8-K 1 bst01010.txt MAY 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2003 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-10 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-51279-20 Pooling and Servicing Agreement) (Commission 90-0030632 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On May 27, 2003 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2001-10 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-10 Trust, relating to the May 27, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-10 Trust By: Wells Fargo Bank Minnesota, N.A. as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 5/27/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-10 Trust, relating to the May 27, 2003 distribution.

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 24/2830/03 Distribution Date: 35/2527/03 BST Series: 2001-10 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MHG0 SEN 6.~~12265~~19165% 2924,~~717~~096,~~608~~783.7007 ~~151~~123,~~019~~038.0587 32,~~499~~302,~~819~~285.8164 R-1 BST0110R1 RES 6.~~19908~~20230% 0.00 0.00 0.00 R-2 BST0110R2 RES 6.~~19908~~20230% 0.00 0.00 0.00 II-A 07384MHK1 SEN 6.~~14331~~12808% 8872,~~001~~163,~~024~~296.6882 ~~448~~364,~~713~~685.0604 79,~~108~~879,~~437~~349.8171 III-A 07384MHL9 SEN 6.~~33678~~32266% 3224,~~632~~757,~~189~~728.2527 ~~171~~129,~~629~~088.9848 2,~~880~~327,~~407~~151.4165 IV-A 07384MHM7 SEN 6.~~42319~~46786% 108,~~837~~914,~~070~~850.1226 5747,~~775~~550.1714 ~~527~~2,~~294~~753,329.6148 V-A 07384MHN5 SEN 6.~~10756~~08796% ~~112~~91,~~712~~363,~~793~~839.1962 ~~571~~458,~~372~~694.1223 1011,~~833~~422,~~443~~551.3980 VI-A 07384MHP0 SEN 6.~~05035~~01634% 6653,~~309~~623,~~353~~306.8747 ~~332~~266,~~991~~049.8495 57,~~533~~140,~~929~~324.4068 B-1 07384MHQ8 SUB 6.~~12842~~11391% 119,~~029~~980,~~600~~686.2964 5650,~~103~~321.0485 ~~478~~612,~~922~~799.0012 B-2 0738AMHR6 SUB 6.~~12842~~11391% 87,~~021~~258,~~698~~836.8526 4036,~~803~~598.0849 ~~348~~445,~~314~~681.3561 B-3 07384MHS4 SUB 6.~~12842~~11391% 54,~~514~~990,~~718~~269.1916 2825,~~051~~160.1055 ~~239~~306,~~457~~395.4400 B-4 07384MHW5 SUB 6.~~12842~~11391% 2,~~506~~268,~~816~~418.7578 1211,~~751~~437.1519 ~~108~~139,~~849~~277.7949 B-5 07384MHX3 SUB 6.~~12842~~11391% 21,~~005~~814,~~404~~690.2253 109,~~200~~149.6753 87111,~~077~~419.7026 B-6 07384MHY1 SUB 6.~~12842~~11391% 21,~~005~~814,~~568~~839.4917 109,~~201~~150.5028 87111,~~084~~428.8339 Totals ~~371~~303,~~293~~047,~~846~~545.6005 1,~~891~~530,~~611~~924.7660 3137,~~733~~551,~~038~~993.5483

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 2621,~~217~~794,~~788~~497.8844 32,~~650~~425,~~838~~324.8651 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 II-A 0.00 8062,~~892~~283,~~586~~947.8711 710,~~557~~244,~~150~~034.8775 0.00 III-A 0.00 2922,~~751~~430,~~781~~576.8462 32,~~052~~456,~~037~~240.3913 0.00 IV-A 0.00 106,~~309~~161,~~775~~520.5179 ~~585~~2,~~069~~800,879.7862 0.00 V-A 0.00 ~~101~~79,~~879~~941,~~349~~287.8082 11,~~404~~881,~~815~~246.5103 0.00 VI-A 0.00 6046,~~775~~482,~~424~~981.4779 57,~~866~~406,~~921~~374.2463 0.00 B-1 0.00 109,~~550~~367,~~678~~887.2953 ~~535~~663,~~025~~120.0497 0.00 B-2 0.00 76,~~673~~813,~~384~~154.5066 ~~389~~482,~~117~~280.4310 0.00 B-3 0.00 54,~~275~~683,~~260~~874.7515 ~~267~~331,~~508~~555.5455 0.00 B-4 0.00 2,~~397~~129,~~966~~141.9528 ~~121~~150,~~600~~714.9468 0.00 B-5 0.00 1,~~918~~703,~~326~~271.5226 97120,~~278~~568.3779 0.00 B-6 0.00 1,~~918~~703,~~483~~410.6678 97120,~~286~~578.3367 0.00 Totals 0.00 ~~339~~265,~~560~~495,~~808~~551.0423 3339,~~624~~082,~~650~~918.3043 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 