8-K 1 msc02wl1.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-83986-08 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 25, 2002 a distribution was made to holders of MORGAN STANLEY DEAN WITTER CAPITAL I INC., Mortgage Pass-Through Certificates, Series 2002-WL1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the November 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust By: Wells Fargo Bank Minnesota, NA as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 12/3/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the November 25, 2002 distribution. EX-99.1

Morgan Stanley Capital I Inc. Mortgage Pass-Through Certificates Record Date: 910/3031/02 Distribution Date: 1011/25/02 MSMC Series: 2002-WL1 Contact: CTSLink Customer Service Wells Fargo Bank Minnesota, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution AP 61746WRN2 SEN 0.00000% ~~429~~428,~~778~~181.5654 0.00 1,~~597~~615.0246 1-A-1 61746WRG7 SEN 6.00000% 9,~~652~~038,~~080~~890.0453 4845,~~260~~194.4045 ~~613~~803,~~189~~526.5153 1-A-2 61746WUT5 SEN 5.75000% 2422,~~124~~580,~~227~~250.9387 ~~115~~108,~~595~~197.2604 12,~~543~~023,~~977~~429.0648 1-A-3 61746WUU2 SEN 5.75000% ~~189~~188,~~361~~714.6936 ~~907~~904.3626 ~~647~~653.3385 1-A-4 61746WUV0 SEN 5.50000% 8377,~~075~~797,~~452~~730.9277 ~~380~~356,~~762~~572.4993 56,~~277~~915,~~722~~952.1585 1-A-5 61746WUW8 SEN 2.~~31375~~33000% 1615,~~615~~559,~~090~~546.5815 3230,~~035~~211.9745 1,~~055~~383,~~544~~190.4357 1-A-6 61746WUX6 SEN 6.~~18625~~17000% 0.00 8580,~~654~~002.2500 0.00 1-A-7 61746WUY4 SEN 6.00000% 0.00 54,~~065~~743.3353 0.00 2-A-1 61746WRH5 SEN 6.00000% 109,~~216~~409,~~386~~255.4106 5147,~~081~~046.9328 ~~807~~861,~~131~~689.3513 2-A-2 61746WUZ1 SEN 5.50000% ~~184~~169,~~325~~763,~~901~~490.0655 ~~844~~778,~~827~~082.0567 1415,~~562~~546,~~410~~752.5201 2-A-3 61746WVA5 SEN 2.~~31375~~33000% 3633,~~864~~952,~~437~~013.2080 7165,~~079~~923.2449 23,~~912~~109,~~423~~287.4073 2-A-4 61746WVB3 SEN 6.~~18625~~17000% 0.00 ~~190~~174,~~043~~569.8594 0.00 A-R 61746WRP7 SEN 6.00000% 0.00 1013.0609 0.00 A-LR 61746WVQ0 SEN 6.00000% 0.00 0.00 0.00 3-A-1 61746WVC1 SEN 6.~~84696~~84311% 2322,~~960~~118,~~354~~540.2420 ~~136~~126,~~713~~034.0223 13,~~841~~119,~~814~~812.0449 3-A-2 61746WVD9 SEN 5.75000% ~~109~~98,~~123~~480,~~319~~243.9327 ~~522~~471,~~882~~445.5701 1018,~~643~~028,~~076~~097.6671 3-A-3 61746WVE7 SEN 2.~~36375~~38000% 2421,~~248~~883,~~994~~928.7725 4743,~~765~~305.4746 24,~~365~~006,~~066~~139.5254 3-A-4 61746WVF4 SEN 6.~~13625~~12000% 0.00 ~~123~~111,~~998~~608.2503 0.00 3-A-5 61746WVG2 SEN 6.25000% 18,195,000.00 94,~~765~~684.6343 0.00 3-A-6 61746WVH0 SEN 6.25000% 17,657,000.00 91,~~963~~884.5474 0.00 A-X-1 61746WRM4 SEN 6.00000% 0.00 4845,~~751~~715.5058 0.00 A-X-2 61746WVM9 SEN 6.00000% 0.00 ~~114~~102,~~476~~011.6475 0.00 3-A-X 61746WVP2 SEN 6.25000% 0.00 8477,~~183~~210.7166 0.00 B-1 61746WRJ1 SUB 6.00000% 2,~~153~~143,~~007~~940.2143 10,~~765~~719.0470 9,~~066~~165.7848 B-2 61746WRK8 SUB 6.00000% ~~977~~973,~~915~~797.4018 4,~~889~~868.5899 4,~~118~~163.2104 B-3 61746WRL6 SUB 6.00000% ~~587~~585,~~545~~071.9163 2,~~937~~925.7336 2,~~474~~501.2822 B-4 61746WTF7 SUB 6.~~53778~~52561% ~~391~~389,~~365~~717.3320 2,~~132~~119.2228 1,~~648~~666.1207 B-5 61746WTG5 SUB 6.~~53778~~52561% ~~391~~389,~~365~~717.3320 2,~~132~~119.2228 1,~~648~~666.1207 B-6 61746WTH3 SUB 6.~~53778~~52561% ~~391~~390,~~810~~160.47 2,~~134~~121.6469 1,~~650~~667.0096 3-B-1 61746WVJ6 SUB 6.~~84696~~84311% 2,~~854~~851,~~146~~277.1113 16,~~285~~246.1994 2,~~868~~898.9836 3-B-2 61746WVK3 SUB 6.~~84696~~84311% 2,~~325~~323,~~674~~336.5377 13,~~269~~238.8466 2,~~337~~361.7670 3-B-3 61746WVL1 SUB 6.~~84696~~84311% 1,~~691~~689,~~308~~608.8474 9,~~650~~627.2760 1,~~700~~717.1051 3-B-4 61746WTJ9 SUB 6.~~84696~~84311% 1,~~056~~055,~~943~~880.1571 6,~~030~~016.7154 1,~~062~~073.4432 3-B-5 61746WTK6 SUB 6.~~84696~~84311% ~~740~~739,~~259~~515.8170 4,~~223~~213.7885 ~~744~~751.1173 3-B-6 61746WTL4 SUB 6.~~84696~~84311% 1,~~373~~372,~~741~~362.3815 7,~~838~~819.3090 1,~~379~~395.2302 A-X-3 61746WVN7 SEN 6.00000% 0.00 1,~~665~~620.5436 0.00 Totals ~~573~~531,~~612~~957,~~468~~170.8066 32,~~174~~939,~~778~~019.5817 4155,~~655~~831,~~298~~174.1283

