8-K 1 arc01bc5.txt NOVEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2001 AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2001-BC5 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-63602-02 Pooling and Servicing Agreement) (Commission (State or other File Number) 52-2344760 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On November 26, 2001 a distribution was made to holders of AMORTIZING RESIDENTIAL COLLATERAL TRUST, Mortgage Pass-Through Certificates, Series 2001-BC5 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-BC5 Trust, relating to the November 26, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2001-BC5 Trust By: Wells Fargo Bank Minnesota, NA, as Master Servicer By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 11/30/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-BC5 Trust, relating to the November 26, 2001 distribution. EX-99.1

Amortizing Residential Collateral Mortgage Trust Mortgage Pass-Through Certificates Record Date: 910/3031/01 Distribution Date: 1011/2526/01 ARC Series: 2001-BC5 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 86358RHD2 SEQ 2.~~90625~~66500% ~~382~~378,~~445~~969,~~198~~470.6303 ~~926~~897,~~234~~736.4757 3,~~475~~302,~~728~~518.6018 A-2 86358RHF7 SEQ 2.~~90125~~66000% ~~156~~154,~~326~~683,~~725~~009.9324 ~~377~~365,~~952~~739.4338 1979,~~643,716~~130.6906 A-IO 86358RHE0 IO 6.00000% 0.00 280,000.00 0.00 M-1 86358RHG5 SEQ 32.~~21125~~97000% 15,929,000.00 42,~~626~~052.6756 0.00 M-2 86358RHH3 SEQ 3.~~61125~~37000% 10,137,000.00 30,~~506~~365.0395 0.00 B 86358RHJ9 SEQ 4.~~41125~~17000% 2,896,000.00 10,~~645~~734.8251 0.00 X ARC01BC5X SEQ 0.00000% 0.00 2,~~222~~227,~~981~~203.2817 0.00 P ARC01BC5P SEQ 0.00000% 0.00 5429,~~552~~429.3548 0.00 D ARC01BC5D SEQ 0.00000% 0.00 0.00 0.00 R-1 ARC01B5R1 RES 0.00000% 0.00 0.00 0.00 R-2 ARC01B5R2 RES 0.00000% 0.00 0.00 0.00 R-3 ARC01B5R3 RES 0.00000% 0.00 0.00 0.00 Totals ~~567~~562,~~733~~614,~~924~~479.5627 3,~~945~~883,~~499~~261.0562 54,~~119~~281,~~445~~648.2924

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~378~~375,~~969~~666,~~470~~951.0385 4,~~401~~200,~~963~~254.0775 0.00 A-2 0.00 ~~154~~153,~~683~~703,~~009~~879.2418 21,~~021~~344,~~669~~869.1244 0.00 A-IO 0.00 0.00 280,000.00 0.00 M-1 0.00 15,929,000.00 42,~~626~~052.6756 0.00 M-2 0.00 10,137,000.00 30,~~506~~365.0395 0.00 B 0.00 2,896,000.00 10,~~645~~734.8251 0.00 X 0.00 0.00 2,~~222~~227,~~981~~203.2817 0.00 P 0.00 0.00 5429,~~552~~429.3548 0.00 D 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 Totals 0.00 ~~562~~558,~~614~~332,~~479~~831.2703 98,~~064~~164,~~944~~909.3486 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 388,549,000.00 ~~382~~378,~~445~~969,~~198~~470.6303 0.00 3,~~475~~302,~~728~~518.6018 0.00 0.00 A-2 161,733,000.00 ~~156~~154,~~326~~683,~~725~~009.9324 0.00 1979,~~643,716~~130.6906 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 15,929,000.00 15,929,000.00 0.00 0.00 0.00 0.00 M-2 10,137,000.00 10,137,000.00 0.00 0.00 0.00 0.00 B 2,896,000.00 2,896,000.00 0.00 0.00 0.00 0.00 X 273.02 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 D 0.00 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 579,244,273.02 ~~567~~562,~~733~~614,~~924~~479.5627 0.00 54,~~119~~281,~~445~~648.2924 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 3,~~475~~302,~~728~~518.6018 ~~378~~375,~~969~~666,~~470~~951.0385 0.