UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ~~September~~December 27, 2004 (Date of earliest event reported): Argent Securities Inc. (as Depositor under the Pooling and Servicing Agreement, dated as February 1, 2004, providing for the issuance of Asset-Backed Pass-Through Certificates, Series 2004-W1) (Exact name of registrant as specified in charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-109164-02 77-0599834 (Commission File Number) (I.R.S. Employer Identification No.) 1100 TOWN & COUNTRY ROAD, SUITE 1100 ORANGE, CALIFORNIA 92868 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (714) 541-9960 (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01 Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 9.01 Financial Statements and Exhibits (c) Exhibits: Exhibit No. Description 99.1 Monthly Remittance Statement to the Certificateholders dated as of ~~September~~December 27, 2004. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Deutsche Bank National Trust Company, in its capacity as Trustee under the Pooling and Servicing Agreement on behalf of Argent Mortgage Securities Inc., Registrant Date: ~~Sep~~Dec 27, 2004 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT 99.1 Monthly Remittance Statement to the Certificateholders dated as of ~~September~~December 27, 2004.

	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	September 27, 2004 Distribution
	December 27, 2004 Distribution
	Contents
			TABLE OF CONTENTS
								Page
			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				4
			4.	Credit Enhancement Report				7
			5.	Collateral Report				8
			6.	Delinquency Report				11
			7.	REO Report				15
			8.	Foreclosure Report				16
			9.	Prepayment Report				17
			10.	Prepayment Detail Report				20
			11.	Realized Loss Report				2425
			12.	Realized Loss Detail Report				2728
			13.	Triggers, Adj. Rate Cert. and Miscellaneous Report				2829
			14.	Other Related Information				2930
				Total Number of Pages				2930
			CONTACTS
				Administrator:
				Administrator: Nicholas Gisler
				Direct Phone Number:
				Direct Phone Number: (714)247-6268
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705
				Web Site: https://www.corporatetrust.db.com/invr
				Web Site: https://www.tss.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000
ISSUANCE INFORMATION
	Seller:		Ameriquest Mtg Sec Inc					Cut-Off Date: February 1, 2004
	Certificate Insurer(s):							Closing Date: February 5, 2004
								First Payment Date: March 25, 2004
	Servicer(s):		Ameriquest Mtg Sec Inc Master Servicer
								Distribution Date: September 27, 2004
								Distribution Date: December 27, 2004
	Underwriter(s):		UBS Investment Bank Lead Underwriter					Record Date: ~~September~~December 24, 2004
			Morgan Stanley & Co. Inc Lead Underwriter					~~August~~November 3130, 2004
						Page 1 of 29					© COPYRIGHT 2004 Deutsche Bank
						Page 1 of 30					© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	REMIC II
	Certificate Payment Report for September 27, 2004 Distribution
	Certificate Payment Report for December 27, 2004 Distribution
	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)
AV-1	FLT, STEP,	633,759,000.00			~~553~~483,~~278~~367,~~146~~480.6293	~~945~~1,~~875~~011,708.1068	2330,~~808~~651,~~543~~000.2925	2431,~~754~~662,~~418~~708.3993	-	-	~~529~~452,~~469~~716,~~603~~480.3368
AV-2	STEP, FLT	186,419,000.00			~~155~~131,~~952~~640,~~093~~002.7076	~~276~~283,~~620~~463.0309	68,~~852~~818,~~225~~959.62	79,~~128~~102,~~845~~422.6571	-	-	~~149~~122,~~099~~821,~~868~~043.0814
AV-3	FLT, STEP	84,470,000.00			6447,~~158~~951,~~947~~060.0531	~~106~~97,~~156~~886.3214	45,~~568~~879,~~101~~243.4034	45,~~674~~977,~~257~~129.7248	-	-	5942,~~590~~071,~~845~~816.6597
AV-4	FLT, STEP	39,808,000.00			39,808,000.00	7590,~~353~~175.2366	-	7590,~~353~~175.2366	-	-	39,808,000.00
AF	STEP, AFC,	78,644,000.00			7267,~~678~~486,~~514~~300.3799	~~236~~219,~~386~~499.8719	12,~~626~~243,~~399~~932.5094	12,~~862~~463,~~786~~432.3713	-	-	7165,~~052~~242,~~114~~368.8705
M-1	MEZ, FLT, S	84,500,000.00			84,500,000.00	~~171~~202,~~570~~329.2145	-	~~171~~202,~~570~~329.2145	-	-	84,500,000.00
M-2	MEZ, FLT, S	71,500,000.00			71,500,000.00	~~189~~213,~~743~~069.1307	-	~~189~~213,~~743~~069.1307	-	-	71,500,000.00
M-3	MEZ, FLT, S	22,750,000.00			22,750,000.00	6371,~~918~~125.0205	-	6371,~~918~~125.0205	-	-	22,750,000.00
M-4	MEZ, FLT, S	19,500,000.00			19,500,000.00	6066,~~149~~001.3883	-	6066,~~149~~001.3883	-	-	19,500,000.00
M-5	MEZ, FLT, S	16,250,000.00			16,250,000.00	5257,~~358~~100.8548	-	5257,~~358~~100.8548	-	-	16,250,000.00
M-6	MEZ, FLT, S	15,600,000.00			15,600,000.00	7376,~~144~~309.5080	-	7376,~~144~~309.5080	-	-	15,600,000.00
M-7	MEZ, STEP,	17,550,000.00			17,550,000.00	7882,~~265~~070.6940	-	7882,~~265~~070.6940	-	-	17,550,000.00
CE	SUB,EXE	29,248,567.87			29,249,970.03	43,~~026~~228,~~772~~110.4948	-	43,~~026~~228,~~772~~110.4948	-	-	29,249,970.03
P	SUB	100.00			100.00	~~720~~726,~~386~~290.8830	-	~~720~~726,~~386~~290.8830	-	-	100.00
R	R	-			-	-	-	-	-	-	-
R-X	R	-			-	-	-	-	-	-	-
Total		1,299,998,667.87			1,~~162~~047,~~775~~152,~~771~~915.7702	76,~~076~~425,~~700~~139.7062	3647,~~855~~593,~~269~~136.8115	4354,~~931~~018,~~970~~275.5177	-	-	1999,~~125~~559,~~920,501~~778.9687
	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)
AV-1	0811/2526/04	0912/26/04		A-Act/360	040104FG1	633,759,000.00	~~873~~762.~~010319~~699198	1.~~492484~~596362	3748.~~567188~~363811	3949.~~059672~~960172	~~835~~714.~~443131~~335387
AV-2	0811/2526/04	0912/26/04		A-Act/360	040104EW7	186,419,000.00	~~836~~706.~~567591~~151212	1.~~483862~~520570	3647.~~757120~~307193	3848.~~240982~~827763	~~799~~658.~~810470~~844019
AV-3	0811/2526/04	0912/26/04		A-Act/360	040104EX5	84,470,000.00	~~759~~567.~~547142~~669709	1.~~256734~~158827	5469.~~079571~~601555	5570.~~336305~~760382	~~705~~498.~~467570~~068154
AV-4	0811/2526/04	0912/26/04		A-Act/360	040104EY3	39,808,000.00	1,000.000000	12.~~892917~~265265	-	12.~~892917~~265265	1,000.000000
AF	0811/2526/04	0912/26/04		F-30/360	040104EZ0	78,644,000.00	~~924~~858.~~145699~~123964	32.~~005784~~791048	2028.~~680529~~532793	2331.~~686313~~323841	~~903~~829.~~465171~~591171
M-1	0811/2526/04	0912/26/04		A-Act/360	040104FA4	84,500,000.00	1,000.000000	2.~~030417~~394431	-	2.~~030417~~394431	1,000.000000
M-2	0811/2526/04	0912/26/04		A-Act/360	040104FB2	71,500,000.00	1,000.000000	2.~~653750~~979987	-	2.~~653750~~979987	1,000.000000
M-3	0811/2526/04	0912/26/04		A-Act/360	040104FC0	22,750,000.00	1,000.000000	23.~~809583~~126376	-	23.~~809583~~126376	1,000.000000
M-4	0811/2526/04	0912/26/04		A-Act/360	040104FD8	19,500,000.00	1,000.000000	3.~~084584~~384709	-	3.~~084584~~384709	1,000.000000
M-5	0811/2526/04	0912/26/04		A-Act/360	040104FE6	16,250,000.00	1,000.000000	3.~~222083~~513876	-	3.~~222083~~513876	1,000.000000
M-6	0811/2526/04	0912/26/04		A-Act/360	040104FF3	15,600,000.00	1,000.000000	4.~~688750~~891654	-	4.~~688750~~891654	1,000.000000
M-7	0811/2526/04	0912/26/04		A-Act/360	040104FH9	17,550,000.00	1,000.000000	4.~~459583~~676376	-	4.~~459583~~676376	1,000.000000
CE				A-Act/360		29,248,567.87	1,000.047939	~~137~~110.~~674176~~368155	-	~~137~~110.~~674176~~368155	1,000.047939
P				-		100.00	1,000.000000	7,~~203~~262,~~868~~903.~~800000~~000000	-	7,~~203~~262,~~868~~903.~~800000~~000000	1,000.000000
R				-		-	-	-	-	-	-
R-X				-		-	-	-	-	-	-
							Page 2 of 29				© COPYRIGHT 2004 Deutsche Bank
							Page 2 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	REMIC II
	Certificate Payment Report for September 27, 2004 Distribution
	Certificate Payment Report for December 27, 2004 Distribution
	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)
AV-1	633,759,000.00		58,~~846~~702,~~427~~943.4016		99174,~~803~~785,~~247~~418.3109	46,~~486~~257,~~149~~101.3623	~~104~~181,~~289~~042,~~396~~519.6732	~~110~~189,~~135~~745,~~824~~462.0748	-	-	~~529~~452,~~469~~716,~~603~~480.3368
AV-2	186,419,000.00		12,~~766~~580,~~008~~988.8732		3561,~~639~~302,~~744~~418.0054	12,~~679~~295,~~387~~538.9232	3763,~~319~~597,~~131~~956.9286	3966,~~085~~178,~~140~~945.7918	-	-	~~149~~122,~~099~~821,~~868~~043.0814
AV-3	84,470,000.00		~~706~~999,~~498~~905.3912		2340,~~759~~867,~~574~~840.4358	1,~~119~~530,~~579~~342.9245	2442,~~879~~398,~~154~~183.3503	2543,~~585~~398,~~652~~088.7415	-	-	5942,~~590~~071,~~845~~816.6597
AV-4	39,808,000.00		~~439~~685,~~684~~067.8851		-	-	-	~~439~~685,~~684~~067.8851	-	-	39,808,000.00
AF	78,644,000.00		12,~~729~~406,~~625~~606.8681		712,~~249~~925,~~300~~181.0823	~~342~~476,~~585~~450.0572	713,~~591~~401,~~885~~631.1395	915,~~321~~808,~~510~~238.9976	-	-	7165,~~052~~242,~~114~~368.8705
M-1	84,500,000.00		1,~~016~~568,~~053~~964.8339		-	-	-	1,~~016~~568,~~053~~964.8339	-	-	84,500,000.00
M-2	71,500,000.00		1,~~177~~767,~~118~~866.4238		-	-	-	1,~~177~~767,~~118~~866.4238	-	-	71,500,000.00
M-3	22,750,000.00		~~399~~597,~~783~~525.8529		-	-	-	~~399~~597,~~783~~525.8529	-	-	22,750,000.00
M-4	19,500,000.00		~~380~~565,~~859~~139.3854		-	-	-	~~380~~565,~~859~~139.3854	-	-	19,500,000.00
M-5	16,250,000.00		~~333~~493,~~294~~022.2752		-	-	-	~~333~~493,~~294~~022.2752	-	-	16,250,000.00
M-6	15,600,000.00		~~482~~699,~~895~~328.8330		-	-	-	~~482~~699,~~895~~328.8330	-	-	15,600,000.00
M-7	17,550,000.00		~~514~~747,~~617~~013.1909		-	-	-	~~514~~747,~~617~~013.1909	-	-	17,550,000.00
CE	29,248,567.87		3243,~~905~~485,~~527~~719.7965		-	-	-	3243,~~905~~485,~~527~~719.7965	-	1,402.16	29,249,970.03
P	100.00		24,~~744~~789,~~044~~743.2176		-	-	-	24,~~744~~789,~~044~~743.2176	-	-	100.00
R	-		-		-	-	-	-	-	-	-
R-X	-		-		-	-	-	-	-	-	-
Total	1,299,998,667.87		5070,~~442~~089,~~440~~833.1784		~~166~~289,~~451~~880,~~865~~858.8244	710,~~627~~559,~~702~~432.2572	~~174~~300,~~079~~440,~~568~~291.0716	~~224~~370,~~522~~530,~~008~~125.2400	-	1,402.16	1999,~~125~~559,~~920,501~~778.9687
	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)
AV-1	12.~~86500~~43063%	~~553~~483,~~278~~367,~~146~~480.6293			~~945~~1,~~875~~011,708.1068	-	-	-	~~945~~1,~~875~~011,708.1068	~~945~~1,~~875~~011,708.1068	-
AV-2	12.~~93500~~50063%	~~155~~131,~~952~~640,~~093~~002.7076			~~276~~283,~~620~~463.0309	-	-	-	~~276~~283,~~620~~463.0309	~~276~~283,~~620~~463.0309	-
AV-3	12.~~80500~~37063%	6447,~~158~~951,~~947~~060.0531			~~106~~97,~~156~~886.3214	-	-	-	~~106~~97,~~156~~886.3214	~~106~~97,~~156~~886.3214	-
AV-4	2.~~06500~~63063%	39,808,000.00			7590,~~353~~175.2366	-	-	-	7590,~~353~~175.2366	7590,~~353~~175.2366	-
AF	3.90300%	7267,~~678~~486,~~514~~300.3799			~~236~~219,~~386~~499.8719	-	-	-	~~236~~219,~~386~~499.8719	~~236~~219,~~386~~499.8719	-
M-1	2.~~21500~~78063%	84,500,000.00			~~171~~202,~~570~~329.2145	-	-	-	~~171~~202,~~570~~329.2145	~~171~~202,~~570~~329.2145	-
M-2	23.~~89500~~46063%	71,500,000.00			~~189~~213,~~743~~069.1307	-	-	-	~~189~~213,~~743~~069.1307	~~189~~213,~~743~~069.1307	-
M-3	3.~~06500~~63063%	22,750,000.00			6371,~~918~~125.0205	-	-	-	6371,~~918~~125.0205	6371,~~918~~125.0205	-
M-4	3.~~36500~~93063%	19,500,000.00			6066,~~149~~001.3883	-	-	-	6066,~~149~~001.3883	6066,~~149~~001.3883	-
M-5	34.~~51500~~08063%	16,250,000.00			5257,~~358~~100.8548	-	-	-	5257,~~358~~100.8548	5257,~~358~~100.8548	-
