8-K 1 gma01j01.txt NOVEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2001 GMAC MORTGAGE CORPORATION Mortgage Pass-Through Certificates, Series 2001-J01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-42510-02 Pooling and Servicing Agreement) (Commission 52-2289271 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On November 26, 2001 a distribution was made to holders of GMAC MORTGAGE CORPORATION, Mortgage Pass-Through Certificates, Series 2001-J01 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-J01 Trust, relating to the November 26, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GMAC MORTGAGE CORPORATION Mortgage Pass-Through Certificates, Series 2001-J01 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 12/5/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-J01 Trust, relating to the November 26, 2001 distribution. EX-99.1

GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 910/3031/01 Distribution Date: 1011/2526/01 GMA Series: 2001-J01 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 36185NHU7 SEN 7.00000% 5955,~~310~~068,~~905~~361.4212 ~~345~~321,~~980~~232.2811 4,~~242~~687,~~544~~478.3021 A-2 36185NHV5 SEN 6.75000% 5652,~~206~~186,~~516~~031.8935 ~~316~~293,~~161~~546.6643 4,~~020~~442,~~485~~131.5419 A-3 36185NHW3 SEN 7.25000% 5652,~~206~~186,~~516~~031.8935 ~~339~~315,~~581~~290.0461 4,~~020~~442,~~485~~131.5419 A-4 36185NHX1 SEN 7.00000% 16,~~794~~891,~~031~~996.2846 9798,~~965~~536.1865 (9798,~~965~~536.1865) A-5 36185NHY9 SEN 7.00000% 28,388,890.00 165,601.86 0.00 IO 36185NJA9 SEN-IO 0.~~64413~~63646% 0.00 ~~118~~111,~~991~~111.9735 0.00 PO 36185NHZ6 SEN-PO 0.00000% 402,~~488~~026.7336 0.00 ~~462~~475.3789 M-1 36185NJC5 MEZ 7.00000% 5,~~084~~080,~~429~~662.6846 29,~~659~~637.1720 3,~~767~~828.2240 M-2 36185NJD3 MEZ 7.00000% 2,~~400~~399,~~925~~146.4048 1413,~~005~~995.4002 1,~~778~~807.9281 M-3 36185NJE1 MEZ 7.00000% 1,~~412~~411,~~396~~350.8637 8,~~238~~232.9888 1,~~046~~063.49 B-1 36185NJF8 SUB 7.00000% ~~988~~987,~~628~~895.0554 5,~~767~~762.0072 ~~732~~744.5140 B-2 36185NJG6 SUB 7.00000% ~~706~~705,~~148~~625.6847 4,~~119~~116.2015 ~~523~~531.2171 B-3 36185NJH4 SUB 7.00000% ~~706~~705,~~204~~681.4217 4,~~119~~116.5347 ~~523~~531.2575 R 36185NHG8 SEN-RE 7.00000% 0.00 0.00 0.00 Totals ~~228~~216,~~608~~413,~~082~~698.3013 1,~~450~~371,~~191~~179.2745 1213,~~194~~482,~~384~~187.1739

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 5550,~~068~~380,~~361~~882.1291 45,~~588~~008,~~524~~710.5832 0.00 A-2 0.00 5247,~~186~~743,~~031~~900.3515 4,~~336~~735,~~647~~677.2062 0.00 A-3 0.00 5247,~~186~~743,~~031~~900.3515 4,~~360~~757,~~066~~421.5880 0.00 A-4 0.00 16,~~891~~990,~~996~~533.4611 0.00 0.00 A-5 0.00 28,388,890.00 165,601.86 0.00 IO 0.00 0.00 ~~118~~111,~~991~~111.9735 0.00 PO 0.00 ~~402~~401,~~026~~550.3647 ~~462~~475.3789 0.00 