8-K 1 bst01010.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-10 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-51279-20 Pooling and Servicing Agreement) (Commission 90-0030632 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2001-10 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-10 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-10 Trust By: Wells Fargo Bank Minnesota, N.A. as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/2/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-10 Trust, relating to the December 26, 2002 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 BST Series: 2001-10 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MHG0 SEN 6.~~10272~~12248% 4238,~~792~~702,~~133~~587.8722 ~~216~~197,~~583~~437.1782 42,~~089~~915,~~546~~502.6542 R-1 BST0110R1 RES 6.~~19763~~19838% 0.00 0.00 0.00 R-2 BST0110R2 RES 6.~~19763~~19838% 0.00 0.00 0.00 II-A 07384MHK1 SEN 6.~~20327~~18769% ~~145~~126,~~523~~368,~~308~~933.5297 ~~748~~651,~~669~~526.5230 1912,~~154~~906,~~374~~850.5480 III-A 07384MHL9 SEN 6.~~36166~~32437% 6552,~~972~~069,~~117~~236.2561 ~~348~~274,~~070~~386.8701 138,~~902~~657,~~880~~529.6491 IV-A 07384MHM7 SEN 6.~~43282~~43520% 1615,~~010~~873,~~807~~019.0728 85,~~418~~110.4685 ~~137~~1,~~787~~480,547.7804 V-A 07384MHN5 SEN 6.~~14758~~14345% ~~211~~172,~~636~~303,~~764~~190.9609 1882,~~079,026~~000.6525 3920,~~333~~335,~~574~~563.8689 VI-A 07384MHP0 SEN 6.~~07310~~07005% ~~121~~102,~~683~~280,~~168~~337.0563 ~~612~~517,~~883~~305.8370 1914,~~402~~185,~~830~~707.4257 B-1 07384MHQ8 SUB 6.~~16257~~15510% 13,~~338~~326,~~604~~011.0539 68,~~172~~343.5174 12781,~~592~~066.6603 B-2 0738AMHR6 SUB 6.~~16257~~15510% 9,~~701~~691,~~010~~851.1969 49,~~581~~705.0760 9568,~~158~~060.5016 B-3 07384MHS4 SUB 6.~~16257~~15510% 6,~~669~~662,~~202~~906.9167 34,~~085~~171.7536 6390,~~296~~527.2421 B-4 07384MHW5 SUB 6.~~16257~~15510% 3,~~031~~028,~~609~~746.0597 15,~~494~~533.3022 2177,~~862~~521.0734 B-5 07384MHX3 SUB 6.~~16257~~15510% 2,~~425~~422,~~227~~938.7717 12,~~395~~426.1427 2142,~~289~~013.6059 B-6 07384MHY1 SUB 6.~~16257~~15510% 2,~~425~~423,~~426~~136.4263 12,~~396~~427.1629 2142,~~289~~025.7922 Totals ~~641~~545,~~209~~152,~~380~~896.1132 32,~~282~~800,~~777~~374.4341 9662,~~056~~682,~~483~~915.7518

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 3835,~~702~~787,~~587~~084.2280 43,~~306~~112,~~129~~940.8224 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 II-A 0.00 ~~126~~113,~~368~~462,~~933~~083.9717 1913,~~903~~558,~~044~~377.0610 0.00 III-A 0.00 5243,~~069~~411,~~236~~706.6170 148,~~250~~931,~~951~~915.5192 0.00 IV-A 0.00 1514,~~873~~392,~~019~~472.2824 ~~223~~1,~~206~~565,657.2489 0.00 V-A 0.00 ~~172~~151,~~303~~967,~~190~~626.0920 4021,~~412~~217,~~601~~564.5114 0.00 VI-A 0.00 ~~102~~88,~~280~~094,~~337~~630.6307 2014,~~015~~703,~~714~~013.2527 0.00 B-1 0.00 1312,~~326~~544,~~011~~945.3936 80849,~~765~~409.1777 0.00 B-2 0.00 9,~~691~~123,~~851~~791.6953 58617,~~739~~765.5776 0.00 B-3 0.00 6,~~662~~272,~~906~~379.6746 40424,~~381~~698.9957 0.00 B-4 0.00 32,~~028~~851,~~746~~225.9764 18193,~~356~~054.3756 0.00 B-5 0.00 2,~~422~~280,~~938~~924.1758 14154,~~684~~439.7486 0.00 B-6 0.00 2,~~423~~281,~~136~~111.6341 14154,~~685~~452.9551 0.00 Totals 0.00 ~~545~~482,~~152~~469,~~896~~981.3216 9965,~~339~~483,~~261~~289.1859 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 80,805,000.00 4238,~~792~~702,~~133~~587.8722 4743,~~018~~238.8199 42,~~042~~872,~~527~~263.8443 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 II-A 244,830,200.00 ~~145~~126,~~523~~368,~~308~~933.5297 ~~142~~124,~~212~~892.1876 