M-6	5.~~11500~~68063%	15,600,000.00			7376,~~144~~309.5080	-	-	-	7376,~~144~~309.5080	7376,~~144~~309.5080	-
M-7	45.~~86500~~43063%	17,550,000.00			7882,~~265~~070.6940	-	-	-	7882,~~265~~070.6940	7882,~~265~~070.6940	-
CE	43.~~18423~~72699%	29,249,970.03			43,~~026~~228,~~772~~110.4948	-	-	-	43,~~026~~228,~~772~~110.4948	43,~~026~~228,~~772~~110.4948	-
P		100.00			~~720~~726,~~386~~290.8830	-	-	-	~~720~~726,~~386~~290.8830	~~720~~726,~~386~~290.8830	-
R		-			-	-	-	-	-	-	-
R-X		-			-	-	-	-	-	-	-
Total		1,~~162~~047,~~775~~152,~~771~~915.7702			76,~~076~~425,~~700~~139.7062	-	-	-	76,~~076~~425,~~700~~139.7062	76,~~076~~425,~~700~~139.7062	-
							Page 3 of 29				© COPYRIGHT 2004 Deutsche Bank
							Page 3 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Collection Account Report for September 27, 2004 Distribution
	Collection Account Report for December 27, 2004 Distribution
	Collection Account Report
SUMMARY					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Principal Collections				12,~~626~~243,~~399~~120.5060	1114,~~420~~692,~~327~~881.0295	2330,~~808~~639,~~544~~905.4254	3647,~~855~~575,~~270~~908.9409
	Principal Other Accounts				0.00	0.00	0.00	0.00
	TOTAL NET PRINCIPAL				12,~~626~~243,~~399~~120.5060	1114,~~420~~692,~~327~~881.0295	2330,~~808~~639,~~544~~905.4254	3647,~~855~~575,~~270~~908.9409
	Interest Collections				~~505~~474,~~069~~106.3740	1,~~930~~695,~~530~~345.8205	43,~~298~~871,~~769~~704.3342	6,~~734~~041,~~369~~155.5287
	Interest Withdrawals				0.00	0.00	0.00	0.00
	Interest Other Accounts				0.00	0.00	1.1349	1.1349
	Interest Fees				(2826,~~724~~165.8661)	(~~106~~89,~~178~~707.2013)	(~~215~~185,~~489~~037.8638)	(~~350~~300,~~392~~910.9313)
	TOTAL NET INTEREST				~~476~~447,~~344~~940.5179	1,~~824~~605,~~352~~637.6292	43,~~083~~686,~~280~~668.6053	65,~~383~~740,~~977~~247.7223
	Prepayment Penalties							~~720~~726,~~386~~290.8830
	Certificate Insurer Premium							(2724,~~663~~168.9137)
	TOTAL AVAILABLE FUNDS FOR DISTRIBUTION				2,~~102~~691,~~744~~061.0139	1316,~~244~~298,~~679~~519.6487	2734,~~891~~326,~~825~~574.0207	4354,~~931~~018,~~970~~275.5177
PRINCIPAL - COLLECTIONS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Scheduled Principal Received				9995,~~199~~187.3571	~~315~~282,~~147~~445.0253	~~619~~565,~~402~~982.0010	1943,~~033,748~~615.3734
	Prepayments In Full				12,~~519~~143,~~720~~756.8852	1114,~~067~~399,~~856~~703.9561	2329,~~163~~586,~~778~~281.6520	3546,~~751~~129,~~356~~741.4833
	Curtailments				74,~~479~~176.2737	3710,~~323~~732.0581	25,~~362~~238.6489	7040,~~164~~148.9607
	Liquidations				0.00	0.00	0245,049.0014	0245,049.0014
	Insurance Principal				0.00	0.00	0.00	0.00
	Repurchased Principal Amounts				0.00	0.00	0234,582.0026	0234,582.0026
	Other Principal				0.00	0.00	0.00	0.00
	Total Realized Loss Of Principal				0.00	0.00	0(17,229.0054)	0(17,229.0054)
	Delinquent Principal				(2728,~~227~~466.6527)	(8283,~~115~~758.3696)	(~~181~~186,~~755~~997.6000)	(~~291~~299,~~098~~222.6123)
	Advanced Principal				2728,~~227~~466.6527	8283,~~115~~758.3696	~~181~~186,~~755~~997.6000	~~291~~299,~~098~~222.6123
	TOTAL PRINCIPAL COLLECTED				12,~~626~~243,~~399~~120.5060	1114,~~420~~692,~~327~~881.0295	2330,~~808~~639,~~544~~905.4254	3647,~~855~~575,~~270~~908.9409
				Page 4 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 4 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Collection Account Report for September 27, 2004 Distribution
	Collection Account Report for December 27, 2004 Distribution
	Collection Account Report
PRINCIPAL - WITHDRAWALS					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	TOTAL OTHER ACCOUNTS PRINCIPAL				0.00	0.00	0.00	0.00
INTEREST - COLLECTIONS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Scheduled Interest				~~515~~485,~~629~~059.4802	1,~~968~~732,~~179~~552.6588	43,~~386~~957,~~304~~463.6303	6,~~870~~175,~~113~~074.7693
	Liquidation Interest				0.00	0.00	01,797.0003	01,797.0003
	Repurchased Interest				0.00	0.00	01,170.0096	01,170.0096
	Insurance Interest				0.00	0.00	0.00	0.00
	Other Interest				0.00	0.00	0.00	0.00
	Relief Act Interest Shortfalls				0.00	0.00	0.00	0.00
	Prepayment Interest Shortfalls				(12,~~164~~176.6282)	(76,~~215~~757.3630)	(1417,~~468~~910.5692)	(2226,~~848~~845.5404)
	Compensating Interest				12,~~164~~176.6282	76,~~215~~757.3630	1417,~~468~~910.5692	2226,~~848~~845.5404
	Delinquent Interest				(~~139~~146,~~471~~054.6936)	(~~529~~521,~~860~~567.3657)	(1,~~290~~314,~~401~~832.1838)	(1,~~959~~982,~~733~~454.2331)
	Interest Advanced				~~128~~135,~~911~~101.5874	~~492~~484,~~211~~359.5374	1,~~202~~226,~~865~~105.8878	1,~~823~~845,~~988~~567.9926
	TOTAL INTEREST COLLECTED				~~505~~474,~~069~~106.3740	1,~~930~~695,~~530~~345.8205	43,~~298~~871,~~769~~704.3342	6,~~734~~041,~~369~~155.5287
				Page 5 of 29				© COPYRIGHT 2004 Deutsche Bank
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	Argent Mortgage Securities, Inc. 2004-W1
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	Collection Account Report for December 27, 2004 Distribution
	Collection Account Report
INTEREST - WITHDRAWALS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Trust Fund Expenses							0.00
	Nonrecoverable Advances							0.00
	Reimbursements to Master Servicer							0.00
	TOTAL INTEREST WITHDRAWALS							0.00
INTEREST - OTHER ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Prepayment Charges							~~720~~726,~~386~~290.8830
	Master Servicer Prepayment Charges				0.00	0.00	0.00	0.00
	Reserve Fund Interest				0.00	0.00	1.1349	1.1349
	Capitalized Interest Deposit				0.00	0.00	0.00	0.00
	Realized Gains				0.00	0.00	0.00	0.00
	TOTAL INTEREST OTHER ACCOUNTS				0.00	0.00	1.1349	~~720~~726,~~388~~291.0179
INTEREST - FEES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees				2826,~~591~~039.7484	~~105~~89,~~690~~277.8508	~~214~~184,~~463~~109.0774	~~348~~299,~~745~~426.66
	Trustee Fee				~~133~~125.1277	~~487~~430.3505	~~1,026~~927.7964	1,~~647~~483.2747
	PMI Fees				0.00	0.00	0.00	0.00
	TOTAL INTEREST OTHER FEES				2826,~~724~~165.8661	~~106~~89,~~178~~707.2013	~~215~~185,~~489~~037.8638	~~350~~300,~~392~~910.9313
				Page 6 of 29				© COPYRIGHT 2004 Deutsche Bank
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	Credit Enhancement Report for December 27, 2004 Distribution
	Credit Enhancement Report
ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net WAC Rate Carryover Reserve Account							1,000.00
INSURANCE					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
STRUCTURAL FEATURES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Overcollateralized Amount							29,~~249~~232,~~970~~740.0348
	Overcollateralization Reduction Amount							0.00
	Overcollateralization Deficiency Amount							017,229.0055
	Overcollateralization Target Amount							29,249,970.03
	Excess Overcollateralization Amount							0.00
	Overcollateralization Increase Amount							017,229.0055
				Page 7 of 29				© COPYRIGHT 2004 Deutsche Bank
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	Argent Mortgage Securities, Inc. 2004-W1
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	Collateral Report for September 27, 2004 Distribution
	Collateral Report for December 27, 2004 Distribution
	Collateral Report
COLLATERAL					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Loan Count:
	Original				434	1593	5104	7131
	Prior				~~415~~391	1,~~416~~283	4,~~681~~298	65,~~512~~972
	Prefunding				-	-	-	-
	Scheduled Paid Offs				-	-	-	-
	Full Voluntary Prepayments				(710)	(3450)	(~~130~~172)	(~~171~~232)
	Repurchases				-	-	-(1)	-(1)
	Liquidations				-	-	-(1)	-(1)
	Current				~~408~~381	1,~~382~~233	4,~~551~~124	65,~~341~~738
	Principal Balance:
	Original				99,928,970.96	394,785,555.83	805,284,141.08	1,299,998,667.87
	Prior				9388,~~964~~781,~~434~~887.6431	~~344~~303,~~015~~563,~~253~~793.4861	~~724~~654,~~796~~807,~~083~~234.6509	1,~~162~~047,~~775~~152,~~771~~915.7701
	Prefunding				-	-	-	-
	Scheduled Principal				(9995,~~199~~187.3571)	(~~315~~282,~~147~~445.0253)	(~~619~~565,~~402~~982.0010)	(1943,~~033,748~~615.3734)
	Partial and Full Voluntary Prepayments				(12,~~527~~147,~~200~~932.1589)	(1114,~~105~~410,~~180~~436.0042)	(2329,~~189~~611,~~141~~520.2909)	(3546,~~821~~169,~~521~~889.4440)
	Repurchases				-	-	-(234,582.26)	-(234,582.26)
	Liquidations				-	-	-(245,049.14)	-(245,049.14)
	Current				9286,~~338~~538,~~035~~766.1471	~~332~~288,~~594~~870,~~926~~911.4666	~~700~~624,~~987~~150,~~540~~100.3650	1999,~~125~~559,~~920,501~~778.9687
PREFUNDING					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
	Group 1		Group 3
	Group 2
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)
				Page 8 of 29				© COPYRIGHT 2004 Deutsche Bank
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	Collateral Report
CHARACTERISTICS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Weighted Average Coupon Original				6.591115%	6.926295%	7.284053%	7.122143%
	Weighted Average Coupon Prior				6.~~588569~~570608%	6.~~871104~~858787%	7.~~268296~~257907%	7.~~097025~~083779%
	Weighted Average Coupon Current				6.~~584995~~556189%	6.~~865439~~848852%	7.~~262133~~257887%	7.~~090048~~079817%
	Weighted Average Months to Maturity Original				348	354	355	354
	Weighted Average Months to Maturity Prior				~~343~~340	~~349~~346	~~349~~346	~~349~~345
	Weighted Average Months to Maturity Current				~~342~~339	~~348~~344	~~348~~345	~~348~~344
	Weighted Avg Remaining Amortization Term Original				348	354	355	354
	Weighted Avg Remaining Amortization Term Prior				~~342~~339	~~349~~345	~~349~~346	~~349~~345
	Weighted Avg Remaining Amortization Term Current				~~341~~338	~~348~~344	~~348~~345	~~348~~344
	Weighted Average Seasoning Original				1.80	1.76	1.72	1.74
	Weighted Average Seasoning Prior				69.80	69.71	69.7068	69.7170
	Weighted Average Seasoning Current				710.8081	710.7170	710.6968	710.7170
Note: Original information refers to deal issue.
	Group 1		Group 3
	Group 2
WAC by Groups					Total WAC
WARAT by Groups					Total WARAT
Note: Dates correspond to distribution dates.
				Page 9 of 29				© COPYRIGHT 2004 Deutsche Bank
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	Collateral Report
ARM CHARACTERISTICS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Weighted Average Margin Original					3.498%	4.216%
	Weighted Average Margin Prior					3.~~363~~229%	4.~~171~~114%
	Weighted Average Margin Current					3.~~317~~178%	4.~~144~~085%
	Weighted Average Max Rate Original				6.591%	10.526%	11.784%
	Weighted Average Max Rate Prior				6.~~589~~571%	10.~~330~~191%	11.~~714~~652%
	Weighted Average Max Rate Current				6.~~585~~556%	10.~~278~~134%	11.~~686~~623%
	Weighted Average Min Rate Original				6.591%	6.926%	7.284%
	Weighted Average Min Rate Prior				6.~~589~~571%	6.~~871~~859%	7.~~269~~259%
	Weighted Average Min Rate Current				6.~~585~~556%	6.~~865~~849%	7.~~263~~259%
	Weighted Average Cap Up Original					0.600%	0.750%
	Weighted Average Cap Up Prior					0.~~576~~555%	0.~~741~~732%
	Weighted Average Cap Up Current					0.~~569~~547%	0.~~737~~727%
	Weighted Average Cap Down Original					0.600%	0.750%
	Weighted Average Cap Down Prior					0.~~576~~555%	0.~~741~~732%
	Weighted Average Cap Down Current					0.~~569~~547%	0.~~737~~727%
Note: Original information refers to deal issue.
