8-K 1 mlm02a02.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2002-A02 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-47270-03 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2002-A02 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-A02 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2002-A02 Trust By: Wells Fargo Bank Minnesota, N. A. as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-A02 Trust, relating to the December 26, 2002 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 MLM Series: 2002-A02 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution IA 589929ZH4 SEN 5.31800% ~~196~~174,~~035~~433,~~995~~651.6088 ~~868~~773,~~766~~031.1980 2117,~~602~~138,~~343~~679.7213 IA-IO 589929ZJ0 IO 0.~~15978~~15083% 0.00 2621,~~101~~924.4506 0.00 IIA 589929ZK7 SEN 6.~~02711~~02478% 8883,~~377~~307,~~695~~723.2369 ~~443~~418,~~885~~258.0864 56,~~069~~535,~~971~~804.5497 IIA-1 589929ZL5 SEN 4.67500% 3429,~~173~~545,~~029~~975.6513 ~~133~~115,~~132~~106.4319 45,~~627~~964,~~054~~831.5249 IIA-2 589929ZM3 SEN 5.20500% 18,000,000.00 78,075.00 0.00 IIA-3 589929ZN1 SEN 5.56000% 15,725,448.00 72,861.24 0.00 IIA-4 589929ZP6 SEN 5.69000% 12,758,467.00 60,496.40 0.00 IIA-IO 589929ZQ4 IO 0.~~90073~~87093% 0.00 6055,~~541~~180.8337 0.00 IIIA 589929ZR2 SEN 5.87500% 3533,~~855~~081,~~047~~942.9196 ~~175~~161,~~540~~963.3468 2,~~773~~202,~~104~~682.9593 IIIA-IO 589929ZS0 IO 0.~~40031~~39887% 0.00 1110,~~960~~996.7913 0.00 M1 589929ZT1 SUB 5.~~75374~~74808% 6,~~767~~762,~~376~~579.8429 32,~~448~~393.1019 4,~~797~~843.5596 M2 589929ZU5 SUB 5.~~75374~~74808% 5,~~726~~722,~~242~~182.3286 27,~~456~~409.0862 4,~~059~~098.4674 M3 589929ZV3 SUB 5.~~75374~~74808% 1,~~821~~820,~~984~~693.6501 8,~~736~~721.0224 1,~~291~~304.6514 B1 MLM02A2B1 SUB 5.~~75374~~74808% 780,~~851~~297.1457 3,~~744~~737.0168 ~~553~~558.5692 B2 MLM02A2B2 SUB 5.~~75374~~74808% 520,~~566~~197.7672 2,~~496~~491.0078 ~~369~~372.0461 B3 MLM02A2B3 SUB 5.~~75374~~74808% 1,~~301~~300,~~424~~502.9130 6,~~240~~229.0549 ~~922~~931.6154 RA MLM02A2RA SEN 0.00000% 0.00 0.00 0.00 RI MLM02A2R1 SEN 0.00000% 0.00 0.00 0.00 RII MLM02A2R2 SEN 0.00000% 0.00 0.00 0.00 Totals ~~417~~383,~~844~~759,~~130~~661.0141 21,~~012~~848,~~481~~876.0151 3431,~~084~~854,~~468~~108.6043

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses IA 0.00 ~~174~~157,~~433~~294,~~651~~972.8874 2217,~~471~~911,~~109~~710.9193 0.00 IA-IO 0.00 0.00 2621,~~101~~924.4506 0.00 IIA 0.00 8376,~~307~~771,~~723~~918.6972 56,~~513~~954,~~856~~063.6261 0.00 IIA-1 0.00 2923,~~545~~581,~~975~~143.1364 46,~~760~~079,~~186~~937.9568 0.00 IIA-2 0.00 18,000,000.00 78,075.00 0.00 IIA-3 0.00 15,725,448.00 72,861.24 0.00 IIA-4 0.00 12,758,467.00 60,496.40 0.00 IIA-IO 0.00 0.00 6055,~~541~~180.8337 0.00 IIIA 0.00 3330,~~081~~879,~~942~~260.9603 2,~~948~~364,~~645~~646.2961 0.00 IIIA-IO 0.00 0.00 1110,~~960~~996.7913 0.00 M1 0.00 6,~~762~~757,~~579~~735.2933 37,~~245~~237.6515 0.00 M2 0.00 5,~~722~~718,~~182~~084.8612 31,~~515~~508.5436 0.00 M3 0.00 1,~~820~~819,~~693~~388.0186 10,~~027~~025.6738 0.00 B1 0.00 ~~780~~779,~~297~~738.5765 4,~~297~~296.5760 0.00 B2 0.00 ~~520~~519,~~197~~825.7211 2,~~865~~864.0439 0.00 B3 0.00 1,~~300~~299,~~502~~570.3077 7,~~162~~161.6603 0.00 RA 0.00 0.00 0.00 0.00 RI 0.00 0.00 0.00 0.00 RII 0.00 0.00 0.00 0.00 Totals 0.00 ~~383~~351,~~759~~905,~~661~~552.4197 3633,~~096~~702,~~949~~984.6194 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) IA 271,099,971.00 ~~196~~174,~~035~~433,~~995~~651.6088 ~~224~~201,~~149~~036.0025 2116,~~378~~937,~~194~~642.7288 0.00 0.00 IA-IO 0.00 0.00 0.00 0.00 0.00 0.00 IIA 100,000,000.00 8883,~~377~~307,~~695~~723.2369 2019,~~392~~817.2926 56,~~049~~515,~~579~~987.2671 0.00 0.00 IIA-1 44,780,000.00 3429,~~173~~545,~~029~~975.6513 18,~~610~~086.8001 45,~~608~~946,~~443~~745.7249 0.00 0.00 IIA-2 18,000,000.00 18,000,000.00 0.00 0.00 0.00 0.00 IIA-3 15,725,448.00 15,725,448.00 0.00 0.00 0.00 0.00 IIA-4 12,758,467.00 12,758,467.00 0.00 0.00 0.00 0.00 IIA-IO 0.00 0.00 0.00 0.00 0.00 0.00 IIIA 42,668,041.00 3533,~~855~~081,~~047~~942.9196 3,~~650~~367.1897 2,~~769~~199,~~454~~314.7796 0.00 0.00 IIIA-IO 0.00 0.00 0.00 0.00 0.00 0.00 M1 6,785,957.00 6,~~767~~762,~~376~~579.8429 4,~~797~~843.5596 0.00 0.00 0.00 M2 5,741,964.00 5,~~726~~722,~~242~~182.3286 4,~~059~~098.4674 0.00 0.00 0.00 M3 1,826,987.00 1,~~821~~820,~~984~~693.6501 1,~~291~~304.6514 0.00 0.00 0.00 B1 782,995.00 780,~~851~~297.1457 ~~553~~558.5692 0.00 0.00 0.00 B2 521,996.00 520,~~566~~197.7672 ~~369~~372.0461 0.00 0.00 0.00 B3 1,304,998.04 1,~~301~~300,~~424~~502.9130 ~~922~~931.6154 0.00 0.00 0.00 RA 0.00 0.00 0.00 0.00 0.00 0.00 RI 0.00 0.00 0.00 0.00 0.00 0.00 RII 0.00 0.00 0.00 0.00 0.00 0.00 Totals 521,996,824.04 ~~417~~383,~~844~~759,~~130~~661.0141 ~~278~~254,~~796~~417.1440 3331,~~805~~599,~~672~~691.4704 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution IA 2117,~~602~~138,~~343~~679.7213 ~~174~~157,~~433~~294,~~651~~972.8874 0.~~64342925~~58021022 2117,~~602~~138,~~343~~679.7213 IA-IO 0.00 0.00 0.00000000 0.00 IIA 56,~~069~~535,~~971~~804.5497 8376,~~307~~771,~~723~~918.6972 0.~~83307724~~76771919 56,~~069~~535,~~971~~804.5497 IIA-1 45,~~627~~964,~~054~~831.5249 2923,~~545~~581,~~975~~143.1364 0.~~65980293~~52659990 45,~~627~~964,~~054~~831.5249 IIA-2 0.00 18,000,000.00 1.00000000 0.00 IIA-3 0.00 15,725,448.00 1.00000000 0.00 IIA-4 0.00 12,758,467.00 1.00000000 0.00 IIA-IO 0.00 0.00 0.00000000 0.00 IIIA 2,~~773~~202,~~104~~682.9593 3330,~~081~~879,~~942~~260.9603 0.~~77533306~~72370935 2,~~773~~202,~~104~~682.9593 IIIA-IO 0.00 0.00 0.00000000 0.00 M1 4,~~797~~843.5596 6,~~762~~757,~~579~~735.2933 0.~~99655499~~99584117 4,~~797~~843.5596 M2 4,~~059~~098.4674 5,~~722~~718,~~182~~084.8612 0.~~99655499~~99584117 4,~~059~~098.4674 M3 1,~~291~~304.6514 1,~~820~~819,~~693~~388.0186 0.~~99655499~~99584116 1,~~291~~304.6514 B1 ~~553~~558.5692 ~~780~~779,~~297~~738.5765 0.~~99655498~~99584116 ~~553~~558.5692 B2 ~~369~~372.0461 ~~520~~519,~~197~~825.7211 0.~~99655499~~99584118 ~~369~~372.0461 B3 ~~922~~931.6154 1,~~300~~299,~~502~~570.3077 0.~~99655498~~99584117 ~~922~~931.6154 RA 0.00 0.00 0.00000000 0.00 RI 0.00 0.00 0.00000000 0.00 RII 0.00 0.00 0.00000000 0.00 Totals 3431,~~084~~854,~~468~~108.6043 ~~383~~351,~~759~~905,~~661~~552.4197 0.~~73517624~~67415267 3431,~~084~~854,~~468~~108.6043

