8-K 1 sac02003.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82146-02 Pooling and Servicing Agreement) (Commission (State or other File Number) Pending jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of STRUCTURED ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2002-3 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-3 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-3 Trust By: Wells Fargo Bank Minnesota, NA, as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-3 Trust, relating to the December 26, 2002 distribution. EX-99.1

Structured Asset Securities Corporation Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 SASC Series: 2002-3 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1A1 86358RVY0 SEN 5.50000% 25,000,000.00 114,~~576~~583.1833 0.00 1A2 86358RVZ7 SEN 21.~~18000~~73000% 45,615,300.00 8265,~~862~~762.6206 0.00 1A3 86358RWA1 IO 6.~~32000~~77000% 0.00 ~~240~~257,~~225~~346.5932 0.00 1A5 86358RWB9 SEN 6.50000% 52,~~306~~756,~~929~~495.5795 2814,~~744~~931.0702 2,~~550~~756,~~433~~495.6295 1A6 86358RWC7 SEN 6.50000% 5545,~~873~~608,~~892~~077.8412 ~~302~~247,~~631~~043.3675 1011,~~265~~192,~~815~~837.7128 1A8 86358RXQ5 SEN 5.50000% 48,500,000.00 222,~~277~~291.7967 0.00 1A9 86358RXR3 SEN 5.50000% 17,730,700.00 81,~~260~~265.6471 0.00 2A1 86358RWD5 SEN 6.50000% 2524,~~727~~213,~~818~~149.7842 ~~139~~131,~~359~~154.0256 1856,~~514,669~~249.3662 2A2 86358RWE3 SEN 6.50000% 12,781,000.00 69,230.42 0.00 2AP 86358RWF0 PO 0.00000% 527,~~842~~297.8357 0.00 ~~545~~539.2633 3A1 86358RWH6 SEN 6.50000% 65,~~081~~161,~~150~~941.1215 3227,~~939~~960.5651 ~~919~~909,~~208~~811.9744 3A2 86358RWJ2 SEN 6.50000% 1413,~~045~~705,~~168~~186.2383 7674,~~077~~236.9943 ~~339~~336,~~981~~505.4060 4A1 86358RWK9 SEN 6.00000% 6156,~~411~~559,~~580~~509.3285 ~~307~~282,~~057~~797.9055 4,~~852~~039,~~070~~983.4742 4A2 86358RWL7 SEN 2.~~48000~~03000% 1514,~~352~~139,~~895~~877.0846 3123,~~729~~919.3296 1,~~213~~009,~~017~~995.6286 4A3 86358RWM5 IO 6.~~02000~~47000% 0.00 7776,~~020~~237.3651 0.00 A4 86358RWQ6 SEN 6.40000% 35,000,000.00 186,~~656~~666.9667 0.00 A7 86358RXS1 IO 6.50000% 0.00 1,166.67 0.00 AP 86358RWS2 PO 0.00000% 1,~~623~~587,~~180~~386.4027 0.00 353,~~794~~490.1215 AX 86358RWT0 IO 6.50000% 0.00 1817,~~950~~404.9484 0.00 B1 86358RWU7 SUB 6.50000% 11,~~059~~050,~~776~~158.3152 59,~~904~~855.3703 9,~~617~~610.7911 B2 86358RWV5 SUB 6.50000% 4,~~705~~701,~~843~~751.9263 25,~~488~~467.82 4,~~092~~089.2902 B3 86358RWW3 SUB 6.50000% 3,~~529~~526,~~631~~561.3086 19,~~118~~102.7521 3,~~069~~066.4398 B4 86358RXM4 SUB 6.50000% 1,~~409~~408,~~666~~441.9912 7,~~635~~629.3506 1,~~225~~224.8789 B5 86358RXN2 SUB 6.50000% 1,~~645~~643,~~108~~677.2058 8,~~910~~903.5925 1,~~430~~429.6247 B6 86358RXP7 SUB 6.50000% 1,~~657~~656,~~744~~303.7818 8,~~979~~971.0464 1,~~441~~440.6145 CAP 86358RWP8 PO 0.00000% ~~326~~325,~~162~~634.0305 0.00 ~~527~~10,366.9965 CAX 86358RWN3 IO 6.50000% 0.00 1413,~~954~~217.4701 0.00 IAX 86358RWR4 IO 0.~~56678~~49730% 0.00 1210,~~414~~270.6385 0.00 PAX 86358RXT9 IO 6.50000% 0.00 6058,~~281~~759.9031 0.00 E SEN 0.00000% 0.00 0.00 0.00 P SEN 0.00000% 0.00 4688,~~692~~623.0271 0.00 R 86358RWZ1 SEN 6.50000% 0.00 0.00 0.00 ALR SAC023ALR SEN 0.00000% 0.00 0.00 0.00 Totals ~~394~~373,~~911~~198,~~391~~449.7056 2,~~277~~194,~~147~~798.3387 21,~~712~~137,~~942~~136.1322

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1A1 0.00 25,000,000.00 114,~~576~~583.1833 0.00 1A2 0.00 45,615,300.00 8265,~~862~~762.6206 0.00 1A3 0.00 0.00 ~~240~~257,~~225~~346.5932 0.00 1A5 0.00 ~~2,756,495~~0.9500 2,~~579~~771,~~177~~426.6997 0.00 1A6 0.00 4534,~~608~~415,~~077~~239.1284 1011,~~568~~439,~~447~~881.0703 0.00 1A8 0.00 48,500,000.00 222,~~277~~291.7967 0.00 1A9 0.00 17,730,700.00 81,~~260~~265.6471 0.00 2A1 0.00 2423,~~213~~356,~~149~~899.4280 1987,~~654,028~~404.3818 0.00 2A2 0.00 12,781,000.00 69,230.42 0.00 2AP 0.00 ~~527~~526,~~297~~758.5724 ~~545~~539.2633 0.00 3A1 0.00 54,~~161~~252,~~941~~129.1571 ~~952~~937,~~148~~771.5395 0.00 3A2 0.00 13,~~705~~368,~~186~~681.8323 ~~416~~410,~~059~~742.3903 0.00 4A1 0.00 5652,~~559~~519,~~509~~526.8543 54,~~159~~322,~~128~~780.3797 0.00 4A2 0.00 1413,~~139~~129,~~877~~881.4661 1,~~244~~033,~~746~~915.9482 0.00 4A3 0.00 0.00 7776,~~020~~237.3651 0.00 A4 0.00 35,000,000.00 186,~~656~~666.9667 0.00 A7 0.00 0.00 1,166.67 0.00 AP 0.00 1,~~587~~583,~~386~~896.2712 353,~~794~~490.1215 0.00 AX 0.00 0.00 1817,~~950~~404.9484 0.00 B1 0.00 11,~~050~~040,~~158~~548.5241 69,~~522~~465.1614 0.00 B2 0.00 4,~~701~~697,~~751~~662.6361 29,~~581~~556.1184 0.00 B3 0.00 3,~~526~~523,~~561~~494.8688 22,~~188~~169.1819 0.00 B4 0.00 1,~~408~~407,~~441~~216.1222 8,~~861~~853.2295 0.00 B5 0.00 1,~~643~~642,~~677~~248.5811 10,~~341~~332.2172 0.00 B6 0.00 1,~~656~~654,~~303~~862.1872 10,~~420~~412.6509 0.00 CAP 0.00 ~~325~~315,~~634~~267.0540 ~~527~~10,366.9965 0.00 CAX 0.00 0.00 