8-K 1 mlm01s01.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2001 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2001-S01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-39127-14 Pooling and Servicing Agreement) (Commission (State or other File Number) 52-2289304 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, Maryland 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2001 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2001-S01 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-S01 Trust, relating to the December 26, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2001-S01 Trust By: Wells Fargo Bank of Minnesota, NA, as Trustee By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 1/8/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-S01 Trust, relating to the December 26, 2001 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/01 Distribution Date: 1112/26/01 MLM Series: 2001-S01 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution R MLM01S01R RES 0.00000% 0.00 1.1605 0.00 I-A-PO 589929XJ2 PO 0.00000% ~~376~~323,~~757~~579.8503 0.00 ~~53,178~~463.8231 I-A-IO 589929XH6 IO 0.~~61792~~61631% 0.00 9289,~~418~~409.1049 0.00 I-A-1 589929XA1 SEQ 6.50000% ~~100~~96,~~570~~152,~~244~~948.0734 ~~544~~520,~~755~~828.4947 4,~~417~~178,~~295~~910.7313 I-A-2 589929XB9 SEQ 6.50000% 9,~~367~~314,~~623~~433.9298 50,~~741~~453.3018 53,~~189~~478.9406 I-A-3 589929XC7 LOCK 6.50000% 10,804,000.00 58,521.67 0.00 I-A-4 589929XD5 SEQ 6.50000% 4138,~~288~~976,~~091~~236.7984 ~~223~~211,~~643~~121.8328 2,~~311~~187,~~854~~092.9544 I-A-5 589929XE3 SEQ 6.50000% 11,346,785.00 61,461.75 0.00 I-A-6 589929XF0 LOCK 6.50000% 11,168,256.00 60,494.72 0.00 I-A-7 589929XG8 ACCR 6.50000% 9,~~819~~872,~~682~~872.0802 53,~~189~~478.9406 (53,~~189~~478.9406) II-A-PO 589929XM5 PO 0.00000% ~~704~~699,~~918~~002.4732 0.00 523,~~916~~647.1681 II-A-1 589929XK9 SEQ 6.50000% 61,~~892~~112,~~715~~408.8700 ~~335~~331,~~252~~025.2154 ~~780~~2,~~307~~577,644.8780 II-A-IO 589929XL7 IO 0.~~48854~~48741% 0.00 1817,~~034~~735.3279 0.00 M-1 589929XN3 SEQ 6.50000% 2,~~185~~178,~~245~~688.6843 11,~~836~~801.7523 6,~~557~~612.2552 M-2 589929XP8 SEQ 6.50000% 1,~~456~~452,~~830~~458.4595 7,~~891~~867.1649 4,~~371~~408.5034 M-3 589929XQ6 SEQ 6.50000% 1,~~166~~162,~~055~~556.7881 6,~~316~~297.1418 3,~~498~~528.9747 B-1 589929XR4 SEQ 6.50000% ~~582~~580,~~535~~787.0504 3,~~155~~145.4093 1,~~748~~762.0174 B-2 589929XS2 SEQ 6.50000% ~~436~~435,~~654~~344.8760 2,~~365~~358.2112 1,~~310~~321.2731 B-3 589929XT0 SEQ 6.50000% ~~728~~726,~~979~~791.0460 3,~~948~~936.6479 2,~~187~~205.4488 Totals ~~263~~256,~~895~~307,~~375~~148.9296 1,~~534~~489,~~027~~937.7974 78,~~588~~987,~~226~~597.9775

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses R 0.00 0.00 1.1605 0.00 I-A-PO 0.00 323,~~579~~115.0372 ~~53,178~~463.8231 0.00 I-A-IO 0.00 0.00 9289,~~418~~409.1049 0.00 I-A-1 0.00 9691,~~152~~974,~~948~~038.3420 4,~~962~~699,~~051~~738.2260 0.00 I-A-2 0.00 9,~~314~~260,~~433~~955.9892 103,931.24 0.00 I-A-3 0.00 10,804,000.00 58,521.67 0.00 I-A-4 0.00 3836,~~976~~789,~~236~~144.8440 2,~~535~~398,~~498~~213.7872 0.00 I-A-5 0.00 11,346,785.00 61,461.75 0.00 I-A-6 0.00 11,168,256.00 60,494.72 0.00 I-A-7 0.00 9,~~872~~926,~~872~~350.0208 