1912,~~012~~781,~~162~~958.3605 0.00 0.00 III-A 106,457,400.00 6552,~~972~~069,~~117~~236.2561 6250,~~911~~882.2452 138,~~839~~606,~~969~~647.4039 0.00 0.00 IV-A 21,648,300.00 1615,~~010~~873,~~807~~019.0728 89,~~970~~682.3444 ~~128~~1,~~817~~470,864.4460 0.00 0.00 V-A 446,702,500.00 ~~211~~172,~~636~~303,~~764~~190.9609 ~~193~~160,~~475~~313.0575 3920,~~140~~175,~~099~~250.8114 0.00 0.00 VI-A 285,068,900.00 ~~121~~102,~~683~~280,~~168~~337.0563 ~~114~~99,~~913~~378.1906 1914,~~287~~086,~~917~~329.2351 0.00 0.00 B-1 13,457,800.00 13,~~338~~326,~~604~~011.0539 12,~~592~~837.6618 0768,228.0085 0.00 0.00 B-2 9,787,700.00 9,~~701~~691,~~010~~851.1969 9,~~158~~336.5033 0558,723.0083 0.00 0.00 B-3 6,728,800.00 6,~~669~~662,~~202~~906.9167 6,~~296~~418.2449 0384,108.0072 0.00 0.00 B-4 3,058,700.00 3,~~031~~028,~~609~~746.0597 2,~~862~~917.0764 0174,603.0069 0.00 0.00 B-5 2,446,900.00 2,~~425~~422,~~227~~938.7717 2,~~289~~334.6006 0139,679.0053 0.00 0.00 B-6 2,447,100.94 2,~~425~~423,~~426~~136.4263 2,~~289~~334.7925 0139,690.0097 0.00 0.00 Totals 1,223,439,400.94 ~~641~~545,~~209~~152,~~380~~896.1132 ~~604~~524,~~989~~566.6747 9562,~~451~~158,~~494~~348.0871 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 42,~~089~~915,~~546~~502.6542 3835,~~702~~787,~~587~~084.2280 0.~~47896278~~44288206 42,~~089~~915,~~546~~502.6542 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 II-A 1912,~~154~~906,~~374~~850.5480 ~~126~~113,~~368~~462,~~933~~083.9717 0.~~51614929~~46343173 1912,~~154~~906,~~374~~850.5480 III-A 138,~~902~~657,~~880~~529.6491 5243,~~069~~411,~~236~~706.6170 0.~~48910866~~40778477 138,~~902~~657,~~880~~529.6491 IV-A ~~137~~1,~~787~~480,547.7804 1514,~~873~~392,~~019~~472.2824 0.~~73322244~~66483152 ~~137~~1,~~787~~480,547.7804 V-A 3920,~~333~~335,~~574~~563.8689 ~~172~~151,~~303~~967,~~190~~626.0920 0.~~38572247~~34019874 3920,~~333~~335,~~574~~563.8689 VI-A 1914,~~402~~185,~~830~~707.4257 ~~102~~88,~~280~~094,~~337~~630.6307 0.~~35879164~~30902926 1914,~~402~~185,~~830~~707.4257 B-1 12781,~~592~~066.6603 1312,~~326~~544,~~011~~945.3936 0.~~99020727~~93216910 12781,~~592~~066.6603 B-2 9568,~~158~~060.5016 9,~~691~~123,~~851~~791.6953 0.~~99020727~~93216910 9568,~~158~~060.5016 B-3 6390,~~296~~527.2421 6,~~662~~272,~~906~~379.6746 0.~~99020727~~93216910 6390,~~296~~527.2421 B-4 2177,~~862~~521.0734 32,~~028~~851,~~746~~225.9764 0.~~99020727~~93216910 2177,~~862~~521.0734 B-5 2142,~~289~~013.6059 2,~~422~~280,~~938~~924.1758 0.~~99020727~~93216910 2142,~~289~~013.6059 B-6 2142,~~289~~025.7922 2,~~423~~281,~~136~~111.6341 0.~~99020706~~93216891 2142,~~289~~025.7922 Totals 9662,~~056~~682,~~483~~915.7518 ~~545~~482,~~152~~469,~~896~~981.3216 0.~~44559044~~39435544 9662,~~056~~682,~~483~~915.7518

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 80,805,000.00 ~~529~~478.~~57284661~~96277730 0.~~58187996~~53510290 5035.~~02818934~~54561512 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A 244,830,200.00 ~~594~~516.~~38463278~~14929028 0.~~58086045~~51011991 7752.~~65448200~~20744030 0.00000000 III-A 106,457,400.00 ~~619~~489.~~70438175~~10866328 0.~~59095225~~47796133 ~~130~~80.~~00476623~~84592889 0.00000000 IV-A 21,648,300.00 ~~739~~733.~~58726875~~22243687 0.~~41436695~~44726099 567.~~95046447~~94365377 0.00000000 V-A 446,702,500.00 ~~473~~385.~~77564477~~72246650 0.~~43311835~~35888259 8745.~~62005991~~16484716 0.00000000 VI-A 285,068,900.00 ~~426~~358.~~85529025~~79163820 0.~~40310672~~34861067 6749.~~66054533~~41377158 0.00000000 B-1 13,457,800.00 ~~991~~990.~~14298399~~20726939 0.~~93571460~~95388399 057.~~00000000~~08428198 0.00000000 B-2 9,787,700.00 ~~991~~990.~~14298456~~20726933 0.