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion IA 271,099,971.00 ~~723~~643.~~11330347~~42925319 0.~~82681307~~74155762 7862.~~85723721~~47747950 0.00000000 IA-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 IIA 100,000,000.00 ~~883~~833.~~77695230~~07723690 0.~~20392290~~19817260 5065.~~49579260~~15987710 0.00000000 IIA-1 44,780,000.00 ~~763~~659.~~13152412~~80292832 0.~~41560518~~40388589 ~~102~~132.~~91299062~~79914002 0.00000000 IIA-2 18,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 IIA-3 15,725,448.00 1000.00000000 0.00000000 0.00000000 0.00000000 IIA-4 12,758,467.00 1000.00000000 0.00000000 0.00000000 0.00000000 IIA-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 IIIA 42,668,041.00 ~~840~~775.~~32561771~~33306392 0.~~08554834~~07893425 6451.~~90700546~~54478407 0.00000000 IIIA-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M1 6,785,957.00 ~~997~~996.~~26196909~~55498701 0.~~70698208~~71382120 0.00000000 0.00000000 M2 5,741,964.00 ~~997~~996.~~26196820~~55498711 0.~~70698110~~71382196 0.00000000 0.00000000 M3 1,826,987.00 ~~997~~996.~~26196738~~55498917 0.~~70698368~~71382008 0.00000000 0.00000000 B1 782,995.00 ~~997~~996.~~26197485~~55498439 0.~~70697769~~71382320 0.00000000 0.00000000 B2 521,996.00 ~~997~~996.~~26197136~~55499276 0.~~70697860~~71381773 0.00000000 0.00000000 B3 1,304,998.04 ~~997~~996.~~26196524~~55498333 0.~~70698190~~71382483 0.00000000 0.00000000 RA 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RI 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution IA 0.00000000 7963.~~68405028~~21903712 ~~643~~580.~~42925319~~21021603 0.~~64342925~~58021022 7963.~~68405028~~21903712 IA-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 IIA 0.00000000 5065.~~69971540~~35804970 ~~833~~767.~~07723690~~71918720 0.~~83307724~~76771919 5065.~~69971540~~35804970 IIA-1 0.00000000 ~~103~~133.~~32859580~~20302568 ~~659~~526.~~80292832~~59990264 0.~~65980293~~52659990 ~~103~~133.~~32859580~~20302568 IIA-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IIA-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IIA-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IIA-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 IIIA 0.00000000 6451.~~99255379~~62371832 ~~775~~723.~~33306392~~70934560 0.~~77533306~~72370935 6451.~~99255379~~62371832 IIIA-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M1 0.00000000 0.~~70698208~~71382120 ~~996~~995.~~55498701~~84116581 0.~~99655499~~99584117 0.~~70698208~~71382120 M2 0.00000000 0.~~70698110~~71382196 ~~996~~995.~~55498711~~84116515 0.~~99655499~~99584117 0.~~70698110~~71382196 M3 0.00000000 0.~~70698368~~71382008 ~~996~~995.~~55498917~~84116362 0.~~99655499~~99584116 0.~~70698368~~71382008 B1 0.00000000 0.~~70697769~~71382320 ~~996~~995.~~55498439~~84116118 0.~~99655498~~99584116 0.~~70697769~~71382320 B2 0.00000000 0.~~70697860~~71381773 ~~996~~995.~~55499276~~84117503 0.~~99655499~~99584118 0.~~70697860~~71381773 B3 0.00000000 0.~~70698190~~71382483 ~~996~~995.~~55498333~~84116617 0.~~99655498~~99584117 0.