CNY FINANCIAL CORP SC 13D/A

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP

EXECUTIVE OFFICERS & DIRECTORS OF REPORT. PERSONS

AGREEMENT BETWEEN CNYF AND SEIDMAN GROUP

STOCK PURCHASE TRANSACTIONS

SEIDMAN INVESTMENT PARTNERSHIP, L.P. AGREEMENT

AMENDED AND RESTATED AGREEMENT OF LIMITED PART.II

OPERATING AGREEMENT FOR SEIDMAN AND ASSOC.

OPERATING AGREEMENT FOR SEIDMAN AND ASSOC. II,LLC

LETTER AGREEMENTS WITH JEFFREY GREENBERG ET AL.

LETTER AGREEMENT WITH KERRIMATT, L.P.

OPERATING AGREEMENT FOR FEDERAL HOLDING LLC

AMENDED AND RESTATED LP AGREEMENT OF BENCHMARK

JOINT FILING AGREEMENT