80,805,000.00 2924,~~717~~096,~~608~~783.7007 3327,~~098~~325.2725 32,~~466~~274,~~721~~960.5538 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 II-A 244,830,200.00 8872,~~001~~163,~~024~~296.6882 8974,~~610~~929.8064 79,~~018~~804,~~827~~420.0107 0.00 0.00 III-A 106,457,400.00 3224,~~632~~757,~~189~~728.2527 3427,~~033~~409.5307 2,~~846~~299,~~373~~742.8858 0.00 0.00 IV-A 21,648,300.00 108,~~837~~914,~~070~~850.1226 74,~~994~~357.4367 ~~519~~2,~~300~~748,971.1881 0.00 0.00 V-A 446,702,500.00 ~~112~~91,~~712~~363,~~793~~839.1962 ~~103~~85,~~544~~690.3622 1011,~~729~~336,~~899~~861.0358 0.00 0.00 VI-A 285,068,900.00 6653,~~309~~623,~~353~~306.8747 6352,~~534~~154.9167 57,~~470~~088,~~394~~170.4902 0.00 0.00 B-1 13,457,800.00 119,~~029~~980,~~600~~686.2964 109,~~705~~856.4866 ~~468~~602,~~216~~942.5245 0.00 0.00 B-2 9,787,700.00 87,~~021~~258,~~698~~836.8526 7,~~785~~168.9764 ~~340~~438,~~528~~512.3897 0.00 0.00 B-3 6,728,800.00 54,~~514~~990,~~718~~269.1916 54,~~352~~928.6626 ~~234~~301,~~104~~466.7875 0.00 0.00 B-4 3,058,700.00 2,~~506~~268,~~816~~418.7578 2,~~433~~240.1523 ~~106~~137,~~416~~037.6426 0.00 0.00 B-5 2,446,900.00 21,~~005~~814,~~404~~690.2253 1,~~946~~792.4714 85109,~~131~~627.2212 0.00 0.00 B-6 2,447,100.94 21,~~005~~814,~~568~~839.4917 1,~~946~~792.6329 85109,~~138~~636.2010 0.00 0.00 Totals 1,223,439,400.9 ~~371~~303,~~293~~047,~~846~~545.6005 ~~361~~299,~~986~~644.6674 3137,~~371~~252,~~051~~349.8809 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 32,~~499~~302,~~819~~285.8164 2621,~~217~~794,~~788~~497.8844 0.~~32445751~~26971719 32,~~499~~302,~~819~~285.8164 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 II-A 79,~~108~~879,~~437~~349.8171 8062,~~892~~283,~~586~~947.8711 0.~~33040281~~25439650 79,~~108~~879,~~437~~349.8171 III-A 2,~~880~~327,~~407~~151.4165 2922,~~751~~430,~~781~~576.8462 0.~~27947124~~21070002 2,~~880~~327,~~407~~151.4165 IV-A ~~527~~2,~~294~~753,329.6148 106,~~309~~161,~~775~~520.5179 0.~~47623950~~28461915 ~~527~~2,~~294~~753,329.6148 V-A 1011,~~833~~422,~~443~~551.3980 ~~101~~79,~~879~~941,~~349~~287.8082 0.~~22806980~~17895868 1011,~~833~~422,~~443~~551.3980 VI-A 57,~~533~~140,~~929~~324.4068 6046,~~775~~482,~~424~~981.4779 0.~~21319556~~16305876 57,~~533~~140,~~929~~324.4068 B-1 ~~478~~612,~~922~~799.0012 109,~~550~~367,~~678~~887.2953 0.~~78398240~~69609353 ~~478~~612,~~922~~799.0012 B-2 ~~348~~445,~~314~~681.3561 76,~~673~~813,~~384~~154.5066 0.~~78398240~~69609353 ~~348~~445,~~314~~681.3561 B-3 ~~239~~306,~~457~~395.4400 54,~~275~~683,~~260~~874.7515 0.~~78398240~~69609353 ~~239~~306,~~457~~395.4400 B-4 ~~108~~139,~~849~~277.7949 2,~~397~~129,~~966~~141.9528 0.~~78398239~~69609353 ~~108~~139,~~849~~277.7949 B-5 87111,~~077~~419.7026 1,~~918~~703,~~326~~271.5226 0.~~78398239~~69609353 87111,~~077~~419.7026 B-6 87111,~~084~~428.8339 1,~~918~~703,~~483~~410.6678 0.~~78398223~~69609339 87111,~~084~~428.8339 Totals 3137,~~733~~551,~~038~~993.5483 ~~339~~265,~~560~~495,~~808~~551.0423 0.~~27754608~~21700752 3137,~~733~~551,~~038~~993.5483

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 80,805,000.00 ~~367~~298.~~76942887~~20905971 0.~~40960671~~33816286 4228.~~90231483~~15370806 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A 244,830,200.00 ~~359~~294.~~43696766~~74834730 0.~~36601204~~30604737 2840.~~66814229~~04579529 0.00000000 III-A 106,457,400.00 ~~306~~232.~~52814412~~55995610 0.~~31969154~~25746515 2621.~~73721019~~60246803 0.00000000 IV-A 21,648,300.00 ~~500~~411.~~59681915~~80371022 0.~~36928673~~20129387 23126.~~98803509~~98326474 0.00000000 V-A 446,702,500.00 ~~252~~204.~~32183207~~52950145 0.