8-K 1 bam0300c_oct.txt OCTOBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2003 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-C Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-06 54-2105538 Pooling and Servicing Agreement) (Commission 54-2105539 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On October 27, 2003 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-C Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-C Trust, relating to the October 27, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-C Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 10/31/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-C Trust, relating to the October 27, 2003 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 89/3130/03 Distribution Date: 910/2527/03 BAM Series: 2003-C Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1A1 0605067F3 SEN 3.33400% 3127,~~337~~615,~~493~~543.9615 8776,~~066~~725.0018 31,~~721~~698,~~950~~725.8193 1A2 0605067G1 SEN 3.33400% 5145,~~470~~357,~~789~~609.2511 ~~143~~126,~~003~~018.0156 62,~~113~~790,~~180~~100.1471 1A3 0605067H9 SEN 3.33400% 1,~~441~~270,~~524~~314.7299 43,~~005~~529.0436 ~~171~~78,~~209~~141.7439 1AR 0605067J5 SEN 3.33400% 0.00 0.00 0.00 1ALR 0605067K2 SEN 3.33400% 0.00 0.0100 0.00 2A1 0605067L0 SEN 3.92900% ~~224~~200,~~162~~103,~~146~~976.8698 ~~733~~655,~~944~~173.2377 2416,~~058~~777,~~169~~970.8975 2A2 0605067M8 SEN 3.92900% ~~113~~101,~~462~~285,~~659~~296.4600 ~~371~~331,~~495~~624.6694 128,~~177~~492,~~363~~393.4660 2A3 0605067N6 SEN 3.92900% 32,~~183~~841,~~102~~476.4947 109,~~422~~303.0147 ~~341~~238,~~626~~247.0118 3A1 0605067V8 SEN 4.26500% 7164,~~679~~428,~~040~~126.9801 ~~254~~228,~~759~~988.2630 72,~~250~~902,~~914~~305.9771 AP 0605067P1 PO 0.00000% ~~296~~252,~~210~~742.7220 0.00 ~~43,468~~383.5296 B1 0605067Q9 SUB 3.~~86326~~86329% 8,~~806~~797,~~862~~571.9293 28,~~352~~322.6497 9,~~290~~370.9996 B2 0605067R7 SUB 3.~~86326~~86329% 4,~~064~~059,~~170~~882.2466 13,~~084~~070.1142 4,~~287~~324.5849 B3 0605067S5 SUB 3.~~86326~~86329% 2,~~709~~706,~~115~~257.2016 8,~~721~~712.6754 2,~~858~~882.0464 B4 0605067W6 SUB 3.~~86326~~86329% 1,~~015~~014,~~793~~722.8420 3,~~270~~266.2380 1,~~071~~080.6386 B5 0605067X4 SUB 3.~~86326~~86329% 1,~~015~~014,~~793~~722.8420 3,~~270~~266.2380 1,~~071~~080.6386 B6 0605067Y2 SUB 3.~~86326~~86329% 1,~~356~~354,~~425~~994.0405 4,~~366~~362.8528 1,~~430~~443.9931 WIO 0605067U0 IO 1.~~01742~~01702% 0.00 ~~434~~388,~~010~~496.3400 0.00 SES 0605067T3 SEN 0.00000% 0.00 9590,~~136~~259.8349 0.00 Totals ~~516~~462,~~001~~103,~~129~~235.5211 21,~~194~~971,~~908~~120.1288 5332,~~897~~998,~~894~~452.4035

