8-K 1 wfm0200f.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 WELLS FARGO ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-F Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-98129-01 Pooling and Servicing Agreement) (Commission 54-2079829 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 25, 2002 a distribution was made to holders of WELLS FARGO ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2002-F Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-F Trust, relating to the November 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WELLS FARGO ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-F Trust By: Wells Fargo Bank Minnesota, N.A. as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 12/3/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-F Trust, relating to the November 25, 2002 distribution. EX-99.1

Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates Record Date: 910/3031/02 Distribution Date: 1011/25/02 WFMBS Series: 2002-F Contact: Customer Service - SecuritiesLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 846-8130 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 94979VAA9 SEQ 5.~~63830~~63022% ~~288~~280,~~923~~293,~~000~~076.0077 1,~~357~~315,~~075~~070.3624 826,~~629~~286,~~923~~281.2370 A-R 94979VAB7 RES 5.~~63830~~61499% ~~100~~0.00 0.4700 ~~100~~0.00 B-1 94979VAC5 SUB 5.~~63830~~63022% 4,~~305~~301,~~000~~218.0034 20,~~220~~180.6532 3,~~781~~575.6680 B-2 94979VAD3 SUB 5.~~63830~~63022% 1,~~633~~631,~~000~~565.0052 7,~~670~~654.2293 1,~~434~~356.4840 B-3 94979VAE1 SUB 5.~~63830~~63022% ~~890~~889,~~000~~218.0019 4,~~180~~172.3401 ~~781~~739.8125 B-4 94979VAF8 SUB 5.~~63830~~63022% ~~296~~295,~~000~~739.0098 1,~~390~~387.3254 ~~260~~245.0286 B-5 94979VAG6 SUB 5.~~63830~~63022% ~~445~~444,~~000~~609.0010 2,~~090~~086.1700 ~~390~~369.9062 B-6 94979VAH4 SUB 5.~~63830~~63022% 448,~~997~~603.5917 2,~~108~~104.9574 ~~394~~372.4294 Totals ~~296~~288,~~941~~304,~~097~~031.5907 1,~~394~~352,~~736~~655.4878 826,~~637~~292,~~066~~941.5257

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~280~~254,~~293~~006,~~076~~795.7707 927,~~986~~601,~~998~~351.5994 0.00 A-R 0.00 0.00 ~~100~~0.4700 0.00 B-1 0.00 4,~~301~~297,~~218~~642.3453 2423,~~002~~756.3112 0.00 B-2 0.00 1,~~631~~630,~~565~~209.5212 9,~~104~~011.7033 0.00 B-3 0.00 ~~889~~888,~~218~~478.1994 4,~~962~~911.1526 0.00 B-4 0.00 295,~~739~~494.9812 1,~~650~~633.3440 0.00 B-5 0.00 444,~~609~~239.1047 2,~~481~~455.0762 0.00 B-6 0.00 448,~~603~~230.1723 2,~~503~~477.3768 0.00 Totals 0.00 ~~288~~262,~~304~~011,~~031~~089.0748 1027,~~031~~645,~~803~~597.0035 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 288,923,000.00 ~~288~~280,~~923~~293,~~000~~076.0077 ~~253~~233,~~797~~020.3476 826,~~376~~053,~~125~~260.8994 0.00 0.00 A-R 100.00 ~~100~~0.00 20.9400 970.0600 0.00 0.00 B-1 4,305,000.00 4,~~305~~301,~~000~~218.0034 3,~~781~~575.6680 0.00 0.00 0.00 B-2 1,633,000.00 1,~~633~~631,~~000~~565.0052 1,~~434~~356.4840 0.00 0.00 0.00 B-3 890,000.00 ~~890~~889,~~000~~218.0019 ~~781~~739.8125 0.00 0.00 0.00 B-4 296,000.00 ~~296~~295,~~000~~739.0098 ~~260~~245.0286 0.00 0.00 0.00 B-5 445,000.00 ~~445~~444,~~000~~609.0010 ~~390~~369.9062 0.00 0.00 0.00 B-6 448,997.59 448,~~997~~603.5917 ~~394~~372.4294 0.00 0.00 0.00 Totals 296,941,097.59 ~~296~~288,~~941~~304,~~097~~031.5907 ~~260~~239,~~843~~680.5763 826,~~376~~053,~~222~~260.9594 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 826,~~629~~286,~~923~~281.2370 ~~280~~254,~~293~~006,~~076~~795.7707 0.~~97013072~~87915048 826,~~629~~286,~~923~~281.2370 A-R ~~100~~0.00 0.00 0.00000000 ~~100~~0.00 B-1 3,~~781~~575.6680 4,~~301~~297,~~218~~642.3453 0.~~99912157~~99829095 3,~~781~~575.6680 B-2 1,~~434~~356.4840 1,~~631~~630,~~565~~209.5212 0.~~99912157~~99829095 1,~~434~~356.4840 B-3 ~~781~~739.8125 ~~889~~888,~~218~~478.1994 0.~~99912156~~99829094 ~~781~~739.8125 B-4 ~~260~~245.0286 295,~~739~~494.9812 0.~~99912155~~99829095 ~~260~~245.0286 B-5 ~~390~~369.9062 444,~~609~~239.1047 0.~~99912157~~99829094 ~~390~~369.9062 B-6 ~~394~~372.4294 448,~~603~~230.1723 0.~~99912155~~99829095 ~~394~~372.4294 Totals 826,~~637~~292,~~066~~941.5257 ~~288~~262,~~304~~011,~~031~~089.0748 0.~~97091320~~88236722 826,~~637~~292,~~066~~941.5257

