8-K 1 msc02wl1.txt OCTOBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2002 MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-83986-08 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On October 25, 2002 a distribution was made to holders of MORGAN STANLEY DEAN WITTER CAPITAL I INC., Mortgage Pass-Through Certificates, Series 2002-WL1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the October 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust By: Wells Fargo Bank Minnesota, NA as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 11/8/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the October 25, 2002 distribution. EX-99.1

Morgan Stanley Capital I Inc. Mortgage Pass-Through Certificates Record Date: 89/3130/02 Distribution Date: 910/25/02 MSMC Series: 2002-WL1 Contact: CTSLink Customer Service Wells Fargo Bank Minnesota, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution AP 61746WRN2 SEN 0.00000% ~~431~~429,~~280~~778.0056 0.00 1,~~501~~597.4402 1-A-1 61746WRG7 SEN 6.00000% 109,~~000~~652,~~000~~080.0004 5048,~~000~~260.0040 ~~347~~613,~~919~~189.9651 1-A-2 61746WUT5 SEN 5.75000% 2524,~~000~~124,~~000~~227.0093 ~~119~~115,~~791~~595.6726 ~~875~~1,~~772~~543,977.0706 1-A-3 61746WUU2 SEN 5.75000% ~~190~~189,~~000~~361.0069 ~~910~~907.4236 ~~638~~647.3133 1-A-4 61746WUV0 SEN 5.50000% 8683,~~070~~075,~~000~~452.0092 ~~394~~380,~~487~~762.5049 25,~~994~~277,~~547~~722.0815 1-A-5 61746WUW8 SEN 2.~~31125~~31375% 1716,~~214~~615,~~000~~090.0058 3332,~~154~~035.8897 ~~598~~1,~~909~~055,544.4243 1-A-6 61746WUX6 SEN 6.~~18875~~18625% 0.00 8885,~~777~~654.6225 0.00 1-A-7 61746WUY4 SEN 6.00000% 0.00 5,~~247~~065.9233 0.00 2-A-1 61746WRH5 SEN 6.00000% 1110,~~000~~216,~~000~~386.0041 5551,~~000~~081.0093 ~~783~~807,~~613~~131.5935 2-A-2 61746WUZ1 SEN 5.50000% ~~198~~184,~~464~~325,~~000~~901.0006 ~~909~~844,~~626~~827.6705 14,~~138~~562,~~098~~410.9452 2-A-3 61746WVA5 SEN 2.~~31125~~31375% 3936,~~692~~864,~~000~~437.0020 7671,~~448~~079.4524 2,~~827~~912,~~562~~423.8040 2-A-4 61746WVB3 SEN 6.~~18875~~18625% 0.00 ~~204~~190,~~703~~043.2285 0.00 A-R 61746WRP7 SEN 6.00000% 500.00 310.2006 500.00 A-LR 61746WVQ0 SEN 6.00000% 500.00 0.2500 500.00 3-A-1 61746WVC1 SEN 6.~~85044~~84696% 2523,~~000~~960,~~000~~354.0024 ~~142~~136,~~717~~713.4302 1,~~039~~841,~~645~~814.7604 3-A-2 61746WVD9 SEN 5.75000% ~~115~~109,~~131~~123,~~000~~319.0093 ~~551~~522,~~669~~882.3857 610,~~007~~643,~~680~~076.0766 3-A-3 61746WVE7 SEN 2.~~36125~~36375% 2524,~~584~~248,~~000~~994.0077 5047,~~341~~765.8547 12,~~335~~365,~~005~~066.2352 3-A-4 61746WVF4 SEN 6.~~13875~~13625% 0.00 ~~130~~123,~~878~~998.1525 0.00 3-A-5 61746WVG2 SEN 6.25000% 18,195,000.00 94,765.63 0.00 3-A-6 61746WVH0 SEN 6.25000% 17,657,000.00 91,963.54 0.00 A-X-1 61746WRM4 SEN 6.00000% 0.00 5048,~~913~~751.5650 0.00 A-X-2 61746WVM9 SEN 6.00000% 0.00 ~~123~~114,~~699~~476.3164 0.00 3-A-X 61746WVP2 SEN 6.25000% 0.00 8884,~~347~~183.7471 0.00 B-1 61746WRJ1 SUB 6.00000% 2,~~162~~153,~~000~~007.0021 10,~~810~~765.0004 89,~~992~~066.7978 B-2 61746WRK8 SUB 6.00000% ~~982~~977,~~000~~915.0040 4,~~910~~889.0058 4,~~084~~118.6021 B-3 61746WRL6 SUB 6.00000% ~~590~~587,~~000~~545.0091 2,~~950~~937.0073 2,~~454~~474.0928 B-4 ~~MSC2WL1B4~~61746WTF7 SUB 6.~~54043~~53778% ~~393~~391,~~000~~365.0033 2,~~141~~132.9922 1,~~634~~648.6712 B-5 ~~MSC2WL1B5~~61746WTG5 SUB 6.~~54043~~53778% ~~393~~391,~~000~~365.0033 2,~~141~~132.9922 1,~~634~~648.6712 B-6 ~~MSC2WL1B6~~61746WTH3 SUB 6.~~54043~~53778% ~~393~~391,~~447~~810.0047 2,~~144~~134.4364 1,~~636~~650.5300 3-B-1 61746WVJ6 SUB 6.~~85044~~84696% 2,~~857~~854,~~000~~146.0011 16,~~309~~285.7519 2,~~853~~868.8998 3-B-2 61746WVK3 SUB 6.~~85044~~84696% 2,~~328~~325,~~000~~674.0053 13,~~289~~269.8584 2,~~325~~337.4776 3-B-3 61746WVL1 SUB 6.~~85044~~84696% 1,~~693~~691,~~000~~308.0084 9,~~664~~650.8227 1,~~691~~700.1610 3-B-4 ~~MSC2WL3B4~~61746WTJ9 SUB 6.~~85044~~84696% 1,~~058~~056,~~000~~943.0015 6,~~039~~030.8071 1,~~056~~062.8544 3-B-5 ~~MSC2WL3B5~~61746WTK6 SUB 6.~~85044~~84696% ~~741~~740,~~000~~259.0081 4,~~230~~223.1478 ~~740~~744.1911 3-B-6 ~~MSC2WL3B6~~61746WTL4 SUB 6.~~85044~~84696% 1,~~375~~373,~~115~~741.0038 7,~~850~~838.1230 1,~~373~~379.6223 A-X-3 61746WVN7 SEN 6.00000% 0.00 1,~~681~~665.6454 0.00 Totals ~~604~~573,~~593~~612,~~942~~468.0080 3,~~347~~174,~~612~~778.9258 3041,~~981~~655,~~473~~298.2012