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1A1 0.00 2725,~~615~~916,~~543~~817.1523 31,~~809~~775,~~016~~451.8111 0.00 1A2 0.00 4542,~~357~~567,~~609~~508.1140 62,~~256~~916,~~183~~119.1527 0.00 1A3 0.00 1,~~270~~192,~~314~~173.9959 ~~175~~81,~~214~~670.7875 0.00 1AR 0.00 0.00 0.00 0.00 1ALR 0.00 0.00 0.0100 0.00 2A1 0.00 ~~200~~183,~~103~~326,~~976~~006.9823 2417,~~792~~433,~~114~~144.1252 0.00 2A2 0.00 ~~101~~92,~~285~~792,~~296~~902.0040 128,~~548~~824,~~859~~018.1254 0.00 2A3 0.00 2,~~841~~603,~~476~~229.4729 ~~352~~247,~~048~~550.0265 0.00 3A1 0.00 6461,~~428~~525,~~126~~820.0130 73,~~505~~131,~~674~~294.2301 0.00 AP 0.00 252,~~742~~358.2024 ~~43,468~~383.5296 0.00 B1 0.00 8,~~797~~788,~~571~~200.9397 37,~~643~~693.6393 0.00 B2 0.00 4,~~059~~055,~~882~~558.6617 17,~~371~~394.6991 0.00 B3 0.00 2,~~706~~703,~~257~~374.1652 11,~~579~~595.7118 0.00 B4 0.00 1,~~014~~013,~~722~~641.2034 4,~~341~~347.8666 0.00 B5 0.00 1,~~014~~013,~~722~~641.2034 4,~~341~~347.8666 0.00 B6 0.00 1,~~354~~353,~~994~~550.0574 5,~~797~~805.8459 0.00 WIO 0.00 0.00 ~~434~~388,~~010~~496.3400 0.00 SES 0.00 0.00 9590,~~136~~259.8349 0.00 Totals 0.00 ~~462~~429,~~103~~104,~~235~~782.1176 5634,~~092~~969,~~802~~573.5223 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A1 45,000,000.00 3127,~~337~~615,~~493~~543.9615 4339,~~691~~144.6768 31,~~678~~659,~~259~~581.1424 0.00 0.00 1A2 73,911,000.00 5145,~~470~~357,~~789~~609.2511 7164,~~762~~293.1184 62,~~041~~725,~~418~~806.0387 0.00 0.00 1A3 2,070,000.00 1,~~441~~270,~~524~~314.7299 21,~~009~~800.8266 ~~169~~76,~~199~~340.9274 0.00 0.00 1AR 50.00 0.00 0.00 0.00 0.00 0.00 1ALR 50.00 0.00 0.00 0.00 0.00 0.00 2A1 300,000,000.00 ~~224~~200,~~162~~103,~~146~~976.8698 ~~213~~192,~~229~~091.1943 2316,~~844~~585,~~940~~879.6931 0.00 0.00 2A2 151,849,000.00 ~~113~~101,~~462~~285,~~659~~296.4600 ~~107~~97,~~928~~229.8064 128,~~069~~395,~~434~~163.6796 0.00 0.00 2A3 4,260,000.00 32,~~183~~841,~~102~~476.4947 32,~~027~~727.8570 ~~338~~235,~~598~~519.1649 0.00 0.00 3A1 84,415,000.00 7164,~~679~~428,~~040~~126.9801 8172,~~047~~831.6171 72,~~169~~829,~~867~~474.3600 0.00 0.00 AP 298,435.00 ~~296~~252,~~210~~742.7220 ~~449~~383.1496 ~~43,019~~0.3700 0.00 0.00 B1 8,852,000.00 8,~~806~~797,~~862~~571.9293 9,~~290~~370.9996 0.00 0.00 0.00 B2 4,085,000.00 4,~~064~~059,~~170~~882.2466 4,~~287~~324.5849 0.00 0.00 0.00 B3 2,723,000.00 2,~~709~~706,~~115~~257.2016 2,~~858~~882.0464 0.00 0.00 0.00 B4 1,021,000.00 1,~~015~~014,~~793~~722.8420 1,~~071~~080.6386 0.00 0.00 0.00 B5 1,021,000.00 1,~~015~~014,~~793~~722.8420 1,~~071~~080.6386 0.00 0.00 0.00 B6 1,363,377.00 1,~~356~~354,~~425~~994.0405 1,~~430~~443.9931 0.00 0.00 0.00 WIO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 680,868,912.00 ~~516~~462,~~001~~103,~~129~~235.5211 ~~543~~490,~~157~~686.0574 5332,~~354~~507,~~737~~765.3461 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A1 31,~~721~~698,~~950~~725.8193 2725,~~615~~916,~~543~~817.1523 0.