~~93571523~~95388396 057.~~00000000~~08428231 0.00000000 B-3 6,728,800.00 ~~991~~990.~~14298389~~20726876 0.~~93571513~~95388331 057.~~00000000~~08428249 0.00000000 B-4 3,058,700.00 ~~991~~990.~~14298558~~20726779 0.~~93571452~~95388237 057.~~00000000~~08428090 0.00000000 B-5 2,446,900.00 ~~991~~990.~~14298500~~20727042 0.~~93571458~~95388451 057.~~00000000~~08428215 0.00000000 B-6 2,447,100.94 ~~991~~990.~~14277648~~20706109 0.~~93571539~~95388382 057.~~00000000~~08426968 0.00000000 2) All Senior Certificates are per $1,000 denomination, all Offered Private Classes are $25,00 denominations.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 5036.~~61006930~~08071802 ~~478~~442.~~96277730~~88205928 0.~~47896278~~44288206 5036.~~61006930~~08071802 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.00000000 7852.~~23534245~~71756017 ~~516~~463.~~14929028~~43173011 0.~~51614929~~46343173 7852.~~23534245~~71756017 III-A 0.00000000 ~~130~~81.~~59571848~~32389021 ~~489~~407.~~10866328~~78477306 0.~~48910866~~40778477 ~~130~~81.~~59571848~~32389021 IV-A 0.00000000 668.~~36483142~~39091476 ~~733~~664.~~22243687~~83152211 0.~~73322244~~66483152 668.~~36483142~~39091476 V-A 0.00000000 8845.~~05317826~~52372975 ~~385~~340.~~72246650~~19873674 0.~~38572247~~34019874 8845.~~05317826~~52372975 VI-A 0.00000000 6849.~~06365205~~76238225 ~~358~~309.~~79163820~~02925598 0.~~35879164~~30902926 6849.~~06365205~~76238225 B-1 0.00000000 058.~~93571460~~03816597 ~~990~~932.~~20726939~~16910342 0.~~99020727~~93216910 058.~~93571460~~03816597 B-2 0.00000000 058.~~93571523~~03816627 ~~990~~932.~~20726933~~16910306 0.~~99020727~~93216910 058.~~93571523~~03816627 B-3 0.00000000 058.~~93571513~~03816579 ~~990~~932.~~20726876~~16910296 0.~~99020727~~93216910 058.~~93571513~~03816579 B-4 0.00000000 058.~~93571452~~03816654 ~~990~~932.~~20726779~~16910452 0.~~99020727~~93216910 058.~~93571452~~03816654 B-5 0.00000000 058.~~93571458~~03816666 ~~990~~932.~~20727042~~16910376 0.~~99020727~~93216910 058.~~93571458~~03816666 B-6 0.00000000 058.~~93571539~~03815351 ~~990~~932.~~20706109~~16890759 0.~~99020706~~93216891 058.~~93571539~~03815351 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 80,805,000.00 6.~~10272~~12248% 4238,~~792~~702,~~133~~587.8722 ~~217~~197,~~623~~463.7707 0.00 0.00 R-1 50.00 6.~~19763~~19838% 0.00 0.00 0.00 0.00 R-2 50.00 6.~~19763~~19838% 0.00 0.00 0.00 0.00 II-A 244,830,200.00 6.~~20327~~18769% ~~145~~126,~~523~~368,~~308~~933.5297 ~~752~~651,~~266~~609.6163 0.00 0.00 III-A 106,457,400.00 6.~~36166~~32437% 6552,~~972~~069,~~117~~236.2561 ~~349~~274,~~743~~421.2210 0.00 0.00 IV-A 21,648,300.00 6.~~43282~~43520% 1615,~~010~~873,~~807~~019.0728 85,~~828~~121.8673 0.00 0.00 V-A 446,702,500.00 6.~~14758~~14345% ~~211~~172,~~636~~303,~~764~~190.9609 1882,~~084,210~~113.9806 0.00 0.00 VI-A 285,068,900.00 6.~~07310~~07005% ~~121~~102,~~683~~280,~~168~~337.0563 ~~615~~517,~~828~~371.5286 0.00 0.00 B-1 13,457,800.00 6.~~16257~~15510% 13,~~338~~326,~~604~~011.0539 68,~~500~~352.0548 0.00 0.00 B-2 9,787,700.00 6.~~16257~~15510% 9,~~701~~691,~~010~~851.1969 49,~~819~~711.2996 0.00 0.00 B-3 6,728,800.00 6.~~16257~~15510% 6,~~669~~662,~~202~~906.9167 34,~~249~~175.5273 0.00 0.00 B-4 3,058,700.00 6.~~16257~~15510% 3,~~031~~028,~~609~~746.0597 15,~~568~~535.7521 0.00 0.00 B-5 2,446,900.00 6.~~16257~~15510% 2,~~425~~422,~~227~~938.7717 12,~~454~~427.6986 0.00 0.00 B-6 2,447,100.94 6.