8-K 1 bst01006.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-56240-04 Pooling and Servicing Agreement) (Commission 52-2343926 (State or other File Number) 52-2343929 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 25, 2002 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2001-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-6 Trust, relating to the November 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-6 Trust By: Wells Fargo Bank Minnesota, NA, as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 11/25/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-6 Trust, relating to the November 25, 2002 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 910/3031/02 Distribution Date: 1011/25/02 BST Series: 2001-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MFD9 SEN 5.~~97995~~96482% 4035,~~695~~341,~~817~~437.7015 ~~202~~175,~~569~~670.5598 58,~~354~~916,~~380~~060.5589 R-I 07384MFE7 RES 56.~~97995~~18213% 0.00 0.00 0.00 R-II 07384MFN7 RES 56.~~97995~~18213% 0.00 0.00 0.00 II-A 07384MFF4 SEN 6.~~62219~~62252% ~~135~~119,~~981~~459,~~989~~852.2938 ~~749~~659,~~648~~271.9920 1617,~~522~~696,~~136~~561.9148 III-A 07384MFG2 SEN 6.~~51891~~51622% ~~132~~114,~~441~~445,~~614~~678.1998 ~~718~~621,~~732~~461.3532 1715,~~995~~866,~~935~~846.2008 IV-A 07384MFH0 SEN 6.~~85890~~86848% 3432,~~648~~072,~~426~~056.5220 ~~197~~183,~~846~~571.2983 26,~~576~~721,~~370~~988.3246 V-A 07384MFJ6 SEN 6.~~33470~~33025% 3532,~~227~~021,~~105~~782.03 ~~185~~168,~~762~~921.1843 3,~~205~~218,~~323~~482.0088 B-1 07384MFK3 SUB 6.~~49145~~48957% 4,~~807~~519,~~551~~226.0079 2524,~~979~~439.5386 ~~288~~359,~~324~~019.2039 B-2 07384MFL1 SUB 6.~~49145~~48957% 4,~~370~~108,~~678~~555.7820 2322,~~618~~218.7295 ~~262~~326,~~123~~394.5854 B-3 07384MFM9 SUB 6.~~49145~~48957% 3,~~933~~697,~~433~~533.8827 2119,~~255~~996.8916 ~~235~~293,~~900~~741.6187 B-4 07384MFP2 SUB 6.~~49145~~48957% 2,~~185~~054,~~199~~146.6323 11,~~808~~108.6077 ~~131~~163,~~053~~186.4184 B-5 07384MFR8 SUB 6.~~49145~~48957% ~~874~~821,~~117~~693.1252 4,~~723~~443.6470 5265,~~423~~277.6052 B-6 07384MFT4 SUB 6.~~49145~~48957% 1,~~311~~232,~~388~~740.9071 76,~~086~~666.6263 7897,~~648~~932.1920 Totals ~~396~~349,~~477~~774,~~322~~702.0446 21,~~149~~897,~~032~~770.3683 4653,~~702~~725,~~619~~492.5715

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 3526,~~341~~425,~~437~~376.1526 59,~~556~~091,~~950~~731.1087 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 II-A 0.00 ~~119~~101,~~459~~763,~~852~~290.3890 1718,~~271~~355,~~785~~832.9068 0.00 III-A 0.00 ~~114~~98,~~445~~578,~~678~~832.9890 1816,~~714~~488,~~667~~307.5540 0.00 IV-A 0.00 3225,~~072~~350,~~056~~067.2075 26,~~774~~905,~~216~~560.6129 0.00 V-A 0.00 3228,~~021~~803,~~782~~299.0315 3,~~391~~387,~~085~~404.1831 0.00 B-1 0.00 4,~~519~~160,~~226~~207.7941 ~~314~~383,~~303~~459.7325 0.00 B-2 0.00 43,~~108~~782,~~555~~160.2065 ~~285~~348,~~742~~613.3049 0.00 B-3 0.00 3,~~697~~403,~~533~~791.2740 ~~257~~313,~~156~~738.5003 0.00 B-4 0.00 21,~~054~~890,~~146~~959.2339 ~~142~~174,~~862~~295.0161 0.00 B-5 0.00 ~~821~~756,~~693~~416.5201 5769,~~147~~721.2422 0.00 B-6 0.00 1,~~232~~134,~~740~~808.7152 85104,~~734~~598.8183 0.00 Totals 0.00 ~~349~~296,~~774~~049,~~702~~210.4634 4855,~~851~~623,~~651~~262.9398 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 148,466,400.00 4035,~~695~~341,~~817~~437.7015 3935,~~161~~477.2297 58,~~315~~880,~~219~~582.3392 0.00 0.00 R-I 50.00 0.00 0.00 0.00 0.00 0.00 R-II 50.00 0.00 0.00 0.00 0.00 0.00 II-A 434,409,200.00 ~~135~~119,~~981~~459,~~989~~852.2938 4741,~~825~~174.6311 