SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report(Date of earliest event reported): July 15, 2000 Onyx Acceptance Grantor Trust 2000-B ------------------------------------------------------------------------------ (Issuer with respect to Certificates) Onyx Acceptance Financial Corporation ------------------------------------------------------------- (Exact Name of Registrant as Specified in Its Charter) Commission File Number 333-92245 (I.R.S. EmployerIdentification No.) 33-0639768 State or other jurisdiction of incorporation or organization Delaware Onyx Acceptance Financial Corporation 27051 Towne Centre Drive Foothill Ranch 92610 949 465-3900 Item 5. Other Events On behalf of the Onyx Acceptance Owner Trust 2000-B, (the"Trust"), a trust created pursuant to the Trust Agreement dated as of April 1,2000 with Onyx Acceptance Financial Corporation as registrant and seller and Bankers Trust(Delaware) as Owner Trustee and The Chase Manhattan Bank as Trust Agent, the registrant has caused to be filed with the Commission, the July 2000 monthly Distribution Date Statement with respect to the Trust. This Distribution Date Statement is filed pursuant to and in accordance with a no action request filed on August 21, 1995 with the Commission by Onyx Acceptance Financial Corporation, originator of the Onyx Acceptance Owner Trust 2000-B and Onyx Acceptance Corporation as servicer and the affirmative response thereto by the Securities and Exchange Commission dated September 22, 1995. The filing of the monthly Distribution Date Statement will occur subsequent to each monthly distribution to the Trust's Securityholders until and unless exempted under provisions of the Securities and Exchange Act. Item 7. Financial Statements and Exhibits (a) Financial Statements None (c) Exhibits Exhibit No. 19.Monthly Distribution Date Statement of the Onyx Acceptance Owner Trust 2000-B for the month of July 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Onyx Acceptance Financial Corporation DON P. DUFFY By:_____________________________________________________ Don P. Duffy Executive Vice President Exhibit 19

Onyx Acceptance Owner Trust 2000-B Distribution Date Statement 6.4125% Class A-1 Auto Loan Backed Notes $77,800,000 7.02% Class A-2 Auto Loan Backed Notes $120,000,000 7.29% Class A-3 Auto Loan Backed Notes $131,000,000 7.38% Class A-4 Auto Loan Backed Notes $94,200,000 7.56% Class B Auto Loan Backed Notes $27,000,000 29-Nov-99 Total Securities Issued $450,000,000 Collection Period Beginning on: 0506/01/00 Collection Period Ending on: 0506/30/00 Distribution Date: 0607/1517/00 1 Original Pool Balance of underlying Contracts $450,000,000.00 1a Subsequent Contracts $113,703,887.19 1b Original Prefunded Amount $92,572,240.33 2 Collection Period Beginning Pool Balance of underlying Contracts $~~349~~430,~~072~~670,~~062~~242.8983 3 Securities Balance : Beginning $~~441~~430,~~644~~670,~~303~~241.2285 Net Collections for the Collection Period 4 Monthly P&I, partial prepayments & Full Prepayments in Calendar Month $16,~~094~~383,~~468~~736.7130 5 Full Prepayments through first 5 business days of current month (Precompute only) 80115,~~929~~464.1740 5a Full Prepayments through first 5 business days of current month (Simple interest only) 1842,~~110,878~~162.1289 6 Full Prepayments included in Prior Collection Period (Precompute only) 2680,~~275~~929.1617 6a Full Prepayments included in Prior Collection Period (Simple Interest only) 1,~~270~~110,~~577~~878.9412 7 Partial Prepayments of Rule of 78's contracts deposited to PayAhead Acct 4416,~~187~~274.6053 8 