8-K 1 gsr6f_july03.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Sec. 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 GS MORTGAGE SECURITIES CORP (as Depositor under the Trust Agreement, dated as of June 1, 2003 providing for the issuance of GSR Mortgage Loan Trust 2003-6F Mortgage Pass-Through Certificates, Series 2003-6F) GS MORTGAGE SECURITIES CORP (Exact name of registrant as specified in its charter) Delaware 333-100818-11 13-6357101 (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation or organization) Identification No.) 85 Broad Street New York, NY 10004 (Address of principal executive offices) Registrant's telephone number, including area code : (212) 902-1000 N/A (Former name or former address, if changed since last report.) Item 5. Other Events. This current report on Form 8-K relates to the monthly distribution reported to the holders of GSR Mortgage Loan Trust 2003-6F Mortgage Pass-Through Certificates, Series 2003-6F pursuant to the terms of the Trust Agreement, dated as of June 1, 2003 among GS Mortgage Securities Corp., as Depositor, Wells Fargo Home Mortgage, Inc. as Servicer, and JPMorgan Chase Bank, as Trustee. On July 25, 2003 distributions were made to the Certificateholders. Specific information with respect to the distributions is filed as Exhibit 99.1. No other reportable transactions or matters have occurred during the current reporting period. Item 7. Financial Statements and Exhibits. (a) Not applicable (b) Not applicable (c) The following exhibit is filed as part of this report: Statement to Certificateholders on July 25, 2003 is filed as Exhibit 99.1 hereto. -2- GS MORTGAGE SECURITIES CORP GSR Mortgage Loan Trust 2003-6F Mortgage Pass-Through Certificates, Series 2003-6F ---------------------------------------------------------------------------- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JPMORGAN CHASE BANK Date: July 30, 2003 By: /s/ Andreas Auer -------------------------------------------- Andreas Auer Vice President -3- INDEX TO EXHIBITS Exhibit Number Description of Exhibits 99.1 Monthly Certificateholder Statement on July 25, 2003 Exhibit 99.1 Monthly Certificateholder Statement on July 25, 2003 GSR MORTGAGE LOAN TRUST 2003-6F STATEMENT TO CERTIFICATEHOLDERS July 25, 2003 ----------------------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS ----------------------------------------------------------------------------------------------------------------------------------- Original Beginning Ending Face Principal Realized Deferred Principal Class Value Balance Principal Interest Total Losses Interest Balance ----------------------------------------------------------------------------------------------------------------------------------- A1 65,000,000.00 65,000,000.00 727,816.76 162,500.00 890,316.76 0.00 0.00 64,272,183.24 A2 203,200,000.00 203,200,000.00 2,275,267.18 246,803.33 2,522,070.51 0.00 0.00 200,924,732.82 A4 810,888.00 810,888.00 0.00 1,221.40 1,221.40 0.00 0.00 810,888.00 A5 259,389.00 259,389.00 0.00 1,296.94 1,296.94 0.00 0.00 259,389.00 A6 12,368,990.00 12,368,990.00 3,071,641.29 234,701.59 3,306,342.88 0.00 0.00 9,297,348.71 A7 242,812,800.00 242,812,800.00 60,298,684.23 365,736.78 60,664,421.01 0.00 0.00 182,514,115.77 A8 99,336,932.00 99,336,932.00 12,571,846.52 1,884,918.28 14,456,764.80 0.00 0.00 86,765,085.48 AP 52,702.00 52,702.00 57.12 0.00 57.12 0.00 0.00 52,644.88 B1 8,010,000.00 8,010,000.00 7,622.32 40,050.00 47,672.32 0.00 0.00 8,002,377.68 B2 3,845,000.00 3,845,000.00 3,658.90 19,225.00 22,883.90 0.00 0.00 3,841,341.10 