SERVICING FEES / ADVANCES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees				2826,~~591~~039.7484	~~105~~89,~~690~~277.8508	~~214~~184,~~463~~109.0774	~~348~~299,~~745~~426.66
	Delinquent Servicing Fees				10,~~560~~952.1161	37,~~648~~207.83	8788,~~535~~726.3060	~~135~~136,~~744~~887.2404
	TOTAL SERVICING FEES				3936,~~151~~992.8545	~~143~~126,~~339~~484.6891	~~301~~272,~~998~~836.3734	~~484~~436,~~489~~313.9070
	Compensating Interest				(12,~~164~~176.6282)	(76,~~215~~757.3630)	(1417,~~468~~910.5692)	(2226,~~848~~845.5404)
	Delinquent Servicing Fees				(10,~~560~~952.1161)	(37,~~648~~207.83)	(8788,~~535~~726.3060)	(~~135~~136,~~744~~887.2404)
	COLLECTED SERVICING FEES				2723,~~427~~863.1202	9882,~~475~~519.4978	~~199~~166,~~994~~198.5182	~~325~~272,~~897~~581.1262
	Aggregate Advances with respect to this Distribution				~~156~~163,~~139~~568.2301	~~574~~568,~~326~~118.8970	1,~~384~~413,~~621~~102.4878	2,~~115~~144,~~087~~789.6049
	Current Nonrecoverable Advances				0.00	0.00	0.00	0.00
	Cumulative Nonrecoverable Advances				0.00	0.00	0.00	0.00
ADDITIONAL COLLATERAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net Prepayment Interest Shortfall				0.00	0.00	0.00	0.00
	Aggregate Relief Act Shortfalls							0.00
				Page 10 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 10 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Delinquency Report for September 27, 2004 Distribution
	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Total
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			1317,~~760~~488,~~584~~160.2771	68,~~190~~088,~~518~~209.9112	7,~~685~~179,~~157~~517.5582	2732,~~636~~755,~~260~~887.7365
		% Balance			1.2275%	0.5581%	0.6872%	23.4528%
		# Loans			92105	3952	4342	~~174~~199
		% # Loans			1.4583%	0.6291%	0.6873%	23.7447%
FORECLOSURE		Balance		-80,431.14	-396,663.42	-	919,~~313~~189,~~713~~539.4518	919,~~313~~666,~~713~~633.4574
		% Balance		0.0001%	0.0004%	0.00%	01.8392%	01.8397%
		# Loans		-1	-1	-	60118	60120
		% # Loans		0.0002%	0.0002%	0.00%	02.9506%	02.9509%
BANKRUPTCY		Balance		3,~~439~~349,~~697~~582.9896	~~689~~1,~~010~~181,371.1724	1304,~~141,320~~509.4886	~~534~~2,~~191~~792,535.0332	57,~~804~~627,~~219~~999.6638
		% Balance		0.3134%	0.0612%	0.1003%	0.0528%	0.5276%
		# Loans		2127	45	62	424	3558
		% # Loans		0.3347%	0.0609%	0.0903%	0.0642%	01.5501%
REO		Balance		-	-	-	~~131~~2,~~527~~471,551.4439	~~131~~2,~~527~~471,551.4439
		% Balance		0.00%	0.00%	0.00%	0.0125%	0.0125%
		# Loans		-	-	-	219	219
		% # Loans		0.00%	0.00%	0.00%	0.0333%	0.0333%
TOTAL		Balance		3,~~439~~430,~~697~~014.9810	1419,~~449~~066,~~594~~195.4437	78,~~331~~392,~~839~~718.3998	1731,~~664~~633,~~589~~143.4771	4262,~~885~~522,~~721~~072.2816
		% Balance		0.3134%	1.2891%	0.6584%	13.5716%	36.8125%
		# Loans		2128	96111	4554	~~109~~203	~~271~~396
		% # Loans		0.3349%	1.5193%	0.7194%	13.7254%	46.2790%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 11 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 11 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
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	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Group 1 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			1011,~~338~~274,~~830~~076.2661	56,~~057~~009,~~783~~334.5241	54,~~036~~353,~~596~~265.5654	2021,~~433~~636,~~210~~676.3456
		% Balance			1.4781%	0.7296%	0.7270%	23.9147%
		# Loans			7279	3540	3530	~~142~~149
		% # Loans			1.5892%	0.7797%	0.7773%	3.1261%
FORECLOSURE		Balance		-80,431.14	-396,663.42	-	613,~~687~~100,~~884~~864.6874	613,~~687~~577,~~884~~959.6830
		% Balance		0.0001%	0.0006%	0.00%	02.9510%	02.9518%
		# Loans		-1	-1	-	4792	4794
		% # Loans		0.0002%	0.0002%	0.00%	12.0323%	12.0328%
BANKRUPTCY		Balance		2,~~663~~662,~~713~~031.2242	~~247~~263,~~020~~532.0931	~~444~~304,~~096~~509.4686	~~218~~2,~~575~~200,505.7796	35,~~573~~430,~~405~~579.5455
		% Balance		0.3843%	0.04%	0.0605%	0.0335%	0.5187%
		# Loans		1822	3	32	219	2646
		% # Loans		0.4053%	0.07%	0.0705%	0.0446%	01.5712%
REO		Balance		-	-	-	~~131~~1,~~527~~701,431.4495	~~131~~1,~~527~~701,431.4495
		% Balance		0.00%	0.00%	0.00%	0.0227%	0.0227%
		# Loans		-	-	-	215	215
		% # Loans		0.00%	0.00%	0.00%	0.0436%	0.0436%
TOTAL		Balance		2,~~663~~742,~~713~~462.2256	1011,~~585~~934,~~850~~272.3534	56,~~501~~313,~~879~~844.9827	1221,~~074~~356,~~584~~068.4519	3042,~~826~~346,~~028~~647.0036
		% Balance		0.3844%	1.5191%	01.7801%	13.7242%	46.4078%
		# Loans		1823	7583	3842	86156	~~217~~304
		% # Loans		0.4056%	12.6501%	01.8302%	13.8978%	47.7737%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 12 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 12 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Delinquency Report for September 27, 2004 Distribution
	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Group 2 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			25,~~797~~652,~~596~~846.0943	1,~~132~~604,~~735~~533.3932	2,~~648~~628,~~560~~972.9930	69,~~578~~886,~~892~~352.4705
		% Balance			01.8496%	0.3456%	0.8091%	13.9842%
		# Loans			1623	48	810	2841
		% # Loans			1.1687%	0.2965%	0.5881%	23.0333%
FORECLOSURE		Balance		-	-	-	25,~~625,~~828,793.7718	25,~~625,~~828,793.7718
		% Balance		0.00%	0.00%	0.00%	02.7902%	02.7902%
		# Loans		-	-	-	1324	1324
		% # Loans		0.00%	0.00%	0.00%	01.9495%	01.9495%
BANKRUPTCY		Balance		~~775~~687,~~984~~551.7654	~~441~~917,~~990~~838.0893	~~697,224.02~~-	~~315~~462,~~615~~143.2682	2,~~230~~067,~~814~~534.1229
		% Balance		0.2324%	0.1332%	0.2100%	0.0916%	0.6772%
		# Loans		35	12	3-	24	911
		% # Loans		0.2241%	0.0716%	0.2200%	0.1432%	0.6589%
REO		Balance		-	-	-	-770,119.44	-770,119.44
		% Balance		0.00%	0.00%	0.00%	0.0027%	0.0027%
		# Loans		-	-	-	-4	-4
		% # Loans		0.00%	0.00%	0.00%	0.0032%	0.0032%
TOTAL		Balance		~~775~~687,~~984~~551.7654	36,~~239~~570,~~586~~685.1736	1,~~829~~604,~~959~~533.4132	59,~~590~~690,~~005~~028.0274	1118,~~435~~552,~~535~~798.3696
		% Balance		0.2324%	02.9727%	0.5556%	13.6835%	36.4442%
		# Loans		35	1725	78	2342	5080
		% # Loans		0.2241%	12.2303%	0.5165%	13.6641%	36.6249%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 13 of 29				© COPYRIGHT 2004 Deutsche Bank
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	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Delinquency Report for September 27, 2004 Distribution
	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Group 3 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			~~624~~561,~~157~~237.9267	-474,341.39	-197,279.98	~~624~~1,~~157~~232,859.9204
		% Balance			0.6865%	0.0055%	0.0023%	01.6842%
		# Loans			43	-4	-2	49
		% # Loans			0.9879%	01.0005%	0.0052%	02.9836%
FORECLOSURE		Balance		-	-	-	-259,881.26	-259,881.26
		% Balance		0.00%	0.00%	0.00%	0.0030%	0.0030%
		# Loans		-	-	-	-2	-2
		% # Loans		0.00%	0.00%	0.00%	0.0052%	0.0052%
BANKRUPTCY		Balance		-	-	-	-129,885.54	-129,885.54
		% Balance		0.00%	0.00%	0.00%	0.0015%	0.0015%
		# Loans		-	-	-	-1	-1
		% # Loans		0.00%	0.00%	0.00%	0.0026%	0.0026%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-	~~624~~561,~~157~~237.9267	-474,341.39	-587,046.78	~~624~~1,~~157~~622,625.9284
		% Balance		0.00%	0.6865%	0.0055%	0.0068%	01.6888%
		# Loans		-	43	-4	-5	412
		% # Loans		0.00%	0.9879%	01.0005%	01.0031%	03.9815%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 14 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 14 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	REO Report for September 27, 2004 Distribution
	REO Report for December 27, 2004 Distribution
	REO Report - Mortgage Loans that Become REO During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 1				Loan Group 1 = Group 1; REO Book Value = Not Available
Total Loan Count = 8				Loan Group 1 = Group 1; REO Book Value = Not Available
Total Original Principal Balance = 65,700.00				Loan Group 2 = Group 2; REO Book Value = Not Available
Total Original Principal Balance = 1,283,250.00				Loan Group 2 = Group 2; REO Book Value = Not Available
Total Current Balance = 65,382.04				Loan Group 3 = Group 3; REO Book Value = Not Available
Total Current Balance = 1,271,607.13				Loan Group 3 = Group 3; REO Book Value = Not Available
REO Book Value = Not Available
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
54610936 1		65,700.00	65,382.04	Feb-01-04	8.750%	MI - 90.00%	360	Dec-01-03
54016555 1		148,500.00	146,991.46	May-01-04	7.000%	GA - 95.00%	360	Nov-14-03
				Page 15 of 29				© COPYRIGHT 2004 Deutsche Bank
54137138 1		179,550.00	177,882.89	Mar-01-04	7.000%	CO - 95.00%	360	Dec-30-03
54329032 1		95,000.00	93,988.62	Mar-01-04	6.850%	AZ - 95.00%	360	Dec-12-03
55059919 1		86,000.00	85,025.19	Apr-01-04	5.950%	MO - 74.78%	360	Dec-24-03
55074918 1		107,500.00	106,750.18	Feb-01-04	8.450%	CO - 75.70%	360	Dec-29-03
55362636 1		99,750.00	98,996.14	Apr-01-04	8.050%	AL - 95.00%	360	Dec-31-03
54371257 2		148,000.00	146,226.39	Jan-01-04	5.650%	TX - 80.00%	360	Dec-03-03
64360241 2		418,950.00	415,746.26	Jan-01-04	7.990%	NV - 95.00%	360	Dec-16-03
				Page 15 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Foreclosure Report for September 27, 2004 Distribution
	Foreclosure Report for December 27, 2004 Distribution
	Foreclosure Report - Mortgage Loans that Become Foreclosure During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 25				Loan Group 1 = Group 1
Total Loan Count = 35				Loan Group 1 = Group 1
Total Original Principal Balance = 3,760,790.00				Loan Group 2 = Group 2
Total Original Principal Balance = 4,350,623.00				Loan Group 2 = Group 2
Total Current Balance = 3,732,080.17				Loan Group 3 = Group 3
Total Current Balance = 4,314,770.06				Loan Group 3 = Group 3
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
53978979 1		61,625.00	61,219.63	Feb-01-04	8.250%	IN - 85.00%	360	Nov-03-03
52758893 1		83,430.00	82,792.60	Jul-01-04	9.400%	TX - 90.00%	360	Sep-29-03
54066311 1		63,000.00	62,737.04	Apr-01-04	9.350%	MI - 90.00%	360	Dec-05-03
53730131 1		180,500.00	178,013.37	Jul-01-04	7.650%	OR - 95.00%	360	Nov-26-03
54128251 1		65,450.00	65,090.36	Jan-01-04	8.000%	MO - 95.00%	360	Dec-18-03
54004478 1		208,000.00	205,753.41	Jun-01-04	6.680%	NY - 80.00%	360	Nov-10-03
54147178 1		86,085.00	85,609.29	Apr-01-04	8.650%	TX - 90.00%	360	Nov-18-03
54024195 1		171,000.00	169,587.55	Jul-01-04	7.600%	GA - 90.00%	360	Dec-02-03
54170857 1		152,100.00	150,973.40	Apr-01-04	7.100%	IL - 95.00%	360	Dec-02-03