~~70698190~~71382483 RA 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RI 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall IA 271,099,971.00 5.31800% ~~196~~174,~~035~~433,~~995~~651.6088 ~~868~~773,~~766~~031.1980 0.00 0.00 IA-IO 0.00 0.~~15978~~15083% ~~196~~174,~~035~~433,~~995~~651.6088 2621,~~101~~924.4506 0.00 0.00 IIA 100,000,000.00 6.~~02711~~02478% 8883,~~377~~307,~~695~~723.2369 ~~443~~418,~~885~~258.0864 0.00 0.00 IIA-1 44,780,000.00 4.67500% 3429,~~173~~545,~~029~~975.6513 ~~133~~115,~~132~~106.4319 0.00 0.00 IIA-2 18,000,000.00 5.20500% 18,000,000.00 78,075.00 0.00 0.00 IIA-3 15,725,448.00 5.56000% 15,725,448.00 72,861.24 0.00 0.00 IIA-4 12,758,467.00 5.69000% 12,758,467.00 60,496.40 0.00 0.00 IIA-IO 0.00 0.~~90073~~87093% 8076,~~656~~029,~~944~~890.6513 6055,~~541~~180.8337 0.00 0.00 IIIA 42,668,041.00 5.87500% 3533,~~855~~081,~~047~~942.9196 ~~175~~161,~~540~~963.3468 0.00 0.00 IIIA-IO 0.00 0.~~40031~~39887% 3533,~~855~~081,~~047~~942.9196 1110,~~960~~996.7913 0.00 0.00 M1 6,785,957.00 5.~~75374~~74808% 6,~~767~~762,~~376~~579.8429 32,~~448~~393.1019 0.00 0.00 M2 5,741,964.00 5.~~75374~~74808% 5,~~726~~722,~~242~~182.3286 27,~~456~~409.0862 0.00 0.00 M3 1,826,987.00 5.~~75374~~74808% 1,~~821~~820,~~984~~693.6501 8,~~736~~721.0224 0.00 0.00 B1 782,995.00 5.~~75374~~74808% 780,~~851~~297.1457 3,~~744~~737.0168 0.00 0.00 B2 521,996.00 5.~~75374~~74808% 520,~~566~~197.7672 2,~~496~~491.0078 0.00 0.00 B3 1,304,998.04 5.~~75374~~74808% 1,~~301~~300,~~424~~502.9130 6,~~240~~229.0549 0.00 0.00 RA 0.00 0.00000% 0.00 0.00 0.00 0.00 RI 0.00 0.00000% 0.00 0.00 0.00 0.00 RII 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 521,996,824.04 21,~~012~~848,~~481~~876.0151 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance IA 0.00 0.00 ~~868~~773,~~766~~031.1980 0.00 ~~174~~157,~~433~~294,~~651~~972.8874 IA-IO 0.00 0.00 2621,~~101~~924.4506 0.00 ~~174~~157,~~433~~294,~~651~~972.8874 IIA 0.00 0.00 ~~443~~418,~~885~~258.0864 0.00 8376,~~307~~771,~~723~~918.6972 IIA-1 0.00 0.00 ~~133~~115,~~132~~106.4319 0.00 2923,~~545~~581,~~975~~143.1364 IIA-2 0.00 0.00 78,075.00 0.00 18,000,000.00 IIA-3 0.00 0.00 72,861.24 0.00 15,725,448.00 IIA-4 0.00 0.00 60,496.40 0.00 12,758,467.00 IIA-IO 0.00 0.00 6055,~~541~~180.8337 0.00 7670,~~029~~065,~~890~~058.1364 IIIA 0.00 0.00 ~~175~~161,~~540~~963.3468 0.00 3330,~~081~~879,~~942~~260.9603 IIIA-IO 0.00 0.00 1110,~~960~~996.7913 0.00 3330,~~081~~879,~~942~~260.9603 M1 0.00 0.00 32,~~448~~393.1019 0.00 6,~~762~~757,~~579~~735.2933 M2 0.00 0.00 27,~~456~~409.0862 0.00 5,~~722~~718,~~182~~084.8612 M3 0.00 0.00 8,~~736~~721.0224 0.00 1,~~820~~819,~~693~~388.0186 B1 0.00 0.00 3,~~744~~737.0168 0.00 ~~780~~779,~~297~~738.5765 B2 0.00 0.00 2,~~496~~491.0078 0.00 ~~520~~519,~~197~~825.7211 B3 0.00 0.00 6,~~240~~229.0549 0.00 1,~~300~~299,~~502~~570.3077 RA 0.00 0.00 0.00 0.00 0.00 RI 0.00 0.00 0.00 0.00 0.00 RII 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 21,~~012~~848,~~481~~876.0151 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall IA 271,099,971.00 5.31800% ~~723~~643.~~11330347~~42925319 32.~~20459713~~85146397 0.00000000 0.00000000 IA-IO 0.00 0.