M-1 0.00 5,~~080~~076,~~662~~834.4606 33,~~426~~465.3960 0.00 M-2 0.00 2,~~399~~397,~~146~~338.4867 15,~~784~~802.3283 0.00 M-3 0.00 1,~~411~~410,~~350~~286.3788 9,~~285~~296.4737 0.00 B-1 0.00 987,~~895~~151.5414 6,~~499~~507.5112 0.00 B-2 0.00 705,~~625~~093.4776 4,~~642~~647.4186 0.00 B-3 0.00 705,~~681~~149.1742 4,~~642~~648.7822 0.00 R 0.00 0.00 0.00 0.00 Totals 0.00 ~~216~~202,~~413~~931,~~698~~510.1372 1314,~~644~~853,~~575~~366.4484 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 78,614,771.00 5955,~~310~~068,~~905~~361.4212 5553,~~954~~669.2261 4,~~186~~633,~~590~~808.0860 0.00 0.00 A-2 74,500,000.00 5652,~~206~~186,~~516~~031.8935 5350,~~025~~860.5249 34,~~967~~391,~~460~~270.0270 0.00 0.00 A-3 74,500,000.00 5652,~~206~~186,~~516~~031.8935 5350,~~025~~860.5249 34,~~967~~391,~~460~~270.0270 0.00 0.00 A-4 16,124,000.00 16,~~794~~891,~~031~~996.2846 0.00 0.00 (9798,~~965~~536.1865) 0.00 A-5 28,388,890.00 28,388,890.00 0.00 0.00 0.00 0.00 IO 0.00 0.00 0.00 0.00 0.00 0.00 PO 405,576.79 402,~~488~~026.7336 ~~393~~396.6018 6879.7771 0.00 0.00 M-1 5,110,000.00 5,~~084~~080,~~429~~662.6846 3,~~767~~828.2240 0.00 0.00 0.00 M-2 2,413,000.00 2,~~400~~399,~~925~~146.4048 1,~~778~~807.9281 0.00 0.00 0.00 M-3 1,419,500.00 1,~~412~~411,~~396~~350.8637 1,~~046~~063.49 0.00 0.00 0.00 B-1 993,600.00 ~~988~~987,~~628~~895.0554 ~~732~~744.5140 0.00 0.00 0.00 B-2 709,700.00 ~~706~~705,~~148~~625.6847 ~~523~~531.2171 0.00 0.00 0.00 B-3 709,756.08 ~~706~~705,~~204~~681.4217 ~~523~~531.2575 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 Totals 283,888,893.87 ~~228~~216,~~608~~413,~~082~~698.3013 ~~170~~164,~~770~~294.4633 1213,~~121~~416,~~578~~429.8971 (9798,~~965~~536.1865) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 4,~~242~~687,~~544~~478.3021 5550,~~068~~380,~~361~~882.1291 0.~~70048364~~64085772 4,~~242~~687,~~544~~478.3021 A-2 4,~~020~~442,~~485~~131.5419 5247,~~186~~743,~~031~~900.3515 0.~~70048364~~64085772 4,~~020~~442,~~485~~131.5419 A-3 4,~~020~~442,~~485~~131.5419 5247,~~186~~743,~~031~~900.3515 0.~~70048364~~64085772 4,~~020~~442,~~485~~131.5419 A-4 (9798,~~965~~536.1865) 16,~~891~~990,~~996~~533.4611 1.~~04763064~~05374182 (9798,~~965~~536.1865) A-5 0.00 28,388,890.00 1.00000000 0.00 IO 0.00 0.00 0.00000000 0.00 PO ~~462~~475.3789 ~~402~~401,~~026~~550.3647 0.~~99124597~~99007261 ~~462~~475.3789 M-1 3,~~767~~828.2240 5,~~080~~076,~~662~~834.4606 0.~~99425880~~99350960 3,~~767~~828.2240 M-2 1,~~778~~807.9281 2,~~399~~397,~~146~~338.4867 0.~~99425880~~99350960 1,~~778~~807.9281 M-3 1,~~046~~063.49 1,~~411~~410,~~350~~286.3788 0.~~99425880~~99350960 1,~~046~~063.49 B-1 ~~732~~744.5140 987,~~895~~151.5414 0.~~99425880~~99350960 ~~732~~744.5140 B-2 ~~523~~531.2171 705,~~625~~093.4776 0.~~99425880~~99350960 ~~523~~531.2171 B-3 ~~523~~531.2575 705,~~681~~149.1742 0.~~99425872~~99350952 ~~523~~531.2575 R 0.00 0.00 0.00000000 0.00 Totals 1213,~~194~~482,~~384~~187.1739 ~~216~~202,~~413~~931,~~698~~510.1372 0.~~76231830~~71482723 1213,~~194~~482,~~384~~187.1739