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses AP 0.00 ~~429~~428,~~778~~181.5654 1,~~501~~597.4402 0.00 1-A-1 0.00 9,~~652~~038,~~080~~890.0453 ~~397~~661,~~919~~449.9691 0.00 1-A-2 0.00 2422,~~124~~580,~~227~~250.9387 ~~995~~1,~~563~~659,572.7432 0.00 1-A-3 0.00 ~~189~~188,~~361~~714.6936 1,~~548~~554.7369 0.00 1-A-4 0.00 8377,~~075~~797,~~452~~730.9277 35,~~389~~658,~~034~~484.5864 0.00 1-A-5 0.00 1615,~~615~~559,~~090~~546.5815 ~~632~~1,~~064~~087,580.3040 0.00 1-A-6 0.00 0.00 8885,~~777~~654.6225 0.00 1-A-7 0.00 0.00 5,~~247~~065.9233 0.00 2-A-1 0.00 109,~~216~~409,~~386~~255.4106 ~~838~~858,~~613~~213.5928 0.00 2-A-2 0.00 ~~184~~169,~~325~~763,~~901~~490.0655 15,~~047~~407,~~725~~237.6157 0.00 2-A-3 0.00 3633,~~864~~952,~~437~~013.2080 2,~~904~~983,~~011~~502.2564 0.00 2-A-4 0.00 0.00 ~~204~~190,~~703~~043.2285 0.00 A-R 0.00 0.00 5310.2006 0.00 A-LR 0.00 0.00 500.2500 0.00 3-A-1 0.00 2322,~~960~~118,~~354~~540.2420 1,~~182~~978,~~363~~527.1906 0.00 3-A-2 0.00 ~~109~~98,~~123~~480,~~319~~243.9327 611,~~559~~165,~~349~~959.4523 0.00 3-A-3 0.00 2421,~~248~~883,~~994~~928.7725 12,~~385~~412,~~347~~831.0899 0.00 3-A-4 0.00 0.00 ~~130~~123,~~878~~998.1525 0.00 3-A-5 0.00 18,195,000.00 94,765.63 0.00 3-A-6 0.00 17,657,000.00 91,963.54 0.00 A-X-1 0.00 0.00 5048,~~913~~751.5650 0.00 A-X-2 0.00 0.00 ~~123~~114,~~699~~476.3164 0.00 3-A-X 0.00 0.00 8884,~~347~~183.7471 0.00 B-1 0.00 2,~~153~~143,~~007~~940.2143 19,~~802~~831.7982 0.00 B-2 0.00 ~~977~~973,~~915~~797.4018 89,~~994~~007.6079 0.00 B-3 0.00 ~~587~~585,~~545~~071.9163 5,~~404~~412.0901 0.00 B-4 0.00 ~~391~~389,~~365~~717.3320 3,~~776~~780.6634 0.00 B-5 0.00 ~~391~~389,~~365~~717.3320 3,~~776~~780.6634 0.00 B-6 0.00 ~~391~~390,~~810~~160.47 3,~~780~~784.9664 0.00 3-B-1 0.00 2,~~854~~851,~~146~~277.1113 19,~~163~~154.6417 0.00 3-B-2 0.00 2,~~325~~323,~~674~~336.5377 15,~~615~~607.3260 0.00 3-B-3 0.00 1,~~691~~689,~~308~~608.8474 11,~~355~~350.9837 0.00 3-B-4 0.00 1,~~056~~055,~~943~~880.1571 7,~~096~~093.6515 0.00 3-B-5 0.00 ~~740~~739,~~259~~515.8170 4,~~970~~967.3389 0.00 3-B-6 0.00 1,~~373~~372,~~741~~362.3815 9,~~223~~217.7453 0.00 A-X-3 0.00 0.00 1,~~681~~665.6454 0.00 Totals 0.00 ~~573~~531,~~612~~957,~~468~~170.8066 3444,~~329~~830,~~086~~076.1270 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) AP 431,280.00 ~~431~~429,~~280~~778.0056 1,~~375~~593.0308 ~~126~~3.4194 0.00 0.00 1-A-1 10,000,000.00 109,~~000~~652,~~000~~080.0004 3332,~~595~~995.2033 ~~314~~580,~~324~~194.7518 0.00 0.00 1-A-2 25,000,000.00 2524,~~000~~124,~~000~~227.0093 8483,~~564~~080.6941 ~~791~~1,~~207~~460,896.3865 0.00 0.00 1-A-3 190,000.00 ~~190~~189,~~000~~361.0069 6134.6483 ~~576~~612.6749 0.00 0.00 1-A-4 86,070,000.00 8683,~~070~~075,~~000~~452.0092 ~~289~~283,~~153~~990.9384 24,~~705~~993,~~393~~731.1531 0.00 0.00 1-A-5 17,214,000.00 1716,~~214~~615,~~000~~090.0058 5756,~~830~~798.7917 ~~541~~998,~~078~~746.6326 0.00 0.00 1-A-6 0.00 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 11,000,000.00 1110,~~000~~216,~~000~~386.0041 5047,~~661~~546.7517 ~~732~~759,~~951~~585.8418 0.00 0.00 2-A-2 198,464,000.00 ~~198~~184,~~464~~325,~~000~~901.0006 ~~914~~857,~~048~~836.5168 13,~~224~~704,~~050~~573.4384 0.00 0.00 2-A-3 39,692,000.00 3936,~~692~~864,~~000~~437.0020 ~~182~~171,~~806~~563.0288 2,~~644~~740,~~756~~859.7853 0.00 0.00 2-A-4 0.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 500.00 30.2300 460.7700 0.00 0.00 A-LR 50.00 500.00 30.2300 460.7700 0.00 0.00 3-A-1 25,000,000.00 2523,~~000~~960,~~000~~354.0024 24,~~972~~084.7990 1,~~014~~817,~~672~~729.9714 0.00 0.00 3-A-2 115,131,000.00 ~~115~~109,~~131~~123,~~000~~319.0093 ~~144~~139,~~307~~176.3661 510,~~863~~503,~~372~~900.7104 0.00 0.00 3-A-3 25,584,000.00 2524,~~584~~248,~~000~~994.0077 3230,~~067~~927.4733 12,~~302~~334,~~937~~139.7619 0.00 0.00 3-A-4 0.00 0.00 0.00 0.00 0.00 0.00 3-A-5 18,195,000.00 18,195,000.00 0.00 0.00 0.00 0.00 3-A-6 17,657,000.00 17,657,000.00 0.00 0.00 0.00 0.00 A-X-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 3-A-X 0.00 0.00 0.00 0.00 0.00 0.00 B-1 2,162,000.00 2,~~162~~153,~~000~~007.0021 89,~~992~~066.7978 0.00 0.00 0.00 B-2 982,000.00 ~~982~~977,~~000~~915.0040 4,~~084~~118.6021 0.00 0.00 0.00 B-3 590,000.00 ~~590~~587,~~000~~545.0091 2,~~454~~474.0928 0.00 0.00 0.00 B-4 393,000.00 ~~393~~391,~~000~~365.0033 1,~~634~~648.6712 0.00 0.00 0.00 B-5 393,000.00 ~~393~~391,~~000~~365.0033 1,~~634~~648.6712 0.00 0.00 0.00 B-6 393,447.00 ~~393~~391,~~447~~810.0047 1,~~636~~650.5300 0.00 0.00 0.00 3-B-1 2,857,000.00 2,~~857~~854,~~000~~146.0011 2,~~853~~868.8998 0.00 0.00 0.00 3-B-2 2,328,000.00 2,~~328~~325,~~000~~674.0053 2,~~325~~337.4776 0.00 0.00 0.00 3-B-3 1,693,000.00 1,~~693~~691,~~000~~308.0084 1,~~691~~700.1610 0.00 0.00 0.00 3-B-4 1,058,000.00 1,~~058~~056,~~000~~943.0015 1,~~056~~062.8544 0.00 0.00 0.00 3-B-5 741,000.00 ~~741~~740,~~000~~259.0081 ~~740~~744.1911 0.00 0.00 0.00 3-B-6 1,375,115.00 1,~~375~~373,~~115~~741.0038 1,~~373~~379.6223 0.00 0.00 0.00 A-X-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,593,942.00 ~~604~~573,~~593~~612,~~942~~468.0080 1,~~845~~760,~~930~~326.1736 2939,~~135~~894,~~543~~971.0275 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution AP 1,~~501~~597.4402 ~~429~~428,~~778~~181.5654 0.