8-K 1 cwt01j01.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2001 COUNTRYWIDE HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2001-J01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-51332-17 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2001 a distribution was made to holders of COUNTRYWIDE HOME LOAN TRUST, Mortgage Pass-Through Certificates, Series 2001-J01 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-J01 Trust, relating to the December 26, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COUNTRYWIDE HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2001-J01 Trust By: Wells Fargo Bank Minnesota, NA, as Certificate Administrator By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 1/7/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-J01 Trust, relating to the December 26, 2001 distribution. EX-99.1

Countrywide Home Loan Trust Mortgage Pass-Through Certificates Record Date: 1011/3130/01 Distribution Date: 1112/26/01 CWT Series: 2001-J01 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 12669B4R0 SEN 6.75000% ~~162~~158,~~370~~908,~~997~~358.1672 ~~913~~893,~~336~~859.8652 311,~~462~~093,~~638~~870.4473 1-A-2 12669B4S8 SEN 6.75000% 7,~~111~~151,~~790~~793.1395 40,~~003~~228.8284 (40,~~003~~228.8283) 1-A-3 12669B4T6 SEN 6.75000% 20,625,000.00 116,015.63 0.00 2-A-1 12669B4U3 SEN 6.50000% 7371,~~666~~339,~~512~~103.0392 ~~399~~386,~~026~~420.9415 2,~~327~~806,~~408~~046.1140 3-A-1 12669B4V1 SEN 6.50000% 44,~~309~~004,~~911~~823.2825 ~~240~~238,~~012~~359.0246 ~~305~~1,~~088~~400,015.0289 3-A-2 12669B4W9 SEN 6.44000% ~~129~~128,~~901~~887,~~476~~641.8560 ~~697~~691,~~137~~697.9301 14,~~013~~463,~~835~~952.2557 3-A-3 12669B4X7 SEN 6.50000% 9,~~707~~760,~~511~~094.7713 52,~~582~~867.3618 (52,~~582~~867.3618) PO 12669B5C2 SEN 0.00000% 3,~~867~~823,~~458~~482.5024 0.00 4388,~~976~~599.2509 1-X 12669B4Z2 SEN 0.~~38948~~37747% 0.00 3634,~~081~~055.6456 0.00 2-X 12669B5A6 SEN 0.~~32368~~30963% 0.00 1110,~~063~~302.7788 0.00 3-X 12669B5B4 SEN 0.~~28888~~28350% 0.00 3130,~~562~~715.2427 0.00 A-R 12669B4Y5 SEN 6.75000% 0.00 0.00 0.00 M 12669B5D0 MEZ 6.~~60430~~60444% 6,~~641~~624,~~582~~588.1410 36,~~552~~459.4874 1617,~~994~~370.0402 B-1 12669B5E8 JUN 6.~~60430~~60444% 2,~~706~~699,~~123~~198.0378 14,~~893~~855.3658 67,~~924~~077.2544 B-2 12669B5F5 JUN 6.~~60430~~60444% 1,~~475~~472,~~797~~020.1699 8,~~122~~101.1756 3,~~776~~859.1772 B-3 12669B5G3 JUN 6.~~60430~~60444% ~~491~~490,~~932~~673.3967 2,~~707~~700.3952 1,~~258~~286.7257 B-4 12669B5H1 JUN 6.~~60430~~60444% ~~491~~490,~~932~~673.3967 2,~~707~~700.3952 1,~~258~~286.7257 B-5 12669B5J7 JUN 6.~~60430~~60444% ~~494~~492,~~133~~868.1478 2,~~719~~712.5060 1,~~264~~292.3633 Totals ~~463~~456,~~862~~770,~~157~~321.9780 2,~~604~~562,~~525~~052.5002 719,~~091~~791,~~836~~561.1532