54036694 1		98,953.00	98,142.55	Mar-01-04	8.100%	TX - 95.00%	360	Nov-14-03
54201694 1		133,000.00	132,198.65	Apr-01-04	8.150%	IL - 95.00%	360	Nov-13-03
54147798 1		70,000.00	69,558.78	Jul-01-04	8.950%	MI - 67.96%	360	Dec-15-03
54297270 1		238,950.00	233,462.67	Mar-01-04	8.350%	NY - 59.00%	180	Dec-05-03
54154471 1		67,000.00	66,483.55	Jul-01-04	7.950%	MI - 89.93%	360	Dec-15-03
54321930 1		136,000.00	135,331.88	Apr-01-04	9.150%	MS - 85.00%	360	Dec-01-03
54181276 1		288,750.00	286,567.13	May-01-04	8.500%	GA - 75.00%	360	Nov-17-03
54329552 1		116,100.00	115,350.64	Apr-01-04	7.800%	IN - 90.00%	360	Nov-21-03
54210539 1		148,390.00	147,035.40	May-01-04	7.550%	CO - 95.00%	360	Nov-21-03
54371893 1		77,600.00	77,164.92	Mar-01-04	7.900%	LA - 80.00%	360	Dec-23-03
54235197 1		155,000.00	153,802.18	Feb-01-04	8.150%	MO - 62.00%	360	Dec-08-03
54571096 1		117,000.00	116,323.44	Mar-01-04	8.350%	KY - 90.00%	360	Nov-28-03
54275136 1		150,000.00	149,428.42	Jun-01-04	11.350%	NY - 68.18%	360	Dec-24-03
54607437 1		64,600.00	64,327.49	Feb-01-04	9.300%	MI - 95.00%	360	Dec-29-03
54285531 1		123,500.00	122,296.88	Jul-01-04	6.750%	IL - 95.00%	360	Dec-01-03
54950936 1		136,230.00	135,370.03	Mar-01-04	7.300%	WI - 95.00%	360	Dec-29-03
54349071 1		123,000.00	122,130.50	Jul-01-04	9.150%	MI - 93.18%	360	Nov-20-03
54988076 1		314,100.00	312,162.72	Mar-01-04	7.800%	MO - 90.00%	360	Dec-31-03
54436175 1		83,500.00	83,076.23	Apr-01-04	10.000%	MI - 79.98%	360	Dec-04-03
55150551 1		250,000.00	247,691.73	Apr-01-04	5.300%	CA - 66.67%	360	Dec-31-03
54455613 1		76,500.00	75,921.68	Jun-01-04	8.500%	IN - 95.00%	360	Nov-26-03
55278295 1		61,200.00	60,805.43	Mar-01-04	7.200%	MO - 95.00%	360	Dec-30-03
54494653 1		101,000.00	100,437.23	Apr-01-04	9.550%	TX - 68.48%	360	Dec-23-03
55362636 1		99,750.00	99,207.26	Apr-01-04	8.050%	AL - 95.00%	360	Dec-31-03
54527353 1		106,200.00	105,204.45	Jul-01-04	6.950%	FL - 84.96%	360	Dec-22-03
59200584 1		332,000.00	330,025.92	Feb-01-04	8.750%	CA - 100.00%	360	Nov-06-03
54616073 1		166,250.00	164,929.86	Jul-01-04	7.800%	NH - 95.00%	360	Dec-19-03
48792709 2		208,250.00	206,080.82	Apr-01-04	7.300%	AZ - 95.00%	360	Jul-30-03
54654694 1		132,300.00	131,367.81	Jun-01-04	8.400%	GA - 90.00%	360	Dec-31-03
53389433 2		111,150.00	110,520.66	Apr-01-04	8.990%	MO - 90.00%	360	Oct-15-03
54692611 1		75,000.00	74,330.05	Jul-01-04	7.200%	MI - 75.00%	360	Dec-30-03
53470076 2		229,500.00	227,944.39	Feb-01-04	8.100%	NM - 85.00%	360	Nov-04-03
54692934 1		82,500.00	81,900.95	Jul-01-04	8.250%	AZ - 75.00%	360	Dec-09-03
53835211 2		96,500.00	95,805.79	Feb-01-04	7.250%	MI - 74.23%	360	Nov-04-03
54724331 1		61,750.00	61,310.53	Apr-01-04	8.350%	MO - 95.00%	360	Dec-12-03
54549035 2		101,600.00	100,763.23	Apr-01-04	6.550%	CA - 80.00%	360	Nov-26-03
54729058 1		93,100.00	92,443.99	Jun-01-04	8.400%	TN - 95.00%	360	Dec-16-03
54704291 2		135,000.00	134,465.05	Apr-01-04	9.600%	IL - 85.99%	360	Dec-22-03
54791793 1		80,750.00	80,327.17	Jul-01-04	9.850%	MO - 95.00%	360	Dec-08-03
54876990 2		374,000.00	371,447.73	Apr-01-04	6.900%	CA - 85.00%	360	Dec-31-03
54816897 1		89,600.00	89,011.75	May-01-04	8.750%	TX - 80.00%	360	Dec-30-03
				Page 16 of 29				© COPYRIGHT 2004 Deutsche Bank
54955596 1		66,300.00	65,873.46	Jul-01-04	8.850%	OH - 85.00%	360	Dec-24-03
54971015 1		76,000.00	75,506.10	Jul-01-04	8.800%	MI - 89.41%	360	Dec-17-03
55007850 1		145,000.00	143,573.76	Jul-01-04	6.700%	WI - 94.77%	360	Dec-23-03
55090872 1		285,000.00	281,584.54	Jun-01-04	5.650%	FL - 95.00%	360	Dec-23-03
55135990 1		81,000.00	80,431.14	Nov-01-04	8.775%	PA - 90.00%	360	Dec-29-03
54311154 2		304,000.00	301,101.09	Apr-01-04	6.850%	CO - 95.00%	360	Dec-01-03
54487251 2		119,200.00	118,317.01	May-01-04	8.150%	MI - 80.00%	360	Dec-29-03
54530654 2		67,500.00	67,004.92	Jun-01-04	8.200%	MS - 90.00%	360	Dec-04-03
54816699 2		117,900.00	117,256.48	Feb-01-04	9.650%	MI - 90.00%	360	Dec-23-03
54561394 3		72,750.00	72,267.54	Jun-01-04	8.700%	PA - 75.00%	360	Dec-19-03
				Page 16 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Report for September 27, 2004 Distribution
	Prepayment Report for December 27, 2004 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current
	Number of Paid in Full Loans				710	3450	~~130~~172	~~171~~232
	Number of Repurchased Loans				-	-	-1	-1
	Total Number of Loans Prepaid in Full				710	3450	~~130~~173	~~171~~233
	Paid in Full Balance				12,~~519~~143,~~720~~756.8852	1114,~~067~~399,~~856~~703.9561	2329,~~163~~586,~~778~~281.6520	3546,~~751~~129,~~356~~741.4833
	Repurchased Loans Balance				-	-	-234,582.26	-234,582.26
	Curtailments Amount				74,~~479~~176.2737	3710,~~323~~732.0581	25,~~362~~238.6489	7040,~~164~~148.9607
	Total Prepayment Amount				12,~~527~~147,~~200~~932.1589	1114,~~105~~410,~~180~~436.0042	2329,~~189~~846,~~141~~102.2935	3546,~~821~~404,~~521~~471.4466
	Cumulative
	Number of Paid in Full Loans				2552	~~209~~357	~~549~~969	~~783~~1,378
	Number of Repurchased Loans				1	1	24	46
	Total Number of Loans Prepaid in Full				2653	~~210~~358	~~551~~973	~~787~~1,384
	Paid in Full Balance				611,~~152~~641,~~924~~516.0131	59101,~~108~~531,~~299~~886.7382	99172,~~131~~960,~~553~~001.8514	~~164~~286,~~392~~133,~~777~~404.5927
	Repurchased Loans Balance				679,169.10	199,644.41	~~179~~494,~~954~~811.7522	1,~~058~~373,~~768~~624.2673
	Curtailments Amount				5271,~~326~~964.2304	~~303~~345,~~239~~920.2666	62144,~~861~~647.5537	~~418~~562,~~427~~532.0407
	Total Prepayment Amount				612,~~884~~392,~~419~~649.3445	59102,~~611~~077,~~183~~451.4089	99173,~~374~~599,~~370~~459.1573	~~165~~288,~~869~~069,~~972~~561.8907
SPACE INTENTIONALLY LEFT BLANK
Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)
				Page 17 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 17 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Report for September 27, 2004 Distribution
	Prepayment Report for December 27, 2004 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENT RATES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	SMM				12.6342%	34.2375%	34.2056%	34.0844%
	3 Months Avg SMM				12.3203%	34.2846%	23.7667%	23.8077%
	12 Months Avg SMM
	Avg SMM Since Cut-off				1.0232%	2.3297%	12.8742%	12.9449%
	CPR				1725.8749%	3244.5724%	3242.3390%	3141.3398%
	3 Months Avg CPR				1421.7086%	3242.9417%	2836.5716%	2836.8991%
	12 Months Avg CPR
	Avg CPR Since Cut-off				1114.5779%	2430.5735%	2025.2943%	2026.9512%
	PSA				~~1145~~1178.0145%	~~2111~~2067.7408%	~~2102~~2008.1155%	~~2032~~1962.7533%
	3 Months Avg PSA Approximation				~~1080~~1114.8642%	~~2453~~2171.0745%	~~2132~~1867.4924%	~~2152~~1902.7449%
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation				~~1206~~1174.5520%	~~2596~~2437.4868%	~~2154~~2050.9942%	~~2218~~2101.26%
	Group 1		Group 3
	Group 2
CPR by Groups					Total CPR
PSA by Groups					Total PSA
				Page 18 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 18 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Report for September 27, 2004 Distribution
	Prepayment Report for December 27, 2004 Distribution
	Prepayment Report - Voluntary Prepayments
	Group 1		Group 3
	Group 2
CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off
PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.
				Page 19 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 19 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for September 27, 2004 Distribution
	Prepayment Detail Report for December 27, 2004 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 171						Loan Group 1 = Group 1
Total Loan Count = 233						Loan Group 1 = Group 1
Total Original Principal Balance = 36,163,520.00						Loan Group 2 = Group 2
Total Original Principal Balance = 46,806,974.00						Loan Group 2 = Group 2
Total Prepayment Amount = 35,751,356.48						Loan Group 3 = Group 3
Total Prepayment Amount = 46,364,323.59						Loan Group 3 = Group 3
Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date
49307986 1			135,915.00	134,366.75	Sep-08-04	6.400%	DE - 85.00%	Paid Off - 360	Jul-03-03
46805099 1			123,250.00	121,759.55	Dec-07-04	7.300%	AK - 85.00%	Paid Off - 360	Jul-22-03
49808801 1			160,000.00	158,553.66	Aug-26-04	7.600%	MO - 72.73%	Paid Off - 360	Jul-23-03
48313704 1			102,300.00	101,485.42	Nov-24-04	9.400%	PA - 82.50%	Paid Off - 360	Jul-16-03
50250869 1			150,000.00	148,431.68	Aug-16-04	6.850%	CA - 78.95%	Paid Off - 360	Jul-29-03
51307668 1			188,000.00	186,200.62	Nov-11-04	8.490%	HI - 80.00%	Paid Off - 360	Jul-31-03
50717404 1			79,200.00	78,537.09	Aug-16-04	7.990%	TX - 80.00%	Paid Off - 360	Jul-29-03
52743432 1			196,000.00	193,878.61	Dec-01-04	7.500%	CA - 80.00%	Paid Off - 360	Sep-05-03
52971934 1			166,500.00	165,460.33	Sep-02-04	8.000%	IL - 89.76%	Paid Off - 360	Oct-02-03
52899432 1			176,000.00	174,094.49	Nov-30-04	7.100%	FL - 74.89%	Paid Off - 360	Sep-24-03
52999216 1			237,000.00	235,487.36	Sep-09-04	8.400%	NJ - 84.64%	Paid Off - 360	Oct-07-03
52955598 1			152,000.00	150,557.15	Nov-15-04	7.350%	IL - 80.00%	Paid Off - 360	Oct-16-03
53338158 1			166,250.00	165,287.20	Aug-31-04	7.950%	NV - 95.00%	Paid Off - 360	Dec-11-03
53180774 1			228,000.00	226,225.02	Nov-30-04	7.900%	NY - 95.00%	Paid Off - 360	Nov-24-03
53565198 1			218,500.00	217,171.57	Sep-01-04	8.100%	MD - 95.00%	Paid Off - 360	Oct-23-03
53256434 1			228,150.00	226,420.12	Dec-02-04	8.900%	OR - 90.00%	Paid Off - 360	Oct-02-03
53683058 1			197,600.00	196,312.65	Aug-24-04	7.200%	CA - 95.00%	Paid Off - 360	Nov-12-03
53326377 1			200,000.00	198,070.16	Dec-08-04	6.800%	NY - 44.84%	Paid Off - 360	Nov-21-03
53704250 1			265,524.00	263,877.03	Aug-12-04	8.000%	FL - 95.00%	Paid Off - 360	Oct-29-03
53425914 1			284,750.00	282,394.79	Dec-06-04	8.050%	IL - 85.00%	Paid Off - 360	Nov-04-03
53778379 1			162,000.00	161,220.35	Sep-02-04	9.250%	IL - 90.00%	Paid Off - 360	Oct-17-03
53459079 1			113,300.00	112,460.47	Nov-16-04	8.600%	MI - 89.21%	Paid Off - 360	Oct-28-03
53852976 1			269,800.00	267,867.73	Aug-30-04	6.650%	NC - 95.00%	Paid Off - 360	Nov-20-03
53491692 1			114,000.00	112,813.70	Dec-02-04	7.500%	CA - 95.00%	Paid Off - 360	Nov-07-03
53860938 1			95,000.00	94,272.50	Aug-19-04	6.300%	CA - 95.00%	Paid Off - 360	Nov-26-03
53576575 1			110,700.00	109,903.48	Nov-30-04	7.800%	CT - 90.00%	Paid Off - 360	Dec-11-03
53890315 1			200,000.00	199,006.32	Sep-03-04	8.500%	CA - 80.00%	Paid Off - 360	Nov-26-03
53588810 1			144,000.00	142,996.58	Dec-07-04	9.200%	MD - 90.00%	Paid Off - 360	Oct-29-03