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 288,923,000.00 ~~1000~~970.~~00000000~~13071569 0.~~87842553~~80651509 2890.~~99085878~~17371736 0.00000000 A-R 100.00 ~~1000~~0.00000000 290.~~40000000~~00000000 ~~970~~0.~~60000000~~00000000 0.00000000 B-1 4,305,000.00 ~~1000~~999.~~00000000~~12156562 0.~~87843438~~83061556 0.00000000 0.00000000 B-2 1,633,000.00 ~~1000~~999.~~00000000~~12156767 0.~~87843233~~83061849 0.00000000 0.00000000 B-3 890,000.00 ~~1000~~999.~~00000000~~12156180 0.~~87843820~~83061798 0.00000000 0.00000000 B-4 296,000.00 ~~1000~~999.~~00000000~~12155405 0.~~87844595~~83060811 0.00000000 0.00000000 B-5 445,000.00 ~~1000~~999.~~00000000~~12157303 0.~~87842697~~83060674 0.00000000 0.00000000 B-6 448,997.59 ~~1000~~999.~~00000000~~12155431 0.~~87844569~~83060579 0.00000000 0.00000000 (2) Per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 2990.~~86928431~~98023245 ~~970~~879.~~13071569~~15048324 0.~~97013072~~87915048 2990.~~86928431~~98023245 A-R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 B-1 0.00000000 0.~~87843438~~83061556 ~~999~~998.~~12156562~~29094774 0.~~99912157~~99829095 0.~~87843438~~83061556 B-2 0.00000000 0.~~87843233~~83061849 ~~999~~998.~~12156767~~29094917 0.~~99912157~~99829095 0.~~87843233~~83061849 B-3 0.00000000 0.~~87843820~~83061798 ~~999~~998.~~12156180~~29094382 0.~~99912156~~99829094 0.~~87843820~~83061798 B-4 0.00000000 0.~~87844595~~83060811 ~~999~~998.~~12155405~~29094595 0.~~99912155~~99829095 0.~~87844595~~83060811 B-5 0.00000000 0.~~87842697~~83060674 ~~999~~998.~~12157303~~29094382 0.~~99912157~~99829094 0.~~87842697~~83060674 B-6 0.00000000 0.~~87844569~~83060579 ~~999~~998.~~12155431~~29094851 0.~~99912155~~99829095 0.~~87844569~~83060579 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 288,923,000.00 5.~~63830~~63022% ~~288~~280,~~923~~293,~~000~~076.0077 1,~~357~~315,~~528~~092.3826 0.00 0.00 A-R 100.00 5.~~63830~~61499% ~~100~~0.00 0.4700 0.00 0.00 B-1 4,305,000.00 5.~~63830~~63022% 4,~~305~~301,~~000~~218.0034 20,~~227~~180.4066 0.00 0.00 B-2 1,633,000.00 5.~~63830~~63022% 1,~~633~~631,~~000~~565.0052 7,~~672~~655.7806 0.00 0.00 B-3 890,000.00 5.~~63830~~63022% ~~890~~889,~~000~~218.0019 4,~~181~~172.7408 0.00 0.00 B-4 296,000.00 5.~~63830~~63022% ~~296~~295,~~000~~739.0098 1,~~390~~387.7857 0.00 0.00 B-5 445,000.00 5.~~63830~~63022% ~~445~~444,~~000~~609.0010 2,~~090~~086.8704 0.00 0.00 B-6 448,997.59 5.