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 78,614,771.00 ~~754~~700.~~44989110~~48364219 0.~~71175199~~68269117 5358.~~25449692~~94323091 0.00000000 A-2 74,500,000.00 ~~754~~700.~~44989114~~48364228 0.~~71175195~~68269114 5358.~~25449691~~94323087 0.00000000 A-3 74,500,000.00 ~~754~~700.~~44989114~~48364228 0.~~71175195~~68269114 5358.~~25449691~~94323087 0.00000000 A-4 16,124,000.00 ~~1041~~1047.~~55490449~~63064128 0.00000000 0.00000000 (6.~~07573679~~11117899) A-5 28,388,890.00 1000.00000000 0.00000000 0.00000000 0.00000000 IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 PO 405,576.79 ~~992~~991.~~38600414~~24597342 0.~~97046974~~97683105 0.~~16956098~~19653492 0.00000000 M-1 5,110,000.00 994.~~99602348~~25879843 0.~~73722505~~74919765 0.00000000 0.00000000 M-2 2,413,000.00 994.~~99602155~~25879818 0.~~73722337~~74919602 0.00000000 0.00000000 M-3 1,419,500.00 994.~~99602677~~25880240 0.~~73722437~~74920042 0.00000000 0.00000000 B-1 993,600.00 994.~~99602456~~25879630 0.~~73722826~~74919485 0.00000000 0.00000000 B-2 709,700.00 994.~~99602649~~25879949 0.~~73722700~~74920389 0.00000000 0.00000000 B-3 709,756.08 994.~~99594283~~25871773 0.~~73722510~~74920105 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 5359.~~96624891~~62592208 ~~700~~640.~~48364219~~85772011 0.~~70048364~~64085772 5359.~~96624891~~62592208 A-2 0.00000000 5359.~~96624886~~62592201 ~~700~~640.~~48364228~~85772013 0.~~70048364~~64085772 5359.~~96624886~~62592201 A-3 0.00000000 5359.~~96624886~~62592201 ~~700~~640.~~48364228~~85772013 0.~~70048364~~64085772 5359.~~96624886~~62592201 A-4 0.00000000 (6.~~07573679~~11117899) 1,~~047~~053.~~63064128~~74182027 1.~~04763064~~05374182 (6.~~07573679~~11117899) A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 PO 0.00000000 1.~~14003072~~17336596 ~~991~~990.~~24597342~~07260746 0.~~99124597~~99007261 1.~~14003072~~17336596 M-1 0.00000000 0.~~73722505~~74919765 ~~994~~993.~~25879843~~50960078 0.~~99425880~~99350960 0.~~73722505~~74919765 M-2 0.00000000 0.~~73722337~~74919602 ~~994~~993.~~25879818~~50960215 0.~~99425880~~99350960 0.~~73722337~~74919602 M-3 0.00000000 0.~~73722437~~74920042 ~~994~~993.~~25880240~~50960197 0.~~99425880~~99350960 0.~~73722437~~74920042 B-1 0.00000000 0.~~73722826~~74919485 ~~994~~993.~~25879630~~50960145 0.~~99425880~~99350960 0.~~73722826~~74919485 B-2 0.00000000 0.~~73722700~~74920389 ~~994~~993.~~25879949~~50959560 0.~~99425880~~99350960 0.~~73722700~~74920389 B-3 0.00000000 0.~~73722510~~74920105 ~~994~~993.~~25871773~~50951668 0.~~99425872~~99350952 0.