UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report November 20, 2000 Commission File Number 333-35847-01 FIRST SECURITY AUTO GRANTOR TRUST 1997-B (Exact name of registrant as specified in its charter) State of incorporation Utah I.R.S. Employer Identification No. 87-6237789 Address of principal executive offices 79 South Main, P.O. Box 30006 Salt Lake City, Utah Zip Code 84130-0006 Registrant's telephone number, including area code (801) 246-5891 Item 7. Financial Statements and Exhibits Pursuant to its agreement with certificate holders, this report is filed to report data relating to this trust as contained in the monthly servicing report sent to certificate holders by the trustee. Attached as Exhibit A is a copy of the monthly servicing report for the period September 26, 2000 through October 25, 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. FIRST SECURITY AUTO GRANTOR TRUST 1997-B (Registrant) By: FIRST SECURITY BANK, N.A. (Seller and Servicer) /s/ Brad D. Hardy November 20, 2000 __________________________________________________________ __________________ Brad D. Hardy (Date) Authorized Officer EXHIBIT A

First Security Auto Grantor Trust 1997-B Monthly Statement to Certificateholders Servicers: First Security Bank, N.A. ~~August~~September 26, 2000 Thru ~~September~~October 25, 2000 Distribution Date: 1011-15-00 Statement for Class A and Class B Certificateholders Pursuant Per $1,000 of Original to Section 4.7 of the Pooling and Servicing Agreement Class A/Class B Certificate Amount (i) Principal Distribution Class A Amount 4,~~788~~682,~~377~~338.9923 9.~~9709~~7501 Class B Amount ~~225~~220,~~631~~635.9629 9.~~9709~~7501 (ii) Interest Distribution Class A Amount ~~310~~286,~~808~~467.3441 0.~~6472~~5965 Class B Amount 1513,~~053~~874.6875 0.~~6652~~6131 (iii) Yield Supplement Amount 0.24 - (iv) Basic Servicing Fee 5349,~~353~~174.0975 0.~~1061~~0978 (v) Class A Certificate Balance (end of Collection Period) 5651,~~354~~671,~~245~~907.4522 Class A Pool Factor (end of Collection Period) 0.~~1173474~~1075973 Class B Certificate Balance (end of Collection Period) 2,~~655~~434,~~454~~819.3304 Class B Pool Factor (end of Collection Period) 0.~~1173474~~1075973 (vi) Total Pool Balance (end of Collection Period) 5954,~~009~~106,~~699~~726.7826 (vii) Realized Losses for the Collection Period ~~137~~175,~~320~~676.5977 (viii) Aggregate Defaulted Receivables for the Collection Period ~~162~~197,~~196~~552.5042 (ix) Amount otherwise distributable to Class B Certificateholders that is distributed to Class A Certificateholders - (x) Aggregate Purchase Amount of Receivables Repurchased by the Seller or purchased by Servicer - (xi) Advances made in respect of this Collection Period: - Unreimbursed Advances on the Distribution Date: - (xii) Reserve Account Balance after Giving Effect to Payments Made on Distribution Date 10,057,265.79 (xiii) (x) Excess of Class A Certificate Balance over Pool Balance - (y) Excess of Class B Certificate Balance over amount by which Pool Balance exceeds Class A Certificate Balance - (xiv) Aggregate outstanding balance of Delinquent Receivables at end of Collection Period 30 - 59 Days 1,~~726~~587,~~716~~664.8706 60 - 89 Days ~~659~~655,~~279~~423.5074 90 or more days ~~192~~274,~~550~~619.0527

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