~~63830~~63022% 448,~~997~~603.5917 2,~~109~~104.6578 0.00 0.00 Totals 296,941,097.59 1,~~395~~352,~~202~~678.0745 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 ~~453~~22.0203 0.00 1,~~357~~315,~~075~~070.3624 0.00 ~~280~~254,~~293~~006,~~076~~795.7707 A-R 0.00 0.00 0.4700 0.00 0.00 B-1 60.7534 0.00 20,~~220~~180.6532 0.00 4,~~301~~297,~~218~~642.3453 B-2 20.5613 0.00 7,~~670~~654.2293 0.00 1,~~631~~630,~~565~~209.5212 B-3 10.4007 0.00 4,~~180~~172.3401 0.00 ~~889~~888,~~218~~478.1994 B-4 0.4602 0.00 1,~~390~~387.3254 0.00 295,~~739~~494.9812 B-5 0.7003 0.00 2,~~090~~086.1700 0.00 444,~~609~~239.1047 B-6 0.7004 0.00 2,~~108~~104.9574 0.00 448,~~603~~230.1723 Totals ~~465~~22.5966 0.00 1,~~394~~352,~~736~~655.4878 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 288,923,000.00 5.~~63830~~63022% ~~1000~~970.~~00000000~~13071569 4.~~69858191~~55170499 0.00000000 0.00000000 A-R 100.00 5.~~63830~~61499% ~~1000~~0.00000000 40.~~70000000~~00000000 0.00000000 0.00000000 B-1 4,305,000.00 5.~~63830~~63022% ~~1000~~999.~~00000000~~12156562 4.~~69858304~~68772590 0.00000000 0.00000000 B-2 1,633,000.00 5.~~63830~~63022% ~~1000~~999.~~00000000~~12156767 4.~~69857930~~68772811 0.00000000 0.00000000 B-3 890,000.00 5.~~63830~~63022% ~~1000~~999.~~00000000~~12156180 4.~~69858427~~68773034 0.00000000 0.00000000 B-4 296,000.00 5.~~63830~~63022% ~~1000~~999.~~00000000~~12155405 4.~~69858108~~68773649 0.00000000 0.00000000 B-5 445,000.00 5.~~63830~~63022% ~~1000~~999.~~00000000~~12157303 4.~~69858427~~68773034 0.00000000 0.00000000 B-6 448,997.59 5.~~63830~~63022% ~~1000~~999.~~00000000~~12155431 4.~~69857756~~68773117 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.~~00156796~~00007625 0.00000000 4.~~69701394~~55162877 0.00000000 ~~970~~879.~~13071569~~15048324 A-R 0.00000000 0.00000000 40.~~70000000~~00000000 0.00000000 0.00000000 B-1 0.~~00156794~~00007898 0.00000000 4.~~69701510~~68764692 0.00000000 ~~999~~998.~~12156562~~29094774 B-2 0.~~00156767~~00007961 0.00000000 4.~~69701164~~68764850 0.00000000 ~~999~~998.~~12156767~~29094917 B-3 0.~~00157303~~00007865 0.00000000 4.~~69701124~~68765169 0.00000000 ~~999~~998.~~12156180~~29094382 B-4 0.~~00155405~~00006757 0.00000000 4.~~69702703~~68763514 0.00000000 ~~999~~998.~~12155405~~29094595 B-5 0.~~00157303~~00006742 0.00000000 4.~~69701124~~68764045 0.00000000 ~~999~~998.~~12157303~~29094382 B-6 0.~~00155903~~00008909 0.00000000 4.~~69701853~~68764209 0.00000000 ~~999~~998.~~12155431~~29094851 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 034,920.0082 Deposits Payments of Interest and Principal 1027,~~161~~531,~~110~~036.5237 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0160,200.0090 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1027,~~161~~691,~~110~~237.5227 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 9480,~~386~~560.7075 Payment of Interest and Principal 1027,~~031~~645,~~803~~597.0036 Total Withdrawals (Pool Distribution Amount) 1027,~~126~~726,~~189~~158.7011 Ending Balance ~~34,920~~0.8200

