8-K 1 opt02006.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 OPTION ONE MORTGAGE LOAN TRUST Asset-Backed Certificates, Series 2002-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82832-05 Pooling and Servicing Agreement) (Commission 52-2383375 (State or other File Number) 52-2383376 jurisdiction 52-2383377 of Incorporation) IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of OPTION ONE MORTGAGE LOAN TRUST, Asset-Backed Certificates, Series 2002-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Certificates, Series 2002-6 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTION ONE MORTGAGE LOAN TRUST Asset-Backed Certificates, Series 2002-6 Trust By: Wells Fargo Bank Minnesota, N. A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Certificates, Series 2002-6 Trust, relating to the December 26, 2002 distribution. EX-99.1

Option One Mortgage Loan Trust ~~Asset~~Mortgage Pass-~~Backed~~Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 OOMC Series: 2002-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A1 68400XAX8 SEN 21.~~20000~~76000% ~~495~~494,~~659~~737,~~000~~419.0099 ~~817~~749,~~837~~802.3505 ~~921~~1,~~580~~246,443.0102 A2 68400XAY6 SEN 21.~~22000~~78000% ~~208~~207,~~341~~649,~~000~~422.0077 ~~346~~318,~~887~~280.7742 ~~691~~1,~~577~~001,201.2306 M1 68400XAZ3 MEZ 2.~~57000~~13000% 40,000,000.00 7773,~~100~~366.0067 0.00 M2 68400XBA7 MEZ 3.~~52000~~08000% 30,000,000.00 79,~~200~~566.0067 0.00 M3 68400XBB5 MEZ 43.~~17000~~73000% 16,000,000.00 5051,~~040~~391.0011 0.00 M4 68400XBC3 MEZ 4.~~82000~~38000% 6,000,000.00 2122,~~690~~630.00 0.00 C OPT02006C SEN 0.00000% 34,~~999~~000,~~900~~000.00 23,~~250~~333,~~439~~126.0986 0.00 P OPT02006P SEN 0.00000% 100.00 523,~~594~~956.3146 0.00 R1 OPT0206R1 SEN 0.00000% 0.00 0.00 0.00 R2 OPT0206R2 SEN 0.00000% 0.00 0.00 0.00 R3 OPT0206R3 SEN 0.00000% 0.00 0.00 0.00 Totals ~~800~~798,~~000~~386,~~000~~942.0076 34,~~648~~652,~~788~~120.5224 12,~~613~~247,~~157~~644.2408

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A1 0.00 ~~494~~493,~~737~~490,~~419~~976.9997 1,~~739~~996,~~417~~245.3607 0.00 A2 0.00 ~~207~~206,~~649~~648,~~422~~221.7771 1,~~038~~319,~~465~~481.0048 0.00 M1 0.00 40,000,000.00 7773,~~100~~366.0067 0.00 M2 0.00 30,000,000.00 79,~~200~~566.0067 0.00 M3 0.00 16,000,000.00 5051,~~040~~391.0011 0.00 M4 0.00 6,000,000.00 2122,~~690~~630.00 0.00 C 0.00 4,000,000.00 23,~~250~~333,~~439~~126.0986 0.00 P 0.00 100.00 523,~~594~~956.3146 0.00 R1 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 Totals 0.00 ~~798~~796,~~386~~139,~~942~~298.7668 56,~~261~~899,~~945~~764.7632 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A1 495,659,000.00 ~~495~~494,~~659~~737,~~000~~419.0099 0.00 ~~921~~1,~~580~~246,443.0102 0.00 0.00 A2 208,341,000.00 ~~208~~207,~~341~~649,~~000~~422.0077 0.00 ~~691~~1,~~577~~001,201.2306 0.00 0.00 C 3,999,900.00 34,~~999~~000,~~900~~000.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 708,000,000.00 ~~708~~706,~~000~~386,~~000~~942.0076 0.00 12,~~613~~247,~~157~~644.2408 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A1 ~~921~~1,~~580~~246,443.0102 ~~494~~493,~~737~~490,~~419~~976.9997 0.~~99814070~~99562598 ~~921~~1,~~580~~246,443.0102 A2 ~~691~~1,~~577~~001,201.2306 ~~207~~206,~~649~~648,~~422~~221.7771 0.~~99668055~~99187496 ~~691~~1,~~577~~001,201.2306 C 0.00 4,000,000.00 1.00002500 0.00 P 0.00 100.00 1.00000000 0.00 R1 0.00 0.00 0.00000000 0.00 R2 0.00 0.00 0.00000000 0.00 R3 0.00 0.00 0.00000000 0.00 Totals 12,~~613~~247,~~157~~644.2408 ~~706~~704,~~386~~139,~~942~~298.7668 0.~~99772167~~99454703 12,~~613~~247,~~157~~644.2408

