8-K 1 bst01006.txt OCTOBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2002 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-56240-04 Pooling and Servicing Agreement) (Commission 52-2343926 (State or other File Number) 52-2343929 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On October 25, 2002 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2001-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-6 Trust, relating to the October 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-6 Trust By: Wells Fargo Bank Minnesota, NA, as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 10/25/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-6 Trust, relating to the October 25, 2002 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 89/3130/02 Distribution Date: 910/25/02 BST Series: 2001-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MFD9 SEN 65.~~01403~~97995% 4840,~~972~~695,~~531~~817.2970 ~~245~~202,~~435~~569.3155 85,~~276~~354,~~713~~380.5955 R-I 07384MFE7 RES 65.~~01403~~97995% 0.00 0.00 0.00 R-II 07384MFN7 RES 65.~~01403~~97995% 0.00 0.00 0.00 II-A 07384MFF4 SEN 6.~~62827~~62219% ~~159~~135,~~412~~981,~~538~~989.4729 ~~880~~749,~~524~~648.2899 2316,~~430~~522,~~549~~136.1991 III-A 07384MFG2 SEN 6.~~52246~~51891% ~~146~~132,~~924~~441,~~307~~614.1019 ~~798~~718,~~589~~732.2735 1417,~~482~~995,~~692~~935.9120 IV-A 07384MFH0 SEN 6.~~85345~~85890% 3634,~~540~~648,~~596~~426.6252 ~~208~~197,~~691~~846.0129 12,~~892~~576,~~170~~370.1032 V-A 07384MFJ6 SEN 6.~~34061~~33470% 3735,~~610~~227,~~726~~105.0003 ~~198~~185,~~729~~762.0318 23,~~383~~205,~~620~~323.9700 B-1 07384MFK3 SUB 6.~~49898~~49145% 54,~~130~~807,~~013~~551.9700 2725,~~783~~979.2353 ~~322~~288,~~462~~324.9720 B-2 07384MFL1 SUB 6.~~49898~~49145% 4,~~663~~370,~~838~~678.8678 2523,~~258~~618.5172 ~~293~~262,~~160~~123.0958 B-3 07384MFM9 SUB 6.~~49898~~49145% 43,~~197~~933,~~266~~433.0888 2221,~~731~~255.6389 ~~263~~235,~~832~~900.2061 B-4 07384MFP2 SUB 6.~~49898~~49145% 2,~~331~~185,~~770~~199.3063 1211,~~628~~808.4560 ~~146~~131,~~570~~053.6741 B-5 07384MFR8 SUB 6.~~49898~~49145% ~~932~~874,~~747~~117.8912 54,~~051~~723.5964 5852,~~630~~423.7760 B-6 07384MFT4 SUB 6.~~49898~~49145% 1,~~399~~311,~~349~~388.3590 7,~~578~~086.62 8778,~~960~~648.4519 Totals ~~448~~396,~~115~~477,~~685~~322.9304 2,~~433~~149,~~000~~032.9336 5146,~~638~~702,~~363~~619.9157

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 4035,~~695~~341,~~817~~437.7015 85,~~522~~556,~~148~~950.9010 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 II-A 0.00 ~~135~~119,~~981~~459,~~989~~852.2938 2417,~~311~~271,~~073~~785.4790 0.00 III-A 0.00 ~~132~~114,~~441~~445,~~614~~678.1998 1518,~~281~~714,~~282~~667.1855 0.00 IV-A 0.00 3432,~~648~~072,~~426~~056.5220 2,~~100~~774,~~861~~216.1161 0.00 V-A 0.00 3532,~~227~~021,~~105~~782.03 23,~~582~~391,~~350~~085.0018 0.00 B-1 0.00 4,~~807~~519,~~551~~226.0079 ~~350~~314,~~246~~303.2073 0.00 B-2 0.00 4,~~370~~108,~~678~~555.7820 ~~318~~285,~~418~~742.6030 0.00 B-3 0.00 3,~~933~~697,~~433~~533.8827 ~~286~~257,~~563~~156.8350 0.00 B-4 0.00 2,~~185~~054,~~199~~146.6323 ~~159~~142,~~199~~862.1201 0.00 B-5 0.00 ~~874~~821,~~117~~693.1252 6357,~~682~~147.3624 0.00 B-6 0.00 1,~~311~~232,~~388~~740.9071 9585,~~539~~734.0781 0.00 Totals 0.00 ~~396~~349,~~477~~774,~~322~~702.0446 5448,~~071~~851,~~364~~651.8493 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 148,466,400.00 4840,~~972~~695,~~531~~817.2970 4639,~~133~~161.7322 85,~~230~~315,~~579~~219.8733 0.00 0.00 R-I 50.00 0.00 0.00 0.00 0.00 0.00 R-II 50.00 0.00 0.00 0.00 0.00 0.00 II-A 434,409,200.00 ~~159~~135,~~412~~981,~~538~~989.4729 