHER ACCOUNTS				0.00	0.00	0.00	0.00
INTEREST - FEES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees				3,~~527~~063.5979	11,~~532~~225.9801	1817,~~789~~105.6128	3331,~~850~~394.1808
	Trustee Fees				~~311~~291.3985	1,~~160~~117.3010	21,~~001~~923.2369	3,~~472~~332.9264
	TOTAL INTEREST OTHER FEES				3,~~838~~355.9864	12,~~693~~342.2811	2019,~~790~~028.8497	3734,~~323~~726.1072
				Page 6 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Credit Enhancement Report for October 27, 2003 Distribution
	Credit Enhancement Report for November 25, 2003 Distribution
	Credit Enhancement Report
ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Excess Reserve Fund Balance (Ending)							0.00
INSURANCE					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
STRUCTURAL FEATURES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Beginning Subordinated Amount							14,~~628~~629,~~194~~430.7057
	Ending Subordinated Amount							14,629,430.57
	Specified Subordinated Amount							14,629,430.57
	Senior Enhancement Percentage							2122.5131%
				Page 7 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
COLLATERAL					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Loan Count:
	Original				611	1145	2639	4395
	Prior				~~586~~569	1,~~071~~035	2,~~470~~389	43,~~127~~993
	Prefunding				-	-	-	-
	Scheduled Paid Offs				-	-	-	-
	Full Voluntary Prepayments				(1712)	(3632)	(8064)	(~~133~~108)
	Repurchases				-	-	-	-
	Liquidations				-	-	(1)	(1)
	Current				~~569~~557	1,~~035~~003	2,~~389~~324	3,~~993~~884
	Principal Balance:
	Original				61,727,204.12	234,863,899.31	400,048,447.66	696,639,551.09
	Prior				5753,~~486~~880,~~509~~835.6434	~~214~~206,~~208~~234,~~779~~042.5458	~~369~~355,~~457~~143,~~366~~126.3344	~~641~~615,~~152~~258,~~655~~004.5136
	Prefunding				-	-	-	-
	Scheduled Principal				(5453,~~309~~343.6422)	(~~152~~147,~~679~~670.9335)	(~~277~~271,~~566~~626.7087)	(~~484~~472,~~556~~640.2744)
	Partial and Full Voluntary Prepayments				(31,~~551~~442,~~364~~854.6705)	(78,~~822~~687,~~057~~292.0306)	(1411,~~035~~114,~~684~~362.4014)	(2521,~~409~~244,~~106~~508.1025)
	Repurchases				-	-	-	-
	Liquidations				-	-	(~~988~~258,273.7876)	(~~988~~258,273.7876)
	Current				5352,~~880~~384,~~835~~638.3407	~~206~~197,~~234~~399,~~042~~080.5817	~~355~~343,~~143~~498,~~126~~863.4467	~~615~~593,~~258~~282,~~004~~581.3691
PREFUNDING					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
	Group 1		Group 3
	Group 2
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)
				Page 8 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
CHARACTERISTICS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Weighted Average Coupon Original				8.638131%	7.778625%	7.753041%	7.840092%
	Weighted Average Coupon Prior				8.~~645807~~646839%	7.~~789555~~777220%	7.~~740713~~733672%	7.~~837412~~830097%
	Weighted Average Coupon Current				8.~~646839~~713582%	7.~~777220~~783971%	7.~~733672~~725311%	7.~~830097~~831521%
	Weighted Average Months to Maturity Original				315	346	354	348
	Weighted Average Months to Maturity Prior				~~310~~308	~~341~~340	~~349~~348	~~343~~342
	Weighted Average Months to Maturity Current				~~308~~307	~~340~~339	~~348~~347	~~342~~341
	Weighted Avg Remaining Amortization Term Original				315	346	354	348
	Weighted Avg Remaining Amortization Term Prior				~~310~~307	~~341~~340	~~348~~347	~~342~~341
	Weighted Avg Remaining Amortization Term Current				~~307~~306	~~340~~338	~~347~~346	~~341~~340
	Weighted Average Seasoning Original				3.22	3.24	3.12	3.17
	Weighted Average Seasoning Prior				89.2122	89.24	89.11	89.16
	Weighted Average Seasoning Current				910.22	910.2423	910.11	910.16
Note: Original information refers to deal issue.
	Group 1		Group 3
	Group 2
WAC by Groups					Total WAC
WARAT by Groups					Total WARAT
Note: Dates correspond to distribution dates.
				Page 9 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
ARM CHARACTERISTICS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Weighted Average Margin Original				2.696%	3.454%	5.601%
	Weighted Average Margin Prior				2.~~634~~668%	3.~~392~~366%	5.~~592~~573%
	Weighted Average Margin Current				2.~~668~~607%	3.~~366~~355%	5.~~573~~567%
	Weighted Average Max Rate Original				6.221%	8.134%	12.656%
	Weighted Average Max Rate Prior				6.~~039~~118%	7.~~977~~914%	12.~~637~~600%
	Weighted Average Max Rate Current				65.~~118~~937%	7.~~914~~879%	12.~~600~~586%
	Weighted Average Min Rate Original				3.261%	4.227%	6.711%
	Weighted Average Min Rate Prior				3.~~159~~200%	4.~~146~~107%	6.~~697~~676%
	Weighted Average Min Rate Current				3.~~200~~111%	4.~~107~~092%	6.~~676~~665%
	Weighted Average Cap Up Original				0.689%	0.971%	1.294%
	Weighted Average Cap Up Prior				0.~~656~~665%	0.~~950~~947%	1.~~295~~292%
	Weighted Average Cap Up Current				0.~~665~~638%	0.~~947~~938%	1.292%
	Weighted Average Cap Down Original				0.689%	0.971%	1.294%
	Weighted Average Cap Down Prior				0.~~656~~665%	0.~~950~~947%	1.~~295~~292%
	Weighted Average Cap Down Current				0.~~665~~638%	0.~~947~~938%	1.292%
Note: Original information refers to deal issue.