0.00 0.00 II-A-PO 0.00 ~~699~~675,~~002~~354.3251 523,~~916~~647.1681 0.00 II-A-1 0.00 6158,~~112~~534,~~408~~763.0020 12,~~115~~908,~~560~~670.0834 0.00 II-A-IO 0.00 0.00 1817,~~034~~735.3279 0.00 M-1 0.00 2,~~178~~172,~~688~~075.4391 18,~~394~~413.0075 0.00 M-2 0.00 1,~~452~~448,~~458~~050.9561 12,~~262~~275.6683 0.00 M-3 0.00 1,~~162~~159,~~556~~028.8134 9,~~815~~825.1165 0.00 B-1 0.00 ~~580~~579,~~787~~024.0430 4,~~903~~908.4167 0.00 B-2 0.00 ~~435~~434,~~344~~023.6029 3,~~675~~679.4843 0.00 B-3 0.00 ~~726~~724,~~791~~585.6072 6,~~136~~142.0867 0.00 Totals 0.00 ~~256~~247,~~307~~319,~~148~~551.9620 910,~~122~~477,~~254~~535.7649 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) R 0.00 0.00 0.00 0.00 0.00 0.00 I-A-PO 433,755.00 ~~376~~323,~~757~~579.8503 ~~459~~402.1497 ~~52,719~~60.6834 0.00 0.00 I-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 I-A-1 117,216,217.00 ~~100~~96,~~570~~152,~~244~~948.0734 ~~154~~150,~~288~~788.9570 4,~~263~~028,~~006~~121.7844 0.00 0.00 I-A-2 9,629,306.00 9,~~367~~314,~~623~~433.9298 1,~~857~~929.8466 51,~~332~~548.1139 0.00 0.00 I-A-3 10,804,000.00 10,804,000.00 0.00 0.00 0.00 0.00 I-A-4 50,000,000.00 4138,~~288~~976,~~091~~236.7984 8078,~~749~~917.3342 2,~~231~~108,~~105~~175.6201 0.00 0.00 I-A-5 11,346,785.00 11,346,785.00 0.00 0.00 0.00 0.00 I-A-6 11,168,256.00 11,168,256.00 0.00 0.00 0.00 0.00 I-A-7 9,558,000.00 9,~~819~~872,~~682~~872.0802 0.00 0.00 (53,~~189~~478.9406) 0.00 II-A-PO 738,523.00 ~~704~~699,~~918~~002.4732 5,~~852~~883.7891 6317,763.3890 0.00 0.00 II-A-1 68,078,873.00 61,~~892~~112,~~715~~408.8700 ~~552~~554,~~982~~907.9978 ~~227~~2,~~324~~022,737.8802 0.00 0.00 II-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 2,217,000.00 2,~~185~~178,~~245~~688.6843 6,~~557~~612.2552 0.00 0.00 0.00 M-2 1,478,000.00 1,~~456~~452,~~830~~458.4595 4,~~371~~408.5034 0.00 0.00 0.00 M-3 1,183,000.00 1,~~166~~162,~~055~~556.7881 3,~~498~~528.9747 0.00 0.00 0.00 B-1 591,000.00 ~~582~~580,~~535~~787.0504 1,~~748~~762.0174 0.00 0.00 0.00 B-2 443,000.00 ~~436~~435,~~654~~344.8760 1,~~310~~321.2731 0.00 0.00 0.00 B-3 739,572.00 ~~728~~726,~~979~~791.0460 2,~~187~~205.4488 0.00 0.00 0.00 Totals 295,625,287.00 ~~263~~256,~~895~~307,~~375~~148.9296 ~~815~~812,~~864~~669.4770 68,~~825~~228,~~552~~406.4510 (53,~~189~~478.9406) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution R 0.00 0.00 0.00000000 0.00 I-A-PO ~~53,178~~463.8231 323,~~579~~115.0372 0.~~74599493~~74492679 ~~53,178~~463.8231 I-A-IO 0.00 0.00 0.00000000 0.00 I-A-1 4,~~417~~178,~~295~~910.7313 9691,~~152~~974,~~948~~038.3420 0.~~82030414~~78465285 4,~~417~~178,~~295~~910.7313 I-A-2 53,~~189~~478.9406 9,~~314~~260,~~433~~955.9892 0.~~96730065~~96174698 53,~~189~~478.9406 I-A-3 0.00 10,804,000.00 1.00000000 0.00 I-A-4 2,~~311~~187,~~854~~092.9544 3836,~~976~~789,~~236~~144.8440 0.~~77952474~~73578289 2,~~311~~187,~~854~~092.9544 I-A-5 0.00 11,346,785.00 1.00000000 0.00 I-A-6 0.00 11,168,256.00 1.00000000 0.00 I-A-7 (53,~~189~~478.9406) 9,~~872~~926,~~872~~350.0208 1.~~03294330~~03853841 (53,~~189~~478.9406) II-A-PO 523,~~916~~647.1681 ~~699~~675,~~002~~354.3251 0.~~94648687~~91446646 523,~~916~~647.1681 II-A-1 ~~780~~2,~~307~~577,644.8780 6158,~~112~~534,~~408~~763.0020 0.