5947,~~243~~825.7363 2316,~~371~~474,~~305~~311.4628 0.00 0.00 III-A 237,103,000.00 ~~146~~132,~~924~~441,~~307~~614.1019 7166,~~944~~576.6543 1417,~~410~~929,~~748~~358.2677 0.00 0.00 IV-A 49,641,400.00 3634,~~540~~648,~~596~~426.6252 75,~~006~~656.3262 12,~~885~~570,~~163~~713.7869 0.00 0.00 V-A 49,805,900.00 3735,~~610~~227,~~726~~105.0003 3635,~~988~~040.0441 23,~~346~~170,~~632~~282.9359 0.00 0.00 B-1 5,160,000.00 54,~~130~~807,~~013~~551.9700 2,~~652~~463.0178 ~~319~~285,~~810~~860.9643 0.00 0.00 B-2 4,691,100.00 4,~~663~~370,~~838~~678.8678 2,~~411~~239.0189 ~~290~~259,~~749~~883.0769 0.00 0.00 B-3 4,221,800.00 43,~~197~~933,~~266~~433.0888 2,~~169~~015.81 ~~261~~233,~~662~~884.3980 0.00 0.00 B-4 2,345,400.00 2,~~331~~185,~~770~~199.3063 1,~~205~~119.4387 ~~145~~129,~~365~~933.2454 0.00 0.00 B-5 938,200.00 ~~932~~874,~~747~~117.8912 ~~482~~447.1997 5851,~~148~~975.5763 0.00 0.00 B-6 1,407,529.00 1,~~399~~311,~~349~~388.3590 ~~723~~672.4106 8777,~~237~~976.0512 0.00 0.00 Totals 938,190,029.00 ~~448~~396,~~115~~477,~~685~~322.9304 ~~230~~203,~~960~~219.3369 5146,~~407~~499,~~403~~399.5887 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 85,~~276~~354,~~713~~380.5955 4035,~~695~~341,~~817~~437.7015 0.~~27410793~~23804334 85,~~276~~354,~~713~~380.5955 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 II-A 2316,~~430~~522,~~549~~136.1991 ~~135~~119,~~981~~459,~~989~~852.2938 0.~~31302742~~27499384 2316,~~430~~522,~~549~~136.1991 III-A 1417,~~482~~995,~~692~~935.9120 ~~132~~114,~~441~~445,~~614~~678.1998 0.~~55858262~~48268339 1417,~~482~~995,~~692~~935.9120 IV-A 12,~~892~~576,~~170~~370.1032 3432,~~648~~072,~~426~~056.5220 0.~~69797440~~64607477 12,~~892~~576,~~170~~370.1032 V-A 23,~~383~~205,~~620~~323.9700 3532,~~227~~021,~~105~~782.03 0.~~70728779~~64293150 23,~~383~~205,~~620~~323.9700 B-1 ~~322~~288,~~462~~324.9720 4,~~807~~519,~~551~~226.0079 0.~~93169593~~87581915 ~~322~~288,~~462~~324.9720 B-2 ~~293~~262,~~160~~123.0958 4,~~370~~108,~~678~~555.7820 0.~~93169593~~87581915 ~~293~~262,~~160~~123.0958 B-3 ~~263~~235,~~832~~900.2061 3,~~933~~697,~~433~~533.8827 0.~~93169593~~87581915 ~~263~~235,~~832~~900.2061 B-4 ~~146~~131,~~570~~053.6741 2,~~185~~054,~~199~~146.6323 0.~~93169593~~87581915 ~~146~~131,~~570~~053.6741 B-5 5852,~~630~~423.7760 ~~874~~821,~~117~~693.1252 0.~~93169593~~87581914 5852,~~630~~423.7760 B-6 8778,~~960~~648.4519 1,~~311~~232,~~388~~740.9071 0.~~93169583~~87581905 8778,~~960~~648.4519 Totals 5146,~~638~~702,~~363~~619.9157 ~~396~~349,~~477~~774,~~322~~702.0446 0.~~42259810~~37281861 5146,~~638~~702,~~363~~619.9157

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 148,466,400.00 ~~329~~274.~~85598957~~10793082 0.~~31073516~~26377160 5535.~~43732366~~80082315 0.00000000 R-I 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A 434,409,200.00 ~~366~~313.~~96400184~~02741583 0.~~13637771~~11009350 5337.~~80020833~~92348615 0.00000000 III-A 237,103,000.00 ~~619~~558.~~66447957~~58261680 0.~~30343205~~28079118 6075.~~77843072~~61843912 0.00000000 IV-A 49,641,400.00 ~~736~~697.~~09117833~~97440282 0.~~14113865~~11394965 3751.~~97563687~~78568070 0.00000000 V-A 49,805,900.00 ~~755~~707.~~14599676~~28779181 0.~~74264374~~70353934 4763.~~11556121~~65275178 0.00000000 B-1 5,160,000.00 ~~994~~931.~~18875388~~69593023 0.~~51395543~~47747674 6155.~~97886822~~39930814 0.00000000 B-2 4,691,100.00 ~~994~~931.~~18875317~~69593059 0.~~51395408~~47747650 6155.~~97886850~~39930720 0.00000000 B-3 4,221,800.00 ~~994~~931.~~18875361~~69593065 0.~~51395376~~47747643 6155.~~97886920~~39930835 0.00000000 B-4 2,345,400.00 ~~994~~931.~~18875245~~69592820 0.~~51395498~~47747506 6155.