SERVICING FEES / ADVANCES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees				3,~~527~~063.5979	11,~~532~~225.9801	1817,~~789~~105.6128	3331,~~850~~394.1808
	Delinquent Servicing Fees				2019,~~425~~386.1256	7774,~~720~~705.6884	~~135~~130,~~150~~871.9602	~~233~~224,~~296~~963.7642
	TOTAL SERVICING FEES				2322,~~952~~450.7135	8985,~~253~~930.6685	~~153~~147,~~940~~976.5730	~~267~~256,~~146~~357.9450
	Prepayment Interest Shortfall				124,~~010~~873.4626	2226,~~525~~193.5392	4935,~~996~~536.7591	8466,~~532~~604.7409
	Compensating Interest				(124,~~010~~873.4626)	(2226,~~525~~193.5392)	(4935,~~996~~536.7591)	(8466,~~532~~604.7409)
	Delinquent Servicing Fees				(2019,~~425~~386.1256)	(7774,~~720~~705.6884)	(~~135~~130,~~150~~871.9602)	(~~233~~224,~~296~~963.7642)
	COLLECTED SERVICING FEES				3,~~527~~063.5979	11,~~532~~225.9801	1817,~~789~~105.6128	3331,~~850~~394.1808
	Aggregate Advances with respect to this Distribution				~~382~~364,~~344~~352.1260	1,~~271~~228,~~182~~745.2580	2,~~210~~142,~~931~~565.3980	3,~~864~~735,~~457~~664.7620
	Current Nonrecoverable Advances				0.00	0.00	0.00	0.00
	Cumulative Nonrecoverable Advances				0.00	0.00	0.00	0.00
ADDITIONAL COLLATERAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net Prepayment Interest Shortfall							0.00
	Net Monthly Excess Cash Flow							2,~~875~~848,~~721~~618.6090
	Ending Pool Stated Principal Balance				5352,~~880~~384,~~835~~638.3407	~~206~~197,~~234~~399,~~042~~080.5817	~~355~~343,~~143~~498,~~126~~863.4467	~~615~~593,~~258~~282,~~004~~581.3691
				Page 10 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Total
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			15,~~596~~308,~~355~~122.5631	25,~~514~~755,~~859~~718.1746	-132,559.16	1821,~~111~~196,~~214~~399.7393
		% Balance			2.5358%	0.4197%	0.0002%	23.9457%
		# Loans			~~112~~107	1840	-2	~~130~~149
		% # Loans			2.8075%	01.4503%	0.0005%	3.2684%
FORECLOSURE		Balance		~~114~~757,~~853~~393.7847	~~585~~718,~~188~~022.2737	2357,~~456,531~~152.6842	68,~~154~~012,~~799~~752.2360	9,~~311~~845,~~372~~320.9686
		% Balance		0.0213%	0.1012%	0.4006%	1.0035%	1.5166%
		# Loans		15	34	142	4760	6571
		% # Loans		0.0313%	0.0810%	0.3505%	1.1854%	1.6383%
BANKRUPTCY		Balance		2,~~504~~742,~~385~~121.0919	~~191~~353,~~061~~107.2180	~~143,689.46~~-	~~858~~870,~~416~~607.6014	3,~~697~~965,~~552~~836.3613
		% Balance		0.4146%	0.0306%	0.0200%	0.1415%	0.6067%
		# Loans		1821	23	1-	7	2831
		% # Loans		0.4554%	0.0508%	0.0300%	0.18%	0.7080%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		23,~~619~~499,~~238~~514.8766	16,~~372~~379,~~605~~252.0448	56,~~115~~112,~~080~~870.3188	79,~~013~~015,~~215~~918.8390	3135,~~120~~007,~~140~~556.0592
		% Balance		0.4359%	2.6676%	01.8303%	1.1452%	5.0690%
		# Loans		1926	~~117~~114	3342	5469	~~223~~251
		% # Loans		0.4867%	2.9394%	01.8308%	1.3578%	56.5846%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 11 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 1 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			9,~~174~~443,~~491~~714.0022	14,~~189~~047,~~546~~998.7152	-132,559.16	1013,~~364~~624,~~037~~271.7190
		% Balance			2.5875%	01.3318%	0.0004%	23.9297%
		# Loans			7168	928	-2	8098
		% # Loans			2.9793%	01.3820%	0.0009%	34.3522%
FORECLOSURE		Balance		~~114~~757,~~853~~393.7847	~~445~~321,~~719~~324.1544	1213,~~597,633~~174.4648	34,~~673~~335,~~151~~384.9093	5,~~831~~627,~~358~~277.2932
		% Balance		0.0322%	0.1309%	0.4506%	1.0326%	1.64%
		# Loans		15	2	91	2832	40
		% # Loans		0.0422%	0.0809%	0.3804%	1.1738%	1.6772%
BANKRUPTCY		Balance		1,~~721~~905,~~865~~400.1505	~~104~~266,~~018~~134.6276	~~143,689.46~~-	~~757~~694,~~444~~057.0547	2,~~727~~865,~~017~~592.28
		% Balance		0.4855%	0.0308%	0.0400%	0.2120%	0.7783%
		# Loans		1315	12	1-	5	2022
		% # Loans		0.5465%	0.0409%	0.0400%	0.2122%	0.8495%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		12,~~836~~662,~~718~~793.9352	910,~~724~~031,~~228~~173.7742	24,~~930~~261,~~869~~173.6300	45,~~430~~162,~~595~~001.9556	1822,~~922~~117,~~413~~141.2850
		% Balance		0.5278%	2.7492%	01.8324%	1.2550%	56.3344%
		# Loans		1420	7472	1929	3339	~~140~~160
		% # Loans		0.5986%	3.10%	01.8025%	1.3868%	56.8688%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 12 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 2 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			54,~~025~~336,~~422~~868.7146	1,~~275~~358,~~894~~091.2811	-	65,~~301~~694,~~316~~959.9957
		% Balance			2.4420%	0.6269%	0.00%	32.0688%
		# Loans			2721	85	-	3526
		% # Loans			2.6109%	0.7750%	0.00%	32.3859%
FORECLOSURE		Balance		-	~~139~~396,~~469~~697.1293	~~760~~143,~~852~~977.6194	12,~~285~~384,~~912~~676.5641	2,~~186~~925,~~234~~352.2928
		% Balance		0.00%	0.0720%	0.3707%	01.6221%	1.0648%
		# Loans		-	12	31	1016	1419
		% # Loans		0.00%	0.1020%	0.2910%	01.9760%	1.3589%
BANKRUPTCY		Balance		~~766~~765,~~301~~812.3242	8786,~~042~~973.5904	-	76176,~~273~~549.9867	~~929~~1,~~617~~029,335.8913
		% Balance		0.3739%	0.04%	0.00%	0.0409%	0.4552%
		# Loans		4	1	-	12	67
		% # Loans		0.3940%	0.10%	0.00%	0.1020%	0.5870%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		~~766~~765,~~301~~812.3242	54,~~251~~820,~~934~~539.4243	21,~~036~~502,~~746~~069.8905	12,~~362~~561,~~186~~226.5408	9,~~417~~649,~~169~~646.1798
		% Balance		0.3739%	2.5544%	0.9976%	01.6630%	4.5789%
		# Loans		4	2924	116	1118	5552
		% # Loans		0.3940%	2.8039%	10.0660%	1.0679%	5.3118%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 13 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 3 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			1,~~396~~527,~~441~~539.8563	49349,~~418~~628.1883	-	1,~~445~~877,~~860~~168.0346
		% Balance			2.5992%	0.0967%	0.00%	23.6858%
		# Loans			1418	17	-	1525
		% # Loans			23.4623%	01.1826%	0.00%	24.6449%
FORECLOSURE		Balance		-	-	~~98,045.61~~-	1,~~195~~292,~~734~~691.7726	1,~~293~~292,~~780~~691.3826
		% Balance		0.00%	0.00%	0.1800%	2.2247%	2.4047%
		# Loans		-	-	2-	912	1112
		% # Loans		0.00%	0.00%	0.3500%	12.5815%	12.9315%
BANKRUPTCY		Balance		1670,~~218~~908.6272	-	-	~~24,698.57~~-	4070,~~917~~908.1972
		% Balance		0.0314%	0.00%	0.00%	0.0500%	0.0814%
		# Loans		12	-	-	1-	2
		% # Loans		0.1836%	0.00%	0.00%	0.1800%	0.3536%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		1670,~~218~~908.6272	1,~~396~~527,~~441~~539.8563	~~147~~349,~~463~~628.7983	1,~~220~~292,~~433~~691.3426	23,~~780~~240,~~557~~768.6044
		% Balance		0.0314%	2.5992%	0.2767%	2.2747%	56.1619%
		# Loans		12	1418	37	1012	2839
		% # Loans		0.1836%	23.4623%	01.5326%	12.7615%	47.9200%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 14 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	REO Report for October 27, 2003 Distribution
	REO Report for November 25, 2003 Distribution
	REO Report - Mortgage Loans that Become REO During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1 Group; REO Book Value = 000.00
Total Original Principal Balance = 000.00				Loan Group 2 = Group 2 Group; REO Book Value = 000.00
Total Current Balance = 000.00				Loan Group 3 = Group 3 Group; REO Book Value = 000.00