1413,~~954~~217.4701 0.00 IAX 0.00 0.00 1210,~~414~~270.6385 0.00 PAX 0.00 0.00 6058,~~281~~759.9031 0.00 E 0.00 0.00 0.00 0.00 P 0.00 0.00 4688,~~692~~623.0271 0.00 R 0.00 0.00 0.00 0.00 ALR 0.00 0.00 0.00 0.00 Totals 0.00 ~~373~~352,~~198~~061,~~449~~313.5633 23,~~990~~331,~~089~~935.4609 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A1 25,000,000.00 25,000,000.00 0.00 0.00 0.00 0.00 1A2 45,615,300.00 45,615,300.00 0.00 0.00 0.00 0.00 1A3 0.00 0.00 0.00 0.00 0.00 0.00 1A5 20,000,000.00 52,~~306~~756,~~929~~495.5795 3735,~~750~~580.9420 2,~~512~~720,~~682~~915.6876 0.00 0.00 1A6 100,076,000.00 5545,~~873~~608,~~892~~077.8412 ~~151~~144,~~952~~474.2849 1011,~~113~~048,~~863~~362.4479 0.00 0.00 1A8 48,500,000.00 48,500,000.00 0.00 0.00 0.00 0.00 1A9 17,730,700.00 17,730,700.00 0.00 0.00 0.00 0.00 2A1 30,000,000.00 2524,~~727~~213,~~818~~149.7842 34,~~853~~111.3296 1822,~~479,816~~137.0466 0.00 0.00 2A2 12,781,000.00 12,781,000.00 0.00 0.00 0.00 0.00 2AP 532,046.00 527,~~842~~297.8357 ~~527~~529.1098 189.1635 0.00 0.00 3A1 10,000,000.00 65,~~081~~161,~~150~~941.1215 1614,~~484~~274.9062 ~~902~~895,~~724~~536.0782 0.00 0.00 3A2 15,602,000.00 1413,~~045~~705,~~168~~186.2383 65,~~097~~279.1665 ~~333~~331,~~884~~225.2495 0.00 0.00 4A1 69,440,000.00 6156,~~411~~559,~~580~~509.3285 5954,~~133~~753.0557 43,~~792~~985,~~937~~229.4285 0.00 0.00 4A2 17,360,000.00 1514,~~352~~139,~~895~~877.0846 1413,~~783~~688.2639 1996,~~198,234~~307.3546 0.00 0.00 4A3 0.00 0.00 0.00 0.00 0.00 0.00 A4 35,000,000.00 35,000,000.00 0.00 0.00 0.00 0.00 A7 0.00 0.00 0.00 0.00 0.00 0.00 AP 1,694,214.00 1,~~623~~587,~~180~~386.4027 1,~~673~~651.9601 341,~~120~~839.1615 0.00 0.00 AX 0.00 0.00 0.00 0.00 0.00 0.00 B1 11,133,000.00 11,~~059~~050,~~776~~158.3152 9,~~617~~610.7911 0.00 0.00 0.00 B2 4,737,000.00 4,~~705~~701,~~843~~751.9263 4,~~092~~089.2902 0.00 0.00 0.00 B3 3,553,000.00 3,~~529~~526,~~631~~561.3086 3,~~069~~066.4398 0.00 0.00 0.00 B4 1,419,000.00 1,~~409~~408,~~666~~441.9912 1,~~225~~224.8789 0.00 0.00 0.00 B5 1,656,000.00 1,~~645~~643,~~108~~677.2058 1,~~430~~429.6247 0.00 0.00 0.00 B6 1,668,720.00 1,~~657~~656,~~744~~303.7818 1,~~441~~440.6145 0.00 0.00 0.00 CAP 329,619.00 ~~326~~325,~~162~~634.0305 ~~330~~333.7965 ~~197~~10,033.2000 0.00 0.00 CAX 0.00 0.00 0.00 0.00 0.00 0.00 IAX 0.00 0.00 0.00 0.00 0.00 0.00 PAX 0.00 0.00 0.00 0.00 0.00 0.00 E 0.00 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 ALR 0.00 0.00 0.00 0.00 0.00 0.00 Totals 473,827,699.00 ~~394~~373,~~911~~198,~~391~~449.7056 ~~344~~325,~~464~~538.3744 2120,~~368~~811,~~477~~597.7679 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A1 0.00 25,000,000.00 1.00000000 0.00 1A2 0.00 45,615,300.00 1.00000000 0.00 1A3 0.00 0.00 0.00000000 0.00 1A5 2,~~550,433.62 2,~~756,495.95 0.~~13782480~~00 0.00000000 2,~~550~~756,~~433~~495.6295 1A6 1011,~~265~~192,~~815~~837.7128 4534,~~608~~415,~~077~~239.1284 0.~~45573441~~34389104 1011,~~265~~192,~~815~~837.7128 1A8 0.00 48,500,000.00 1.00000000 0.00 1A9 0.00 17,730,700.00 1.00000000 0.00 2A1 1856,~~514,669~~249.3662 2423,~~213~~356,~~149~~899.4280 0.~~80710498~~77856333 1856,~~514,669~~249.3662 2A2 0.00 12,781,000.00 1.00000000 0.00 2AP ~~545~~539.2633 ~~527~~526,~~297~~758.5724 0.~~99107515~~99006146 ~~545~~539.2633 3A1 ~~919~~909,~~208~~811.9744 54,~~161~~252,~~941~~129.1571 0.~~51619411~~42521297 ~~919~~909,~~208~~811.9744 3A2 ~~339~~336,~~981~~505.4060 13,~~705~~368,~~186~~681.8323 0.~~87842500~~85685689 ~~339~~336,~~981~~505.4060 4A1 4,~~852~~039,~~070~~983.4742 5652,~~559~~519,~~509~~526.8543 0.~~81450907~~75632959 4,~~852~~039,~~070~~983.4742 4A2 1,~~213~~009,~~017~~995.6286 1413,~~139~~129,~~877~~881.4661 0.~~81450907~~75632959 1,~~213~~009,~~017~~995.6286 4A3 0.00 0.00 0.00000000 0.00 A4 0.00 35,000,000.00 1.00000000 0.00 A7 0.00 0.00 0.00000000 0.00 AP 353,~~794~~490.1215 1,~~587~~583,~~386~~896.2712 0.~~93694555~~93488551 353,~~794~~490.1215 AX 0.00 0.00 0.00000000 0.00 B1 9,~~617~~610.7911 11,~~050~~040,~~158~~548.5241 0.~~99255893~~99169572 9,~~617~~610.7911 B2 4,~~092~~089.2902 4,~~701~~697,~~751~~662.6361 0.~~99255893~~99169572 4,~~092~~089.2902 B3 3,~~069~~066.4398 3,~~526~~523,~~561~~494.8688 0.~~99255892~~99169572 3,~~069~~066.4398 B4 1,~~225~~224.8789 1,~~408~~407,~~441~~216.1222 0.~~99255893~~99169572 1,~~225~~224.8789 B5 1,~~430~~429.6247 1,~~643~~642,~~677~~248.5811 0.~~99255893~~99169572 1,~~430~~429.6247 B6 1,~~441~~440.6145 1,~~656~~654,~~303~~862.1872 0.~~99255908~~99169586 1,~~441~~440.6145 CAP ~~527~~10,366.9965 ~~325~~315,~~634~~267.0540 0.~~98791044~~95646003 ~~527~~10,366.9965 CAX 0.00 0.00 0.00000000 0.00 IAX 0.00 0.00 0.00000000 0.00 PAX 0.00 0.00 0.00000000 0.00 E 0.00 0.00 0.00000000 0.00 P 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 ALR 0.00 0.00 0.00000000 0.00 Totals 21,~~712~~137,~~942~~136.1322 ~~373~~352,~~198~~061,~~449~~313.5633 0.~~78762481~~74301548 21,~~712~~137,~~942~~136.1322