53926176 1			142,500.00	141,474.94	Sep-08-04	7.250%	IL - 95.00%	Paid Off - 360	Oct-30-03
53634556 1			245,195.00	242,962.14	Dec-10-04	7.100%	CA - 90.00%	Paid Off - 360	Nov-14-03
53969820 1			180,000.00	178,312.59	Aug-25-04	6.950%	CT - 87.81%	Paid Off - 360	Aug-27-03
53668778 1			123,200.00	122,415.45	Nov-16-04	8.900%	FL - 80.00%	Paid Off - 360	Nov-19-03
53978292 1			110,000.00	109,319.13	Sep-09-04	7.400%	RI - 73.33%	Paid Off - 360	Nov-05-03
53681334 1			103,700.00	102,601.74	Dec-02-04	6.800%	NC - 85.00%	Paid Off - 360	Oct-27-03
53989836 1			120,000.00	119,330.62	Aug-19-04	8.350%	FL - 72.73%	Paid Off - 360	Nov-18-03
53693214 1			308,000.00	305,167.90	Dec-06-04	7.050%	AK - 91.94%	Paid Off - 360	Nov-26-03
54013735 1			240,000.00	238,586.03	Aug-16-04	7.650%	NY - 71.22%	Paid Off - 360	Nov-07-03
53735551 1			123,500.00	122,229.03	Nov-29-04	6.500%	AZ - 95.00%	Paid Off - 360	Nov-19-03
54055751 1			292,500.00	290,741.45	Aug-12-04	6.850%	CA - 90.56%	Paid Off - 360	Dec-24-03
53744991 1			272,650.00	270,288.03	Dec-01-04	6.850%	CA - 95.00%	Paid Off - 360	Dec-29-03
54071857 1			127,350.00	126,662.41	Aug-13-04	7.400%	NV - 68.84%	Paid Off - 360	Dec-30-03
53746210 1			262,800.00	260,813.27	Nov-30-04	8.500%	CA - 90.00%	Paid Off - 360	Nov-05-03
54083019 1			100,000.00	99,356.28	Aug-26-04	7.200%	NJ - 76.92%	Paid Off - 360	Nov-26-03
53770459 1			323,000.00	320,029.97	Dec-08-04	7.050%	NY - 94.72%	Paid Off - 360	Nov-12-03
54104690 1			153,900.00	152,859.89	Sep-07-04	6.950%	CA - 93.27%	Paid Off - 360	Dec-03-03
53786190 1			420,000.00	416,321.05	Dec-01-04	7.300%	NY - 84.00%	Paid Off - 360	Nov-06-03
54129531 1			285,950.00	284,455.66	Aug-19-04	8.250%	IL - 95.00%	Paid Off - 360	Nov-28-03
53821799 1			100,000.00	99,197.14	Dec-01-04	8.200%	FL - 80.00%	Paid Off - 360	Oct-28-03
54134895 1			189,000.00	186,485.31	Aug-25-04	7.550%	CT - 90.00%	Paid Off - 360	Nov-10-03
53858791 1			107,250.00	106,234.87	Dec-03-04	6.900%	IL - 65.00%	Paid Off - 360	Nov-05-03
54148994 1			240,350.00	238,383.53	Sep-01-04	5.950%	CA - 95.00%	Paid Off - 360	Nov-20-03
53910030 1			236,645.00	234,339.61	Dec-02-04	6.750%	NY - 95.00%	Paid Off - 360	Nov-18-03
54158639 1			133,456.00	132,772.50	Aug-12-04	8.350%	AZ - 90.00%	Paid Off - 360	Nov-19-03
53915013 1			138,000.00	136,713.91	Nov-24-04	6.990%	CO - 92.00%	Paid Off - 360	Nov-26-03
54173778 1			85,000.00	84,598.60	Sep-02-04	8.750%	MI - 52.15%	Paid Off - 360	Nov-17-03
53935292 1			97,200.00	96,548.78	Nov-29-04	8.650%	OH - 90.00%	Paid Off - 360	Nov-12-03
54182795 1			75,000.00	74,671.81	Aug-24-04	8.450%	MI - 79.79%	Paid Off - 360	Dec-02-03
53936555 1			133,000.00	131,909.07	Nov-24-04	8.100%	NV - 95.00%	Paid Off - 360	Nov-26-03
54238811 1			296,875.00	294,982.55	Aug-24-04	7.250%	IL - 95.00%	Paid Off - 360	Nov-26-03
53957031 1			252,000.00	249,007.91	Nov-15-04	5.700%	NY - 80.00%	Paid Off - 360	Nov-06-03
54269451 1			141,300.00	140,399.27	Aug-25-04	7.250%	CO - 90.00%	Paid Off - 360	Nov-25-03
53958997 1			110,500.00	109,451.02	Nov-23-04	7.350%	PA - 65.00%	Paid Off - 360	Oct-31-03
54272372 1			270,750.00	269,169.00	Aug-19-04	7.000%	CA - 95.00%	Paid Off - 360	Dec-19-03
53964359 1			185,600.00	183,893.28	Nov-17-04	7.050%	FL - 80.00%	Paid Off - 360	Nov-05-03
54280334 1			175,750.00	174,429.58	Aug-26-04	6.400%	RI - 95.00%	Paid Off - 360	Nov-17-03
53972493 1			202,500.00	200,689.40	Nov-30-04	7.200%	IL - 90.00%	Paid Off - 360	Nov-12-03
54291612 1			106,200.00	105,762.79	Aug-31-04	8.750%	AZ - 90.00%	Paid Off - 360	Dec-09-03
53973012 1			273,000.00	270,087.40	Nov-30-04	5.750%	MD - 76.26%	Paid Off - 360	Dec-04-03
54291836 1			156,510.00	155,322.79	Aug-26-04	7.800%	IL - 90.00%	Paid Off - 360	Dec-05-03
53973053 1			241,000.00	238,652.15	Dec-02-04	6.750%	NV - 86.69%	Paid Off - 360	Nov-10-03
54308630 1			306,000.00	304,368.41	Sep-08-04	8.150%	MN - 90.00%	Paid Off - 360	Dec-19-03
53980330 1			140,950.00	139,976.69	Nov-23-04	8.500%	WA - 93.97%	Paid Off - 360	Nov-14-03
54310115 1			160,550.00	159,708.44	Aug-31-04	7.550%	CT - 95.00%	Paid Off - 360	Dec-03-03
53986618 1			213,700.00	211,562.24	Nov-26-04	6.625%	FL - 94.98%	Paid Off - 360	Nov-13-03
54326814 1			63,000.00	62,628.80	Aug-12-04	7.650%	IL - 90.00%	Paid Off - 360	Nov-18-03
54010558 1			375,250.00	372,557.61	Dec-08-04	8.750%	IL - 95.00%	Paid Off - 360	Nov-21-03
54350871 1			86,062.00	85,679.80	Sep-01-04	9.050%	IA - 85.00%	Paid Off - 360	Nov-26-03
54015334 1			112,500.00	111,746.32	Dec-02-04	8.650%	MI - 90.00%	Paid Off - 360	Nov-04-03
54361472 1			84,000.00	83,112.10	Sep-03-04	7.600%	IL - 79.25%	Paid Off - 360	Nov-24-03
54054119 1			88,000.00	87,128.80	Nov-17-04	6.150%	MN - 80.00%	Paid Off - 360	Dec-08-03
54368493 1			102,000.00	101,242.74	Sep-07-04	5.950%	IL - 75.00%	Paid Off - 360	Dec-24-03
54055330 1			114,000.00	111,580.40	Nov-30-04	7.000%	CT - 95.00%	Paid Off - 360	Nov-18-03
54374897 1			310,500.00	308,109.86	Aug-24-04	6.850%	CA - 90.00%	Paid Off - 360	Nov-26-03
54056015 1			89,600.00	88,842.50	Dec-01-04	7.500%	PA - 80.00%	Paid Off - 360	Nov-21-03
54385034 1			75,000.00	74,368.67	Aug-17-04	7.450%	MI - 73.53%	Paid Off - 360	Dec-01-03
54062195 1			139,500.00	138,392.94	Dec-07-04	7.900%	IL - 90.00%	Paid Off - 360	Nov-13-03
54454459 1			315,000.00	312,940.32	Aug-30-04	7.500%	MN - 90.00%	Paid Off - 360	Nov-24-03
54091954 1			83,000.00	82,167.89	Nov-15-04	6.600%	FL - 64.09%	Paid Off - 360	Nov-07-03
					Page 20 of 29				© COPYRIGHT 2004 Deutsche Bank
					Page 20 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for September 27, 2004 Distribution
	Prepayment Detail Report for December 27, 2004 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
54458815 1			138,000.00	137,014.54	Sep-01-04	5.950%	FL - 89.03%	Paid Off - 360	Dec-16-03
54114871 1			169,100.00	167,908.47	Nov-17-04	8.450%	NV - 95.00%	Paid Off - 360	Nov-20-03
54463476 1			218,700.00	217,944.76	Aug-24-04	9.600%	IL - 90.00%	Paid Off - 360	Dec-18-03
54146139 1			152,000.00	150,950.44	Dec-02-04	8.500%	AZ - 95.00%	Paid Off - 360	Nov-25-03
54469796 1			256,000.00	253,742.08	Aug-12-04	5.550%	CA - 64.00%	Paid Off - 360	Nov-26-03
54158498 1			165,000.00	163,554.61	Nov-26-04	7.300%	NJ - 66.27%	Paid Off - 360	Nov-17-03
54478771 1			238,500.00	237,373.75	Sep-08-04	8.750%	MD - 90.00%	Paid Off - 360	Dec-02-03
54164835 1			190,000.00	188,549.89	Dec-07-04	8.000%	FL - 95.00%	Paid Off - 360	Nov-12-03
54480579 1			111,150.00	110,500.92	Sep-09-04	7.000%	FL - 91.86%	Paid Off - 360	Dec-24-03
54206891 1			141,550.00	140,380.79	Dec-09-04	7.600%	IL - 95.00%	Paid Off - 360	Nov-25-03
54494919 1			224,000.00	222,581.41	Aug-31-04	7.150%	CA - 80.00%	Paid Off - 360	Nov-25-03
54209671 1			94,500.00	93,764.31	Nov-23-04	7.400%	NM - 90.00%	Paid Off - 360	Dec-04-03
54528534 1			292,600.00	290,338.04	Aug-20-04	6.250%	CA - 95.00%	Paid Off - 360	Dec-02-03
54209796 1			74,610.00	74,088.63	Nov-24-04	8.750%	AZ - 90.00%	Paid Off - 360	Nov-17-03
54530258 1			171,000.00	170,000.54	Aug-27-04	7.000%	MN - 95.00%	Paid Off - 360	Dec-01-03
54213210 1			103,000.00	102,115.14	Nov-18-04	7.400%	CA - 54.21%	Paid Off - 360	Nov-25-03
54530597 1			198,550.00	197,223.10	Sep-02-04	6.300%	RI - 95.00%	Paid Off - 360	Dec-16-03
54239454 1			203,000.00	201,996.47	Dec-02-04	9.650%	CA - 70.00%	Paid Off - 360	Dec-22-03
54551031 1			312,000.00	309,895.06	Aug-27-04	6.250%	CA - 80.00%	Paid Off - 360	Dec-17-03
54242078 1			89,675.00	89,029.71	Dec-02-04	7.800%	SC - 95.00%	Paid Off - 360	Dec-03-03
54562095 1			251,100.00	249,272.79	Aug-20-04	5.850%	CA - 90.00%	Paid Off - 360	Dec-31-03
54273099 1			84,700.00	83,979.46	Dec-07-04	7.450%	CA - 70.00%	Paid Off - 360	Nov-29-03
54583158 1			200,250.00	199,251.23	Aug-31-04	7.800%	FL - 75.00%	Paid Off - 360	Dec-24-03
54284518 1			319,000.00	315,951.43	Nov-17-04	6.850%	NY - 90.11%	Paid Off - 360	Nov-28-03
54593090 1			118,750.00	118,096.10	Sep-09-04	7.300%	CA - 95.00%	Paid Off - 360	Dec-10-03
54297270 1			238,950.00	232,042.61	Nov-22-04	8.350%	NY - 59.00%	Paid Off - 180	Dec-05-03
54606454 1			63,000.00	62,663.13	Aug-25-04	7.450%	MI - 95.00%	Paid Off - 360	Dec-01-03
54315551 1			399,000.00	395,893.78	Nov-16-04	7.900%	HI - 95.00%	Paid Off - 360	Nov-28-03
54607270 1			220,000.00	218,800.45	Sep-03-04	7.350%	MN - 84.62%	Paid Off - 360	Dec-03-03
54317730 1			109,600.00	108,809.08	Dec-10-04	8.900%	WI - 80.00%	Paid Off - 360	Dec-19-03
54612973 1			90,000.00	89,559.97	Aug-23-04	7.900%	WA - 47.37%	Paid Off - 360	Dec-15-03
54323399 1			330,000.00	326,223.74	Dec-09-04	5.900%	CA - 92.96%	Paid Off - 360	Nov-26-03
54634472 1			193,410.00	192,419.41	Aug-11-04	8.350%	IL - 90.00%	Paid Off - 360	Dec-05-03
54325410 1			76,950.00	76,444.81	Dec-06-04	8.750%	MO - 95.00%	Paid Off - 360	Nov-14-03
54640958 1			114,500.00	113,749.27	Sep-02-04	6.400%	MD - 81.79%	Paid Off - 360	Dec-15-03
54338314 1			119,700.00	118,691.68	Dec-01-04	7.500%	NV - 90.00%	Paid Off - 360	Nov-21-03
54657457 1			112,000.00	111,479.24	Sep-08-04	8.150%	NC - 70.00%	Paid Off - 360	Dec-10-03
54345392 1			171,000.00	169,758.42	Nov-26-04	8.250%	FL - 95.00%	Paid Off - 360	Nov-20-03
54658794 1			332,500.00	330,758.01	Aug-19-04	7.990%	CA - 95.00%	Paid Off - 360	Dec-11-03
54346457 1			127,300.00	126,403.13	Nov-29-04	8.400%	MO - 95.00%	Paid Off - 360	Nov-26-03
54662994 1			142,800.00	141,760.88	Aug-17-04	5.850%	CA - 85.00%	Paid Off - 360	Dec-30-03
54362017 1			88,000.00	87,017.52	Nov-15-04	6.250%	CA - 80.00%	Paid Off - 360	Dec-08-03
54678859 1			123,500.00	122,865.33	Aug-12-04	7.650%	KS - 95.00%	Paid Off - 360	Dec-24-03
54365739 1			108,000.00	107,191.53	Dec-03-04	7.600%	LA - 86.40%	Paid Off - 360	Dec-03-03
54689534 1			112,100.00	110,536.29	Sep-01-04	7.000%	FL - 95.00%	Paid Off - 240	Dec-24-03
54371174 1			85,000.00	84,240.84	Nov-19-04	7.200%	UT - 85.00%	Paid Off - 360	Nov-29-03
54695259 1			156,750.00	155,769.42	Sep-10-04	6.650%	FL - 95.00%	Paid Off - 360	Dec-22-03
54380472 1			266,000.00	263,887.78	Dec-07-04	7.800%	NY - 95.00%	Paid Off - 360	Nov-29-03
54720172 1			104,000.00	103,356.32	Aug-30-04	6.700%	IL - 86.67%	Paid Off - 360	Dec-31-03
54397997 1			140,250.00	139,345.80	Nov-30-04	8.350%	IL - 85.00%	Paid Off - 360	Dec-12-03
54738893 1			216,000.00	214,890.04	Sep-09-04	7.650%	NV - 86.40%	Paid Off - 360	Dec-24-03
54413935 1			83,700.00	83,227.04	Nov-29-04	9.000%	OH - 90.00%	Paid Off - 360	Dec-16-03
54745914 1			315,000.00	313,230.98	Aug-31-04	7.200%	CA - 79.55%	Paid Off - 360	Dec-12-03
54413976 1			130,045.00	128,961.09	Dec-01-04	7.050%	FL - 83.90%	Paid Off - 360	Dec-03-03
