8-K 1 gsr11_november04.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Sec. 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 GS MORTGAGE SECURITIES CORP (as Depositor under the Trust Agreement, dated as of August 1, 2004 providing for the issuance of GSR Mortgage Loan Trust 2004-11 Mortgage Pass-Through Certificates Series 2004-11) GS MORTGAGE SECURITIES CORP (Exact name of registrant as specified in its charter) Delaware 333-117485-02 13-6357101 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 85 Broad Street New York, NY 10004 (Address of principal executive offices) Registrant's telephone number, including area code : (212) 902-1000 N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.1 Other Events. This current report on Form 8-K relates to the monthly distribution reported to the holders of GSR Mortgage Loan Trust 2004-11 Mortgage Pass-Through Certificates, Series 2004-11 pursuant to the terms of the Master Servicing and Trust Agreement, dated as of August 1, 2004 among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JPMorgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as trustee. On November 26, 2004 distributions were made to the Certificateholders. Specific information with respect to the distributions is filed as Exhibit 99.1. Item 9.1 Financial Statements and Exhibits. (a) Not applicable (b) Not applicable (c) The following exhibit is filed as part of this report: Statement to Certificateholders on November 26, 2004 is filed as Exhibit 99.1 hereto. GSR Mortgage Loan Trust 2004-11 Mortgage Pass-Through Certificates, Series 2004-11 ---------------------------------------------------------------------------- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JPMORGAN CHASE BANK,N.A. not in its individual capacity but solely as Securities Administrator and Custodian under the Agreement referred to herein Date: December 2, 2004 By: /s/ Annette Marsula -------------------------------------------- Annette Marsula Vice President EXHIBIT INDEX Exhibit Description 99.1 Monthly Certificateholder Statement on November 26, 2004 Exhibit 99.1 Monthly Certificateholder Statement on November 26, 2004 GSR Mortgage Loan Trust Series 2004-11 Statement To Certificateholders November 26, 2004 ---------------------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS ---------------------------------------------------------------------------------------------------------------------------------- Original Beginning Ending Face Principal Realized Deferred Principal Class Value Balance Principal Interest Total Losses Interest Balance ---------------------------------------------------------------------------------------------------------------------------------- IA1 381,670,000.00 364,795,375.79 10,510,740.29 1,356,300.35 11,867,040.64 0.00 0.00 354,284,635.50 IA2 50,000,000.00 47,789,369.85 1,376,940.85 158,103.17 1,535,044.02 0.00 0.00 46,412,429.00 IIA1 200,000,000.00 195,861,760.42 4,704,436.17 734,481.60 5,438,917.77 0.00 0.00 191,157,324.25 IIA2 200,000,000.00 195,861,760.42 4,704,436.17 787,364.28 5,491,800.45 0.00 0.00 191,157,324.25 IIA3 197,041,000.00 192,963,985.67 4,634,834.04 786,191.15 5,421,025.19 0.00 0.00 188,329,151.63 IIIA1 28,864,000.00 28,376,165.99 22,124.10 110,376.62 132,500.72 0.00 0.00 28,354,041.89 IVA1 12,475,000.00 12,462,953.40 5,744.43 51,217.49 56,961.92 0.00 0.00 12,457,208.97 VA1 106,126,000.00 103,154,658.50 2,832,447.66 367,109.67 3,199,557.33 0.00 0.00 100,322,210.84 B1 22,054,000.00 22,039,050.10 7,554.84 85,794.35 93,349.19 0.00 0.00 22,031,495.26 B2 9,801,000.00 9,794,356.34 3,357.18 38,127.80 41,484.98 0.00 0.00 9,790,999.16 B3 4,901,000.00 4,897,677.83 1,678.76 19,065.84 20,744.60 0.00 0.00 4,895,999.07 B4 5,513,000.00 5,509,262.98 1,888.39 21,446.64 23,335.03 0.00 0.00 5,507,374.59 B5 4,288,000.00 4,285,093.35 1,468.79 16,681.16 18,149.95 0.00 0.00 4,283,624.56 B6 2,451,068.00 2,449,406.53 839.58 9,535.13 10,374.71 0.00 0.00 2,448,566.95 R 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 TOTALS 1,225,184,168.00 1,190,240,877.17 28,808,491.25 4,541,795.25 33,350,286.50 0.00 0.00 1,161,432,385.92 --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Original Beginning Ending Face Notional Realized Deferred Notional Class Value Balance Principal Interest Total Losses Interest Balance ---------------------------------------------------------------------------------------------------------------------------------- IAX 50,000,000.00 47,789,369.85 0.00 19,576.55 19,576.55 0.00 0.00 46,412,429.00 IIAX1 200,000,000.00 195,861,760.42 0.00 63,515.93 63,515.93 0.00 0.00 191,157,324.25 IIAX2 200,000,000.00 195,861,760.42 0.00 10,633.25 10,633.25 0.00 0.00 191,157,324.25 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Factor Information Per $1,000 of Original Face Pass-through Rates ---------------------------------------------------------------------------------------------------------------------------------- Current Beginning Ending Class Pass-thru Class CUSIP Principal Principal Interest Total Principal Rate (%) ---------------------------------------------------------------------------------------------------------------------------------- IA1 36242DFP3 955.78739694 27.53881701 3.55359434 31.09241135 928.24857993 IA1 4.461571 % IA2 36242DFQ1 955.78739700 27.53881700 3.16206340 30.70088040 928.24858000 IA2 3.970000 % IIA1 36242DFS7 979.30880210 23.52218085 3.67240800 27.19458885 955.78662125 IIA1 4.500000 % IIA2 36242DFT5 979.30880210 23.52218085 3.93682140 27.45900225 955.78662125 IIA2 4.824000 % IIA3 36242DFU2 979.30880208 23.52218087 3.98998762 27.51216848 955.78662121 IIA3 4.889147 % IIIA1 36242DFX6 983.09887715 0.76649460 3.82402370 4.59051829 982.33238255 IIIA1 4.667718 % IVA1 36242DFY4 999.03434068 0.46047535 4.10561042 4.56608577 998.57386533 IVA1 4.931494 % VA1 36242DFZ1 972.00175735 26.68947911 3.45918691 30.14866602 945.31227824 VA1 4.270593 % B1 36242DGA5 999.32212297 0.34256099 3.89019452 4.23275551 998.97956198 B1 4.671400 % B2 36242DGB3 999.32214468 0.34253444 3.89019488 4.23272931 998.97961024 B2 4.671400 % B3 36242DGC1 999.32214446 0.34253418 3.89019384 4.23272801 998.97961028 B3 4.671400 % B4 36242DGE7 999.32214402 0.34253401 3.89019409 4.23272810 998.97961001 B4 4.671400 % B5 36242DGF4 999.32214319 0.34253498 3.89019590 4.23273088 998.97960821 B5 4.671400 % B6 36242DGG2 999.32214447 0.34253640 3.89019399 4.23273039 998.97960807 B6 4.671400 % R 36242DGD9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 4.889147 % TOTALS 971.47915249 23.51360065 3.70703064 27.22063129 947.96555184 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Current Beginning Ending Class Pass-thru Class CUSIP Notional Principal Interest Total Notional Rate (%) ---------------------------------------------------------------------------------------------------------------------------------- IAX 36242DFR9 955.78739700 0.00000000 0.39153100 0.39153100 928.24858000 IAX 0.491571 % IIAX1 36242DFV0 979.30880210 0.00000000 0.31757965 0.31757965 955.78662125 IIAX1 0.389147 % IIAX2 36242DFW8 979.30880210 0.00000000 0.05316625 0.05316625 955.78662125 IIAX2 0.065147 % --------------------------------------------------------------------------------------------------------------------------------- If there are any questions or comments, please contact the Relationship Manager listed below. -------------------------------------- Yanilka Fernandez JPMorgan Chase Bank - Structured Finance Services 15th Floor, 4 NYP, New York, New York 10004 Tel: (212) 623-4506 Fax: (212) 623-6214 Email: yanilka.x.fernandez@chase.com --------------------------------------- Sec. 4.01(b) Aggregate Ending Scheduled Principal Balance of Each Pool of Mortgage Loans Pool 1 Mortgage Loans 418,667,417.81 Pool 2 Mortgage Loans 595,491,843.05 Pool 3 Mortgage Loans 29,554,601.35 Pool 4 Mortgage Loans 12,976,956.62 Pool 5 Mortgage Loans 104,741,568.43 Sec. 4.01(c) Available Distribution Amount 33,444,012.21 Total Principal Distribution Amount 28,808,490.65 Scheduled Principal Amount 408,589.49 Principal Prepayment Amount 28,399,901.16 Sec. 4.01(e) Principal Prepayments Class 1A1 Payoff in Full 10,300,294.41 Partial Prepayments 101,905.40 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 1A1 Prepayments 10,402,199.81 Class 1A2 Payoff in Full 1,349,371.76 Partial Prepayments 13,349.94 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 1A2 Prepayments 1,362,721.70 Class 2A1 Payoff in Full 4,598,176.10 Partial Prepayments 30,474.07 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 2A1 Prepayments 4,628,650.17 Class 2A2 Payoff in Full 4,598,176.10 Partial Prepayments 30,474.07 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 2A2 Prepayments 4,628,650.17 Class 2A3 Payoff in Full 4,530,146.08 