~~15978~~15083% ~~723~~643.~~11330347~~42925319 0.~~09627980~~08087076 0.00000000 0.00000000 IIA 100,000,000.00 6.~~02711~~02478% ~~883~~833.~~77695230~~07723690 4.~~43885080~~18258640 0.00000000 0.00000000 IIA-1 44,780,000.00 4.67500% ~~763~~659.~~13152412~~80292832 2.~~97303327~~57048213 0.00000000 0.00000000 IIA-2 18,000,000.00 5.20500% 1000.00000000 4.33750000 0.00000000 0.00000000 IIA-3 15,725,448.00 5.56000% 1000.00000000 4.63333318 0.00000000 0.00000000 IIA-4 12,758,467.00 5.69000% 1000.00000000 4.74166685 0.00000000 0.00000000 IIA-IO 0.00 0.~~90073~~87093% ~~883~~833.~~77695226~~07723682 0.~~66337095~~60462418 0.00000000 0.00000000 IIIA 42,668,041.00 5.87500% ~~840~~775.~~32561771~~33306392 43.~~11409420~~79590148 0.00000000 0.00000000 IIIA-IO 0.00 0.~~40031~~39887% ~~840~~775.~~32561771~~33306392 0.~~28032199~~25771350 0.00000000 0.00000000 M1 6,785,957.00 5.~~75374~~74808% ~~997~~996.~~26196909~~55498701 4.~~78165423~~77356252 0.00000000 0.00000000 M2 5,741,964.00 5.~~75374~~74808% ~~997~~996.~~26196820~~55498711 4.~~78165311~~77356180 0.00000000 0.00000000 M3 1,826,987.00 5.~~75374~~74808% ~~997~~996.~~26196738~~55498917 4.~~78165417~~77356434 0.00000000 0.00000000 B1 782,995.00 5.~~75374~~74808% ~~997~~996.~~26197485~~55498439 4.~~78165250~~77356816 0.00000000 0.00000000 B2 521,996.00 5.~~75374~~74808% ~~997~~996.~~26197136~~55499276 4.~~78164584~~77356148 0.00000000 0.00000000 B3 1,304,998.04 5.~~75374~~74808% ~~997~~996.~~26196524~~55498333 4.~~78165469~~77356273 0.00000000 0.00000000 RA 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 RI 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance IA 0.00000000 0.00000000 32.~~20459713~~85146397 0.00000000 ~~643~~580.~~42925319~~21021603 IA-IO 0.00000000 0.00000000 0.~~09627980~~08087076 0.00000000 ~~643~~580.~~42925319~~21021603 IIA 0.00000000 0.00000000 4.~~43885080~~18258640 0.00000000 ~~833~~767.~~07723690~~71918720 IIA-1 0.00000000 0.00000000 2.~~97303327~~57048213 0.00000000 ~~659~~526.~~80292832~~59990264 IIA-2 0.00000000 0.00000000 4.33750000 0.00000000 1000.00000000 IIA-3 0.00000000 0.00000000 4.63333318 0.00000000 1000.00000000 IIA-4 0.00000000 0.00000000 4.74166685 0.00000000 1000.00000000 IIA-IO 0.00000000 0.00000000 0.~~66337095~~60462418 0.00000000 ~~833~~767.~~07723682~~71918715 IIIA 0.00000000 0.00000000 43.~~11409420~~79590148 0.00000000 ~~775~~723.~~33306392~~70934560 IIIA-IO 0.00000000 0.00000000 0.~~28032199~~25771350 0.00000000 ~~775~~723.~~33306392~~70934560 M1 0.00000000 0.00000000 4.~~78165423~~77356252 0.00000000 ~~996~~995.~~55498701~~84116581 M2 0.00000000 0.00000000 4.~~78165311~~77356180 0.00000000 ~~996~~995.~~55498711~~84116515 M3 0.00000000 0.00000000 4.~~78165417~~77356434 0.00000000 ~~996~~995.~~55498917~~84116362 B1 0.00000000 0.00000000 4.~~78165250~~77356816 0.00000000 ~~996~~995.~~55498439~~84116118 B2 0.00000000 0.00000000 4.~~78164584~~77356148 0.00000000 ~~996~~995.~~55499276~~84117503 B3 0.00000000 0.00000000 4.~~78165469~~77356273 0.00000000 ~~996~~995.