~~97886928~~39930929 0.00000000 B-5 938,200.00 ~~994~~931.~~18875506~~69592837 0.~~51395225~~47747815 6155.~~97886378~~39930718 0.00000000 B-6 1,407,529.00 ~~994~~931.~~18864549~~69583007 0.~~51395744~~47747506 6155.~~97886509~~39929906 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 5536.~~74805875~~06459475 ~~274~~238.~~10793082~~04333607 0.~~27410793~~23804334 5536.~~74805875~~06459475 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.00000000 5338.~~93658603~~03357965 ~~313~~274.~~02741583~~99383618 0.~~31302742~~27499384 5338.~~93658603~~03357965 III-A 0.00000000 6175.~~08186278~~89923029 ~~558~~482.~~58261680~~68338646 0.~~55858262~~48268339 6175.~~08186278~~89923029 IV-A 0.00000000 3851.~~11677551~~89963055 ~~697~~646.~~97440282~~07477227 0.~~69797440~~64607477 3851.~~11677551~~89963055 V-A 0.00000000 4764.~~85820495~~35629112 ~~707~~642.~~28779181~~93150069 0.~~70728779~~64293150 4764.~~85820495~~35629112 B-1 0.00000000 6255.~~49282364~~87678295 ~~931~~875.~~69593023~~81914535 0.~~93169593~~87581915 6255.~~49282364~~87678295 B-2 0.00000000 6255.~~49282471~~87678370 ~~931~~875.~~69593059~~81914690 0.~~93169593~~87581915 6255.~~49282471~~87678370 B-3 0.00000000 6255.~~49282297~~87678478 ~~931~~875.~~69593065~~81914586 0.~~93169593~~87581915 6255.~~49282297~~87678478 B-4 0.00000000 6255.~~49282425~~87678434 ~~931~~875.~~69592820~~81914812 0.~~93169593~~87581915 6255.~~49282425~~87678434 B-5 0.00000000 6255.~~49282669~~87678533 ~~931~~875.~~69592837~~81914304 0.~~93169593~~87581914 6255.~~49282669~~87678533 B-6 0.00000000 6255.~~49281542~~87678122 ~~931~~875.~~69583007~~81904884 0.~~93169583~~87581905 6255.~~49281542~~87678122 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 148,466,400.00 65.~~01403~~97995% 4840,~~972~~695,~~531~~817.2970 ~~245~~202,~~435~~799.3103 0.00 0.00 R-I 50.00 65.~~01403~~97995% 0.00 0.00 0.00 0.00 R-II 50.00 65.~~01403~~97995% 0.00 0.00 0.00 0.00 II-A 434,409,200.00 6.~~62827~~62219% ~~159~~135,~~412~~981,~~538~~989.4729 ~~880~~750,~~524~~415.2876 0.00 0.00 III-A 237,103,000.00 6.~~52246~~51891% ~~146~~132,~~924~~441,~~307~~614.1019 ~~798~~719,~~589~~479.2716 0.00 0.00 IV-A 49,641,400.00 6.~~85345~~85890% 3634,~~540~~648,~~596~~426.6252 ~~208~~198,~~691~~041.0167 0.00 0.00 V-A 49,805,900.00 6.~~34061~~33470% 3735,~~610~~227,~~726~~105.0003 ~~198~~185,~~729~~960.0382 0.00 0.00 B-1 5,160,000.00 6.~~49898~~49145% 54,~~130~~807,~~013~~551.9700 2726,~~783~~006.2364 0.00 0.00 B-2 4,691,100.00 6.~~49898~~49145% 4,~~663~~370,~~838~~678.8678 2523,~~258~~643.5136 0.00 0.00 B-3 4,221,800.00 6.~~49898~~49145% 43,~~197~~933,~~266~~433.0888 2221,~~731~~278.6307 0.00 0.00 B-4 2,345,400.00 6.~~49898~~49145% 2,~~331~~185,~~770~~199.3063 1211,~~628~~820.4592 0.00 0.00 B-5 938,200.00 6.~~49898~~49145% ~~932~~874,~~747~~117.8912 54,~~051~~728.5957 0.00 0.00 B-6 1,407,529.00 6.~~49898~~49145% 1,~~399~~311,~~349~~388.3590 7,~~578~~094.6201 0.00 0.00 Totals 938,190,029.00 2,~~433~~151,~~000~~268.9301 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0229.0047 0.00 ~~245~~202,~~435~~569.3155 0.00 4035,~~695~~341,~~817~~437.7015 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 II-A 0766.0077 0.00 ~~880~~749,~~524~~648.2899 0.00 ~~135~~119,~~981~~459,~~989~~852.2938 III-A 0746.0081 0.00 ~~798~~718,~~589~~732.2735 0.00 ~~132~~114,~~441~~445,~~614~~678.1998 IV-A 0195.0037 0.00 ~~208~~197,~~691~~846.0129 0.00 3432,~~648~~072,~~426~~056.5220 V-A 0198.0064 0.00 ~~198~~185,~~729~~762.0318 0.00 3532,~~227~~021,~~105~~782.03 B-1 027.0011 0.00 2725,~~783~~979.2353 0.00 4,~~807~~519,~~551~~226.0079 B-2 024.0065 0.00 2523,~~258~~618.5172 0.00 4,~~370~~108,~~678~~555.7820 B-3 022.0018 0.00 2221,~~731~~255.6389 0.00 3,~~933~~697,~~433~~533.8827 B-4 012.0032 0.00 1211,~~628~~808.4560 0.00 2,~~185~~054,~~199~~146.6323 B-5 04.0093 0.00 54,~~051~~723.5964 0.00 ~~874~~821,~~117~~693.1252 B-6 07.0039 0.00 7,~~578~~086.62 0.00 1,~~311~~232,~~388~~740.9071 Totals 02,235.0064 0.00 2,~~433~~149,~~000~~032.9336 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 148,466,400.00 65.