~~97534537~~96684576 3,~~475~~302,~~728~~518.6018 A-2 1979,~~643,716~~130.6906 ~~154~~153,~~683~~703,~~009~~879.2418 0.~~95640970~~95035570 1979,~~643,716~~130.6906 A-IO 0.00 0.00 0.00000000 0.00 M-1 0.00 15,929,000.00 1.00000000 0.00 M-2 0.00 10,137,000.00 1.00000000 0.00 B 0.00 2,896,000.00 1.00000000 0.00 X 0.00 0.00 0.00000000 0.00 P 0.00 0.00 0.00000000 0.00 D 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 R-3 0.00 0.00 0.00000000 0.00 Totals 54,~~119~~281,~~445~~648.2924 ~~562~~558,~~614~~332,~~479~~831.2703 0.~~97129053~~96389875 54,~~119~~281,~~445~~648.2924

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 388,549,000.00 ~~984~~975.~~29078091~~34537479 0.00000000 8.~~94540611~~49961827 0.00000000 A-2 161,733,000.00 ~~966~~956.~~57284494~~40969524 0.00000000 106.~~16314970~~05399059 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 15,929,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 10,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 2,896,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 273.02 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 8.~~94540611~~49961827 ~~975~~966.~~34537479~~84575652 0.~~97534537~~96684576 8.~~94540611~~49961827 A-2 0.00000000 106.~~16314970~~05399059 ~~956~~950.~~40969524~~35570465 0.~~95640970~~95035570 106.~~16314970~~05399059 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 388,549,000.00 2.~~90625~~66500% ~~382~~378,~~445~~969,~~198~~470.6303 ~~926~~897,~~234~~736.4757 0.00 0.00 A-2 161,733,000.00 2.~~90125~~66000% ~~156~~154,~~326~~683,~~725~~009.9324 ~~377~~365,~~952~~739.4338 0.00 0.00 A-IO 0.00 6.00000% 56,000,000.00 280,000.00 0.00 0.00 M-1 15,929,000.00 32.~~21125~~97000% 15,929,000.00 42,~~626~~052.6756 0.00 0.00 M-2 10,137,000.00 3.~~61125~~37000% 10,137,000.00 30,~~506~~365.0395 0.00 0.00 B 2,896,000.00 4.~~41125~~17000% 2,896,000.00 10,~~645~~734.8251 0.00 0.00 X 273.02 0.00000% 0.00 02,227,203.0017 0.00 0.00 P 0.00 0.00000% 0.01 029,429.0048 0.00 0.00 D 0.00 0.00000% 0.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 R-3 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 579,244,273.02 13,~~667~~883,~~965~~261.4262 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~926~~897,~~234~~736.4757 0.00 ~~378~~375,~~969~~666,~~470~~951.0385 A-2 0.00 0.00 ~~377~~365,~~952~~739.4338 0.00 ~~154~~153,~~683~~703,~~009~~879.2418 A-IO 0.00 0.00 280,000.00 0.00 56,000,000.00 M-1 0.00 0.00 42,~~626~~052.6756 0.00 15,929,000.00 M-2 0.00 0.00 30,~~506~~365.0395 0.00 10,137,000.00 B 0.00 0.00 10,~~645~~734.8251 0.00 2,896,000.00 X 0.00 0.00 2,~~222~~227,~~981~~203.2817 0.00 0.00 P 0.00 0.00 5429,~~552~~429.3548 0.00 0.01 D 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,~~945~~883,~~499~~261.0562 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 388,549,000.00 2.~~90625~~66500% ~~984~~975.~~29078091~~34537479 2.~~38382925~~31048483 0.00000000 0.00000000 A-2 161,733,000.00 2.~~90125~~66000% ~~966~~956.~~57284494~~40969524 2.~~33689123~~26137758 0.00000000 0.00000000 A-IO 0.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 M-1 15,929,000.00 32.