~~89767068~~85980805 ~~780~~2,~~307~~577,644.8780 II-A-IO 0.00 0.00 0.00000000 0.00 M-1 6,~~557~~612.2552 2,~~178~~172,~~688~~075.4391 0.~~98271918~~97973654 6,~~557~~612.2552 M-2 4,~~371~~408.5034 1,~~452~~448,~~458~~050.9561 0.~~98271918~~97973654 4,~~371~~408.5034 M-3 3,~~498~~528.9747 1,~~162~~159,~~556~~028.8134 0.~~98271920~~97973655 3,~~498~~528.9747 B-1 1,~~748~~762.0174 ~~580~~579,~~787~~024.0430 0.~~98271919~~97973655 1,~~748~~762.0174 B-2 1,~~310~~321.2731 ~~435~~434,~~344~~023.6029 0.~~98271919~~97973655 1,~~310~~321.2731 B-3 2,~~187~~205.4488 ~~726~~724,~~791~~585.6072 0.~~98271919~~97973655 2,~~187~~205.4488 Totals 78,~~588~~987,~~226~~597.9775 ~~256~~247,~~307~~319,~~148~~551.9620 0.~~86700009~~83659809 78,~~588~~987,~~226~~597.9775

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-A-PO 433,755.00 ~~868~~745.~~59598160~~99492801 10.~~05852382~~92902675 ~~121~~0.~~54252977~~13911079 0.00000000 I-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-A-1 117,216,217.00 ~~857~~820.~~98916433~~30414222 1.~~31627648~~28641500 3634.~~36874563~~36488178 0.00000000 I-A-2 9,629,306.00 ~~972~~967.~~82440915~~30065282 0.~~19293602~~20039450 5.~~33082135~~35328195 0.00000000 I-A-3 10,804,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 I-A-4 50,000,000.00 ~~825~~779.~~76183580~~52473680 1.~~61498660~~57834840 4442.~~62211240~~16350020 0.00000000 I-A-5 11,346,785.00 1000.00000000 0.00000000 0.00000000 0.00000000 I-A-6 11,168,256.00 1000.00000000 0.00000000 0.00000000 0.00000000 I-A-7 9,558,000.00 ~~1027~~1032.~~37833019~~94329567 0.00000000 0.00000000 (5.~~56496547~~59510986) II-A-PO 738,523.00 ~~954~~946.~~49765275~~48686635 7.~~92497999~~96713169 024.~~08581994~~05327932 0.00000000 II-A-1 68,078,873.00 ~~909~~897.~~13249798~~67067678 8.~~12268132~~15095426 329.~~33913988~~71167017 0.00000000 II-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 2,217,000.00 ~~985~~982.~~67689671~~71918358 2.~~95771313~~98264321 0.00000000 0.00000000 M-2 1,478,000.00 ~~985~~982.~~67689445~~71918133 2.~~95771313~~98263870 0.00000000 0.00000000 M-3 1,183,000.00 ~~985~~982.~~67690617~~71919696 2.~~95770921~~98264582 0.00000000 0.00000000 B-1 591,000.00 ~~985~~982.~~67690355~~71918782 2.~~95771574~~98263959 0.00000000 0.00000000 B-2 443,000.00 ~~985~~982.~~67690745~~71918736 2.~~95772009~~98264108 0.00000000 0.00000000 B-3 739,572.00 ~~985~~982.~~67690502~~71919434 2.~~95771068~~98264402 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-A-PO 0.00000000 ~~122~~1.~~60105359~~06813754 ~~745~~744.~~99492801~~92679047 0.~~74599493~~74492679 ~~122~~1.~~60105359~~06813754 I-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-A-1 0.00000000 3735.~~68502212~~65129670 ~~820~~784.~~30414222~~65284543 0.~~82030414~~78465285 3735.~~68502212~~65129670 I-A-2 0.00000000 5.~~52375633~~55367749 ~~967~~961.~~30065282~~74697533 0.~~96730065~~96174698 5.~~52375633~~55367749 I-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 I-A-4 0.00000000 4643.~~23709900~~74184880 ~~779~~735.~~52473680~~78288800 0.~~77952474~~73578289 4643.~~23709900~~74184880 I-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 I-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 I-A-7 0.00000000 (5.~~56496547~~59510986) 1,~~032~~038.~~94329567~~53840552 1.