~~16257~~15510% 2,~~425~~423,~~426~~136.4263 12,~~455~~428.7188 0.00 0.00 Totals 1,223,439,400.94 32,~~298~~800,~~549~~732.9757 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A ~~1,040~~25.6025 0.00 ~~216~~197,~~583~~437.1782 0.00 3835,~~702~~787,~~587~~084.2280 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 II-A ~~3,597~~83.0933 0.00 ~~748~~651,~~669~~526.5230 0.00 ~~126~~113,~~368~~462,~~933~~083.9717 III-A ~~1,672.~~35.09 0.00 ~~348~~274,~~070~~386.8701 0.00 5243,~~069~~411,~~236~~706.6170 IV-A ~~410~~10.4089 0.00 85,~~418~~110.4685 0.00 1514,~~873~~392,~~019~~472.2824 V-A ~~5,184~~112.3381 0.00 1882,~~079,026~~000.6525 0.00 ~~172~~151,~~303~~967,~~190~~626.0920 VI-A ~~2,944~~66.6916 0.00 ~~612~~517,~~883~~305.8370 0.00 ~~102~~88,~~280~~094,~~337~~630.6307 B-1 ~~327~~8.5474 0.00 68,~~172~~343.5174 0.00 1312,~~326~~544,~~011~~945.3936 B-2 ~~238~~6.2236 0.00 49,~~581~~705.0760 0.00 9,~~691~~123,~~851~~791.6953 B-3 ~~163~~4.7737 0.00 34,~~085~~171.7536 0.00 6,~~662~~272,~~906~~379.6746 B-4 741.4499 0.00 15,~~494~~533.3022 0.00 32,~~028~~851,~~746~~225.9764 B-5 591.5559 0.00 12,~~395~~426.1427 0.00 2,~~422~~280,~~938~~924.1758 B-6 591.5659 0.00 12,~~396~~427.1629 0.00 2,~~423~~281,~~136~~111.6341 Totals ~~15,772~~358.5417 0.00 32,~~282~~800,~~777~~374.4341 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 80,805,000.00 6.~~10272~~12248% ~~529~~478.~~57284661~~96277730 2.~~69319683~~44369866 0.00000000 0.00000000 R-1 50.00 6.~~19763~~19838% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 6.~~19763~~19838% 0.00000000 0.00000000 0.00000000 0.00000000 II-A 244,830,200.00 6.~~20327~~18769% ~~594~~516.~~38463278~~14929028 32.~~07260546~~66147571 0.00000000 0.00000000 III-A 106,457,400.00 6.~~36166~~32437% ~~619~~489.~~70438175~~10866328 32.~~28528801~~57775505 0.00000000 0.00000000 IV-A 21,648,300.00 6.~~43282~~43520% ~~739~~733.~~58726875~~22243687 3.~~96469284~~93202838 0.00000000 0.00000000 V-A 446,702,500.00 6.~~14758~~14345% ~~473~~385.~~77564477~~72246650 21.~~42714330~~97472157 0.00000000 0.00000000 VI-A 285,068,900.00 6.~~07310~~07005% ~~426~~358.~~85529025~~79163820 21.~~16027957~~81490110 0.00000000 0.00000000 B-1 13,457,800.00 6.~~16257~~15510% ~~991~~990.~~14298399~~20726939 5.~~08998871~~07902332 0.00000000 0.00000000 B-2 9,787,700.00 6.~~16257~~15510% ~~991~~990.~~14298456~~20726933 5.~~08998948~~07902367 0.00000000 0.00000000 B-3 6,728,800.00 6.~~16257~~15510% ~~991~~990.~~14298389~~20726876 5.~~08998930~~07902301 0.00000000 0.00000000 B-4 3,058,700.00 6.~~16257~~15510% ~~991~~990.~~14298558~~20726779 5.~~08998921~~07902377 0.00000000 0.00000000 B-5 2,446,900.00 6.~~16257~~15510% ~~991~~990.~~14298500~~20727042 5.~~08998733~~07902244 0.00000000 0.00000000 B-6 2,447,100.94 6.~~16257~~15510% ~~991~~990.~~14277648~~20706109 5.~~08998619~~07902220 0.00000000 0.00000000 5) All Senior Classes are per $1,000 denomination, all Offered Subordinate Classes are $25,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~01287792~~00031248 0.00000000 2.~~68031892~~44338618 0.00000000 ~~478~~442.~~96277730~~88205928 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.~~01469218~~00034036 0.00000000 32.~~05791328~~66113535 0.00000000 ~~516~~463.~~14929028~~43173011 III-A 0.~~01570910~~00032962 0.00000000 32.~~26957891~~57742543 0.00000000 ~~489~~407.~~10866328~~78477306 IV-A 0.~~01895761~~00050304 0.00000000 3.~~94573523~~93152580 0.00000000 ~~733~~664.~~22243687~~83152211 V-A 0.~~01160578~~00025254 0.00000000 21.~~41553752~~97446903 0.00000000 ~~385~~340.~~72246650~~19873674 VI-A 0.~~01032975~~00023208 0.00000000 21.~~14994982~~81466902 0.00000000 ~~358~~309.~~79163820~~02925598 B-1 0.~~02433830~~00064944 0.00000000 5.~~06565040~~07837388 0.00000000 ~~990~~932.~~20726939~~16910342 B-2 0.~~02433871~~00064980 0.00000000 5.~~06565077~~07837388 0.00000000 ~~990~~932.