~~21125~~97000% 1000.00000000 2.~~67604181~~64000000 0.00000000 0.00000000 M-2 10,137,000.00 3.~~61125~~37000% 1000.00000000 32.~~00937457~~99555588 0.00000000 0.00000000 B 2,896,000.00 4.~~41125~~17000% 1000.00000000 3.~~67604282~~70666782 0.00000000 0.00000000 X 273.02 0.00000% 0.00000000 08157655.~~00000000~~7395062 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 2.~~38382925~~31048483 0.00000000 ~~975~~966.~~34537479~~84575652 A-2 0.00000000 0.00000000 2.~~33689123~~26137758 0.00000000 ~~956~~950.~~40969524~~35570465 A-IO 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 2.~~67604181~~64000000 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 32.~~00937457~~99555588 0.00000000 1000.00000000 B 0.00000000 0.00000000 3.~~67604282~~70666782 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~8142192~~8157655.~~07384074~~73950626 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 98,~~603~~722,~~678~~663.7228 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 5429,~~552~~429.8048 Total Deposits 98,~~658~~752,~~231~~092.5276 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~593~~587,~~287~~182.1890 Payment of Interest and Principal 98,~~064~~164,~~944~~909.3486 Total Withdrawals (Pool Distribution Amount) 98,~~658~~752,~~231~~092.5276 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~236~~234,~~555~~422.7974 Loss Mitigation Advisors Fee 7,~~096~~032.6768 Master Servicing Fee 1,~~652~~637.5265 MGIC Insurance Premiums ~~184~~181,~~082~~820.5477 PMI Insurance Premiums 5150,~~553~~322.4826 Radian Insurance Premiums ~~112~~111,~~346~~946.1880 ~~Special Servicing Fee 0.00~~ Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~593~~587,~~287~~182.1890

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1110 20 0 1310 ~~996~~943,~~895~~956.1070 ~~117,038~~0.6400 0.00 1943,~~113,933~~956.7470 30 Days 93120 32 82 0 ~~104~~124 1214,~~188~~767,~~040~~093.6729 ~~174~~93,~~579~~984.3212 1854,~~231,697~~259.9827 0.00 1315,~~594~~715,~~317~~336.9768 60 Days 1348 1 240 0 49 5,563,563.47 38,363.95 0.00 0.00 5,601,927.42 90 Days 14 2 27 0 43 1,~~976~~827,~~165~~145.1066 57152,~~600~~290.0050 3,~~254~~571,~~611~~183.8228 0.00 5,~~288~~550,~~376~~619.9244 90120 Days 43 1 20 0 2524 ~~448~~265,~~885~~158.0946 65,182.14 21,~~706~~990,~~968~~510.6066 0.00 32,~~221~~320,~~035~~851.8326 ~~120~~150 Days 0 0 16 0 16 0.00 0.00 1,857,184.11 0.00 1,857,184.11 ~~150~~180+ Days 0 0 1 0 1 0.00 0.00 784,378.62 0.00 784,378.62 ~~180+ Days 1 0 0 0 1 117,067.21 0.00 0.00 0.00 117,067.21~~ Totals ~~111~~185 16 7166 0 ~~198~~267 1422,~~730~~422,~~158~~960.0788 1,~~294~~293,~~256~~777.5641 9,~~951~~057,~~879~~515.7794 0.00 2532,~~976~~774,~~294~~254.4023 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~270204~~247525% 0.~~049128~~000000% 0.000000% 0.~~319332~~247525% 0.~~177091~~168969% 0.~~020791~~000000% 0.000000% 0.~~197882~~168969% 30 Days 2.~~284451~~970297% 0.~~073692~~049505% 0.~~196512~~049505% 0.000000% 23.~~554655~~069307% 2.~~165120~~643315% 0.~~031013~~016823% 0.~~218802~~152913% 0.000000% 2.~~414935~~813051% 60 Days 01.~~319332~~188119% 0.~~024564~~024752% 0.~~589536~~000000% 0.000000% 01.~~933432~~212871% 0.~~351052~~995880% 0.~~010232~~006867% 0.