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses AP 0.00 ~~428~~426,~~181~~566.5408 1,~~597~~615.0246 0.00 1-A-1 0.00 98,~~038~~235,~~890~~364.5300 ~~661~~848,~~449~~720.9198 0.00 1-A-2 0.00 2220,~~580~~556,~~250~~821.8740 12,~~659~~131,~~572~~626.3252 0.00 1-A-3 0.00 188,~~714~~060.3651 1,~~554~~558.6911 0.00 1-A-4 0.00 7770,~~797~~881,~~730~~777.7791 57,~~658~~272,~~484~~525.6478 0.00 1-A-5 0.00 1514,~~559~~176,~~546~~355.1558 1,~~087~~413,~~580~~402.4002 0.00 1-A-6 0.00 0.00 8580,~~654~~002.2500 0.00 1-A-7 0.00 0.00 54,~~065~~743.3353 0.00 2-A-1 0.00 98,~~409~~547,~~255~~565.0693 ~~858~~908,~~213~~735.2841 0.00 2-A-2 0.00 ~~169~~154,~~763~~216,~~490~~738.5554 1516,~~407~~324,~~237~~834.5768 0.00 2-A-3 0.00 3330,~~952~~842,~~013~~726.8007 23,~~983~~175,~~502~~211.6422 0.00 2-A-4 0.00 0.00 ~~190~~174,~~043~~569.8594 0.00 A-R 0.00 0.00 1013.0609 0.00 A-LR 0.00 0.00 0.00 0.00 3-A-1 0.00 2218,~~118~~998,~~540~~727.2072 13,~~978~~245,~~527~~846.0672 0.00 3-A-2 0.00 9880,~~480~~452,~~243~~145.2756 1118,~~165~~499,~~959~~542.2372 0.00 3-A-3 0.00 2117,~~883~~877,~~928~~788.2571 24,~~412~~049,~~831~~445.9900 0.00 3-A-4 0.00 0.00 ~~123~~111,~~998~~608.2503 0.00 3-A-5 0.00 18,195,000.00 94,~~765~~684.6343 0.00 3-A-6 0.00 17,657,000.00 91,~~963~~884.5474 0.00 A-X-1 0.00 0.00 4845,~~751~~715.5058 0.00 A-X-2 0.00 0.00 ~~114~~102,~~476~~011.6475 0.00 3-A-X 0.00 0.00 8477,~~183~~210.7166 0.00 B-1 0.00 2,~~143~~134,~~940~~774.4395 19,~~831~~885.8218 0.00 B-2 0.00 ~~973~~969,~~797~~634.1814 9,~~007~~032.7903 0.00 B-3 0.00 ~~585~~582,~~071~~570.6341 5,~~412~~426.0158 0.00 B-4 0.00 ~~389~~388,~~717~~051.2014 3,~~780~~785.3435 0.00 B-5 0.00 ~~389~~388,~~717~~051.2014 3,~~780~~785.3435 0.00 B-6 0.00 ~~390~~388,~~160~~492.4751 3,~~784~~789.6465 0.00 3-B-1 0.00 2,~~851~~848,~~277~~378.1377 19,~~154~~145.1730 0.00 3-B-2 0.00 2,~~323~~320,~~336~~975.7707 15,~~607~~600.6036 0.00 3-B-3 0.00 1,~~689~~687,~~608~~891.7423 11,~~350~~345.3711 0.00 3-B-4 0.00 1,~~055~~054,~~880~~807.7140 7,~~093~~089.1586 0.00 3-B-5 0.00 ~~739~~738,~~515~~763.7097 4,~~967~~965.8958 0.00 3-B-6 0.00 1,~~372~~370,~~362~~967.1510 9,~~217~~214.5392 0.00 A-X-3 0.00 0.00 1,~~665~~620.5436 0.00 Totals 0.00 ~~531~~476,~~957~~125,~~170~~995.6684 4458,~~830~~770,~~076~~194.7000 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) AP 431,280.00 ~~429~~428,~~778~~181.5654 1,~~593~~600.0863 314.9483 0.00 0.00 1-A-1 10,000,000.00 9,~~652~~038,~~080~~890.0453 3231,~~995~~317.3379 ~~580~~772,~~194~~208.1874 0.00 0.00 1-A-2 25,000,000.00 2422,~~124~~580,~~227~~250.9387 8378,~~080~~864.4102 1,~~460~~944,~~896~~565.6546 0.00 0.00 1-A-3 190,000.00 ~~189~~188,~~361~~714.6936 3425.8348 ~~612~~628.4937 0.00 0.00 1-A-4 86,070,000.00 8377,~~075~~797,~~452~~730.9277 ~~283~~269,~~990~~552.8419 46,~~993~~646,~~731~~400.3166 0.00 0.00 1-A-5 17,214,000.00 1615,~~615~~559,~~090~~546.5815 5653,~~798~~910.1744 ~~998~~1,~~746~~329,280.2613 0.00 0.00 1-A-6 0.00 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 11,000,000.00 109,~~216~~409,~~386~~255.4106 4744,~~546~~488.1701 ~~759~~817,~~585~~201.1813 0.00 0.00 2-A-2 198,464,000.00 ~~184~~169,~~325~~763,~~901~~490.0655 ~~857~~802,~~836~~660.68 1314,~~704~~744,~~573~~091.8432 0.00 0.00 2-A-3 39,692,000.00 3633,~~864~~952,~~437~~013.2080 ~~171~~160,~~563~~528.8890 2,~~740~~948,~~859~~758.5383 0.00 0.00 2-A-4 0.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 3-A-1 25,000,000.00 2322,~~960~~118,~~354~~540.2420 2422,~~084~~483.9079 13,~~817~~097,~~729~~328.1469 0.00 0.00 3-A-2 115,131,000.00 ~~109~~98,~~123~~480,~~319~~243.9327 ~~139~~129,~~176~~924.6147 1017,~~503~~898,~~900~~173.0423 0.00 0.00 3-A-3 25,584,000.00 2421,~~248~~883,~~994~~928.7725 3028,~~927~~871.3335 23,~~334~~977,~~139~~268.19 0.00 0.00 3-A-4 0.00 0.00 0.00 0.00 0.00 0.00 3-A-5 18,195,000.00 18,195,000.00 0.00 0.00 0.00 0.00 3-A-6 17,657,000.00 17,657,000.00 0.00 0.00 0.00 0.00 A-X-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 3-A-X 0.00 0.00 0.00 0.00 0.00 0.00 B-1 2,162,000.00 2,~~153~~143,~~007~~940.2143 9,~~066~~165.7848 0.00 0.00 0.00 B-2 982,000.00 ~~977~~973,~~915~~797.4018 4,~~118~~163.2104 0.00 0.00 0.00 B-3 590,000.00 ~~587~~585,~~545~~071.9163 2,~~474~~501.2822 0.00 0.00 0.00 B-4 393,000.00 ~~391~~389,~~365~~717.3320 1,~~648~~666.1207 0.00 0.00 0.00 B-5 393,000.00 ~~391~~389,~~365~~717.3320 1,~~648~~666.1207 0.00 0.00 0.00 B-6 393,447.00 ~~391~~390,~~810~~160.47 1,~~650~~667.0096 0.00 0.00 0.00 3-B-1 2,857,000.00 2,~~854~~851,~~146~~277.1113 2,~~868~~898.9836 0.00 0.00 0.00 3-B-2 2,328,000.00 2,~~325~~323,~~674~~336.5377 2,~~337~~361.7670 0.00 0.00 0.00 3-B-3 1,693,000.00 1,~~691~~689,~~308~~608.8474 1,~~700~~717.1051 0.00 0.00 0.00 3-B-4 1,058,000.00 1,~~056~~055,~~943~~880.1571 1,~~062~~073.4432 0.00 0.00 0.00 3-B-5 741,000.00 ~~740~~739,~~259~~515.8170 ~~744~~751.1173 0.00 0.00 0.00 3-B-6 1,375,115.00 1,~~373~~372,~~741~~362.3815 1,~~379~~395.2302 0.00 0.00 0.00 A-X-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,593,942.00 ~~573~~531,~~612~~957,~~468~~170.8066 1,~~760~~655,~~326~~255.3623 3954,~~894~~175,~~971~~919.7558 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution AP 1,~~597~~615.0246 ~~428~~426,~~181~~566.5408 0.~~99281566~~98906993 1,~~597~~615.0246 1-A-1 ~~613~~803,~~189~~526.5153 98,~~038~~235,~~890~~364.5300 0.