Amounts Withdrawn from PayAhead Acct & Deposited to Collection Acct 0.00 9 Capitalized Interest Amount ~~300,082~~0.4500 10 Net Liquidation Proceeds on Defaulted Contracts 0.00 11 Net Liquidation Proceeds first 5 business days of current month 1395,~~411~~435.4603 12 Net Liquidation Proceeds included in Prior Collection Period 0.00 13 Net Insurance Proceeds 0.00 14 Net Insurance Proceeds first 5 business days of current month 0.00 15 Net Insurance Proceeds included in Prior Collection Period 0.00 16 Aggregate Purchase Amount for Purchased Contracts (Repurchases) 0.00 17 Reinvestment earnings on Funds in Collection Acct (ccma acct #012958) 3465,~~914~~525.0199 17a Prepayment Amount (Final Funding Period Distribution Date only) (236) 0.00 17b Investment earnings on funds in Prefunding Account ~~258,969~~0.4200 18 Net Collections (4+5+5a-6-6a-7+8+9+10+11-12+13+14-15+16+17+17a+17b) $16,~~552~~294,~~612~~242.6479 Computation of Regular Principal Distributable Amount 19 Scheduled Principal Decline (recomputed actuarial) Precompute contracts only ~~377~~376,~~012~~248.4968 20 Principal Collected: Payments only - Simple Interest contracts 45,~~494~~002,~~908~~437.5844 21 Principal Collected: Full Prepayments - S.I. thru month-end 43,~~609~~847,~~511~~884.3014 22 Full Prepayments through first 5 business days of current month: Simple Interest only 1842,~~110,878~~162.1289 23 Full Prepayments: Precompute only thru month end ~~274~~249,~~159~~796.6306 24 Full Prepayments through first 5 business days of current month: Precompute only 80115,~~929~~464.1740 25 Defaulted Contracts (Liquidated Proceeds received) 26146,~~662~~497.0814 26 Defaulted Contracts (Liquidated Proceeds received) thru 1st 5 business days of current month 0.00 27 Defaulted Contracts (4 or more periods.Liquidated Proceeds not received) 0.00 28 Defaulted Contracts 0.00 29 Repurchased Contracts 0.00 30 Regular Principal Distributable Amount (Sum of 19 thru 29) $10,~~974~~580,~~061~~490.3775 30a Subsequent Contracts sold to Trust during related Collection Period $0.00 30b Prefunded Contracts sold to Trust during related Collection Period $~~92,572,241~~0.3100 31 Collection Period Ending Pool Balance of underlying Contracts (2 - 30 + 30a + 30b) $~~430~~420,~~670~~089,~~242~~752.8308 32 Collection Period Ending Pool Balance as a percent of Original Pool Balance (31 / 1) 9593.7035% 33 Accelerated Principal Target Level N/A 34 Accelerated Principal Distributable Amount $0.00 Calculation of Class A Note Interest Distributable Amount Class A Note Interest Accrual Period begins Class A Note Interest Accrual Period ends 35 Class A-1 Notes: Outstanding Principal Amount as of end of prior Distribution Date $6958,~~444~~470,~~303~~241.2285 36 Class A-1 Note Interest Carryover Shortfall $0.00 37 Class A-1 Note Interest Accrual over Interest Accrual Period @ $~~383~~333,~~462~~280.7638 38 Class A-1 Note Interest Distributable Amount (36 + 37) $~~383~~333,~~462~~280.7638 39 Class A-2 Notes: Outstanding Principal Amount as of end of prior Distribution Date $120,000,000.00 40 Class A-2 Note Interest Carryover Shortfall $0.00 41 Class A-2 Note Interest Accrual over Interest Accrual Period @ $702,000.00 42 Class A-2 Note Interest Distributable Amount (40 + 41) $702,000.00 43 Class A-3 Notes: Outstanding Principal Amount as of end of prior Distribution Date $131,000,000.00 44 Class A-3 Note Interest Carryover Shortfall $0.00 45 Class A-3 Note Interest Accrual over Interest Accrual Period @ $795,825.00 46 Class A-3 Note Interest Distributable Amount (44 + 45) $795,825.00 47 Class A-4 Notes: Outstanding