B3 1,922,000.00 1,922,000.00 1,828.98 9,610.00 11,438.98 0.00 0.00 1,920,171.02 B4 1,282,000.00 1,282,000.00 1,219.95 6,410.00 7,629.95 0.00 0.00 1,280,780.05 B5 961,000.00 961,000.00 914.49 4,805.00 5,719.49 0.00 0.00 960,085.51 B6 962,595.00 962,595.00 916.01 4,812.98 5,728.99 0.00 0.00 961,678.99 R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 TOTALS 640,824,296.00 640,824,296.00 78,961,473.75 2,982,091.30 81,943,565.05 0.00 0.00 561,862,822.25 A3 203,200,000.00 203,200,000.00 0.00 59,266.67 59,266.67 0.00 0.00 200,924,732.82 A9 32,500,000.00 32,500,000.00 0.00 162,500.00 162,500.00 0.00 0.00 32,136,091.62 AX 57,001,181.00 57,001,181.00 0.00 308,756.40 308,756.40 0.00 0.00 49,966,520.89 ---------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------- --------------------------- Factor Information Per $1,000 of Original Face Pass-through Rates --------------------------------------------------------------------------------------------------- --------------------------- Current Beginning Ending Class Pass-thru Class cusip Principal Principal Interest Total Principal Rate (%) --------------------------------------------------------------------------------------------------- --------------------------- A1 36229RJT7 1,000.00000000 11.19718092 2.50000000 13.69718092 988.80281908 A1 3.000000 % A2 36229RJU4 1,000.00000000 11.19718100 1.21458332 12.41176432 988.80281900 A2 1.457500 % A4 36229RJW0 1,000.00000000 0.00000000 1.50624994 1.50624994 1,000.00000000 A4 1.807500 % A5 36229RJX8 1,000.00000000 0.00000000 4.99998072 4.99998072 1,000.00000000 A5 6.000000 % A6 36229RJY6 1,000.00000000 248.33404263 18.97500038 267.30904302 751.66595737 A6 22.770000 % A7 36229RJZ3 1,000.00000000 248.33404265 1.50625000 249.84029265 751.66595735 A7 1.807500 % A8 36229RKA6 1,000.00000000 126.55762834 18.97499995 145.53262829 873.44237166 A8 22.770000 % AP 36229RKC2 1,000.00000000 1.08382984 0.00000000 1.08382984 998.91617016 AP 0.000000 % B1 36229RKE8 1,000.00000000 0.95160050 5.00000000 5.95160050 999.04839950 B1 6.000000 % B2 36229RKF5 1,000.00000000 0.95159948 5.00000000 5.95159948 999.04840052 B2 6.000000 % B3 36229RKG3 1,000.00000000 0.95160250 5.00000000 5.95160250 999.04839750 B3 6.000000 % B4 36229RKH1 1,000.00000000 0.95159906 5.00000000 5.95159906 999.04840094 B4 6.000000 % B5 36229RKJ7 1,000.00000000 0.95160250 5.00000000 5.95160250 999.04839750 B5 6.000000 % B6 36229RKK4 1,000.00000000 0.95160478 5.00000519 5.95160997 999.04839522 B6 6.000000 % TOTALS 1,000.00000000 123.21860180 4.65352409 127.87212589 876.78139820 A3 36229RJV2 1,000.00000000 0.00000000 0.29166668 0.29166668 988.80281900 A3 0.350000 % A9 36229RKB4 1,000.00000000 0.00000000 5.00000000 5.00000000 988.80281908 A9 6.000000 % AX 36229RKD0 1,000.00000000 0.00000000 5.41666672 5.41666672 876.58746737 AX 6.500000 % ----------------------------------------------------------------------------------------------------- ---------------------------- If there are any questions or comments, please contact the Relationship Manager listed below. -------------------------------------- Belen Bautista JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-4497 Fax: (212) 623-5930 --------------------------------------- Sec. 4.01(b) Aggregate Schedule Principal Balance of Each Pool of Mortgage Loans Pool 1 Mortgage Loans 561,862,823.44 Sec. 4.01(c) Available Distribution 82,474,088.14 Aggregate Principal Distribution Amount 78,961,473.74 Principal Prepayment Amount 78,351,659.54 Sec. 4.01(e) Unscheduled Principal By Group Group 1 78,351,659.54 Sec. 4.01(f) Interest Payment