8-K 1 cwt01001.txt JULY 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 10, 2002 COUNTRYWIDE HOME LOAN TRUST Home Equity Loan Asset-Backed Certs., Series 2001-HLV1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-40145-11 Pooling and Servicing Agreement) (Commission 51-6520756 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On July 10, 2002 a distribution was made to holders of COUNTRYWIDE HOME LOAN TRUST, Home Equity Loan Asset-Backed Certs., Series 2001-HLV1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2001-HLV1 Trust, relating to the July 10, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COUNTRYWIDE HOME LOAN TRUST Home Equity Loan Asset-Backed Certs., Series 2001-HLV1 Trust By: Wells Fargo Bank Minnesota, N.A. as Indenture Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 7/16/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2001-HLV1 Trust, relating to the July 10, 2002 distribution. EX-99.1

Countrywide Home Loan Trust Mortgage Pass-Through Certificates Record Date: 1/1/00 Distribution Date: 37/1110/02 CWT Series: 2001-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 22237WAA6 SEN 5.91300% ~~6,670,372~~0.5500 ~~32,868~~0.2600 ~~6,034,916~~0.4600 A-2 22237WAB4 SEN 6.34100% 2811,~~149~~540,~~000~~500.0039 ~~148~~60,~~744~~981.0193 04,382,740.0025 A-3 22237WAC2 SEN 6.66400% 4,768,000.00 26,478.29 0.00 A-4 22237WAD0 SEN 6.94600% 11,812,000.00 68,371.79 0.00 A-5 22237WAE8 SEN 7.19700% 6,227,000.00 37,346.43 0.00 M-1 22237WAF5 SUB 7.66900% 22,746,000.00 145,365.89 0.00 M-2 22237WAG3 SUB 7.91300% 15,922,000.00 104,992.32 0.00 B-1 22237WAH1 SUB 9.38500% 15,922,000.00 124,523.31 0.00 B-2 22237WAJ7 SUB 9.00000% 5,687,000.00 42,652.50 0.00 OC CWT0101OC OC 0.00000% 17,059,278.75 ~~182~~175,~~269~~570.2527 0.00 Totals ~~134~~111,~~962~~683,~~651~~779.3014 ~~913~~786,~~612~~282.0573 64,~~034~~382,~~916~~740.4625

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~635,456~~0.0900 ~~6,067,784~~0.7200 0.00 A-2 0.00 287,~~149~~157,~~000~~760.0014 ~~148~~4,~~744~~443,722.0118 0.00 A-3 0.00 4,768,000.00 26,478.29 0.00 A-4 0.00 11,812,000.00 68,371.79 0.00 A-5 0.00 6,227,000.00 37,346.43 0.00 M-1 0.00 22,746,000.00 145,365.89 0.00 M-2 0.00 15,922,000.00 104,992.32 0.00 B-1 0.00 15,922,000.00 124,523.31 0.00 B-2 0.00 5,687,000.00 42,652.50 0.00 OC 0.00 17,059,278.75 ~~182~~175,~~269~~570.2527 0.00 Totals 0.00 ~~128~~107,~~927~~301,~~734~~038.8489 65,~~948~~169,~~528~~022.5198 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 103,718,000.00 ~~6,670,372~~0.5500 0.00 ~~6,034,916~~0.4600 0.00 0.00 A-2 28,149,000.00 2811,~~149~~540,~~000~~500.0039 0.00 04,382,740.0025 0.00 0.00 A-3 4,768,000.00 4,768,000.00 0.00 0.00 0.00 0.00 A-4 11,812,000.00 11,812,000.00 0.00 0.00 0.00 0.00 A-5 6,227,000.00 6,227,000.00 0.00 0.00 0.00 0.00 M-1 22,746,000.00 22,746,000.00 0.00 0.00 0.00 0.00 M-2 15,922,000.00 15,922,000.00 0.00 0.00 0.00 0.00 B-1 15,922,000.00 15,922,000.00 0.00 0.00 0.00 0.00 B-2 5,687,000.00 5,687,000.00 0.00 0.00 0.00 0.00 OC 12,511,788.49 17,059,278.75 0.00 0.00 0.00 0.00 Totals 227,462,788.49 ~~134~~111,~~962~~683,~~651~~779.3014 0.00 64,~~034~~382,~~916~~740.4625 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 ~~6,034,916~~0.4600 ~~635,456~~0.0900 0.~~00612677~~00000000 ~~6,034,916~~0.4600 A-2 04,382,740.0025 287,~~149~~157,~~000~~760.0014 10.~~00000000~~25428115 04,382,740.0025 A-3 0.00 4,768,000.00 1.00000000 0.00 A-4 0.00 11,812,000.00 1.00000000 0.00 A-5 0.00 6,227,000.00 1.00000000 0.00 M-1 0.00 22,746,000.00 1.00000000 0.00 M-2 0.00 15,922,000.00 1.00000000 0.00 B-1 0.00 15,922,000.00 1.00000000 0.00 B-2 0.00 5,687,000.00 1.00000000 0.00 OC 0.00 17,059,278.75 1.36345645 0.00 Totals 64,~~034~~382,~~916~~740.4625 ~~128~~107,~~927~~301,~~734~~038.8489 0.~~56680803~~47173008 64,~~034~~382,~~916~~740.4625