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1A1 25,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1A2 45,615,300.00 1000.00000000 0.00000000 0.00000000 0.00000000 1A3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1A5 20,000,000.00 ~~265~~137.~~34647850~~82479750 1.~~88754700~~77901000 ~~125~~136.~~63413400~~04578800 0.00000000 1A6 100,076,000.00 ~~558~~455.~~31460930~~73441305 1.~~51836884~~44364773 ~~101~~110.~~06182741~~39972411 0.00000000 1A8 48,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1A9 17,730,700.00 1000.00000000 0.00000000 0.00000000 0.00000000 2A1 30,000,000.00 ~~857~~807.~~59395933~~10498067 1.~~16177733~~13706533 4927.~~32720133~~40458867 0.00000000 2A2 12,781,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2AP 532,046.00 ~~992~~991.~~09998760~~07515140 0.~~99070381~~99611688 0.~~03413239~~01757367 0.00000000 3A1 10,000,000.00 ~~608~~516.~~11501200~~19411500 1.~~64849000~~42746200 9089.~~27240700~~55368200 0.00000000 3A2 15,602,000.00 ~~900~~878.~~21588450~~42499872 0.~~39079349~~33839572 21.~~40009230~~22971093 0.00000000 4A1 69,440,000.00 ~~884~~814.~~38335714~~50907042 0.~~85157042~~78850187 6957.~~02271630~~39098286 0.00000000 4A2 17,360,000.00 ~~884~~814.~~38335714~~50907028 0.~~85157028~~78850173 6957.~~02271601~~39098272 0.00000000 4A3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A4 35,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 AP 1,694,214.00 ~~958~~936.~~07282905~~94555115 0.~~98804519~~97449909 201.~~13922680~~08554763 0.00000000 AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 11,133,000.00 ~~993~~992.~~42282493~~55892572 0.~~86389922~~86320938 0.00000000 0.00000000 B2 4,737,000.00 ~~993~~992.~~42282457~~55892548 0.~~86389909~~86320878 0.00000000 0.00000000 B3 3,553,000.00 ~~993~~992.~~42282578~~55892485 0.~~86389811~~86320856 0.00000000 0.00000000 B4 1,419,000.00 ~~993~~992.~~42282593~~55892882 0.~~86389711~~86320648 0.00000000 0.00000000 B5 1,656,000.00 ~~993~~992.~~42282609~~55892512 0.~~86390097~~86320652 0.00000000 0.00000000 B6 1,668,720.00 ~~993~~992.~~42297090~~55907522 0.~~86390167~~86320653 0.00000000 0.00000000 CAP 329,619.00 ~~989~~987.~~51222472~~91043599 1.~~00355259~~01222927 030.~~59826648~~43817256 0.00000000 CAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 IAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 PAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 E 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per 1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1A5 0.00000000 ~~127.52168100~~ 137.82479750 0.~~13782480~~00000000 ~~127~~0.~~52168100~~00000000 137.82479750 1A6 0.00000000 ~~102~~111.~~58019615~~84337184 ~~455~~343.~~73441305~~89104121 0.~~45573441~~34389104 ~~102~~111.~~58019615~~84337184 1A8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1A9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2A1 0.00000000 5028.~~48897867~~54165400 ~~807~~778.~~10498067~~56332667 0.~~80710498~~77856333 5028.~~48897867~~54165400 2A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2AP 0.00000000 1.~~02483620~~01369055 ~~991~~990.~~07515140~~06146085 0.~~99107515~~99006146 1.~~02483620~~01369055 3A1 0.00000000 9190.~~92089700~~98114400 ~~516~~425.~~19411500~~21297100 0.~~51619411~~42521297 9190.~~92089700~~98114400 3A2 0.00000000 21.~~79088578~~56810665 ~~878~~856.~~42499872~~85689207 0.~~87842500~~85685689 21.~~79088578~~56810665 4A1 0.00000000 6958.~~87428672~~17948474 ~~814~~756.~~50907042~~32958569 0.~~81450907~~75632959 6958.~~87428672~~17948474 4A2 0.00000000 6958.~~87428687~~17948502 ~~814~~756.~~50907028~~32958583 0.~~81450907~~75632959 6958.~~87428687~~17948502 4A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 AP 0.00000000 212.~~12727200~~06004082 ~~936~~934.~~94555115~~88551033 0.~~93694555~~93488551 212.~~12727200~~06004082 AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.~~86389922~~86320938 ~~992~~991.~~55892572~~69571634 0.~~99255893~~99169572 0.~~86389922~~86320938 B2 0.00000000 0.~~86389909~~86320878 ~~992~~991.~~55892548~~69571670 0.~~99255893~~99169572 0.~~86389909~~86320878 B3 0.00000000 0.~~86389811~~86320856 ~~992~~991.~~55892485~~69571630 0.~~99255892~~99169572 0.~~86389811~~86320856 B4 0.00000000 0.~~86389711~~86320648 ~~992~~991.~~55892882~~69571529 0.~~99255893~~99169572 0.~~86389711~~86320648 B5 0.00000000 0.~~86390097~~86320652 ~~992~~991.~~55892512~~69571860 0.~~99255893~~99169572 0.~~86390097~~86320652 B6 0.00000000 0.~~86390167~~86320653 ~~992~~991.~~55907522~~69586270 0.~~99255908~~99169586 0.~~86390167~~86320653 CAP 0.00000000 131.~~60181907~~45040183 ~~987~~956.~~91043599~~46003416 0.~~98791044~~95646003 131.~~60181907~~45040183 CAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 IAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 PAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 E 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A1 25,000,000.00 5.50000% 25,000,000.00 114,583.33 0.00 0.00 1A2 45,615,300.00 21.