~~20726933~~16910306 B-3 0.~~02433866~~00064945 0.00000000 5.~~06565064~~07837356 0.00000000 ~~990~~932.~~20726876~~16910296 B-4 0.~~02433714~~00065060 0.00000000 5.~~06564881~~07837317 0.00000000 ~~990~~932.~~20726779~~16910452 B-5 0.~~02433692~~00064980 0.00000000 5.~~06565041~~07837263 0.00000000 ~~990~~932.~~20727042~~16910376 B-6 0.~~02433900~~00064975 0.00000000 5.~~06565128~~07837245 0.00000000 ~~990~~932.~~20706109~~16890759 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 9965,~~489~~592,~~455~~953.6996 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 3749,~~006~~251.2793 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 9965,~~526~~642,~~461~~205.9689 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~187~~158,~~200~~916.7830 Payment of Interest and Principal 9965,~~339~~483,~~261~~289.1859 Total Withdrawals (Pool Distribution Amount) 9965,~~526~~642,~~461~~205.9689 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall ~~15,772~~358.5415 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall ~~15,772~~358.5417

SERVICING FEES Gross Servicing Fee ~~187~~158,~~200~~916.7830 Special Servicing Fee 0.00 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~187~~158,~~200~~916.7830

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 79 0 0 0 79 34,~~180~~756,~~424~~780.7667 0.00 0.00 0.00 34,~~180~~756,~~424~~780.7667 60 Days 01 0 0 0 01 0297,350.0065 0.00 0.00 0.00 0297,350.0065 90 Days 21 0 0 0 21 ~~703~~312,~~038~~884.2517 0.00 0.00 0.00 ~~703~~312,~~038~~884.2517 120 Days 01 0 0 0 01 0389,866.0010 0.00 0.00 0.00 0389,866.0010 150 Days 10 0 0 0 10 ~~580,332~~0.9400 0.00 0.00 0.00 ~~580,332~~0.9400 180+ Days 01 0 2 1 34 0580,332.0094 0.00 1,036,717.32 647,630.40 12,~~684~~264,~~347~~680.7266 Totals 1013 0 2 1 1316 46,~~463~~337,~~795~~214.9553 0.00 1,036,717.32 647,630.40 68,~~148~~021,~~143~~562.6725 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~561798~~810811% 0.000000% 0.000000% 0.000000% 0.~~561798~~810811% 0.~~582934~~985122% 0.000000% 0.000000% 0.000000% 0.~~582934~~985122% 60 Days 0.~~000000~~090090% 0.000000% 0.000000% 0.000000% 0.~~000000~~090090% 0.~~000000~~061581% 0.000000% 0.000000% 0.000000% 0.~~000000~~061581% 90 Days 0.~~160514~~090090% 0.000000% 0.000000% 0.000000% 0.~~160514~~090090% 0.~~128859~~064798% 0.000000% 0.000000% 0.000000% 0.~~128859~~064798% 120 Days 0.~~000000~~090090% 0.000000% 0.000000% 0.000000% 0.~~000000~~090090% 0.~~000000~~080741% 0.000000% 0.000000% 0.000000% 0.~~000000~~080741% 150 Days 0.~~080257~~000000% 0.000000% 0.000000% 0.000000% 0.~~080257~~000000% 0.~~106368~~000000% 0.000000% 0.000000% 0.000000% 0.~~106368~~000000% 180+ Days 0.~~000000~~090090% 0.000000% 0.~~160514~~180180% 0.~~080257~~090090% 0.~~240770~~360360% 0.~~000000~~120186% 0.000000% 0.~~190018~~214703% 0.~~118703~~134123% 0.~~308721~~469012% Totals 01.~~802568~~171171% 0.000000% 0.~~160514~~180180% 0.~~080257~~090090% 1.~~043339~~441441% 01.~~818161~~312428% 0.000000% 0.~~190018~~214703% 0.~~118703~~134123% 1.~~126882~~661254%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 ~~803~~973,~~816~~691.3890 0.00 0.00 0.00 ~~803~~973,~~816~~691.3890 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 10 0 0 0 10 ~~580,332~~0.9400 0.00 0.00 0.00 ~~580,332~~0.9400 180 Days 01 0 0 1 12 0580,332.0094 0.00 0.00 647,630.40 ~~647~~1,~~630~~227,963.4034 Totals 3 0 0 1 4 1,~~384~~554,~~149~~024.3284 0.00 0.00 647,630.40 2,~~031~~201,~~779~~655.7224 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.~~150538~~298851% 0.000000% 0.000000% 0.000000% 2.~~150538~~298851% 12.~~945853~~542612% 0.000000% 0.000000% 0.000000% 12.~~945853~~542612% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 10.