~~99651864~~99281566 1,~~501~~597.4402 1-A-1 ~~347~~613,~~919~~189.9651 9,~~652~~038,~~080~~890.0453 0.~~96520800~~90388905 ~~347~~613,~~919~~189.9651 1-A-2 ~~875~~1,~~772~~543,977.0706 2422,~~124~~580,~~227~~250.9387 0.~~96496912~~90321003 ~~875~~1,~~772~~543,977.0706 1-A-3 ~~638~~647.3133 ~~189~~188,~~361~~714.6936 0.~~99664047~~99323347 ~~638~~647.3133 1-A-4 25,~~994~~277,~~547~~722.0815 8377,~~075~~797,~~452~~730.9277 0.~~96520800~~90388905 25,~~994~~277,~~547~~722.0815 1-A-5 ~~598~~1,~~909~~055,544.4243 1615,~~615~~559,~~090~~546.5815 0.~~96520800~~90388905 ~~598~~1,~~909~~055,544.4243 1-A-6 0.00 0.00 0.00000000 0.00 1-A-7 0.00 0.00 0.00000000 0.00 2-A-1 ~~783~~807,~~613~~131.5935 109,~~216~~409,~~386~~255.4106 0.~~92876240~~85538682 ~~783~~807,~~613~~131.5935 2-A-2 14,~~138~~562,~~098~~410.9452 ~~184~~169,~~325~~763,~~901~~490.0655 0.~~92876240~~85538682 14,~~138~~562,~~098~~410.9452 2-A-3 2,~~827~~912,~~562~~423.8040 3633,~~864~~952,~~437~~013.2080 0.~~92876240~~85538682 2,~~827~~912,~~562~~423.8040 2-A-4 0.00 0.00 0.00000000 0.00 A-R 500.00 0.00 0.00000000 500.00 A-LR 500.00 0.00 0.00000000 500.00 3-A-1 1,~~039~~841,~~645~~814.7604 2322,~~960~~118,~~354~~540.2420 0.~~95841417~~88474161 1,~~039~~841,~~645~~814.7604 3-A-2 610,~~007~~643,~~680~~076.0766 ~~109~~98,~~123~~480,~~319~~243.9327 0.~~94781874~~85537556 610,~~007~~643,~~680~~076.0766 3-A-3 12,~~335~~365,~~005~~066.2352 2421,~~248~~883,~~994~~928.7725 0.~~94781874~~85537556 12,~~335~~365,~~005~~066.2352 3-A-4 0.00 0.00 0.00000000 0.00 3-A-5 0.00 18,195,000.00 1.00000000 0.00 3-A-6 0.00 17,657,000.00 1.00000000 0.00 A-X-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 3-A-X 0.00 0.00 0.00000000 0.00 B-1 89,~~992~~066.7978 2,~~153~~143,~~007~~940.2143 0.~~99584052~~99164682 89,~~992~~066.7978 B-2 4,~~084~~118.6021 ~~977~~973,~~915~~797.4018 0.~~99584053~~99164682 4,~~084~~118.6021 B-3 2,~~454~~474.0928 ~~587~~585,~~545~~071.9163 0.~~99584053~~99164683 2,~~454~~474.0928 B-4 1,~~634~~648.6712 ~~391~~389,~~365~~717.3320 0.~~99584053~~99164682 1,~~634~~648.6712 B-5 1,~~634~~648.6712 ~~391~~389,~~365~~717.3320 0.~~99584053~~99164682 1,~~634~~648.6712 B-6 1,~~636~~650.5300 ~~391~~390,~~810~~160.47 0.~~99584053~~99164683 1,~~636~~650.5300 3-B-1 2,~~853~~868.8998 2,~~854~~851,~~146~~277.1113 0.~~99900109~~99799690 2,~~853~~868.8998 3-B-2 2,~~325~~337.4776 2,~~325~~323,~~674~~336.5377 0.~~99900109~~99799689 2,~~325~~337.4776 3-B-3 1,~~691~~700.1610 1,~~691~~689,~~308~~608.8474 0.~~99900109~~99799689 1,~~691~~700.1610 3-B-4 1,~~056~~062.8544 1,~~056~~055,~~943~~880.1571 0.~~99900109~~99799689 1,~~056~~062.8544 3-B-5 ~~740~~744.1911 ~~740~~739,~~259~~515.8170 0.~~99900109~~99799690 ~~740~~744.1911 3-B-6 1,~~373~~379.6223 1,~~373~~372,~~741~~362.3815 0.~~99900109~~99799809 1,~~373~~379.6223 A-X-3 0.00 0.00 0.00000000 0.00 Totals 3041,~~981~~655,~~473~~298.2012 ~~573~~531,~~612~~957,~~468~~170.8066 0.~~94875656~~87985859 3041,~~981~~655,~~473~~298.2012

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion AP 431,280.00 ~~1000~~996.~~00000000~~51864218 3.~~18825357~~69384159 0.~~29310425~~00913560 0.00000000 1-A-1 10,000,000.00 ~~1000~~965.~~00000000~~20800400 3.~~35952000~~29953300 3158.~~43247500~~01941800 0.00000000 1-A-2 25,000,000.00 ~~1000~~964.~~00000000~~96911720 3.~~38258760~~32321640 3158.~~64829520~~43586600 0.00000000 1-A-3 190,000.00 ~~1000~~996.~~00000000~~64047368 0.~~32442105~~18331579 3.~~03510526~~22363158 0.00000000 1-A-4 86,070,000.00 ~~1000~~965.~~00000000~~20800418 3.~~35952051~~29953340 3158.~~43247531~~01941803 0.00000000 1-A-5 17,214,000.00 ~~1000~~965.~~00000000~~20800395 3.~~35952074~~29953352 3158.~~43247531~~01941792 0.00000000 1-A-6 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 11,000,000.00 ~~1000~~928.~~00000000~~76240091 4.~~60561364~~32237909 6669.~~63198545~~05319818 0.00000000 2-A-2 198,464,000.00 ~~1000~~928.~~00000000~~76240054 4.~~60561366~~32237927 6669.~~63198580~~05319776 0.00000000 2-A-3 39,692,000.00 ~~1000~~928.~~00000000~~76240048 4.~~60561373~~32237932 6669.~~63198579~~05319787 0.00000000 2-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 ~~1000~~0.00000000 640.~~60000000~~00000000 ~~935~~0.~~40000000~~00000000 0.00000000 A-LR 50.00 ~~1000~~0.00000000 640.~~60000000~~00000000 ~~935~~0.~~40000000~~00000000 0.00000000 3-A-1 25,000,000.00 ~~1000~~958.~~00000000~~41416960 0.~~99891160~~96339600 4072.~~58691880~~70916560 0.00000000 3-A-2 115,131,000.00 ~~1000~~947.~~00000000~~81874499 1.~~25341880~~20885435 5091.~~92783620~~23433341 0.00000000 3-A-3 25,584,000.00 ~~1000~~947.~~00000000~~81874492 1.~~25341893~~20885436 5091.