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 313,~~046~~639.4463 Servicing Fee Support 213,~~580~~616.8597 Non-Supported Prepayment/Curtailment Interest Shortfall ~~465~~22.5966

SERVICING FEES Gross Servicing Fee 9290,~~762~~093.3248 Master Servicing Fee 4,~~205~~084.2324 Supported Prepayment/Curtailment Interest Shortfall 213,~~580~~616.8597 Net Servicing Fee 9480,~~386~~560.7075

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~920,000~~0.00 0.00 0.00 0.00 ~~920,000~~0.00 60 Days 01 0 0 0 01 0325,000.00 0.00 0.00 0.00 0325,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 21 0 0 0 21 ~~920~~325,000.00 0.00 0.00 0.00 ~~920~~325,000.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~333333~~000000% 0.000000% 0.000000% 0.000000% 0.~~333333~~000000% 0.~~315531~~000000% 0.000000% 0.000000% 0.000000% 0.~~315531~~000000% 60 Days 0.~~000000~~181488% 0.000000% 0.000000% 0.000000% 0.~~000000~~181488% 0.~~000000~~118311% 0.000000% 0.000000% 0.000000% 0.~~000000~~118311% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~333333~~181488% 0.000000% 0.000000% 0.000000% 0.~~333333~~181488% 0.~~315531~~118311% 0.000000% 0.000000% 0.000000% 0.~~315531~~118311%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 50199,~~349~~359.7831

SUBORDINATION LEVEL/~~CREDIT ENHANCEMENT/~~CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 8,017,997.59 2.70019800% 8,~~010~~004,~~954~~294.3041 23.~~77864804~~05494490% 9796.~~221352~~945055% 100.000000% Class B-1 3,712,997.59 1.25041553% 3,~~709~~706,~~735~~651.9688 1.~~28674439~~41469275% 1.~~491904~~640252% 0.000000% Class B-2 2,079,997.59 0.70047481% 2,~~078~~076,~~170~~442.4476 0.~~72082601~~79250186% 0.~~565918~~622191% 0.000000% Class B-3 1,189,997.59 0.40075207% 1,~~188~~187,~~952~~963.2582 0.~~41239529~~45340211% 0.~~308431~~339100% 0.000000% Class B-4 893,997.59 0.30106900% ~~893~~892,~~212~~469.2770 0.~~30981609~~34062287% 0.~~102579~~112779% 0.000000% Class B-5 448,997.59 0.15120763% 448,~~603~~230.1723 0.~~15560073~~17107300% 0.~~154215~~169550% 0.000000% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~155601~~171073% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 6.~~030347~~022218% Weighted Average Net Coupon 5.~~638347~~630218% Weighted Average Pass-Through Rate 5.~~638347~~630218% Weighted Average Maturity(Stepdown Calculation ) ~~358~~357 Beginning Scheduled Collateral Loan Count ~~614~~600 Number Of Loans Paid In Full 1449 Ending Scheduled Collateral Loan Count ~~600~~551 Beginning Scheduled Collateral Balance ~~296~~288,~~941~~304,~~097~~031.5907 Ending Scheduled Collateral Balance ~~288~~262,~~304~~011,~~031~~089.0749 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2002 ~~291~~274,~~571~~698,~~823~~995.6586 Monthly P &I Constant 1,~~759~~709,~~851~~595.0443 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 927,~~987~~601,~~552~~373.0896 Ending Scheduled Balance for Premium Loans ~~288~~262,~~304~~011,~~031~~089.0749 Scheduled Principal ~~260~~239,~~843~~680.5764 Unscheduled Principal 826,~~376~~053,~~222~~260.9594 Unpaid Principal Balance Of Outstanding Mortgage Loans With Original LTV: Less Than Or Equal To 80% ~~283~~257,~~491~~913,~~858~~593.2661 Greater Than 80%, less than or equal to 85% 1,~~621~~619,~~361~~727.1705 Greater than 85%, less than or equal to 95% 2,~~503~~501,~~613~~397.0481 Greater than 95% ~~682,159~~0.6200

Filing Compare · WELLS FARGO ASSET SEC CORP MORT PASS THR CERT SER 2002 F