~~18000~~73000% 45,615,300.00 8265,~~867~~762.8006 0.00 0.00 1A3 0.00 6.~~32000~~77000% 45,615,300.00 ~~240~~257,~~240~~346.5832 0.00 0.00 1A5 20,000,000.00 6.50000% 52,~~306~~756,~~929~~495.5795 2814,~~745~~931.8702 0.00 0.00 1A6 100,076,000.00 6.50000% 5545,~~873~~608,~~892~~077.8412 ~~302~~247,~~650~~043.2575 0.00 0.00 1A8 48,500,000.00 5.50000% 48,500,000.00 222,291.67 0.00 0.00 1A9 17,730,700.00 5.50000% 17,730,700.00 81,265.71 0.00 0.00 2A1 30,000,000.00 6.50000% 2524,~~727~~213,~~818~~149.7842 ~~139~~131,~~359~~154.0256 0.00 0.00 2A2 12,781,000.00 6.50000% 12,781,000.00 69,230.42 0.00 0.00 2AP 532,046.00 0.00000% 527,~~842~~297.8357 0.00 0.00 0.00 3A1 10,000,000.00 6.50000% 65,~~081~~161,~~150~~941.1215 3227,~~939~~960.5651 0.00 0.00 3A2 15,602,000.00 6.50000% 1413,~~045~~705,~~168~~186.2383 7674,~~077~~236.9943 0.00 0.00 4A1 69,440,000.00 6.00000% 6156,~~411~~559,~~580~~509.3285 ~~307~~282,~~057~~797.9055 0.00 0.00 4A2 17,360,000.00 2.~~48000~~03000% 1514,~~352~~139,~~895~~877.0846 3123,~~729~~919.3296 0.00 0.00 4A3 0.00 6.~~02000~~47000% 1514,~~352~~139,~~895~~877.0846 7776,~~020~~237.3651 0.00 0.00 A4 35,000,000.00 6.40000% 35,000,000.00 186,666.67 0.00 0.00 A7 0.00 6.50000% 215,384.62 1,166.67 0.00 0.00 AP 1,694,214.00 0.00000% 1,~~623~~587,~~180~~386.4027 0.00 0.00 0.00 AX 0.00 6.50000% 3,~~498~~213,~~635~~201.2960 1817,~~950~~404.9484 0.00 0.00 B1 11,133,000.00 6.50000% 11,~~059~~050,~~776~~158.3152 59,~~907~~855.1203 0.00 0.00 B2 4,737,000.00 6.50000% 4,~~705~~701,~~843~~751.9263 25,~~489~~467.9982 0.00 0.00 B3 3,553,000.00 6.50000% 3,~~529~~526,~~631~~561.3086 19,~~118~~102.8421 0.00 0.00 B4 1,419,000.00 6.50000% 1,~~409~~408,~~666~~441.9912 7,~~635~~629.7006 0.00 0.00 B5 1,656,000.00 6.50000% 1,~~645~~643,~~108~~677.2058 8,~~911~~903.0025 0.00 0.00 B6 1,668,720.00 6.50000% 1,~~657~~656,~~744~~303.7818 8,~~979~~971.4564 0.00 0.00 CAP 329,619.00 0.00000% ~~326~~325,~~162~~634.0305 0.00 0.00 0.00 CAX 0.00 6.50000% 2,~~760~~440,~~826~~063.1410 1413,~~954~~217.4701 0.00 0.00 IAX 0.00 0.~~56678~~49730% 2624,~~284~~783,~~649~~916.1117 1210,~~414~~270.6385 0.00 0.00 PAX 0.00 6.50000% 1110,~~128~~847,~~966~~873.2451 6058,~~281~~759.9031 0.00 0.00 E 0.00 0.00000% 0.00 0.00 0.00 0.00 P 0.00 0.00000% 0.00 0.00 0.00 0.00 R 100.00 6.50000% 0.00 0.00 0.00 0.00 ALR 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 473,827,699.00 2,~~230~~106,~~537~~175.16 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A1 70.1500 0.00 114,~~576~~583.1833 260.6000 25,000,000.00 1A2 50.1700 0.00 8265,~~862~~762.6206 190.1800 45,615,300.00 1A3 140.9900 0.00 ~~240~~257,~~225~~346.5932 550.8600 45,615,300.00 1A5 10.7900 0.00 2814,~~744~~931.0702 110.3100 ~~2,756,495~~0.9500 1A6 180.8900 0.00 ~~302~~247,~~631~~043.3675 880.6000 4534,~~608~~415,~~077~~239.1284 1A8 130.8700 0.00 222,~~277~~291.7967 510.6200 48,500,000.00 1A9 50.0700 0.00 81,~~260~~265.6471 180.8700 17,730,700.00 2A1 0.00 0.00 ~~139~~131,~~359~~154.0256 0.00 2423,~~213~~356,~~149~~899.4280 2A2 0.00 0.00 69,230.42 0.00 12,781,000.00 2AP 0.00 0.00 0.00 0.00 ~~527~~526,~~297~~758.5724 3A1 0.00 0.00 3227,~~939~~960.5651 0.00 54,~~161~~252,~~941~~129.1571 3A2 0.00 0.00 7674,~~077~~236.9943 0.00 13,~~705~~368,~~186~~681.8323 4A1 0.00 0.00 ~~307~~282,~~057~~797.9055 0.00 5652,~~559~~519,~~509~~526.8543 4A2 0.00 0.00 3123,~~729~~919.3296 0.00 1413,~~139~~129,~~877~~881.4661 4A3 0.00 0.00 7776,~~020~~237.3651 0.00 1413,~~139~~129,~~877~~881.4661 A4 90.7100 0.00 186,~~656~~666.9667 360.1400 35,000,000.00 A7 0.00 0.00 1,166.67 0.00 215,384.62 AP 0.00 0.00 0.00 0.00 1,~~587~~583,~~386~~896.2712 AX 0.00 0.00 1817,~~950~~404.9484 0.00 32,~~213~~992,~~201~~421.6055 B1 20.7500 0.00 59,~~904~~855.3703 90.3700 11,~~050~~040,~~158~~548.5241 B2 10.1700 0.00 25,~~488~~467.82 30.9800 4,~~701~~697,~~751~~662.6361 B3 0.0900 0.00 19,~~118~~102.7521 0.3000 3,~~526~~523,~~561~~494.8688 B4 0.3500 0.00 7,~~635~~629.3506 10.1900 1,~~408~~407,~~441~~216.1222 B5 0.4100 0.00 8,~~910~~903.5925 10.4000 1,~~643~~642,~~677~~248.5811 B6 0.4100 0.00 8,~~979~~971.0464 10.4000 1,~~656~~654,~~303~~862.1872 CAP 0.00 0.00 0.00 0.00 ~~325~~315,~~634~~267.0540 CAX 0.00 0.00 1413,~~954~~217.4701 0.00 2,~~440~~154,~~063~~776.1028 IAX 0.00 0.00 1210,~~414~~270.6385 0.00 24,~~783~~253,~~916~~129.1772 PAX 0.00 0.00 6058,~~281~~759.9031 0.00 109,~~847~~786,~~873~~212.5157 E 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 4688,~~692~~623.0271 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 ALR 0.00 0.00 0.00 0.00 0.00 Totals 810.8200 0.00 2,~~277~~194,~~147~~798.3387 ~~325~~0.8200 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A1 25,000,000.00 5.50000% 1000.00000000 4.58333320 0.00000000 0.00000000 1A2 45,615,300.00 21.~~18000~~73000% 1000.00000000 1.~~81666678~~44166672 0.00000000 0.00000000 1A3 0.00 6.