~~55498333~~84116617 RA 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RI 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3633,~~193~~803,~~260~~876.9960 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 3116,~~622~~476.7013 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 3633,~~224~~820,~~883~~352.6973 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~127~~117,~~934~~367.0879 Payment of Interest and Principal 3633,~~096~~702,~~949~~984.6194 Total Withdrawals (Pool Distribution Amount) 3633,~~224~~820,~~883~~352.6973 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~127~~117,~~934~~367.0879 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~127~~117,~~934~~367.0879

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 83 0 0 0 8 3 1,~~450~~138,~~898~~067.9176 0.00 0.00 0.00 31,~~450~~138,~~898~~067.9176 60 Days 43 0 0 0 43 21,~~345~~253,~~290~~857.1544 0.00 0.00 0.00 21,~~345~~253,~~290~~857.1544 90 Days 01 0 0 0 01 0487,239.0002 0.00 0.00 0.00 0487,239.0002 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 127 0 0 0 127 52,~~796~~879,~~189~~164.0622 0.00 0.00 0.00 52,~~796~~879,~~189~~164.0622 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~890869~~361446% 0.000000% 0.000000% 0.000000% 0.~~890869~~361446% 0.~~898725~~323214% 0.000000% 0.000000% 0.000000% 0.~~898725~~323214% 60 Days 0.~~445434~~361446% 0.000000% 0.000000% 0.000000% 0.~~445434~~361446% 0.~~610789~~356099% 0.000000% 0.000000% 0.000000% 0.~~610789~~356099% 90 Days 0.~~000000~~120482% 0.000000% 0.000000% 0.000000% 0.~~000000~~120482% 0.~~000000~~138377% 0.000000% 0.000000% 0.000000% 0.~~000000~~138377% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~336303~~843373% 0.000000% 0.000000% 0.000000% 10.~~336303~~843373% 10.~~509514~~817690% 0.000000% 0.000000% 0.000000% 10.~~509514~~817690%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 42 0 0 0 42 1701,~~770,970~~532.5218 0.00 0.00 0.00 1701,~~770,970~~532.5218 60 Days 42 0 0 0 4 2 1,~~345~~151,~~290~~957.1546 0.00 0.00 0.00 21,~~345~~151,~~290~~957.1546 90 Days 01 0 0 0 01 0487,239.0002 0.00 0.00 0.00 0487,239.0002 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 85 0 0 0 85 42,~~116~~340,~~260~~728.6766 0.00 0.00 0.00 42,~~116~~340,~~260~~728.6766 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~985222~~542005% 0.000000% 0.000000% 0.000000% 0.~~985222~~542005% 0.~~964198~~421314% 0.000000% 0.000000% 0.000000% 0.~~964198~~421314% 60 Days 0.~~985222~~542005% 0.000000% 0.000000% 0.000000% 0.~~985222~~542005% 10.~~276884~~691823% 0.000000% 0.000000% 0.000000% 10.~~276884~~691823% 90 Days 0.~~000000~~271003% 0.000000% 0.000000% 0.000000% 0.~~000000~~271003% 0.~~000000~~292618% 0.000000% 0.000000% 0.000000% 0.~~000000~~292618% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~970443~~355014% 0.000000% 0.000000% 0.000000% 1.~~970443~~355014% 21.~~241082~~405756% 0.000000% 0.000000% 0.000000% 21.~~241082~~405756% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 41 0 0 0 4 1 436,~~679,928~~535.3958 0.00 0.00 0.00 1436,~~679,928~~535.3958 60 Days 01 0 0 0 01 0101,899.0098 0.00 0.00 0.00 0101,899.0098 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 42 0 0 0 42 1538,~~679,928~~435.3956 0.00 0.00 0.00 1538,~~679,928~~435.3956 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~012658~~271003% 0.000000% 0.000000% 0.000000% 10.