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A1 495,659,000.00 ~~1000~~998.~~00000000~~14069752 0.00000000 12.~~85930248~~51471883 0.00000000 A2 208,341,000.00 ~~1000~~996.~~00000000~~68055145 0.00000000 34.~~31944855~~80558824 0.00000000 M1 40,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 30,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 16,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M4 6,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 3,999,900.00 1000.~~00000000~~02500063 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A1 0.00000000 12.~~85930248~~51471883 ~~998~~995.~~14069752~~62597869 0.~~99814070~~99562598 12.~~85930248~~51471883 A2 0.00000000 34.~~31944855~~80558824 ~~996~~991.~~68055145~~87496321 0.~~99668055~~99187496 34.~~31944855~~80558824 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1,000.02500063 1.00002500 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A1 495,659,000.00 21.~~20000~~76000% ~~495~~494,~~659~~737,~~000~~419.0099 ~~817~~749,~~837~~802.3505 0.00 0.00 A2 208,341,000.00 21.~~22000~~78000% ~~208~~207,~~341~~649,~~000~~422.0077 ~~346~~318,~~887~~280.7742 0.00 0.00 M1 40,000,000.00 2.~~57000~~13000% 40,000,000.00 7773,~~100~~366.0067 0.00 0.00 M2 30,000,000.00 3.~~52000~~08000% 30,000,000.00 79,~~200~~566.0067 0.00 0.00 M3 16,000,000.00 43.~~17000~~73000% 16,000,000.00 5051,~~040~~391.0011 0.00 0.00 M4 6,000,000.00 4.~~82000~~38000% 6,000,000.00 2122,~~690~~630.00 0.00 0.00 C 3,999,900.00 0.00000% 34,~~999~~000,~~900~~000.00 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R1 0.00 0.00000% 0.00 0.00 0.00 0.00 R2 0.00 0.00000% 0.00 0.00 0.00 0.00 R3 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 800,000,000.00 1,~~392~~295,~~755~~036.1292 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A1 0.00 0.00 ~~817~~749,~~837~~802.3505 0.00 ~~494~~493,~~737~~490,~~419~~976.9997 A2 0.00 0.00 ~~346~~318,~~887~~280.7742 0.00 ~~207~~206,~~649~~648,~~422~~221.7771 M1 0.00 0.00 7773,~~100~~366.0067 0.00 40,000,000.00 M2 0.00 0.00 79,~~200~~566.0067 0.00 30,000,000.00 M3 0.00 0.00 5051,~~040~~391.0011 0.00 16,000,000.00 M4 0.00 0.00 2122,~~690~~630.00 0.00 6,000,000.00 C 0.00 0.00 23,~~250~~333,~~439~~126.0986 0.00 4,000,000.00 P 0.00 0.00 523,~~594~~956.3146 0.00 100.00 R1 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 34,~~648~~652,~~788~~120.5224 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A1 495,659,000.00 21.~~20000~~76000% ~~1000~~998.~~00000000~~14069752 1.~~65000000~~51273769 0.00000000 0.00000000 A2 208,341,000.00 21.~~22000~~78000% ~~1000~~996.~~00000000~~68055145 1.~~66500002~~52768980 0.00000000 0.00000000 M1 40,000,000.00 2.~~57000~~13000% 1000.00000000 1.~~92750000~~83416675 0.00000000 0.00000000 M2 30,000,000.00 3.~~52000~~08000% 1000.00000000 2.~~64000000~~65222233 0.00000000 0.00000000 M3 16,000,000.00 43.~~17000~~73000% 1000.00000000 3.~~12750000~~21194438 0.00000000 0.00000000 M4 6,000,000.00 4.~~82000~~38000% 1000.00000000 3.~~61500000~~77166667 0.00000000 0.00000000 C 3,999,900.00 0.00000% 1000.~~00000000~~02500063 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A1 0.00000000 0.00000000 1.~~65000000~~51273769 0.00000000 ~~998~~995.~~14069752~~62597869 A2 0.00000000 0.00000000 1.~~66500002~~52768980 0.00000000 ~~996~~991.~~68055145~~87496321 M1 0.00000000 0.00000000 1.~~92750000~~83416675 0.00000000 1000.00000000 M2 0.00000000 0.00000000 2.~~64000000~~65222233 0.00000000 1000.00000000 M3 0.00000000 0.00000000 3.~~12750000~~21194438 0.00000000 1000.00000000 M4 0.00000000 0.00000000 3.~~61500000~~77166667 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~562~~833.~~62383810~~30254756 0.00000000 1000.02500063 P 0.00000000 0.00000000 ~~55943~~239564.~~10000000~~60000000 0.00000000 1000.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 57,~~829~~657,~~563~~691.5238 Liquidations, Insurance Proceeds, Reserve Funds 01.0009 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 523,~~594~~956.3146 Total Deposits 57,~~835~~681,~~157~~648.8393 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~573~~781,~~212~~884.0761 Payment of Interest and Principal 56,~~261~~899,~~945~~764.7632 Total Withdrawals (Pool Distribution Amount) 57,~~835~~681,~~157~~648.8393 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~233~~332,~~838~~453.6779 Radian Fee ~~337~~447,~~373~~436.4027 Wells Fargo 21,~~000~~994.0055 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~573~~781,~~212~~884.0761