~~92783615~~23433357 0.00000000 3-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 18,195,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-6 17,657,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,162,000.00 ~~1000~~995.~~00000000~~84052266 4.~~15947734~~19370028 0.00000000 0.00000000 B-2 982,000.00 ~~1000~~995.~~00000000~~84052953 4.~~15947047~~19369654 0.00000000 0.00000000 B-3 590,000.00 ~~1000~~995.~~00000000~~84052542 4.~~15947458~~19369492 0.00000000 0.00000000 B-4 393,000.00 ~~1000~~995.~~00000000~~84053435 4.~~15946565~~19368957 0.00000000 0.00000000 B-5 393,000.00 ~~1000~~995.~~00000000~~84053435 4.~~15946565~~19368957 0.00000000 0.00000000 B-6 393,447.00 ~~1000~~995.~~00000000~~84053252 4.~~15946748~~19370335 0.00000000 0.00000000 3-B-1 2,857,000.00 ~~1000~~999.~~00000000~~00108855 01.~~99891145~~00419321 0.00000000 0.00000000 3-B-2 2,328,000.00 ~~1000~~999.~~00000000~~00108677 01.~~99891323~~00419244 0.00000000 0.00000000 3-B-3 1,693,000.00 ~~1000~~999.~~00000000~~00108683 01.~~99891317~~00419374 0.00000000 0.00000000 3-B-4 1,058,000.00 ~~1000~~999.~~00000000~~00108696 01.~~99891304~~00419660 0.00000000 0.00000000 3-B-5 741,000.00 ~~1000~~999.~~00000000~~00109312 01.~~99890688~~00419703 0.00000000 0.00000000 3-B-6 1,375,115.00 ~~1000~~999.~~00000000~~00108718 01.~~99891282~~00299248 0.00000000 0.00000000 A-X-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution AP 0.00000000 3.~~48135782~~70297718 ~~996~~992.~~51864218~~81566500 0.~~99651864~~99281566 3.~~48135782~~70297718 1-A-1 0.00000000 3461.~~79199600~~31895100 ~~965~~903.~~20800400~~88905300 0.~~96520800~~90388905 3461.~~79199600~~31895100 1-A-2 0.00000000 3561.~~03088280~~75908240 ~~964~~903.~~96911720~~21003480 0.~~96496912~~90321003 3561.~~03088280~~75908240 1-A-3 0.00000000 3.~~35952632~~40700000 ~~996~~993.~~64047368~~23347368 0.~~99664047~~99323347 3.~~35952632~~40700000 1-A-4 0.00000000 3461.~~79199582~~31895143 ~~965~~903.~~20800418~~88905275 0.~~96520800~~90388905 3461.~~79199582~~31895143 1-A-5 0.00000000 3461.~~79199605~~31895143 ~~965~~903.~~20800395~~88905252 0.~~96520800~~90388905 3461.~~79199605~~31895143 1-A-6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 7173.~~23759909~~37557727 ~~928~~855.~~76240091~~38682364 0.~~92876240~~85538682 7173.~~23759909~~37557727 2-A-2 0.00000000 7173.~~23759946~~37557703 ~~928~~855.~~76240054~~38682355 0.~~92876240~~85538682 7173.~~23759946~~37557703 2-A-3 0.00000000 7173.~~23759952~~37557694 ~~928~~855.~~76240048~~38682354 0.~~92876240~~85538682 7173.~~23759952~~37557694 2-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 A-LR 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 3-A-1 0.00000000 4173.~~58583040~~67256160 ~~958~~884.~~41416960~~74160800 0.~~95841417~~88474161 4173.~~58583040~~67256160 3-A-2 0.00000000 5292.~~18125501~~44318785 ~~947~~855.~~81874499~~37555715 0.~~94781874~~85537556 5292.~~18125501~~44318785 3-A-3 0.00000000 5292.~~18125508~~44318793 ~~947~~855.~~81874492~~37555699 0.~~94781874~~85537556 5292.~~18125508~~44318793 3-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 4.~~15947734~~19370028 ~~995~~991.~~84052266~~64682239 0.~~99584052~~99164682 4.~~15947734~~19370028 B-2 0.00000000 4.~~15947047~~19369654 ~~995~~991.~~84052953~~64682281 0.~~99584053~~99164682 4.~~15947047~~19369654 B-3 0.00000000 4.~~15947458~~19369492 ~~995~~991.~~84052542~~64683051 0.~~99584053~~99164683 4.~~15947458~~19369492 B-4 0.00000000 4.~~15946565~~19368957 ~~995~~991.~~84053435~~64681934 0.~~99584053~~99164682 4.~~15946565~~19368957 B-5 0.00000000 4.~~15946565~~19368957 ~~995~~991.~~84053435~~64681934 0.~~99584053~~99164682 4.~~15946565~~19368957 B-6 0.00000000 4.~~15946748~~19370335 ~~995~~991.~~84053252~~64682918 0.~~99584053~~99164683 4.~~15946748~~19370335 3-B-1 0.00000000 01.~~99891145~~00419321 ~~999~~997.~~00108855~~99689534 0.~~99900109~~99799690 01.~~99891145~~00419321 3-B-2 0.00000000 01.~~99891323~~00419244 ~~999~~997.~~00108677~~99689433 0.~~99900109~~99799689 01.~~99891323~~00419244 3-B-3 0.00000000 01.~~99891317~~00419374 ~~999~~997.~~00108683~~99689309 0.~~99900109~~99799689 01.~~99891317~~00419374 3-B-4 0.00000000 01.~~99891304~~00419660 ~~999~~997.~~00108696~~99689036 0.~~99900109~~99799689 01.~~99891304~~00419660 3-B-5 0.00000000 01.~~99890688~~00419703 ~~999~~997.~~00109312~~99689609 0.~~99900109~~99799690 01.~~99890688~~00419703 3-B-6 0.00000000 01.~~99891282~~00299248 ~~999~~997.~~00108718~~99809470 0.~~99900109~~99799809 01.~~99891282~~00299248 A-X-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% ~~431~~429,~~280~~778.0056 0.00 0.00 0.00 1-A-1 10,000,000.00 6.00000% 109,~~000~~652,~~000~~080.0004 5048,~~000~~260.0040 0.00 0.00 1-A-2 25,000,000.00 5.75000% 2524,~~000~~124,~~000~~227.0093 ~~119~~115,~~791~~595.6726 0.00 0.00 1-A-3 190,000.00 5.75000% ~~190~~189,~~000~~361.0069 ~~910~~907.4236 0.00 0.00 1-A-4 86,070,000.00 5.50000% 8683,~~070~~075,~~000~~452.0092 ~~394~~380,~~487~~762.5049 0.00 0.00 1-A-5 17,214,000.00 2.