~~012658~~271003% 10.~~013306~~284788% 0.000000% 0.000000% 0.000000% 10.~~013306~~284788% 60 Days 0.~~000000~~271003% 0.000000% 0.000000% 0.000000% 0.~~000000~~271003% 0.~~000000~~066478% 0.000000% 0.000000% 0.000000% 0.~~000000~~066478% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~012658~~542005% 0.000000% 0.000000% 0.000000% 10.~~012658~~542005% 10.~~013306~~351265% 0.000000% 0.000000% 0.000000% 10.~~013306~~351265% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group III No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3116,~~622~~476.7013

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 250,896,853.04 48.06482367% ~~209~~194,~~326~~610,~~009~~580.5323 5455.~~54612107~~30193502% 4544.~~453879~~698065% 0.000000% Class 2A 150,896,853.04 28.90761899% ~~126~~117,~~018~~838,~~285~~661.8451 3233.~~83781453~~48587725% 21.~~708307~~816058% ~~492~~454.~~756966~~423824% Class 2A1 106,116,853.04 20.32902274% 9694,~~472~~257,~~310~~517.7187 2526.~~13873145~~78489074% 76.~~699083~~700987% ~~174~~139.~~761528~~580118% Class 2A2 88,116,853.04 16.88072589% 7876,~~472~~257,~~310~~517.7187 2021.~~44829580~~66988194% 45.~~690436~~115009% 106.~~468224~~544541% Class 2A3 72,391,405.04 13.86816963% 6260,~~746~~532,~~862~~069.7187 1617.~~35056235~~20122611% 4.~~097733~~468656% 93.~~014473~~081146% Class 2A4 59,632,938.04 11.42400400% 4947,~~988~~773,~~395~~602.7187 13.~~02596410~~57568884% 3.~~324598~~625537% 75.~~465074~~519167% Class 3A 16,964,897.04 3.25000005% 16,~~906~~894,~~452~~342.7584 4.~~40547938~~80081735% 8.~~620485~~774871% ~~195~~182.~~676429~~778699% Class R-I 16,964,897.04 3.25000005% 16,~~906~~894,~~452~~342.7584 4.~~40547938~~80081735% 0.000000% 0.000000% Class R-II 16,964,897.04 3.25000005% 16,~~906~~894,~~452~~342.7584 4.~~40547938~~80081735% 0.000000% 0.000000% Class M-1 10,178,940.04 1.95000038% 10,~~143~~136,~~873~~607.4651 2.~~64328810~~88049092% 1.~~762191~~920326% 39.999989% Class M-2 4,436,976.04 0.85000058% 4,~~421~~418,~~690~~523.6039 1.~~15220307~~25559922% 1.~~491085~~624892% 33.846147% Class M-3 2,609,989.04 0.50000094% 2,~~600~~599,~~997~~134.5953 0.~~67776732~~73858867% 0.~~474436~~517011% 10.~~769220~~769219% Class B-1 1,826,994.04 0.35000099% 1,~~820~~819,~~700~~395.0288 0.~~47443757~~51701255% 0.~~203330~~221576% 4.615383% Class B-2 1,304,998.04 0.25000115% 1,~~300~~299,~~502~~570.3077 0.~~33888458~~36929533% 0.~~135553~~147717% 3.076918% Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.~~338885~~369295% 7.692343% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 278,768.00 0.05340416% 278,768.00 0.~~07264130~~07921671% Fraud 10,439,936.00 1.99999991% 10,439,936.00 2.~~72043600~~96668692% Special Hazard 5,219,968.00 0.99999995% 5,219,968.00 1.~~36021800~~48334346% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 6.~~147024~~148362% Weighted Average Net Coupon 5.~~779613~~781358% Weighted Average Pass-Through Rate 5.