~~23179714~~19182839 2425.~~02023501~~37899739 0.00000000 VI-A 285,068,900.00 ~~232~~188.~~60816550~~10647696 0.~~22287563~~18295461 1924.~~18972743~~86476084 0.00000000 B-1 13,457,800.00 ~~819~~741.~~56934194~~62839691 0.~~79548515~~73241243 3444.~~79146071~~80245285 0.00000000 B-2 9,787,700.00 ~~819~~741.~~56934213~~62839687 0.~~79548515~~73241313 3444.~~79146071~~80245308 0.00000000 B-3 6,728,800.00 ~~819~~741.~~56934223~~62839734 0.~~79548508~~73241291 3444.~~79146059~~80245363 0.00000000 B-4 3,058,700.00 ~~819~~741.~~56934319~~62839769 0.~~79548501~~73241246 3444.~~79146042~~80245202 0.00000000 B-5 2,446,900.00 ~~819~~741.~~56934080~~62839920 0.~~79548408~~73241244 3444.~~79145858~~80245208 0.00000000 B-6 2,447,100.94 ~~819~~741.~~56917151~~62824276 0.~~79548415~~73241360 3444.~~79145409~~80244284 0.00000000 2) All Senior Certificates are per $1,000 denomination, all Offered Private Classes are $25,00

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 4328.~~31192142~~49187105 ~~324~~269.~~45750733~~71718879 0.~~32445751~~26971719 4328.~~31192142~~49187105 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.00000000 2940.~~03415432~~35184266 ~~330~~254.~~40281334~~39650464 0.~~33040281~~25439650 2940.~~03415432~~35184266 III-A 0.00000000 2721.~~05690173~~85993318 ~~279~~210.~~47124239~~70002292 0.~~27947124~~21070002 2721.~~05690173~~85993318 IV-A 0.00000000 24127.~~35732182~~18455860 ~~476~~284.~~23949733~~61915208 0.~~47623950~~28461915 24127.~~35732182~~18455860 V-A 0.00000000 2425.~~25203215~~57082577 ~~228~~178.~~06979992~~95867567 0.~~22806980~~17895868 2425.~~25203215~~57082577 VI-A 0.00000000 1925.~~41260306~~04771541 ~~213~~163.~~19556244~~05876155 0.~~21319556~~16305876 1925.~~41260306~~04771541 B-1 0.00000000 3545.~~58694586~~53486603 ~~783~~696.~~98239608~~09353163 0.~~78398240~~69609353 3545.~~58694586~~53486603 B-2 0.00000000 3545.~~58694586~~53486621 ~~783~~696.~~98239627~~09353168 0.~~78398240~~69609353 3545.~~58694586~~53486621 B-3 0.00000000 3545.~~58694567~~53486506 ~~783~~696.~~98239656~~09353079 0.~~78398240~~69609353 3545.~~58694567~~53486506 B-4 0.00000000 3545.~~58694543~~53486448 ~~783~~696.~~98239448~~09352993 0.~~78398239~~69609353 3545.~~58694543~~53486448 B-5 0.00000000 3545.~~58694675~~53486452 ~~783~~696.~~98239405~~09353059 0.~~78398239~~69609353 3545.~~58694675~~53486452 B-6 0.00000000 3545.~~58693823~~53485644 ~~783~~696.~~98223328~~09338632 0.~~78398223~~69609339 3545.~~58693823~~53485644 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 80,805,000.00 6.~~12265~~19165% 2924,~~717~~096,~~608~~783.7007 ~~151~~124,~~625~~332.4929 0.00 0.00 R-1 50.00 6.~~19908~~20230% 0.00 0.00 0.00 0.00 R-2 50.00 6.~~19908~~20230% 0.00 0.00 0.00 0.00 II-A 244,830,200.00 6.~~14331~~12808% 8872,~~001~~163,~~024~~296.6882 ~~450~~368,~~514~~518.9572 0.00 0.00 III-A 106,457,400.00 6.~~33678~~32266% 3224,~~632~~757,~~189~~728.2527 ~~172~~130,~~319~~445.1950 0.00 0.00 IV-A 21,648,300.00 6.~~42319~~46786% 108,~~837~~914,~~070~~850.1226 5848,~~007~~050.1700 0.00 0.00 V-A 446,702,500.00 6.~~10756~~08796% ~~112~~91,~~712~~363,~~793~~839.1962 ~~573~~463,~~666~~516.5617 0.00 0.00 VI-A 285,068,900.00 6.~~05035~~01634% 6653,~~309~~623,~~353~~306.8747 ~~334~~268,~~329~~846.0376 0.00 0.00 B-1 13,457,800.00 6.~~12842~~11391% 119,~~029~~980,~~600~~686.2964 5650,~~328~~850.3385 0.00 0.00 B-2 9,787,700.00 6.~~12842~~11391% 87,~~021~~258,~~698~~836.8526 4036,~~966~~983.9422 0.00 0.00 B-3 6,728,800.00 6.~~12842~~11391% 54,~~514~~990,~~718~~269.1916 2825,~~163~~425.7505 0.00 0.00 B-4 3,058,700.00 6.~~12842~~11391% 2,~~506~~268,~~816~~418.7578 1211,~~802~~557.3542 0.00 0.00 B-5 2,446,900.00 6.