54757257 1			81,500.00	80,742.97	Aug-16-04	6.850%	FL - 74.77%	Paid Off - 360	Dec-08-03
54429394 1			183,750.00	182,582.38	Nov-23-04	8.500%	IL - 81.67%	Paid Off - 360	Dec-30-03
54767637 1			187,150.00	186,207.25	Sep-08-04	7.750%	IL - 95.00%	Paid Off - 360	Dec-15-03
54440797 1			308,000.00	304,700.28	Dec-06-04	6.250%	NY - 80.00%	Paid Off - 360	Nov-24-03
54770896 1			280,000.00	278,859.08	Aug-31-04	8.800%	IL - 83.58%	Paid Off - 360	Dec-29-03
54444914 1			175,500.00	174,225.70	Nov-22-04	8.250%	IL - 90.00%	Paid Off - 360	Dec-10-03
54774070 1			265,000.00	263,422.15	Aug-17-04	6.900%	MA - 91.38%	Paid Off - 360	Dec-08-03
54453931 1			114,000.00	113,020.66	Dec-03-04	7.400%	NV - 95.00%	Paid Off - 360	Dec-05-03
54792932 1			96,250.00	95,642.18	Aug-31-04	6.700%	FL - 70.00%	Paid Off - 360	Dec-09-03
54460639 1			108,450.00	107,797.42	Dec-03-04	8.700%	IL - 90.00%	Paid Off - 360	Dec-02-03
54800834 1			98,000.00	97,574.31	Aug-31-04	8.550%	IL - 70.00%	Paid Off - 360	Dec-23-03
54470430 1			162,000.00	161,014.60	Nov-18-04	8.650%	IL - 90.00%	Paid Off - 360	Dec-22-03
54802897 1			91,000.00	90,536.99	Aug-25-04	7.700%	MA - 79.13%	Paid Off - 360	Dec-23-03
54472576 1			109,250.00	108,348.21	Dec-08-04	7.100%	CA - 95.00%	Paid Off - 360	Dec-31-03
54826839 1			166,500.00	164,733.61	Aug-24-04	6.450%	NY - 90.00%	Paid Off - 360	Dec-22-03
54489893 1			132,000.00	130,931.37	Nov-11-04	7.200%	MI - 48.00%	Paid Off - 360	Dec-10-03
54833710 1			231,800.00	230,398.94	Aug-19-04	6.875%	CA - 94.61%	Paid Off - 360	Dec-31-03
54491733 1			70,000.00	69,666.40	Dec-10-04	10.300%	TX - 75.27%	Paid Off - 360	Nov-28-03
54872114 1			190,000.00	188,789.57	Aug-27-04	6.550%	CA - 95.00%	Paid Off - 360	Dec-31-03
54506795 1			134,400.00	133,373.97	Nov-17-04	7.500%	MD - 80.00%	Paid Off - 360	Dec-30-03
54893318 1			102,750.00	101,999.99	Aug-31-04	6.700%	MI - 75.00%	Paid Off - 360	Dec-12-03
54507777 1			105,000.00	104,302.31	Nov-30-04	8.200%	IL - 84.68%	Paid Off - 360	Dec-09-03
54894779 1			315,000.00	312,894.93	Sep-02-04	6.300%	FL - 90.00%	Paid Off - 360	Jan-02-04
54511357 1			104,850.00	104,041.73	Dec-09-04	7.950%	AZ - 90.00%	Paid Off - 360	Dec-31-03
54899695 1			143,100.00	142,256.22	Aug-12-04	6.950%	IL - 90.00%	Paid Off - 360	Dec-17-03
54514898 1			77,900.00	77,350.43	Dec-08-04	7.900%	WI - 95.00%	Paid Off - 360	Nov-29-03
54902218 1			130,500.00	129,893.18	Aug-11-04	8.150%	FL - 75.00%	Paid Off - 360	Dec-22-03
54526439 1			65,600.00	64,973.41	Nov-16-04	6.500%	IN - 80.00%	Paid Off - 360	Dec-24-03
54905211 1			157,500.00	156,515.75	Aug-27-04	6.650%	CA - 50.81%	Paid Off - 360	Dec-31-03
54540117 1			204,250.00	202,480.60	Nov-26-04	6.850%	CA - 95.00%	Paid Off - 360	Dec-19-03
54905955 1			171,400.00	170,570.38	Sep-07-04	7.950%	WA - 91.66%	Paid Off - 360	Dec-24-03
54540497 1			132,000.00	129,937.52	Nov-17-04	7.050%	CA - 80.00%	Paid Off - 360	Dec-19-03
54913330 1			70,000.00	68,572.68	Aug-12-04	8.500%	AZ - 56.91%	Paid Off - 180	Dec-23-03
54550736 1			276,450.00	274,276.63	Nov-30-04	7.350%	IL - 95.00%	Paid Off - 360	Dec-15-03
54914817 1			197,200.00	196,336.98	Sep-02-04	8.450%	IL - 85.00%	Paid Off - 360	Dec-12-03
54551239 1			238,500.00	236,373.46	Dec-02-04	6.750%	CA - 69.94%	Paid Off - 360	Dec-09-03
54916515 1			123,500.00	122,757.49	Aug-25-04	6.850%	AZ - 95.00%	Paid Off - 360	Dec-24-03
54559950 1			81,000.00	80,433.69	Nov-17-04	8.250%	IL - 95.00%	Paid Off - 360	Dec-22-03
54942974 1			112,000.00	111,383.29	Aug-31-04	7.300%	IL - 77.24%	Paid Off - 360	Dec-23-03
54563614 1			276,250.00	273,833.69	Nov-22-04	6.800%	MD - 85.00%	Paid Off - 360	Dec-09-03
54945233 1			136,800.00	136,137.85	Aug-27-04	7.950%	AZ - 95.00%	Paid Off - 360	Dec-30-03
54587696 1			184,300.00	182,999.94	Nov-15-04	7.900%	IL - 95.00%	Paid Off - 360	Dec-04-03
54951611 1			161,000.00	160,373.33	Aug-25-04	8.250%	MD - 94.71%	Paid Off - 360	Jan-14-04
54603071 1			205,000.00	203,109.88	Nov-18-04	6.525%	IL - 88.36%	Paid Off - 360	Dec-08-03
54970454 1			129,600.00	128,790.11	Aug-20-04	6.650%	MN - 80.00%	Paid Off - 360	Dec-29-03
54603238 1			119,700.00	118,847.16	Nov-23-04	7.850%	IL - 90.00%	Paid Off - 360	Dec-15-03
54976899 1			209,000.00	207,490.97	Sep-07-04	5.900%	CA - 95.00%	Paid Off - 360	Dec-23-03
54614839 1			148,500.00	147,366.34	Dec-02-04	7.500%	NV - 90.00%	Paid Off - 360	Dec-22-03
54978432 1			171,000.00	167,823.74	Aug-18-04	6.300%	IL - 95.00%	Paid Off - 360	Dec-16-03
54619473 1			114,750.00	113,758.21	Nov-23-04	7.100%	IL - 85.00%	Paid Off - 360	Dec-08-03
					Page 21 of 29				© COPYRIGHT 2004 Deutsche Bank
					Page 21 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for September 27, 2004 Distribution
	Prepayment Detail Report for December 27, 2004 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
54992235 1			91,000.00	90,503.80	Sep-07-04	7.350%	CA - 65.00%	Paid Off - 360	Dec-31-03
54629779 1			178,000.00	176,502.02	Nov-30-04	7.000%	MD - 80.00%	Paid Off - 360	Dec-23-03
54999032 1			290,700.00	288,969.14	Aug-20-04	6.900%	CA - 95.00%	Paid Off - 360	Dec-22-03
54634613 1			185,250.00	183,660.59	Nov-16-04	6.900%	IL - 95.00%	Paid Off - 360	Dec-05-03
55002273 1			243,000.00	241,567.20	Aug-20-04	7.950%	CA - 90.00%	Paid Off - 360	Dec-19-03
54648431 1			147,250.00	145,949.52	Dec-03-04	6.750%	AZ - 95.00%	Paid Off - 360	Dec-09-03
55007116 1			209,950.00	208,584.63	Aug-18-04	8.400%	IL - 95.00%	Paid Off - 360	Dec-18-03
54655998 1			104,550.00	103,915.60	Nov-30-04	8.650%	IL - 85.00%	Paid Off - 360	Dec-12-03
55029433 1			124,000.00	123,350.04	Aug-16-04	7.550%	CA - 80.00%	Paid Off - 360	Dec-29-03
54679915 1			203,850.00	202,032.42	Dec-09-04	6.700%	CA - 90.00%	Paid Off - 360	Dec-17-03
55051130 1			227,700.00	226,482.67	Aug-16-04	7.450%	CA - 90.00%	Paid Off - 360	Dec-22-03
54687850 1			169,005.00	167,636.87	Nov-29-04	7.200%	FL - 95.00%	Paid Off - 360	Dec-10-03
55051239 1			94,500.00	93,755.91	Sep-07-04	8.950%	CA - 90.00%	Paid Off - 360	Dec-31-03
54708714 1			216,750.00	215,221.04	Nov-26-04	7.900%	KS - 85.00%	Paid Off - 360	Dec-09-03
55059356 1			63,000.00	62,653.11	Aug-30-04	7.300%	OH - 90.00%	Paid Off - 360	Dec-24-03
54712336 1			100,000.00	99,166.51	Dec-06-04	7.050%	WA - 22.47%	Paid Off - 360	Dec-12-03
55065478 1			161,500.00	160,741.49	Aug-12-04	8.100%	IL - 85.00%	Paid Off - 360	Dec-22-03
54715537 1			139,750.00	138,539.32	Nov-11-04	6.850%	IL - 65.00%	Paid Off - 360	Dec-15-03
55084438 1			207,000.00	205,791.24	Sep-07-04	7.000%	CA - 90.00%	Paid Off - 360	Dec-30-03
54725478 1			142,200.00	141,323.87	Nov-29-04	8.600%	NV - 90.00%	Paid Off - 360	Dec-18-03
55118152 1			104,500.00	103,845.93	Aug-13-04	6.650%	MN - 84.96%	Paid Off - 360	Dec-29-03
54726955 1			200,700.00	199,379.78	Nov-11-04	8.250%	NY - 90.00%	Paid Off - 360	Dec-24-03
55122915 1			327,750.00	325,662.05	Aug-30-04	6.550%	CA - 95.00%	Paid Off - 360	Dec-31-03
54731054 1			120,000.00	118,908.46	Dec-01-04	6.600%	CA - 59.41%	Paid Off - 360	Dec-22-03
55131676 1			332,405.00	330,662.72	Aug-31-04	7.550%	MD - 95.00%	Paid Off - 360	Dec-30-03
54736954 1			83,700.00	83,109.57	Nov-17-04	7.900%	MI - 90.00%	Paid Off - 360	Dec-12-03
55141691 1			130,500.00	129,710.47	Sep-10-04	6.850%	CA - 90.00%	Paid Off - 360	Jan-02-04
54744693 1			212,500.00	210,955.81	Dec-06-04	7.750%	IL - 85.00%	Paid Off - 360	Dec-23-03
55143234 1			380,000.00	377,311.86	Aug-20-04	6.000%	HI - 95.00%	Paid Off - 360	Dec-24-03
54749551 1			128,250.00	127,002.44	Nov-16-04	6.250%	CO - 95.00%	Paid Off - 360	Dec-17-03
55151518 1			100,272.00	99,780.76	Aug-25-04	8.300%	MN - 95.00%	Paid Off - 360	Dec-22-03
54758016 1			240,000.00	237,775.45	Nov-16-04	6.800%	CA - 69.57%	Paid Off - 360	Dec-10-03
55156574 1			93,800.00	93,486.09	Sep-10-04	9.750%	AZ - 70.00%	Paid Off - 360	Dec-30-03
54760533 1			225,000.00	223,277.02	Dec-06-04	7.500%	MN - 95.00%	Paid Off - 360	Dec-11-03
55162259 1			123,750.00	123,322.65	Aug-24-04	9.600%	IL - 75.00%	Paid Off - 360	Jan-02-04
54762638 1			92,625.00	92,127.38	Nov-11-04	9.250%	CO - 75.00%	Paid Off - 360	Dec-29-03
55166151 1			78,500.00	78,023.39	Aug-19-04	6.800%	AZ - 74.76%	Paid Off - 360	Dec-30-03
54766910 1			166,500.00	165,155.83	Dec-02-04	7.500%	MN - 95.00%	Paid Off - 360	Dec-11-03
55205132 1			300,001.00	297,579.23	Sep-08-04	5.350%	CA - 91.46%	Paid Off - 360	Dec-30-03
54773353 1			152,000.00	149,311.12	Nov-17-04	6.100%	NV - 77.95%	Paid Off - 360	Dec-19-03
55227557 1			228,000.00	226,519.40	Aug-25-04	6.450%	CA - 95.00%	Paid Off - 360	Dec-31-03
54773718 1			91,800.00	91,132.89	Nov-23-04	7.750%	IL - 90.00%	Paid Off - 360	Dec-12-03
59782946 1			180,000.00	178,673.21	Sep-01-04	6.500%	CA - 72.00%	Paid Off - 360	Dec-02-03
54774815 1			315,000.00	312,025.81	Nov-18-04	6.400%	CA - 90.00%	Paid Off - 360	Dec-30-03
60733342 1			302,400.00	300,599.93	Aug-31-04	7.600%	CA - 90.00%	Paid Off - 360	Nov-10-03
54793815 1			187,200.00	185,770.97	Nov-15-04	7.500%	IL - 90.00%	Paid Off - 360	Dec-18-03
60842887 1			216,000.00	214,423.07	Sep-02-04	6.550%	CA - 88.16%	Paid Off - 360	Nov-14-03
54793914 1			114,950.00	114,089.53	Nov-30-04	7.600%	FL - 95.00%	Paid Off - 360	Dec-10-03
61739488 1			164,000.00	163,262.66	Aug-24-04	8.990%	MN - 80.00%	Paid Off - 360	Nov-26-03
54797873 1			140,250.00	136,157.55	Dec-01-04	6.500%	FL - 85.00%	Paid Off - 240	Dec-16-03
62300603 1			243,000.00	241,662.05	Sep-09-04	7.990%	CA - 100.00%	Paid Off - 360	Nov-26-03
54800115 1			90,000.00	89,351.73	Dec-07-04	7.800%	MN - 69.23%	Paid Off - 360	Dec-12-03
62392980 1			328,500.00	326,578.01	Aug-12-04	6.990%	CA - 90.00%	Paid Off - 360	Dec-15-03
54803051 1			128,000.00	122,956.20	Nov-18-04	5.700%	NY - 53.78%	Paid Off - 180	Dec-23-03
62970603 1			242,250.00	240,954.88	Sep-08-04	7.450%	CA - 95.00%	Paid Off - 360	Dec-24-03
54817432 1			71,250.00	70,705.99	Dec-10-04	7.500%	NC - 95.00%	Paid Off - 360	Dec-22-03
63612022 1			256,500.00	254,999.30	Aug-12-04	6.990%	CA - 95.00%	Paid Off - 360	Dec-09-03
54849872 1			266,000.00	263,440.42	Nov-26-04	6.300%	CA - 95.00%	Paid Off - 360	Dec-24-03
64530124 1			165,750.00	165,158.96	Sep-10-04	9.500%	CA - 85.00%	Paid Off - 360	Dec-31-03
54861992 1			254,000.00	251,820.69	Nov-30-04	6.900%	IL - 90.71%	Paid Off - 360	Dec-17-03
64696289 1			245,650.00	244,424.81	Aug-24-04	7.800%	CA - 85.00%	Paid Off - 360	Dec-22-03
54877998 1			274,500.00	272,144.85	Dec-08-04	6.900%	MI - 90.00%	Paid Off - 360	Dec-16-03
64855620 1			161,500.00	160,645.05	Aug-30-04	7.500%	CA - 95.00%	Paid Off - 360	Dec-24-03
54887070 1			240,000.00	235,799.35	Dec-08-04	6.400%	CA - 80.00%	Paid Off - 360	Dec-31-03