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 ~~158~~147,~~908~~814,~~358~~487.7299 411,~~375~~987,~~975~~730.3025 0.00 1-A-2 0.00 7,~~151~~192,~~793~~022.9579 0.0001 0.00 1-A-3 0.00 20,625,000.00 116,015.63 0.00 2-A-1 0.00 7168,~~339~~533,~~103~~057.9252 23,~~726~~192,~~435~~466.0555 0.00 3-A-1 0.00 4442,~~004~~604,~~823~~807.2536 ~~545~~1,~~100~~638,375.0435 0.00 3-A-2 0.00 ~~128~~124,~~887~~423,~~641~~689.6003 15,~~710~~155,~~973~~649.1858 0.00 3-A-3 0.00 9,~~760~~812,~~094~~961.1331 0.00 0.00 PO 0.00 3,~~823~~734,~~482~~883.2416 4388,~~976~~599.2509 0.00 1-X 0.00 0.00 3634,~~081~~055.6456 0.00 2-X 0.00 0.00 1110,~~063~~302.7788 0.00 3-X 0.00 0.00 3130,~~562~~715.2427 0.00 A-R 0.00 0.00 0.00 0.00 M 0.00 6,~~624~~607,~~588~~218.1008 53,~~546~~829.5276 0.00 B-1 0.00 2,~~699~~692,~~198~~121.7834 21,~~817~~933.6102 0.00 B-2 0.00 1,~~472~~468,~~020~~161.9927 11,~~898~~961.3428 0.00 B-3 0.00 ~~490~~489,~~673~~387.6709 3,~~966~~987.1109 0.00 B-4 0.00 ~~490~~489,~~673~~387.6709 3,~~966~~987.1109 0.00 B-5 0.00 ~~492~~491,~~868~~576.7846 34,~~983~~004.8693 0.00 Totals 0.00 ~~456~~436,~~770~~978,~~321~~760.8049 922,~~696~~353,~~361~~613.6534 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 171,673,634.00 ~~162~~158,~~370~~908,~~997~~358.1672 ~~228~~225,~~028~~840.4911 310,~~234~~868,~~609~~030.9562 0.00 0.00 1-A-2 6,954,000.00 7,~~111~~151,~~790~~793.1395 0.00 0.00 (40,~~003~~228.8283) 0.00 1-A-3 20,625,000.00 20,625,000.00 0.00 0.00 0.00 0.00 2-A-1 82,130,600.00 7371,~~666~~339,~~512~~103.0392 ~~645~~628,~~129~~705.4467 12,~~682~~177,~~278~~340.6772 0.00 0.00 3-A-1 48,000,000.00 44,~~309~~004,~~911~~823.2825 68,~~675~~788.3116 ~~236~~1,~~412~~331,227.7173 0.00 0.00 3-A-2 141,735,497.00 ~~129~~128,~~901~~887,~~476~~641.8560 ~~228~~219,~~214~~331.3014 ~~785~~4,~~620~~244,621.9543 0.00 0.00 3-A-3 9,500,000.00 9,~~707~~760,~~511~~094.7713 0.00 0.00 (52,~~582~~867.3618) 0.00 PO 4,081,836.00 3,~~867~~823,~~458~~482.5024 14,~~248~~084.0345 2974,~~728~~514.2264 0.00 0.00 1-X 0.00 0.00 0.00 0.00 0.00 0.00 2-X 0.00 0.00 0.00 0.00 0.00 0.00 3-X 0.00 0.00 0.00 0.00 0.00 0.00 A-R 100.00 0.00 0.00 0.00 0.00 0.00 M 6,710,000.00 6,~~641~~624,~~582~~588.1410 1617,~~994~~370.0402 0.00 0.00 0.00 B-1 2,734,000.00 2,~~706~~699,~~123~~198.0378 67,~~924~~077.2544 0.00 0.00 0.00 B-2 1,491,000.00 1,~~475~~472,~~797~~020.1699 3,~~776~~859.1772 0.00 0.00 0.00 B-3 497,000.00 ~~491~~490,~~932~~673.3967 1,~~258~~286.7257 0.00 0.00 0.00 B-4 497,000.00 ~~491~~490,~~932~~673.3967 1,~~258~~286.7257 0.00 0.00 0.00 B-5 499,224.00 ~~494~~492,~~133~~868.1478 1,~~264~~292.3633 0.00 0.00 0.00 Totals 497,128,891.00 ~~463~~456,~~862~~770,~~157~~321.9780 1,~~215~~188,~~771~~922.8318 518,~~968~~695,~~650~~735.5014 (9293,~~586~~096.1801) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 311,~~462~~093,~~638~~870.4473 ~~158~~147,~~908~~814,~~358~~487.7299 0.~~92564219~~86102032 311,~~462~~093,~~638~~870.4473 1-A-2 (40,~~003~~228.8283) 7,~~151~~192,~~793~~022.9579 1.~~02844319~~03422818 (40,~~003~~228.8283) 1-A-3 0.00 20,625,000.00 1.00000000 0.00 2-A-1 2,~~327~~806,~~408~~046.1140 7168,~~339~~533,~~103~~057.9252 0.~~86860566~~83444000 2,~~327~~806,~~408~~046.1140 3-A-1 ~~305~~1,~~088~~400,015.0289 4442,~~004~~604,~~823~~807.2536 0.