~~73722510~~74920105 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 78,614,771.00 7.00000% 5955,~~310~~068,~~905~~361.4212 ~~345~~321,~~980~~232.2811 0.00 0.00 A-2 74,500,000.00 6.75000% 5652,~~206~~186,~~516~~031.8935 ~~316~~293,~~161~~546.6643 0.00 0.00 A-3 74,500,000.00 7.25000% 5652,~~206~~186,~~516~~031.8935 ~~339~~315,~~581~~290.0461 0.00 0.00 A-4 16,124,000.00 7.00000% 16,~~794~~891,~~031~~996.2846 9798,~~965~~536.1865 0.00 0.00 A-5 28,388,890.00 7.00000% 28,388,890.00 165,601.86 0.00 0.00 IO 0.00 0.~~64413~~63646% ~~221~~209,~~677~~491,~~911~~153.5085 ~~118~~111,~~991~~111.9735 0.00 0.00 PO 405,576.79 0.00000% 402,~~488~~026.7336 0.00 0.00 0.00 M-1 5,110,000.00 7.00000% 5,~~084~~080,~~429~~662.6846 29,~~659~~637.1720 0.00 0.00 M-2 2,413,000.00 7.00000% 2,~~400~~399,~~925~~146.4048 1413,~~005~~995.4002 0.00 0.00 M-3 1,419,500.00 7.00000% 1,~~412~~411,~~396~~350.8637 8,~~238~~232.9888 0.00 0.00 B-1 993,600.00 7.00000% ~~988~~987,~~628~~895.0554 5,~~767~~762.0072 0.00 0.00 B-2 709,700.00 7.00000% ~~706~~705,~~148~~625.6847 4,~~119~~116.2015 0.00 0.00 B-3 709,756.08 7.00000% ~~706~~705,~~204~~681.4217 4,~~119~~116.5347 0.00 0.00 R 100.00 7.00000% 0.00 0.00 0.00 0.00 Totals 283,888,893.87 1,~~450~~371,~~191~~179.2745 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~345~~321,~~980~~232.2811 0.00 5550,~~068~~380,~~361~~882.1291 A-2 0.00 0.00 ~~316~~293,~~161~~546.6643 0.00 5247,~~186~~743,~~031~~900.3515 A-3 0.00 0.00 ~~339~~315,~~581~~290.0461 0.00 5247,~~186~~743,~~031~~900.3515 A-4 0.00 0.00 9798,~~965~~536.1865 0.00 16,~~891~~990,~~996~~533.4611 A-5 0.00 0.00 165,601.86 0.00 28,388,890.00 IO 0.00 0.00 ~~118~~111,~~991~~111.9735 0.00 ~~209~~196,~~491~~016,~~153~~839.8504 PO 0.00 0.00 0.00 0.00 ~~402~~401,~~026~~550.3647 M-1 0.00 0.00 29,~~659~~637.1720 0.00 5,~~080~~076,~~662~~834.4606 M-2 0.00 0.00 1413,~~005~~995.4002 0.00 2,~~399~~397,~~146~~338.4867 M-3 0.00 0.00 8,~~238~~232.9888 0.00 1,~~411~~410,~~350~~286.3788 B-1 0.00 0.00 5,~~767~~762.0072 0.00 987,~~895~~151.5414 B-2 0.00 0.00 4,~~119~~116.2015 0.00 705,~~625~~093.4776 B-3 0.00 0.00 4,~~119~~116.5347 0.00 705,~~681~~149.1742 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~450~~371,~~191~~179.2745 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 78,614,771.00 7.00000% ~~754~~700.~~44989110~~48364219 4.~~40095768~~08615462 0.00000000 0.00000000 A-2 74,500,000.00 6.75000% ~~754~~700.~~44989114~~48364228 43.~~24378067~~94022054 0.00000000 0.00000000 A-3 74,500,000.00 7.25000% ~~754~~700.~~44989114~~48364228 4.~~55813477~~23208872 0.00000000 0.00000000 A-4 16,124,000.00 7.00000% ~~1041~~1047.~~55490449~~63064128 6.~~07573679~~11117899 0.00000000 0.00000000 A-5 28,388,890.00 7.00000% 1000.00000000 5.83333339 0.00000000 0.00000000 IO 0.00 0.~~64413~~63646% ~~800~~756.~~54432796~~53435130 0.~~42971510~~40125586 0.00000000 0.00000000 PO 405,576.79 0.00000% ~~992~~991.