~~90388905~~82353640 ~~613~~803,~~189~~526.5153 1-A-2 12,~~543~~023,~~977~~429.0648 2220,~~580~~556,~~250~~821.8740 0.~~90321003~~82227286 12,~~543~~023,~~977~~429.0648 1-A-3 ~~647~~653.3385 188,~~714~~060.3651 0.~~99323347~~98979216 ~~647~~653.3385 1-A-4 56,~~277~~915,~~722~~952.1585 7770,~~797~~881,~~730~~777.7791 0.~~90388905~~82353640 56,~~277~~915,~~722~~952.1585 1-A-5 1,~~055~~383,~~544~~190.4357 1514,~~559~~176,~~546~~355.1558 0.~~90388905~~82353640 1,~~055~~383,~~544~~190.4357 1-A-6 0.00 0.00 0.00000000 0.00 1-A-7 0.00 0.00 0.00000000 0.00 2-A-1 ~~807~~861,~~131~~689.3513 98,~~409~~547,~~255~~565.0693 0.~~85538682~~77705145 ~~807~~861,~~131~~689.3513 2-A-2 1415,~~562~~546,~~410~~752.5201 ~~169~~154,~~763~~216,~~490~~738.5554 0.~~85538682~~77705145 1415,~~562~~546,~~410~~752.5201 2-A-3 23,~~912~~109,~~423~~287.4073 3330,~~952~~842,~~013~~726.8007 0.~~85538682~~77705145 23,~~912~~109,~~423~~287.4073 2-A-4 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 3-A-1 13,~~841~~119,~~814~~812.0449 2218,~~118~~998,~~540~~727.2072 0.~~88474161~~75994911 13,~~841~~119,~~814~~812.0449 3-A-2 1018,~~643~~028,~~076~~097.6671 9880,~~480~~452,~~243~~145.2756 0.~~85537556~~69878786 1018,~~643~~028,~~076~~097.6671 3-A-3 24,~~365~~006,~~066~~139.5254 2117,~~883~~877,~~928~~788.2571 0.~~85537556~~69878786 24,~~365~~006,~~066~~139.5254 3-A-4 0.00 0.00 0.00000000 0.00 3-A-5 0.00 18,195,000.00 1.00000000 0.00 3-A-6 0.00 17,657,000.00 1.00000000 0.00 A-X-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 3-A-X 0.00 0.00 0.00000000 0.00 B-1 9,~~066~~165.7848 2,~~143~~134,~~940~~774.4395 0.~~99164682~~98740747 9,~~066~~165.7848 B-2 4,~~118~~163.2104 ~~973~~969,~~797~~634.1814 0.~~99164682~~98740747 4,~~118~~163.2104 B-3 2,~~474~~501.2822 ~~585~~582,~~071~~570.6341 0.~~99164683~~98740747 2,~~474~~501.2822 B-4 1,~~648~~666.1207 ~~389~~388,~~717~~051.2014 0.~~99164682~~98740748 1,~~648~~666.1207 B-5 1,~~648~~666.1207 ~~389~~388,~~717~~051.2014 0.~~99164682~~98740748 1,~~648~~666.1207 B-6 1,~~650~~667.0096 ~~390~~388,~~160~~492.4751 0.~~99164683~~98740748 1,~~650~~667.0096 3-B-1 2,~~868~~898.9836 2,~~851~~848,~~277~~378.1377 0.~~99799690~~99698242 2,~~868~~898.9836 3-B-2 2,~~337~~361.7670 2,~~323~~320,~~336~~975.7707 0.~~99799689~~99698242 2,~~337~~361.7670 3-B-3 1,~~700~~717.1051 1,~~689~~687,~~608~~891.7423 0.~~99799689~~99698242 1,~~700~~717.1051 3-B-4 1,~~062~~073.4432 1,~~055~~054,~~880~~807.7140 0.~~99799689~~99698242 1,~~062~~073.4432 3-B-5 ~~744~~751.1173 ~~739~~738,~~515~~763.7097 0.~~99799690~~99698242 ~~744~~751.1173 3-B-6 1,~~379~~395.2302 1,~~372~~370,~~362~~967.1510 0.~~99799809~~99698360 1,~~379~~395.2302 A-X-3 0.00 0.00 0.00000000 0.00 Totals 4155,~~655~~831,~~298~~174.1283 ~~531~~476,~~957~~125,~~170~~995.6684 0.~~87985859~~78751367 4155,~~655~~831,~~298~~174.1283

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion AP 431,280.00 ~~996~~992.~~51864218~~81566500 3.~~69384159~~71134762 0.~~00913560~~03438601 0.00000000 1-A-1 10,000,000.00 ~~965~~903.~~20800400~~88905300 3.~~29953300~~13177900 5877.~~01941800~~22087400 0.00000000 1-A-2 25,000,000.00 ~~964~~903.~~96911720~~21003480 3.~~32321640~~15456080 5877.~~43586600~~78261840 0.00000000 1-A-3 190,000.00 ~~996~~993.~~64047368~~23347368 0.~~18331579~~13410526 3.~~22363158~~30721053 0.00000000 1-A-4 86,070,000.00 ~~965~~903.~~20800418~~88905275 3.~~29953340~~13177867 5877.~~01941803~~22087440 0.00000000 1-A-5 17,214,000.00 ~~965~~903.~~20800395~~88905252 3.~~29953352~~13177878 5877.~~01941792~~22087429 0.00000000 1-A-6 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 11,000,000.00 ~~928~~855.~~76240091~~38682364 4.~~32237909~~04436455 6974.~~05319818~~29101182 0.00000000 2-A-2 198,464,000.00 ~~928~~855.~~76240054~~38682355 4.~~32237927~~04436412 6974.~~05319776~~29101157 0.00000000 2-A-3 39,692,000.00 ~~928~~855.~~76240048~~38682354 4.~~32237932~~04436410 6974.~~05319787~~29101154 0.00000000 2-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 ~~958~~884.~~41416960~~74160800 0.~~96339600~~89935160 72123.~~70916560~~89314760 0.00000000 3-A-2 115,131,000.00 ~~947~~855.~~81874499~~37555715 1.~~20885435~~12849250 91155.~~23433341~~45920065 0.00000000 3-A-3 25,584,000.00 ~~947~~855.~~81874492~~37555699 1.~~20885436~~12849242 91155.~~23433357~~45920067 0.00000000 3-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 18,195,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-6 17,657,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,162,000.00 ~~995~~991.~~84052266~~64682239 4.~~19370028~~23935245 0.00000000 0.00000000 B-2 982,000.00 ~~995~~991.~~84052953~~64682281 4.~~19369654~~23934827 0.00000000 0.00000000 B-3 590,000.00 ~~995~~991.~~84052542~~64683051 4.~~19369492~~23935593 0.00000000 0.00000000 B-4 393,000.00 ~~995~~991.