~~91676715~~88760015 ~~305~~1,~~088~~400,015.0289 3-A-2 14,~~013~~463,~~835~~952.2557 ~~128~~124,~~887~~423,~~641~~689.6003 0.~~90935330~~87785835 14,~~013~~463,~~835~~952.2557 3-A-3 (52,~~582~~867.3618) 9,~~760~~812,~~094~~961.1331 1.~~02737833~~03294330 (52,~~582~~867.3618) PO 4388,~~976~~599.2509 3,~~823~~734,~~482~~883.2416 0.~~93670648~~91500079 4388,~~976~~599.2509 1-X 0.00 0.00 0.00000000 0.00 2-X 0.00 0.00 0.00000000 0.00 3-X 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 M 1617,~~994~~370.0402 6,~~624~~607,~~588~~218.1008 0.~~98727095~~98468228 1617,~~994~~370.0402 B-1 67,~~924~~077.2544 2,~~699~~692,~~198~~121.7834 0.~~98727095~~98468228 67,~~924~~077.2544 B-2 3,~~776~~859.1772 1,~~472~~468,~~020~~161.9927 0.~~98727095~~98468227 3,~~776~~859.1772 B-3 1,~~258~~286.7257 ~~490~~489,~~673~~387.6709 0.~~98727097~~98468227 1,~~258~~286.7257 B-4 1,~~258~~286.7257 ~~490~~489,~~673~~387.6709 0.~~98727097~~98468227 1,~~258~~286.7257 B-5 1,~~264~~292.3633 ~~492~~491,~~868~~576.7846 0.~~98726980~~98468115 1,~~264~~292.3633 Totals 719,~~091~~791,~~836~~561.1532 ~~456~~436,~~770~~978,~~321~~760.8049 0.~~91881669~~87900496 719,~~091~~791,~~836~~561.1532

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 171,673,634.00 ~~945~~925.~~81208178~~64219104 1.~~32826739~~31552006 1863.~~84162334~~30634686 0.00000000 1-A-2 6,954,000.00 ~~1022~~1028.~~69055651~~44319097 0.00000000 0.00000000 (5.~~75263445~~78499137) 1-A-3 20,625,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-1 82,130,600.00 ~~896~~868.~~94355125~~60565879 7.~~85492180~~65495041 2026.~~48297066~~51071245 0.00000000 3-A-1 48,000,000.00 ~~923~~916.~~12315167~~76715104 1.~~43073562~~43308667 427.~~92526479~~73391104 0.00000000 3-A-2 141,735,497.00 ~~916~~909.~~50630646~~35329771 1.~~61014217~~54746796 529.~~54286658~~94748330 0.00000000 3-A-3 9,500,000.00 ~~1021~~1027.~~84334421~~37832947 0.00000000 0.00000000 (5.~~53498526~~56496632) PO 4,081,836.00 ~~947~~936.~~48012904~~70648208 3.~~49059345~~45051835 718.~~28305106~~25517733 0.00000000 1-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 M 6,710,000.00 ~~989~~987.~~80359762~~27095380 2.~~53264382~~58867660 0.00000000 0.00000000 B-1 2,734,000.00 ~~989~~987.~~80359546~~27095099 2.~~53264448~~58867593 0.00000000 0.00000000 B-2 1,491,000.00 ~~989~~987.~~80359490~~27095238 2.~~53264252~~58867874 0.00000000 0.00000000 B-3 497,000.00 ~~989~~987.~~80360161~~27096579 2.~~53263581~~58867203 0.00000000 0.00000000 B-4 497,000.00 ~~989~~987.~~80360161~~27096579 2.~~53263581~~58867203 0.00000000 0.00000000 B-5 499,224.00 ~~989~~987.~~80245341~~26980273 2.~~53265067~~58867763 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 2064.~~16989074~~62186692 ~~925~~861.~~64219104~~02032412 0.~~92564219~~86102032 2064.~~16989074~~62186692 1-A-2 0.00000000 (5.~~75263445~~78499137) 1,~~028~~034.~~44319097~~22818378 1.~~02844319~~03422818 (5.~~75263445~~78499137) 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-1 0.00000000 2834.