~~075269~~000000% 0.000000% 0.000000% 0.000000% 10.~~075269~~000000% 10.~~404851~~000000% 0.000000% 0.000000% 0.000000% 10.~~404851~~000000% 180 Days 01.~~000000~~149425% 0.000000% 0.000000% 1.~~075269~~149425% 12.~~075269~~298851% 01.~~000000~~515429% 0.000000% 0.000000% 1.~~567763~~691164% 13.~~567763~~206593% Totals 3.~~225806~~448276% 0.000000% 0.000000% 1.~~075269~~149425% 4.~~301075~~597701% 34.~~350704~~058041% 0.000000% 0.000000% 1.~~567763~~691164% 45.~~918467~~749205% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 14 0 0 0 14 ~~297~~2,~~350~~497,674.6595 0.00 0.00 0.00 ~~297~~2,~~350~~497,674.6595 60 Days 01 0 0 0 01 0297,350.0065 0.00 0.00 0.00 0297,350.0065 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 2 0 2 0.00 0.00 1,036,717.32 0.00 1,036,717.32 Totals 15 0 2 0 37 ~~297~~2,~~350~~795,025.6560 0.00 1,036,717.32 0.00 13,~~334~~831,~~067~~742.9792 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~301205~~324503% 0.000000% 0.000000% 0.000000% 01.~~301205~~324503% 02.~~221518~~065333% 0.000000% 0.000000% 0.000000% 02.~~221518~~065333% 60 Days 0.~~000000~~331126% 0.000000% 0.000000% 0.000000% 0.~~000000~~331126% 0.~~000000~~245880% 0.000000% 0.000000% 0.000000% 0.~~000000~~245880% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.~~602410~~662252% 0.000000% 0.~~602410~~662252% 0.000000% 0.000000% 0.~~772326~~857264% 0.000000% 0.~~772326~~857264% Totals 01.~~301205~~655629% 0.000000% 0.~~602410~~662252% 0.000000% 02.~~903614~~317881% 02.~~221518~~311213% 0.000000% 0.~~772326~~857264% 0.000000% 03.~~993845~~168477% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0286,834.0066 0.00 0.00 0.00 0286,834.0066 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0286,834.0066 0.00 0.00 0.00 0286,834.0066 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 03.~~000000~~030303% 0.000000% 0.000000% 0.000000% 03.~~000000~~030303% 01.~~000000~~904929% 0.000000% 0.000000% 0.000000% 01.~~000000~~904929% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 03.~~000000~~030303% 0.000000% 0.000000% 0.000000% 03.~~000000~~030303% 01.~~000000~~904929% 0.000000% 0.000000% 0.000000% 01.~~000000~~904929% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31 0 0 0 3 1 499,~~336,839~~999.9014 0.00 0.00 0.00 1499,~~336,839~~999.9014 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 21 0 0 0 21 ~~703~~312,~~038~~884.2517 0.00 0.00 0.00 ~~703~~312,~~038~~884.2517 120 Days 01 0 0 0 01 0389,866.0010 0.00 0.00 0.00 0389,866.0010 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 53 0 0 0 53 21,~~039~~202,~~878~~749.1541 0.00 0.00 0.00 21,~~039~~202,~~878~~749.1541 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~729927~~275482% 0.000000% 0.000000% 0.000000% 0.~~729927~~275482% 0.~~716417~~302225% 0.000000% 0.000000% 0.000000% 0.~~716417~~302225% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~486618~~275482% 0.000000% 0.000000% 0.000000% 0.~~486618~~275482% 0.~~376760~~189123% 0.000000% 0.000000% 0.000000% 0.~~376760~~189123% 120 Days 0.~~000000~~275482% 0.000000% 0.000000% 0.000000% 0.~~000000~~275482% 0.~~000000~~235655% 0.000000% 0.000000% 0.000000% 0.~~000000~~235655% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~216545~~826446% 0.000000% 0.000000% 0.000000% 10.~~216545~~826446% 10.~~093177~~727004% 0.000000% 0.000000% 0.000000% 10.~~093177~~727004% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~742~~498,~~417~~580.8302 0.00 0.00 0.00 ~~742~~498,~~417~~580.8302 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~742~~498,~~417~~580.8302 0.00 0.00 0.00 ~~742~~498,~~417~~580.8302 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~414938~~473934% 0.000000% 0.000000% 0.000000% 0.~~414938~~473934% 0.~~666431~~516153% 0.000000% 0.000000% 0.000000% 0.~~666431~~516153% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~414938~~473934% 0.000000% 0.000000% 0.000000% 0.~~414938~~473934% 0.~~666431~~516153% 0.000000% 0.000000% 0.000000% 0.~~666431~~516153%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3749,~~006~~251.2793