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 103,718,000.00 640.~~31258364~~00000000 0.00000000 580.~~18581596~~00000000 0.00000000 A-2 28,149,000.00 ~~1000~~409.~~00000000~~97905396 0.00000000 0155.~~00000000~~69790223 0.00000000 A-3 4,768,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-4 11,812,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-5 6,227,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 22,746,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 15,922,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 15,922,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 5,687,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 OC 12,511,788.49 1363.45645258 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 580.~~18581596~~00000000 60.~~12676768~~00000000 0.~~00612677~~00000000 580.~~18581596~~00000000 A-2 0.00000000 0155.~~00000000~~69790223 ~~1,000~~254.~~00000000~~28115173 10.~~00000000~~25428115 0155.~~00000000~~69790223 A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 OC 0.00000000 0.00000000 1,363.45645258 1.36345645 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 103,718,000.00 5.91300% ~~6,670,372~~0.5500 ~~32,868~~0.2600 0.00 0.00 A-2 28,149,000.00 6.34100% 2811,~~149~~540,~~000~~500.0039 ~~148~~60,~~744~~981.0193 0.00 0.00 A-3 4,768,000.00 6.66400% 4,768,000.00 26,478.29 0.00 0.00 A-4 11,812,000.00 6.94600% 11,812,000.00 68,371.79 0.00 0.00 A-5 6,227,000.00 7.19700% 6,227,000.00 37,346.43 0.00 0.00 M-1 22,746,000.00 7.66900% 22,746,000.00 145,365.89 0.00 0.00 M-2 15,922,000.00 7.91300% 15,922,000.00 104,992.32 0.00 0.00 B-1 15,922,000.00 9.38500% 15,922,000.00 124,523.31 0.00 0.00 B-2 5,687,000.00 9.00000% 5,687,000.00 42,652.50 0.00 0.00 OC 12,511,788.49 0.00000% 17,059,278.75 0.00 0.00 0.00 Totals 227,462,788.49 ~~731~~610,~~342~~712.8046 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~32,868~~0.2600 0.00 ~~635,456~~0.0900 A-2 0.00 0.00 ~~148~~60,~~744~~981.0193 0.00 287,~~149~~157,~~000~~760.0014 A-3 0.00 0.00 26,478.29 0.00 4,768,000.00 A-4 0.00 0.00 68,371.79 0.00 11,812,000.00 A-5 0.00 0.00 37,346.43 0.00 6,227,000.00 M-1 0.00 0.00 145,365.89 0.00 22,746,000.00 M-2 0.00 0.00 104,992.32 0.00 15,922,000.00 B-1 0.00 0.00 124,523.31 0.00 15,922,000.00 B-2 0.00 0.00 42,652.50 0.00 5,687,000.00 OC 0.00 0.00 ~~182~~175,~~269~~570.2527 0.00 17,059,278.75 Totals 0.00 0.00 ~~913~~786,~~612~~282.0573 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 103,718,000.00 5.91300% 640.~~31258364~~00000000 0.~~31690025~~00000000 0.00000000 0.00000000 A-2 28,149,000.00 6.34100% ~~1000~~409.~~00000000~~97905396 52.~~28416676~~16639774 0.00000000 0.00000000 A-3 4,768,000.00 6.66400% 1000.00000000 5.55333263 0.00000000 0.00000000 A-4 11,812,000.00 6.94600% 1000.00000000 5.78833305 0.00000000 0.00000000 A-5 6,227,000.00 7.19700% 1000.00000000 5.99749960 0.00000000 0.00000000 M-1 22,746,000.00 7.66900% 1000.00000000 6.39083311 0.00000000 0.00000000 M-2 15,922,000.00 7.91300% 1000.00000000 6.59416656 0.00000000 0.00000000 B-1 15,922,000.00 9.38500% 1000.00000000 7.82083344 0.00000000 0.00000000 B-2 5,687,000.00 9.00000% 1000.00000000 7.50000000 0.00000000 0.00000000 OC 12,511,788.49 0.00000% 1363.45645258 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 0.~~31690025~~00000000 0.00000000 60.~~12676768~~00000000 A-2 0.00000000 0.00000000 52.~~28416676~~16639774 0.00000000 ~~1000~~254.~~00000000~~28115173 A-3 0.00000000 0.00000000 5.55333263 0.00000000 1000.00000000 A-4 0.00000000 0.00000000 5.78833305 0.00000000 1000.00000000 A-5 0.00000000 0.00000000 5.99749960 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 6.39083311 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 6.59416656 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 7.82083344 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 7.50000000 0.00000000 1000.00000000 OC 0.00000000 0.00000000 14.~~56780141~~03238795 0.00000000 1363.45645258 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 75,~~465~~515,~~225~~062.8941 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses (~~430~~275,~~883~~027.7717) Prepayment Penalties 0.00 Total Deposits 75,~~034~~240,~~342~~035.1224 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 8571,~~813~~012.6126 Payment of Interest and Principal 65,~~948~~169,~~528~~022.5198 Total Withdrawals (Pool Distribution Amount) 75,~~034~~240,~~342~~035.1224 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 8469,~~351~~802.6636 Master Servicing Fee 0.00 Owner Trustee Annual Fee 0.00 Wells Fargo Bank, N.A. 1,~~461~~209.9590 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 8571,~~813~~012.6126