~~84053435~~64681934 4.~~19368957~~23936387 0.00000000 0.00000000 B-5 393,000.00 ~~995~~991.~~84053435~~64681934 4.~~19368957~~23936387 0.00000000 0.00000000 B-6 393,447.00 ~~995~~991.~~84053252~~64682918 4.~~19370335~~23935117 0.00000000 0.00000000 3-B-1 2,857,000.00 ~~999~~997.~~00108855~~99689534 1.~~00419321~~01447672 0.00000000 0.00000000 3-B-2 2,328,000.00 ~~999~~997.~~00108677~~99689433 1.~~00419244~~01447595 0.00000000 0.00000000 3-B-3 1,693,000.00 ~~999~~997.~~00108683~~99689309 1.~~00419374~~01447726 0.00000000 0.00000000 3-B-4 1,058,000.00 ~~999~~997.~~00108696~~99689036 1.~~00419660~~01448015 0.00000000 0.00000000 3-B-5 741,000.00 ~~999~~997.~~00109312~~99689609 1.~~00419703~~01448043 0.00000000 0.00000000 3-B-6 1,375,115.00 ~~999~~997.~~00108718~~99809470 1.~~00299248~~01447515 0.00000000 0.00000000 A-X-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution AP 0.00000000 3.~~70297718~~74573363 ~~992~~989.~~81566500~~06993137 0.~~99281566~~98906993 3.~~70297718~~74573363 1-A-1 0.00000000 6180.~~31895100~~35265300 ~~903~~823.~~88905300~~53640000 0.~~90388905~~82353640 6180.~~31895100~~35265300 1-A-2 0.00000000 6180.~~75908240~~93717920 ~~903~~822.~~21003480~~27285600 0.~~90321003~~82227286 6180.~~75908240~~93717920 1-A-3 0.00000000 3.~~40700000~~44131579 ~~993~~989.~~23347368~~79215789 0.~~99323347~~98979216 3.~~40700000~~44131579 1-A-4 0.00000000 6180.~~31895143~~35265307 ~~903~~823.~~88905275~~53639956 0.~~90388905~~82353640 6180.~~31895143~~35265307 1-A-5 0.00000000 6180.~~31895143~~35265307 ~~903~~823.~~88905252~~53639944 0.~~90388905~~82353640 6180.~~31895143~~35265307 1-A-6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 7378.~~37557727~~33537545 ~~855~~777.~~38682364~~05144818 0.~~85538682~~77705145 7378.~~37557727~~33537545 2-A-2 0.00000000 7378.~~37557703~~33537574 ~~855~~777.~~38682355~~05144782 0.~~85538682~~77705145 7378.~~37557703~~33537574 2-A-3 0.00000000 7378.~~37557694~~33537564 ~~855~~777.~~38682354~~05144790 0.~~85538682~~77705145 7378.~~37557694~~33537564 2-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 73124.~~67256160~~79249960 ~~884~~759.~~74160800~~94910880 0.~~88474161~~75994911 73124.~~67256160~~79249960 3-A-2 0.00000000 92156.~~44318785~~58769324 ~~855~~698.~~37555715~~78786391 0.~~85537556~~69878786 92156.~~44318785~~58769324 3-A-3 0.00000000 92156.~~44318793~~58769309 ~~855~~698.~~37555699~~78786390 0.~~85537556~~69878786 92156.~~44318793~~58769309 3-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 4.~~19370028~~23935245 ~~991~~987.~~64682239~~40746994 0.~~99164682~~98740747 4.~~19370028~~23935245 B-2 0.00000000 4.~~19369654~~23934827 ~~991~~987.~~64682281~~40747454 0.~~99164682~~98740747 4.~~19369654~~23934827 B-3 0.00000000 4.~~19369492~~23935593 ~~991~~987.~~64683051~~40747458 0.~~99164683~~98740747 4.~~19369492~~23935593 B-4 0.00000000 4.~~19368957~~23936387 ~~991~~987.~~64681934~~40748092 0.~~99164682~~98740748 4.~~19368957~~23936387 B-5 0.00000000 4.~~19368957~~23936387 ~~991~~987.~~64681934~~40748092 0.~~99164682~~98740748 4.~~19368957~~23936387 B-6 0.00000000 4.~~19370335~~23935117 ~~991~~987.~~64682918~~40747801 0.~~99164683~~98740748 4.~~19370335~~23935117 3-B-1 0.00000000 1.~~00419321~~01447672 ~~997~~996.~~99689534~~98241862 0.~~99799690~~99698242 1.~~00419321~~01447672 3-B-2 0.00000000 1.~~00419244~~01447595 ~~997~~996.~~99689433~~98241838 0.~~99799689~~99698242 1.~~00419244~~01447595 3-B-3 0.00000000 1.~~00419374~~01447726 ~~997~~996.~~99689309~~98241583 0.~~99799689~~99698242 1.~~00419374~~01447726 3-B-4 0.00000000 1.~~00419660~~01448015 ~~997~~996.~~99689036~~98241966 0.~~99799689~~99698242 1.~~00419660~~01448015 3-B-5 0.00000000 1.~~00419703~~01448043 ~~997~~996.~~99689609~~98241565 0.~~99799690~~99698242 1.~~00419703~~01448043 3-B-6 0.00000000 1.~~00299248~~01447515 ~~997~~996.~~99809470~~98359774 0.~~99799809~~99698360 1.~~00299248~~01447515 A-X-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% ~~429~~428,~~778~~181.5654 0.00 0.00 0.00 1-A-1 10,000,000.00 6.00000% 9,~~652~~038,~~080~~890.0453 4845,~~260~~194.4045 0.00 0.00 1-A-2 25,000,000.00 5.75000% 2422,~~124~~580,~~227~~250.9387 ~~115~~108,~~595~~197.2604 0.00 0.00 1-A-3 190,000.00 5.75000% ~~189~~188,~~361~~714.6936 ~~907~~904.3626 0.00 0.00 1-A-4 86,070,000.00 5.50000% 8377,~~075~~797,~~452~~730.9277 ~~380~~356,~~762~~572.4993 0.00 0.00 1-A-5 17,214,000.00 2.~~31375~~33000% 1615,~~615~~559,~~090~~546.5815 3230,~~035~~211.9745 0.00 0.00 1-A-6 0.00 6.~~18625~~17000% 1615,~~615~~559,~~090~~546.5815 8580,~~654~~002.2500 0.00 0.00 1-A-7 0.00 6.00000% 1948,~~013,066~~706.2388 54,~~065~~743.3353 0.00 0.00 2-A-1 11,000,000.00 6.00000% 109,~~216~~409,~~386~~255.4106 5147,~~081~~046.9328 0.00 0.00 2-A-2 198,464,000.00 5.50000% ~~184~~169,~~325~~763,~~901~~490.0655 ~~844~~778,~~827~~082.0567 0.00 0.00 2-A-3 39,692,000.00 2.