8-K 1 december2003_8k.txt MONTHLY REMITTANCE STATEMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Sec. 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 American General Mortgage Loan Trust 2003-1, Mortgage Loan Asset-Backed Pass-Through Certificates Series 2003-1 (Exact name of registrant as specified in charter) New York 333-87146-01 30-0183660 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 601 NW Second Street, Evansville, IN 47708 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 812-424-8031 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events American General Mortgage Loan Trust 2003-1 Mortgage Loan Asset-Backed Pass-Through Certificates Series 2003-1 On December 26, 2003, JPMorgan Chase Bank, successor-in-interest to Bank One, N.A. as Trust Administrator for American General Mortgage Loan Trust 2003-1, Mortgage Loan Asset-Backed Pass-Through Certificates Series 2003-1, made a monthly distribution to Certificateholders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2003, among Bond Securitization, L.L.C. as Depositor, Second Street Funding Corporation as Seller, American General Finance Corporation as Master Servicer, U. S. Bank National Association as Trustee and JPMorgan Chase Bank, successor-in-interest to Bank One, N.A. as Trust Administrator. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of American General Mortgage Loan Trust, 2003-1 Mortgage Loan Asset-Backed Pass-Through Certificates Series 2003-1 relating to the distribution date of December 26, 2003 prepared by JPMorgan Chase Bank, successor-in-interest to Bank One, N.A. as Trust Administrator under the Pooling and Servicing Agreement dated as of May 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 26, 2003 Bond Securitization By: /s/ Rick Tarnas ------------------------------ Name: Rick Tarnas Authorized Officer JPMorgan Chase Bank, successor-in-interest to Bank One, N.A. as Trust Administrator EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 26, 2003 EX-99.1466 Computational Material Payment Date: 12/26/03 ------------------------------------------------------------ American General Mortgage Loan Trust 2003-1 Mortgage Loan Asset-Backed Pass-Through Certificates, Series 2003-1 ------------------------------------------------------------

Payment Date: 12/26/03 ------------------------------------------------------------ American General Mortgage Loan Trust 2003-1 Mortgage Loan Asset-Backed Pass-Through Certificates, Series 2003-1 ------------------------------------------------------------

------------------------------------------------------------ American General Mortgage Loan Trust 2003-1 Mortgage Loan Asset-Backed Pass-Through Certificates, Series 2003-1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 188,031,668.87 188,031,668.87 Loan count 3341 3341 Avg loan rate 10.588622% 10.588622 Prepay amount 8,143,235.51 8,143,235.51 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 81,949.11 81,949.11 Sub servicer fees 0.00 0.00 Trustee fees 2,556.81 2,556.81 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 81.950214% 100.000000% 144,106,956.00 ----------------------------------------------------------------------------- Junior 18.049786% 0.000000% 31,740,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 19 1,192,069.52 60 to 89 days 7 429,318.69 90 or more 3 123,445.97 Foreclosure 0 0.00 Totals: 29 1,744,834.18 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,233,309.18 10,233,309.18 Principal remittance amount 9,812,464.27 9,812,464.27 Interest remittance amount 420,844.91 420,844.91

AMERICAN GENERAL MRT LN ASST BCKD PS THR CRTS SR 2003-1 8-K