~~12842~~11391% 21,~~005~~814,~~404~~690.2253 109,~~241~~245.6371 0.00 0.00 B-6 2,447,100.94 6.~~12842~~11391% 21,~~005~~814,~~568~~839.4917 109,~~242~~246.47 0.00 0.00 Totals 1,223,439,400.9 1,~~899~~547,~~207~~018.8616 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A ~~606~~1,293.4442 0.00 ~~151~~123,~~019~~038.0587 0.00 2621,~~217~~794,~~788~~497.8844 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 II-A 13,~~801~~833.8969 0.00 ~~448~~364,~~713~~685.0604 0.00 8062,~~892~~283,~~586~~947.8711 III-A ~~689~~1,357.2102 0.00 ~~171~~129,~~629~~088.9848 0.00 2922,~~751~~430,~~781~~576.8462 IV-A ~~232~~499.0186 0.00 5747,~~775~~550.1714 0.00 106,~~309~~161,~~775~~520.5179 V-A 24,~~294~~821.4494 0.00 ~~571~~458,~~372~~694.1223 0.00 ~~101~~79,~~879~~941,~~349~~287.8082 VI-A 12,~~337~~796.1980 0.00 ~~332~~266,~~991~~049.8495 0.00 6046,~~775~~482,~~424~~981.4779 B-1 ~~225~~529.2900 0.00 5650,~~103~~321.0485 0.00 109,~~550~~367,~~678~~887.2953 B-2 ~~163~~384.8574 0.00 4036,~~803~~598.0849 0.00 76,~~673~~813,~~384~~154.5066 B-3 ~~112~~264.6450 0.00 2825,~~051~~160.1055 0.00 54,~~275~~683,~~260~~874.7515 B-4 51120.2023 0.00 1211,~~751~~437.1519 0.00 2,~~397~~129,~~966~~141.9528 B-5 ~~40.~~96.18 0.00 109,~~200~~149.6753 0.00 1,~~918~~703,~~326~~271.5226 B-6 4096.9719 0.00 109,~~201~~150.5028 0.00 1,~~918~~703,~~483~~410.6678 Totals 716,~~596~~093.0957 0.00 1,~~891~~530,~~611~~924.7660 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 80,805,000.00 6.~~12265~~19165% ~~367~~298.~~76942887~~20905971 1.~~87643698~~53867075 0.00000000 0.00000000 R-1 50.00 6.~~19908~~20230% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 6.~~19908~~20230% 0.00000000 0.00000000 0.00000000 0.00000000 II-A 244,830,200.00 6.~~14331~~12808% ~~359~~294.~~43696766~~74834730 1.~~84011184~~50520124 0.00000000 0.00000000 III-A 106,457,400.00 6.~~33678~~32266% ~~306~~232.~~52814412~~55995610 1.~~61866803~~22533051 0.00000000 0.00000000 IV-A 21,648,300.00 6.~~42319~~46786% ~~500~~411.~~59681915~~80371022 2.~~67952541~~21957382 0.00000000 0.00000000 V-A 446,702,500.00 6.~~10756~~08796% ~~252~~204.~~32183207~~52950145 1.~~28422509~~03763953 0.00000000 0.00000000 VI-A 285,068,900.00 6.~~05035~~01634% ~~232~~188.~~60816550~~10647696 10.~~17280079~~94309397 0.00000000 0.00000000 B-1 13,457,800.00 6.~~12842~~11391% ~~819~~741.~~56934194~~62839691 43.~~18555262~~77854107 0.00000000 0.00000000 B-2 9,787,700.00 6.~~12842~~11391% ~~819~~741.~~56934213~~62839687 43.~~18555330~~77854041 0.00000000 0.00000000 B-3 6,728,800.00 6.~~12842~~11391% ~~819~~741.~~56934223~~62839734 43.~~18555314~~77854149 0.00000000 0.00000000 B-4 3,058,700.00 6.~~12842~~11391% ~~819~~741.~~56934319~~62839769 43.~~18555269~~77853990 0.00000000 0.00000000 B-5 2,446,900.00 6.~~12842~~11391% ~~819~~741.~~56934080~~62839920 43.~~18555315~~77854019 0.00000000 0.00000000 B-6 2,447,100.94 6.~~12842~~11391% ~~819~~741.~~56917151~~62824276 43.~~18555272~~77854050 0.00000000 0.00000000 5) All Senior Classes are per $1,000 denomination, all Offered Subordinate Classes are $25,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~00750498~~01600668 0.00000000 1.~~86893200~~52266407 0.00000000 ~~324~~269.~~45750733~~71718879 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.~~00735975~~01565857 0.00000000 1.~~83275209~~48954271 0.00000000 ~~330~~254.~~40281334~~39650464 III-A 0.~~00647405~~01274707 0.00000000 1.~~61219399~~21258344 0.00000000 ~~279~~210.~~47124239~~70002292 IV-A 0.~~01071724~~02309003 0.00000000 2.~~66880864~~19648379 0.00000000 ~~476~~284.~~23949733~~61915208 V-A 0.~~00513639~~01079452 0.00000000 1.