~~31125~~31375% 1716,~~214~~615,~~000~~090.0058 3332,~~154~~035.8897 0.00 0.00 1-A-6 0.00 6.~~18875~~18625% 1716,~~214~~615,~~000~~090.0058 8885,~~777~~654.6225 0.00 0.00 1-A-7 0.00 6.00000% 1,~~049~~013,~~583~~066.0023 5,~~247~~065.9233 0.00 0.00 2-A-1 11,000,000.00 6.00000% 1110,~~000~~216,~~000~~386.0041 5551,~~000~~081.0093 0.00 0.00 2-A-2 198,464,000.00 5.50000% ~~198~~184,~~464~~325,~~000~~901.0006 ~~909~~844,~~626~~827.6705 0.00 0.00 2-A-3 39,692,000.00 2.~~31125~~31375% 3936,~~692~~864,~~000~~437.0020 7671,~~448~~079.4524 0.00 0.00 2-A-4 0.00 6.~~18875~~18625% 3936,~~692~~864,~~000~~437.0020 ~~204~~190,~~703~~043.2285 0.00 0.00 A-R 50.00 6.00000% 500.00 0.2500 0.00 0.00 A-LR 50.00 6.00000% 500.00 0.2500 0.00 0.00 3-A-1 25,000,000.00 6.~~85044~~84696% 2523,~~000~~960,~~000~~354.0024 ~~142~~136,~~717~~713.4302 0.00 0.00 3-A-2 115,131,000.00 5.75000% ~~115~~109,~~131~~123,~~000~~319.0093 ~~551~~522,~~669~~882.3857 0.00 0.00 3-A-3 25,584,000.00 2.~~36125~~36375% 2524,~~584~~248,~~000~~994.0077 5047,~~341~~765.8547 0.00 0.00 3-A-4 0.00 6.~~13875~~13625% 2524,~~584~~248,~~000~~994.0077 ~~130~~123,~~878~~998.1525 0.00 0.00 3-A-5 18,195,000.00 6.25000% 18,195,000.00 94,765.63 0.00 0.00 3-A-6 17,657,000.00 6.25000% 17,657,000.00 91,963.54 0.00 0.00 A-X-1 0.00 6.00000% 109,~~182~~750,~~711~~299.8370 5048,~~913~~751.5650 0.00 0.00 A-X-2 0.00 6.00000% 2422,~~739~~895,~~862~~327.5709 ~~123~~114,~~699~~476.3164 0.00 0.00 3-A-X 0.00 6.25000% 16,~~962~~163,~~766~~271.5265 8884,~~347~~183.7471 0.00 0.00 B-1 2,162,000.00 6.00000% 2,~~162~~153,~~000~~007.0021 10,~~810~~765.0004 0.00 0.00 B-2 982,000.00 6.00000% ~~982~~977,~~000~~915.0040 4,~~910~~889.0058 0.00 0.00 B-3 590,000.00 6.00000% ~~590~~587,~~000~~545.0091 2,~~950~~937.0073 0.00 0.00 B-4 393,000.00 6.~~54043~~53778% ~~393~~391,~~000~~365.0033 2,~~141~~132.9922 0.00 0.00 B-5 393,000.00 6.~~54043~~53778% ~~393~~391,~~000~~365.0033 2,~~141~~132.9922 0.00 0.00 B-6 393,447.00 6.~~54043~~53778% ~~393~~391,~~447~~810.0047 2,~~144~~134.4364 0.00 0.00 3-B-1 2,857,000.00 6.~~85044~~84696% 2,~~857~~854,~~000~~146.0011 16,~~309~~285.7519 0.00 0.00 3-B-2 2,328,000.00 6.~~85044~~84696% 2,~~328~~325,~~000~~674.0053 13,~~289~~269.8584 0.00 0.00 3-B-3 1,693,000.00 6.~~85044~~84696% 1,~~693~~691,~~000~~308.0084 9,~~664~~650.8227 0.00 0.00 3-B-4 1,058,000.00 6.~~85044~~84696% 1,~~058~~056,~~000~~943.0015 6,~~039~~030.8071 0.00 0.00 3-B-5 741,000.00 6.~~85044~~84696% ~~741~~740,~~000~~259.0081 4,~~230~~223.1478 0.00 0.00 3-B-6 1,375,115.00 6.~~85044~~84696% 1,~~375~~373,~~115~~741.0038 7,~~850~~838.1230 0.00 0.00 A-X-3 0.00 6.00000% ~~336~~333,~~327~~107.6442 1,~~681~~665.6454 0.00 0.00 Totals 604,593,942.00 3,~~347~~174,~~609~~768.9752 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance AP 0.00 0.00 0.00 0.00 ~~429~~428,~~778~~181.5654 1-A-1 0.00 0.00 5048,~~000~~260.0040 0.00 9,~~652~~038,~~080~~890.0453 1-A-2 0.00 0.00 ~~119~~115,~~791~~595.6726 0.00 2422,~~124~~580,~~227~~250.9387 1-A-3 0.00 0.00 ~~910~~907.4236 0.00 ~~189~~188,~~361~~714.6936 1-A-4 0.00 0.00 ~~394~~380,~~487~~762.5049 0.00 8377,~~075~~797,~~452~~730.9277 1-A-5 0.00 0.00 3332,~~154~~035.8897 0.00 1615,~~615~~559,~~090~~546.5815 1-A-6 0.00 0.00 8885,~~777~~654.6225 0.00 1615,~~615~~559,~~090~~546.5815 1-A-7 0.00 0.00 5,~~247~~065.9233 0.00 1948,~~013,066~~706.2388 2-A-1 0.00 0.00 5551,~~000~~081.0093 0.00 109,~~216~~409,~~386~~255.4106 2-A-2 0.00 0.00 ~~909~~844,~~626~~827.6705 0.00 ~~184~~169,~~325~~763,~~901~~490.0655 2-A-3 0.00 0.00 7671,~~448~~079.4524 0.00 3633,~~864~~952,~~437~~013.2080 2-A-4 0.00 0.00 ~~204~~190,~~703~~043.2285 0.00 3633,~~864~~952,~~437~~013.2080 A-R 0.00 0.00 310.2006 0.00 0.00 A-LR 0.00 0.00 0.2500 0.00 0.00 3-A-1 0.00 0.00 ~~142~~136,~~717~~713.4302 0.00 2322,~~960~~118,~~354~~540.2420 3-A-2 0.00 0.00 ~~551~~522,~~669~~882.3857 0.00 ~~109~~98,~~123~~480,~~319~~243.9327 3-A-3 0.00 0.00 5047,~~341~~765.8547 0.00 2421,~~248~~883,~~994~~928.7725 3-A-4 0.00 0.00 ~~130~~123,~~878~~998.1525 0.00 2421,~~248~~883,~~994~~928.7725 3-A-5 0.00 0.00 94,765.63 0.00 18,195,000.00 3-A-6 0.00 0.00 91,963.54 0.00 17,657,000.00 A-X-1 0.00 0.00 5048,~~913~~751.5650 0.00 9,~~828~~143,~~434~~115.9707 A-X-2 0.00 0.00 ~~123~~114,~~699~~476.3164 0.00 2220,~~977~~402,~~449~~349.5427 3-A-X 0.00 0.00 8884,~~347~~183.7471 0.00 1614,~~257~~824,~~355~~447.7964 B-1 0.00 0.00 10,~~810~~765.0004 0.00 2,~~153~~143,~~007~~940.2143 B-2 0.00 0.00 4,~~910~~889.0058 0.00 ~~977~~973,~~915~~797.4018 B-3 0.00 0.00 2,~~950~~937.0073 0.00 ~~587~~585,~~545~~071.9163 B-4 0.00 0.00 2,~~141~~132.9922 0.00 ~~391~~389,~~365~~717.3320 B-5 0.00 0.00 2,~~141~~132.9922 0.00 ~~391~~389,~~365~~717.3320 B-6 0.00 0.00 2,~~144~~134.4364 0.00 ~~391~~390,~~810~~160.47 3-B-1 0.00 0.00 16,~~309~~285.7519 0.00 2,~~854~~851,~~146~~277.1113 3-B-2 0.00 0.00 13,~~289~~269.8584 0.00 2,~~325~~323,~~674~~336.5377 3-B-3 0.00 0.00 9,~~664~~650.8227 0.00 1,~~691~~689,~~308~~608.8474 3-B-4 0.00 0.00 6,~~039~~030.8071 0.00 1,~~056~~055,~~943~~880.1571 3-B-5 0.00 0.00 4,~~230~~223.1478 0.00 ~~740~~739,~~259~~515.8170 3-B-6 0.00 0.00 7,~~850~~838.1230 0.00 1,~~373~~372,~~741~~362.3815 A-X-3 0.00 0.00 1,~~681~~665.6454 0.00 ~~346~~324,~~299~~072.3733 Totals 0.00 0.00 3,~~347~~174,~~612~~778.9258 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% ~~1000~~996.