~~578159~~000000% 0.000000% 01.~~939443~~002747% 90 Days 0.~~098256~~346535% 0.~~024564~~049505% 0.~~491280~~668317% 0.000000% 01.~~614100~~064356% 0.~~079741~~327060% 0.~~011579~~027260% 0.~~480874~~639243% 0.000000% 0.~~572194~~993563% 120 Days 0.~~000000~~074257% 0.~~000000~~024752% 0.~~393024~~495050% 0.000000% 0.~~393024~~594059% 0.~~000000~~047463% 0.~~000000~~011668% 0.~~329916~~356302% 0.000000% 0.~~329916~~415433% 150 Days 0.000000% 0.000000% 0.~~024564~~396040% 0.000000% 0.~~024564~~396040% 0.000000% 0.000000% 0.~~139339~~332437% 0.000000% 0.~~139339~~332437% 180+ Days 0.~~024564~~000000% 0.000000% 0.~~000000~~024752% 0.000000% 0.~~024564~~024752% 0.~~020796~~000000% 0.000000% 0.~~000000~~140404% 0.000000% 0.~~020796~~140404% Totals 24.~~726603~~579208% 0.~~393024~~396040% 1.~~744043~~633663% 0.000000% 46.~~863670~~608911% 24.~~616709~~013719% 0.~~229916~~231587% 1.~~767881~~621299% 0.000000% 45.~~614506~~866604%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 213,~~853~~710.5727 0.00 0.00 213,~~853~~710.5727 30 Days 1413 31 20 0 1914 1911,~~080,260~~343.0261 ~~174~~41,~~579~~567.3235 ~~224,581~~0.9100 0.00 1952,~~479,421~~910.2596 60 Days 7 1 0 4 0 58 ~~182~~729,~~176~~367.3349 38,363.95 0.00 ~~527,738.57~~ 0.00 ~~709~~767,~~914~~731.9044 90 Days 01 01 26 0 28 094,368.0098 094,690.0050 ~~102~~752,~~853~~429.0596 0.00 ~~102~~941,~~853~~489.0544 120 Days 0 0 02 0 02 0.00 0.00 0102,853.0005 0.00 0102,853.0005 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1521 6 8 0 2935 1,~~262~~735,~~436~~080.3508 388,~~432~~332.8907 855,~~173~~283.5301 0.00 2,~~506~~978,~~042~~695.7716 0-29 Days 0.~~470958~~476190% 0.000000% 0.000000% 0.~~470958~~476190% 0.~~356526~~360191% 0.000000% 0.000000% 0.~~356526~~360191% 30 Days 2.~~197802~~063492% 0.~~470958~~158730% 0.~~313972~~000000% 0.000000% 2.~~982732~~222222% 1.~~800953~~535995% 0.~~291050~~070058% 0.~~374411~~000000% 0.000000% 21.~~466414~~606053% 60 Days 01.~~156986~~111111% 0.~~000000~~158730% 0.~~627943~~000000% 0.000000% 01.~~784929~~269841% 01.~~303715~~229289% 0.~~000000~~064659% 0.~~879818~~000000% 0.000000% 1.~~183533~~293949% 90 Days 0.~~000000~~158730% 0.~~000000~~158730% 0.~~313972~~952381% 0.000000% 01.~~313972~~269841% 0.~~000000~~159051% 0.~~000000~~159593% 01.~~171471~~268159% 0.000000% 01.~~171471~~586803% 120 Days 0.000000% 0.000000% 0.~~000000~~317460% 0.000000% 0.~~000000~~317460% 0.000000% 0.000000% 0.~~000000~~173350% 0.000000% 0.~~000000~~173350% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 23.~~354788~~333333% 0.~~941915~~952381% 1.~~255887~~269841% 0.000000% 45.~~552590~~555556% 2.~~104668~~924336% 0.~~647575~~654502% 1.~~425701~~441510% 0.000000% 45.~~177944~~020347% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 76 10 0 86 ~~594~~542,~~728~~056.1277 ~~78,113~~0.3900 0.00 ~~672~~542,~~841~~056.5177 30 Days 63100 01 61 0 69102 610,~~951~~966,~~925~~130.4450 052,416.0077 1115,~~007,116~~828.0759 0.00 711,~~959~~134,~~041~~375.5186 60 Days 635 10 140 0 2135 ~~491~~3,~~667~~608,712.9262 ~~57,600~~0.00 ~~1,425,441~~0.6900 0.00 13,~~974~~608,~~709~~712.6162 90 Days 38 1 1315 0 1724 ~~385~~801,~~920~~893.3204 6557,~~182~~600.1400 1,~~095~~517,~~037~~321.7376 0.00 12,~~546~~376,~~140~~814.1980 120 Days 02 01 015 0 018 0202,193.0069 065,182.0014 01,617,622.0071 0.00 01,884,998.0054 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 10 0 0 0 10 ~~117,067~~0.2100 0.00 0.00 0.00 ~~117,067~~0.2100 Totals 73145 9 3431 0 ~~116~~185 715,~~946~~578,~~580~~929.8985 717,~~510~~255.2668 3,~~605~~250,~~708~~773.8806 0.00 1219,~~269~~546,~~800~~958.0359 0-29 Days 0.