~~01403~~97995% ~~329~~274.~~85598957~~10793082 1.~~65313707~~36595910 0.00000000 0.00000000 R-I 50.00 65.~~01403~~97995% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 65.~~01403~~97995% 0.00000000 0.00000000 0.00000000 0.00000000 II-A 434,409,200.00 6.~~62827~~62219% ~~366~~313.~~96400184~~02741583 21.~~02694667~~72743984 0.00000000 0.00000000 III-A 237,103,000.00 6.~~52246~~51891% ~~619~~558.~~66447957~~58261680 3.~~36811120~~03445827 0.00000000 0.00000000 IV-A 49,641,400.00 6.~~85345~~85890% ~~736~~697.~~09117833~~97440282 43.~~20397108~~98944570 0.00000000 0.00000000 V-A 49,805,900.00 6.~~34061~~33470% ~~755~~707.~~14599676~~28779181 3.~~99007005~~73371066 0.00000000 0.00000000 B-1 5,160,000.00 6.~~49898~~49145% ~~994~~931.~~18875388~~69593023 5.~~38434690~~04004651 0.00000000 0.00000000 B-2 4,691,100.00 6.~~49898~~49145% ~~994~~931.~~18875317~~69593059 5.~~38434695~~04004604 0.00000000 0.00000000 B-3 4,221,800.00 6.~~49898~~49145% ~~994~~931.~~18875361~~69593065 5.~~38434554~~04004690 0.00000000 0.00000000 B-4 2,345,400.00 6.~~49898~~49145% ~~994~~931.~~18875245~~69592820 5.~~38434809~~04004434 0.00000000 0.00000000 B-5 938,200.00 6.~~49898~~49145% ~~994~~931.~~18875506~~69592837 5.~~38434236~~04004477 0.00000000 0.00000000 B-6 1,407,529.00 6.~~49898~~49145% ~~994~~931.~~18864549~~69583007 5.~~38434377~~04004536 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~00000000~~00154560 0.00000000 1.~~65313707~~36441343 0.00000000 ~~274~~238.~~10793082~~04333607 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.~~00000000~~00176509 0.00000000 21.~~02694667~~72567476 0.00000000 ~~313~~274.~~02741583~~99383618 III-A 0.~~00000000~~00314973 0.00000000 3.~~36811120~~03130855 0.00000000 ~~558~~482.~~58261680~~68338646 IV-A 0.~~00000000~~00393563 0.00000000 43.~~20397108~~98550988 0.00000000 ~~697~~646.~~97440282~~07477227 V-A 0.~~00000000~~00398828 0.00000000 3.~~99007005~~72972238 0.00000000 ~~707~~642.~~28779181~~93150069 B-1 0.~~00000000~~00525388 0.00000000 5.~~38434690~~03479264 0.00000000 ~~931~~875.~~69593023~~81914535 B-2 0.~~00000000~~00525463 0.00000000 5.~~38434695~~03479355 0.00000000 ~~931~~875.~~69593059~~81914690 B-3 0.~~00000000~~00525368 0.00000000 5.~~38434554~~03479322 0.00000000 ~~931~~875.~~69593065~~81914586 B-4 0.~~00000000~~00525284 0.00000000 5.~~38434809~~03479151 0.00000000 ~~931~~875.~~69592820~~81914812 B-5 0.~~00000000~~00525474 0.00000000 5.~~38434236~~03479002 0.00000000 ~~931~~875.~~69592837~~81914304 B-6 0.~~00000000~~00525034 0.00000000 5.~~38434377~~03479502 0.00000000 ~~931~~875.~~69583007~~81904884 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5448,~~191~~935,~~353~~065.3679 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 3148,~~283~~083.9176 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 5448,~~222~~983,~~637~~149.2755 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~151~~131,~~272~~497.4362 Payment of Interest and Principal 5448,~~071~~851,~~364~~651.8493 Total Withdrawals (Pool Distribution Amount) 5448,~~222~~983,~~637~~149.2755 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 712,~~848~~251.4518 Servicing Fee Support 710,~~848~~015.4554 Non-Supported Prepayment/Curtailment Interest Shortfall 02,235.0064