~~03294330~~03853841 (5.~~56496547~~59510986) II-A-PO 0.00000000 832.~~01079993~~02041101 ~~946~~914.~~48686635~~46645534 0.~~94648687~~91446646 832.~~01079993~~02041101 II-A-1 0.00000000 1137.~~46182120~~86262443 ~~897~~859.~~67067678~~80805235 0.~~89767068~~85980805 1137.~~46182120~~86262443 II-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 2.~~95771313~~98264321 ~~982~~979.~~71918358~~73654037 0.~~98271918~~97973654 2.~~95771313~~98264321 M-2 0.00000000 2.~~95771313~~98263870 ~~982~~979.~~71918133~~73654263 0.~~98271918~~97973654 2.~~95771313~~98263870 M-3 0.00000000 2.~~95770921~~98264582 ~~982~~979.~~71919696~~73655114 0.~~98271920~~97973655 2.~~95770921~~98264582 B-1 0.00000000 2.~~95771574~~98263959 ~~982~~979.~~71918782~~73654822 0.~~98271919~~97973655 2.~~95771574~~98263959 B-2 0.00000000 2.~~95772009~~98264108 ~~982~~979.~~71918736~~73654628 0.~~98271919~~97973655 2.~~95772009~~98264108 B-3 0.00000000 2.~~95771068~~98264402 ~~982~~979.~~71919434~~73655033 0.~~98271919~~97973655 2.~~95771068~~98264402 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall R 0.00 0.00000% 0.00 0.00 0.00 0.00 I-A-PO 433,755.00 0.00000% ~~376~~323,~~757~~579.8503 0.00 0.00 0.00 I-A-IO 0.00 0.~~61792~~61631% ~~179~~174,~~475~~085,~~647~~560.3959 9289,~~418~~409.1049 0.00 0.00 I-A-1 117,216,217.00 6.50000% ~~100~~96,~~570~~152,~~244~~948.0734 ~~544~~520,~~755~~828.4947 0.00 0.00 I-A-2 9,629,306.00 6.50000% 9,~~367~~314,~~623~~433.9298 50,~~741~~453.3018 0.00 0.00 I-A-3 10,804,000.00 6.50000% 10,804,000.00 58,521.67 0.00 0.00 I-A-4 50,000,000.00 6.50000% 4138,~~288~~976,~~091~~236.7984 ~~223~~211,~~643~~121.8328 0.00 0.00 I-A-5 11,346,785.00 6.50000% 11,346,785.00 61,461.75 0.00 0.00 I-A-6 11,168,256.00 6.50000% 11,168,256.00 60,494.72 0.00 0.00 I-A-7 9,558,000.00 6.50000% 9,~~819~~872,~~682~~872.0802 53,~~189~~478.9406 0.00 0.00 II-A-PO 738,523.00 0.00000% ~~704~~699,~~918~~002.4732 0.00 0.00 0.00 II-A-1 68,078,873.00 6.50000% 61,~~892~~112,~~715~~408.8700 ~~335~~331,~~252~~025.2154 0.00 0.00 II-A-IO 0.00 0.~~48854~~48741% 4443,~~297~~665,~~779~~404.6536 1817,~~034~~735.3279 0.00 0.00 M-1 2,217,000.00 6.50000% 2,~~185~~178,~~245~~688.6843 11,~~836~~801.7523 0.00 0.00 M-2 1,478,000.00 6.50000% 1,~~456~~452,~~830~~458.4595 7,~~891~~867.1649 0.00 0.00 M-3 1,183,000.00 6.50000% 1,~~166~~162,~~055~~556.7881 6,~~316~~297.1418 0.00 0.00 B-1 591,000.00 6.50000% ~~582~~580,~~535~~787.0504 3,~~155~~145.4093 0.00 0.00 B-2 443,000.00 6.50000% ~~436~~435,~~654~~344.8760 2,~~365~~358.2112 0.00 0.00 B-3 739,572.00 6.50000% ~~728~~726,~~979~~791.0460 3,~~948~~936.6479 0.00 0.00 Totals 295,625,287.00 1,~~534~~489,~~026~~936.6369 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance R 0.00 0.00 1.1605 0.00 0.00 I-A-PO 0.00 0.00 0.00 0.00 323,~~579~~115.0372 I-A-IO 0.00 0.00 9289,~~418~~409.1049 0.00 ~~174~~168,~~085~~340,~~560~~713.5988 I-A-1 0.00 0.00 ~~544~~520,~~755~~828.4947 0.00 9691,~~152~~974,~~948~~038.3420 I-A-2 0.00 0.00 50,~~741~~453.3018 0.00 9,~~314~~260,~~433~~955.9892 I-A-3 0.00 0.00 58,521.67 0.00 10,804,000.00 I-A-4 0.00 0.00 ~~223~~211,~~643~~121.8328 0.00 3836,~~976~~789,~~236~~144.8440 I-A-5 0.00 0.00 61,461.75 0.00 11,346,785.00 I-A-6 0.00 0.00 60,494.72 0.00 11,168,256.00 I-A-7 0.00 0.00 53,~~189~~478.9406 