1617,~~474~~655,~~311~~387.2837 0.00 0.00 III-A 237,103,000.00 ~~132~~114,~~441~~445,~~614~~678.1998 6657,~~576~~988.4396 1715,~~929~~808,~~358~~857.7712 0.00 0.00 IV-A 49,641,400.00 3432,~~648~~072,~~426~~056.5220 5,~~656~~708.6220 26,~~570~~716,~~713~~280.6926 0.00 0.00 V-A 49,805,900.00 3532,~~227~~021,~~105~~782.03 3531,~~040~~424.4154 3,~~170~~187,~~282~~058.5934 0.00 0.00 B-1 5,160,000.00 4,~~807~~519,~~551~~226.0079 2,~~463~~333.7872 ~~285~~356,~~860~~685.4367 0.00 0.00 B-2 4,691,100.00 4,~~370~~108,~~678~~555.7820 2,~~239~~121.8965 ~~259~~324,~~883~~272.6989 0.00 0.00 B-3 4,221,800.00 3,~~933~~697,~~433~~533.8827 21,~~015~~909.8140 ~~233~~291,~~884~~832.8047 0.00 0.00 B-4 2,345,400.00 2,~~185~~054,~~199~~146.6323 1,~~119~~060.8776 ~~129~~162,~~933~~126.5408 0.00 0.00 B-5 938,200.00 ~~874~~821,~~117~~693.1252 ~~447~~424.9732 5164,~~975~~853.6320 0.00 0.00 B-6 1,407,529.00 1,~~311~~232,~~388~~740.9071 ~~672~~636.0659 7797,~~976~~295.1261 0.00 0.00 Totals 938,190,029.00 ~~396~~349,~~477~~774,~~322~~702.0446 ~~203~~180,~~219~~260.6922 4653,~~499~~545,~~399~~231.8793 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 58,~~354~~916,~~380~~060.5589 3526,~~341~~425,~~437~~376.1526 0.~~23804334~~17798893 58,~~354~~916,~~380~~060.5589 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 II-A 1617,~~522~~696,~~136~~561.9148 ~~119~~101,~~459~~763,~~852~~290.3890 0.~~27499384~~23425676 1617,~~522~~696,~~136~~561.9148 III-A 1715,~~995~~866,~~935~~846.2008 ~~114~~98,~~445~~578,~~678~~832.9890 0.~~48268339~~41576375 1715,~~995~~866,~~935~~846.2008 IV-A 26,~~576~~721,~~370~~988.3246 3225,~~072~~350,~~056~~067.2075 0.~~64607477~~51066384 26,~~576~~721,~~370~~988.3246 V-A 3,~~205~~218,~~323~~482.0088 3228,~~021~~803,~~782~~299.0315 0.~~64293150~~57831099 3,~~205~~218,~~323~~482.0088 B-1 ~~288~~359,~~324~~019.2039 4,~~519~~160,~~226~~207.7941 0.~~87581915~~80624175 ~~288~~359,~~324~~019.2039 B-2 ~~262~~326,~~123~~394.5854 43,~~108~~782,~~555~~160.2065 0.~~87581915~~80624175 ~~262~~326,~~123~~394.5854 B-3 ~~235~~293,~~900~~741.6187 3,~~697~~403,~~533~~791.2740 0.~~87581915~~80624175 ~~235~~293,~~900~~741.6187 B-4 ~~131~~163,~~053~~186.4184 21,~~054~~890,~~146~~959.2339 0.~~87581915~~80624175 ~~131~~163,~~053~~186.4184 B-5 5265,~~423~~277.6052 ~~821~~756,~~693~~416.5201 0.~~87581914~~80624175 5265,~~423~~277.6052 B-6 7897,~~648~~932.1920 1,~~232~~134,~~740~~808.7152 0.~~87581905~~80624166 7897,~~648~~932.1920 Totals 4653,~~702~~725,~~619~~492.5715 ~~349~~296,~~774~~049,~~702~~210.4634 0.~~37281861~~31555357 4653,~~702~~725,~~619~~492.5715

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 148,466,400.00 ~~274~~238.~~10793082~~04333607 0.~~26377160~~23896296 3559.~~80082315~~81543918 0.00000000 R-I 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A 434,409,200.00 ~~313~~274.~~02741583~~99383618 0.~~11009350~~09478186 3740.~~92348615~~64229618 0.00000000 III-A 237,103,000.00 ~~558~~482.~~58261680~~68338646 0.~~28079118~~24457286 7566.~~61843912~~67506156 0.00000000 IV-A 49,641,400.00 ~~697~~646.~~97440282~~07477227 0.~~11394965~~11498870 51135.~~78568070~~29594774 0.00000000 V-A 49,805,900.00 ~~707~~642.~~28779181~~93150069 0.~~70353934~~63094011 63.~~65275178~~98957433 0.00000000 B-1 5,160,000.00 ~~931~~875.~~69593023~~81914535 0.~~47747674~~45227132 5569.~~39930814~~12512984 0.00000000 B-2 4,691,100.00 ~~931~~875.~~69593059~~81914690 0.~~47747650~~45227132 5569.~~39930720~~12512843 0.00000000 B-3 4,221,800.00 ~~931~~875.~~69593065~~81914586 0.~~47747643~~45227154 5569.~~39930835~~12512909 0.00000000 B-4 2,345,400.00 ~~931~~875.~~69592820~~81914812 0.