~~779613~~781358% Weighted Average Maturity(Stepdown Calculation ) ~~352~~351 Beginning Scheduled Collateral Loan Count ~~968~~898 Number Of Loans Paid In Full 7068 Ending Scheduled Collateral Loan Count ~~898~~830 Beginning Scheduled Collateral Balance ~~417~~383,~~844~~759,~~130~~661.0141 Ending Scheduled Collateral Balance ~~383~~351,~~759~~905,~~661~~552.4198 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~383~~352,~~977~~109,~~093~~397.4877 Monthly P &I Constant 2,~~419~~220,~~211~~661.1269 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 3633,~~003~~609,~~835~~892.4804 Scheduled Principal ~~278~~254,~~796~~417.1339 Unscheduled Principal 3331,~~805~~599,~~672~~691.4704

Miscellaneous Reporting Group I Available Funds 2217,~~548~~985,~~965~~345.8215 Group II Available Funds 1013,~~579~~334,~~739~~361.3214 Group III Available Funds 2,~~968~~383,~~244~~278.4865

Group Level Collateral Statement Group Group I Group II Group III Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 5.~~837316~~827101 6.~~402110~~399776 6.~~650305~~648869 Weighted Average Net Rate 5.~~477775~~468825 6.~~027110~~024776 6.~~275305~~273869 Weighted Average Maturity ~~355~~354 ~~355~~354 ~~355~~354 Beginning Loan Count ~~452~~406 ~~413~~395 ~~103~~97 Loans Paid In Full 4637 1826 65 Ending Loan Count ~~406~~369 ~~395~~369 9792 Beginning Scheduled Balance ~~205~~183,~~102~~489,~~650~~940.6202 ~~175~~165,~~453~~755,~~665~~158.6041 3734,~~287~~514,~~813~~562.7998 Ending scheduled Balance ~~183~~166,~~489~~340,~~940~~823.0244 ~~165~~153,~~755~~252,~~158~~995.41 34 32,~~514~~311,~~562~~734.9820 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant 1,~~232~~102,~~223~~485.3677 ~~976~~923,~~545~~426.6143 ~~210~~194,~~442~~749.1549 Scheduled Principal ~~234~~211,~~515~~473.8870 4039,~~484~~429.2187 3,~~796~~513.0482 Unscheduled Principal 2116,~~378~~937,~~194~~642.7288 912,~~658~~462,~~022~~733.9820 2,~~769~~199,~~454~~314.7796 Scheduled Interest ~~997~~891,~~707~~012.4807 ~~936~~883,~~061~~996.4056 ~~206~~191,~~646~~235.1167 Servicing Fees 6154,~~452~~783.2650 5451,~~829~~798.2649 1110,~~652~~785.4580 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~936~~836,~~255~~228.2257 ~~881~~832,~~232~~198.1407 ~~194~~180,~~993~~449.6687 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~477775~~468825 6.~~027110~~024776 6.~~275305~~273869

Group Level Collateral Statement Group Total Collateral Description Fixed & Mixed ARM Weighted Average Coupon Rate 6.~~147024~~148362 Weighted Average Net Rate 5.~~779613~~781358 Weighted Average Maturity ~~352~~351 Beginning Loan Count ~~968~~898 Loans Paid In Full 7068 Ending Loan Count ~~898~~830 Beginning Scheduled Balance ~~417~~383,~~844~~759,~~130~~661.0141 Ending scheduled Balance ~~383~~351,~~759~~905,~~661~~552.4198 Record Date 1011/3130/2002 Principal And Interest Constant 2,~~419~~220,~~211~~661.1269 Scheduled Principal ~~278~~254,~~796~~417.1339 Unscheduled Principal 3331,~~805~~599,~~672~~691.4704 Scheduled Interest 21,~~140~~966,~~414~~244.9930 Servicing Fees ~~127~~117,~~933~~367.9779 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 21,~~012~~848,~~481~~876.0251 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.~~779613~~781358

Filing Compare · MERRILL LYNCH MORT INV INC MORT PAS TH CRT MLMI SER 2002 A2