0.00 9,~~872~~926,~~872~~350.0208 II-A-PO 0.00 0.00 0.00 0.00 ~~699~~675,~~002~~354.3251 II-A-1 0.00 0.00 ~~335~~331,~~252~~025.2154 0.00 6158,~~112~~534,~~408~~763.0020 II-A-IO 0.00 0.00 1817,~~034~~735.3279 0.00 4341,~~665~~672,~~404~~882.3611 M-1 0.00 0.00 11,~~836~~801.7523 0.00 2,~~178~~172,~~688~~075.4391 M-2 0.00 0.00 7,~~891~~867.1649 0.00 1,~~452~~448,~~458~~050.9561 M-3 0.00 0.00 6,~~316~~297.1418 0.00 1,~~162~~159,~~556~~028.8134 B-1 0.00 0.00 3,~~155~~145.4093 0.00 ~~580~~579,~~787~~024.0430 B-2 0.00 0.00 2,~~365~~358.2112 0.00 ~~435~~434,~~344~~023.6029 B-3 0.00 0.00 3,~~948~~936.6479 0.00 ~~726~~724,~~791~~585.6072 Totals 0.00 0.00 1,~~534~~489,~~027~~937.7974 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 I-A-PO 433,755.00 0.00000% ~~868~~745.~~59598160~~99492801 0.00000000 0.00000000 0.00000000 I-A-IO 0.00 0.~~61792~~61631% ~~884~~858.~~70355797~~13377516 0.~~45556388~~44073330 0.00000000 0.00000000 I-A-1 117,216,217.00 6.50000% ~~857~~820.~~98916433~~30414222 4.~~64744132~~44331410 0.00000000 0.00000000 I-A-2 9,629,306.00 6.50000% ~~972~~967.~~82440915~~30065282 5.~~26946594~~23954478 0.00000000 0.00000000 I-A-3 10,804,000.00 6.50000% 1000.00000000 5.41666698 0.00000000 0.00000000 I-A-4 50,000,000.00 6.50000% ~~825~~779.~~76183580~~52473680 4.~~47287660~~22242560 0.00000000 0.00000000 I-A-5 11,346,785.00 6.50000% 1000.00000000 5.41666648 0.00000000 0.00000000 I-A-6 11,168,256.00 6.50000% 1000.00000000 5.41666667 0.00000000 0.00000000 I-A-7 9,558,000.00 6.50000% ~~1027~~1032.~~37833019~~94329567 5.~~56496547~~59510986 0.00000000 0.00000000 II-A-PO 738,523.00 0.00000% ~~954~~946.~~49765275~~48686635 0.00000000 0.00000000 0.00000000 II-A-1 68,078,873.00 6.50000% ~~909~~897.~~13249798~~67067678 4.~~92446768~~86238278 0.00000000 0.00000000 II-A-IO 0.00 0.~~48854~~48741% ~~894~~881.~~44944594~~68068569 0.~~36414438~~35811654 0.00000000 0.00000000 M-1 2,217,000.00 6.50000% ~~985~~982.~~67689671~~71918358 5.~~33908435~~32306270 0.00000000 0.00000000 M-2 1,478,000.00 6.50000% ~~985~~982.~~67689445~~71918133 5.~~33907984~~32306495 0.00000000 0.00000000 M-3 1,183,000.00 6.50000% ~~985~~982.~~67690617~~71919696 5.~~33908707~~32306002 0.00000000 0.00000000 B-1 591,000.00 6.50000% ~~985~~982.~~67690355~~71918782 5.~~33908629~~32306261 0.00000000 0.00000000 B-2 443,000.00 6.50000% ~~985~~982.~~67690745~~71918736 5.~~33907449~~32306998 0.00000000 0.00000000 B-3 739,572.00 6.50000% ~~985~~982.~~67690502~~71919434 5.~~33908801~~32306523 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~745~~744.~~99492801~~92679047 I-A-IO 0.00000000 0.00000000 0.~~45556388~~44073330 0.00000000 ~~858~~829.~~13377516~~81524617 I-A-1 0.00000000 0.00000000 4.~~64744132~~44331410 0.00000000 ~~820~~784.~~30414222~~65284543 I-A-2 0.00000000 0.00000000 5.~~26946594~~23954478 0.00000000 ~~967~~961.~~30065282~~74697533 I-A-3 0.00000000 0.00000000 5.41666698 0.00000000 1000.00000000 I-A-4 0.00000000 0.00000000 4.~~47287660~~22242560 0.00000000 ~~779~~735.~~52473680~~78288800 I-A-5 0.00000000 0.00000000 5.41666648 0.00000000 1000.00000000 I-A-6 0.00000000 0.00000000 5.41666667 0.00000000 1000.00000000 I-A-7 0.00000000 0.00000000 5.~~56496547~~59510986 0.00000000 ~~1032~~1038.