~~47747506~~45227253 5569.~~39930929~~12513004 0.00000000 B-5 938,200.00 ~~931~~875.~~69592837~~81914304 0.~~47747815~~45227030 5569.~~39930718~~12513323 0.00000000 B-6 1,407,529.00 ~~931~~875.~~69583007~~81904884 0.~~47747506~~45227487 5569.~~39929906~~12511927 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 3660.~~06459475~~05440214 ~~238~~177.~~04333607~~98893393 0.~~23804334~~17798893 3660.~~06459475~~05440214 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.00000000 3840.~~03357965~~73707804 ~~274~~234.~~99383618~~25675814 0.~~27499384~~23425676 3840.~~03357965~~73707804 III-A 0.00000000 7566.~~89923029~~91963442 ~~482~~415.~~68338646~~76375204 0.~~48268339~~41576375 7566.~~89923029~~91963442 IV-A 0.00000000 51135.~~89963055~~41093644 ~~646~~510.~~07477227~~66383603 0.~~64607477~~51066384 51135.~~89963055~~41093644 V-A 0.00000000 64.~~35629112~~62051444 ~~642~~578.~~93150069~~31098625 0.~~64293150~~57831099 64.~~35629112~~62051444 B-1 0.00000000 5569.~~87678295~~57740116 ~~875~~806.~~81914535~~24174612 0.~~87581915~~80624175 5569.~~87678295~~57740116 B-2 0.00000000 5569.~~87678370~~57739976 ~~875~~806.~~81914690~~24174501 0.~~87581915~~80624175 5569.~~87678370~~57739976 B-3 0.00000000 5569.~~87678478~~57740063 ~~875~~806.~~81914586~~24174523 0.~~87581915~~80624175 5569.~~87678478~~57740063 B-4 0.00000000 5569.~~87678434~~57740258 ~~875~~806.~~81914812~~24174554 0.~~87581915~~80624175 5569.~~87678434~~57740258 B-5 0.00000000 5569.~~87678533~~57740354 ~~875~~806.~~81914304~~24175016 0.~~87581914~~80624175 5569.~~87678533~~57740354 B-6 0.00000000 5569.~~87678122~~57739414 ~~875~~806.~~81904884~~24166181 0.~~87581905~~80624166 5569.~~87678122~~57739414 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 148,466,400.00 5.~~97995~~96482% 4035,~~695~~341,~~817~~437.7015 ~~202~~175,~~799~~670.0398 0.00 0.00 R-I 50.00 56.~~97995~~18213% 0.00 0.00 0.00 0.00 R-II 50.00 56.~~97995~~18213% 0.00 0.00 0.00 0.00 II-A 434,409,200.00 6.~~62219~~62252% ~~135~~119,~~981~~459,~~989~~852.2938 ~~750~~659,~~415~~271.7620 0.00 0.00 III-A 237,103,000.00 6.~~51891~~51622% ~~132~~114,~~441~~445,~~614~~678.1998 ~~719~~621,~~479~~461.1632 0.00 0.00 IV-A 49,641,400.00 6.~~85890~~86848% 3432,~~648~~072,~~426~~056.5220 ~~198~~183,~~041~~571.6783 0.00 0.00 V-A 49,805,900.00 6.~~33470~~33025% 3532,~~227~~021,~~105~~782.03 ~~185~~168,~~960~~921.8243 0.00 0.00 B-1 5,160,000.00 6.~~49145~~48957% 4,~~807~~519,~~551~~226.0079 2624,~~006~~439.6486 0.00 0.00 B-2 4,691,100.00 6.~~49145~~48957% 4,~~370~~108,~~678~~555.7820 2322,~~643~~218.3695 0.00 0.00 B-3 4,221,800.00 6.~~49145~~48957% 3,~~933~~697,~~433~~533.8827 2119,~~278~~996.0716 0.00 0.00 B-4 2,345,400.00 6.~~49145~~48957% 2,~~185~~054,~~199~~146.6323 11,~~820~~108.9277 0.00 0.00 B-5 938,200.00 6.~~49145~~48957% ~~874~~821,~~117~~693.1252 4,~~728~~443.5770 0.00 0.00 B-6 1,407,529.00 6.~~49145~~48957% 1,~~311~~232,~~388~~740.9071 76,~~094~~666.0163 0.00 0.00 Totals 938,190,029.00 21,~~151~~897,~~268~~770.0183 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A ~~229~~0.4700 0.00 ~~202~~175,~~569~~670.5598 0.00 3526,~~341~~425,~~437~~376.1526 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 II-A ~~766~~0.7700 0.00 ~~749~~659,~~648~~271.9920 0.00 ~~119~~101,~~459~~763,~~852~~290.3890 III-A ~~746~~0.8100 0.00 ~~718~~621,~~732~~461.3532 0.00 ~~114~~98,~~445~~578,~~678~~832.9890 IV-A ~~195~~0.3700 0.00 ~~197~~183,~~846~~571.2983 0.00 3225,~~072~~350,~~056~~067.2075 V-A ~~198~~0.6400 0.00 ~~185~~168,~~762~~921.1843 0.00 3228,~~021~~803,~~782~~299.0315 B-1 270.1100 0.00 2524,~~979~~439.5386 0.00 4,~~519~~160,~~226~~207.7941 B-2 240.6500 0.00 2322,~~618~~218.7295 0.00 43,~~108~~782,~~555~~160.2065 B-3 220.1800 0.00 2119,~~255~~996.8916 0.00 3,~~697~~403,~~533~~791.2740 B-4 120.3200 0.00 11,~~808~~108.6077 0.00 21,~~054~~890,~~146~~959.2339 B-5 40.9300 0.00 4,~~723~~443.6470 0.00 ~~821~~756,~~693~~416.5201 B-6 70.3900 0.00 76,~~086~~666.6263 0.00 1,~~232~~134,~~740~~808.7152 Totals ~~2,235~~0.6400 0.00 21,~~149~~897,~~032~~770.3683 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 148,466,400.00 5.