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 1,000.00 01.0009 01.0009 1,000.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 112 0 0 0 112 85965,~~575~~690.4682 0.00 0.00 0.00 85965,~~575~~690.4682 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 112 0 0 0 112 85965,~~575~~690.4682 0.00 0.00 0.00 85965,~~575~~690.4682 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~024260~~223214% 0.000000% 0.000000% 0.000000% 0.~~024260~~223214% 0.~~014144~~121277% 0.000000% 0.000000% 0.000000% 0.~~014144~~121277% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~024260~~223214% 0.000000% 0.000000% 0.000000% 0.~~024260~~223214% 0.~~014144~~121277% 0.000000% 0.000000% 0.000000% 0.~~014144~~121277% (7) Delinquencies are stratified according to the information the Servicer has provided. All 90+ delinquencies are in the 90 day delinquency field.

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 955,~~756~~506.8129

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 78.~~515137~~129056% Weighted Average Net Coupon 7.~~052564~~469653% Weighted Average Pass-Through Rate 6.~~382182~~953860% Weighted Average Maturity (Stepdown Calculation ) ~~359~~358 Beginning Scheduled Collateral Loan Count 4,~~132~~122 Number Of Loans Paid In Full 10(1,254) Ending Scheduled Collateral Loan Count 45,~~122~~376 Beginning Scheduled Collateral Balance ~~800~~605,~~000~~008,~~000~~256.0078 Ending Scheduled Collateral Balance ~~605~~796,~~008~~139,~~256~~298.7868 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~605~~796,~~036~~266,~~333~~712.0726 Monthly P &I Constant 45,~~202~~982,~~493~~488.1499 Special Servicing Fee 0.00 Prepayment Penalties 523,~~594~~956.3146 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~605~~796,~~008~~139,~~256~~298.7868 Scheduled Principal ~~403~~574,~~457~~045.8524 Unscheduled Principal 1,~~209~~673,~~599~~598.3984

Trigger Event Not Triggered In Effect Since N/A Comments N/A Stepdown Do Not Step Down In Effect Since N/A Comments N/A Unscheduled - Voluntary 1,~~209~~659,~~599~~971.3914 Unscheduled - Involuntary 0.00 Group 1 Pre-Funding Acct Beg Bal ~~136~~6,~~127,339~~096.6203 Group 1 Pre-Funding Acct Dist Amount 06,096.0003 Group 1 Pre-Funding Acct RI to Int Cov AcAcct 21109,~~898~~649.2564 Group 1 Int Cov Acct Beg Bal ~~529~~21,~~199~~907.3187 Group 1 Int Cov Acct Deposits ~~21,898~~479.2560 Group 1 Int Cov Acct Release to Servicer 7422387.9647 Group 1 Int Cov Acct Dist to Bond ~~238,180~~0.9700 Interest Coverage Account End Bal ~~312,841~~0.6300 Group 2 Pre-Funding Acct Beg Bal 577,~~251,346~~531.3667 Group 2 Pre-Funding Acct Dist Amount 07,531.0067 Group 2 Pre-Funding Acct RI to Int Cov 025,520.0039 Group 2 Pre-Funding Acct End Bal ~~57,251,346~~0.3600 Group 2 Int Cov Acct Beg Bal ~~224,222~~0.6900 Group 2 Int Cov Acct Deposits 0112.0036 Group 2 Int Cov Acct Release to Servicer 0112.0036 Group 2 Int Cov Acct Dist to Bond ~~100,601~~0.6300 Group 2 Int Cov Acct End Bal ~~123,621~~0.0600