Partial Prepayments 30,023.20 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 2A3 Prepayments 4,560,169.29 Class 3A1 Payoff in Full 0.00 Partial Prepayments 3,802.22 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 3A1 Prepayments 3,802.22 Class 4A1 Payoff in Full 0.00 Partial Prepayments 1,619.01 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 4A1 Prepayments 1,619.01 Class 5A1 Payoff in Full 2,795,584.01 Partial Prepayments 16,504.79 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class 5A1 Prepayments 2,812,088.80 Class B1 Payoff in Full 0.00 Partial Prepayments 0.00 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class B1 Prepayments 0.00 Class B2 Payoff in Full 0.00 Partial Prepayments 0.00 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class B2 Prepayments 0.00 Class B3 Payoff in Full 0.00 Partial Prepayments 0.00 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class B3 Prepayments 0.00 Class B4 Payoff in Full 0.00 Partial Prepayments 0.00 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class B4 Prepayments 0.00 Class B5 Payoff in Full 0.00 Partial Prepayments 0.00 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class B5 Prepayments 0.00 Class B6 Payoff in Full 0.00 Partial Prepayments 0.00 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Total Class B6 Prepayments 0.00 Sec. 4.01(f) Interest Payment Class 1A1 Accrued and Paid for Current Month 1,356,300.35 Accrued and Paid from Prior Months 0.00 Class 1A2 Accrued and Paid for Current Month 158,103.17 Accrued and Paid from Prior Months 0.00 Class 2A1 Accrued and Paid for Current Month 734,481.60 Accrued and Paid from Prior Months 0.00 Class 2A2 Accrued and Paid for Current Month 787,364.28 Accrued and Paid from Prior Months 0.00 Class 2A3 Accrued and Paid for Current Month 786,191.15 Accrued and Paid from Prior Months 0.00 Class 3A1 Accrued and Paid for Current Month 110,376.62 Accrued and Paid from Prior Months 0.00 Class 4A1 Accrued and Paid for Current Month 51,217.49 Accrued and Paid from Prior Months 0.00 Class B1 Accrued and Paid for Current Month 85,794.35 Accrued and Paid from Prior Months 0.00 Class B2 Accrued and Paid for Current Month 38,127.80 Accrued and Paid from Prior Months 0.00 Class B3 Accrued and Paid for Current Month 19,065.84 Accrued and Paid from Prior Months 0.00 Class B4 Accrued and Paid for Current Month 21,446.64 Accrued and Paid from Prior Months 0.00 Class B5 Accrued and Paid for Current Month 16,681.16 Accrued and Paid from Prior Months 0.00 Class B6 Accrued and Paid for Current Month 9,535.13 Accrued and Paid from Prior Months 0.00 Sec. 4.01(g) Fees Servicer Fee Paid 252,167.26 PMI Fee Paid 768.69 Sec. 4.01(h) Monthly Advances Current Period Advances 3,814,522.87 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(i) Administrator Advances Current Period Advances 0.00 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(k) Number of Outstanding Mortgage Loans 2,604 Balance of Outstanding Mortgage Loans 1,161,432,387.26 Sec. 4.01(l) Number and Balance of Delinquent Loans Group 1 Principal Period Number Balance Percentage 0-29 days 832 418,667,417.81 100.00 % 30-59 days 0 0.00 0.00 % 60-89 days 0 0.00 0.00 % 90-119 days 0 0.00 0.00 % 120+ days 0 0.00 0.00 % Total 832 418,667,417.81 100.00 % Group 2 Principal Period Number Balance Percentage 0-29 days 1,196 595,093,854.05 99.93 % 30-59 days 1 397,989.00 0.07 % 60-89 days 0 0.00 0.00 % 90-119 days 0 0.00 0.00 % 120+ days 0 0.00 0.00 % Total 1,197 595,491,843.05 100.00 % Group 3 Principal Period Number Balance Percentage 0-29 days 77 29,554,601.35 100.00 % 30-59 days 0 0.00 0.00 % 60-89 days 0 0.00 0.00 % 90-119 days 0 0.00 0.00 % 120+ days 0 0.00 0.00 % Total 77 29,554,601.35 100.00 % Group 4 Principal Period Number Balance Percentage 0-29 days 32 12,976,956.62 100.00 % 30-59 days 0 0.00 0.00 % 60-89 days 0 0.00 0.00 % 90-119 days 0 0.00 0.00 % 120+ days 0 0.00 0.00 % Total 32 12,976,956.62 100.00 % Group 5 Principal Period Number Balance Percentage 0-29 days 464 103,998,568.51 99.29 % 30-59 days 1 500,000.00 0.48 % 60-89 days 0 0.00 0.00 % 90-119 days 0 0.00 0.00 % 120+ days 0 0.00 0.00 % Total 465 104,498,568.51 99.77 % Group Totals Principal Period Number Balance Percentage 0-29 days 2,601 1,160,291,398.34 99.90 % 30-59 days 2 897,989.00 0.08 % 60-89 days 0 0.00 0.00 % 90-119 days 0 0.00 0.00 % 120+days 0 0.00 0.00 % Total 2,603 1,161,189,387.34 99.98 % Sec. 4.01(l) Number and Balance of Loans in Foreclosure Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group 2 Principal Number Balance Percentage 0 0.00 0.00 % Group 3 Principal Number Balance Percentage 0 0.00 0.00 % Group 4 Principal Number Balance Percentage 0 0.00 0.00 % Group 5 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(l) Number and Balance of Loans in Bankruptcy Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group 2 Principal Number Balance Percentage 0 0.00 0.00 % Group 3 Principal Number Balance Percentage 0 0.00 0.00 % Group 4 Principal Number Balance Percentage 0 0.00 0.00 % Group 5 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(l) Number and Balance of REO Loans Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group 2 Principal Number Balance Percentage 0 0.00 0.00 % Group 3 Principal Number Balance Percentage 0 0.00 0.00 % Group 4 Principal Number Balance Percentage 0 0.00 0.00 % Group 5 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(o) Aggregate Principal Payments Scheduled Principal 08,589.49 Payoffs 71,748.46 Prepayments 28,152.70 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Realized Gains 0.00 Sec. 4.01(p) Aggregate Amount of Mortgage Loans Repurchased 0.00 Sec. 4.01(q) Aggregate Amount of Shortfall Allocated for Current Period Class 1A1 0.00 Class 1A2 0.00 Class 2A1 0.00 Class 2A2 0.00 Class 2A3 0.00 Class 3A1 0.00 Class 4A1 0.00 Class 5A1 0.00 Class B1 0.00 Class B2 0.00 Class B3 0.00 Class B4 0.00 Class B5 0.00 Class B6 0.00 Sec. 4.01(s) Group I Senior Percentage 95.825000 % Senior Prepayment Percentage 100.000000 % Subordinate Percentage 4.175000 % Subordinate Prepayment Percentage 0.000000 % Sec. 4.01(s) Group II Senior Percentage 95.921900 % Senior Prepayment Percentage 100.000000 % Subordinate Percentage 4.078100 % Subordinate Prepayment Percentage 0.000000 % Sec. 4.01(s) Group III Senior Percentage 95.938300 % Senior Prepayment Percentage 100.000000 % Subordinate Percentage 4.061700 % Subordinate Prepayment Percentage 0.000000 % Sec. 4.01(s) Group IV Senior Percentage 95.995300 % Senior Prepayment Percentage 100.000000 % Subordinate Percentage 4.004700 % Subordinate Prepayment Percentage 0.000000 % Sec. 4.01(s) Group V Senior Percentage 95.891000 % Senior Prepayment Percentage 100.000000 % Subordinate Percentage 4.109000 % Subordinate Prepayment Percentage 0.000000 % Group Data Beginning Collateral Balance Group 1 430,560,447.40 Beginning Collateral Balance Group 2 609,545,167.75 Beginning Collateral Balance Group 3 29,577,501.13 Beginning Collateral Balance Group 4 12,982,873.15 Beginning Collateral Balance Group 5 107,574,888.48 Beginning Net Wac Group 1 4.46157 Beginning Net Wac Group 2 4.88915 Beginning Net Wac Group 3 4.66772 Beginning Net Wac Group 4 4.93149 Beginning Net Wac Group 5 4.27059 Ending Net Wac Group 1 4.45491 Ending Net Wac Group 2 4.88285 Ending Net Wac Group 3 4.66777 Ending Net Wac Group 4 4.93153 Ending Net Wac Group 5 4.27219 Servicer Fee Group 1 89,700.08 Servicer Fee Group 2 130,386.46 Servicer Fee Group 3 6,161.97 Servicer Fee Group 4 2,704.76 Servicer Fee Group 5 23,213.99 PMI Fee Group 1 213.72 PMI Fee Group 2 554.97 PMI Fee Group 3 0.00 PMI Fee Group 4 0.00 PMI Fee Group 5 0.00 WAM Group 1 355.25 WAM Group 2 354.92 WAM Group 3 354.25 WAM Group 4 354.27 WAM Group 5 354.77 Losses Group 1 0.00 Losses Group 2 0.00 Losses Group 3 0.00 Losses Group 4 0.00 Losses Group 5 0.00 Scheduled Principal Group 1 128,108.08 Scheduled Principal Group 2 235,855.08 Scheduled Principal Group 3 19,097.56 Scheduled Principal Group 4 4,297.52 Scheduled Principal Group 5 21,231.25 Gross Interest Group 1 1,690,727.14 Gross Interest Group 2 2,614,405.31 Gross Interest Group 3 121,211.54 Gross Interest Group 4 56,058.91 Gross Interest Group 5 406,054.61 Principal Prepayments Group 1 115,255.34 Principal Prepayments Group 2 90,971.34 Principal Prepayments Group 3 3,802.22 Principal Prepayments Group 4 1,619.01 Principal Prepayments Group 5 16,504.79 Payoffs Group 1 11,649,666.17 Payoffs Group 2 13,726,498.28 Payoffs Group 3 0.00 Payoffs Group 4 0.00 Payoffs Group 5 2,795,584.01 Ending Loan Count Group 1 832.00 Ending Loan Count Group 2 1,197.00 Ending Loan Count Group 3 77.00 Ending Loan Count Group 4 32.00 Ending Loan Count Group 5 466.00 Copyright 2001 J.P. Morgan Chase & Co. All rights reserved.