~~97995~~96482% ~~274~~238.~~10793082~~04333607 1.~~36595910~~18323728 0.00000000 0.00000000 R-I 50.00 56.~~97995~~18213% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 56.~~97995~~18213% 0.00000000 0.00000000 0.00000000 0.00000000 II-A 434,409,200.00 6.~~62219~~62252% ~~313~~274.~~02741583~~99383618 1.~~72743984~~51762716 0.00000000 0.00000000 III-A 237,103,000.00 6.~~51891~~51622% ~~558~~482.~~58261680~~68338646 32.~~03445827~~62106055 0.00000000 0.00000000 IV-A 49,641,400.00 6.~~85890~~86848% ~~697~~646.~~97440282~~07477227 3.~~98944570~~69795836 0.00000000 0.00000000 V-A 49,805,900.00 6.~~33470~~33025% ~~707~~642.~~28779181~~93150069 3.~~73371066~~39159477 0.00000000 0.00000000 B-1 5,160,000.00 6.~~49145~~48957% ~~931~~875.~~69593023~~81914535 54.~~04004651~~73640698 0.00000000 0.00000000 B-2 4,691,100.00 6.~~49145~~48957% ~~931~~875.~~69593059~~81914690 54.~~04004604~~73640511 0.00000000 0.00000000 B-3 4,221,800.00 6.~~49145~~48957% ~~931~~875.~~69593065~~81914586 54.~~04004690~~73640627 0.00000000 0.00000000 B-4 2,345,400.00 6.~~49145~~48957% ~~931~~875.~~69592820~~81914812 54.~~04004434~~73640744 0.00000000 0.00000000 B-5 938,200.00 6.~~49145~~48957% ~~931~~875.~~69592837~~81914304 54.~~04004477~~73641015 0.00000000 0.00000000 B-6 1,407,529.00 6.~~49145~~48957% ~~931~~875.~~69583007~~81904884 54.~~04004536~~73640685 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~00154560~~00000000 0.00000000 1.~~36441343~~18323728 0.00000000 ~~238~~177.~~04333607~~98893393 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.~~00176509~~00000000 0.00000000 1.~~72567476~~51762716 0.00000000 ~~274~~234.~~99383618~~25675814 III-A 0.~~00314973~~00000000 0.00000000 32.~~03130855~~62106055 0.00000000 ~~482~~415.~~68338646~~76375204 IV-A 0.~~00393563~~00000000 0.00000000 3.~~98550988~~69795836 0.00000000 ~~646~~510.~~07477227~~66383603 V-A 0.~~00398828~~00000000 0.00000000 3.~~72972238~~39159477 0.00000000 ~~642~~578.~~93150069~~31098625 B-1 0.~~00525388~~00000000 0.00000000 54.~~03479264~~73640698 0.00000000 ~~875~~806.~~81914535~~24174612 B-2 0.~~00525463~~00000000 0.00000000 54.~~03479355~~73640511 0.00000000 ~~875~~806.~~81914690~~24174501 B-3 0.~~00525368~~00000000 0.00000000 54.~~03479322~~73640627 0.00000000 ~~875~~806.~~81914586~~24174523 B-4 0.~~00525284~~00000000 0.00000000 54.~~03479151~~73640744 0.00000000 ~~875~~806.~~81914812~~24174554 B-5 0.~~00525474~~00000000 0.00000000 54.~~03479002~~73641015 0.00000000 ~~875~~806.~~81914304~~24175016 B-6 0.~~00525034~~00000000 0.00000000 54.~~03479502~~73640685 0.00000000 ~~875~~806.~~81904884~~24166181 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 4855,~~935~~706,~~065~~342.7944 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 4836,~~083~~709.7630 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 4855,~~983~~743,~~149~~051.5574 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~131~~119,~~497~~788.6276 Payment of Interest and Principal 4855,~~851~~623,~~651~~262.9398 Total Withdrawals (Pool Distribution Amount) 4855,~~983~~743,~~149~~051.5574 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 125,~~251~~383.1883 Servicing Fee Support 105,~~015~~383.5483 Non-Supported Prepayment/Curtailment Interest Shortfall ~~2,235~~0.6400