REO Book Value = 000.00
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 15 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Foreclosure Report for October 27, 2003 Distribution
	Foreclosure Report for November 25, 2003 Distribution
	Foreclosure Report - Mortgage Loans that Become Foreclosure During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 31				Loan Group 1 = Group 1 Group
Total Loan Count = 18				Loan Group 1 = Group 1 Group
Total Original Principal Balance = 5,090,575.00				Loan Group 2 = Group 2 Group
Total Original Principal Balance = 2,404,395.00				Loan Group 2 = Group 2 Group
Total Current Balance = 4,282,349.05				Loan Group 3 = Group 3 Group
Total Current Balance = 2,387,447.73				Loan Group 3 = Group 3 Group
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
737617 1		148,800.00	148,133.94	Jun-01-03	9.600%	CA - 80.00%	360	Dec-31-02
741566 1		315,000.00	313,034.63	Jun-01-03	9.000%	CA - 90.00%	360	Dec-06-02
738014 1		129,625.00	128,966.96	Jul-01-03	8.990%	ID - 85.00%	360	Dec-24-02
748338 1		178,500.00	176,078.06	Sep-01-03	8.000%	WI - 85.00%	360	Dec-30-02
741641 1		95,000.00	94,247.06	May-01-03	6.750%	NJ - 31.77%	360	Dec-24-02
751531 1		114,750.00	114,103.85	Jun-01-03	9.500%	FL - 85.00%	360	Nov-27-02
756426 1		171,000.00	169,828.84	Jun-01-03	7.500%	CA - 90.00%	360	Dec-26-02
763011 1		110,500.00	109,773.17	Jun-01-03	8.250%	UT - 85.00%	360	Dec-31-02
757382 1		195,000.00	194,009.99	Jun-01-03	8.990%	CA - 76.47%	360	Dec-24-02
764713 1		51,200.00	50,787.99	Jun-01-03	7.250%	OH - 74.20%	360	Dec-24-02
763670 1		284,000.00	-	Oct-01-03	7.500%	MA - 80.00%	360	Dec-20-02
769975 1		141,050.00	140,292.81	Jun-01-03	9.250%	CA - 65.00%	360	Dec-24-02
764610 1		270,000.00	268,828.72	Jun-01-03	9.750%	CA - 75.00%	360	Dec-31-02
770914 1		113,050.00	112,342.86	Apr-01-03	8.500%	OR - 95.00%	360	Dec-27-02
765817 1		84,600.00	84,056.46	May-01-03	9.250%	MI - 90.00%	360	Dec-30-02
772530 1		68,000.00	67,520.33	Jun-01-03	7.900%	MI - 80.00%	360	Dec-23-02
768918 1		115,600.00	114,853.78	Sep-01-03	7.800%	NV - 85.00%	360	Dec-31-02
773850 1		191,250.00	190,304.89	Apr-01-03	9.650%	OR - 85.00%	360	Jan-02-03
769305 1		118,000.00	117,229.18	May-01-03	7.740%	OH - 69.41%	360	Dec-20-02
778265 1		65,600.00	65,228.26	Jun-01-03	8.990%	FL - 80.00%	360	Dec-31-02
770503 1		112,200.00	111,578.16	May-01-03	9.250%	MI - 85.00%	360	Dec-19-02
778451 1		233,750.00	231,876.11	Jun-01-03	7.250%	CA - 85.00%	360	Dec-27-02
770807 1		108,000.00	107,347.54	Jun-01-03	8.250%	ID - 80.00%	360	Dec-23-02
747955 2		346,500.00	344,220.85	Jun-01-03	8.250%	VA - 90.00%	360	Dec-19-02
770843 1		251,250.00	249,837.76	Jun-01-03	8.490%	VA - 75.00%	360	Dec-26-02
750536 2		144,720.00	143,977.94	Jul-01-03	9.990%	OR - 80.00%	360	Dec-04-02
771338 1		200,000.00	198,694.18	May-01-03	7.750%	NJ - 71.94%	360	Dec-31-02
761213 2		105,000.00	104,641.85	Jun-01-03	11.400%	OH - 75.00%	360	Dec-17-02
773794 1		160,000.00	158,957.00	Jun-01-03	7.750%	OR - 80.00%	360	Dec-30-02
768827 2		82,400.00	82,099.61	Jun-01-03	11.100%	TX - 80.00%	360	Dec-31-02
778376 1		136,000.00	135,342.75	May-01-03	8.650%	OH - 85.00%	360	Dec-31-02
780508 2		67,500.00	67,201.84	Jun-01-03	10.740%	TX - 75.00%	360	Dec-30-02
781440 1		114,750.00	114,167.44	May-01-03	8.990%	MN - 85.00%	360	Dec-27-02
732117 3		50,625.00	49,295.77	Jun-01-03	11.000%	KY - 75.00%	180	Nov-27-02
749571 2		360,000.00	357,251.74	Apr-01-03	7.500%	CA - 80.00%	360	Dec-03-02
741978 3		25,000.00	24,666.89	Mar-01-03	10.990%	OR - 20.00%	240	Dec-04-02
759920 2		140,000.00	139,469.12	Jul-01-03	10.390%	NC - 70.00%	360	Dec-19-02
770678 2		150,000.00	149,456.67	May-01-03	10.750%	TX - 71.43%	360	Dec-23-02
772511 2		369,750.00	367,311.04	Jun-01-03	7.990%	CA - 85.00%	360	Jan-02-03
774444 2		189,000.00	188,568.23	May-01-03	12.850%	TX - 70.00%	360	Dec-31-02
776679 2		100,000.00	99,667.01	May-01-03	11.000%	OH - 62.50%	360	Dec-31-02
778373 2		98,000.00	-	Oct-01-03	10.990%	CA - 70.00%	360	Dec-31-02
778562 2		135,000.00	134,280.19	Jun-01-03	8.750%	NV - 90.00%	360	Dec-26-02
780349 2		260,800.00	259,261.38	Jun-01-03	8.250%	VA - 80.00%	360	Dec-31-02
746457 3		48,600.00	48,014.01	May-01-03	10.990%	CA - 20.00%	240	Nov-27-02
747721 3		400,000.00	-	Oct-01-03	8.500%	CA - 84.21%	360	Dec-12-02
750317 3		46,000.00	44,944.29	May-01-03	10.990%	CA - 20.00%	180	Nov-27-02
751998 3		75,000.00	73,951.24	Jun-01-03	10.990%	CA - 20.00%	240	Nov-27-02
753673 3		24,600.00	24,094.37	Jun-01-03	10.990%	AZ - 20.00%	180	Dec-06-02
				Page 16 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current
	Number of Paid in Full Loans				1712	3632	8064	~~133~~108
	Number of Repurchased Loans				-	-	-	-
	Total Number of Loans Prepaid in Full				1712	3632	8064	~~133~~108
	Paid in Full Balance				31,~~538~~411,~~561~~168.6283	78,~~799~~549,~~722~~229.3628	1410,~~020~~857,~~787~~295.3620	2520,~~359~~817,~~071~~693.3431
	Repurchased Loans Balance				-	-	-	-
	Curtailments Amount				1231,~~803~~685.0522	22138,~~334~~062.6778	14257,~~897~~066.0494	50426,~~034~~814.7694
	Total Prepayment Amount				31,~~551~~442,~~364~~854.6705	78,~~822~~687,~~057~~292.0306	1411,~~035~~114,~~684~~362.4014	2521,~~409~~244,~~106~~508.1025
	Cumulative
	Number of Paid in Full Loans				4254	~~110~~142	~~249~~313	~~401~~509
	Number of Repurchased Loans				-	-	-	-
	Total Number of Loans Prepaid in Full				4254	~~110~~142	~~249~~313	~~401~~509
	Paid in Full Balance				78,~~369~~780,~~785~~954.1801	2735,~~369~~919,~~781~~011.7806	4253,~~551~~409,~~738~~034.9717	7798,~~291~~108,~~305~~999.9324
	Repurchased Loans Balance				-	-	-	-
	Curtailments Amount				77109,~~948~~634.8406	~~137~~275,~~235~~298.9472	~~320~~577,~~286~~353.5650	~~535~~962,~~471~~286.3428
	Total Prepayment Amount				78,~~447~~890,~~734~~588.0207	2736,~~507~~194,~~017~~309.7278	4253,~~872~~986,~~025~~387.5367	7799,~~826~~071,~~777~~285.2752
SPACE INTENTIONALLY LEFT BLANK
Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)
				Page 17 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENT RATES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	SMM				62.1868%	34.6522%	3.8013%	3.9746%
	3 Months Avg SMM				3.3640%	23.9965%	23.7402%	23.8827%
	12 Months Avg SMM
	Avg SMM Since Cut-off				1.8394%	12.7708%	1.6180%	1.6991%
	CPR				5327.5182%	3640.0336%	3731.1974%	3834.4743%
	3 Months Avg CPR				33.6695%	3036.5102%	2830.3478%	2932.5686%
	12 Months Avg CPR
	Avg CPR Since Cut-off				1920.8892%	1922.3029%	1719.7362%	1820.4564%
	PSA				~~2902~~1361.5017%	~~1950~~1971.5167%	~~2040~~1569.7533%	~~2099~~1693.0880%
	3 Months Avg PSA Approximation				~~2048~~1841.6888%	~~1851~~1950.9023%	~~1746~~1688.8099%	~~1810~~1793.3815%
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation				~~1598~~1557.7701%	~~1546~~1654.8130%	~~1449~~1483.6055%	~~1496~~1548.2558%
	Group 1		Group 3
	Group 2
CPR by Groups					Total CPR
PSA by Groups					Total PSA
				Page 18 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
	Group 1		Group 3
	Group 2
CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off
PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.02*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.