~~38600414~~24597342 0.00000000 0.00000000 0.00000000 M-1 5,110,000.00 7.00000% 994.~~99602348~~25879843 5.~~80414286~~79984344 0.00000000 0.00000000 M-2 2,413,000.00 7.00000% 994.~~99602155~~25879818 5.~~80414422~~79984252 0.00000000 0.00000000 M-3 1,419,500.00 7.00000% 994.~~99602677~~25880240 5.~~80414230~~79984502 0.00000000 0.00000000 B-1 993,600.00 7.00000% 994.~~99602456~~25879630 5.~~80414654~~79983897 0.00000000 0.00000000 B-2 709,700.00 7.00000% 994.~~99602649~~25879949 5.~~80414260~~79984500 0.00000000 0.00000000 B-3 709,756.08 7.00000% 994.~~99594283~~25871773 5.~~80414894~~79983760 0.00000000 0.00000000 R 100.00 7.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 4.~~40095768~~08615462 0.00000000 ~~700~~640.~~48364219~~85772011 A-2 0.00000000 0.00000000 43.~~24378067~~94022054 0.00000000 ~~700~~640.~~48364228~~85772013 A-3 0.00000000 0.00000000 4.~~55813477~~23208872 0.00000000 ~~700~~640.~~48364228~~85772013 A-4 0.00000000 0.00000000 6.~~07573679~~11117899 0.00000000 ~~1047~~1053.~~63064128~~74182027 A-5 0.00000000 0.00000000 5.83333339 0.00000000 1000.00000000 IO 0.00000000 0.00000000 0.~~42971510~~40125586 0.00000000 ~~756~~707.~~53435130~~87462592 PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~991~~990.~~24597342~~07260746 M-1 0.00000000 0.00000000 5.~~80414286~~79984344 0.00000000 ~~994~~993.~~25879843~~50960078 M-2 0.00000000 0.00000000 5.~~80414422~~79984252 0.00000000 ~~994~~993.~~25879818~~50960215 M-3 0.00000000 0.00000000 5.~~80414230~~79984502 0.00000000 ~~994~~993.~~25880240~~50960197 B-1 0.00000000 0.00000000 5.~~80414654~~79983897 0.00000000 ~~994~~993.~~25879630~~50960145 B-2 0.00000000 0.00000000 5.~~80414260~~79984500 0.00000000 ~~994~~993.~~25879949~~50959560 B-3 0.00000000 0.00000000 5.~~80414894~~79983760 0.00000000 ~~994~~993.~~25871773~~50951668 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1314,~~670~~876,~~148~~828.5422 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 2221,~~053~~624.5881 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1314,~~692~~898,~~202~~453.1203 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 4745,~~626~~086.6819 Payment of Interest and Principal 1314,~~644~~853,~~575~~366.4484 Total Withdrawals (Pool Distribution Amount) 1314,~~692~~898,~~202~~453.1203 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 4745,~~626~~086.6819 ~~Special Servicing Fee 0.00~~ Trustee Fee - Wells Fargo Minnesota Bank, NA 0.00 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 4745,~~626~~086.6819