~~00000000~~51864218 0.00000000 0.00000000 0.00000000 1-A-1 10,000,000.00 6.00000% ~~1000~~965.~~00000000~~20800400 54.~~00000000~~82604000 0.00000000 0.00000000 1-A-2 25,000,000.00 5.75000% ~~1000~~964.~~00000000~~96911720 4.~~79166680~~62381040 0.00000000 0.00000000 1-A-3 190,000.00 5.75000% ~~1000~~996.~~00000000~~64047368 4.~~79168421~~77557895 0.00000000 0.00000000 1-A-4 86,070,000.00 5.50000% ~~1000~~965.~~00000000~~20800418 4.~~58333333~~42386999 0.00000000 0.00000000 1-A-5 17,214,000.00 2.~~31125~~31375% ~~1000~~965.~~00000000~~20800395 1.~~92604159~~86104159 0.00000000 0.00000000 1-A-6 0.00 6.~~18875~~18625% ~~1000~~965.~~00000000~~20800395 54.~~15729174~~97584815 0.00000000 0.00000000 1-A-7 0.00 6.00000% ~~1000~~965.~~00000000~~20830654 54.~~00000476~~82604044 0.00000000 0.00000000 2-A-1 11,000,000.00 6.00000% ~~1000~~928.~~00000000~~76240091 54.~~00000000~~64381182 0.00000000 0.00000000 2-A-2 198,464,000.00 5.50000% ~~1000~~928.~~00000000~~76240054 4.~~58333335~~25682769 0.00000000 0.00000000 2-A-3 39,692,000.00 2.~~31125~~31375% ~~1000~~928.~~00000000~~76240048 1.~~92604177~~79076993 0.00000000 0.00000000 2-A-4 0.00 6.~~18875~~18625% ~~1000~~928.~~00000000~~76240048 54.~~15729165~~78796357 0.00000000 0.00000000 A-R 50.00 6.00000% ~~1000~~0.00000000 50.00000000 0.00000000 0.00000000 A-LR 50.00 6.00000% ~~1000~~0.00000000 50.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 6.~~85044~~84696% ~~1000~~958.~~00000000~~41416960 5.~~70869720~~46852080 0.00000000 0.00000000 3-A-2 115,131,000.00 5.75000% ~~1000~~947.~~00000000~~81874499 4.~~79166671~~54163145 0.00000000 0.00000000 3-A-3 25,584,000.00 2.~~36125~~36375% ~~1000~~947.~~00000000~~81874492 1.~~96770833~~86700555 0.00000000 0.00000000 3-A-4 0.00 6.~~13875~~13625% ~~1000~~947.~~00000000~~81874492 54.~~11562500~~84671083 0.00000000 0.00000000 3-A-5 18,195,000.00 6.25000% 1000.00000000 5.20833361 0.00000000 0.00000000 3-A-6 17,657,000.00 6.25000% 1000.00000000 5.20833324 0.00000000 0.00000000 A-X-1 0.00 6.00000% ~~1000~~957.~~00008151~~53475671 54.~~00000049~~78767393 0.00000000 0.00000000 A-X-2 0.00 6.00000% ~~1000~~925.~~00002304~~44279713 54.~~00000000~~62721417 0.00000000 0.00000000 3-A-X 0.00 6.25000% ~~1000~~952.~~00003066~~86768974 54.~~20833336~~96285276 0.00000000 0.00000000 B-1 2,162,000.00 6.00000% ~~1000~~995.~~00000000~~84052266 54.~~00000000~~97920444 0.00000000 0.00000000 B-2 982,000.00 6.00000% ~~1000~~995.~~00000000~~84052953 54.~~00000000~~97920570 0.00000000 0.00000000 B-3 590,000.00 6.00000% ~~1000~~995.~~00000000~~84052542 54.~~00000000~~97920339 0.00000000 0.00000000 B-4 393,000.00 6.~~54043~~53778% ~~1000~~995.~~00000000~~84053435 5.~~45035623~~42549618 0.00000000 0.00000000 B-5 393,000.00 6.~~54043~~53778% ~~1000~~995.~~00000000~~84053435 5.~~45035623~~42549618 0.00000000 0.00000000 B-6 393,447.00 6.~~54043~~53778% ~~1000~~995.~~00000000~~84053252 5.~~45036561~~42548297 0.00000000 0.00000000 3-B-1 2,857,000.00 6.~~85044~~84696% ~~1000~~999.~~00000000~~00108855 5.~~70869793~~70010151 0.00000000 0.00000000 3-B-2 2,328,000.00 6.~~85044~~84696% ~~1000~~999.~~00000000~~00108677 5.~~70869845~~70010309 0.00000000 0.00000000 3-B-3 1,693,000.00 6.~~85044~~84696% ~~1000~~999.~~00000000~~00108683 5.~~70869462~~70010041 0.00000000 0.00000000 3-B-4 1,058,000.00 6.~~85044~~84696% ~~1000~~999.~~00000000~~00108696 5.~~70869565~~70010397 0.00000000 0.00000000 3-B-5 741,000.00 6.~~85044~~84696% ~~1000~~999.~~00000000~~00109312 5.~~70869096~~70010796 0.00000000 0.00000000 3-B-6 1,375,115.00 6.~~85044~~84696% ~~1000~~999.~~00000000~~00108718 5.~~70870073~~70010508 0.00000000 0.00000000 A-X-3 0.00 6.00000% ~~1000~~990.~~00190291~~42723302 54.~~00001487~~95214479 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~996~~992.~~51864218~~81566500 1-A-1 0.00000000 0.00000000 54.~~00000000~~82604000 0.00000000 ~~965~~903.~~20800400~~88905300 1-A-2 0.00000000 0.00000000 4.~~79166680~~62381040 0.00000000 ~~964~~903.~~96911720~~21003480 1-A-3 0.00000000 0.00000000 4.~~79168421~~77557895 0.00000000 ~~996~~993.