SERVICING FEES Gross Servicing Fee ~~104~~92,~~351~~327.3921 Supplemental PMI Insurance Fee 3732,~~161~~845.7738 Supported Prepayment/Curtailment Interest Shortfall 105,~~015~~383.5483 Net Servicing Fee ~~131~~119,~~497~~788.6276

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 524,905.96 0.00 0.00 524,905.96 30 Days 1210 0 0 0 1210 54,~~379~~458,~~990~~416.2217 0.00 0.00 0.00 54,~~379~~458,~~990~~416.2217 60 Days 01 0 0 0 01 0380,604.0002 0.00 0.00 0.00 0380,604.0002 90 Days 20 0 0 0 20 ~~1,301,842~~0.9300 0.00 0.00 0.00 ~~1,301,842~~0.9300 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 10 0 0 0 10 ~~1,272,769~~0.6700 0.00 0.00 0.00 ~~1,272,769~~0.6700 180+ Days 01 0 0 0 01 01,272,769.0067 0.00 0.00 0.00 01,272,769.0067 Totals 1512 1 0 0 1613 76,~~954~~111,~~602~~789.8286 524,905.96 0.00 0.00 86,~~479~~636,~~508~~695.7882 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~135685~~158730% 0.000000% 0.000000% 0.~~135685~~158730% 0.~~150003~~177226% 0.000000% 0.000000% 0.~~150003~~177226% 30 Days 1.~~628223~~587302% 0.000000% 0.000000% 0.000000% 1.~~628223~~587302% 1.~~537450~~505313% 0.000000% 0.000000% 0.000000% 1.~~537450~~505313% 60 Days 0.~~000000~~158730% 0.000000% 0.000000% 0.000000% 0.~~000000~~158730% 0.~~000000~~128505% 0.000000% 0.000000% 0.000000% 0.~~000000~~128505% 90 Days 0.~~271370~~000000% 0.000000% 0.000000% 0.000000% 0.~~271370~~000000% 0.~~372030~~000000% 0.000000% 0.000000% 0.000000% 0.~~372030~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.~~135685~~000000% 0.000000% 0.000000% 0.000000% 0.~~135685~~000000% 0.~~363722~~000000% 0.000000% 0.000000% 0.000000% 0.~~363722~~000000% 180+ Days 0.~~000000~~158730% 0.000000% 0.000000% 0.000000% 0.~~000000~~158730% 0.~~000000~~429730% 0.000000% 0.000000% 0.000000% 0.~~000000~~429730% Totals 21.~~035278~~904762% 0.~~135685~~158730% 0.000000% 0.000000% 2.~~170963~~063492% 2.~~273201~~063548% 0.~~150003~~177226% 0.000000% 0.000000% 2.~~423205~~240774%

Delinquency Status By Groups

~~Delinquency Status By Groups~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 21 0 0 0 21 ~~822~~356,~~944~~895.0497 0.00 0.00 0.00 ~~822~~356,~~944~~895.0497 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 21 0 0 0 21 ~~822~~356,~~944~~895.0497 0.00 0.00 0.00 ~~822~~356,~~944~~895.0497 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 21.~~469136~~515152% 0.000000% 0.000000% 0.000000% 21.~~469136~~515152% 21.~~168642~~243211% 0.000000% 0.000000% 0.000000% 21.~~168642~~243211% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 21.~~469136~~515152% 0.000000% 0.000000% 0.000000% 21.~~469136~~515152% 21.~~168642~~243211% 0.000000% 0.000000% 0.000000% 21.~~168642~~243211% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 24 0 0 0 24 ~~782~~1,~~349~~701,416.9687 0.00 0.00 0.00 ~~782~~1,~~349~~701,416.9687 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 10 0 0 0 10 ~~1,272,769~~0.6700 0.00 0.00 0.00 ~~1,272,769~~0.6700 180 Days 01 0 0 0 01 01,272,769.0067 0.00 0.00 0.00 01,272,769.0067 Totals 35 0 0 0 35 2,~~055~~974,~~119~~186.6354 0.00 0.00 0.00 2,~~055~~974,~~119~~186.6354 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~833333~~932367% 0.000000% 0.000000% 0.000000% 01.~~833333~~932367% 01.~~615025~~561665% 0.000000% 0.000000% 0.000000% 01.~~615025~~561665% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.~~416667~~000000% 0.000000% 0.000000% 0.000000% 0.~~416667~~000000% 10.~~000557~~000000% 0.000000% 0.000000% 0.000000% 10.