~~32000~~77000% 1000.00000000 5.~~26666667~~64166672 0.00000000 0.00000000 1A5 20,000,000.00 6.50000% ~~265~~137.~~34647850~~82479750 10.~~43729350~~74655100 0.00000000 0.00000000 1A6 100,076,000.00 6.50000% ~~558~~455.~~31460930~~73441305 32.~~02420410~~46856139 0.00000000 0.00000000 1A8 48,500,000.00 5.50000% 1000.00000000 4.58333340 0.00000000 0.00000000 1A9 17,730,700.00 5.50000% 1000.00000000 4.58333343 0.00000000 0.00000000 2A1 30,000,000.00 6.50000% ~~857~~807.~~59395933~~10498067 4.~~64530067~~37181867 0.00000000 0.00000000 2A2 12,781,000.00 6.50000% 1000.00000000 5.41666693 0.00000000 0.00000000 2AP 532,046.00 0.00000% ~~992~~991.~~09998760~~07515140 0.00000000 0.00000000 0.00000000 3A1 10,000,000.00 6.50000% ~~608~~516.~~11501200~~19411500 32.~~29395600~~79605100 0.00000000 0.00000000 3A2 15,602,000.00 6.50000% ~~900~~878.~~21588450~~42499872 4.~~87616908~~75813550 0.00000000 0.00000000 4A1 69,440,000.00 6.00000% ~~884~~814.~~38335714~~50907042 4.~~42191676~~07254536 0.00000000 0.00000000 4A2 17,360,000.00 2.~~48000~~03000% ~~884~~814.~~38335714~~50907028 1.~~82772581~~37787788 0.00000000 0.00000000 4A3 0.00 6.~~02000~~47000% ~~884~~814.~~38335714~~50907028 4.~~43665668~~39156164 0.00000000 0.00000000 A4 35,000,000.00 6.40000% 1000.00000000 5.33333343 0.00000000 0.00000000 A7 0.00 6.50000% 117.64714044 0.63725715 0.00000000 0.00000000 AP 1,694,214.00 0.00000% ~~958~~936.~~07282905~~94555115 0.00000000 0.00000000 0.00000000 AX 0.00 6.50000% ~~694~~637.~~55539850~~89058669 3.~~76217485~~45524028 0.00000000 0.00000000 B1 11,133,000.00 6.50000% ~~993~~992.~~42282493~~55892572 5.~~38104015~~37636127 0.00000000 0.00000000 B2 4,737,000.00 6.50000% ~~993~~992.~~42282457~~55892548 5.~~38104074~~37636057 0.00000000 0.00000000 B3 3,553,000.00 6.50000% ~~993~~992.~~42282578~~55892485 5.~~38104137~~37636082 0.00000000 0.00000000 B4 1,419,000.00 6.50000% ~~993~~992.~~42282593~~55892882 5.~~38104299~~37636364 0.00000000 0.00000000 B5 1,656,000.00 6.50000% ~~993~~992.~~42282609~~55892512 5.~~38103865~~37635870 0.00000000 0.00000000 B6 1,668,720.00 6.50000% ~~993~~992.~~42297090~~55907522 5.~~38104056~~37636032 0.00000000 0.00000000 CAP 329,619.00 0.00000% ~~989~~987.~~51222472~~91043599 0.00000000 0.00000000 0.00000000 CAX 0.00 6.50000% ~~824~~728.~~80058794~~97219073 43.~~46766838~~94859983 0.00000000 0.00000000 IAX 0.00 0.~~56678~~49730% ~~854~~805.~~17902258~~40931710 0.~~40344143~~33377446 0.00000000 0.00000000 PAX 0.00 6.50000% ~~747~~728.~~71576073~~83013740 43.~~05012701~~94782959 0.00000000 0.00000000 E 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 6.50000% 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are Per 1,000 Denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A1 0.~~00028600~~00000000 0.00000000 4.~~58304720~~58333320 0.~~00106400~~00000000 1000.00000000 1A2 0.~~00011334~~00000000 0.00000000 1.~~81655322~~44166672 0.~~00042047~~00000000 1000.00000000 1A3 0.~~00032862~~00000000 0.00000000 5.~~26633805~~64166672 0.~~00122459~~00000000 1000.00000000 1A5 0.~~00008950~~00000000 0.00000000 10.~~43720350~~74655100 0.~~00056550~~00000000 ~~137~~0.~~82479750~~00000000 1A6 0.~~00018876~~00000000 0.00000000 32.~~02401535~~46856139 0.~~00088533~~00000000 ~~455~~343.~~73441305~~89104121 1A8 0.~~00028598~~00000000 0.00000000 4.~~58304722~~58333340 0.~~00106433~~00000000 1000.00000000 1A9 0.~~00028594~~00000000 0.00000000 4.~~58304748~~58333343 0.~~00106426~~00000000 1000.00000000 2A1 0.00000000 0.00000000 4.~~64530067~~37181867 0.00000000 ~~807~~778.~~10498067~~56332667 2A2 0.00000000 0.00000000 5.41666693 0.00000000 1000.00000000 2AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~991~~990.~~07515140~~06146085 3A1 0.00000000 0.00000000 32.~~29395600~~79605100 0.00000000 ~~516~~425.~~19411500~~21297100 3A2 0.00000000 0.00000000 4.~~87616908~~75813550 0.00000000 ~~878~~856.~~42499872~~85689207 4A1 0.00000000 0.00000000 4.~~42191676~~07254536 0.00000000 ~~814~~756.~~50907042~~32958569 4A2 0.00000000 0.00000000 1.~~82772581~~37787788 0.00000000 ~~814~~756.~~50907028~~32958583 4A3 0.00000000 0.00000000 4.~~43665668~~39156164 0.00000000 ~~814~~756.~~50907028~~32958583 A4 0.~~00027743~~00000000 0.00000000 5.~~33305600~~33333343 0.~~00103257~~00000000 1000.00000000 A7 0.00000000 0.00000000 0.63725715 0.00000000 117.64714044 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~936~~934.~~94555115~~88551033 AX 0.00000000 0.00000000 3.~~76217485~~45524028 0.00000000 ~~637~~594.~~89058669~~06093230 B1 0.~~00024701~~00000000 0.00000000 5.~~38079314~~37636127 0.~~00084164~~00000000 ~~992~~991.~~55892572~~69571634 B2 0.~~00024699~~00000000 0.00000000 5.~~38079375~~37636057 0.~~00084019~~00000000 ~~992~~991.~~55892548~~69571670 B3 0.~~00002533~~00000000 0.00000000 5.~~38101604~~37636082 0.~~00008444~~00000000 ~~992~~991.~~55892485~~69571630 B4 0.~~00024665~~00000000 0.00000000 5.~~38079634~~37636364 0.~~00083862~~00000000 ~~992~~991.