________________________________________________

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

August 27, 2004

GS Mortgage Securities Corp.

(Exact Name of Registrant as Specified in its Charter)

Delaware	333-117485	13-6357101
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

85 Broad Street New York, New York		10004
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (212) 902-1000

None

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

The Registrant registered issuances of Mortgage Pass-Through Certificates, Series 2004-11 on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended, by a Registration Statement on Form S-3 (Registration File No. 333-117485) (the “Registration Statement”). Pursuant to the Registration Statement, the Registrant issued $1,212,932,100 aggregate principal amount of Class 1A1, Class 1A2, Class 1AX, Class 2A1, Class 2A2, Class 2A3, Class 2AX1, Class 2AX2, Class 3A1, Class 4A1, Class 5A1, Class B1, Class B2, Class B3 and Class R Certificates (the “Publicly Offered Certificates”) on August 27, 2004. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated July 27, 2004, as supplemented by the Prospectus Supplement dated August 23, 2004, to file a copy of the Master Servicing and Trust Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Publicly Offered Certificates, a form of which was filed as an exhibit to the Registration Statement.

The Publicly Offered Certificates were issued pursuant to a Master Servicing and Trust Agreement (the “Trust Agreement”), attached hereto as Exhibit 4.5.1, dated as of August 1, 2004, among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JPMorgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as Trustee, which incorporates by reference the Standard Terms to Master Servicing and Trust Agreement, August 2004 Edition (the “Standard Terms”), attached hereto as Exhibit 4.5.2. The “Certificates” consist of the Publicly Offered Certificates and the Class B4, Class B5 and Class B6 Certificates. The Certificates evidence all of the beneficial ownership interest in a trust fund that consists primarily of a pool of certain conventional, fixed rate, residential mortgage loans with an aggregate outstanding principal balance of approximately $1,225,184,168 as of August 1, 2004, together with certain other assets. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement and the Standard Terms.

Item 9.01. Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:

4.5.1

Master Servicing and Trust Agreement, dated as of August 1, 2004, among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JPMorgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as Trustee

4.5.2

Standard Terms to Master Servicing and Trust Agreement (August 2004 Edition)

4.6

Form of Publicly Offered Certificate

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

GS MORTGAGE SECURITIES CORP.

By: /s/ Chris Gething

Name: Chris Gething

Title: Vice President

Dated: August 27, 2004

EXHIBIT INDEX

Exhibit No.	Description	Page No.
4.5.1	Master Servicing and Trust Agreement, dated as of August 1, 2004, among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JPMorgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as Trustee
4.5.2	Standard Terms to Master Servicing and Trust Agreement (August 2004 Edition)
4.6	Form of Publicly Offered Certificate

Filing Compare · GSR Mortgage Loan Trust 2004-11