~~27908870~~02684500 0.00000000 ~~228~~178.~~06979992~~95867567 VI-A 0.~~00469076~~00981096 0.00000000 10.~~16811003~~93328297 0.00000000 ~~213~~163.~~19556244~~05876155 B-1 0.~~01674048~~03930806 0.00000000 43.~~16881214~~73923301 0.00000000 ~~783~~696.~~98239608~~09353163 B-2 0.~~01674040~~03930852 0.00000000 43.~~16881188~~73923291 0.00000000 ~~783~~696.~~98239627~~09353168 B-3 0.~~01673998~~03930864 0.00000000 43.~~16881168~~73923285 0.00000000 ~~783~~696.~~98239656~~09353079 B-4 0.~~01673914~~03930755 0.00000000 43.~~16881355~~73923235 0.00000000 ~~783~~696.~~98239448~~09352993 B-5 0.~~01673955~~03930688 0.00000000 43.~~16881360~~73923332 0.00000000 ~~783~~696.~~98239405~~09353059 B-6 0.~~01674226~~03930774 0.00000000 43.~~16881046~~73923276 0.00000000 ~~783~~696.~~98223328~~09338632 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3339,~~670~~126,~~698~~936.7105 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 6143,~~854~~533.1118 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 3339,~~732~~170,~~552~~469.8223 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~107~~87,~~902~~550.5280 Payment of Interest and Principal 3339,~~624~~082,~~650~~918.3043 Total Withdrawals (Pool Distribution Amount) 3339,~~732~~170,~~552~~469.8223 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 716,~~596~~093.0957 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 716,~~596~~093.0957

SERVICING FEES Gross Servicing Fee ~~107~~87,~~902~~550.5280 Special Servicing Fee 0.00 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~107~~87,~~902~~550.5280

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1611 0 0 0 1611 74,~~289~~702,~~096~~741.8456 0.00 0.00 0.00 74,~~289~~702,~~096~~741.8456 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 0 0 1 ~~296~~606,~~802~~934.7168 0.00 0.00 0.00 ~~296~~606,~~802~~934.7168 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 1 21 2 54 0.00 580,332.94 1389,~~037,666~~481.0071 1,036,~~163~~717.4332 2,~~654~~006,~~162~~531.3797 Totals 1712 1 21 2 2216 75,~~585~~309,~~899~~676.5524 580,332.94 1389,~~037,666~~481.0071 1,036,~~163~~717.4332 107,~~240~~316,~~061~~208.9221 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 21.~~027883~~779935% 0.000000% 0.000000% 0.000000% 21.~~027883~~779935% 21.~~144775~~769679% 0.000000% 0.000000% 0.000000% 21.~~144775~~769679% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~126743~~161812% 0.000000% 0.000000% 0.000000% 0.~~126743~~161812% 0.~~087333~~228394% 0.000000% 0.000000% 0.000000% 0.~~087333~~228394% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.~~126743~~161812% 0.~~253485~~161812% 0.~~253485~~323625% 0.~~633714~~647249% 0.000000% 0.~~170760~~218384% 0.~~305327~~146565% 0.~~304885~~390125% 0.~~780972~~755074% Totals 21.~~154626~~941748% 0.~~126743~~161812% 0.~~253485~~161812% 0.~~253485~~323625% 2.~~788340~~588997% 21.~~232108~~998074% 0.~~170760~~218384% 0.~~305327~~146565% 0.~~304885~~390125% 32.~~013080~~753148%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 43 0 0 0 43 1,~~871~~262,~~892~~346.8045 0.00 0.00 0.00 1,~~871~~262,~~892~~346.8045 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 01 0 0 0 01 0606,934.0068 0.00 0.00 0.00 0606,934.0068 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 1 0 0 1 2 0.00 580,332.94 0.00 ~~647,630~~0.4000 1580,~~227,963~~332.3494 Totals 4 1 0 10 65 1,~~871~~869,~~892~~281.8013 580,332.94 0.00 ~~647,630~~0.4000 32,~~099~~449,~~856~~614.1407 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 65.~~060606~~357143% 0.000000% 0.000000% 0.000000% 65.~~060606~~357143% 65.~~595112~~310217% 0.000000% 0.000000% 0.000000% 65.