~~000557~~000000% 180 Days 0.~~000000~~483092% 0.000000% 0.000000% 0.000000% 0.~~000000~~483092% 01.~~000000~~168227% 0.000000% 0.000000% 0.000000% 01.~~000000~~168227% Totals 12.~~250000~~415459% 0.000000% 0.000000% 0.000000% 12.~~250000~~415459% 12.~~615582~~729892% 0.000000% 0.000000% 0.000000% 12.~~615582~~729892% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 524,905.96 0.00 0.00 524,905.96 30 Days 32 0 0 0 32 1,~~327~~309,~~642~~992.6235 0.00 0.00 0.00 1,~~327~~309,~~642~~992.6235 60 Days 01 0 0 0 01 0380,604.0002 0.00 0.00 0.00 0380,604.0002 90 Days 20 0 0 0 20 ~~1,301,842~~0.9300 0.00 0.00 0.00 ~~1,301,842~~0.9300 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 53 1 0 0 64 21,~~629~~690,~~485~~596.5537 524,905.96 0.00 0.00 32,~~154~~215,~~391~~502.5133 0-29 Days 0.~~367647~~431034% 0.000000% 0.000000% 0.~~367647~~431034% 0.~~441946~~511569% 0.000000% 0.000000% 0.~~441946~~511569% 30 Days 10.~~102941~~862069% 0.000000% 0.000000% 0.000000% 10.~~102941~~862069% 1.~~117812~~276709% 0.000000% 0.000000% 0.000000% 1.~~117812~~276709% 60 Days 0.~~000000~~431034% 0.000000% 0.000000% 0.000000% 0.~~000000~~431034% 0.~~000000~~370934% 0.000000% 0.000000% 0.000000% 0.~~000000~~370934% 90 Days 0.~~735294~~000000% 0.000000% 0.000000% 0.000000% 0.~~735294~~000000% 10.~~096090~~000000% 0.000000% 0.000000% 0.000000% 10.~~096090~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~838235~~293103% 0.~~367647~~431034% 0.000000% 0.000000% 21.~~205882~~724138% 21.~~213902~~647642% 0.~~441946~~511569% 0.000000% 0.000000% 2.~~655848~~159212% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 41 0 0 0 41 2458,~~158,768~~491.6072 0.00 0.00 0.00 2458,~~158,768~~491.6072 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 41 0 0 0 41 2458,~~158,768~~491.6072 0.00 0.00 0.00 2458,~~158,768~~491.6072 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 51.~~714286~~754386% 0.000000% 0.000000% 0.000000% 51.~~714286~~754386% 61.~~536717~~749730% 0.000000% 0.000000% 0.000000% 61.~~536717~~749730% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 51.~~714286~~754386% 0.000000% 0.000000% 0.000000% 51.~~714286~~754386% 61.~~536717~~749730% 0.000000% 0.000000% 0.000000% 61.~~536717~~749730% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~288~~631,~~285~~619.0026 0.00 0.00 0.00 ~~288~~631,~~285~~619.0026 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~288~~631,~~285~~619.0026 0.00 0.00 0.00 ~~288~~631,~~285~~619.0026 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 12.~~351351~~941176% 0.000000% 0.000000% 0.000000% 12.~~351351~~941176% 02.~~874144~~125830% 0.000000% 0.000000% 0.000000% 02.~~874144~~125830% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 12.~~351351~~941176% 0.000000% 0.000000% 0.000000% 12.~~351351~~941176% 02.~~874144~~125830% 0.000000% 0.000000% 0.000000% 02.~~874144~~125830%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 4836,~~083~~709.7630

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 789,723,629.00 84.17523152% ~~314~~269,~~433~~623,~~265~~834.3108 8991.~~89594247~~07399198% 108.~~104058~~926008% 96.~~835300~~606224% Class R-I 789,723,579.00 84.17522619% ~~314~~269,~~433~~623,~~265~~834.3108 8991.~~89594247~~07399198% 0.000000% 0.000000% Class R-II 789,723,529.00 84.17522086% ~~314~~269,~~433~~623,~~265~~834.3108 8991.~~89594247~~07399198% 0.000000% 0.000000% Class 2A1 355,314,329.00 37.87231989% ~~194~~167,~~973~~860,~~412~~543.9318 5556.~~74257130~~70021649% 34.~~153371~~373775% 2322.~~004563~~828793% Class 3A 118,211,329.00 12.59993449% 8069,~~527~~281,~~733~~710.9528 23.~~02274389~~40209258% 3233.