				Page 19 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for October 27, 2003 Distribution
	Prepayment Detail Report for November 25, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 133						Loan Group 1 = Group 1 Group
Total Loan Count = 108						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 25,547,334.00						Loan Group 2 = Group 2 Group
Total Original Principal Balance = 20,960,363.00						Loan Group 2 = Group 2 Group
Total Prepayment Amount = 25,359,071.34						Loan Group 3 = Group 3 Group
Total Prepayment Amount = 20,817,693.31						Loan Group 3 = Group 3 Group
Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date
716971 1			241,300.00	240,038.99	Sep-24-03	8.250%	NE - 95.00%	Paid Off - 360	Dec-24-02
726209 1			83,200.00	82,655.08	Oct-28-03	9.000%	IA - 80.00%	Paid Off - 360	Dec-30-02
727091 1			112,500.00	111,674.78	Sep-02-03	7.150%	CA - 44.12%	Paid Off - 360	Nov-27-02
731199 1			62,000.00	61,626.07	Oct-27-03	8.140%	FL - 49.21%	Paid Off - 360	Dec-30-02
731884 1			100,000.00	99,553.11	Oct-01-03	9.500%	CT - 60.98%	Paid Off - 360	Dec-23-02
732412 1			250,000.00	248,446.29	Oct-21-03	7.990%	NY - 49.50%	Paid Off - 360	Dec-26-02
732822 1			200,000.00	199,073.11	Sep-02-03	9.140%	IL - 76.92%	Paid Off - 360	Dec-23-02
734184 1			132,000.00	131,093.59	Oct-29-03	8.000%	MO - 80.00%	Paid Off - 360	Dec-26-02
734128 1			282,000.00	279,849.70	Sep-05-03	6.950%	CA - 24.52%	Paid Off - 360	Nov-27-02
737586 1			275,250.00	273,541.59	Oct-30-03	8.990%	CA - 75.00%	Paid Off - 360	Dec-24-02
735110 1			260,000.00	258,256.37	Sep-11-03	6.990%	CA - 80.00%	Paid Off - 360	Dec-20-02
739171 1			221,000.00	219,227.15	Oct-20-03	7.250%	CA - 85.00%	Paid Off - 360	Dec-24-02
735577 1			228,000.00	226,471.02	Sep-17-03	6.990%	CA - 80.00%	Paid Off - 360	Dec-19-02
739967 1			314,500.00	314,298.21	Oct-20-03	5.320%	CA - 85.00%	Paid Off - 300	Dec-20-02
738456 1			285,000.00	283,147.43	Sep-18-03	7.150%	MA - 75.00%	Paid Off - 360	Dec-31-02
740423 1			228,700.00	226,664.24	Oct-15-03	6.990%	CA - 60.18%	Paid Off - 360	Dec-24-02
739527 1			220,000.00	218,850.30	Sep-25-03	8.250%	CA - 80.00%	Paid Off - 360	Dec-19-02
740838 1			176,800.00	175,449.53	Oct-27-03	7.500%	MN - 85.00%	Paid Off - 360	Dec-31-02
741181 1			95,000.00	94,451.25	Sep-08-03	7.750%	MI - 87.16%	Paid Off - 360	Dec-26-02
741037 1			97,000.00	96,367.69	Oct-17-03	7.750%	MO - 76.98%	Paid Off - 360	Dec-27-02
742641 1			170,000.00	168,999.59	Sep-03-03	7.990%	CA - 75.56%	Paid Off - 360	Dec-31-02
743930 1			228,689.00	227,116.29	Oct-02-03	7.750%	CA - 85.00%	Paid Off - 360	Dec-23-02
744593 1			168,000.00	167,054.98	Sep-03-03	8.990%	NY - 80.00%	Paid Off - 360	Nov-26-02
747687 1			253,000.00	251,187.98	Oct-21-03	7.890%	NH - 94.76%	Paid Off - 360	Dec-31-02
745494 1			135,000.00	134,329.23	Sep-30-03	8.500%	MD - 75.00%	Paid Off - 360	Dec-26-02
749230 1			159,000.00	157,744.04	Oct-30-03	6.990%	RI - 73.95%	Paid Off - 360	Dec-16-02
747365 1			65,610.00	65,249.67	Sep-30-03	8.990%	MI - 90.00%	Paid Off - 360	Dec-19-02
750307 1			116,000.00	115,220.44	Oct-31-03	8.490%	OR - 80.00%	Paid Off - 360	Nov-27-02
749618 1			230,000.00	228,259.65	Sep-03-03	6.990%	CA - 63.89%	Paid Off - 360	Nov-27-02
750374 1			158,950.00	157,825.50	Oct-14-03	7.990%	CA - 85.00%	Paid Off - 360	Dec-18-02
750105 1			135,000.00	134,325.90	Sep-09-03	8.890%	CA - 75.00%	Paid Off - 360	Dec-31-02
751919 1			258,000.00	256,399.79	Oct-06-03	8.000%	NY - 77.01%	Paid Off - 360	Dec-12-02
751202 1			153,000.00	151,737.15	Sep-24-03	6.990%	CA - 85.00%	Paid Off - 360	Dec-04-02
752505 1			132,600.00	132,006.43	Oct-29-03	9.600%	CA - 85.00%	Paid Off - 360	Dec-31-02
751230 1			160,000.00	158,959.88	Sep-24-03	7.150%	MA - 52.46%	Paid Off - 360	Dec-11-02
752777 1			304,650.00	304,650.07	Oct-10-03	5.820%	CA - 90.00%	Paid Off - 300	Dec-17-02
751594 1			318,750.00	316,718.15	Sep-16-03	7.250%	CA - 85.00%	Paid Off - 360	Dec-05-02
753664 1			183,750.00	182,271.77	Oct-27-03	7.390%	CA - 75.00%	Paid Off - 360	Dec-17-02
753742 1			125,300.00	124,459.67	Sep-19-03	6.990%	MA - 70.00%	Paid Off - 360	Dec-17-02
754257 1			234,650.00	232,874.52	Oct-02-03	6.990%	CA - 95.00%	Paid Off - 360	Dec-19-02
754706 1			88,000.00	87,453.43	Sep-02-03	8.990%	NC - 80.00%	Paid Off - 360	Dec-24-02
755051 1			63,350.00	62,966.48	Oct-17-03	8.750%	CA - 79.99%	Paid Off - 360	Nov-27-02
755086 1			120,000.00	119,339.23	Sep-10-03	7.990%	CA - 80.00%	Paid Off - 360	Dec-20-02
755152 1			90,000.00	89,269.98	Oct-22-03	7.500%	FL - 64.29%	Paid Off - 360	Dec-30-02
755167 1			320,000.00	318,201.36	Sep-05-03	8.490%	CA - 84.43%	Paid Off - 360	Dec-04-02
755577 1			220,000.00	218,405.53	Oct-07-03	7.250%	IL - 69.29%	Paid Off - 360	Dec-26-02
755636 1			108,000.00	107,393.37	Sep-30-03	7.890%	MI - 80.00%	Paid Off - 360	Dec-27-02
755784 1			119,000.00	118,427.28	Oct-28-03	9.250%	IN - 85.00%	Paid Off - 360	Dec-30-02
756058 1			170,000.00	168,203.70	Sep-16-03	6.500%	CA - 65.38%	Paid Off - 360	Dec-13-02
756108 1			140,000.00	138,835.90	Oct-07-03	6.500%	NY - 57.14%	Paid Off - 360	Dec-18-02
756083 1			99,000.00	96,105.57	Sep-04-03	6.990%	CA - 90.00%	Paid Off - 180	Dec-30-02
756337 1			231,000.00	229,824.25	Oct-09-03	8.990%	MA - 70.00%	Paid Off - 360	Dec-19-02
756290 1			221,000.00	219,965.79	Sep-04-03	8.990%	CA - 69.72%	Paid Off - 360	Dec-26-02