SERVICING FEES Gross Servicing Fee ~~117~~104,~~371~~351.5839 Supplemental PMI Insurance Fee 4137,~~749~~161.3077 Supported Prepayment/Curtailment Interest Shortfall 710,~~848~~015.4554 Net Servicing Fee ~~151~~131,~~272~~497.4362

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 524,905.96 0.00 0.00 524,905.96 30 Days 412 0 0 0 412 15,~~887~~379,~~503~~990.0122 0.00 0.00 0.00 15,~~887~~379,~~503~~990.0122 60 Days 10 0 0 0 10 ~~920,453~~0.4900 0.00 0.00 0.00 ~~920,453~~0.4900 90 Days 12 0 0 0 12 ~~381~~1,~~778~~301,842.9293 0.00 0.00 0.00 ~~381~~1,~~778~~301,842.9293 120 Days 10 0 0 0 10 ~~1,272,769~~0.6700 0.00 0.00 0.00 ~~1,272,769~~0.6700 150 Days 1 0 0 1 0 1 1,272,769.67 0.00 0.00 ~~431,339.24~~ 0.00 ~~431~~1,~~339~~272,769.2467 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 715 1 10 0 916 47,~~462~~954,~~505~~602.0982 524,905.96 ~~431,339~~0.2400 0.00 58,~~418~~479,~~750~~508.2978 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~119617~~135685% 0.000000% 0.000000% 0.~~119617~~135685% 0.~~132335~~150003% 0.000000% 0.000000% 0.~~132335~~150003% 30 Days 01.~~478469~~628223% 0.000000% 0.000000% 0.000000% 01.~~478469~~628223% 01.~~475863~~537450% 0.000000% 0.000000% 0.000000% 01.~~475863~~537450% 60 Days 0.~~119617~~000000% 0.000000% 0.000000% 0.000000% 0.~~119617~~000000% 0.~~232058~~000000% 0.000000% 0.000000% 0.000000% 0.~~232058~~000000% 90 Days 0.~~119617~~271370% 0.000000% 0.000000% 0.000000% 0.~~119617~~271370% 0.~~096251~~372030% 0.000000% 0.000000% 0.000000% 0.~~096251~~372030% 120 Days 0.~~119617~~000000% 0.000000% 0.000000% 0.000000% 0.~~119617~~000000% 0.~~320881~~000000% 0.000000% 0.000000% 0.000000% 0.~~320881~~000000% 150 Days 0.~~000000~~135685% 0.000000% 0.~~119617~~000000% 0.000000% 0.~~119617~~135685% 0.~~000000~~363722% 0.000000% 0.~~108746~~000000% 0.000000% 0.~~108746~~363722% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~837321~~035278% 0.~~119617~~135685% 0.~~119617~~000000% 0.000000% 12.~~076555~~170963% 12.~~125054~~273201% 0.~~132335~~150003% 0.~~108746~~000000% 0.000000% 12.~~366135~~423205%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~367~~822,~~794~~944.4804 0.00 0.00 0.00 ~~367~~822,~~794~~944.4804 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~367~~822,~~794~~944.4804 0.00 0.00 0.00 ~~367~~822,~~794~~944.4804 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 12.~~086957~~469136% 0.000000% 0.000000% 0.000000% 12.~~086957~~469136% 02.~~845892~~168642% 0.000000% 0.000000% 0.000000% 02.~~845892~~168642% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 12.~~086957~~469136% 0.000000% 0.000000% 0.000000% 12.~~086957~~469136% 02.~~845892~~168642% 0.000000% 0.000000% 0.000000% 02.~~845892~~168642% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~704~~782,~~735~~349.4196 0.00 0.00 0.00 ~~704~~782,~~735~~349.4196 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 10 0 0 0 10 ~~1,272,769~~0.6700 0.00 0.00 0.00 ~~1,272,769~~0.6700 150 Days 01 0 0 0 01 01,272,769.0067 0.00 0.00 0.00 01,272,769.0067 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 23 0 0 0 23 12,~~977~~055,~~505~~119.0863 0.00 0.00 0.00 12,~~977~~055,~~505~~119.0863 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~364964~~833333% 0.000000% 0.000000% 0.000000% 0.~~364964~~833333% 0.~~488658~~615025% 0.000000% 0.000000% 0.000000% 0.~~488658~~615025% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~364964~~000000% 0.000000% 0.000000% 0.000000% 0.~~364964~~000000% 0.~~882529~~000000% 0.000000% 0.000000% 0.000000% 0.~~882529~~000000% 150 Days 0.~~000000~~416667% 0.000000% 0.000000% 0.000000% 0.~~000000~~416667% 01.~~000000~~000557% 0.000000% 0.000000% 0.000000% 01.