~~64047368~~23347368 1-A-4 0.00000000 0.00000000 4.~~58333333~~42386999 0.00000000 ~~965~~903.~~20800418~~88905275 1-A-5 0.00000000 0.00000000 1.~~92604159~~86104159 0.00000000 ~~965~~903.~~20800395~~88905252 1-A-6 0.00000000 0.00000000 54.~~15729174~~97584815 0.00000000 ~~965~~903.~~20800395~~88905252 1-A-7 0.00000000 0.00000000 54.~~00000476~~82604044 0.00000000 ~~965~~903.~~20830654~~88933510 2-A-1 0.00000000 0.00000000 54.~~00000000~~64381182 0.00000000 ~~928~~855.~~76240091~~38682364 2-A-2 0.00000000 0.00000000 4.~~58333335~~25682769 0.00000000 ~~928~~855.~~76240054~~38682355 2-A-3 0.00000000 0.00000000 1.~~92604177~~79076993 0.00000000 ~~928~~855.~~76240048~~38682354 2-A-4 0.00000000 0.00000000 54.~~15729165~~78796357 0.00000000 ~~928~~855.~~76240048~~38682354 A-R 0.00000000 0.00000000 64201.~~00000000~~20000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 50.00000000 0.00000000 0.00000000 3-A-1 0.00000000 0.00000000 5.~~70869720~~46852080 0.00000000 ~~958~~884.~~41416960~~74160800 3-A-2 0.00000000 0.00000000 4.~~79166671~~54163145 0.00000000 ~~947~~855.~~81874499~~37555715 3-A-3 0.00000000 0.00000000 1.~~96770833~~86700555 0.00000000 ~~947~~855.~~81874492~~37555699 3-A-4 0.00000000 0.00000000 54.~~11562500~~84671083 0.00000000 ~~947~~855.~~81874492~~37555699 3-A-5 0.00000000 0.00000000 5.20833361 0.00000000 1000.00000000 3-A-6 0.00000000 0.00000000 5.20833324 0.00000000 1000.00000000 A-X-1 0.00000000 0.00000000 54.~~00000049~~78767393 0.00000000 ~~965~~897.~~20808358~~90578069 A-X-2 0.00000000 0.00000000 54.~~00000000~~62721417 0.00000000 ~~928~~824.~~76223562~~67514451 3-A-X 0.00000000 0.00000000 54.~~20833336~~96285276 0.00000000 ~~958~~873.~~41419908~~94046702 B-1 0.00000000 0.00000000 54.~~00000000~~97920444 0.00000000 ~~995~~991.~~84052266~~64682239 B-2 0.00000000 0.00000000 54.~~00000000~~97920570 0.00000000 ~~995~~991.~~84052953~~64682281 B-3 0.00000000 0.00000000 54.~~00000000~~97920339 0.00000000 ~~995~~991.~~84052542~~64683051 B-4 0.00000000 0.00000000 5.~~45035623~~42549618 0.00000000 ~~995~~991.~~84053435~~64681934 B-5 0.00000000 0.00000000 5.~~45035623~~42549618 0.00000000 ~~995~~991.~~84053435~~64681934 B-6 0.00000000 0.00000000 5.~~45036561~~42548297 0.00000000 ~~995~~991.~~84053252~~64682918 3-B-1 0.00000000 0.00000000 5.~~70869793~~70010151 0.00000000 ~~999~~997.~~00108855~~99689534 3-B-2 0.00000000 0.00000000 5.~~70869845~~70010309 0.00000000 ~~999~~997.~~00108677~~99689433 3-B-3 0.00000000 0.00000000 5.~~70869462~~70010041 0.00000000 ~~999~~997.~~00108683~~99689309 3-B-4 0.00000000 0.00000000 5.~~70869565~~70010397 0.00000000 ~~999~~997.~~00108696~~99689036 3-B-5 0.00000000 0.00000000 5.~~70869096~~70010796 0.00000000 ~~999~~997.~~00109312~~99689609 3-B-6 0.00000000 0.00000000 5.~~70870073~~70010508 0.00000000 ~~999~~997.~~00108718~~99809470 A-X-3 0.00000000 0.00000000 54.~~00001487~~95214479 0.00000000 ~~1029~~963.~~65081602~~56322864 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3444,~~448~~922,~~439~~288.9252 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 627,~~603~~290.2680 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 3444,~~455~~949,~~043~~579.1832 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~125~~119,~~957~~502.0662 Payment of Interest and Principal 3444,~~329~~830,~~086~~076.1270 Total Withdrawals (Pool Distribution Amount) 3444,~~455~~949,~~043~~579.1832 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~125~~119,~~957~~502.0662 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~125~~119,~~957~~502.0662

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 27 0 0 0 27 ~~757~~2,~~527~~904,206.3741 0.00 0.00 0.00 ~~757~~2,~~527~~904,206.3741 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 27 0 0 0 27 ~~757~~2,~~527~~904,206.3741 0.00 0.00 0.00 ~~757~~2,~~527~~904,206.3741 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~153257~~571895% 0.000000% 0.000000% 0.000000% 0.~~153257~~571895% 0.~~131724~~544477% 0.000000% 0.000000% 0.000000% 0.~~131724~~544477% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~153257~~571895% 0.000000% 0.000000% 0.000000% 0.~~153257~~571895% 0.~~131724~~544477% 0.000000% 0.000000% 0.000000% 0.~~131724~~544477%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 23 0 0 0 23 ~~757~~1,~~527~~413,076.3757 0.00 0.00 0.00 ~~757~~1,~~527~~413,076.3757 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 23 0 0 0 23 ~~757~~1,~~527~~413,076.3757 0.00 0.00 0.00 ~~757~~1,~~527~~413,076.3757 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~714286~~140684% 0.000000% 0.000000% 0.000000% 01.~~714286~~140684% 01.~~556166~~106603% 0.000000% 0.000000% 0.000000% 01.~~556166~~106603% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~714286~~140684% 0.000000% 0.000000% 0.000000% 01.~~714286~~140684% 01.