65438608 1			161,500.00	160,645.05	Aug-11-04	7.500%	CA - 95.00%	Paid Off - 360	Dec-29-03
54895255 1			247,500.00	245,026.80	Dec-03-04	6.100%	NY - 90.00%	Paid Off - 360	Dec-24-03
65551384 1			61,750.00	61,582.80	Aug-12-04	10.750%	FL - 61.75%	Paid Off - 360	Dec-31-03
54900113 1			147,449.00	146,083.04	Nov-22-04	6.500%	MN - 90.00%	Paid Off - 360	Dec-22-03
50171008 2			131,400.00	130,302.28	Aug-11-04	8.000%	MT - 89.39%	Paid Off - 360	Jul-28-03
54910930 1			160,500.00	159,310.35	Dec-09-04	7.650%	MD - 75.00%	Paid Off - 360	Dec-29-03
53029757 2			351,000.00	171,788.46	Sep-02-04	6.350%	NY - 90.00%	Paid Off - 360	Dec-04-03
54911417 1			94,500.00	92,024.92	Nov-22-04	8.450%	MN - 90.00%	Paid Off - 360	Dec-18-03
53474698 2			414,000.00	411,228.71	Aug-26-04	7.000%	CA - 95.00%	Paid Off - 360	Nov-26-03
54913132 1			194,750.00	193,399.42	Dec-02-04	7.990%	PA - 95.00%	Paid Off - 360	Dec-17-03
53778312 2			125,000.00	124,288.38	Aug-18-04	7.900%	CA - 69.44%	Paid Off - 360	Nov-26-03
54922273 1			184,000.00	182,108.81	Nov-23-04	5.950%	CT - 80.00%	Paid Off - 360	Dec-22-03
53873071 2			120,000.00	119,327.29	Aug-23-04	7.900%	OH - 88.89%	Paid Off - 360	Nov-06-03
54937974 1			318,250.00	315,099.63	Dec-03-04	6.150%	CA - 95.00%	Paid Off - 360	Dec-17-03
53971891 2			427,500.00	424,148.17	Aug-19-04	5.450%	CA - 94.46%	Paid Off - 360	Dec-31-03
54952031 1			270,500.00	268,475.23	Nov-24-04	7.600%	IL - 87.26%	Paid Off - 360	Dec-16-03
54077714 2			101,250.00	100,405.89	Sep-02-04	5.850%	MA - 67.95%	Paid Off - 360	Nov-24-03
54969951 1			257,277.00	254,657.35	Dec-07-04	6.000%	IL - 92.55%	Paid Off - 360	Dec-19-03
54104773 2			227,500.00	226,186.03	Aug-25-04	7.750%	NY - 70.00%	Paid Off - 360	Nov-26-03
54982277 1			282,625.00	280,359.23	Dec-03-04	7.250%	FL - 85.00%	Paid Off - 360	Dec-19-03
54271275 2			475,000.00	471,498.86	Aug-27-04	6.500%	CA - 95.00%	Paid Off - 360	Dec-03-03
55002455 1			279,000.00	276,193.99	Nov-26-04	6.100%	CA - 90.00%	Paid Off - 360	Dec-31-03
54360052 2			340,000.00	338,321.12	Sep-08-04	7.850%	IL - 84.58%	Paid Off - 360	Dec-03-03
55014013 1			190,000.00	188,065.36	Nov-16-04	6.000%	CA - 41.76%	Paid Off - 360	Dec-31-03
54400171 2			355,775.00	353,323.49	Sep-08-04	6.850%	CA - 95.00%	Paid Off - 360	Nov-24-03
55019210 1			93,000.00	92,382.02	Nov-26-04	8.200%	IL - 95.00%	Paid Off - 360	Dec-31-03
54537337 2			477,000.00	474,214.63	Sep-07-04	7.000%	CA - 90.00%	Paid Off - 360	Dec-02-03
55024731 1			209,000.00	207,596.02	Nov-24-04	8.400%	IL - 95.00%	Paid Off - 360	Dec-23-03
54546379 2			432,000.00	429,909.07	Aug-31-04	7.950%	MA - 90.00%	Paid Off - 360	Dec-10-03
55036297 1			221,700.00	220,660.03	Nov-22-04	9.900%	MA - 64.26%	Paid Off - 360	Dec-19-03
54638796 2			196,250.00	195,081.50	Sep-09-04	6.900%	CA - 87.22%	Paid Off - 360	Dec-11-03
55038210 1			233,000.00	230,715.11	Nov-24-04	6.200%	MD - 84.73%	Paid Off - 360	Dec-29-03
54642939 2			498,950.00	495,879.87	Aug-26-04	6.750%	CA - 85.00%	Paid Off - 360	Dec-19-03
55041974 1			175,000.00	173,316.00	Dec-07-04	6.300%	MA - 79.91%	Paid Off - 360	Dec-31-03
54676853 2			310,500.00	308,521.93	Sep-08-04	6.550%	NY - 90.00%	Paid Off - 360	Dec-23-03
55057178 1			229,900.00	227,469.93	Dec-08-04	5.800%	FL - 95.00%	Paid Off - 360	Dec-29-03
54678636 2			358,000.00	355,194.97	Aug-20-04	5.450%	NY - 70.61%	Paid Off - 360	Dec-24-03
55073134 1			160,001.00	158,587.96	Dec-09-04	6.750%	MD - 69.57%	Paid Off - 360	Dec-31-03
54698212 2			451,250.00	447,966.43	Aug-12-04	5.850%	CA - 94.01%	Paid Off - 360	Dec-10-03
55095079 1			97,850.00	96,985.45	Nov-29-04	6.750%	CA - 95.00%	Paid Off - 360	Dec-30-03
					Page 22 of 29				© COPYRIGHT 2004 Deutsche Bank
					Page 22 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for September 27, 2004 Distribution
	Prepayment Detail Report for December 27, 2004 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
54708839 2			289,655.00	288,106.45	Aug-20-04	7.450%	IL - 94.98%	Paid Off - 360	Dec-05-03
55096333 1			251,750.00	249,377.63	Dec-07-04	6.500%	MD - 95.00%	Paid Off - 360	Dec-29-03
54724679 2			500,000.00	496,561.96	Aug-19-04	6.150%	MD - 86.21%	Paid Off - 360	Dec-24-03
55099410 1			149,150.00	148,118.67	Dec-08-04	8.000%	IL - 95.00%	Paid Off - 360	Jan-02-04
54787593 2			400,500.00	398,316.26	Aug-19-04	7.350%	CA - 90.00%	Paid Off - 360	Dec-17-03
55117774 1			153,000.00	151,937.78	Nov-30-04	8.200%	AZ - 90.00%	Paid Off - 360	Dec-24-03
54809512 2			365,000.00	363,048.68	Sep-08-04	7.450%	CA - 82.96%	Paid Off - 360	Dec-19-03
55140354 1			219,120.00	217,155.38	Dec-01-04	7.100%	CA - 81.16%	Paid Off - 360	Dec-29-03
54937578 2			286,000.00	283,938.31	Aug-30-04	5.900%	CA - 92.86%	Paid Off - 360	Dec-19-03
55179634 1			85,000.00	84,067.55	Nov-23-04	5.600%	CT - 85.00%	Paid Off - 360	Dec-24-03
54978036 2			128,000.00	127,142.10	Aug-31-04	7.400%	MD - 94.82%	Paid Off - 360	Dec-31-03
55185672 1			304,000.00	301,340.97	Dec-06-04	6.800%	NY - 95.00%	Paid Off - 360	Dec-23-03
54996756 2			312,550.00	310,828.95	Sep-01-04	7.300%	CA - 95.00%	Paid Off - 360	Dec-15-03
55195531 1			201,000.00	198,024.83	Dec-08-04	5.990%	CA - 62.81%	Paid Off - 360	Dec-30-03
55354997 2			168,000.00	167,427.28	Aug-18-04	8.900%	NV - 80.00%	Paid Off - 360	Jan-22-04
55219273 1			66,500.00	65,815.26	Dec-10-04	6.050%	IL - 95.00%	Paid Off - 360	Dec-31-03
57754764 2			532,000.00	523,767.12	Sep-02-04	6.740%	CA - 95.00%	Paid Off - 360	Oct-08-03
55248918 1			202,500.00	200,624.07	Nov-24-04	6.500%	CA - 90.00%	Paid Off - 360	Dec-31-03
61203188 2			207,100.00	205,766.83	Sep-09-04	7.200%	CA - 95.00%	Paid Off - 360	Nov-24-03
55263933 1			153,700.00	150,238.62	Nov-17-04	5.850%	CA - 59.81%	Paid Off - 240	Jan-02-04
62018346 2			445,500.00	443,218.35	Sep-01-04	8.350%	CA - 90.00%	Paid Off - 360	Dec-03-03
55271191 1			90,325.00	89,417.03	Nov-29-04	6.100%	IL - 59.82%	Paid Off - 360	Dec-31-03
62461728 2			394,250.00	391,897.69	Sep-03-04	7.990%	CA - 95.00%	Paid Off - 360	Nov-24-03
55286959 1			156,750.00	155,490.58	Nov-18-04	8.050%	WI - 95.00%	Paid Off - 360	Dec-30-03
62985064 2			341,910.00	339,954.80	Aug-23-04	7.800%	CA - 90.00%	Paid Off - 360	Nov-26-03
55306617 1			89,100.00	88,328.10	Nov-16-04	6.850%	FL - 90.00%	Paid Off - 360	Dec-30-03
64206089 2			260,100.00	258,575.41	Aug-18-04	6.990%	CA - 85.00%	Paid Off - 360	Dec-11-03
57695421 1			123,200.00	122,507.97	Nov-30-04	9.950%	CA - 80.00%	Paid Off - 360	Oct-29-03
64636103 2			500,000.00	496,456.33	Aug-31-04	5.990%	CA - 55.56%	Paid Off - 360	Dec-31-03
61448122 1			95,200.00	94,429.32	Dec-02-04	8.050%	CA - 85.00%	Paid Off - 360	Nov-28-03
65079121 2			398,000.00	395,263.35	Aug-18-04	6.150%	CA - 92.56%	Paid Off - 360	Dec-22-03
62178405 1			233,500.00	230,878.06	Nov-19-04	6.000%	CA - 63.11%	Paid Off - 360	Nov-26-03
53985032 3			350,000.00	347,875.29	Aug-23-04	6.800%	NY - 71.43%	Paid Off - 360	Dec-03-03
62235106 1			261,250.00	259,044.84	Dec-10-04	7.490%	CA - 95.00%	Paid Off - 360	Nov-19-03
54420856 3			112,000.00	109,795.93	Sep-08-04	8.550%	MD - 56.85%	Paid Off - 180	Jan-06-04
62294129 1			210,000.00	207,914.68	Dec-01-04	6.650%	CA - 87.50%	Paid Off - 360	Dec-10-03
54665518 3			219,000.00	217,577.82	Sep-08-04	6.450%	NV - 94.81%	Paid Off - 360	Dec-18-03
63718761 1			85,000.00	83,511.02	Nov-16-04	7.990%	CA - 85.00%	Paid Off - 240	Dec-17-03
54672530 3			259,000.00	257,442.83	Aug-13-04	6.850%	CA - 77.31%	Paid Off - 360	Dec-04-03
63731822 1			165,750.00	164,509.35	Nov-23-04	7.600%	CA - 85.00%	Paid Off - 360	Dec-08-03
54735352 3			124,950.00	124,250.37	Aug-16-04	7.600%	MD - 85.00%	Paid Off - 360	Dec-22-03
63780845 1			225,000.00	223,412.85	Dec-10-04	7.900%	CA - 88.58%	Paid Off - 360	Dec-29-03
54783618 3			344,000.00	341,766.10	Aug-23-04	6.450%	CA - 79.08%	Paid Off - 360	Dec-23-03
64132442 1			301,750.00	299,513.55	Nov-17-04	7.650%	CA - 85.00%	Paid Off - 360	Dec-30-03
55340012 3			121,500.00	121,012.54	Sep-09-04	8.100%	FL - 90.00%	Paid Off - 360	Jan-09-04
64828924 1			252,000.00	250,186.79	Dec-08-04	7.800%	CA - 90.00%	Paid Off - 360	Dec-30-03
					Page 23 of 29				© COPYRIGHT 2004 Deutsche Bank
65332926 1			294,750.00	292,650.19	Nov-15-04	7.850%	CA - 90.00%	Paid Off - 360	Dec-30-03
49252729 2			84,500.00	83,375.36	Nov-29-04	6.800%	FL - 60.36%	Paid Off - 360	Jul-31-03
53031654 2			193,500.00	191,446.38	Nov-24-04	6.300%	NY - 90.00%	Paid Off - 360	Nov-20-03
53036257 2			256,000.00	254,194.18	Nov-30-04	7.900%	CA - 80.00%	Paid Off - 360	Dec-12-03
53217998 2			516,000.00	508,855.46	Nov-17-04	5.350%	CA - 80.00%	Paid Off - 360	Oct-31-03
53245676 2			351,000.00	345,714.22	Dec-09-04	7.100%	NJ - 90.00%	Paid Off - 360	Dec-05-03
53421178 2			242,250.00	239,741.37	Nov-15-04	6.900%	CA - 85.00%	Paid Off - 360	Oct-16-03
53584975 2			440,000.00	438,277.44	Dec-09-04	11.650%	NY - 48.89%	Paid Off - 360	Nov-03-03
53605218 2			460,000.00	455,460.59	Dec-01-04	7.150%	PA - 80.00%	Paid Off - 360	Oct-29-03
53782173 2			180,405.00	178,771.57	Dec-07-04	7.130%	CA - 95.00%	Paid Off - 360	Dec-08-03
53801072 2			162,900.00	161,605.17	Dec-07-04	8.250%	MD - 90.00%	Paid Off - 360	Oct-30-03
53807533 2			396,000.00	391,991.98	Dec-01-04	6.550%	CA - 90.00%	Paid Off - 360	Nov-30-03
53819371 2			382,000.00	378,242.77	Nov-11-04	6.700%	CA - 72.76%	Paid Off - 360	Nov-27-03
53821575 2			500,000.00	496,146.01	Nov-29-04	7.950%	NJ - 64.85%	Paid Off - 360	Nov-06-03
53877239 2			370,500.00	365,941.65	Nov-29-04	5.990%	CA - 95.00%	Paid Off - 360	Nov-06-03
53921698 2			249,000.00	246,470.56	Nov-22-04	7.000%	CA - 84.98%	Paid Off - 360	Nov-04-03
53956090 2			126,650.00	124,614.88	Dec-02-04	9.600%	OH - 85.00%	Paid Off - 240	Nov-18-03
54095492 2			313,500.00	310,504.00	Nov-15-04	6.850%	NY - 95.00%	Paid Off - 360	Nov-14-03
54132212 2			209,000.00	207,356.78	Nov-29-04	7.850%	CA - 74.64%	Paid Off - 360	Nov-14-03
54179270 2			346,500.00	342,645.54	Dec-08-04	6.050%	CA - 90.00%	Paid Off - 360	Nov-28-03
54222799 2			476,000.00	471,891.04	Nov-24-04	7.375%	CO - 85.00%	Paid Off - 360	Nov-30-03
54327390 2			400,000.00	395,633.12	Dec-02-04	6.150%	CA - 93.02%	Paid Off - 360	Nov-26-03
54343298 2			471,200.00	467,072.48	Dec-10-04	7.300%	CA - 80.00%	Paid Off - 360	Nov-21-03
54416714 2			126,000.00	124,979.55	Nov-30-04	7.700%	AZ - 90.00%	Paid Off - 360	Nov-26-03
54491154 2			500,000.00	495,234.16	Dec-08-04	6.350%	NY - 56.24%	Paid Off - 360	Dec-02-03
54513056 2			152,871.00	151,253.57	Nov-22-04	6.300%	PA - 76.44%	Paid Off - 360	Dec-05-03
54584735 2			346,500.00	343,064.97	Nov-24-04	6.350%	NY - 90.00%	Paid Off - 360	Dec-22-03