~~31375~~33000% 3633,~~864~~952,~~437~~013.2080 7165,~~079~~923.2449 0.00 0.00 2-A-4 0.00 6.~~18625~~17000% 3633,~~864~~952,~~437~~013.2080 ~~190~~174,~~043~~569.8594 0.00 0.00 A-R 50.00 6.00000% 0.00 0.00 0.00 0.00 A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00 3-A-1 25,000,000.00 6.~~84696~~84311% 2322,~~960~~118,~~354~~540.2420 ~~136~~126,~~713~~132.0294 0.00 0.00 3-A-2 115,131,000.00 5.75000% ~~109~~98,~~123~~480,~~319~~243.9327 ~~522~~471,~~882~~884.5750 0.00 0.00 3-A-3 25,584,000.00 2.~~36375~~38000% 2421,~~248~~883,~~994~~928.7725 4743,~~765~~403.4712 0.00 0.00 3-A-4 0.00 6.~~13625~~12000% 2421,~~248~~883,~~994~~928.7725 ~~123~~111,~~998~~608.2503 0.00 0.00 3-A-5 18,195,000.00 6.25000% 18,195,000.00 94,765.63 0.00 0.00 3-A-6 17,657,000.00 6.25000% 17,657,000.00 91,963.54 0.00 0.00 A-X-1 0.00 6.00000% 9,~~750~~143,~~299~~115.7007 4845,~~751~~715.5058 0.00 0.00 A-X-2 0.00 6.00000% 2220,~~895~~402,~~327~~349.0927 ~~114~~102,~~476~~011.6475 0.00 0.00 3-A-X 0.00 6.25000% 1614,~~163~~824,~~271~~447.6564 8477,~~183~~210.7166 0.00 0.00 B-1 2,162,000.00 6.00000% 2,~~153~~143,~~007~~940.2143 10,~~765~~719.0470 0.00 0.00 B-2 982,000.00 6.00000% ~~977~~973,~~915~~797.4018 4,~~889~~868.5899 0.00 0.00 B-3 590,000.00 6.00000% ~~587~~585,~~545~~071.9163 2,~~937~~925.7336 0.00 0.00 B-4 393,000.00 6.~~53778~~52561% ~~391~~389,~~365~~717.3320 2,~~132~~119.2228 0.00 0.00 B-5 393,000.00 6.~~53778~~52561% ~~391~~389,~~365~~717.3320 2,~~132~~119.2228 0.00 0.00 B-6 393,447.00 6.~~53778~~52561% ~~391~~390,~~810~~160.47 2,~~134~~121.6469 0.00 0.00 3-B-1 2,857,000.00 6.~~84696~~84311% 2,~~854~~851,~~146~~277.1113 16,~~285~~259.1966 0.00 0.00 3-B-2 2,328,000.00 6.~~84696~~84311% 2,~~325~~323,~~674~~336.5377 13,~~269~~249.8403 0.00 0.00 3-B-3 1,693,000.00 6.~~84696~~84311% 1,~~691~~689,~~308~~608.8474 9,~~650~~635.2714 0.00 0.00 3-B-4 1,058,000.00 6.~~84696~~84311% 1,~~056~~055,~~943~~880.1571 6,~~030~~021.7125 0.00 0.00 3-B-5 741,000.00 6.~~84696~~84311% ~~740~~739,~~259~~515.8170 4,~~223~~217.7815 0.00 0.00 3-B-6 1,375,115.00 6.~~84696~~84311% 1,~~373~~372,~~741~~362.3815 7,~~838~~826.3002 0.00 0.00 A-X-3 0.00 6.00000% ~~333~~324,~~107~~072.4233 1,~~665~~620.5436 0.00 0.00 Totals 604,593,942.00 32,~~174~~939,~~768~~846.5270 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance AP 0.00 0.00 0.00 0.00 ~~428~~426,~~181~~566.5408 1-A-1 0.00 0.00 4845,~~260~~194.4045 0.00 98,~~038~~235,~~890~~364.5300 1-A-2 0.00 0.00 ~~115~~108,~~595~~197.2604 0.00 2220,~~580~~556,~~250~~821.8740 1-A-3 0.00 0.00 ~~907~~904.3626 0.00 188,~~714~~060.3651 1-A-4 0.00 0.00 ~~380~~356,~~762~~572.4993 0.00 7770,~~797~~881,~~730~~777.7791 1-A-5 0.00 0.00 3230,~~035~~211.9745 0.00 1514,~~559~~176,~~546~~355.1558 1-A-6 0.00 0.00 8580,~~654~~002.2500 0.00 1514,~~559~~176,~~546~~355.1558 1-A-7 0.00 0.00 54,~~065~~743.3353 0.00 ~~948~~864,~~706~~370.8808 2-A-1 0.00 0.00 5147,~~081~~046.9328 0.00 98,~~409~~547,~~255~~565.0693 2-A-2 0.00 0.00 ~~844~~778,~~827~~082.0567 0.00 ~~169~~154,~~763~~216,~~490~~738.5554 2-A-3 0.00 0.00 7165,~~079~~923.2449 0.00 3330,~~952~~842,~~013~~726.8007 2-A-4 0.00 0.00 ~~190~~174,~~043~~569.8594 0.00 3330,~~952~~842,~~013~~726.8007 A-R 0.00 0.00 1013.0609 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 3-A-1 0.00 0.00 ~~136~~126,~~713~~034.0223 0.00 2218,~~118~~998,~~540~~727.2072 3-A-2 0.00 0.00 ~~522~~471,~~882~~445.5701 0.00 9880,~~480~~452,~~243~~145.2756 3-A-3 0.00 0.00 4743,~~765~~305.4746 0.00 2117,~~883~~877,~~928~~788.2571 3-A-4 0.00 0.00 ~~123~~111,~~998~~608.2503 0.00 2117,~~883~~877,~~928~~788.2571 3-A-5 0.00 0.00 94,~~765~~684.6343 0.00 18,195,000.00 3-A-6 0.00 0.00 91,~~963~~884.5474 0.00 17,657,000.00 A-X-1 0.00 0.00 4845,~~751~~715.5058 0.00 98,~~143~~190,~~115~~297.0786 A-X-2 0.00 0.00 ~~114~~102,~~476~~011.6475 0.00 2018,~~402~~342,~~349~~108.2750 3-A-X 0.00 0.00 8477,~~183~~210.7166 0.00 1412,~~824~~669,~~447~~055.6474 B-1 0.00 0.00 10,~~765~~719.0470 0.00 2,~~143~~134,~~940~~774.4395 B-2 0.00 0.00 4,~~889~~868.5899 0.00 ~~973~~969,~~797~~634.1814 B-3 0.00 0.00 2,~~937~~925.7336 0.00 ~~585~~582,~~071~~570.6341 B-4 0.00 0.00 2,~~132~~119.2228 0.00 ~~389~~388,~~717~~051.2014 B-5 0.00 0.00 2,~~132~~119.2228 0.00 ~~389~~388,~~717~~051.2014 B-6 0.00 0.00 2,~~134~~121.6469 0.00 ~~390~~388,~~160~~492.4751 3-B-1 0.00 0.00 16,~~285~~246.1994 0.00 2,~~851~~848,~~277~~378.1377 3-B-2 0.00 0.00 13,~~269~~238.8466 0.00 2,~~323~~320,~~336~~975.7707 3-B-3 0.00 0.00 9,~~650~~627.2760 0.00 1,~~689~~687,~~608~~891.7423 3-B-4 0.00 0.00 6,~~030~~016.7154 0.00 1,~~055~~054,~~880~~807.7140 3-B-5 0.00 0.00 4,~~223~~213.7885 0.00 ~~739~~738,~~515~~763.7097 3-B-6 0.00 0.00 7,~~838~~819.3090 0.00 1,~~372~~370,~~362~~967.1510 A-X-3 0.00 0.00 1,~~665~~620.5436 0.00 ~~324~~318,~~072~~575.3373 Totals 0.00 0.00 32,~~174~~939,~~778~~019.5817 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% ~~996~~992.