Miscellaneous Reporting General Excess Available Amt 23,~~250~~333,~~539~~126.0986 Excess Overcollateralized Amt 0.00 Extra Principal Distribution Amt ~~100~~0.00 Overcollateralization Amt 4,000,000.00 Overcollateralization Deficit Amt 0.00 Overcollateralization Release Amt 0.00 Target Overcollateralization Amt 4,000,000.00 Overcollateralization Increase Amt ~~100~~0.00

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed Fixed Mixed ARM Weighted Average Coupon Rate 7.~~674421~~668949 78.~~286949~~251400 8.~~232154~~173227 Weighted Average Net Rate 7.~~176408~~018147 67.~~842875~~589116 7.~~733175~~489858 Weighted Average Maturity ~~355~~354 ~~355~~354 ~~352~~351 Beginning Loan Count ~~757~~756 2,~~255~~252 ~~310~~307 Loans Paid In Full 1(194) 3(738) 3(88) Ending Loan Count ~~756~~950 2,~~252~~990 ~~307~~395 Beginning Scheduled Balance ~~100~~99,~~193~~955,~~225~~565.1700 326,~~928~~244,~~298~~435.2150 41,~~465~~254,~~999~~345.7438 Ending scheduled Balance 99129,~~955~~885,~~565~~761.0081 ~~326~~431,~~244~~195,~~435~~135.5029 4156,~~254~~072,~~345~~855.3800 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~730~~948,~~364~~769.8220 23,~~176~~257,~~592~~156.2616 ~~321~~434,~~463~~939.0277 Scheduled Principal 89117,~~594~~311.0068 ~~191~~285,~~333~~105.9669 3750,~~000~~907.9394 Unscheduled Principal ~~148~~99,~~066~~372.1716 ~~492~~744,~~528~~653.7549 ~~174~~260,~~653~~108.4395 Scheduled Interest ~~640~~831,~~770~~457.8252 12,~~985~~972,~~258~~050.3047 ~~284~~384,~~462~~031.0983 Servicing Fees 4154,~~581~~209.3038 ~~120~~180,~~983~~055.6745 1723,~~242~~493.2228 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~250~~325.5024 1,~~157~~079.5019 ~~103~~140.6596 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 6484,~~276~~765.8344 ~~174~~230,~~508~~908.9785 2333,~~825~~725.8891 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~599~~777,~~189~~248.5206 12,~~864~~791,~~274~~995.6302 ~~267~~360,~~219~~538.8755 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~403574~~384115 67.~~199333~~107430 76.~~040669~~952450

Group Level Collateral Statement Group Group 4 Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 78.~~724579~~154049 78.~~515137~~129056 Weighted Average Net Rate 7.~~254855~~502415 7.~~052564~~469653 Weighted Average Maturity ~~352~~351 ~~359~~358 Beginning Loan Count ~~810~~807 4,~~132~~122 Loans Paid In Full 3(234) 10(1,254) Ending Loan Count ~~807~~1,041 45,~~122~~376 Beginning Scheduled Balance ~~138~~137,~~033~~553,~~790~~910.90 ~~606~~605,~~621~~008,~~314~~256.0278 Ending scheduled Balance ~~137~~178,~~553~~985,~~910~~546.9058 ~~605~~796,~~008~~139,~~256~~298.7868 Record Date 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~974~~1,~~073~~341,623.0486 45,~~202~~982,~~493~~488.1499 Scheduled Principal 85120,~~528~~719.9693 ~~403~~574,~~457~~045.8524 Unscheduled Principal ~~394~~569,~~351~~464.0424 1,~~209~~673,~~599~~598.3984 Scheduled Interest ~~888~~1,~~544~~220,903.0893 35,~~799~~408,~~035~~443.2975 Servicing Fees 5474,~~031~~695.4868 ~~233~~332,~~838~~453.6779 Master Servicing Fees 0.00 0.00 Trustee Fee ~~488~~449.3516 21,~~000~~994.0055 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 7498,~~761~~036.7207 ~~337~~447,~~373~~436.4027 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~834~~1,~~512~~146,208.6025 35,~~565~~075,~~196~~989.6288 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~601912~~997426 6.~~382182~~953860

Filing Compare · OPTION ONE MORTGAGE ACCEPT CORP ASSET-BACKED CERT SE 2002-6