756896 1			132,800.00	131,925.62	Oct-15-03	8.490%	RI - 80.00%	Paid Off - 360	Dec-23-02
756317 1			180,000.00	178,960.33	Sep-09-03	7.750%	CA - 75.00%	Paid Off - 360	Dec-24-02
756897 1			276,000.00	273,473.18	Oct-10-03	7.500%	CA - 89.03%	Paid Off - 360	Dec-30-02
756984 1			260,000.00	258,059.30	Sep-18-03	6.990%	CA - 86.67%	Paid Off - 360	Dec-24-02
757447 1			262,500.00	261,236.72	Oct-02-03	9.250%	FL - 75.00%	Paid Off - 360	Dec-09-02
757052 1			154,700.00	154,072.76	Sep-30-03	9.490%	IL - 65.00%	Paid Off - 360	Dec-17-02
757673 1			144,000.00	143,150.44	Oct-22-03	8.250%	MN - 80.00%	Paid Off - 360	Dec-30-02
757754 1			261,000.00	259,295.11	Sep-15-03	7.125%	CA - 89.38%	Paid Off - 360	Dec-20-02
758057 1			303,450.00	301,343.95	Oct-14-03	8.130%	CA - 85.00%	Paid Off - 360	Dec-09-02
757960 1			76,000.00	75,663.05	Sep-10-03	9.240%	WI - 80.00%	Paid Off - 360	Dec-31-02
758603 1			55,000.00	53,367.61	Oct-28-03	6.750%	CA - 31.61%	Paid Off - 180	Dec-12-02
758514 1			226,500.00	225,051.13	Sep-08-03	7.250%	CA - 75.00%	Paid Off - 360	Dec-19-02
758857 1			85,500.00	85,018.60	Oct-03-03	8.850%	KY - 90.00%	Paid Off - 360	Dec-23-02
758700 1			142,100.00	141,052.61	Sep-10-03	6.500%	NJ - 61.78%	Paid Off - 360	Dec-20-02
759390 1			284,000.00	281,731.46	Oct-02-03	6.990%	NY - 83.53%	Paid Off - 360	Dec-12-02
758887 1			273,000.00	271,240.67	Sep-22-03	7.750%	MA - 51.51%	Paid Off - 360	Dec-24-02
760824 1			150,000.00	149,115.09	Oct-02-03	8.250%	WA - 71.43%	Paid Off - 360	Dec-31-02
759564 1			214,200.00	213,077.63	Sep-26-03	8.250%	CA - 90.00%	Paid Off - 360	Dec-31-02
760913 1			260,000.00	258,501.99	Oct-06-03	8.370%	CO - 72.42%	Paid Off - 360	Dec-24-02
760414 1			315,000.00	313,042.07	Sep-24-03	7.375%	CA - 75.90%	Paid Off - 360	Dec-13-02
762238 1		FCL	110,400.00	109,921.05	Oct-07-03	9.750%	FL - 80.00%	Paid Off - 360	Dec-24-02
761545 1			101,600.00	100,983.36	Sep-16-03	7.500%	MO - 80.00%	Paid Off - 360	Dec-23-02
762965 1			108,000.00	107,101.96	Oct-09-03	6.500%	WA - 78.83%	Paid Off - 360	Dec-27-02
761720 1			93,150.00	92,730.58	Sep-05-03	9.000%	MI - 90.00%	Paid Off - 360	Dec-31-02
763176 1			159,000.00	157,963.49	Oct-31-03	7.750%	CA - 45.17%	Paid Off - 360	Dec-24-02
762204 1			166,239.00	165,103.18	Sep-03-03	7.250%	IL - 90.00%	Paid Off - 360	Dec-19-02
765746 1			126,400.00	125,534.29	Oct-23-03	7.500%	CA - 80.00%	Paid Off - 360	Dec-27-02
762600 1			203,500.00	202,127.90	Sep-17-03	7.000%	NJ - 75.37%	Paid Off - 360	Dec-23-02
765789 1			205,000.00	203,959.23	Oct-30-03	8.990%	CA - 73.21%	Paid Off - 360	Dec-27-02
763670 1		FCL	284,000.00	282,273.49	Sep-12-03	7.500%	MA - 80.00%	Paid Off - 360	Dec-20-02
765805 1			126,900.00	126,253.80	Oct-03-03	9.400%	CA - 90.00%	Paid Off - 360	Dec-31-02
764143 1			79,900.00	79,453.03	Sep-29-03	9.390%	KS - 85.00%	Paid Off - 360	Dec-27-02
766485 1			86,700.00	86,093.11	Oct-29-03	8.375%	FL - 36.43%	Paid Off - 360	Dec-31-02
764369 1			172,800.00	171,751.28	Sep-03-03	7.500%	CA - 80.00%	Paid Off - 360	Dec-31-02
767072 1			51,150.00	50,819.53	Oct-27-03	8.490%	ID - 62.00%	Paid Off - 360	Dec-24-02
					Page 20 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for October 27, 2003 Distribution
	Prepayment Detail Report for November 25, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
764796 1			188,000.00	186,823.95	Sep-09-03	7.990%	FL - 80.00%	Paid Off - 360	Dec-31-02
767482 1			178,500.00	177,370.56	Oct-09-03	7.900%	CA - 85.00%	Paid Off - 360	Dec-31-02
765382 1			50,000.00	49,774.35	Sep-29-03	8.990%	FL - 50.25%	Paid Off - 360	Dec-20-02
768295 1			69,275.00	68,989.17	Oct-27-03	9.990%	MI - 85.00%	Paid Off - 360	Dec-30-02
765678 1			173,400.00	172,393.03	Sep-08-03	7.990%	IL - 85.00%	Paid Off - 360	Dec-30-02
769394 1			207,000.00	205,763.56	Oct-31-03	8.250%	NV - 90.00%	Paid Off - 360	Dec-26-02
767406 1			271,000.00	269,507.89	Sep-17-03	7.990%	CA - 84.95%	Paid Off - 360	Dec-31-02
770226 1			134,000.00	133,248.30	Oct-17-03	8.500%	FL - 72.04%	Paid Off - 360	Dec-30-02
767709 1			125,000.00	124,278.01	Sep-02-03	7.750%	CT - 41.39%	Paid Off - 360	Dec-23-02
770820 1			130,000.00	129,016.28	Oct-06-03	6.990%	RI - 70.27%	Paid Off - 360	Dec-23-02
767714 1			279,650.00	278,034.83	Sep-25-03	7.750%	IL - 85.00%	Paid Off - 360	Dec-20-02
771116 1			171,000.00	169,989.81	Oct-21-03	8.250%	WA - 90.00%	Paid Off - 360	Dec-24-02
767722 1			65,250.00	64,999.42	Sep-22-03	9.750%	FL - 75.00%	Paid Off - 360	Dec-23-02
771308 1			144,500.00	143,687.81	Oct-17-03	8.500%	AZ - 85.00%	Paid Off - 360	Dec-31-02
767788 1			91,000.00	90,612.20	Sep-19-03	9.250%	CA - 79.82%	Paid Off - 360	Dec-31-02
773626 1			205,000.00	203,557.64	Oct-15-03	7.750%	IL - 49.76%	Paid Off - 360	Dec-26-02
768399 1			126,000.00	125,383.17	Sep-09-03	8.990%	FL - 72.00%	Paid Off - 360	Dec-18-02
773731 1			127,504.00	126,496.29	Oct-28-03	6.789%	CA - 75.00%	Paid Off - 360	Dec-31-02
768492 1			76,500.00	76,156.06	Sep-23-03	8.990%	MO - 90.00%	Paid Off - 360	Dec-26-02
774202 1			130,900.00	130,046.65	Oct-30-03	7.750%	NV - 85.00%	Paid Off - 360	Dec-30-02
769498 1			187,000.00	185,944.55	Oct-01-03	8.490%	MA - 49.21%	Paid Off - 360	Dec-31-02
775120 1			104,000.00	103,213.06	Oct-21-03	6.990%	CO - 80.00%	Paid Off - 360	Dec-27-02
769941 1			76,500.00	76,100.22	Sep-12-03	8.250%	MI - 85.00%	Paid Off - 360	Dec-19-02
775363 1			262,000.00	260,603.06	Oct-22-03	8.750%	CA - 73.80%	Paid Off - 360	Dec-23-02