~~595112~~310217% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 01.~~000000~~785714% 0.000000% 0.000000% 0.000000% 01.~~000000~~785714% 02.~~000000~~553146% 0.000000% 0.000000% 0.000000% 02.~~000000~~553146% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 1.~~515152~~785714% 0.000000% 10.~~515152~~000000% 31.~~030303~~785714% 0.000000% 2.~~044647~~441243% 0.000000% 20.~~281752~~000000% 42.~~326399~~441243% Totals 67.~~060606~~142857% 1.~~515152~~785714% 0.000000% 10.~~515152~~000000% 98.~~090909~~928571% 67.~~595112~~863363% 2.~~044647~~441243% 0.000000% 20.~~281752~~000000% 10.~~921511~~304606% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 42 0 0 0 42 1553,~~645,749~~059.4160 0.00 0.00 0.00 1553,~~645,749~~059.4160 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 10 0 0 0 10 ~~296,802~~0.7100 0.00 0.00 0.00 ~~296,802~~0.7100 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 10 12 2 0.00 0.00 ~~648,184~~0.2900 ~~388~~1,~~533~~036,717.0332 1,036,717.32 Totals 52 0 10 12 74 1553,~~942,552~~059.1260 0.00 ~~648,184~~0.2900 ~~388~~1,~~533~~036,717.0332 21,~~979~~589,~~269~~776.4492 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~860465~~197605% 0.000000% 0.000000% 0.000000% 1.~~860465~~197605% 10.~~886270~~814491% 0.000000% 0.000000% 0.000000% 10.~~886270~~814491% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~465116~~000000% 0.000000% 0.000000% 0.000000% 0.~~465116~~000000% 0.~~340179~~000000% 0.000000% 0.000000% 0.000000% 0.~~340179~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.~~465116~~000000% 01.~~465116~~197605% 01.~~930233~~197605% 0.000000% 0.000000% 0.~~742914~~000000% 01.~~445316~~526774% 1.~~188230~~526774% Totals 21.~~325581~~197605% 0.000000% 0.~~465116~~000000% 01.~~465116~~197605% 32.~~255814~~395210% 20.~~226449~~814491% 0.000000% 0.~~742914~~000000% 01.~~445316~~526774% 32.~~414679~~341265% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~331~~705,~~591~~104.7118 0.00 0.00 0.00 ~~331~~705,~~591~~104.7118 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~331~~705,~~591~~104.7118 0.00 0.00 0.00 ~~331~~705,~~591~~104.7118 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 13.~~282051~~333333% 0.000000% 0.000000% 0.000000% 13.~~282051~~333333% 12.~~024404~~851515% 0.000000% 0.000000% 0.000000% 12.~~024404~~851515% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 13.~~282051~~333333% 0.000000% 0.000000% 0.000000% 13.~~282051~~333333% 12.~~024404~~851515% 0.000000% 0.000000% 0.000000% 12.~~024404~~851515% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 23 0 0 0 23 ~~884~~1,~~885~~699,298.5654 0.00 0.00 0.00 ~~884~~1,~~885~~699,298.5654 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 1 0 1 0.00 0.00 389,481.71 0.00 389,481.71 Totals 23 0 1 0 34 ~~884~~1,~~885~~699,298.5654 0.00 389,481.71 0.00 12,~~274~~088,~~367~~780.2725 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~790514~~485149% 0.000000% 0.000000% 0.000000% 01.~~790514~~485149% 01.~~782736~~889680% 0.000000% 0.000000% 0.000000% 01.~~782736~~889680% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.~~395257~~495050% 0.000000% 0.~~395257~~495050% 0.000000% 0.000000% 0.~~344521~~433117% 0.000000% 0.~~344521~~433117% Totals 01.~~790514~~485149% 0.000000% 0.~~395257~~495050% 0.000000% 1.~~185771~~980198% 01.~~782736~~889680% 0.000000% 0.~~344521~~433117% 0.000000% 12.~~127257~~322797% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 51 0 0 0 51 2482,~~554,977~~932.3679 0.00 0.00 0.00 2482,~~554,977~~932.3679 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 51 0 0 0 51 2482,~~554,977~~932.3679 0.00 0.00 0.00 2482,~~554,977~~932.3679 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 30.~~267974~~854701% 0.000000% 0.000000% 0.000000% 30.~~267974~~854701% 30.~~761398~~914623% 0.000000% 0.000000% 0.000000% 30.~~761398~~914623% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 30.~~267974~~854701% 0.000000% 0.000000% 0.000000% 30.~~267974~~854701% 30.~~761398~~914623% 0.000000% 0.000000% 0.000000% 30.~~761398~~914623%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 6143,~~854~~533.1118