~~51864218~~81566500 0.00000000 0.00000000 0.00000000 1-A-1 10,000,000.00 6.00000% ~~965~~903.~~20800400~~88905300 4.~~82604000~~51944500 0.00000000 0.00000000 1-A-2 25,000,000.00 5.75000% ~~964~~903.~~96911720~~21003480 4.~~62381040~~32788160 0.00000000 0.00000000 1-A-3 190,000.00 5.75000% ~~996~~993.~~64047368~~23347368 4.~~77557895~~75926316 0.00000000 0.00000000 1-A-4 86,070,000.00 5.50000% ~~965~~903.~~20800418~~88905275 4.~~42386999~~14282479 0.00000000 0.00000000 1-A-5 17,214,000.00 2.~~31375~~33000% ~~965~~903.~~20800395~~88905252 1.~~86104159~~75505112 0.00000000 0.00000000 1-A-6 0.00 6.~~18625~~17000% ~~965~~903.~~20800395~~88905252 4.~~97584815~~64749622 0.00000000 0.00000000 1-A-7 0.00 6.00000% ~~965~~903.~~20830654~~88933510 4.~~82604044~~51944248 0.00000000 0.00000000 2-A-1 11,000,000.00 6.00000% ~~928~~855.~~76240091~~38682364 4.~~64381182~~27693455 0.00000000 0.00000000 2-A-2 198,464,000.00 5.50000% ~~928~~855.~~76240054~~38682355 43.~~25682769~~92052297 0.00000000 0.00000000 2-A-3 39,692,000.00 2.~~31375~~33000% ~~928~~855.~~76240048~~38682354 1.~~79076993~~66087600 0.00000000 0.00000000 2-A-4 0.00 6.~~18625~~17000% ~~928~~855.~~76240048~~38682354 4.~~78796357~~39811398 0.00000000 0.00000000 A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 6.~~84696~~84311% ~~958~~884.~~41416960~~74160800 5.~~46852080~~04531760 0.00000000 0.00000000 3-A-2 115,131,000.00 5.75000% ~~947~~855.~~81874499~~37555715 4.~~54163145~~09867455 0.00000000 0.00000000 3-A-3 25,584,000.00 2.~~36375~~38000% ~~947~~855.~~81874492~~37555699 1.~~86700555~~69649468 0.00000000 0.00000000 3-A-4 0.00 6.~~13625~~12000% ~~947~~855.~~81874492~~37555699 4.~~84671083~~36241518 0.00000000 0.00000000 3-A-5 18,195,000.00 6.25000% 1000.00000000 5.20833361 0.00000000 0.00000000 3-A-6 17,657,000.00 6.25000% 1000.00000000 5.20833324 0.00000000 0.00000000 A-X-1 0.00 6.00000% ~~957~~897.~~53475671~~90578069 4.~~78767393~~48952936 0.00000000 0.00000000 A-X-2 0.00 6.00000% ~~925~~824.~~44279713~~67514451 4.~~62721417~~12337587 0.00000000 0.00000000 3-A-X 0.00 6.25000% ~~952~~873.~~86768974~~94046702 4.~~96285276~~55177298 0.00000000 0.00000000 B-1 2,162,000.00 6.00000% ~~995~~991.~~84052266~~64682239 4.~~97920444~~95823312 0.00000000 0.00000000 B-2 982,000.00 6.00000% ~~995~~991.~~84052953~~64682281 4.~~97920570~~95823829 0.00000000 0.00000000 B-3 590,000.00 6.00000% ~~995~~991.~~84052542~~64683051 4.~~97920339~~95823729 0.00000000 0.00000000 B-4 393,000.00 6.~~53778~~52561% ~~995~~991.~~84053435~~64681934 5.~~42549618~~39256997 0.00000000 0.00000000 B-5 393,000.00 6.~~53778~~52561% ~~995~~991.~~84053435~~64681934 5.~~42549618~~39256997 0.00000000 0.00000000 B-6 393,447.00 6.~~53778~~52561% ~~995~~991.~~84053252~~64682918 5.~~42548297~~39256876 0.00000000 0.00000000 3-B-1 2,857,000.00 6.~~84696~~84311% ~~999~~997.~~00108855~~99689534 5.~~70010151~~69116556 0.00000000 0.00000000 3-B-2 2,328,000.00 6.~~84696~~84311% ~~999~~997.~~00108677~~99689433 5.~~70010309~~69116409 0.00000000 0.00000000 3-B-3 1,693,000.00 6.~~84696~~84311% ~~999~~997.~~00108683~~99689309 5.~~70010041~~69116361 0.00000000 0.00000000 3-B-4 1,058,000.00 6.~~84696~~84311% ~~999~~997.~~00108696~~99689036 5.~~70010397~~69116257 0.00000000 0.00000000 3-B-5 741,000.00 6.~~84696~~84311% ~~999~~997.~~00109312~~99689609 5.~~70010796~~69116059 0.00000000 0.00000000 3-B-6 1,375,115.00 6.~~84696~~84311% ~~999~~997.~~00108718~~99809470 5.~~70010508~~69117492 0.00000000 0.00000000 A-X-3 0.00 6.00000% ~~990~~963.~~42723302~~56322864 4.~~95214479~~81781124 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~992~~989.~~81566500~~06993137 1-A-1 0.00000000 0.00000000 4.~~82604000~~51944500 0.00000000 ~~903~~823.~~88905300~~53640000 1-A-2 0.00000000 0.00000000 4.~~62381040~~32788160 0.00000000 ~~903~~822.~~21003480~~27285600 1-A-3 0.00000000 0.00000000 4.~~77557895~~75926316 0.00000000 ~~993~~989.~~23347368~~79215789 1-A-4 0.00000000 0.00000000 4.~~42386999~~14282479 0.00000000 ~~903~~823.~~88905275~~53639956 1-A-5 0.00000000 0.00000000 1.~~86104159~~75505112 0.00000000 ~~903~~823.~~88905252~~53639944 1-A-6 0.00000000 0.00000000 4.~~97584815~~64749622 0.00000000 ~~903~~823.~~88905252~~53639944 1-A-7 0.00000000 0.00000000 4.~~82604044~~51944248 0.00000000 ~~903~~823.~~88933510~~53666170 2-A-1 0.00000000 0.00000000 4.~~64381182~~27693455 0.00000000 ~~855~~777.~~38682364~~05144818 2-A-2 0.00000000 0.00000000 43.~~25682769~~92052297 0.00000000 ~~855~~777.~~38682355~~05144782 2-A-3 0.00000000 0.00000000 1.~~79076993~~66087600 0.00000000 ~~855~~777.