770350 1			110,400.00	109,503.49	Sep-11-03	5.990%	CA - 80.00%	Paid Off - 360	Dec-27-02
776096 1			178,500.00	177,286.21	Oct-03-03	7.600%	NV - 85.00%	Paid Off - 360	Dec-31-02
770415 1			204,000.00	202,695.23	Sep-04-03	7.250%	CA - 85.00%	Paid Off - 360	Dec-27-02
776403 1			83,700.00	83,229.52	Oct-30-03	8.490%	KS - 90.00%	Paid Off - 360	Dec-31-02
770925 1			232,000.00	230,957.02	Sep-19-03	8.990%	FL - 80.00%	Paid Off - 360	Dec-20-02
776891 1			66,300.00	65,880.44	Oct-08-03	7.900%	NY - 85.00%	Paid Off - 360	Dec-26-02
771482 1			180,000.00	179,105.67	Sep-05-03	8.500%	NJ - 87.80%	Paid Off - 360	Dec-31-02
777471 1			175,500.00	174,172.07	Oct-24-03	6.990%	MI - 90.00%	Paid Off - 360	Dec-27-02
771855 1			192,000.00	191,569.08	Sep-03-03	12.250%	TX - 80.00%	Paid Off - 360	Dec-30-02
779127 1			284,000.00	282,259.10	Oct-02-03	8.750%	CA - 80.00%	Paid Off - 360	Dec-27-02
772013 1			242,000.00	240,523.42	Sep-10-03	7.500%	CA - 62.05%	Paid Off - 360	Dec-26-02
779194 1			199,000.00	197,494.25	Oct-27-03	6.990%	CA - 66.33%	Paid Off - 360	Dec-26-02
772349 1			136,000.00	135,472.47	Sep-03-03	9.700%	CA - 85.00%	Paid Off - 360	Dec-31-02
779849 1			293,600.00	291,186.31	Oct-08-03	7.000%	CA - 62.47%	Paid Off - 360	Dec-30-02
772495 1			149,400.00	148,577.39	Sep-19-03	7.990%	CA - 90.00%	Paid Off - 360	Dec-31-02
782486 1			123,500.00	122,898.28	Oct-02-03	9.190%	AZ - 61.75%	Paid Off - 360	Dec-30-02
773870 1			243,000.00	241,369.88	Oct-01-03	6.990%	CA - 90.00%	Paid Off - 360	Dec-27-02
727274 2			378,750.00	377,263.94	Oct-21-03	9.000%	IL - 75.00%	Paid Off - 360	Dec-12-02
774004 1			48,875.00	48,644.22	Oct-01-03	8.750%	MI - 85.00%	Paid Off - 360	Dec-23-02
738498 2			453,750.00	450,765.33	Oct-15-03	8.250%	WI - 75.00%	Paid Off - 360	Dec-02-02
774051 1			296,000.00	293,989.34	Oct-01-03	7.190%	CA - 80.00%	Paid Off - 360	Dec-23-02
741292 2			164,700.00	164,064.76	Oct-09-03	10.380%	CA - 90.00%	Paid Off - 360	Dec-27-02
774834 1			93,100.00	92,660.37	Sep-03-03	8.750%	RI - 70.00%	Paid Off - 360	Dec-27-02
741630 2			67,500.00	67,051.82	Oct-15-03	8.500%	FL - 75.00%	Paid Off - 360	Nov-27-02
775209 1			172,000.00	171,082.88	Sep-23-03	8.150%	NY - 80.00%	Paid Off - 360	Dec-31-02
744744 2			344,000.00	341,660.91	Oct-23-03	9.500%	IL - 80.00%	Paid Off - 360	Dec-05-02
775303 1			119,900.00	119,040.02	Sep-30-03	8.740%	MI - 94.41%	Paid Off - 360	Dec-27-02
746793 2			368,000.00	368,000.00	Oct-06-03	5.820%	CA - 80.00%	Paid Off - 300	Nov-27-02
775376 1			192,000.00	190,942.89	Sep-24-03	7.990%	CA - 80.00%	Paid Off - 360	Dec-24-02
748274 2			340,000.00	340,000.02	Oct-31-03	5.320%	CA - 85.00%	Paid Off - 300	Nov-21-02
776563 1			224,000.00	222,572.10	Sep-18-03	7.250%	CA - 80.00%	Paid Off - 360	Dec-23-02
749465 2			460,000.00	456,121.32	Oct-22-03	6.990%	CA - 62.59%	Paid Off - 360	Dec-06-02
777231 1			260,000.00	258,274.91	Sep-02-03	9.250%	PA - 71.82%	Paid Off - 360	Dec-31-02
749572 2			255,000.00	251,531.79	Oct-14-03	8.250%	NJ - 79.69%	Paid Off - 360	Dec-03-02
778013 1			84,915.00	84,471.24	Sep-18-03	8.250%	FL - 85.00%	Paid Off - 360	Dec-31-02
749610 2			131,750.00	130,995.81	Oct-21-03	8.500%	FL - 85.00%	Paid Off - 360	Dec-05-02
778205 1			200,000.00	198,738.89	Sep-22-03	7.880%	MI - 68.26%	Paid Off - 360	Dec-31-02
751625 2			178,870.00	177,503.65	Oct-30-03	7.500%	CA - 82.43%	Paid Off - 360	Dec-31-02
778296 1			262,000.00	260,822.16	Sep-30-03	8.990%	MN - 69.50%	Paid Off - 360	Dec-31-02
754307 2			164,000.00	163,423.94	Oct-31-03	10.750%	NJ - 69.05%	Paid Off - 360	Dec-31-02
778579 1			68,000.00	67,496.80	Sep-10-03	6.500%	CA - 80.00%	Paid Off - 360	Dec-27-02
754559 2			356,900.00	354,396.42	Oct-31-03	7.500%	CA - 67.34%	Paid Off - 360	Dec-19-02
780343 1			193,500.00	192,137.64	Sep-09-03	6.990%	CA - 90.00%	Paid Off - 360	Dec-26-02
756176 2			202,500.00	201,241.44	Oct-09-03	7.990%	CA - 90.00%	Paid Off - 360	Dec-26-02
780947 1			212,500.00	211,250.56	Sep-11-03	7.990%	CA - 85.00%	Paid Off - 360	Dec-31-02
757595 2			160,000.00	155,347.97	Oct-30-03	7.750%	NJ - 74.42%	Paid Off - 180	Dec-23-02
782637 1			268,000.00	266,822.16	Sep-03-03	9.100%	CA - 80.00%	Paid Off - 360	Dec-31-02
758276 2			400,000.00	397,247.92	Oct-02-03	7.990%	DC - 86.96%	Paid Off - 360	Dec-27-02
705958 2			412,000.00	412,000.02	Sep-05-03	5.320%	CA - 83.23%	Paid Off - 300	Nov-18-02
759191 2			127,500.00	126,783.24	Oct-07-03	8.490%	NJ - 85.00%	Paid Off - 360	Dec-30-02
718104 2			337,500.00	335,217.71	Sep-08-03	7.250%	CA - 90.00%	Paid Off - 360	Dec-05-02
759439 2			331,000.00	328,376.66	Oct-10-03	6.750%	CA - 84.87%	Paid Off - 360	Dec-23-02
730129 2			477,000.00	474,245.01	Sep-22-03	7.750%	CA - 90.00%	Paid Off - 360	Dec-31-02
759720 2			427,000.00	426,999.98	Oct-31-03	4.880%	NV - 78.35%	Paid Off - 300	Dec-19-02
740376 2			341,600.00	339,255.84	Sep-18-03	7.490%	MA - 80.00%	Paid Off - 360	Dec-03-02
760113 2			250,800.00	249,241.28	Oct-17-03	7.990%	CA - 67.78%	Paid Off - 360	Dec-11-02
750056 2			162,800.00	161,903.62	Sep-30-03	7.990%	NJ - 80.00%	Paid Off - 360	Dec-20-02
761005 2			45,000.00	43,804.57	Oct-31-03	8.990%	IL - 52.94%	Paid Off - 180	Dec-24-02
751218 2			94,500.00	94,029.49	Sep-04-03	8.490%	OH - 75.00%	Paid Off - 360	Dec-23-02
761907 2			405,600.00	402,379.21	Oct-08-03	6.740%	CA - 80.00%	Paid Off - 360	Dec-13-02