~~719827~~298124% 22.~~038976~~114416% Class B-1 13,604,029.00 1.45002916% 1110,~~914~~968,~~668~~135.9397 3.~~40638384~~70483541% 1.~~292039~~405242% 0.~~870274~~933269% Class B-2 8,912,929.00 0.95001319% 7,~~806~~185,~~113~~975.7332 2.~~23175481~~42729083% 1.~~174629~~277545% 0.~~791191~~848461% Class B-3 4,691,129.00 0.50001906% 43,~~108~~782,~~580~~183.4692 1.~~17463625~~27755244% 1.~~057119~~149738% 0.~~712040~~763580% Class B-4 2,345,729.00 0.25002707% 21,~~054~~891,~~434~~224.2353 0.~~58735930~~63882100% 0.~~587277~~638731% 0.~~395570~~424203% Class B-5 1,407,529.00 0.15002600% 1,~~232~~134,~~740~~808.7152 0.~~35243850~~38331753% 0.~~234921~~255503% 0.~~158235~~169689% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~352438~~383318% 0.~~237391~~254574% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~939457~~940274% Weighted Average Net Coupon 6.~~623622~~623519% Weighted Average Pass-Through Rate 6.~~511146~~510834% Weighted Average Maturity(Stepdown Calculation ) ~~344~~343 Beginning Scheduled Collateral Loan Count ~~836~~737 Number Of Loans Paid In Full 99107 Ending Scheduled Collateral Loan Count ~~737~~630 Beginning Scheduled Collateral Balance ~~396~~349,~~477~~774,~~322~~702.0347 Ending Scheduled Collateral Balance ~~349~~296,~~774~~049,~~702~~210.4733 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2002 ~~349~~296,~~929~~178,~~514~~674.1664 Monthly P &I Constant 2,~~496~~203,~~000~~203.8765 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 4754,~~710~~228,~~842~~836.4355 Ending Scheduled Balance for Premium Loans ~~349~~296,~~774~~049,~~702~~210.4733 Scheduled Principal ~~203~~180,~~219~~260.6922 Unscheduled Principal 4653,~~499~~545,~~399~~231.8792

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Coupon Rate 6.~~939457~~940274% Weighted Average Net Rate 6.~~623622~~623519% Weighted Average Pass Through Rate 6.~~511146~~510834% Weighted Average Maturity ~~344~~343 Record Date 0910/3031/2002 Principal and Interest Constant 2,~~496~~203,~~000~~203.8765 Beginning Loan Count ~~836~~737 Loans Paid in Full 99107 Ending Loan Count ~~737~~630 Beginning Scheduled Balance ~~396~~349,~~477~~774,~~322~~702.0347 Ending Scheduled Balance ~~349~~296,~~774~~049,~~702~~210.4733 Ending Actual Balance at 3031-~~Sep~~Oct-2002 ~~349~~296,~~929~~178,~~514~~674.1664 Scheduled Principal ~~203~~180,~~219~~260.6922 Unscheduled Principal 4653,~~499~~545,~~399~~231.8792 Scheduled Interest 2,~~292~~022,~~781~~943.1843 Servicing Fee ~~104~~92,~~351~~327.3921 Master Servicing Fee 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 3732,~~161~~845.7738 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 21,~~151~~897,~~268~~770.0284 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Special Servicing Fee 0.00 Prepayment Penalties 0.00

Miscellaneous Reporting Senior Percentage Group 1 93.~~670601~~212449% Senior Prepayment Percentage Group 1 96.~~835300~~606224% Subordinate Percentage Group 1 6.~~329399~~78755% Subordinate Prepayment Percentage Grp 1 3.~~16470~~39% Average Loss Severity Group 1 0 Senior Percentage Group 2 9493.~~316597~~937698% Senior Prepayment Percentage Group 2 9796.~~158299~~968849% Subordinate Percentage Group 2 56.~~683403~~06230% Subordinate Prepayment Percentage Grp 2 23.~~84170~~03% Average Loss Severity Group 2 0 Senior Percentage Group 3 96.~~657743~~401072% Senior Prepayment Percentage Group 3 98.~~328872~~200536% Subordinate Percentage Group 3 3.~~342257~~59893% Subordinate Prepayment Percentage Grp 3 1.~~67713~~80% Average Loss Severity Group 3 0 Senior Percentage Group 4 97.~~234909~~125769% Senior Prepayment Percentage Group 4 98.~~617455~~562884% Subordinate Percentage Group 4 2.~~765091~~87423% Subordinate Prepayment Percentage Grp 4 1.~~38255~~44% Average Loss Severity Group 4 0 Senior Percentage Group 5 97.~~310804~~179675% Senior Prepayment Percentage Group 5 98.~~655402~~589838% Subordinate Percentage Group 5 2.~~689196~~82032% Subordinate Prepayment Percentage Grp 5 1.~~34459~~41% Average Loss Severity Group 5 0