~~33789245~~16566298 ~~868~~834.~~60565879~~43999581 0.~~86860566~~83444000 2834.~~33789245~~16566298 3-A-1 0.00000000 629.~~35600042~~16699771 ~~916~~887.~~76715104~~60015333 0.~~91676715~~88760015 629.~~35600042~~16699771 3-A-2 0.00000000 731.~~15300875~~49495126 ~~909~~877.~~35329771~~85834645 0.~~90935330~~87785835 731.~~15300875~~49495126 3-A-3 0.00000000 (5.~~53498526~~56496632) 1,~~027~~032.~~37832947~~94329579 1.~~02737833~~03294330 (5.~~53498526~~56496632) PO 0.00000000 1021.~~77364451~~70569567 ~~936~~915.~~70648208~~00078886 0.~~93670648~~91500079 1021.~~77364451~~70569567 1-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M 0.00000000 2.~~53264382~~58867660 ~~987~~984.~~27095380~~68227720 0.~~98727095~~98468228 2.~~53264382~~58867660 B-1 0.00000000 2.~~53264448~~58867593 ~~987~~984.~~27095099~~68227505 0.~~98727095~~98468228 2.~~53264448~~58867593 B-2 0.00000000 2.~~53264252~~58867874 ~~987~~984.~~27095238~~68227364 0.~~98727095~~98468227 2.~~53264252~~58867874 B-3 0.00000000 2.~~53263581~~58867203 ~~987~~984.~~27096579~~68227364 0.~~98727097~~98468227 2.~~53263581~~58867203 B-4 0.00000000 2.~~53263581~~58867203 ~~987~~984.~~27096579~~68227364 0.~~98727097~~98468227 2.~~53263581~~58867203 B-5 0.00000000 2.~~53265067~~58867763 ~~987~~984.~~26980273~~68114514 0.~~98726980~~98468115 2.~~53265067~~58867763 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 171,673,634.00 6.75000% ~~162~~158,~~370~~908,~~997~~358.1672 ~~913~~893,~~336~~859.8652 0.00 0.00 1-A-2 6,954,000.00 6.75000% 7,~~111~~151,~~790~~793.1395 40,~~003~~228.8284 0.00 0.00 1-A-3 20,625,000.00 6.75000% 20,625,000.00 116,015.63 0.00 0.00 2-A-1 82,130,600.00 6.50000% 7371,~~666~~339,~~512~~103.0392 ~~399~~386,~~026~~420.9415 0.00 0.00 3-A-1 48,000,000.00 6.50000% 44,~~309~~004,~~911~~823.2825 ~~240~~238,~~012~~359.0246 0.00 0.00 3-A-2 141,735,497.00 6.44000% ~~129~~128,~~901~~887,~~476~~641.8560 ~~697~~691,~~137~~697.9301 0.00 0.00 3-A-3 9,500,000.00 6.50000% 9,~~707~~760,~~511~~094.7713 52,~~582~~867.3618 0.00 0.00 PO 4,081,836.00 0.00000% 3,~~867~~823,~~458~~482.5024 0.00 0.00 0.00 1-X 0.00 0.~~38948~~37747% ~~111~~108,~~169~~263,~~472~~988.3181 3634,~~081~~055.6456 0.00 0.00 2-X 0.00 0.~~32368~~30963% 4139,~~017~~930,~~572~~168.8942 1110,~~063~~302.7788 0.00 0.00 3-X 0.00 0.~~28888~~28350% ~~131~~130,~~108~~014,~~167~~057.8777 3130,~~562~~715.2427 0.00 0.00 A-R 100.00 6.75000% 0.00 0.00 0.00 0.00 M 6,710,000.00 6.~~60430~~60444% 6,~~641~~624,~~582~~588.1410 36,~~552~~459.4874 0.00 0.00 B-1 2,734,000.00 6.~~60430~~60444% 2,~~706~~699,~~123~~198.0378 14,~~893~~855.3658 0.00 0.00 B-2 1,491,000.00 6.~~60430~~60444% 1,~~475~~472,~~797~~020.1699 8,~~122~~101.1756 0.00 0.00 B-3 497,000.00 6.~~60430~~60444% ~~491~~490,~~932~~673.3967 2,~~707~~700.3952 0.00 0.00 B-4 497,000.00 6.~~60430~~60444% ~~491~~490,~~932~~673.3967 2,~~707~~700.3952 0.00 0.00 B-5 499,224.00 6.