~~239808~~207039% 0.~~034258~~000000% 0.000000% 0.~~274066~~207039% 0.~~175105~~160848% 0.~~022999~~000000% 0.000000% 0.~~198103~~160848% 30 Days 23.~~158273~~450656% 0.~~000000~~034507% 0.~~205550~~034507% 0.000000% 23.~~363823~~519669% 23.~~046840~~254047% 0.~~000000~~015554% 0.~~296523~~034371% 0.000000% 23.~~343363~~303971% 60 Days 01.~~205550~~207729% 0.~~034258~~000000% 0.~~479616~~000000% 0.000000% 01.~~719424~~207729% 01.~~144761~~070835% 0.~~016959~~000000% 0.~~419690~~000000% 0.000000% 01.~~581410~~070835% 90 Days 0.~~102775~~276052% 0.~~034258~~034507% 0.~~445358~~517598% 0.000000% 0.~~582391~~828157% 0.~~113626~~237951% 0.~~019191~~017092% 0.~~322410~~450244% 0.000000% 0.~~455227~~705287% 120 Days 0.~~000000~~069013% 0.~~000000~~034507% 0.~~000000~~517598% 0.000000% 0.~~000000~~621118% 0.~~000000~~059998% 0.~~000000~~019342% 0.~~000000~~480007% 0.000000% 0.~~000000~~559347% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.~~034258~~000000% 0.000000% 0.000000% 0.000000% 0.~~034258~~000000% 0.~~034468~~000000% 0.000000% 0.000000% 0.000000% 0.~~034468~~000000% Totals 25.~~500856~~003451% 0.~~308325~~310559% 1.~~164782~~069703% 0.000000% 36.~~973964~~383713% 24.~~339695~~622831% 0.~~211255~~212836% 10.~~061621~~964622% 0.000000% 35.~~612571~~800288% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 21 0 01 0 2 ~~117~~47,~~583~~852.1469 0.00 0738,430.0068 0.00 ~~117~~786,~~583~~283.1437 60 Days 10 0 20 0 30 ~~47,151~~0.7300 0.00 ~~372,278~~0.1500 0.00 ~~419,429~~0.8800 90 Days 01 0 12 0 13 069,858.0021 0.00 ~~739~~372,~~236~~278.3215 0.00 ~~739~~442,~~236~~136.3236 120 Days 0 0 60 0 60 0.00 0.00 ~~373,873~~0.9300 0.00 ~~373,873~~0.9300 150 Days 0 0 06 0 06 0.00 0.00 0373,873.0093 0.00 0373,873.0093 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 32 0 9 0 1211 ~~164~~117,~~734~~710.8790 0.00 1,~~485~~484,~~388~~582.4076 0.00 1,~~650~~602,~~123~~293.2766 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~904762~~961538% 0.000000% 0.~~000000~~961538% 0.000000% 1.~~904762~~923077% 0.~~388752~~158695% 0.000000% 02.~~000000~~448872% 0.000000% 02.~~388752~~607567% 60 Days 0.~~952381~~000000% 0.000000% 10.~~904762~~000000% 0.000000% 20.~~857143~~000000% 0.~~155893~~000000% 0.000000% 10.~~230823~~000000% 0.000000% 10.~~386716~~000000% 90 Days 0.~~000000~~961538% 0.000000% 01.~~952381~~923077% 0.000000% 02.~~952381~~884615% 0.~~000000~~231672% 0.000000% 21.~~444058~~234593% 0.000000% 21.~~444058~~466265% 120 Days 0.000000% 0.000000% 50.~~714286~~000000% 0.000000% 50.~~714286~~000000% 0.000000% 0.000000% 10.~~236099~~000000% 0.000000% 10.~~236099~~000000% 150 Days 0.000000% 0.000000% 05.~~000000~~769231% 0.000000% 05.~~000000~~769231% 0.000000% 0.000000% 01.~~000000~~239885% 0.000000% 01.~~000000~~239885% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 21.~~857143~~923077% 0.000000% 8.