Class A-1 Accrued and Paid for Current Month 162,500.00 Accrued and Paid from Prior Months 0.00 Class A-2 Accrued and Paid for Current Month 246,803.33 Accrued and Paid from Prior Months 0.00 Class A-3 Accrued and Paid for Current Month 59,266.67 Accrued and Paid from Prior Months 0.00 Class A-4 Accrued and Paid for Current Month 1,221.40 Accrued and Paid from Prior Months 0.00 Class A-5 Accrued and Paid for Current Month 1,296.94 Accrued and Paid from Prior Months 0.00 Class A-6 Accrued and Paid for Current Month 234,701.59 Accrued and Paid from Prior Months 0.00 Class A-7 Accrued and Paid for Current Month 365,736.78 Accrued and Paid from Prior Months 0.00 Class A-8 Accrued and Paid for Current Month 1,884,918.28 Accrued and Paid from Prior Months 0.00 Class A-9 Accrued and Paid for Current Month 162,500.00 Accrued and Paid from Prior Months 0.00 Class A-X Accrued and Paid for Current Month 308,756.40 Accrued and Paid from Prior Months 0.00 Class B1 Accrued and Paid for Current Month 40,050.00 Accrued and Paid from Prior Months 0.00 Class B2 Accrued and Paid for Current Month 19,225.00 Accrued and Paid from Prior Months 0.00 Class B3 Accrued and Paid for Current Month 9,610.00 Accrued and Paid from Prior Months 0.00 Class B4 Accrued and Paid for Current Month 6,410.00 Accrued and Paid from Prior Months 0.00 Class B5 Accrued and Paid for Current Month 4,805.00 Accrued and Paid from Prior Months 0.00 Class B6 Accrued and Paid for Current Month 4,812.98 Accrued and Paid from Prior Months 0.00 Sec. 4.01(g) Trust Fees Servicer Fee Paid 133,505.06 Trustee Fee Paid 1,335.05 Sec. 4.01(h) Monthly Advances Current Period Advances 0.00 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(i) Trustee Advances Current Period Advances 0.00 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(k) Number of Outstanding Mortgage Loans 1,268 Balance of Outstanding Mortgage Loans 561,862,823.44 Sec. 4.01(l) Number and Balance of Delinquent Loans Group 1 Principal Period Number Balance Percentage 30-59 days 0 0.00 0.00 % 60-89 days 1 450,265.55 0.08 % 90+days 0 0.00 0.00 % Total 1 450,265.55 0.08 % Group Totals Principal Period Number Balance Percentage 30-59 days 0 0.00 0.00 % 60-89 days 1 450,265.55 0.08 % 90+days 0 0.00 0.00 % Total 1 450,265.55 0.08 % Sec. 4.01(l) Number and Balance of REO Loans Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(l) Number and Balance of Loans in Bankruptcy Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(m) Number and Balance of Loans in Foreclosure Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(o) Aggregate Principal Payment Scheduled Principal 609,814.20 Payoffs 78,191,966.67 Prepayments 159,692.87 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Realized Losses Group 1 0.00 Realized Gains 0.00 Sec. 4.01(p) Aggregate Amount of Mortgage Loans Repurchased 0.00 Sec. 4.01(q) Aggregate Amount of Shortfall Allocated for Current Period 0.00 Class A-1 0.00 Class A-2 0.00 Class A-3 0.00 Class A-4 0.00 Class A-5 0.00 Class A-6 0.00 Class A-7 0.00 Class A-8 0.00 Class A-9 0.00 Class B1 0.00 Class B2 0.00 Class B3 0.00 Class B4 0.00 Class B5 0.00 Class B6 0.00 Class A-X 0.00 Sec. 4.01(s) Group I Senior Percentage I 97.3497 % Senior Prepayment Percentage I 100.0000 % Subordinate Percentage I 2.6503 % Subordinate Prepayment Percentage I 0.0000 % Aggregate Scheduled Principal 609,814.20 Unscheduled Principal 78,351,659.54 Beginning Balance 640,824,297.18 Ending Balance 561,862,823.44 Net Wac 6.57768 Weighted Averge Maturity 346.00 Copyright 2001 J.P. Morgan Chase & Co. All rights reserved.