Principal Amount as of end of prior Distribution Date $94,200,000.00 48 Class A-4 Note Interest Carryover Shortfall $0.00 49 Class A-4 Note Interest Accrual over Interest Accrual Period @ $579,330.00 50 Class A-4 Note Interest Distributable Amount (48 + 49) $579,330.00 51 Class A Note Interest Distributable Amount - Total all Class A Notes (38+43+46+50) $2,~~460~~410,~~617~~435.7638 Calculation of Class A Note Principal Distributable Amount 52 Class A-1 Note original outstanding principal amount $77,800,000.00 53 Class A-1 Note outstanding principal amount: Beginning (35) $6958,~~444~~470,~~303~~241.2285 54 Class A-1 Note Principal Carryover Shortfall for immediately preceding Distribution Date $0.00 55 Class A-1 Note Percentage 100% 56 Class A-1 Note Percentage multiplied by Regular Principal Distributable Amount (must be <= 53-54) $10,~~974~~580,~~061~~490.3775 57 Class A-1 Note Accelerated Principal Distributable Amount $0.00 58 Class A-1 Note Principal Distributable Amount (54 + 56 + 57) $10,~~974~~580,~~061~~490.3775 59 Class A-1 Note outstanding principal amount: Ending (53 - 58) $5847,~~470~~889,~~241~~751.8510 60 Class A-1 Note Pool Factor (59 / 52) 0.~~751546~~615550 61 Class A-2 Note original outstanding principal amount $120,000,000.00 62 Class A-2 Note outstanding principal amount: Beginning (39) $120,000,000.00 63 Class A-2 Note Principal Carryover Shortfall for immediately preceding Distribution Date $0.00 64 Class A-2 Note Percentage 0% 65 Class A-2 Note Percentage multiplied by Regular Principal Distributable Amount (must be <= 62-63) $0.00 66 Class A-2 Note Accelerated Principal Distributable Amount $0.00 67 Class A-2 Note Principal Distributable Amount (63 + 65 + 66) $0.00 68 Class A-2 Note outstanding principal amount: Ending (62 - 67) $120,000,000.00 69 Class A-2 Note Pool Factor (68 / 61) 1.000000 70 Class A-3 Note original outstanding principal amount $131,000,000.00 71 Class A-3 Note outstanding principal amount: Beginning (43) $131,000,000.00 72 Class A-3 Note Principal Carryover Shortfall for immediately preceding Distribution Date $0.00 73 Class A-3 Note Percentage 0% 74 Class A-3 Note Percentage multiplied by Regular Principal Distributable Amount (must be <= 71-72) $0.00 75 Class A-3 Note Accelerated Principal Distributable Amount $0.00 76 Class A-3 Note Principal Distributable Amount (72 + 74 + 75) $0.00 77 Class A-3 Note outstanding principal amount: Ending (71 - 76) $131,000,000.00 78 Class A-3 Note Pool Factor (77 / 70) 1.000000 79 Class A-4 Note original outstanding principal amount $94,200,000.00 80 Class A-4 Note outstanding principal amount: Beginning (47) $94,200,000.00 81 Class A-4 Note Principal Carryover Shortfall for immediately preceding Distribution Date $0.00 82 Class A-4 Note Percentage 0% 83 Class A-4 Note Percentage multiplied by Regular Principal Distributable Amount (must be <= 80-81) $0.00 84 Class A-4 Note Accelerated Principal Distributable Amount $0.00 85 Class A-4 Note Principal Distributable Amount (81 + 83 + 84) $0.00 86 Class A-4 Note outstanding principal amount: Ending (80 - 85) $94,200,000.00 87 Class A-4 Note Pool Factor (86 / 79) 1.000000 88 Class A Note Principal Distributable Amount - Total all Class A Notes (58 + 67 + 76 + 85) $10,~~974~~580,~~061~~490.3775 89 Class A Note outstanding principal amount - Total all Class A Notes: Ending (60 + 69 + 78 + 87)$~~403~~393,~~670~~089,~~241~~751.8510 90 Accelerated Principal Distributable Amount (57 + 66 + 75 + 84) $0.00 91 Class A Note Distributable Amount - Total all Class A Notes (Principal & Interest) (88 + 51) $1312,~~434~~990,~~679~~926.13 