~~571429~~653846% 0.000000% 1110.~~428571~~576923% 0.~~544645~~390367% 0.000000% 4.~~910980~~923350% 0.000000% 5.~~455625~~313717% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 10 0 21 188,~~313~~189.4166 ~~38,925~~0.2500 0.00 ~~227~~188,~~238~~189.66 30 Days 146 0 0 0 146 42,~~038~~841,~~272~~766.0749 0.00 0.00 0.00 42,~~038~~841,~~272~~766.0749 60 Days 56 0 40 0 96 1,~~255~~225,~~169~~483.1236 0.00 ~~929,153~~0.4100 0.00 21,~~184~~225,~~322~~483.5336 90 Days 14 0 4 0 58 62861,~~964~~025.7743 0.00 ~~769~~929,~~841~~153.5041 0.00 ~~832~~1,~~806~~790,178.2784 120 Days 01 0 103 0 104 062,964.0077 0.00 1270,~~483,310~~034.1890 0.00 1332,~~483,310~~999.1867 150 Days 0 0 110 0 110 0.00 0.00 ~~784~~1,~~378~~483,310.6218 0.00 ~~784~~1,~~378~~483,310.6218 180 Days 0 0 01 0 01 0.00 0.00 0784,378.0062 0.00 0784,378.0062 Totals 2017 1 2018 0 4136 54,~~356~~991,~~405~~240.9605 188,~~313~~189.4166 43,~~005~~466,~~608~~877.9611 0.00 98,~~550~~646,~~328~~306.3382 0-29 Days 0.~~243902~~245098% 0.~~243902~~000000% 0.000000% 0.~~487805~~245098% 0.~~141529~~142383% 0.~~029255~~000000% 0.000000% 0.~~170784~~142383% 30 Days 31.~~414634~~470588% 0.000000% 0.000000% 0.000000% 31.~~414634~~470588% 32.~~035013~~150054% 0.000000% 0.000000% 0.000000% 32.~~035013~~150054% 60 Days 1.~~219512~~470588% 0.000000% 0.~~975610~~000000% 0.000000% 21.~~195122~~470588% 0.~~943338~~927189% 0.000000% 0.~~698317~~000000% 0.000000% 10.~~641654~~927189% 90 Days 0.~~243902~~980392% 0.000000% 0.~~975610~~980392% 0.000000% 1.~~219512~~960784% 0.~~047322~~651444% 0.000000% 0.~~578584~~702989% 0.000000% 01.~~625906~~354433% 120 Days 0.~~000000~~245098% 0.000000% 20.~~439024~~735294% 0.000000% 20.~~439024~~980392% 0.~~000000~~047639% 0.000000% 10.~~114800~~204306% 0.000000% 10.~~114800~~251944% 150 Days 0.000000% 0.000000% 02.~~243902~~450980% 0.000000% 02.~~243902~~450980% 0.000000% 0.000000% 01.~~589509~~122259% 0.000000% 01.~~589509~~122259% 180 Days 0.000000% 0.000000% 0.~~000000~~245098% 0.000000% 0.~~000000~~245098% 0.000000% 0.000000% 0.~~000000~~593454% 0.000000% 0.~~000000~~593454% Totals 4.~~878049~~166667% 0.~~243902~~245098% 4.~~878049~~411765% 0.000000% 108.~~000000~~823529% 43.~~025672~~776326% 0.~~141529~~142383% 32.~~010464~~623007% 0.000000% 76.~~177666~~541715%

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 9.~~529932~~522347% Weighted Average Net Coupon 9.~~029932~~022347% Weighted Average Pass-Through Rate 8.~~290913~~284938% Weighted Average Maturity(Stepdown Calculation ) ~~340~~339 Beginning Scheduled Collateral Loan Count 4,~~108~~071 Number Of Loans Paid In Full 3731 Ending Scheduled Collateral Loan Count 4,~~071~~040 Beginning Scheduled Collateral Balance ~~567~~562,~~733~~614,~~924~~479.5627 Ending Scheduled Collateral Balance ~~562~~558,~~614~~332,~~479~~831.2703 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2001 ~~562~~558,~~926~~658,~~923~~007.9719 Monthly P &I Constant 4,~~817~~774,~~662~~794.6056 Special Servicing Fee 0.00 Prepayment Penalties 5429,~~552~~429.8048 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~562~~558,~~614~~332,~~479~~831.2703 Scheduled Principal ~~309~~310,~~808~~286.1310 Unscheduled Principal 43,~~809~~971,~~637~~362.1614 Extra principal distribution Amount 0.00 Excess Cash Amount 2,~~246~~250,~~598~~693.4934