~~60430~~60444% ~~494~~492,~~133~~868.1478 2,~~719~~712.5060 0.00 0.00 Totals 497,128,891.00 2,~~604~~562,~~525~~052.5002 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~913~~893,~~336~~859.8652 0.00 ~~158~~147,~~908~~814,~~358~~487.7299 1-A-2 0.00 0.00 40,~~003~~228.8284 0.00 7,~~151~~192,~~793~~022.9579 1-A-3 0.00 0.00 116,015.63 0.00 20,625,000.00 2-A-1 0.00 0.00 ~~399~~386,~~026~~420.9415 0.00 7168,~~339~~533,~~103~~057.9252 3-A-1 0.00 0.00 ~~240~~238,~~012~~359.0246 0.00 4442,~~004~~604,~~823~~807.2536 3-A-2 0.00 0.00 ~~697~~691,~~137~~697.9301 0.00 ~~128~~124,~~887~~423,~~641~~689.6003 3-A-3 0.00 0.00 52,~~582~~867.3618 0.00 9,~~760~~812,~~094~~961.1331 PO 0.00 0.00 0.00 0.00 3,~~823~~734,~~482~~883.2416 1-X 0.00 0.00 3634,~~081~~055.6456 0.00 ~~108~~99,~~263~~385,~~988~~436.8147 2-X 0.00 0.00 1110,~~063~~302.7788 0.00 3938,~~930~~258,~~168~~345.4203 3-X 0.00 0.00 3130,~~562~~715.2427 0.00 ~~130~~124,~~014~~946,~~057~~946.7767 A-R 0.00 0.00 0.00 0.00 0.00 M 0.00 0.00 36,~~552~~459.4874 0.00 6,~~624~~607,~~588~~218.1008 B-1 0.00 0.00 14,~~893~~855.3658 0.00 2,~~699~~692,~~198~~121.7834 B-2 0.00 0.00 8,~~122~~101.1756 0.00 1,~~472~~468,~~020~~161.9927 B-3 0.00 0.00 2,~~707~~700.3952 0.00 ~~490~~489,~~673~~387.6709 B-4 0.00 0.00 2,~~707~~700.3952 0.00 ~~490~~489,~~673~~387.6709 B-5 0.00 0.00 2,~~719~~712.5060 0.00 ~~492~~491,~~868~~576.7846 Totals 0.00 0.00 2,~~604~~562,~~525~~052.5002 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 171,673,634.00 6.75000% ~~945~~925.~~81208178~~64219104 5.~~32019297~~20673734 0.00000000 0.00000000 1-A-2 6,954,000.00 6.75000% ~~1022~~1028.~~69055651~~44319097 5.~~75263445~~78499281 0.00000000 0.00000000 1-A-3 20,625,000.00 6.75000% 1000.00000000 5.62500024 0.00000000 0.00000000 2-A-1 82,130,600.00 6.50000% ~~896~~868.~~94355125~~60565879 4.~~85844423~~70494736 0.00000000 0.00000000 3-A-1 48,000,000.00 6.50000% ~~923~~916.~~12315167~~76715104 54.~~00025042~~96582208 0.00000000 0.00000000 3-A-2 141,735,497.00 6.44000% ~~916~~909.~~50630646~~35329771 4.~~91858387~~88019603 0.00000000 0.00000000 3-A-3 9,500,000.00 6.50000% ~~1021~~1027.~~84334421~~37832947 5.~~53498526~~56496632 0.00000000 0.00000000 PO 4,081,836.00 0.00000% ~~947~~936.~~48012904~~70648208 0.00000000 0.00000000 0.00000000 1-X 0.00 0.~~38948~~37747% ~~948~~924.~~80118619~~00367538 0.~~30794698~~29065493 0.00000000 0.00000000 2-X 0.00 0.~~32368~~30963% ~~891~~867.~~49498646~~86083248 0.~~24046512~~22392758 0.00000000 0.00000000 3-X 0.00 0.~~28888~~28350% ~~913~~905.~~34049064~~71857759 0.~~21987243~~21397217 0.00000000 0.00000000 A-R 100.00 6.75000% 0.00000000 0.00000000 0.00000000 0.00000000 M 6,710,000.00 6.~~60430~~60444% ~~989~~987.~~80359762~~27095380 5.~~44746349~~43364232 0.00000000 0.00000000 B-1 2,734,000.00 6.~~60430~~60444% ~~989~~987.~~80359546~~27095099 5.~~44746159~~43364301 0.00000000 0.00000000 B-2 1,491,000.00 6.~~60430~~60444% ~~989~~987.~~80359490~~27095238 5.~~44746479~~43364185 0.00000000 0.00000000 B-3 497,000.00 6.~~60430~~60444% ~~989~~987.~~80360161~~27096579 5.~~44746479~~43364185 0.00000000 0.00000000 B-4 497,000.00 6.~~60430~~60444% ~~989~~987.~~80360161~~27096579 5.