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 1,142,634,400.994 93.39525930% ~~506~~446,~~450~~682,~~309~~896.1036 92.~~90059954~~58252613% 7.~~099400~~417474% 0.000000% Class R-I 1,142,634,350.994 93.39525522% ~~506~~446,~~450~~682,~~309~~896.1036 92.~~90059954~~58252613% 0.000000% 0.000000% Class R-II 1,142,634,300.994 93.39525113% ~~506~~446,~~450~~682,~~309~~896.1036 92.~~90059954~~58252613% 0.000000% 0.000000% Class 2A 897,804,100.94 73.38361837% ~~380~~333,~~081~~220,~~375~~813.1319 69.~~72014231~~06560536% 23.~~180457~~516921% ~~336~~320.~~485005~~927958% Class 3A 791,346,700.94 64.68213304% ~~328~~289,~~012~~809,~~138~~106.5249 60.~~16883350~~06780065% 98.~~551309~~997805% ~~138~~122.~~645764~~790187% Class B-1 24,469,200.94 2.00003375% 2422,~~229~~809,~~580~~432.1362 4.~~44454763~~72763768% 2.~~444454~~600150% 35.483428% Class B-2 14,681,500.94 1.20001865% 1413,~~537~~685,~~728~~641.4409 2.~~66672498~~83657878% 1.~~777823~~891059% 25.806681% Class B-3 7,952,700.94 0.65002819% 7,~~874~~413,~~821~~261.7763 1.~~44451618~~53652288% 1.~~222209~~300056% 17.741450% Class B-4 4,894,000.94 0.40001989% 4,~~846~~562,~~074~~035.8099 0.~~88893865~~94555852% 0.~~555578~~590964% 8.064703% Class B-5 2,447,100.94 0.20001816% 2,~~423~~281,~~136~~111.6341 0.~~44448753~~47279862% 0.~~444451~~472760% 6.451604% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~444488~~472799% 6.452133% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.~~523456~~514830% Weighted Average Net Coupon 6.~~173116~~165021% Weighted Average Pass-Through Rate 6.~~173116~~165021% Weighted Average Maturity(Stepdown Calculation ) ~~348~~347 Beginning Scheduled Collateral Loan Count 1,~~445~~246 Number Of Loans Paid In Full ~~199~~136 Ending Scheduled Collateral Loan Count 1,~~246~~110 Beginning Scheduled Collateral Balance ~~641~~545,~~209~~152,~~380~~896.0934 Ending Scheduled Collateral Balance ~~545~~482,~~152~~469,~~896~~981.3416 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~545~~482,~~588~~861,~~951~~902.3009 Monthly P &I Constant 43,~~090~~483,~~956~~545.4051 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 9963,~~126~~089,~~496~~802.8609 Ending Scheduled Balance for Premium Loans ~~545~~482,~~152~~469,~~896~~981.3416 Scheduled Principal ~~604~~524,~~989~~566.6746 Unscheduled Principal 9562,~~451~~158,~~494~~348.0872

Miscellaneous Reporting Senior Percentage 9493.~~137472~~110998% Senior Percentage Group 1 9493.~~357457~~804601% Senior Percentage Group 2 94.~~937212~~219547% Senior Percentage Group 3 9593.~~131666~~916388% Senior Percentage Group 4 95.~~872638~~840536% Senior Percentage Group 5 9392.~~725884~~408856% Senior Percentage Group 6 9391.~~085253~~887068% Senior Prepayment Percentage Group 1 ~~100~~96.~~000000~~902300% Senior Prepayment Percentage Group 2 ~~100~~97.~~000000~~109773% Senior Prepayment Percentage Group 3 ~~100~~96.~~000000~~958194% Senior Prepayment Percentage Group 4 ~~100~~97.~~000000~~920268% Senior Prepayment Percentage Group 5 ~~100~~96.~~000000~~204428% Senior Prepayment Percentage Group 6 ~~100~~95.~~000000~~943534% Subordinate Percentage 56.~~862528~~889002%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.~~449130~~470753 6.~~491567~~475571 6.