92 Memo: Class A Note Principal Carryover Shortfall - Total for immediately preceding Distribution Date $0.00 Calculation of Class B Note Interest Distributable Amount 93 Class B Note Interest Accrual Period begins 94 Class B Note Interest Accrual Period ends 95 Class B Note Balance as of immediately preceding Distribution Date $27,000,000.00 96 Class B Note Interest Carryover Shortfall $0.00 97 Class B Note Interest Accrual over Interest Accrual Period @ $170,100.00 98 Class B Note Interest Distributable Amount (96 + 97) $170,100.00 Calculation of Class B Note Principal Distributable Amount 99 Original Class B Note Balance $27,000,000.00 100 Class B Note Balance: Beginning (95) $27,000,000.00 101 Class B Note Principal Carryover Shortfall for immediately preceding Distribution Date $0.00 102 Class B Note Percentage 0% 103 Class B Note Percentage multiplied by Regular Principal Distributable Amount $0.00 104 Class B Note Principal Distributable Amount (101 + 103) $0.00 105 Class B Note Balance: Ending (100 - 104) $27,000,000.00 106 Class B Note Pool Factor (105 / 99) 1.000000 107 Class B Note Distributable Amount (Principal & Interest) (98 + 104) $170,100.00 108 Securities Balance (Class A Notes balance + Class B Notes Balance) - Beginning (3) $~~441~~430,~~644~~670,~~303~~241.2285 109 Principal Distribution Amount (88 + 104) $10,~~974~~580,~~061~~490.3775 110 Securities Balance (Class A Notes balance + Class B Notes Balance) - Ending (89 + 105) $~~430~~420,~~670~~089,~~241~~751.8510 Calculation of Total Distribution Amount 111 Interest Distribution Amount $2,~~630~~580,~~717~~535.7638 112 Principal Distribution Amount $10,~~974~~580,~~061~~490.3775 113 Total Distribution Amount (111 + 112) $13,~~604~~161,~~779~~026.13 NET COLLECTIONS PAYOUT ALLOCATION OF TOTAL DISTRIBUTION AMOUNT 114 Reinvestment Earnings on Funds in Collection Acct Paid this Period to Servicer (17) $3465,~~914~~525.0199 115 Servicing Fee Paid this Period to Servicer (1.0% / 12 x Beginning Pool Balance) $~~290~~358,~~893~~891.3987 Note Interest Paid Calculation 116 Class A-1 Note Interest Carryover Shortfall (Beginning) (36) $0.00 117 Interest Due on Above Beginning Shortfall $0.00 118 Class A-1 Note Interest Distributable Amount (38) $~~383~~333,~~462~~280.7638 119 Class A-1 Note Interest Paid this Period (Minimum of 118 and 18 -114 - 115) $~~383~~333,~~462~~280.7638 120 Class A-1 Note Interest Carryover Shortfall (Ending) (118 - 119) $0.00 121 Class A-2 Note Interest Carryover Shortfall (Beginning) (40) $0.00 122 Interest Due on Above Beginning Shortfall $0.00 123 Class A-2 Note Interest Distributable Amount (42) $702,000.00 124 Class A-2 Note Interest Paid this Period (Minimum of 123 and 18 - 114 - 115 -118) $702,000.00 125 Class A-2 Note Interest Carryover Shortfall (Ending) (123 - 124) $0.00 126 Class A-3 Note Interest Carryover Shortfall (Beginning) (44) $0.00 127 Interest Due on Above Beginning Shortfall $0.00 128 Class A-3 Note Interest Distributable Amount (46) $795,825.00 129 Class A-3 Note Interest Paid this Period (Minimum of 128 and 18 - 114 - 115 - 118 - 123) $795,825.00 130 Class A-3 Note Interest Carryover Shortfall (Ending) (128 - 129) $0.00 131 Class A-4 Note Interest Carryover Shortfall (Beginning) (48) $0.00 132 Interest Due on Above Beginning Shortfall $0.00 133 Class A-4 Note Interest Distributable Amount (50) $579,330.00 134 Class A-4 Note Interest Paid this Period (Minimum of 133 and 18 - 114 - 115 - 118- 123 - 128) $579,330.00 135 Class A-4 Note Interest Carryover Shortfall (Ending) (133 - 134) $0.00 136 Class A Note Interest Carryover Shortfall (Beginning) (116 + 121 + 126 + 131) $0.00 137 Interest Due on Above Beginning Shortfall (117 + 122 + 127 + 132) $0.00 138 Class A Note Interest Distributable Amount (51) $2,~~460~~410,~~617~~435.7638 139 Class A Note Interest Paid this Period (119 + 124 + 129 + 134) $2,~~460~~410,~~617~~435.7638 140 Class A Note Interest Carryover Shortfall (Ending) (120 + 125 + 130 + 135) $0.00 Class B Note Interest Paid Calculation 141 Class B Note Interest Carryover Shortfall (Beginning) (96) $0.00 142 Interest Due on Above Beginning Shortfall $0.00 143 Class B Note Interest Distributable Amount (98) $170,100.00 144 Class B Note Interest Paid this Period (Minimum of 143 and 18 - 114 - 115 - 139) $170,100.00 145 Class B Note Interest Carryover Shortfall (Ending) (143 - 144) $0.00 Class A Note Principal Paid Calculation 146 Class A-1 Note Principal Carryover Shortfall (Beginning) (54) $0.00 147 Class A-1 Note Principal Distributable Amount (58) $10,~~974~~580,~~061~~490.3775 148 Class A-1 Note Principal Paid this Period (Minimum of 147 and 18 - 114 - 115 - 139 - 144) $10,~~974~~580,~~061~~490.3775 149 Class A-1 Note Principal Carryover Shortfall (Ending) (147 - 148) $0.00 150 Class A-2 Note Principal Carryover Shortfall (Beginning) (63) $0.00 151 Class A-2 Note Principal Distributable Amount (67) $0.00 152 Class A-2 Note Principal Paid this Period (Minimum of 151 and 18 - 114 - 115 - 139 - 144 - 147) $0.00 153 Class A-2 Note Principal Carryover Shortfall (Ending) (151 - 152) $0.00 154 Class A-3 Note Principal Carryover Shortfall (Beginning) (72) $0.00 155 Class A-3 Note Principal Distributable Amount (76) $0.00 156 Class A-3 Note Principal Paid this Period (Minimum of 155 and 18 - 114 - 115 - 139 - 144 - 147 - 151) $0.00 157 Class A-3 Note Principal Carryover Shortfall (Ending) (155-156) $0.00 158 Class A-4 Note Principal Carryover Shortfall (Beginning) (81) $0.00 159 Class A-4 Note Principal Distributable Amount (85) $0.00 160 Class A-4 Note Principal Paid this Period $0.00 161 Class A-4 Note Principal Carryover Shortfall (Ending) (159 - 160) $0.00 162 Class A Note Principal Carryover Shortfall (Beginning) (146 + 150 + 154 + 158) $0.00 163 Class A Note Principal Distributable Amount (88) $10,~~974~~580,~~061~~490.3775 164 Class A Note Principal Paid this Period (148 + 152 + 156 + 160) $10,~~974~~580,~~061~~490.3775 165 Class A Note Principal Carryover Shortfall (Ending) (149 + 153 + 157 + 161) $0.00 Class B Note Principal Paid Calculation 166 Class B Note Principal Carryover Shortfall (Beginning) (101) $0.00 167 Class B Note Principal Distributable Amount (104) $0.00 168 Class B Note Principal Paid this Period (Minimum of 167 and 18 - 114 - 115 - 139 - 144 - 164)) $0.00 169 Class B Note Principal Carryover Shortfall (Ending) (167 - 168) $0.00 Summary of Distributions Paid from Net Collections this Period 170 Reinvestment Earnings on Funds in Collection Account Payable to Servicer (17) $3465,~~914~~525.0199 171 Servicing Fee Payable to Servicer (1.0% / 12 x Beginning Pool Balance) $~~290~~358,~~893~~891.3987 172 Class A Note Interest Distributable Amount Paid this Period (139) 2,~~460~~410,~~617~~435.7638 173 Class B Note Interest Distributable Amount Paid this Period (144) 170,100.00 174 Class A Note Principal Distributable Amount Paid this Period (164) $10,~~974~~580,~~061~~490.3775 175 Class B Note Principal Distributable Amount Paid this Period (168) $0.00 176 Surety Fee Payable to Insurer 6664,~~246~~600.6554 177 Reinsurance Fee Payable to Insurer 2030,~~625~~937.0050 178 Total Distributions from Collection Account (Sum of 170 thru 