~~44746479~~43364185 0.00000000 0.00000000 B-5 499,224.00 6.~~60430~~60444% ~~989~~987.~~80245341~~26980273 5.~~44745445~~43363300 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 5.~~32019297~~20673734 0.00000000 ~~925~~861.~~64219104~~02032412 1-A-2 0.00000000 0.00000000 5.~~75263445~~78499281 0.00000000 ~~1028~~1034.~~44319097~~22818378 1-A-3 0.00000000 0.00000000 5.62500024 0.00000000 1000.00000000 2-A-1 0.00000000 0.00000000 4.~~85844423~~70494736 0.00000000 ~~868~~834.~~60565879~~43999581 3-A-1 0.00000000 0.00000000 54.~~00025042~~96582208 0.00000000 ~~916~~887.~~76715104~~60015333 3-A-2 0.00000000 0.00000000 4.~~91858387~~88019603 0.00000000 ~~909~~877.~~35329771~~85834645 3-A-3 0.00000000 0.00000000 5.~~53498526~~56496632 0.00000000 ~~1027~~1032.~~37832947~~94329579 PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~936~~915.~~70648208~~00078886 1-X 0.00000000 0.00000000 0.~~30794698~~29065493 0.00000000 ~~924~~848.~~00367538~~22764787 2-X 0.00000000 0.00000000 0.~~24046512~~22392758 0.00000000 ~~867~~831.~~86083248~~52464618 3-X 0.00000000 0.00000000 0.~~21987243~~21397217 0.00000000 ~~905~~870.~~71857759~~41949735 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M 0.00000000 0.00000000 5.~~44746349~~43364232 0.00000000 ~~987~~984.~~27095380~~68227720 B-1 0.00000000 0.00000000 5.~~44746159~~43364301 0.00000000 ~~987~~984.~~27095099~~68227505 B-2 0.00000000 0.00000000 5.~~44746479~~43364185 0.00000000 ~~987~~984.~~27095238~~68227364 B-3 0.00000000 0.00000000 5.~~44746479~~43364185 0.00000000 ~~987~~984.~~27096579~~68227364 B-4 0.00000000 0.00000000 5.~~44746479~~43364185 0.00000000 ~~987~~984.~~27096579~~68227364 B-5 0.00000000 0.00000000 5.~~44745445~~43363300 0.00000000 ~~987~~984.~~26980273~~68114514 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage PO-1 0.00000% 0.00 0.00 1,~~755~~752,~~125~~342.6830 1,~~752~~706,~~342~~503.3052 9592.~~40757264~~91184636% PO-2 0.00000% 0.00 0.00 ~~1,005,156.31~~ 967,051.49 89927,747.~~37868852~~45 85.74605512% PO-3 0.00000% 0.00 0.00 1,~~107~~104,~~176~~088.5145 1,~~104~~100,~~088~~632.4518 94.~~92031717~~62317590% AMBAC 0.06000% ~~129,901,476.85~~ 128,887,641.60 124,423,689.03 0.00 0.00 9087.~~93532977~~78583465%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 922,~~804~~460,~~696~~243.5683 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 922,~~804~~460,~~696~~243.5683 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~108~~106,~~334~~630.9149 Payment of Interest and Principal 922,~~696~~353,~~361~~613.6534 Total Withdrawals (Pool Distribution Amount) 922,~~804~~460,~~696~~243.5683 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 9998,~~907~~282.0385 Certificate Insurer Premium 6,~~495~~444.0738 Master Servicing Fee 1,~~932~~903.8126 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~108~~106,~~334~~630.9149