~~713125~~675010 Weighted Average Net Rate 6.~~102723~~122476 6.~~203267~~187688 6.~~361655~~324374 Weighted Average Maturity 345 346 347 ~~348~~ Beginning Loan Count ~~102~~93 ~~376~~332 ~~161~~132 Loans Paid In Full 96 4430 2918 Ending Loan Count 9387 ~~332~~302 ~~132~~114 Beginning Scheduled Balance 4541,~~351~~258,~~088~~730.5418 ~~153~~134,~~283~~121,~~739~~781.4909 6955,~~348~~442,~~220~~120.1808 Ending scheduled Balance 4138,~~258~~248,~~730~~553.1866 ~~134~~120,~~121~~826,~~781~~845.0936 5546,~~442~~511,~~120~~283.0844 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~293~~267,~~559~~904.7614 ~~979~~856,~~221~~317.7062 ~~454~~362,~~083~~575.4080 Scheduled Principal 4946,~~830~~094.5274 ~~149~~132,~~796~~555.04 6654,~~130~~178.7053 Unscheduled Principal 42,~~042~~964,~~527~~081.8478 1913,~~012,~~162,380.3669 138,~~839~~876,~~969~~658.4011 Scheduled Interest ~~243~~222,~~729~~479.2422 ~~829~~723,~~209~~762.6858 ~~387~~308,~~952~~397.7027 Servicing Fees 1311,~~091~~974.6455 3632,~~826~~176.3912 2016,~~311~~200.4803 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~230~~210,~~637~~504.6067 ~~792~~691,~~383~~586.2946 ~~367~~292,~~641~~197.2224 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~102723~~122476 6.~~203267~~187688 6.~~361655~~324374

Group Level Collateral Statement Group Group 4 Group 5 Group 6 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.~~832110~~834647 6.~~522576~~518448 6.~~448101~~445045 Weighted Average Net Rate 6.~~432820~~435201 6.~~147576~~143448 6.~~073101~~070045 Weighted Average Maturity ~~349~~348 ~~349~~348 ~~349~~348 Beginning Loan Count 37 ~~489~~411 ~~280~~241 Loans Paid In Full 04 7848 3930 Ending Loan Count 3733 ~~411~~363 ~~241~~211 Beginning Scheduled Balance 16,~~700~~561,~~079~~905.8488 ~~225~~186,~~803~~457,~~968~~442.4818 ~~130~~111,~~722~~310,~~283~~916.5693 Ending scheduled Balance 1615,~~561~~049,~~905~~698.8887 ~~186~~165,~~457~~312,~~442~~730.1892 ~~111~~96,~~310~~520,~~916~~868.9391 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant 104,~~437~~431.1765 1,~~433~~186,~~779~~327.5237 ~~825~~705,~~874~~988.8593 Scheduled Principal 910,~~356~~102.5266 ~~206~~173,~~426~~483.4910 ~~123~~108,~~449~~152.4039 Unscheduled Principal ~~128~~1,~~817~~502,104.4435 3920,~~140~~971,~~099~~228.8116 1914,~~287~~681,~~917~~895.2363 Scheduled Interest 9594,~~080~~328.6599 1,~~227~~012,~~353~~844.0327 ~~702~~597,~~425~~836.4554 Servicing Fees 5,~~556~~512.8199 7058,~~563~~267.7495 4034,~~850~~784.7266 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 8988,~~523~~816.8400 1954,~~156,789~~576.2932 ~~661~~563,~~574~~051.7388 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~432820~~435202 6.~~147576~~143448 6.~~073101~~070045

Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 6.~~523456~~514830 Weighted Average Net Rate 6.~~173116~~165021 Weighted Average Maturity ~~348~~347.00 Record Date 1011/3130/2002 Principal And Interest Constant 43,~~090~~483,~~956~~545.4051 Beginning Loan Count 1,~~445~~246 Loans Paid In Full ~~199~~136 Ending Loan Count 1,~~246~~110 Beginning Scheduled Balance ~~641~~545,~~209~~152,~~380~~896.0934 Ending Scheduled Balance ~~545~~482,~~152~~469,~~896~~981.3416 Scheduled Principal ~~604~~524,~~989~~566.6746 Unscheduled Principal 9562,~~451~~158,~~494~~348.0872 Scheduled Interest 32,~~485~~959,~~750~~648.7587 Servicing Fee ~~187~~158,~~200~~916.7830 Master Servicing Fee 0.00 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 32,~~298~~800,~~549~~732.9757 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~173116~~165021

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THR CERT SER 2001-10