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 1,142,634,400.9 93.39525930% ~~313~~243,~~343~~701,~~019~~053.1679 9291.~~27891198~~79101219% 78.~~721088~~208988% 0.000000% Class R-I 1,142,634,350.9 93.39525522% ~~313~~243,~~343~~701,~~019~~053.1679 9291.~~27891198~~79101219% 0.000000% 0.000000% Class R-II 1,142,634,300.9 93.39525113% ~~313~~243,~~343~~701,~~019~~053.1679 9291.~~27891198~~79101219% 0.000000% 0.000000% Class 2A 897,804,100.94 73.38361837% ~~232~~181,~~450~~417,~~432~~106.2968 68.~~45620189~~33150531% 23.~~822710~~459507% ~~272~~235.~~053249~~917432% Class 3A 791,346,700.94 64.68213304% ~~202~~158,~~698~~986,~~650~~530.4506 59.~~69435979~~88293564% 8.~~761842~~448570% ~~100~~84.~~059464~~961925% Class B-1 24,469,200.94 2.00003375% 1917,~~183~~032,~~422~~852.3813 56.~~64948072~~41549437% 3.~~107154~~528454% 35.483428% Class B-2 14,681,500.94 1.20001865% 1110,~~510~~219,~~037~~697.8847 3.~~38968385~~84929142% 2.~~259797~~566203% 25.806681% Class B-3 7,952,700.94 0.65002819% 65,~~234~~535,~~777~~823.1332 12.~~83612978~~08509080% 1.~~553554~~764201% 17.741450% Class B-4 4,894,000.94 0.40001989% 3,~~836~~406,~~810~~682.1804 1.~~12993316~~28314091% 0.~~706197~~801950% 8.064703% Class B-5 2,447,100.94 0.20001816% 1,~~918~~703,~~483~~410.6678 0.~~56498972~~64159673% 0.~~564943~~641544% 6.451604% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~564990~~641597% 6.452133% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.~~486863~~472525% Weighted Average Net Coupon 6.~~138129~~125843% Weighted Average Pass-Through Rate 6.~~138129~~125843% Weighted Average Maturity(Stepdown Calculation ) ~~344~~342 Beginning Scheduled Collateral Loan Count ~~863~~704 Number Of Loans Paid In Full 7486 Ending Scheduled Collateral Loan Count ~~789~~618 Beginning Scheduled Collateral Balance ~~371~~303,~~293~~047,~~846~~545.6005 Ending Scheduled Collateral Balance ~~339~~265,~~560~~495,~~808~~551.0423 Ending Actual Collateral Balance at 2830-~~Feb~~Apr-2003 ~~339~~265,~~853~~739,~~651~~772.8911 Monthly P &I Constant 21,~~369~~934,~~097~~213.0669 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 3237,~~123~~228,~~794~~702.8440 Ending Scheduled Balance for Premium Loans ~~339~~265,~~560~~495,~~808~~551.0423 Scheduled Principal ~~361~~299,~~986~~644.6773 Unscheduled Principal 3137,~~371~~252,~~051~~349.8909

Miscellaneous Reporting Senior Percentage 9190.~~628246~~718374% Senior Percentage Group 1 92.~~953394~~195190% Senior Percentage Group 2 9392.~~090245~~388815% Senior Percentage Group 3 9291.~~326844~~211487% Senior Percentage Group 4 94.~~950116~~435871% Senior Percentage Group 5 9089.~~653249~~659988% Senior Percentage Group 6 8988.~~973500~~899661% Senior Prepayment Percentage Group 1 96.~~476697~~097595% Senior Prepayment Percentage Group 2 96.~~545122~~194407% Senior Prepayment Percentage Group 3 9695.~~163422~~605744% Senior Prepayment Percentage Group 4 97.~~475058~~217935% Senior Prepayment Percentage Group 5 9594.~~326625~~829994% Senior Prepayment Percentage Group 6 94.~~986750~~449831% Subordinate Percentage 89.~~371754~~281626%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.~~473760~~538180 6.~~430994~~411883 6.