~~000000~~000557% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~729927~~250000% 0.000000% 0.000000% 0.000000% 01.~~729927~~250000% 1.~~371187~~615582% 0.000000% 0.000000% 0.000000% 1.~~371187~~615582% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 524,905.96 0.00 0.00 524,905.96 30 Days 13 0 0 0 13 ~~355~~1,~~755~~327,642.5862 0.00 0.00 0.00 ~~355~~1,~~755~~327,642.5862 60 Days 10 0 0 0 10 ~~920,453~~0.4900 0.00 0.00 0.00 ~~920,453~~0.4900 90 Days 12 0 0 0 12 ~~381~~1,~~778~~301,842.9293 0.00 0.00 0.00 ~~381~~1,~~778~~301,842.9293 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 10 0 10 0.00 0.00 ~~431,339~~0.2400 0.00 ~~431,339~~0.2400 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 35 1 10 0 56 12,~~657~~629,~~987~~485.9955 524,905.96 ~~431,339~~0.2400 0.00 23,~~614~~154,~~233~~391.1951 0-29 Days 0.~~319489~~367647% 0.000000% 0.000000% 0.~~319489~~367647% 0.~~382912~~441946% 0.000000% 0.000000% 0.~~382912~~441946% 30 Days 01.~~319489~~102941% 0.000000% 0.000000% 0.000000% 01.~~319489~~102941% 01.~~259519~~117812% 0.000000% 0.000000% 0.000000% 01.~~259519~~117812% 60 Days 0.~~319489~~000000% 0.000000% 0.000000% 0.000000% 0.~~319489~~000000% 0.~~671458~~000000% 0.000000% 0.000000% 0.000000% 0.~~671458~~000000% 90 Days 0.~~319489~~735294% 0.000000% 0.000000% 0.000000% 0.~~319489~~735294% 01.~~278502~~096090% 0.000000% 0.000000% 0.000000% 01.~~278502~~096090% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~319489~~000000% 0.000000% 0.~~319489~~000000% 0.000000% 0.000000% 0.~~314656~~000000% 0.000000% 0.~~314656~~000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~958466~~838235% 0.~~319489~~367647% 0.~~319489~~000000% 0.000000% 12.~~597444~~205882% 12.~~209480~~213902% 0.~~382912~~441946% 0.~~314656~~000000% 0.000000% 12.~~907047~~655848% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 14 0 0 0 14 ~~459~~2,~~217~~158,768.5460 0.00 0.00 0.00 ~~459~~2,~~217~~158,768.5460 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 14 0 0 0 14 ~~459~~2,~~217~~158,768.5460 0.00 0.00 0.00 ~~459~~2,~~217~~158,768.5460 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 15.~~333333~~714286% 0.000000% 0.000000% 0.000000% 15.~~333333~~714286% 16.~~288539~~536717% 0.000000% 0.000000% 0.000000% 16.~~288539~~536717% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 15.~~333333~~714286% 0.000000% 0.000000% 0.000000% 15.~~333333~~714286% 16.~~288539~~536717% 0.000000% 0.000000% 0.000000% 16.~~288539~~536717% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0288,285.00 0.00 0.00 0.00 0288,285.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0288,285.00 0.00 0.00 0.00 0288,285.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~351351% 0.000000% 0.000000% 0.000000% 01.~~000000~~351351% 0.~~000000~~874144% 0.000000% 0.000000% 0.000000% 0.~~000000~~874144% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~351351% 0.000000% 0.000000% 0.000000% 01.~~000000~~351351% 0.~~000000~~874144% 0.000000% 0.000000% 0.000000% 0.~~000000~~874144%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3148,~~283~~083.9176

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 789,723,629.00 84.17523152% ~~355~~314,~~781~~433,~~504~~265.3431 89.~~73565058~~89594247% 10.~~264349~~104058% 9796.~~116539~~835300% Class R-I 789,723,579.00 84.17522619% ~~355~~314,~~781~~433,~~504~~265.3431 89.~~73565058~~89594247% 0.000000% 0.000000% Class R-II 789,723,529.00 84.17522086% ~~355~~314,~~781~~433,~~504~~265.3431 89.~~73565058~~89594247% 0.000000% 0.000000% Class 2A1 355,314,329.00 37.87231989% ~~219~~194,~~799~~973,~~515~~412.0593 55.~~43810524~~74257130% 34.~~297545~~153371% 2223.~~428239~~004563% Class 3A 118,211,329.00 12.59993449% 8780,~~357~~527,~~900~~733.8695 2223.