~~94329567~~53840552 II-A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~946~~914.~~48686635~~46645534 II-A-1 0.00000000 0.00000000 4.~~92446768~~86238278 0.00000000 ~~897~~859.~~67067678~~80805235 II-A-IO 0.00000000 0.00000000 0.~~36414438~~35811654 0.00000000 ~~881~~841.~~68068569~~44818563 M-1 0.00000000 0.00000000 5.~~33908435~~32306270 0.00000000 ~~982~~979.~~71918358~~73654037 M-2 0.00000000 0.00000000 5.~~33907984~~32306495 0.00000000 ~~982~~979.~~71918133~~73654263 M-3 0.00000000 0.00000000 5.~~33908707~~32306002 0.00000000 ~~982~~979.~~71919696~~73655114 B-1 0.00000000 0.00000000 5.~~33908629~~32306261 0.00000000 ~~982~~979.~~71918782~~73654822 B-2 0.00000000 0.00000000 5.~~33907449~~32306998 0.00000000 ~~982~~979.~~71918736~~73654628 B-3 0.00000000 0.00000000 5.~~33908801~~32306523 0.00000000 ~~982~~979.~~71919434~~73655033 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 910,~~177~~530,~~233~~932.0186 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 910,~~177~~530,~~233~~932.0186 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 5453,~~978~~397.2537 Payment of Interest and Principal 910,~~122~~477,~~254~~535.7649 Total Withdrawals (Pool Distribution Amount) 910,~~177~~530,~~233~~932.0186 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 5453,~~978~~397.2537 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 5453,~~978~~397.2537

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6 0 0 0 6 12,~~897~~126,~~415~~210.8299 0.00 0.00 0.00 12,~~897~~126,~~415~~210.8299 60 Days 12 0 0 0 12 ~~252~~705,~~383~~757.8470 0.00 0.00 0.00 ~~252~~705,~~383~~757.8470 90 Days 01 0 01 0 02 0251,294.0042 0.00 0338,194.0095 0.00 0589,489.0037 120 Days 10 0 0 0 10 ~~338,533~~0.3600 0.00 0.00 0.00 ~~338,533~~0.3600 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 89 0 01 0 810 23,~~488~~083,~~333~~263.0211 0.00 0338,194.0095 0.00 23,~~488~~421,~~333~~458.0206 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~738007~~765306% 0.000000% 0.000000% 0.000000% 0.~~738007~~765306% 0.~~740290~~859702% 0.000000% 0.000000% 0.000000% 0.~~740290~~859702% 60 Days 0.~~123001~~255102% 0.000000% 0.000000% 0.000000% 0.~~123001~~255102% 0.~~098469~~285363% 0.000000% 0.000000% 0.000000% 0.~~098469~~285363% 90 Days 0.~~000000~~127551% 0.000000% 0.~~000000~~127551% 0.000000% 0.~~000000~~255102% 0.~~000000~~101607% 0.000000% 0.~~000000~~136744% 0.000000% 0.~~000000~~238351% 120 Days 0.~~123001~~000000% 0.000000% 0.000000% 0.000000% 0.~~123001~~000000% 0.~~132081~~000000% 0.000000% 0.000000% 0.000000% 0.~~132081~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~984010~~147959% 0.000000% 0.~~000000~~127551% 0.000000% 01.~~984010~~275510% 01.~~970840~~246671% 0.000000% 0.~~000000~~136744% 0.000000% 01.~~970840~~383416%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 1,~~638~~667,~~359~~033.1215 0.00 0.00 0.00 1,~~638~~667,~~359~~033.1215 60 Days 02 0 0 0 02 0705,757.0070 0.00 0.00 0.00 0705,757.0070 90 Days 0 0 01 0 01 0.00 0.00 0338,194.0095 0.00 0338,194.0095 120 Days 10 0 0 0 10 ~~338,533~~0.3600 0.00 0.00 0.00 ~~338,533~~0.3600 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 56 0 01 0 57 12,~~976~~372,~~892~~790.4885 0.00 0338,194.0095 0.00 12,~~976~~710,~~892~~985.4880 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~732601~~760456% 0.000000% 0.000000% 0.000000% 0.