Group Level Collateral Statement Group Group 1 Fixed Group 1 ARM Group 2 Fixed Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 9.~~674462~~691540 9.~~721580~~717314 8.~~488167~~448989 Weighted Average Net Rate 9.~~174463~~191540 9.~~221580~~217314 7.~~988167~~948989 Weighted Average Maturity ~~(3)~~339 ~~(3)~~339 ~~(3)~~339 Beginning Loan Count ~~646~~637 2,~~943~~919 ~~106~~105 Loans Paid In Full 97 2421 1 Ending Loan Count ~~637~~630 2,~~919~~898 ~~105~~104 Beginning Scheduled Balance 6059,~~820~~951,~~786~~050.1764 ~~342~~339,~~073~~467,~~980~~987.9891 30,~~611~~222,~~844~~523.2480 Ending ~~Scheduled~~scheduled Balance 59,~~951~~298,~~050~~425.6449 ~~339~~336,~~467~~818,~~987~~094.9188 30,~~222~~130,~~523~~554.8028 Record Date 0910/3031/2001 0910/3031/2001 0910/3031/2001 Principal And Interest Constant ~~528~~521,~~217~~948.4332 2,~~945~~923,~~632~~739.4158 ~~238~~235,~~894~~205.8445 Scheduled Principal 37,~~877~~766.0963 174,~~382~~808.8476 22,~~362~~413.8198 Unscheduled Principal ~~831~~614,858.4452 2,~~431~~475,~~610~~084.2327 ~~366~~69,~~957~~555.6354 Scheduled Interest ~~490~~484,~~340~~181.3469 2,~~771~~748,~~249~~930.5782 ~~216~~212,~~532~~791.0347 Servicing Fees 2524,~~341~~979.9861 ~~142~~141,~~530~~445.8201 12,~~754~~592.9372 Master Servicing Fees ~~177~~174.4088 ~~994~~986.3577 8988.2916 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 33,~~526~~009.7431 ~~219~~217,~~171~~365.2691 1514,~~276~~925.0749 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~431~~426,~~294~~017.2289 2,~~408~~389,~~553~~133.1413 ~~188~~185,~~411~~185.7410 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 8.~~509477~~527315 8.~~449236~~445450 7.~~385837~~352864

Group Level Collateral Statement Group Group 2 ARM Total Collateral Description Mixed ARM Fixed & Mixed ARM Weighted Average Coupon Rate 9.~~205869~~192288 9.~~529932~~522347 Weighted Average Net Rate 8.~~705869~~692288 9.~~029932~~022347 Weighted Average Maturity ~~(3)~~339 ~~340~~339 Beginning Loan Count ~~413~~410 4,~~108~~071 Loans Paid In Full 32 3731 Ending Loan Count ~~410~~408 4,~~071~~040 Beginning Scheduled Balance ~~134~~132,~~227~~972,~~313~~916.1792 ~~567~~562,~~733~~614,~~924~~479.5627 Ending ~~Scheduled~~scheduled Balance 132,~~972~~085,~~916~~756.9238 ~~562~~558,~~614~~332,~~479~~831.2703 Record Date 0910/3031/2001 0910/3031/2001 Principal And Interest Constant 1,~~104~~093,~~917~~901.9221 4,~~817~~774,~~662~~794.6056 Scheduled Principal 75,~~185~~296.3973 ~~309~~310,~~808~~286.1310 Unscheduled Principal 1811,~~179,210~~863.8681 43,~~809~~971,~~637~~362.1614 Scheduled Interest 1,~~029~~018,~~732~~604.5348 4,~~507~~464,~~854~~508.4746 Servicing Fees 55,~~928~~405.0640 ~~236~~234,~~555~~422.7974 Master Servicing Fees ~~391~~387.4884 1,~~652~~637.5265 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 8078,~~011~~792.5047 ~~347~~344,~~985~~093.5718 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~893~~884,~~401~~018.4977 3,~~921~~884,~~660~~354.5989 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.~~990000~~977734 8.~~290000~~284938

Filing Compare · STRUCTURED ASSET SECURITIES CORP MOR PAS THR CER SE 2001-BC5