_________________________________________________

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES AND EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

June 30, 2003

GS Mortgage Securities Corp.

(Exact Name of Registrant as Specified in its Charter)

Delaware	333-100818	13-6357101
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

85 Broad Street New York, New York		10004
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (212) 902-1000

None

(Former Name or Former Address, if Changed Since Last Report)

Item 5. Other Events.

The Registrant registered issuances of Mortgage Pass-Through Certificates, Series 2003-6F on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended, by a Registration Statement on Form S-3 (Registration File No. 333-100818) (the “Registration Statement”). Pursuant to the Registration Statement, the Registrant issued $637,618,701 aggregate principal amount of Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-P, Class A-X, Class B1, Class B2 and Class B3 Certificates (the “Publicly Offered Certificates”) on June 30, 2003. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated June 25, 2003, as supplemented by the Prospectus Supplement dated May 27, 2003, to file a copy of the Trust Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Publicly Offered Certificates, a form of which was filed as an exhibit to the Registration Statement.

The Publicly Offered Certificates were issued pursuant to a Trust Agreement (the “Trust Agreement”), attached hereto as Exhibit 4.5.1, dated as of June 1, 2003, between GS Mortgage Securities Corp., as depositor, and JPMorgan Chase Bank, as Trustee, which incorporates by reference the Standard Terms to Trust Agreement, June 2003 Edition (the “Standard Terms”), attached hereto as Exhibit 4.5.2. The “Certificates” consist of the Publicly Offered Certificates and the Class B4, Class B5, Class B6 and Class R Certificates. The Certificates evidence all of the beneficial ownership interest in a trust fund that consists primarily of a pool of certain conventional, fixed rate, residential mortgage loans with an aggregate outstanding principal balance of approximately $640,824,297 as of June 1, 2003, together with certain other assets. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement and the Standard Terms.

Item 7. Financial Statements; Pro Forma Financial Information and Exhibits

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:

1.1

Purchase Agreement, dated as of June 25, 2003, among Goldman, Sachs & Co., GS Mortgage Securities Corp. and Goldman Sachs Mortgage Company.

4.5.1

Trust Agreement, dated as of June 1, 2003, between GS Mortgage Securities Corp., as Depositor, and JPMorgan Chase Bank, as Trustee.

4.5.2

Standard Terms to Trust Agreement (June 2003 Edition)

4.6

Form of Publicly Offered Certificate

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

GS MORTGAGE SECURITIES CORP.

By:/s/ Marvin J. Kabatznick

Name: Marvin J. Kabatznick

Title: President/CEO

Dated: June 30, 2003

EXHIBIT INDEX

Exhibit No.

Description

Page No.

1.1

Purchase Agreement, dated as of June 25, 2003, among Goldman, Sachs & Co., GS Mortgage Securities Corp. and Goldman Sachs Mortgage Company

4.5.1

Trust Agreement, dated as of June 1, 2003, between GS Mortgage Securities Corp., as Depositor, and JPMorgan Chase Bank, as Trustee.

4.5.2

Standard Terms to Trust Agreement (June 2003 Edition)

4.6

Form of Publicly Offered Certificate

Filing Compare · GS MORTGAGE SECURITIES CORP LOAN TRUST 2003-6F