~~732601~~760456% 0.~~848939~~893294% 0.000000% 0.000000% 0.000000% 0.~~848939~~893294% 60 Days 0.~~000000~~380228% 0.000000% 0.000000% 0.000000% 0.~~000000~~380228% 0.~~000000~~378186% 0.000000% 0.000000% 0.000000% 0.~~000000~~378186% 90 Days 0.000000% 0.000000% 0.~~000000~~190114% 0.000000% 0.~~000000~~190114% 0.000000% 0.000000% 0.~~000000~~181225% 0.000000% 0.~~000000~~181225% 120 Days 0.~~183150~~000000% 0.000000% 0.000000% 0.000000% 0.~~183150~~000000% 0.~~175416~~000000% 0.000000% 0.000000% 0.000000% 0.~~175416~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~915751~~140684% 0.000000% 0.~~000000~~190114% 0.000000% 01.~~915751~~330798% 1.~~024355~~271480% 0.000000% 0.~~000000~~181225% 0.000000% 1.~~024355~~452705% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 ~~259~~459,~~056~~177.7084 0.00 0.00 0.00 ~~259~~459,~~056~~177.7084 60 Days 10 0 0 0 10 ~~252,383~~0.8400 0.00 0.00 0.00 ~~252,383~~0.8400 90 Days 01 0 0 0 01 0251,294.0042 0.00 0.00 0.00 0251,294.0042 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 ~~511~~710,~~440~~472.5426 0.00 0.00 0.00 ~~511~~710,~~440~~472.5426 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~749064~~775194% 0.000000% 0.000000% 0.000000% 0.~~749064~~775194% 0.~~409135~~756431% 0.000000% 0.000000% 0.000000% 0.~~409135~~756431% 60 Days 0.~~374532~~000000% 0.000000% 0.000000% 0.000000% 0.~~374532~~000000% 0.~~398596~~000000% 0.000000% 0.000000% 0.000000% 0.~~398596~~000000% 90 Days 0.~~000000~~387597% 0.000000% 0.000000% 0.000000% 0.~~000000~~387597% 0.~~000000~~413972% 0.000000% 0.000000% 0.000000% 0.~~000000~~413972% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~123596~~162791% 0.000000% 0.000000% 0.000000% 1.~~123596~~162791% 01.~~807731~~170403% 0.000000% 0.000000% 0.000000% 01.~~807731~~170403%

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class I-A-PO 295,191,532.00 99.85327541% ~~255~~246,~~983~~996,~~569~~435.9348 99.~~87372794~~86932654% 0.~~126592~~131005% 0.000000% Class I-A-1 177,975,315.00 60.20300794% ~~159~~155,~~830~~022,~~621~~397.5928 62.~~35900227~~68099532% 37.~~617316~~290159% 0.000000% Class I-A-2 168,346,009.00 56.94574057% ~~150~~145,~~516~~761,~~187~~441.6136 58.~~72491261~~93646585% 3.~~644028~~754783% 0.000000% Class I-A-3 157,542,009.00 53.29111410% ~~139~~134,~~712~~957,~~187~~441.6136 54.~~50965865~~56802951% 4.~~226781~~380398% 0.000000% Class I-A-4 107,542,009.00 36.37781128% ~~100~~98,~~735~~168,~~950~~296.7796 39.~~30281519~~69288741% 1514.~~248429~~915873% 0.000000% Class I-A-5 96,195,224.00 32.53957907% 8986,~~389~~821,~~165~~511.7796 3435.~~87578998~~10498405% 4.~~439132~~600466% 0.000000% Class I-A-6 85,026,968.00 28.76173715% 7875,~~220~~653,~~909~~255.7796 30.~~51841907~~58926623% 4.~~369287~~528083% 0.000000% Class I-A-7 75,468,968.00 25.52859018% 6865,~~348~~726,~~037~~905.7588 26.~~66645101~~57569456% 34.~~862502~~024562% 0.000000% Class II-A-1 6,651,572.00 2.25000103% 6,~~536~~516,~~627~~788.4317 2.~~55030958~~63496615% 23.~~908625~~732465% 0.000000% Class M-1 4,434,572.00 1.50006518% 4,~~357~~344,~~939~~712.0026 1.~~70027949~~75671963% 0.~~852355~~880651% 0.000000% Class M-2 2,956,572.00 1.00010795% 2,~~905~~896,~~480~~661.0565 1.~~13359277~~17122196% 0.