751655 2			348,500.00	345,461.22	Sep-25-03	6.250%	MI - 85.00%	Paid Off - 360	Dec-04-02
764586 2			83,725.00	83,245.38	Oct-21-03	8.750%	AR - 85.00%	Paid Off - 360	Dec-11-02
753843 2			104,550.00	104,080.52	Sep-17-03	9.750%	MO - 85.00%	Paid Off - 360	Dec-03-02
764785 2			138,750.00	135,040.35	Oct-06-03	7.990%	CA - 75.00%	Paid Off - 180	Dec-12-02
753917 2			362,250.00	359,466.13	Sep-09-03	7.250%	CA - 90.00%	Paid Off - 360	Dec-02-02
767107 2			364,000.00	361,442.22	Oct-31-03	7.690%	MA - 61.18%	Paid Off - 360	Dec-27-02
754250 2			360,000.00	357,708.06	Sep-25-03	7.990%	NY - 80.00%	Paid Off - 360	Dec-02-02
770010 2			360,000.00	357,653.22	Oct-10-03	7.750%	CA - 80.00%	Paid Off - 360	Dec-30-02
754671 2			392,000.00	390,237.70	Sep-17-03	8.990%	CA - 80.00%	Paid Off - 360	Dec-13-02
770785 2			139,200.00	138,689.75	Oct-30-03	10.550%	MD - 80.00%	Paid Off - 360	Dec-31-02
756423 2			363,600.00	361,140.99	Sep-17-03	7.000%	MD - 64.93%	Paid Off - 360	Dec-26-02
771215 2			149,500.00	148,991.46	Oct-15-03	10.900%	CA - 65.00%	Paid Off - 360	Dec-31-02
756802 2			117,000.00	114,233.15	Sep-25-03	8.250%	IL - 66.86%	Paid Off - 180	Dec-12-02
775392 2			440,000.00	436,835.06	Oct-08-03	7.250%	UT - 69.29%	Paid Off - 360	Dec-31-02
756998 2			100,800.00	100,174.83	Sep-02-03	8.000%	IL - 70.00%	Paid Off - 360	Dec-05-02
779162 2			316,800.00	315,191.71	Oct-08-03	8.990%	CA - 80.00%	Paid Off - 360	Dec-31-02
758095 2			70,000.00	69,765.08	Sep-03-03	10.390%	CA - 25.45%	Paid Off - 360	Dec-30-02
779344 2			362,400.00	359,657.88	Oct-08-03	6.990%	OR - 80.00%	Paid Off - 360	Dec-27-02
759033 2			151,000.00	150,322.49	Sep-03-03	9.000%	IL - 83.89%	Paid Off - 360	Dec-20-02
781127 2			240,000.00	238,280.28	Oct-10-03	7.990%	CA - 80.00%	Paid Off - 360	Dec-31-02
					Page 21 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for October 27, 2003 Distribution
	Prepayment Detail Report for November 25, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
759322 2			356,000.00	355,997.89	Sep-24-03	5.380%	VA - 80.00%	Paid Off - 300	Dec-11-02
739261 3			31,400.00	31,021.37	Oct-29-03	10.990%	CA - 20.00%	Paid Off - 240	Nov-27-02
760130 2			42,500.00	41,553.07	Oct-01-03	8.750%	IL - 50.90%	Paid Off - 180	Dec-31-02
745611 3			73,000.00	72,119.81	Oct-31-03	10.990%	CA - 20.00%	Paid Off - 240	Dec-04-02
760200 2			237,000.00	235,761.43	Sep-25-03	8.250%	NJ - 75.00%	Paid Off - 360	Dec-23-02
746973 3			35,000.00	34,188.41	Oct-02-03	10.900%	CA - 11.67%	Paid Off - 180	Nov-27-02
760801 2			147,900.00	147,045.14	Oct-01-03	7.750%	CA - 85.00%	Paid Off - 360	Dec-24-02
750448 3			35,400.00	34,755.45	Oct-27-03	12.700%	NJ - 20.46%	Paid Off - 180	Dec-24-02
760939 2			75,000.00	74,587.00	Sep-11-03	7.990%	OH - 75.00%	Paid Off - 360	Dec-18-02
754411 3			59,000.00	57,677.22	Oct-22-03	11.250%	CA - 20.00%	Paid Off - 180	Nov-27-02
762485 2			91,800.00	91,408.81	Sep-16-03	9.250%	NJ - 85.00%	Paid Off - 360	Dec-10-02
755236 3			50,000.00	49,436.36	Oct-23-03	10.740%	CA - 20.00%	Paid Off - 240	Dec-18-02
763187 2			165,000.00	162,561.03	Sep-26-03	7.500%	MA - 60.00%	Paid Off - 240	Dec-23-02
756182 3			98,250.00	95,133.02	Oct-20-03	12.850%	VA - 16.50%	Paid Off - 180	Dec-26-02
765324 2			164,200.00	163,406.16	Sep-02-03	8.750%	CA - 78.19%	Paid Off - 360	Dec-19-02
756694 3			399,000.00	396,462.80	Oct-31-03	7.875%	CA - 70.00%	Paid Off - 360	Dec-23-02
768468 2			40,500.00	40,164.46	Oct-01-03	10.300%	FL - 59.56%	Paid Off - 360	Dec-27-02
759671 3			101,400.00	100,304.84	Oct-08-03	10.990%	CA - 20.00%	Paid Off - 240	Dec-13-02
769779 2			519,920.00	519,844.94	Sep-30-03	4.880%	CA - 80.00%	Paid Off - 300	Dec-16-02
764219 3			344,000.00	342,108.42	Oct-03-03	8.990%	CA - 80.00%	Paid Off - 360	Dec-27-02
770912 2			360,000.00	358,118.72	Sep-02-03	8.250%	CA - 90.00%	Paid Off - 360	Dec-19-02
779685 3			170,000.00	169,121.95	Oct-15-03	8.990%	CA - 80.95%	Paid Off - 360	Dec-31-02
775202 2			229,500.00	227,905.86	Sep-30-03	7.750%	CA - 85.00%	Paid Off - 360	Dec-27-02
782453 3			29,250.00	28,839.18	Oct-22-03	10.990%	CA - 15.00%	Paid Off - 240	Dec-30-02
776753 2			142,800.00	141,933.38	Sep-17-03	7.500%	CA - 85.00%	Paid Off - 360	Dec-26-02
776967 2			100,000.00	99,684.97	Sep-04-03	10.750%	VA - 38.17%	Paid Off - 360	Dec-24-02
777743 2			212,000.00	210,892.09	Sep-17-03	8.250%	CA - 80.00%	Paid Off - 360	Dec-26-02
778081 2			340,000.00	338,471.46	Sep-18-03	8.990%	IL - 80.00%	Paid Off - 360	Dec-20-02
778373 2		FCL	98,000.00	97,710.67	Sep-17-03	10.990%	CA - 70.00%	Paid Off - 360	Dec-31-02
779197 2			138,000.00	136,450.87	Sep-18-03	8.250%	NJ - 75.00%	Paid Off - 360	Dec-30-02
780362 2			75,000.00	74,662.83	Sep-25-03	8.990%	OR - 45.45%	Paid Off - 360	Dec-31-02
780690 2			112,950.00	112,319.70	Sep-23-03	7.990%	FL - 90.00%	Paid Off - 360	Dec-31-02
688751 3			400,000.00	396,973.42	Sep-25-03	6.990%	CA - 53.33%	Paid Off - 360	Nov-27-02
738203 3			433,000.00	430,826.78	Sep-15-03	8.450%	CA - 84.08%	Paid Off - 360	Dec-17-02
747706 3			72,200.00	70,810.80	Sep-04-03	10.750%	CA - 20.00%	Paid Off - 180	Dec-10-02
747721 3		FCL	400,000.00	398,011.11	Sep-12-03	8.500%	CA - 84.21%	Paid Off - 360	Dec-12-02
755066 3			214,000.00	212,701.30	Sep-22-03	7.500%	MD - 79.26%	Paid Off - 360	Dec-27-02
755548 3			235,000.00	233,622.49	Sep-05-03	8.000%	IL - 66.01%	Paid Off - 360	Dec-31-02
756056 3			140,000.00	139,215.75	Sep-09-03	8.250%	MN - 74.87%	Paid Off - 360	Dec-17-02