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6 0 0 0 6 2,~~153~~137,~~997~~564.2069 0.00 0.00 0.00 2,~~153~~137,~~997~~564.2069 60 Days 2 0 0 0 2 ~~913~~790,~~042~~110.3554 0.00 0.00 0.00 ~~913~~790,~~042~~110.3554 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 0 0 8 32,~~067~~927,~~039~~675.5523 0.00 0.00 0.00 32,~~067~~927,~~039~~675.5523 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~065719~~136364% 0.000000% 0.000000% 0.000000% 1.~~065719~~136364% 01.~~994705~~052713% 0.000000% 0.000000% 0.000000% 01.~~994705~~052713% 60 Days 0.~~355240~~378788% 0.000000% 0.000000% 0.000000% 0.~~355240~~378788% 0.~~421638~~389115% 0.000000% 0.000000% 0.000000% 0.~~421638~~389115% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~420959~~515152% 0.000000% 0.000000% 0.000000% 1.~~420959~~515152% 1.~~416343~~441828% 0.000000% 0.000000% 0.000000% 1.~~416343~~441828%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2221,~~053~~624.5881

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 11,355,556.08 4.00000011% 11,~~290~~281,~~361~~853.4993 5.~~21702720~~55943919% 94.~~782973~~440561% 100.000000% Class M-1 6,245,556.08 2.20000015% 6,~~209~~205,~~699~~019.0387 23.~~86936506~~05769166% 2.~~347662~~501748% 0.000000% Class M-2 3,832,556.08 1.35001973% 3,~~810~~807,~~552~~681.5520 1.~~76077235~~87633807% 1.~~108593~~181354% 0.000000% Class M-3 2,413,056.08 0.85000017% 2,~~399~~397,~~202~~394.1832 1.~~10861845~~18138100% 0.~~652154~~694957% 0.000000% Class B-1 1,419,456.08 0.50000409% 1,~~411~~410,~~306~~243.6418 0.~~65213369~~69493554% 0.~~456485~~486445% 0.000000% Class B-2 709,756.08 0.25001192% 705,~~681~~149.1742 0.~~32607971~~34748148% 0.~~326054~~347454% 0.000000% Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.~~326080~~347481% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 113,000.00 0.03980430% 113,000.00 0.~~05221481~~05568381% Fraud 2,838,888.94 1.00000000% 2,838,888.94 1.~~31178801~~39893944% Special Hazard 2,656,654.91 0.93580797% 2,656,654.91 1.~~22758168~~30913868% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 7.~~862284~~853102% Weighted Average Net Coupon 7.~~612284~~603102% Weighted Average Pass-Through Rate 7.~~612284~~603102% Weighted Average Maturity(Stepdown Calculation ) ~~349~~348 Beginning Scheduled Collateral Loan Count ~~595~~563 Number Of Loans Paid In Full 3235 Ending Scheduled Collateral Loan Count ~~563~~528 Beginning Scheduled Collateral Balance ~~228~~216,~~608~~413,~~082~~698.3014 Ending Scheduled Collateral Balance ~~216~~202,~~413~~931,~~698~~510.1474 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2001 ~~216~~203,~~546~~053,~~368~~004.3345 Monthly P &I Constant 1,~~667~~579,~~296~~431.3875 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 1314,~~569~~778,~~832~~522.1994 Ending Scheduled Balance for Premium Loans ~~216~~202,~~413~~931,~~698~~510.1474 Scheduled Principal ~~169~~163,~~478~~166.4113 Unscheduled Principal 1213,~~024~~319,~~905~~021.7527

Senior Percentage 9594.~~04887987~~77326322% Senior Accelerated Distribution Percentage 100% Subordinate Prepayment Distribution Percentage 0.00%

Filing Compare · GMACM MORTGAGE LOAN TRUST MORT PASS THR CERT SERIES 2001-J1