~~568236~~587101% 0.000000% Class M-3 1,773,572.00 0.59993921% 1,~~742~~737,~~923~~633.2431 0.~~68001334~~70258612% 0.~~454820~~469919% 0.000000% Class B-1 1,182,572.00 0.40002397% 1,~~162~~158,~~136~~609.2001 0.~~45341533~~46846628% 0.~~227218~~234761% 0.000000% Class B-2 739,572.00 0.25017210% ~~726~~724,~~791~~585.6072 0.~~28356268~~29297543% 0.~~170317~~175971% 0.000000% Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.~~284338~~293778% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.03382661% 100,000.00 0.~~03901568~~04043351% Fraud 5,912,507.05 2.00000044% 5,912,507.05 2.~~30680477~~39063408% Special Hazard 2,956,253.00 1.00000004% 2,956,253.00 1.~~15340218~~19531683% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 7.~~225616~~225712% Weighted Average Pass-Through Rate 6.~~975616~~975712% Weighted Average Maturity(Stepdown Calculation ) ~~330~~329 Beginning Scheduled Collateral Loan Count ~~830~~813 Number Of Loans Paid In Full 1729 Ending Scheduled Collateral Loan Count ~~813~~784 Beginning Scheduled Collateral Balance ~~263~~256,~~895~~307,~~441~~214.2932 Ending Scheduled Collateral Balance ~~256~~247,~~307~~319,~~214~~616.3257 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2001 ~~256~~247,~~307~~319,~~214~~616.3257 Monthly P &I Constant 2,~~403~~354,~~012~~075.6615 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 810,~~950~~291,~~698~~495.2934 Class AP Deferred Amount (~~699~~675,~~002~~354.4462) Ending Scheduled Balance for Premium Loans ~~256~~247,~~307~~319,~~214~~616.3257 Scheduled Principal ~~814~~810,~~006~~740.6304 Unscheduled Principal 68,~~774~~176,~~220~~857.3471

Group Level Collateral Statement Group 1 2 Total Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year Weighted Average Coupon Rate 7.~~292872~~295052 7.~~016062~~014370 7.~~225616~~225712 Weighted Average Net Rate 7.~~042872~~045052 6.~~766061~~764369 6.~~975616~~975712 Weighted Average Maturity ~~330~~329 ~~211~~210 ~~330~~329 Beginning Loan Count ~~562~~546 ~~268~~267 ~~830~~813 Loans Paid In Full 1620 19 1729 Ending Loan Count ~~546~~526 ~~267~~258 ~~813~~784 Beginning Scheduled Balance ~~199~~192,~~777~~989,~~465~~045.1273 6463,~~117~~318,~~976~~168.1759 ~~263~~256,~~895~~307,~~441~~214.2932 Ending scheduled Balance ~~192~~186,~~989~~616,~~045~~422.7313 6360,~~318~~703,~~168~~194.5944 ~~256~~247,~~307~~319,~~214~~616.3257 Record Date 1011/3130/2001 1011/3130/2001 1011/3130/2001 Principal And Interest Constant 1,~~455~~409,~~713~~487.6171 ~~947~~944,~~299~~587.0544 2,~~403~~354,~~012~~075.6615 Scheduled Principal ~~241~~236,~~587~~266.3181 ~~572~~574,~~419~~473.3223 ~~814~~810,~~006~~740.6304 Unscheduled Principal 6,~~546~~136,~~832~~356.0879 ~~227~~2,~~388~~040,500.2692 68,~~774~~176,~~220~~857.3471 Scheduled Interest 1,~~214~~173,~~126~~220.3090 ~~374~~370,~~879~~114.7321 1,~~589~~543,~~006~~335.0311 Servicing Fees 4140,~~620~~206.3106 13,~~357~~191.9431 5453,~~978~~397.2537 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~172~~133,~~505~~014.9984 ~~361~~356,~~521~~922.7990 1,~~534~~489,~~027~~937.7874 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~042872~~045052 6.~~766062~~764370 6.~~975616~~975712

Filing Compare · MERRILL LYNCH MORT INV INC MOR PAS THR CERT SER 2001-S1