~~556166~~106603% 0.000000% 0.000000% 0.000000% 01.~~556166~~106603% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 04 0 0 0 04 01,491,129.0084 0.00 0.00 0.00 01,491,129.0084 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 04 0 0 0 04 01,491,129.0084 0.00 0.00 0.00 01,491,129.0084 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~838574% 0.000000% 0.000000% 0.000000% 0.~~000000~~838574% 0.~~000000~~686703% 0.000000% 0.000000% 0.000000% 0.~~000000~~686703% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~838574% 0.000000% 0.000000% 0.000000% 0.~~000000~~838574% 0.~~000000~~686703% 0.000000% 0.000000% 0.000000% 0.~~000000~~686703% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 627,~~603~~290.2680

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 6.~~894353~~891649% Weighted Average ~~Net Coupon 6.644353% Weighted Average~~ Pass-Through Rate 6.~~644353~~641649% Weighted Average Maturity(Stepdown Calculation ) ~~175~~174 Beginning Scheduled Collateral Loan Count 1,~~361~~305 Number Of Loans Paid In Full 5681 Ending Scheduled Collateral Loan Count 1,~~305~~224 Beginning Scheduled Collateral Balance ~~604~~573,~~593~~612,~~942~~470.0044 Ending Scheduled Collateral Balance ~~573~~531,~~612~~957,~~470~~170.4466 Ending Actual Collateral Balance at 3130-~~Aug~~Sep-2002 ~~575~~533,~~084~~394,~~940~~239.8185 Monthly P &I Constant 5,~~319~~054,~~500~~607.2567 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 44,715,481.96 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~573~~531,~~612~~957,~~470~~170.4466 Scheduled Principal 1,~~845~~760,~~930~~328.1603 Unscheduled Principal 2939,~~135~~894,~~543~~971.0375

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed Fixed Ratio St Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 6.~~671462~~667379 6.~~845768~~843639 7.~~100437~~096962 Weighted Average Net Rate 6.~~421463~~417379 6.~~595768~~593639 6.~~850437~~846962 Weighted Average Maturity ~~175~~174 ~~150~~149 ~~337~~336 Beginning Loan Count ~~288~~280 ~~533~~504 ~~540~~521 Loans Paid In Full 817 2927 1937 Ending Loan Count ~~280~~263 ~~504~~477 ~~521~~484 Beginning Scheduled Balance ~~140~~135,~~664~~839,~~501~~303.5514 ~~252~~234,~~310~~546,~~326~~423.1156 ~~211~~203,~~619~~226,~~115~~743.9774 Ending scheduled Balance ~~135~~127,~~839~~340,~~303~~632.1400 ~~234~~216,~~546~~249,~~423~~846.5641 ~~203~~188,~~226~~366,~~743~~692.7425 Record Date 0809/3130/2002 0809/3130/2002 0809/3130/2002 Principal And Interest Constant 1,~~254~~219,~~523~~229.0372 2,~~601~~429,~~431~~184.6243 1,~~463~~406,~~545~~193.6052 Scheduled Principal ~~472~~464,~~491~~486.4130 1,~~162~~091,~~049~~558.9661 ~~211~~204,~~388~~283.7912 Unscheduled Principal 48,~~352~~034,~~707~~184.0084 1617,~~601~~205,~~852~~018.5954 814,~~180~~655,~~983~~768.4437 Scheduled Interest ~~782~~754,~~031~~743.6242 1,~~439~~337,~~381~~625.6682 1,~~252~~201,~~156~~910.8140 Servicing Fees 2928,~~305~~299.1084 5248,~~564~~863.6687 4442,~~087~~338.3091 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~752,~~726,443.5258 1,~~386~~288,~~817~~761.0095 1,~~208~~159,~~069~~571.5149 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~421462~~417379 6.~~595768~~593639 6.~~850437~~846962

Group Level Collateral Statement Group Total Collateral Description Fixed & Mixed ARM Weighted Average Coupon Rate 6.~~894353~~891649 Weighted Average Net Rate 6.~~644353~~641649 Weighted Average Maturity ~~175~~174 Beginning Loan Count 1,~~361~~305 Loans Paid In Full 5681 Ending Loan Count 1,~~305~~224 Beginning Scheduled Balance ~~604~~573,~~593~~612,~~943~~470.6344 Ending scheduled Balance ~~573~~531,~~612~~957,~~470~~170.4466 Record Date 0809/3130/2002 Principal And Interest Constant 5,~~319~~054,~~500~~607.2567 Scheduled Principal 1,~~845~~760,~~930~~328.1603 Unscheduled Principal 2939,~~135~~894,~~543~~971.0375 Scheduled Interest 3,~~473~~294,~~570~~279.0964 Servicing Fees ~~125~~119,~~957~~502.0662 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 3,~~347~~174,~~613~~777.0302 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~644353~~641649

Miscellaneous Reporting Group 1 Junior Percentage 1.~~254497~~294821% Senior Prepayment Percentage 100.000000% Senior Percentage 98.~~745503~~705179% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 2 Junior Percentage 1.~~250138~~338626% Senior Prepayment Percentage 100.000000% Senior Percentage 98.~~749862~~661374% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 3 Junior Percentage 4.~~750098~~941316% Senior Prepayment Percentage 100.000000% Senior Percentage 95.~~249902~~058684% Bankruptcy Loss Coverage 100,000.00 Fraud Loss Coverage 4,232,383.00 Special Hazard Loss Coverage 2,189,000.00

Group

Filing Compare · MORGAN STANLEY DEAN WITTER CAPITAL INC TRUST 2002-WL1