~~55892882~~69571529 B5 0.~~00024758~~00000000 0.00000000 5.~~38079106~~37635870 0.~~00084541~~00000000 ~~992~~991.~~55892512~~69571860 B6 0.~~00024570~~00000000 0.00000000 5.~~38079486~~37636032 0.~~00083897~~00000000 ~~992~~991.~~55907522~~69586270 CAP 0.00000000 0.00000000 0.00000000 0.00000000 ~~987~~956.~~91043599~~46003416 CAX 0.00000000 0.00000000 43.~~46766838~~94859983 0.00000000 ~~728~~643.~~97219073~~74236279 IAX 0.00000000 0.00000000 0.~~40344143~~33377446 0.00000000 ~~805~~788.~~40931710~~16021291 PAX 0.00000000 0.00000000 43.~~05012701~~94782959 0.00000000 ~~728~~657.~~83013740~~50090517 E 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A4_1 6.40000% 0.00 0.00 29,170,000.00 29,170,000.00 100.00000000% A4_2 6.40000% 0.00 0.00 1,500,000.00 1,500,000.00 100.00000000% A4_3 6.40000% 0.00 0.00 3,000,000.00 3,000,000.00 100.00000000% A4_4 6.40000% 0.00 0.00 1,330,000.00 1,330,000.00 100.00000000% A7_1 6.50000% 179,507.69 179,507.69 0.00 0.00 11.76470870% A7_2 6.50000% 9,230.77 9,230.77 0.00 0.00 11.76478760% A7_3 6.50000% 18,461.54 18,461.54 0.00 0.00 11.76471263% A7_4 6.50000% 8,184.62 8,184.62 0.00 0.00 11.76475154% AP_1 0.00000% 0.00 0.00 1,~~257~~222,~~862~~445.2722 1,~~222~~219,~~445~~398.2244 92.~~94429707~~71264593% AP_3 0.00000% 0.00 0.00 ~~365~~364,~~318~~941.1305 364,~~941~~497.0568 96.~~29839116~~18139742% AX_1 6.50000% 32,~~064~~953,~~249~~934.9532 2,~~953~~749,~~934~~347.3200 0.00 0.00 7771.~~24075254~~89111479% AX_3 6.50000% ~~434,385.34~~ 259,267.28 243,074.55 0.00 0.00 2120.~~37565803~~04062547% IAX_1 0.73436% 12,~~998~~987,~~328~~496.4009 12,~~987~~472,~~496~~016.0927 0.00 0.00 7875.~~86048427~~73047461% IAX_2 0.~~40283~~23630% 1311,~~286~~796,~~320~~420.7108 11,~~796~~781,~~420~~113.0845 0.00 0.00 82.~~47587219~~36885433% PAX_1 6.50000% 76,~~202~~923,~~144~~944.1672 6,~~923~~126,~~944~~721.7281 0.00 0.00 6961.~~31890052~~33752317% PAX_2 6.50000% 3,~~519~~517,~~619~~273.6269 3,~~517~~253,~~273~~345.6927 0.00 0.00 8074.~~09624670~~08600192% PAX_3 6.50000% ~~407~~406,~~202~~655.4609 406,~~655~~145.0950 0.00 0.00 80.~~66856772~~56747986%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2423,~~047~~299,~~707~~485.8912 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~106~~98,~~054~~667.8324 Realized Losses 0.00 Prepayment Penalties 088,623.0071 Total Deposits 2423,~~153~~486,~~762~~776.7207 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~163~~154,~~673~~840.2698 Payment of Interest and Principal 23,~~990~~331,~~089~~935.4609 Total Withdrawals (Pool Distribution Amount) 2423,~~153~~486,~~762~~776.7207 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 810.8200

SERVICING FEES Gross Servicing Fee ~~160~~152,~~885~~053.2168 A4-MBIA Insurance Premium 1,750.00 LPMI Insurance Premium 1,~~038~~037.0530 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~163~~154,~~673~~840.2698

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 04 0 0 04 0465,098.0072 0.00 0.00 0465,098.0072 30 Days 2429 0 0 0 2429 76,~~930~~892,~~672~~747.2225 0.00 0.00 0.00 76,~~930~~892,~~672~~747.2225 60 Days 79 0 0 0 79 12,~~731~~532,~~469~~110.4870 0.00 0.00 0.00 12,~~731~~532,~~469~~110.4870 90 Days 60 0 0 0 60 ~~1,998,822~~0.3400 0.00 0.00 0.00 ~~1,998,822~~0.3400 120 Days 34 0 0 0 34 ~~573~~1,~~914~~643,813.0214 0.00 0.00 0.00 ~~573~~1,~~914~~643,813.0214 150 Days 1 0 02 0 13 ~~461~~57,~~331~~756.5806 0.00 0516,157.0096 0.00 ~~461~~573,~~331~~914.5802 180+ Days 8 0 02 7 0 89 ~~2,761,659.68~~ 0.00 0206,239.0002 3,016,636.81 0.00 23,~~761~~222,~~659~~875.6883 Totals 4943 06 09 0 4958 1511,~~457~~126,~~869~~427.3215 0671,337.0074 03,532,794.0077 0.00 15,~~457~~330,~~869~~559.3266 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~411523% 0.000000% 0.000000% 0.~~000000~~411523% 0.~~000000~~131995% 0.000000% 0.000000% 0.~~000000~~131995% 30 Days 2.~~348337~~983539% 0.000000% 0.000000% 0.000000% 2.~~348337~~983539% 21.~~123300~~956166% 0.000000% 0.000000% 0.000000% 21.~~123300~~956166% 60 Days 0.~~684932~~925926% 0.000000% 0.000000% 0.000000% 0.~~684932~~925926% 0.~~463571~~718615% 0.000000% 0.000000% 0.000000% 0.~~463571~~718615% 90 Days 0.~~587084~~000000% 0.000000% 0.000000% 0.000000% 0.~~587084~~000000% 0.~~535150~~000000% 0.000000% 0.000000% 0.000000% 0.~~535150~~000000% 120 Days 0.~~293542~~411523% 0.000000% 0.000000% 0.000000% 0.~~293542~~411523% 0.~~153656~~466515% 0.000000% 0.000000% 0.000000% 0.~~153656~~466515% 150 Days 0.~~097847~~102881% 0.000000% 0.~~000000~~205761% 0.000000% 0.~~097847~~308642% 0.~~123514~~016391% 0.000000% 0.~~000000~~146486% 0.000000% 0.~~123514~~162877% 180+ Days 0.~~782779~~000000% 0.~~000000~~205761% 0.~~000000~~720165% 0.000000% 0.~~782779~~925926% 0.~~739386~~000000% 0.~~000000~~058531% 0.~~000000~~856123% 0.000000% 0.~~739386~~914654% Totals 4.~~794521~~423868% 0.~~000000~~617284% 0.~~000000~~925926% 0.000000% 45.~~794521~~967078% 43.~~138576~~157687% 0.~~000000~~190526% 01.~~000000~~002609% 0.000000% 4.~~138576~~350822%