~~61367874~~57592927 31,~~721~~698,~~950~~725.8193 1A2 62,~~113~~790,~~180~~100.1471 4542,~~357~~567,~~609~~508.1140 0.~~61367874~~57592927 62,~~113~~790,~~180~~100.1471 1A3 ~~171~~78,~~209~~141.7439 1,~~270~~192,~~314~~173.9959 0.~~61367874~~57592927 ~~171~~78,~~209~~141.7439 1AR 0.00 0.00 0.00000000 0.00 1ALR 0.00 0.00 0.00000000 0.00 2A1 2416,~~058~~777,~~169~~970.8975 ~~200~~183,~~103~~326,~~976~~006.9823 0.~~66701326~~61108669 2416,~~058~~777,~~169~~970.8975 2A2 128,~~177~~492,~~363~~393.4660 ~~101~~92,~~285~~792,~~296~~902.0040 0.~~66701326~~61108669 128,~~177~~492,~~363~~393.4660 2A3 ~~341~~238,~~626~~247.0118 2,~~841~~603,~~476~~229.4729 0.~~66701326~~61108669 ~~341~~238,~~626~~247.0118 3A1 72,~~250~~902,~~914~~305.9771 6461,~~428~~525,~~126~~820.0130 0.~~76323078~~72884938 72,~~250~~902,~~914~~305.9771 AP ~~43,468~~383.5296 252,~~742~~358.2024 0.~~84689195~~84560537 ~~43,468~~383.5296 B1 9,~~290~~370.9996 8,~~797~~788,~~571~~200.9397 0.~~99385133~~99279270 9,~~290~~370.9996 B2 4,~~287~~324.5849 4,~~059~~055,~~882~~558.6617 0.~~99385132~~99279270 4,~~287~~324.5849 B3 2,~~858~~882.0464 2,~~706~~703,~~257~~374.1652 0.~~99385133~~99279270 2,~~858~~882.0464 B4 1,~~071~~080.6386 1,~~014~~013,~~722~~641.2034 0.~~99385132~~99279269 1,~~071~~080.6386 B5 1,~~071~~080.6386 1,~~014~~013,~~722~~641.2034 0.~~99385132~~99279269 1,~~071~~080.6386 B6 1,~~430~~443.9931 1,~~354~~353,~~994~~550.0574 0.~~99385133~~99279271 1,~~430~~443.9931 WIO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 5332,~~897~~998,~~894~~452.4035 ~~462~~429,~~103~~104,~~235~~782.1176 0.~~67869633~~63023113 5332,~~897~~998,~~894~~452.4035

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1A1 45,000,000.00 ~~696~~613.~~38875467~~67873667 0.~~97092600~~86988178 8136.~~73909200~~87958311 0.00000000 1A2 73,911,000.00 ~~696~~613.~~38875472~~67873672 0.~~97092598~~86988188 8136.~~73909202~~87958315 0.00000000 1A3 2,070,000.00 ~~696~~613.~~38875362~~67873913 0.~~97092754~~86988406 8136.~~73909179~~87958454 0.00000000 1AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2A1 300,000,000.00 ~~747~~667.~~20715620~~01325660 0.~~71076397~~64030477 7955.~~48313563~~28626437 0.00000000 2A2 151,849,000.00 ~~747~~667.~~20715619~~01325659 0.~~71076398~~64030478 7955.~~48313568~~28626438 0.00000000 2A3 4,260,000.00 ~~747~~667.~~20715728~~01325587 0.~~71076291~~64030516 7955.~~48313615~~28626526 0.00000000 3A1 84,415,000.00 ~~849~~763.~~12682556~~23077664 0.~~96010910~~86278161 8433.~~93593982~~51861636 0.00000000 AP 298,435.00 ~~992~~846.