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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT ~~Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934~~

~~Date~~ ofPursuant ~~Report~~ to Section 13 or 15(~~Date~~d) of ~~earliest~~the ~~event~~Securities ~~reported): May~~Exchange ~~16,~~Act ~~2005~~of 1934

~~Refco Group~~Date ~~Ltd.~~of Report (Date of earliest event reported): July 14, ~~LLC~~2005

Refco Group Ltd., LLC ~~Finance~~Refco Finance Inc. (Exact name of registrant as specified in its charter)

Delaware Delaware (~~Exact~~State ~~name~~or other jurisdiction of ~~registrant~~ asincorporation) ~~specified~~333-119701 in333-119701 ~~its~~(Commission ~~charter~~File Number) 52-2169014 20-1400416 (IRS Employer Identification No.)

Delaware	333-119701	52-2169014
Delaware	333-119701	20-1400416
(State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	Identification No.)

One World Financial Center
200 Liberty Street, Tower A
New York, New York
(Address of principal executive offices)

10281
(Zip Code)

One World Financial Center
200 Liberty Street, Tower A
New York, New York		10281
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code: (212) 693-7000

~~Registrant’s~~Not Applicable. ~~telephone~~(Former ~~number~~name or former address, ~~including~~if ~~area~~changed ~~code: (212~~since last report) ~~693-7000~~

Not Applicable.

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o: Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o: Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o: Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o: Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

o ~~Written~~ ~~communication~~ Item ~~pursuant~~7.01. Regulation toFD ~~Rule 425 under the Securities Act (17 CFR 230.425)~~Disclosure

o On ~~Soliciting~~July 14, ~~material~~2005, ~~pursuant~~Refco ~~to Rule~~Group ~~14a-12~~Ltd., ~~under~~LLC ~~the~~issued ~~Exchange~~a ~~Act (17 CFR 240~~press release.~~14a-12)~~

o ~~Pre-commencement~~ ~~communications~~ Item ~~pursuant~~9.01. Financial toStatements ~~Rule 14d-2(b)~~and ~~under the Exchange Act (17 CFR 240.14d-2(b))~~Exhibits

(c): Exhibits
99.1: Press Release, dated July 14, 2005.

~~o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))~~2

~~Item~~ ~~8.01.~~ ~~Other Events~~ SIGNATURES

On Pursuant ~~May~~to ~~16,~~the ~~2005, Refco~~requirements ~~Group~~of ~~Ltd., LLC announced that its subsidiary, Refco Securities, LLC, has received a “Wells Notice” from~~ the Securities ~~and~~ Exchange ~~Commission~~Act ~~(the “SEC”) arising out~~ of 1934, the ~~SEC’s~~registrant ~~previously~~has ~~announced~~duly ~~investigation~~caused ofthis ~~Refco~~report ~~Securities that commenced in 2001 relating~~ to ~~short~~be ~~sales~~signed ofon ~~stock~~its ofbehalf ~~Sedona~~by ~~Corporation,~~the undersigned ashereunto ~~well~~duly ~~as other transactions~~authorized.

Under the SEC procedures, Refco Securities has the opportunity to make a submission to the staff outlining why it believes any proposed enforcement action should not be brought. Refco Securities is currently engaged in discussions with the staff regarding the Wells Notice and the possible resolution of this matter, and continues to cooperate fully with the SEC in respect of its investigation.

		Refco Group Ltd., LLC
Date: July 14, 2005		By:	/s/ PHILLIP R. BENNETT Name: Phillip R. Bennett Title: President and Chief Executive Officer

~~Item 9.01. Financial Statements and Exhibits~~3

~~(c) Exhibits~~ SIGNATURES

~~99.1 Press~~ Pursuant ~~Release,~~to ~~dated~~the ~~May~~requirements 16of the Securities Exchange Act of 1934, ~~2005~~the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		Refco Finance Inc.
Date: July 14, 2005		By:	/s/ PHILLIP R. BENNETT Name: Phillip R. Bennett Title: President

~~SIGNATURES~~4

~~Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.~~QuickLinks

Item 7.01. Regulation FD Disclosure

Item 9.01. Financial Statements and Exhibits

SIGNATURES
SIGNATURES

	Refco Group Ltd., LLC
Date: May 16, 2005	By:	/s/ Phillip R. Bennett
	Name:		Phillip R. Bennett
	Title:		President and Chief Executive Officer

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Refco Finance Inc.
Date: May 16, 2005	By:	/s/ Phillip R. Bennett
	Name:		Phillip R. Bennett
	Title:		President

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