Delinquency Status By Groups

~~Delinquency Status By Groups~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 04 0 0 04 0465,098.0072 0.00 0.00 0465,098.0072 30 Days 1626 0 0 0 1626 45,~~466~~965,~~819~~810.2778 0.00 0.00 0.00 45,~~466~~965,~~819~~810.2778 60 Days 57 0 0 0 57 ~~990~~798,~~598~~466.1726 0.00 0.00 0.00 ~~990~~798,~~598~~466.1726 90 Days 50 0 0 0 50 ~~1,526,885~~0.9800 0.00 0.00 0.00 ~~1,526,885~~0.9800 120 Days 23 0 0 0 23 ~~248~~1,~~425~~171,876.3178 0.00 0.00 0.00 ~~248~~1,~~425~~171,876.3178 150 Days 1 0 01 0 12 ~~461~~57,~~331~~756.5806 0.00 0190,669.0025 0.00 ~~461~~248,~~331~~425.5831 180 Days 8 0 02 7 0 89 ~~2,761,659.68~~ 0.00 0206,239.0002 3,016,636.81 0.00 23,~~761~~222,~~659~~875.6883 Totals 37 06 08 0 3751 107,~~455~~993,~~719~~909.9988 0671,337.0074 03,207,306.0006 0.00 1011,~~455~~872,~~719~~553.9968 0-29 Days 0.~~000000~~640000% 0.000000% 0.000000% 0.~~000000~~640000% 0.~~000000~~214180% 0.000000% 0.000000% 0.~~000000~~214180% 30 Days 24.~~435312~~160000% 0.000000% 0.000000% 0.000000% 24.~~435312~~160000% 12.~~932641~~747280% 0.000000% 0.000000% 0.000000% 12.~~932641~~747280% 60 Days 01.~~761035~~120000% 0.000000% 0.000000% 0.000000% 01.~~761035~~120000% 0.~~428598~~367697% 0.000000% 0.000000% 0.000000% 0.~~428598~~367697% 90 Days 0.~~761035~~000000% 0.000000% 0.000000% 0.000000% 0.~~761035~~000000% 0.~~660632~~000000% 0.000000% 0.000000% 0.000000% 0.~~660632~~000000% 120 Days 0.~~304414~~480000% 0.000000% 0.000000% 0.000000% 0.~~304414~~480000% 0.~~107485~~539654% 0.000000% 0.000000% 0.000000% 0.~~107485~~539654% 150 Days 0.~~152207~~160000% 0.000000% 0.~~000000~~160000% 0.000000% 0.~~152207~~320000% 0.~~199603~~026597% 0.000000% 0.~~000000~~087804% 0.000000% 0.~~199603~~114401% 180 Days 10.~~217656~~000000% 0.~~000000~~320000% 01.~~000000~~120000% 0.000000% 1.~~217656~~440000% 10.~~194877~~000000% 0.~~000000~~094974% 01.~~000000~~389173% 0.000000% 1.~~194877~~484147% Totals 5.~~631659~~920000% 0.~~000000~~960000% 01.~~000000~~280000% 0.000000% 58.~~631659~~160000% 43.~~523836~~681228% 0.~~000000~~309154% 01.~~000000~~476977% 0.000000% 45.~~523836~~467359% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 50 0 0 0 50 ~~2,431,041~~0.7800 0.00 0.00 0.00 ~~2,431,041~~0.7800 60 Days 1 0 0 0 1 ~~377~~1,~~132~~370,246.2924 0.00 0.00 0.00 ~~377~~1,~~132~~370,246.2924 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 10 0 0 0 10 ~~325,488~~0.7100 0.00 0.00 0.00 ~~325,488~~0.7100 150 Days 0 0 01 0 01 0.00 0.00 0325,488.0071 0.00 0325,488.0071 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 71 0 01 0 72 31,~~133~~370,~~662~~246.7824 0.00 0325,488.0071 0.00 31,~~133~~695,~~662~~734.7895 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 40.~~761905~~000000% 0.000000% 0.000000% 0.000000% 40.~~761905~~000000% 50.~~865190~~000000% 0.000000% 0.000000% 0.000000% 50.~~865190~~000000% 60 Days 0.~~952381~~970874% 0.000000% 0.000000% 0.000000% 0.~~952381~~970874% 03.~~909878~~375946% 0.000000% 0.000000% 0.000000% 03.~~909878~~375946% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~952381~~000000% 0.000000% 0.000000% 0.000000% 0.~~952381~~000000% 0.~~785282~~000000% 0.000000% 0.000000% 0.000000% 0.~~785282~~000000% 150 Days 0.000000% 0.000000% 0.~~000000~~970874% 0.000000% 0.~~000000~~970874% 0.000000% 0.000000% 0.~~000000~~801923% 0.000000% 0.~~000000~~801923% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 60.~~666667~~970874% 0.000000% 0.~~000000~~970874% 0.000000% 61.~~666667~~941748% 73.~~560350~~375946% 0.000000% 0.~~000000~~801923% 0.000000% 74.~~560350~~177870% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0563,018.0050 0.00 0.00 0.00 0563,018.0050 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 10 0 0 0 10 ~~471,936~~0.3600 0.00 0.00 0.00 ~~471,936~~0.3600 120 Days 01 0 0 0 01 0471,936.0036 0.00 0.00 0.00 0471,936.0036 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 ~~471~~1,~~936~~034,954.3686 0.00 0.00 0.00 ~~471~~1,~~936~~034,954.3686 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 03.~~000000~~508772% 0.000000% 0.000000% 0.000000% 03.~~000000~~508772% 02.~~000000~~496789% 0.000000% 0.000000% 0.000000% 02.~~000000~~496789% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 10.~~666667~~000000% 0.000000% 0.000000% 0.000000% 10.~~666667~~000000% 10.~~983083~~000000% 0.000000% 0.000000% 0.000000% 10.~~983083~~000000% 120 Days 01.~~000000~~754386% 0.000000% 0.000000% 0.000000% 01.~~000000~~754386% 02.~~000000~~092871% 0.000000% 0.000000% 0.000000% 02.~~000000~~092871% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 15.~~666667~~263158% 0.000000% 0.000000% 0.000000% 15.~~666667~~263158% 14.~~983083~~589660% 0.000000% 0.000000% 0.000000% 14.