756690 3			41,200.00	40,754.95	Sep-19-03	10.990%	FL - 20.00%	Paid Off - 240	Nov-27-02
763311 3			585,000.00	581,270.95	Sep-12-03	7.250%	CA - 90.00%	Paid Off - 360	Dec-10-02
765336 3			430,000.00	427,390.41	Sep-16-03	7.500%	MA - 68.25%	Paid Off - 360	Dec-31-02
768206 3			359,125.00	355,610.07	Sep-16-03	4.880%	CA - 85.00%	Paid Off - 300	Dec-18-02
769570 3			31,800.00	117.64	Sep-30-03	10.740%	UT - 20.00%	Paid Off - 240	Dec-18-02
770107 3			138,000.00	134,663.55	Sep-29-03	7.750%	SC - 67.32%	Paid Off - 180	Dec-27-02
770352 3			27,600.00	27,098.02	Sep-11-03	10.990%	CA - 20.00%	Paid Off - 180	Dec-27-02
777431 3			33,200.00	32,872.27	Sep-09-03	10.740%	UT - 20.00%	Paid Off - 240	Dec-23-02
778583 3			17,000.00	16,842.38	Sep-10-03	11.240%	CA - 20.00%	Paid Off - 240	Dec-27-02
779248 3			40,000.00	39,779.74	Sep-15-03	7.990%	NE - 53.33%	Paid Off - 360	Dec-31-02
					Page 22 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
COLLATERAL REALIZED LOSSES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current
	Number of Loans Liquidated				-	-	1	1
	Collateral Realized Loss/(Gain) Amount				-	-	~~1,235.87~~-	~~1,235.87~~-
	Net Liquidation Proceeds				-	-	~~(247~~258,273.~~09)~~76	~~(247~~258,273.~~09)~~76
	Cumulative
	Number of Loans Liquidated				-	-	12	12
	Collateral Realized Loss/(Gain) Amount				-	-	1,235.87	1,235.87
	Net Liquidation Proceeds				-	-	~~(247~~258,026.~~09)~~67	~~(247~~258,026.~~09)~~67
	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.
	Cumulative Loss Percentage							0.00%
	Group 1		Group 3				3 Months Moving Average
	Group 2
Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation
				Page 23 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
DEFAULT SPEEDS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	MDR				0.00%	0.00%	0.0007%	0.0004%
	3 Months Avg MDR				0.00%	0.00%	0.0002%	0.0001%
	12 Months Avg MDR
	Avg MDR Since Cut-off				0.00%	0.00%	0.0001%	0.0001%
	CDR				0.00%	0.00%	0.0087%	0.0050%
	3 Months Avg CDR				0.00%	0.00%	0.0029%	0.0017%
	12 Months Avg CDR
	Avg CDR Since Cut-off				0.00%	0.00%	0.0011%	0.0006%
	SDA				0.00%	0.00%	04.0230%	02.0147%
	3 Months Avg SDA Approximation				0.00%	0.00%	01.0160%	0.0092%
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation				0.00%	0.00%	0.0083%	0.0047%
	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off
	Group 1		Group 3
	Group 2
CDR by Groups					Total CDR
SDA by Groups					Total SDA
				Page 24 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
	Group 1		Group 3
	Group 2
CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off
SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.
				Page 25 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Realized Loss Detail Report for October 27, 2003 Distribution
	Realized Loss Detail Report for November 25, 2003 Distribution
	Realized Loss Detail Report - Loans Liquidated During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 1						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 120,000.00						Loan Group 2 = Group 2 Group
Total Original Principal Balance = 260,000.00						Loan Group 2 = Group 2 Group
Total Prior Principal Balance = 988.78						Loan Group 3 = Group 3 Group
Total Prior Principal Balance = 258,273.76						Loan Group 3 = Group 3 Group
Total Realized Loss Amount = 1,235.87
Total Realized Loss Amount = 0.00
Total Net Liquidation Proceeds = -247.09
Total Net Liquidation Proceeds = 258,273.76
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.
Loan Number			Original	Prior		Current	State &
&		Loan	Principal	Principal	Realized	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Balance	Loss/(Gain)	Rate	Origination	Term	Date
768948 1			120,000.00	988.78	1,235.87	9.490%	IN - 80.00%	360	Dec-19-02
774771 1			260,000.00	258,273.76	-	8.250%	IL - 80.00%	360	Dec-20-02
					Page 26 of 27				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley Dean Witter Capital I Inc. 2003-NC3
	Mortgage Pass-Through Certificates
	Triggers, Adj. Rate Cert. and Miscellaneous Report for October 27, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report for November 25, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report
TRIGGER EVENTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Has a Stepdown Date occurred?							No
	Does Trigger Event exist?							No
	1. Does (A) equal or exceed (B)?							No
	(A) 60+ Day Delinq % (quotient of (x) over (y))							12.7429%
	(x) Rolling 3-month avg. of 60+ Day Delinq. Loans							1013,~~701~~560,~~177~~047.5916
	(y) Stated Principal Balance							~~615~~593,~~258~~282,~~004~~581.3691
	(B) 40% of Sr. Enhancement Percentage							8.2661%
	2. Does (A) exceed (B)?							No
	(A) Realized Loss % (quotient of (x) over (y))							0.00%
	(x) Agg. Realized Losses to date							1,235.87
	(y) Cut-off Date Pool Principal Balance							696,639,551.09
	(B) Applicable Percentage							100.00%
	Senior Enhancement Percentage (Prior)							2021.6451%
ADJUSTABLE RATE CERTIFICATE INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
ADDITIONAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Basis Risk Carry Forward Amount							0.00
				Page 27 of 27				© COPYRIGHT 2003 Deutsche Bank

Filing Compare · MORGAN STANLEY DEAN WITTER CAP I MRT PS THR CRT SER 2003-NC3