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~447032~~432255 7.~~014393~~017821 6.~~949324~~946974 Weighted Average Net Rate 6.~~090728~~073707 6.~~730874~~732261 6.~~636113~~634971 Weighted Average Maturity ~~345~~344 342 343 ~~344~~ Beginning Loan Count 9281 ~~274~~240 ~~313~~272 Loans Paid In Full 1115 3433 4140 Ending Loan Count 8166 ~~240~~207 ~~272~~232 Beginning Scheduled Balance 4337,~~445~~914,~~667~~932.4164 ~~144~~127,~~176~~169,~~097~~235.4435 ~~137~~118,~~021~~718,~~215~~263.3525 Ending scheduled Balance 3728,~~914~~684,~~932~~313.6453 ~~127~~108,~~169~~918,~~235~~126.3562 ~~118~~102,~~718~~559,~~263~~564.2580 Record Date 0910/3031/2002 0910/3031/2002 0910/3031/2002 Principal And Interest Constant ~~275~~241,~~220~~293.3950 ~~893~~787,~~464~~540.0637 ~~862~~747,~~382~~431.5613 Scheduled Principal 4138,~~807~~061.3841 5043,~~707~~831.5430 6860,~~878~~153.5385 Unscheduled Principal 59,~~488~~192,~~927~~557.3970 1618,~~956~~207,~~154~~277.5543 1816,~~234~~098,~~073~~544.5760 Scheduled Interest ~~233~~203,~~413~~232.0109 ~~842~~743,~~756~~709.5207 ~~793~~687,~~504~~277.0328 Servicing Fees 1211,~~899~~328.9061 3430,~~063~~262.9405 3530,~~763~~867.8509 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 43,~~010~~440.8048 1311,~~057~~629.6853 1311,~~382~~747.6693 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~216~~188,~~502~~463.3100 ~~795~~701,~~634~~817.9049 ~~744~~644,~~357~~662.5226 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~979947~~964816 6.~~622193~~622521 6.~~518910~~516223

Group Level Collateral Statement Group 4 5 Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 7.~~317817~~325778 6.~~822206~~815075 6.~~939457~~940274 Weighted Average Net Rate 6.~~963162~~969918 6.~~454512~~448094 6.~~623622~~623519 Weighted Average Maturity ~~344~~343 ~~346~~345 ~~344~~343 Beginning Loan Count 7570 8274 ~~836~~737 Loans Paid In Full 513 86 99107 Ending Loan Count 7057 7468 ~~737~~630 Beginning Scheduled Balance 3533,~~633~~021,~~731~~160.5381 3632,~~200~~951,~~610~~110.3042 ~~396~~349,~~477~~774,~~322~~702.0347 Ending scheduled Balance 3326,~~021~~201,~~160~~075.8137 3229,~~951~~686,~~110~~130.4201 ~~349~~296,~~774~~049,~~702~~210.4733 Record Date 0910/3031/2002 0910/3031/2002 0910/3031/2002 Principal And Interest Constant ~~223~~207,~~118~~465.4119 ~~241~~219,~~815~~473.4546 2,~~496~~203,~~000~~203.8765 Scheduled Principal 5,~~817~~877.4812 3632,~~008~~336.7654 ~~203~~180,~~219~~260.6922 Unscheduled Principal 26,~~606~~814,~~753~~208.2432 3,~~213~~232,~~491~~643.1287 4653,~~499~~545,~~399~~231.8792 Scheduled Interest ~~217~~201,~~300~~588.9307 ~~205~~187,~~806~~136.6992 2,~~292~~022,~~781~~943.1843 Servicing Fees 109,~~531~~792.4042 1110,~~092~~077.3004 ~~104~~92,~~351~~327.3921 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 32,~~096~~791.1140 3,~~614~~236.5204 3732,~~161~~845.7738 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~203~~189,~~673~~004.4225 ~~191~~173,~~099~~823.8784 21,~~151~~897,~~268~~770.0284 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~858897~~868478 6.~~334696~~330245 6.~~511146~~510834

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THROUGH CERT SER 2001-6