~~38682354~~05144790 2-A-4 0.00000000 0.00000000 4.~~78796357~~39811398 0.00000000 ~~855~~777.~~38682354~~05144790 A-R 0.00000000 0.00000000 ~~201~~261.~~20000000~~80000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 0.00000000 5.~~46852080~~04136920 0.00000000 ~~884~~759.~~74160800~~94910880 3-A-2 0.00000000 0.00000000 4.~~54163145~~09485725 0.00000000 ~~855~~698.~~37555715~~78786391 3-A-3 0.00000000 0.00000000 1.~~86700555~~69267745 0.00000000 ~~855~~698.~~37555699~~78786390 3-A-4 0.00000000 0.00000000 4.~~84671083~~36241518 0.00000000 ~~855~~698.~~37555699~~78786390 3-A-5 0.00000000 0.00000000 5.~~20833361~~20387084 0.00000000 1000.00000000 3-A-6 0.00000000 0.00000000 5.~~20833324~~20387042 0.00000000 1000.00000000 A-X-1 0.00000000 0.00000000 4.~~78767393~~48952936 0.00000000 ~~897~~804.~~90578069~~33372409 A-X-2 0.00000000 0.00000000 4.~~62721417~~12337587 0.00000000 ~~824~~741.~~67514451~~39898193 3-A-X 0.00000000 0.00000000 4.~~96285276~~55177298 0.00000000 ~~873~~746.~~94046702~~87440362 B-1 0.00000000 0.00000000 4.~~97920444~~95823312 0.00000000 ~~991~~987.~~64682239~~40746994 B-2 0.00000000 0.00000000 4.~~97920570~~95823829 0.00000000 ~~991~~987.~~64682281~~40747454 B-3 0.00000000 0.00000000 4.~~97920339~~95823729 0.00000000 ~~991~~987.~~64683051~~40747458 B-4 0.00000000 0.00000000 5.~~42549618~~39256997 0.00000000 ~~991~~987.~~64681934~~40748092 B-5 0.00000000 0.00000000 5.~~42549618~~39256997 0.00000000 ~~991~~987.~~64681934~~40748092 B-6 0.00000000 0.00000000 5.~~42548297~~39256876 0.00000000 ~~991~~987.~~64682918~~40747801 3-B-1 0.00000000 0.00000000 5.~~70010151~~68671334 0.00000000 ~~997~~996.~~99689534~~98241862 3-B-2 0.00000000 0.00000000 5.~~70010309~~68670962 0.00000000 ~~997~~996.~~99689433~~98241838 3-B-3 0.00000000 0.00000000 5.~~70010041~~68670998 0.00000000 ~~997~~996.~~99689309~~98241583 3-B-4 0.00000000 0.00000000 5.~~70010397~~68671078 0.00000000 ~~997~~996.~~99689036~~98241966 3-B-5 0.00000000 0.00000000 5.~~70010796~~68670715 0.00000000 ~~997~~996.~~99689609~~98241565 3-B-6 0.00000000 0.00000000 5.~~70010508~~68672438 0.00000000 ~~997~~996.~~99809470~~98359774 A-X-3 0.00000000 0.00000000 4.~~95214479~~81781124 0.00000000 ~~963~~947.~~56322864~~22020534 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 4458,~~922~~859,~~288~~135.5267 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 2721,~~290~~882.8073 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 4458,~~949~~881,~~579~~018.3240 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~119~~110,~~502~~824.6240 Payment of Interest and Principal 4458,~~830~~770,~~076~~194.7000 Total Withdrawals (Pool Distribution Amount) 4458,~~949~~881,~~579~~018.3240 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~119~~110,~~502~~824.6240 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~119~~110,~~502~~824.6240

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 75 0 0 0 75 2,~~904~~506,~~206~~993.4195 0.00 0.00 0.00 2,~~904~~506,~~206~~993.4195 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 75 0 0 0 75 2,~~904~~506,~~206~~993.4195 0.00 0.00 0.00 2,~~904~~506,~~206~~993.4195 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~571895~~457038% 0.000000% 0.000000% 0.000000% 0.~~571895~~457038% 0.~~544477~~525142% 0.000000% 0.000000% 0.000000% 0.~~544477~~525142% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~571895~~457038% 0.000000% 0.000000% 0.000000% 0.~~571895~~457038% 0.~~544477~~525142% 0.000000% 0.000000% 0.000000% 0.~~544477~~525142%

Delinquency Status By Groups

~~Delinquency Status By Groups~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31 0 0 0 3 1 357,~~413,076~~668.5796 0.00 0.00 0.00 1357,~~413,076~~668.5796 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 0 0 0 3 1 357,~~413,076~~668.5796 0.00 0.00 0.00 1357,~~413,076~~668.5796 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~140684~~416667% 0.000000% 0.000000% 0.000000% 10.~~140684~~416667% 10.~~106603~~306946% 0.000000% 0.000000% 0.000000% 10.~~106603~~306946% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~140684~~416667% 0.000000% 0.000000% 0.000000% 10.~~140684~~416667% 10.~~106603~~306946% 0.000000% 0.000000% 0.000000% 10.~~106603~~306946% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 42 0 0 0 42 1,~~491~~349,~~129~~458.8446 0.00 0.00 0.00 1,~~491~~349,~~129~~458.8446 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 42 0 0 0 42 1,~~491~~349,~~129~~458.8446 0.00 0.00 0.00 1,~~491~~349,~~129~~458.8446 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~838574~~462963% 0.000000% 0.000000% 0.000000% 0.~~838574~~462963% 0.~~686703~~683270% 0.000000% 0.000000% 0.000000% 0.~~686703~~683270% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~838574~~462963% 0.000000% 0.000000% 0.000000% 0.