~~983083~~589660% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31 0 0 0 3 1 363,~~032,811~~917.1797 0.00 0.00 0.00 1363,~~032,811~~917.1797 60 Days 1 0 0 0 1 363,~~739~~398.0220 0.00 0.00 0.00 363,~~739~~398.0220 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 42 0 0 0 42 1727,~~396,550~~316.1917 0.00 0.00 0.00 1727,~~396,550~~316.1917 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~500000~~534759% 0.000000% 0.000000% 0.000000% 10.~~500000~~534759% 10.~~338964~~504961% 0.000000% 0.000000% 0.000000% 10.~~338964~~504961% 60 Days 0.~~500000~~534759% 0.000000% 0.000000% 0.000000% 0.~~500000~~534759% 0.~~471561~~504240% 0.000000% 0.000000% 0.000000% 0.~~471561~~504240% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 21.~~000000~~069519% 0.000000% 0.000000% 0.000000% 21.~~000000~~069519% 1.~~810526~~009202% 0.000000% 0.000000% 0.000000% 1.~~810526~~009202%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~106~~98,~~054~~667.8324

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 138,987.00 0.02933281% 138,987.00 0.~~03724212~~03947807% Fraud 9,456,554.00 1.99577906% 9,456,554.00 2.~~53392103~~68605314% Special Hazard 7,989,228.00 1.68610405% 4,000,000.00 1.~~07181581~~13616573% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 7.~~275183~~270179% Weighted Average Pass-Through Rate 6.~~783154~~777923% Weighted Average Maturity(Stepdown Calculation ) ~~346~~345 Beginning Scheduled Collateral Loan Count 1,~~071~~022 Number Of Loans Paid In Full 4950 Ending Scheduled Collateral Loan Count ~~1,022~~972 Beginning Scheduled Collateral Balance ~~394~~373,~~911~~198,~~392~~450.4836 Ending Scheduled Collateral Balance ~~373~~352,~~198~~061,~~450~~314.3613 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~373~~352,~~506~~360,~~927~~044.3472 Monthly P &I Constant 2,~~738~~586,~~674~~554.7977 Special Servicing Fee 0.00 Prepayment Penalties 088,623.0071 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 23,~~719~~074,~~898~~635.0918 Class AP Deferred Amount 0.00 Scheduled Principal ~~344~~325,~~464~~538.3644 Unscheduled Principal 2120,~~368~~811,~~477~~597.7679

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 7.~~407645~~412556 7.~~327660~~286610 6.~~986349~~944801 Weighted Average Net Rate 7.~~157645~~162556 7.~~077659~~036610 6.~~736351~~694798 Weighted Average Maturity ~~345~~ 344 ~~347~~343 346 Beginning Loan Count ~~684~~657 ~~107~~105 6460 Loans Paid In Full 2732 2 43 Ending Loan Count ~~657~~625 ~~105~~103 6057 Beginning Scheduled Balance ~~243~~230,~~803~~938,~~158~~676.3743 4241,~~929~~412,~~661~~362.9872 2523,~~038~~777,~~523~~445.8087 Ending scheduled Balance ~~230~~216,~~938~~973,~~676~~416.4325 4140,~~412~~553,~~362~~455.7204 2322,~~777~~529,~~445~~303.8754 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant 1,~~708~~620,~~831~~754.4267 ~~299~~288,~~610~~223.0280 ~~170~~158,~~233~~913.1357 Scheduled Principal ~~203~~194,~~825~~216.3750 3736,~~465~~760.0667 2421,~~459~~305.9155 Unscheduled Principal 1213,~~660~~771,~~656~~043.5768 1822,~~479,834~~147.2001 1,~~236~~226,~~618~~836.0278 Scheduled Interest 1,~~505~~426,~~006~~538.0517 ~~262~~251,~~144~~463.9613 ~~145~~137,~~773~~608.2202 Servicing Fees 5048,~~792~~112.3422 8,~~943~~627.7258 54,~~216~~953.3168 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount ~~76,260~~0.2700 0.00 ~~2,351~~0.7100 Special Hazard Fee 0.00 0.00 0.00 Other Fee 602.4403 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~377~~305,~~351~~749.0047 ~~253~~242,~~201~~835.2455 ~~138~~130,~~205~~424.2084 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~779327~~784915 7.~~077660~~036610 6.~~623640~~582281

Group Level Collateral Statement Group Group 4 Total Collateral Description Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.~~946633~~935106 7.~~275183~~270179 Weighted Average Net Rate 6.~~696633~~685106 7.~~025183~~020179 Weighted Average Maturity ~~343~~342 ~~346~~345 Beginning Loan Count ~~216~~200 1,~~071~~022 Loans Paid In Full 1613 4950 Ending Loan Count ~~200~~187 ~~1,022~~972 Beginning Scheduled Balance 8377,~~140~~069,~~048~~965.3334 ~~394~~373,~~911~~198,~~392~~450.4836 Ending scheduled Balance 7772,~~069~~005,~~965~~139.3430 ~~373~~352,~~198~~061,~~450~~314.3613 Record Date 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~560~~518,~~000~~662.2273 2,~~738~~586,~~674~~554.7977 Scheduled Principal 7873,~~714~~255.0272 ~~344~~325,~~464~~538.3644 Unscheduled Principal 54,991,~~368~~570.9732 2120,~~368~~811,~~477~~597.7679 Scheduled Interest ~~481~~445,~~286~~407.2001 2,~~394~~261,~~210~~016.4333 Servicing Fees 1716,~~320~~056.8625 8277,~~273~~749.2373 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 ~~78,611~~0.9800 Special Hazard Fee 0.00 0.00 Other Fee 435.6127 1,~~038~~037.0530 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~463~~428,~~529~~915.7349 2,~~232~~107,~~287~~925.1735 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~690346~~678329 6.~~783154~~777923

Filing Compare · STRUCTURED ASSET SEC CORP MORT PASS THR CERT SER 2002-3