177) $1413,~~017~~680,~~458~~982.1803 179 Total Excess Spread Available for Deposit to Spread Account (18- 178) $2,~~535~~613,~~154~~260.4676 SPREAD ACCOUNT RECONCILIATION 180 Initial Deposit $0.00 181 Deposits to Spread Account Prior Collection Periods $14,~~614~~154,~~928~~470.7592 182 Deposit to Spread Account this Collection Period (179) $2,~~535~~613,~~154~~260.4676 183 Reinvestment Earnings on Funds in Spread Acct $414,~~387~~574.7117 184 Draws from Spread Account Prior Periods $0.00 185 Spread Account Balance (180 + 181 + 182 + 183 - 184) $46,~~154~~782,~~470~~305.9285 186 Required Spread Account Balance $149,~~686~~604,~~863~~936.3031 186a Required Spread Account Cash Balance $149,~~686~~604,~~863~~936.3031 187 Draws from Spread Account this Collection Period $0.00 188 Spread Account Balance net of Draws this Collection Period $46,~~154~~782,~~470~~305.9285 Delinquency Statistics 189 Number of Accts Delinquent 30 - 59 Days ~~157~~250 190 Number of Accts Delinquent 60 - 89 Days 37107 191 Number of Accts Deliquent 90 Days and Over 226 192 Total Number of Delinquent Accounts 30 Days and Over (189 + 190 + 191) ~~196~~383 193 Aggregate Net Outstanding Balance of Delinquent Loans 30-59 days $12,~~850~~835,~~870~~375 194 Aggregate Net Outstanding Balance of Delinquent Loans 60 - 89 days $~~475~~1,~~208~~271,619 195 Aggregate Net Outstanding Balance of Delinquent Loans 90 days and over $37375,~~347~~918 196 Total Aggregate Net Outstanding Balance of Delinquent Loans (193 + 194 + 195) $24,~~363~~482,~~426~~913 197 Policy Claim Amount $0.00 198 Deposit Coverage Amount (Reinsurance) $913,~~000~~500,000.00 Repossession Statistics 199 Number of Accounts in Repo Inventory @ Beginning of Collection Period 840 200 Number of Accounts Repossessed During Collection Period 4065 201 Number of Repo'd Accounts Sold or Reinstated During Collection Period 816 202 Number of Accounts in Repo Inventory @ End of Collection Period (199 + 200 - 201) 4089 203 Aggregate Net Outstanding Balance of Accounts in Repo Inventory @ Beginning of Collection Period $86536,~~916~~520.1674 204 Aggregate Net Outstanding Balance of Accounts Repossessed During Month ~~493~~743,~~379~~412.4582 205 Aggregate Net Outstanding Balance of Repo Accounts Sold or Reinstated During Month 43219,~~774~~905.8784 206 Aggregate Net Outstanding Balance of Accounts in Repo Inventory @ End of Collection Period $~~536~~1,~~520~~060,027.7472 Accounts Outstanding Statistics 207 Original Accounts Outstanding - Initial + Subsequent 29,495 207a Original Accounts Outstanding - Total 36,891 208 Remaining Number of Accounts Outstanding @ End of Collection Period 35,~~979~~495 Calculation of Net Yield 209 Interest Collected on Contracts 5,~~297~~699,~~918~~288.4616 210 Interest Collected on Contracts - Prior Collection Period 35,~~419~~297,~~558~~918.4546 211 Interest Collected on Contracts - Two Collection Periods Ago 03,419,558.0045 212 Liquidated Contract Balances (less Liquidation proceeds) 1351,~~250~~062.6211 213 Liquidated Contract Balances (less Liquidation proceeds) - Prior Collection Period 413,~~368~~250.8462 214 Liquidated Contract Balances (less Liquidation proceeds) - Two Collection Periods Ago 04,368.0084 215 Interest Paid to Securityholders (111) 2,~~630~~580,~~717~~535.7638 216 Interest Paid to Securityholders - Prior Collection Period 12,~~509~~630,~~032~~717.6376 217 Interest Paid to Securityholders - Two Collection Periods Ago 01,509,032.0063 218 Servicing Fees Paid to Servicer (171) $~~290~~358,~~893~~891.3987 219 Servicing Fees Paid to Servicer - Prior Collection Period $~~203~~290,~~103~~893.2339 220 