~~03351768~~02274389% 3332.~~404588~~719827% 2122.~~844306~~038976% Class B-1 13,604,029.00 1.45002916% 1211,~~674~~914,~~818~~668.3193 3.~~19685833~~40638384% 1.~~212566~~292039% 0.~~792935~~870274% Class B-2 8,912,929.00 0.95001319% 87,~~304~~806,~~139~~113.5373 2.~~09448033~~23175481% 1.~~102378~~174629% 0.~~720880~~791191% Class B-3 4,691,129.00 0.50001906% 4,~~370~~108,~~705~~580.6546 1.~~10238478~~17463625% 01.~~992096~~057119% 0.~~648762~~712040% Class B-4 2,345,729.00 0.25002707% 2,~~185~~054,~~506~~434.0223 0.~~55123103~~58735930% 0.~~551154~~587277% 0.~~360417~~395570% Class B-5 1,407,529.00 0.15002600% 1,~~311~~232,~~388~~740.9071 0.~~33076013~~35243850% 0.~~220471~~234921% 0.~~144173~~158235% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~330760~~352438% 0.~~216294~~237391% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~941391~~939457% Weighted Average Net Coupon 6.~~627084~~623622% Weighted Average Pass-Through Rate 6.~~515284~~511146% Weighted Average Maturity(Stepdown Calculation ) ~~345~~344 Beginning Scheduled Collateral Loan Count ~~934~~836 Number Of Loans Paid In Full 9899 Ending Scheduled Collateral Loan Count ~~836~~737 Beginning Scheduled Collateral Balance ~~448~~396,~~115~~477,~~685~~322.9403 Ending Scheduled Collateral Balance ~~396~~349,~~477~~774,~~322~~702.0347 Ending Actual Collateral Balance at 3130-~~Aug~~Sep-2002 ~~396~~349,~~648~~929,~~188~~514.5316 Monthly P &I Constant 2,~~823~~496,~~082~~000.1287 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 5247,~~797~~710,~~715~~842.6643 Ending Scheduled Balance for Premium Loans ~~396~~349,~~477~~774,~~322~~702.0347 Scheduled Principal ~~230~~203,~~960~~219.3269 Unscheduled Principal 5146,~~407~~499,~~403~~399.5987

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Coupon Rate 6.~~941391~~939457% Weighted Average Net Rate 6.~~627084~~623622% Weighted Average Pass Through Rate 6.~~515284~~511146% Weighted Average Maturity ~~345~~344 Record Date 0809/3130/2002 Principal and Interest Constant 2,~~823~~496,~~082~~000.1287 Beginning Loan Count ~~934~~836 Loans Paid in Full 9899 Ending Loan Count ~~836~~737 Beginning Scheduled Balance ~~448~~396,~~115~~477,~~685~~322.9403 Ending Scheduled Balance ~~396~~349,~~477~~774,~~322~~702.0347 Ending Actual Balance at 3130-~~Aug~~Sep-2002 ~~396~~349,~~648~~929,~~188~~514.5316 Scheduled Principal ~~230~~203,~~960~~219.3269 Unscheduled Principal 5146,~~407~~499,~~403~~399.5987 Scheduled Interest 2,~~592~~292,~~121~~781.8018 Servicing Fee ~~117~~104,~~371~~351.5839 Master Servicing Fee 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 4137,~~749~~161.3077 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 2,~~433~~151,~~000~~268.9202 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Special Servicing Fee 0.00 Prepayment Penalties 0.00

Miscellaneous Reporting Senior Percentage Group 1 9493.~~233078~~670601% Senior Prepayment Percentage Group 1 9796.~~116539~~835300% Subordinate Percentage Group 1 56.~~776922~~329399% Subordinate Prepayment Percentage Grp 1 03.~~000000~~16470% Average Loss Severity Group 1 0 Senior Percentage Group 2 94.~~753305~~316597% Senior Prepayment Percentage Group 2 97.~~376652~~158299% Subordinate Percentage Group 2 5.~~246695~~683403% Subordinate Prepayment Percentage Grp 2 02.~~000000~~84170% Average Loss Severity Group 2 0 Senior Percentage Group 3 96.~~827273~~657743% Senior Prepayment Percentage Group 3 98.~~413636~~328872% Subordinate Percentage Group 3 3.~~172727~~342257% Subordinate Prepayment Percentage Grp 3 01.~~000000~~67713% Average Loss Severity Group 3 0 Senior Percentage Group 4 97.~~307114~~234909% Senior Prepayment Percentage Group 4 98.~~653557~~617455% Subordinate Percentage Group 4 2.~~692886~~765091% Subordinate Prepayment Percentage Grp 4 01.~~000000~~38255% Average Loss Severity Group 4 0 Senior Percentage Group 5 97.~~396307~~310804% Senior Prepayment Percentage Group 5 98.~~698154~~655402% Subordinate Percentage Group 5 2.~~603693~~689196% Subordinate Prepayment Percentage Grp 5 01.~~000000~~34459% Average Loss Severity Group 5 0