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6757 83 0 0 7560 21,~~086~~839,~~455~~510.6399 ~~194~~106,~~178~~775.0516 0.00 0.00 21,~~280~~946,~~633~~286.6815 60 Days 3026 59 0 0 35 ~~883~~630,~~326~~869.1613 ~~154~~165,~~353~~725.8926 0.00 0.00 1796,~~037,680~~594.0539 90 Days 5043 2016 01 0 7060 1,~~623~~335,~~864~~697.8524 ~~696~~495,~~906~~978.5102 037,687.0009 0.00 21,~~320~~869,~~771~~362.3635 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~147~~126 3328 01 0 ~~180~~155 43,~~593~~806,~~646~~077.6436 1768,~~045,438~~478.4544 037,687.0009 0.00 54,~~639~~612,~~085~~242.0989 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~715310~~722054% 0.~~204813~~090634% 0.000000% 0.000000% 1.~~920123~~812689% 1.~~618314~~714346% 0.~~150610~~099510% 0.000000% 0.000000% 1.~~768924~~813856% 60 Days 0.~~768049~~785498% 0.~~128008~~271903% 0.000000% 0.000000% 01.~~896057~~057402% 0.~~685133~~587943% 0.~~119721~~154449% 0.000000% 0.000000% 0.~~804854~~742392% 90 Days 1.~~280082~~299094% 0.~~512033~~483384% 0.~~000000~~030211% 0.000000% 1.~~792115~~812689% 1.~~259516~~244813% 0.~~540540~~462230% 0.~~000000~~035123% 0.000000% 1.~~800056~~742166% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.~~763441~~806647% 0.~~844854~~845921% 0.~~000000~~030211% 0.000000% 4.~~608295~~682779% 3.~~562962~~547102% 0.~~810872~~716189% 0.~~000000~~035123% 0.000000% 4.~~373834~~298414% (7) Delinquencies are stratified according to the information that the ~~Servicer~~servicer has provided. All 90+ delinquencies for Bankruptcy, Foreclosure, and REO are reported in the 90 day delinquency field.

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 12.~~655694~~079405% Weighted Average Net Coupon 11.~~882745~~299244% Weighted Average Pass-Through Rate 11.~~834057~~225276% Weighted Average Maturity(Stepdown Calculation ) ~~194~~190 Beginning Scheduled Collateral Loan Count 43,~~068~~427 Number Of Loans Paid In Full ~~162~~117 Ending Scheduled Collateral Loan Count 3,~~906~~310 Beginning Scheduled Collateral Balance ~~134~~111,~~962~~683,~~651~~779.3014 Ending Scheduled Collateral Balance ~~128~~107,~~927~~301,~~734~~038.8489 Ending Actual Collateral Balance at 01-Jan-1900 ~~128~~107,~~927~~301,~~734~~038.8489 Monthly P &I Constant 1,~~691~~348,~~610~~294.0930 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount ~~430~~275,~~883~~027.7717 Cumulative Realized Loss 34,~~361~~478,~~937~~715.2359 Scheduled Principal ~~269~~225,~~024~~330.2307 Unscheduled Principal 54,~~765~~157,~~892~~410.2318 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0275,027.0017 Overcollateralized reduction Amount 0.00 Specified O/C Amount 17,059,278.75 Overcollateralized Amount 17,059,278.75 Overcollateralized Deficiency Amount 0275,027.0017 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0275,027.0017 Excess Cash Amount ~~174~~440,~~212~~906.3417

Prepayment Penalities $89,~~056~~691.9227 1/12 Owner Trustee Fee Strip $333.33 Current Period Losses $~~430~~275,~~883~~027.7717

Filing Compare · COUNTRYWIDE HOME LOAN TRUST HOME LOAN BAC NO SER 2001-HLV1