~~838574~~462963% 0.~~686703~~683270% 0.000000% 0.000000% 0.000000% 0.~~686703~~683270% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0799,866.0053 0.00 0.00 0.00 0799,866.0053 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 0799,866.0053 0.00 0.00 0.00 0799,866.0053 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~473934% 0.000000% 0.000000% 0.000000% 0.~~000000~~473934% 0.~~000000~~489608% 0.000000% 0.000000% 0.000000% 0.~~000000~~489608% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~473934% 0.000000% 0.000000% 0.000000% 0.~~000000~~473934% 0.~~000000~~489608% 0.000000% 0.000000% 0.000000% 0.~~000000~~489608%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2721,~~290~~882.8073

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 6.~~891649~~881797% Weighted Average Pass-Through Rate 6.~~641649~~631797% Weighted Average Maturity(Stepdown Calculation ) ~~174~~173 Beginning Scheduled Collateral Loan Count 1,~~305~~224 Number Of Loans Paid In Full 81130 Ending Scheduled Collateral Loan Count 1,~~224~~094 Beginning Scheduled Collateral Balance ~~573~~531,~~612~~957,~~470~~170.4466 Ending Scheduled Collateral Balance ~~531~~476,~~957~~125,~~170~~995.6683 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2002 ~~533~~477,~~394~~393,~~239~~910.8512 Monthly P &I Constant 54,~~054~~705,~~607~~939.6749 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 4458,~~715~~656,~~481~~296.9602 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~531~~476,~~957~~125,~~170~~995.6683 Scheduled Principal 1,~~760~~655,~~328~~255.0324 Unscheduled Principal 3954,~~894~~175,~~971~~919.7559

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed Fixed Ratio StStrip Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 6.~~667379~~666729 6.~~843639~~824378 7.~~096962~~093106 Weighted Average Net Rate 6.~~417379~~416729 6.~~593639~~574378 6.~~846962~~843106 Weighted Average Maturity ~~174~~173 ~~149~~148 ~~336~~335 Beginning Loan Count ~~280~~263 ~~504~~477 ~~521~~484 Loans Paid In Full 1723 2745 3762 Ending Loan Count ~~263~~240 ~~477~~432 ~~484~~422 Beginning Scheduled Balance ~~135~~127,~~839~~340,~~303~~632.1400 ~~234~~216,~~546~~249,~~423~~846.5641 ~~203~~188,~~226~~366,~~743~~692.7425 Ending scheduled Balance ~~127~~116,~~340~~206,~~632~~209.0018 ~~216~~196,~~249~~717,~~846~~341.4178 ~~188~~163,~~366~~202,~~692~~444.2587 Record Date 0910/3031/2002 0910/3031/2002 0910/3031/2002 Principal And Interest Constant 1,~~219~~148,~~229~~779.7218 2,~~429~~252,~~184~~262.4329 1,~~406~~304,~~193~~898.5202 Scheduled Principal ~~464~~441,~~486~~324.3063 1,~~091~~022,~~558~~453.6135 ~~204~~191,~~283~~477.1226 Unscheduled Principal 810,~~034~~693,~~184~~098.8419 1718,~~205~~510,~~018~~051.5428 1424,~~655~~972,~~768~~770.3712 Scheduled Interest ~~754~~707,~~743~~454.4255 1,~~337~~229,~~625~~808.8294 1,~~201~~113,~~910~~420.4076 Servicing Fees 2826,~~299~~529.8430 4845,~~863~~052.8703 4239,~~338~~243.9107 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~726~~680,~~443~~925.5825 1,~~288~~184,~~761~~756.9591 1,~~159~~074,~~571~~177.4969 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~417379~~416729 6.~~593639~~574378 6.~~846962~~843106

Group Level Collateral Statement Group Total Collateral Description Fixed & Mixed ARM Weighted Average Coupon Rate 6.~~891649~~881797 Weighted Average Net Rate 6.~~641649~~631797 Weighted Average Maturity ~~174~~173 Beginning Loan Count 1,~~305~~224 Loans Paid In Full 81130 Ending Loan Count 1,~~224~~094 Beginning Scheduled Balance ~~573~~531,~~612~~957,~~470~~170.4466 Ending scheduled Balance ~~531~~476,~~957~~125,~~170~~995.6683 Record Date 0910/3031/2002 Principal And Interest Constant 54,~~054~~705,~~607~~939.6749 Scheduled Principal 1,~~760~~655,~~328~~255.0324 Unscheduled Principal 3954,~~894~~175,~~971~~919.7559 Scheduled Interest 3,~~294~~050,~~279~~684.6425 Servicing Fees ~~119~~110,~~502~~824.6240 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 32,~~174~~939,~~777~~859.0285 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~641649~~631797

Miscellaneous Reporting Group 1 Junior Percentage 1.~~294821~~376790% Senior Prepayment Percentage 100.000000% Senior Percentage 98.~~705179~~623210% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 2 Junior Percentage 1.~~338626~~445128% Senior Prepayment Percentage 100.000000% Senior Percentage 98.~~661374~~554872% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 3 Junior Percentage 45.~~941316~~325772% Senior Prepayment Percentage 100.000000% Senior Percentage 9594.~~058684~~674228% Bankruptcy Loss Coverage 100,000.00 Fraud Loss Coverage 4,232,383.00 Special Hazard Loss Coverage 2,189,000.00

Group

Filing Compare · MORGAN STANLEY DEAN WITTER CAPITAL INC TRUST 2002-WL1