~~681841~~664608 Weighted Average Net Rate 6.~~122652~~191646 6.~~143314~~128080 6.~~336781~~322656 Weighted Average Maturity ~~342~~340 ~~343~~341 ~~344~~342 Beginning Loan Count 7461 ~~234~~194 8766 Loans Paid In Full 85 1927 96 Ending Loan Count 6656 ~~215~~167 7860 Beginning Scheduled Balance 3126,~~970~~136,~~439~~703.5604 9478,~~533~~108,~~025~~261.5112 3527,~~344~~143,~~205~~213.1802 Ending scheduled Balance 2823,~~341~~739,~~506~~720.9084 8767,~~166~~834,~~766~~861.7224 3224,~~347~~707,~~409~~719.1105 Record Date 0204/2830/2003 0204/2830/2003 0204/2830/2003 Principal And Interest Constant ~~208~~172,~~081~~043.5086 ~~602~~498,~~880~~453.0934 ~~233~~180,~~665~~799.6508 Scheduled Principal 3529,~~607~~638.3848 9681,~~262~~102.2950 3630,~~862~~050.0102 Unscheduled Principal 32,~~593~~367,~~325~~343.2872 710,~~269~~192,~~996~~297.5038 2,~~959~~405,~~934~~443.0695 Scheduled Interest ~~172~~142,~~474~~405.1238 ~~506~~417,~~617~~350.8084 ~~196~~150,~~803~~749.6406 Servicing Fees 97,~~354~~547.2270 2218,~~662~~472.7477 107,~~163~~734.2373 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~163~~134,~~119~~857.9068 ~~483~~398,~~955~~878.0607 ~~186~~143,~~640~~014.4133 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~122652~~191646 6.~~143314~~128080 6.~~336781~~322656

Group Level Collateral Statement Group Group 4 Group 5 Group 6 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.~~826625~~862187 6.~~482558~~462960 6.~~425350~~391341 Weighted Average Net Rate 6.~~423194~~467860 6.~~107558~~087960 6.~~050351~~016341 Weighted Average Maturity ~~345~~343 ~~345~~343 ~~345~~343 Beginning Loan Count 2621 ~~277~~228 ~~165~~134 Loans Paid In Full 25 2426 1217 Ending Loan Count 2416 ~~253~~202 ~~153~~117 Beginning Scheduled Balance 119,~~413~~440,~~435~~110.4120 ~~124~~101,~~333~~900,~~980~~347.7174 7360,~~698~~318,~~760~~909.2393 Ending scheduled Balance 106,~~872~~607,~~263~~857.9424 ~~112~~89,~~963~~849,~~829~~843.5203 6752,~~869~~755,~~031~~549.8583 Record Date 0204/2830/2003 0204/2830/2003 0204/2830/2003 Principal And Interest Constant 7358,~~348~~597.9859 ~~785~~644,~~888~~387.7332 ~~465~~379,~~232~~932.1150 Scheduled Principal 84,~~419~~614.6142 ~~114~~95,~~220~~572.2442 7058,~~615~~666.1489 Unscheduled Principal ~~532~~2,~~751~~827,638.8654 11,~~255~~954,~~930~~932.9529 57,~~759~~504,~~113~~693.2421 Scheduled Interest 6453,~~929~~983.3717 ~~671~~548,~~668~~814.4990 ~~394~~321,~~616~~265.9761 Servicing Fees 3,~~837~~102.1108 3831,~~854~~843.3686 2318,~~030~~849.8666 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 6150,~~092~~881.2609 ~~632~~516,~~814~~971.1304 ~~371~~302,~~586~~415.1195 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~423194~~467860 6.~~107558~~087960 6.~~050350~~016341

Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 6.~~486863~~472525 Weighted Average Net Rate 6.~~138129~~125843 Weighted Average Maturity ~~344~~342.00 Record Date 0204/2830/2003 Principal And Interest Constant 21,~~369~~934,~~097~~213.0669 Beginning Loan Count ~~863~~704 Loans Paid In Full 7486 Ending Loan Count ~~789~~618 Beginning Scheduled Balance ~~371~~303,~~293~~047,~~846~~545.6005 Ending Scheduled Balance ~~339~~265,~~560~~495,~~808~~551.0423 Scheduled Principal ~~361~~299,~~986~~644.6773 Unscheduled Principal 3137,~~371~~252,~~051~~349.8909 Scheduled Interest 21,~~007~~634,~~110~~568.3996 Servicing Fee ~~107~~87,~~902~~550.5280 Master Servicing Fee 0.00 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,~~899~~547,~~207~~018.8716 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~138129~~125843

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THR CERT SER 2001-10