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 109 0 0 0 109 1,~~538~~476,~~623~~539.1113 0.00 0.00 0.00 1,~~538~~476,~~623~~539.1113 60 Days 42 0 0 0 42 ~~501~~85,~~596~~732.2927 0.00 0.00 0.00 ~~501~~85,~~596~~732.2927 90 Days 01 0 0 0 01 024,909.0001 0.00 0.00 0.00 024,909.0001 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1412 0 0 0 1412 21,~~040~~587,~~219~~180.4041 0.00 0.00 0.00 21,~~040~~587,~~219~~180.4041 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~964320~~899101% 0.000000% 0.000000% 0.000000% 0.~~964320~~899101% 0.~~336492~~337557% 0.000000% 0.000000% 0.000000% 0.~~336492~~337557% 60 Days 0.~~385728~~199800% 0.000000% 0.000000% 0.000000% 0.~~385728~~199800% 0.~~109698~~019600% 0.000000% 0.000000% 0.000000% 0.~~109698~~019600% 90 Days 0.~~000000~~099900% 0.000000% 0.000000% 0.000000% 0.~~000000~~099900% 0.~~000000~~005695% 0.000000% 0.000000% 0.000000% 0.~~000000~~005695% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~350048~~198801% 0.000000% 0.000000% 0.000000% 1.~~350048~~198801% 0.~~446190~~362851% 0.000000% 0.000000% 0.000000% 0.~~446190~~362851%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 97 0 0 0 97 1,~~497~~270,~~748~~880.9433 0.00 0.00 0.00 1,~~497~~270,~~748~~880.9433 60 Days 42 0 0 0 42 ~~501~~85,~~596~~732.2927 0.00 0.00 0.00 ~~501~~85,~~596~~732.2927 90 Days 01 0 0 0 01 024,909.0001 0.00 0.00 0.00 024,909.0001 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1310 0 0 0 1310 1,~~999~~381,~~345~~521.2361 0.00 0.00 0.00 1,~~999~~381,~~345~~521.2361 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 21.~~107728~~711491% 0.000000% 0.000000% 0.000000% 21.~~107728~~711491% 0.~~773469~~696259% 0.000000% 0.000000% 0.000000% 0.~~773469~~696259% 60 Days 0.~~936768~~488998% 0.000000% 0.000000% 0.000000% 0.~~936768~~488998% 0.~~259035~~046969% 0.000000% 0.000000% 0.000000% 0.~~259035~~046969% 90 Days 0.~~000000~~244499% 0.000000% 0.000000% 0.000000% 0.~~000000~~244499% 0.~~000000~~013647% 0.000000% 0.000000% 0.000000% 0.~~000000~~013647% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 32.~~044496~~444988% 0.000000% 0.000000% 0.000000% 32.~~044496~~444988% 10.~~032504~~756875% 0.000000% 0.000000% 0.000000% 10.~~032504~~756875% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 40205,~~874~~658.1780 0.00 0.00 0.00 40205,~~874~~658.1780 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 40205,~~874~~658.1780 0.00 0.00 0.00 40205,~~874~~658.1780 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~353357~~729927% 0.000000% 0.000000% 0.000000% 0.~~353357~~729927% 0.~~054676~~286206% 0.000000% 0.000000% 0.000000% 0.~~054676~~286206% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~353357~~729927% 0.000000% 0.000000% 0.000000% 0.~~353357~~729927% 0.~~054676~~286206% 0.000000% 0.000000% 0.000000% 0.~~054676~~286206% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Ratio Strip Weighted Average Gross Coupon 7.~~017150~~011005% Weighted Average Net Coupon 6.~~758693~~752802% Weighted Average Pass-Through Rate 6.