8-K 1 msc01001.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2001 MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2001-1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 033-46723-03 Pooling and Servicing Agreement) (Commission (State or other File Number) 52-2267488 jurisdiction 52-2267489 of Incorporation) IRS EIN Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On November 15, 2001 a distribution was made to holders of MORGAN STANLEY DEAN WITTER CAPITAL I INC., Mortgage Pass-Through Certificates, Series 2001-1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-1 Trust, relating to the November 15, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2001-1 Trust By: Wells Fargo Bank Minnesota, NA as Trustee By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 11/16/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-1 Trust, relating to the November 15, 2001 distribution. EX-99.1

Morgan Stanley Capital I Inc. Mortgage Pass-Through Certificates Record Date: 910/3031/01 Distribution Date: 1011/15/01 MSMC Series: 2001-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 61746WGC8 SEN 32.~~74750~~78500% ~~247~~233,~~360~~214,~~895~~634.2164 ~~720~~559,~~988~~294.3004 1410,~~146~~309,~~260~~278.5786 IO MSC0101OC SUB 0.00000% 0.00 ~~641~~711,~~389~~662.8367 0.00 R MSC0101RI RES 0.00000% 0.00 0.00 0.00 R-1 MSC011RII RES 0.00000% 0.00 0.00 0.00 Totals ~~247~~233,~~360~~214,~~895~~634.2164 1,~~362~~270,~~378~~956.1371 1410,~~146~~309,~~260~~278.5786

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~233~~222,~~214~~905,~~634~~355.6478 1410,~~867~~868,~~248~~572.8790 0.00 IO 0.00 0.00 ~~641~~711,~~389~~662.8367 0.00 R 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 Totals 0.00 ~~233~~222,~~214~~905,~~634~~355.6478 1511,~~508~~580,~~638~~235.7057 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 300,000,000.00 ~~247~~233,~~360~~214,~~895~~634.2164 0.00 1410,~~146~~309,~~260~~278.5786 0.00 0.00 IO 0.00 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 Totals 300,000,000.00 ~~247~~233,~~360~~214,~~895~~634.2164 0.00 1410,~~146~~309,~~260~~278.5786 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 1410,~~146~~309,~~260~~278.5786 ~~233~~222,~~214~~905,~~634~~355.6478 0.~~77738212~~74301785 1410,~~146~~309,~~260~~278.5786 IO 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 Totals 1410,~~146~~309,~~260~~278.5786 ~~233~~222,~~214~~905,~~634~~355.6478 0.~~77738212~~74301785 1410,~~146~~309,~~260~~278.5786

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 300,000,000.00 ~~824~~777.~~53631737~~38211547 0.00000000 4734.~~15420190~~36426287 0.00000000 IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) Per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 4734.~~15420190~~36426287 ~~777~~743.~~38211547~~01785260 0.~~77738212~~74301785 4734.~~15420190~~36426287 IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 300,000,000.00 32.~~74750~~78500% ~~247~~233,~~360~~214,~~895~~634.2164 ~~720~~559,~~988~~294.3004 0.00 0.00 IO 0.00 0.00000% ~~253~~239,~~360~~214,~~895~~634.2164 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 300,000,000.00 ~~720~~559,~~988~~294.3004 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~720~~559,~~988~~294.3004 0.00 ~~233~~222,~~214~~905,~~634~~355.6478 IO 0.00 0.00 ~~641~~711,~~389~~662.8367 0.00 ~~239~~228,~~214~~905,~~634~~355.6478 R 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~362~~270,~~378~~956.1371 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 300,000,000.00 32.~~74750~~78500% ~~824~~777.~~53631737~~38211547 21.~~40329433~~86431347 0.00000000 0.00000000 IO 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 21.~~40329433~~86431347 0.00000000 ~~777~~743.~~38211547~~01785260 IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage FSA 0.14000% ~~247,360,895.21~~ 233,214,634.64 222,905,355.78 0.00 0.00 7774.~~73821155~~30178526% DEPOSITOR 0.00000% 0.00 0.00 0.00 0.00 0.00000000% ~~FSA~~FSA_REIMB ~~REIMB~~ 0.00000% 0.00 0.00 0.00 0.00 0.00000000%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1511,~~590~~651,~~699~~573.4857 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 06,066.0001 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1511,~~590~~657,~~699~~639.4858 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 8277,~~060~~404.7801 Payment of Interest and Principal 1511,~~508~~580,~~638~~235.7057 Total Withdrawals (Pool Distribution Amount) 1511,~~590~~657,~~699~~639.4858 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 5249,~~158~~211.7140 FSA Premium 2827,~~858~~208.7737 Special Servicing Fee 0.00 Trustee Fee Wells Fargo Bank N.A. ~~1,043~~984.3024 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 8277,~~060~~404.7801

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 36 0 0 0 36 ~~633~~955,~~533~~453.6468 0.00 0.00 0.00 ~~633~~955,~~533~~453.6468 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 36 0 0 0 36 ~~633~~955,~~533~~453.6468 0.00 0.00 0.00 ~~633~~955,~~533~~453.6468 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~518135~~086957% 0.000000% 0.000000% 0.000000% 01.~~518135~~086957% 0.~~268203~~422944% 0.000000% 0.000000% 0.000000% 0.~~268203~~422944% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~518135~~086957% 0.000000% 0.000000% 0.000000% 01.~~518135~~086957% 0.~~268203~~422944% 0.000000% 0.000000% 0.000000% 0.~~268203~~422944%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 06,066.0001

Class IO 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Class R-I 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Class R-II 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 6.~~923311~~849842% Weighted Average Net Coupon 6.~~673311~~599842% Weighted Average Pass-Through Rate 6.~~668311~~594842% Weighted Average Maturity(Stepdown Calculation ) ~~316~~315 Beginning Scheduled Collateral Loan Count ~~595~~579 Number Of Loans Paid In Full 1627 Ending Scheduled Collateral Loan Count ~~579~~552 Beginning Scheduled Collateral Balance ~~250~~236,~~360~~214,~~895~~634.2164 Ending Scheduled Collateral Balance ~~236~~225,~~214~~905,~~634~~355.6478 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2001 ~~236~~225,~~214~~905,~~634~~355.6478 Monthly P &I Constant 1,~~444~~348,~~438~~360.5970 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~236~~225,~~214~~905,~~634~~355.6478 Scheduled Principal 0.00 Unscheduled Principal 1410,~~146~~309,~~260~~278.5786 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 3,000,000.00 Overcollateralized Amount 3,000,000.00 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount ~~641~~711,~~389~~662.8367

Filing Compare · MORGAN STANLEY DEAN WIT CAP I INC MOR PAS-THR CER SER 2001-1