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~475489~~447032 7.~~016089~~014393 6.~~954977~~949324 Weighted Average Net Rate 6.~~123150~~090728 6.~~735413~~730874 6.~~639817~~636113 Weighted Average Maturity ~~346~~345 343 344 ~~345~~ Beginning Loan Count ~~109~~92 ~~311~~274 ~~347~~313 Loans Paid In Full 1711 37 34 41 Ending Loan Count 9281 ~~274~~240 ~~313~~272 Beginning Scheduled Balance 5143,~~969~~445,~~576~~667.2541 ~~168~~144,~~239~~176,~~554~~097.9844 ~~151~~137,~~738~~021,~~557~~215.5235 Ending scheduled Balance 4337,~~445~~914,~~667~~932.4164 ~~144~~127,~~176~~169,~~097~~235.4435 ~~137~~118,~~021~~718,~~215~~263.3525 Record Date 0809/3130/2002 0809/3130/2002 0809/3130/2002 Principal And Interest Constant ~~329~~275,~~397~~220.3739 1893,~~046,177~~464.2806 ~~953~~862,~~750~~382.5456 Scheduled Principal 4841,~~957~~807.0438 6250,~~524~~707.1854 7468,~~302~~878.0553 Unscheduled Principal 85,~~474~~488,~~951~~927.8039 2416,~~000~~956,~~933~~154.3655 1418,~~643~~234,~~040~~073.1257 Scheduled Interest ~~280~~233,~~440~~413.3301 ~~983~~842,~~653~~756.1052 ~~879~~793,~~448~~504.4903 Servicing Fees 1512,~~259~~899.0590 3934,~~350~~063.6594 3935,~~851~~763.6485 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 4,~~725~~010.7080 1513,~~021~~057.6468 1413,~~840~~382.3166 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~260~~216,~~455~~502.5831 ~~929~~795,~~280~~634.8190 ~~824~~744,~~756~~357.5452 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 65.~~014032~~979947 6.~~628269~~622193 6.~~522455~~518910

Group Level Collateral Statement Group 4 5 Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 7.~~313493~~317817 6.~~827731~~822206 6.~~941391~~939457 Weighted Average Net Rate 6.~~957816~~963162 6.~~461668~~454512 6.~~627084~~623622 Weighted Average Maturity ~~345~~344 ~~347~~346 ~~345~~344 Beginning Loan Count 8075 8782 ~~934~~836 Loans Paid In Full 5 58 9899 Ending Loan Count 7570 8274 ~~836~~737 Beginning Scheduled Balance 3735,~~551~~633,~~824~~731.6153 3836,~~616~~200,~~172~~610.5830 ~~448~~396,~~115~~477,~~685~~322.9403 Ending scheduled Balance 3533,~~633~~021,~~731~~160.5381 3632,~~200~~951,~~610~~110.3042 ~~396~~349,~~477~~774,~~322~~702.0347 Record Date 0809/3130/2002 0809/3130/2002 0809/3130/2002 Principal And Interest Constant ~~236~~223,~~062~~118.7141 ~~257~~241,~~694~~815.2245 2,~~823~~496,~~082~~000.1287 Scheduled Principal 75,~~200~~817.2148 3736,~~976~~008.8476 ~~230~~203,~~960~~219.3269 Unscheduled Principal 12,~~910~~606,~~892~~753.8724 23,~~377~~213,~~585~~491.4412 5146,~~407~~499,~~403~~399.5987 Scheduled Interest ~~228~~217,~~862~~300.5093 ~~219~~205,~~717~~806.3869 2,~~592~~292,~~121~~781.8018 Servicing Fees 1110,~~130~~531.2640 11,~~779~~092.9830 ~~117~~104,~~371~~351.5839 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 3,~~265~~096.9011 3,~~895~~614.7552 4137,~~749~~161.3077 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~214~~203,~~466~~673.3442 ~~204~~191,~~041~~099.6587 2,~~433~~151,~~000~~268.9202 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~853452~~858897 6.~~340607~~334696 6.~~515284~~511146

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THROUGH CERT SER 2001-6