~~753693~~747802% Weighted Average Maturity(Stepdown Calculation ) ~~355~~354 Beginning Scheduled Collateral Loan Count 1,~~058~~037 Number Of Loans Paid In Full 2136 Ending Scheduled Collateral Loan Count 1,~~037~~001 Beginning Scheduled Collateral Balance ~~463~~456,~~862~~770,~~157~~321.9881 Ending Scheduled Collateral Balance ~~456~~436,~~770~~978,~~321~~760.8151 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2001 ~~457~~437,~~253~~419,~~775~~788.9629 Monthly P &I Constant 3,~~914~~854,~~387~~188.0025 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~456~~436,~~770~~978,~~321~~760.8151 Scheduled Principal 1,~~201~~185,~~895~~505.1366 Unscheduled Principal 518,~~889~~606,~~941~~055.0464

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 7.~~163975~~154326 6.~~889977~~888942 6.~~916351~~912167 Weighted Average Net Rate 6.~~914653~~905020 6.~~587112~~586742 6.~~666351~~662167 Weighted Average Maturity ~~355~~354 ~~355~~354 ~~355~~354 Beginning Loan Count ~~435~~427 ~~293~~283 ~~330~~327 Loans Paid In Full 818 109 39 Ending Loan Count ~~427~~409 ~~283~~274 ~~327~~318 Beginning Scheduled Balance ~~196~~193,~~994~~563,~~897~~394.1864 7674,~~734~~351,~~253~~264.6515 ~~190~~188,~~133~~855,~~007~~663.1502 Ending scheduled Balance ~~193~~182,~~563~~457,~~394~~735.6446 7471,~~351~~487,~~264~~890.1534 ~~188~~183,~~855~~033,~~663~~134.0271 Record Date 1011/3130/2001 1011/3130/2001 1011/3130/2001 Principal And Interest Constant 1,~~409~~387,~~801~~493.9585 1,~~113~~082,~~227~~816.1951 1,~~391~~383,~~357~~877.8689 Scheduled Principal 233,~~746~~480.6076 ~~672~~655,~~646~~981.1490 ~~295~~296,~~502~~043.3900 Unscheduled Principal 310,~~197~~872,~~755~~178.9442 12,~~710~~207,~~343~~391.3691 ~~981~~5,~~841~~526,485.7431 Scheduled Interest 1,~~176~~154,~~055~~013.3509 ~~440~~426,~~581~~834.0561 1,~~095~~087,~~855~~834.4789 Servicing Fees 40,~~929~~213.2082 1918,~~366~~724.7811 39,~~611~~344.0592 Master Servicing Fees ~~820~~806.8154 ~~319~~309.7881 ~~792~~786.2291 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~134~~112,~~305~~992.3473 ~~420~~407,~~894~~800.4969 1,~~055~~047,~~452~~703.2006 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~909653~~900020 6.~~582112~~581742 6.~~661351~~657167

Group Level Collateral Statement Group Total Collateral Description Fixed 30 Year ~~Ratio~~Rati ~~Strip~~ Weighted Average Coupon Rate 7.~~017150~~011005 Weighted Average Net Rate 6.~~758693~~752802 Weighted Average Maturity ~~355~~354 Beginning Loan Count 1,~~058~~037 Loans Paid In Full 2136 Ending Loan Count 1,~~037~~001 Beginning Scheduled Balance ~~463~~456,~~862~~770,~~157~~321.9881 Ending scheduled Balance ~~456~~436,~~770~~978,~~321~~760.8151 Record Date 1011/3130/2001 Principal And Interest Constant 3,~~914~~854,~~387~~188.0025 Scheduled Principal 1,~~201~~185,~~895~~505.1366 Unscheduled Principal 518,~~889~~606,~~941~~055.0464 Scheduled Interest 2,~~712~~668,~~491~~682.8759 Servicing Fees 9998,~~907~~282.0385 Master Servicing Fees 1,~~932~~903.8126 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,~~610~~568,~~652~~496.0348 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~753693~~747802

Filing Compare · CWABS INC MORTGAGE PASS THROUGH TRUST 2001-J1