Servicing Fees Paid to Servicer - Two Collection Periods Ago $0203,103.0023 221 Ending Pool Balance (31) $~~430~~420,~~670~~089,~~242~~752.8308 222 Ending Pool Balance - Prior Collection Period $~~349~~430,~~072~~670,~~062~~242.8983 223 Ending Pool Balance - Two Collection Periods Ago $0349,072,062.0089 224 Net Yield 6.2678% A.P.R. Statistics 225 Original Dollar Weighted A.P.R. of Initial + Subsequent Contracts only 15.27% 225a Original Dollar Weighted A.P.R. of Prefunded Contracts only N/A 226 Dollar Weighted A.P.R. of Remaining Contracts in Trust as of End of Collection Period 15.2123% Credit Loss Statistics 227 Gross Credit Losses during Collection Period (25 + 26 + 27 + 28)) $26146,~~662~~497.0814 228 Recoveries during Collection Period (10+11-12) 1395,~~411~~435.4603 229 Net Credit Losses during Collection Period (227 - 228) $1351,~~250~~062.6211 230 Cumulative Net Credit Losses $1768,~~619~~681.4657 231 Cumulative Net Credit Losses as a Percent of Original Certificate Balance (230 / 1) 0.0002% 232 Memo: Cram Down Losses $0.00 233 Remaining Weighted Average Maturity (Months) 5554.57 Calculation of Remaining Prefunded Amount 234 Prefunded Amount at Beginning of Collection Period $~~92,572,240~~0.3300 235 Prefunded Contracts sold to Trust during related Collection Period (30b) $~~92,572,241~~0.3100 236 Prepayment Amount Released to Collection Account to be Paid to A1 Noteholders $0.00 237 Remaining Prefunded Amount (234-235-236) (If less than zero, set to zero) $0.00 Calculation of Capitalized Interest Amount 238 Portions of Class A Note Interest Distributable Amt & Class B Note Interest Distributable Amt $~~541,180~~0.9700 239 Portions of Insurance Premium allocable to Prefunded Acct balance $~~17,870~~0.9000 240 Earnings on investment of funds in Prefunding Account (17b) $~~258,969~~0.4200 241 Capitalized Interest Amount to be withdrawn from Capitalized Interest Acct $~~300,082~~0.4500 Calculation of Maximum Capitalized Interest Amount 242 Portions of Class A Note Interest Distributable Amt & Class B Note Interest Distributable $~~1,055,287~~0.6900 243 Portions of Insurance Premium allocable to Prefunded Acct balance thru Aug 15 Distribution Date $~~862~~0.7200 244 Earnings to be received on investment of Prefunded Amount $~~386,774~~0.4300 245 Maximum Capitalized Interest Amount (242+243-244) $~~669,375~~0.9800 Calculation of Capitalized Interest Account Balance 246 Initial Capitalized Interest Amount $1,345,600.00 247 Withdrawals from Capitalized Interest Account in Current Collection Period (241) $~~300,082~~0.4500 248 Withdrawals and Releases from Capitalized Interest Account in Prior Collection Periods (241) $~~328~~682,~~561~~331.0262 249 Earnings on Capitalized Interest Account this Collection Period $54,~~637~~450.3972 250 Earnings on Capitalized Interest Account in Prior Collection Periods $~~470~~6,107.2160 251 Capitalized Interest Account Balance (246-247-248+249+250) $~~723~~673,~~064~~826.1370 Calculation of Additional Funds to be Released from Capitalized Interest Account 252 Capitalized Interest Account Balance (251) $~~723~~673,~~064~~826.1370 253 Maximum Capitalized Interest Amount (245) $~~669,375~~0.9800 254 Release to Seller (if 252-253 > 0 only) $53673,~~688~~826.1570 I certify that the computations reflected above for the collection period ended are accurate and have been prepared in accordance with the Sales and Servicing Agreement dated April 1, 2000. By : ______________________________________ Date: _______________ Name: Don Duffy Title: Executive Vice President

Filing Compare · ONYX ACCEPTANCE OWNER TRUST 2000 B