54619010 2			153,000.00	151,648.81	Nov-24-04	6.750%	WI - 85.00%	Paid Off - 360	Dec-01-03
54630652 2			250,750.00	248,236.16	Nov-30-04	6.600%	CA - 85.00%	Paid Off - 360	Dec-05-03
					Page 23 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Realized Loss Report for September 27, 2004 Distribution
	Prepayment Detail Report for December 27, 2004 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
54643317 2			130,500.00	129,302.49	Dec-02-04	6.550%	FL - 90.00%	Paid Off - 360	Dec-16-03
54663414 2			460,000.00	455,778.78	Nov-24-04	6.950%	CA - 73.02%	Paid Off - 360	Dec-31-03
54665831 2			348,000.00	344,456.61	Dec-01-04	6.000%	CA - 65.05%	Paid Off - 360	Dec-31-03
54739131 2			440,000.00	435,519.82	Nov-17-04	6.000%	CA - 74.58%	Paid Off - 360	Dec-22-03
54743091 2			123,500.00	122,364.17	Dec-07-04	6.900%	KY - 95.00%	Paid Off - 360	Dec-19-03
54825013 2			142,400.00	141,155.61	Nov-30-04	7.150%	PA - 80.00%	Paid Off - 360	Dec-15-03
54913876 2			184,000.00	182,083.05	Nov-24-04	5.950%	CA - 77.31%	Paid Off - 360	Dec-17-03
54930417 2			306,000.00	303,570.74	Nov-29-04	7.300%	CA - 90.00%	Paid Off - 360	Dec-31-03
54964234 2			373,500.00	369,905.96	Dec-01-04	6.300%	NY - 90.00%	Paid Off - 360	Dec-30-03
55018576 2			148,500.00	147,332.34	Dec-08-04	7.350%	FL - 90.00%	Paid Off - 360	Dec-31-03
55056238 2			346,750.00	343,568.20	Nov-16-04	6.550%	AZ - 95.00%	Paid Off - 360	Dec-29-03
55065734 2			435,276.00	430,843.68	Nov-30-04	6.000%	MN - 90.00%	Paid Off - 360	Dec-30-03
55151377 2			67,500.00	67,009.49	Dec-07-04	7.750%	OH - 90.00%	Paid Off - 360	Dec-24-03
55159917 2			351,500.00	348,243.81	Dec-01-04	6.500%	CA - 95.00%	Paid Off - 360	Dec-29-03
55172654 2			305,900.00	302,605.96	Dec-08-04	5.700%	CA - 95.00%	Paid Off - 360	Dec-31-03
55209670 2			118,800.00	117,976.82	Dec-03-04	7.990%	CA - 90.00%	Paid Off - 360	Dec-30-03
55228258 2			192,850.00	191,220.66	Nov-18-04	7.250%	WA - 95.00%	Paid Off - 360	Dec-31-03
55285373 2			339,625.00	337,776.94	Dec-06-04	8.650%	CA - 95.00%	Paid Off - 360	Jan-20-04
55301295 2			140,000.00	138,719.34	Dec-01-04	6.000%	IL - 84.85%	Paid Off - 360	Jan-12-04
55303358 2			342,000.00	340,027.65	Nov-24-04	8.900%	MN - 90.00%	Paid Off - 360	Dec-29-03
63431787 2			249,000.00	247,210.08	Nov-19-04	8.300%	CA - 75.00%	Paid Off - 360	Dec-05-03
64008261 2			335,350.00	332,661.64	Dec-01-04	7.250%	CA - 95.00%	Paid Off - 360	Dec-10-03
53507653 3			85,500.00	83,923.88	Nov-15-04	8.250%	PA - 95.00%	Paid Off - 360	Dec-04-03
53897955 3			342,000.00	338,861.79	Dec-10-04	6.550%	NY - 93.70%	Paid Off - 360	Dec-11-03
54346952 3			139,500.00	138,548.83	Nov-22-04	8.750%	IL - 90.00%	Paid Off - 360	Dec-03-03
54387113 3			250,000.00	242,135.35	Nov-19-04	7.350%	CA - 66.67%	Paid Off - 180	Dec-04-03
54394432 3			325,000.00	321,647.46	Dec-08-04	6.450%	NY - 76.47%	Paid Off - 360	Nov-25-03
54567870 3			215,000.00	212,931.09	Nov-24-04	6.300%	CT - 84.98%	Paid Off - 360	Dec-09-03
54677893 3			318,250.00	315,301.80	Nov-22-04	6.500%	CA - 95.00%	Paid Off - 360	Dec-10-03
54873054 3			228,000.00	225,673.57	Nov-16-04	5.990%	CA - 81.43%	Paid Off - 360	Dec-23-03
54888896 3			170,100.00	168,682.29	Nov-22-04	7.050%	WA - 83.59%	Paid Off - 360	Dec-30-03
55167233 3			97,000.00	96,050.46	Nov-26-04	6.350%	CA - 89.82%	Paid Off - 360	Dec-30-03
54662390 1			237,000.00	234,582.26	Nov-11-04	5.990%	CA - 84.04%	Repur/Subs - 360	Dec-16-03
					Page 24 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Realized Loss Report for December 27, 2004 Distribution
	Realized Loss Report - Collateral
COLLATERAL REALIZED LOSSES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current
	Number of Loans Liquidated				-	-	-1	-1
	Collateral Realized Loss/(Gain) Amount				-	-	-17,229.54	-17,229.54
	Net Liquidation Proceeds				-	-	-227,819.60	-227,819.60
	Cumulative
	Number of Loans Liquidated				-	12	38	410
	Collateral Realized Loss/(Gain) Amount				-	(7,299.12)	17224,~~482~~817.4793	10217,~~183~~518.3581
	Net Liquidation Proceeds				-	~~229~~607,~~998~~044.7351	~~340~~985,~~308~~331.6990	~~570~~1,~~307~~592,376.4241
	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.
SPACE INTENTIONALLY LEFT BLANK
	Group 1		Group 3				3 Months Moving Average
	Group 2
Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation
				Page 24 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 25 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Realized Loss Report for September 27, 2004 Distribution
	Realized Loss Report for December 27, 2004 Distribution
	Realized Loss Report - Collateral
DEFAULT SPEEDS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	MDR				0.00%	0.00%	0.0004%	0.0002%
	3 Months Avg MDR				0.00%	0.0204%	0.0204%	0.0204%
	12 Months Avg MDR
	Avg MDR Since Cut-off				0.00%	0.0102%	0.0102%	0.0102%
	CDR				0.00%	0.00%	0.0045%	0.0028%
	3 Months Avg CDR				0.00%	0.2547%	0.1950%	0.1945%
	12 Months Avg CDR
	Avg CDR Since Cut-off				0.00%	0.1122%	0.0821%	0.0819%
	SDA				0.00%	0.00%	02.0010%	01.0031%
	3 Months Avg SDA Approximation				0.00%	12.8744%	12.4258%	12.4432%
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation				0.00%	1.1475%	01.8767%	01.8855%
	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off
	Group 1		Group 3
	Group 2
CDR by Groups					Total CDR
SDA by Groups					Total SDA
				Page 25 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 26 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Realized Loss Report for September 27, 2004 Distribution
	Realized Loss Report for December 27, 2004 Distribution
	Realized Loss Report - Collateral
	Group 1		Group 3
	Group 2
CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off
SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.
				Page 26 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 27 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Realized Loss Detail Report for September 27, 2004 Distribution
	Realized Loss Detail Report for December 27, 2004 Distribution
	Realized Loss Detail Report - Loans Liquidated During Current Distribution
SUMMARY							LOAN GROUP
Total Loan Count Current Losses = 0
Total Loan Count Current Losses = 1
Total Loan Count Revisions = 0						Loan Group 1 = Group 1
Total Loan Count Revisions = 2						Loan Group 1 = Group 1
Total Prior Principal Balance = 0.00						Loan Group 2 = Group 2
Total Prior Principal Balance = 245,049.14						Loan Group 2 = Group 2
Total Current Realized Loss Amount = 0.00						Loan Group 3 = Group 3
Total Current Realized Loss Amount = 15,354.54						Loan Group 3 = Group 3
Total Revisions Amount = 0.00
Total Revisions Amount = 1,875.00
Total Realized Loss Amount = 0.00
Total Realized Loss Amount = 17,229.54
Total Net Liquidation Proceeds = 0.00
Total Net Liquidation Proceeds = 227,819.60
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.
Loan Number			Current	State &		Prior	Realized		Cumulative
&		Loan	Note	LTV at	Original	Principal	Loss/(Gain)	Realized	Realized
Loan Group		Status	Rate	Origination	Term	Balance	Revisions	Loss/(Gain)	Loss/(Gain)
SPACE INTENTIONALLY LEFT BLANK
55140131 1		FCL	8.800%	OH - 95.00%	360	245,049.14		15,354.54
					Page 27 of 29				© COPYRIGHT 2004 Deutsche Bank
54718572 1				MS - 90.00%	360		Revision	1,500.00
55558811 1				GA - 94.78%	360		Revision	375.00
					Page 28 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Triggers, Adj. Rate Cert. and Miscellaneous Report for September 27, 2004 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report for December 27, 2004 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report
TRIGGER EVENTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Trigger Event in effect							No
	Stepdown Date has occurred							No
	Balances 60+ days							045,033,911.0045
	Ending Balance							1999,~~125~~559,~~920,501~~778.9687
	Delinquency Percentage							04.0051%
	Balance of Mezzanine and C Class							276,899,970.03
	Ending Balance							1999,~~125~~559,~~920,501~~778.9687
	Credit Enhancement Percentage							2427.5970%
ADJUSTABLE RATE CERTIFICATE INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net WAC Rate Carryover Amt:ClassAV-1							0.00
	Net WAC Rate Carryover Amt:ClassAV-2							0.00
	Net WAC Rate Carryover Amt:ClassAV-3							0.00
	Net WAC Rate Carryover Amt:ClassAV-4							0.00
	Net WAC Rate Carryover Amt:ClassAF							0.00
	Net WAC Rate Carryover Amt:ClassM-1							0.00
	Net WAC Rate Carryover Amt:ClassM-2							0.00
	Net WAC Rate Carryover Amt:ClassM-3							0.00
	Net WAC Rate Carryover Amt:ClassM-4							0.00
	Net WAC Rate Carryover Amt:ClassM-5							0.00
	Net WAC Rate Carryover Amt:ClassM-6							0.00
	Net WAC Rate Carryover Amt:ClassM-7							0.00
	Net WAC Rate Carryover Amt:ClassCE							0.00
ADDITIONAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Libor for Current Period							12.~~615000~~180630%
	Current Period loan level losses							017,229.0054
	Current Recoveries or Losses from Prior periods							0.00
	Total Current Losses							017,229.0054
				Page 28 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 29 of 30				© COPYRIGHT 2004 Deutsche Bank
	Argent Mortgage Securities, Inc. 2004-W1
	Mortgage Pass-Through Certificates
	Other Related Information for September 27, 2004 Distribution
	Other Related Information for December 27, 2004 Distribution
	Other Related Information
ADDITIONAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Class AV-1 Next Pass-Through Rate							2.~~090000~~667500%
	Class AV-2 Next Pass-Through Rate							2.~~160000~~737500%
	Class AV-3 Next Pass-Through Rate							2.~~030000~~607500%
	Class AV-4 Next Pass-Through Rate							2.~~290000~~867500%
	Class AF Next Pass-Through Rate							3.903000%
	Class M-1 Next Pass-Through Rate							2.~~215000~~780630%
	Class M-2 Next Pass-Through Rate							23.~~895000~~460630%
	Class M-3 Next Pass-Through Rate							3.~~065000~~630630%
	Class M-4 Next Pass-Through Rate							34.~~590000~~167500%
	Class M-5 Next Pass-Through Rate							34.~~740000~~317500%
	Class M-6 Next Pass-Through Rate							5.~~340000~~917500%
	Class M-7 Next Pass-Through Rate							5.~~090000~~667500%
	Class CE Next Pass-Through Rate							43.~~409231~~963864%
	Class P Next Pass-Through Rate							0.000000%
	Class R Next Pass-Through Rate							0.000000%
				Page 29 of 29				© COPYRIGHT 2004 Deutsche Bank
				Page 30 of 30				© COPYRIGHT 2004 Deutsche Bank

Filing Compare · ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-W1