~~54685275~~89195302 1.~~50498433~~28657832 ~~144~~0.~~14988188~~00000000 0.00000000 B1 8,852,000.00 ~~994~~993.~~90091731~~85132512 1.~~04959218~~05862630 0.00000000 0.00000000 B2 4,085,000.00 ~~994~~993.~~90091554~~85132436 1.~~04959119~~05862668 0.00000000 0.00000000 B3 2,723,000.00 ~~994~~993.~~90091811~~85132574 1.~~04959236~~05862651 0.00000000 0.00000000 B4 1,021,000.00 ~~994~~993.~~90092067~~85132223 1.~~04958864~~05862880 0.00000000 0.00000000 B5 1,021,000.00 ~~994~~993.~~90092067~~85132223 1.~~04958864~~05862880 0.00000000 0.00000000 B6 1,363,377.00 ~~994~~993.~~90092616~~85133386 1.~~04959230~~05862868 0.00000000 0.00000000 WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A1 0.00000000 8237.~~71001800~~74946511 ~~613~~575.~~67873667~~92927178 0.~~61367874~~57592927 8237.~~71001800~~74946511 1A2 0.00000000 8237.~~71001799~~74946503 ~~613~~575.~~67873672~~92927169 0.~~61367874~~57592927 8237.~~71001799~~74946503 1A3 0.00000000 8237.~~71001932~~74946377 ~~613~~575.~~67873913~~92927053 0.~~61367874~~57592927 8237.~~71001932~~74946377 1AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2A1 0.00000000 8055.~~19389963~~92656917 ~~667~~611.~~01325660~~08668743 0.~~66701326~~61108669 8055.~~19389963~~92656917 2A2 0.00000000 8055.~~19389960~~92656916 ~~667~~611.~~01325659~~08668743 0.~~66701326~~61108669 8055.~~19389960~~92656916 2A3 0.00000000 8055.~~19389906~~92656808 ~~667~~611.~~01325587~~08668779 0.~~66701326~~61108669 8055.~~19389906~~92656808 3A1 0.00000000 8534.~~89604892~~38139797 ~~763~~728.~~23077664~~84937866 0.~~76323078~~72884938 8534.~~89604892~~38139797 AP 0.00000000 ~~145~~1.~~65489973~~28657832 ~~846~~845.~~89195302~~60537470 0.~~84689195~~84560537 ~~145~~1.~~65489973~~28657832 B1 0.00000000 1.~~04959218~~05862630 ~~993~~992.~~85132512~~79269883 0.~~99385133~~99279270 1.~~04959218~~05862630 B2 0.00000000 1.~~04959119~~05862668 ~~993~~992.~~85132436~~79269767 0.~~99385132~~99279270 1.~~04959119~~05862668 B3 0.00000000 1.~~04959236~~05862651 ~~993~~992.~~85132574~~79269923 0.~~99385133~~99279270 1.~~04959236~~05862651 B4 0.00000000 1.~~04958864~~05862880 ~~993~~992.~~85132223~~79269344 0.~~99385132~~99279269 1.~~04958864~~05862880 B5 0.00000000 1.~~04958864~~05862880 ~~993~~992.~~85132223~~79269344 0.~~99385132~~99279269 1.~~04958864~~05862880 B6 0.00000000 1.~~04959230~~05862868 ~~993~~992.~~85133386~~79270517 0.~~99385133~~99279271 1.~~04959230~~05862868 WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A1 45,000,000.00 3.33400% 3127,~~337~~615,~~493~~543.9615 8776,~~066~~725.0018 0.00 0.00 1A2 73,911,000.00 3.33400% 5145,~~470~~357,~~789~~609.2511 ~~143~~126,~~003~~018.0156 0.00 0.00 1A3 2,070,000.00 3.33400% 1,~~441~~270,~~524~~314.7299 43,~~005~~529.0436 0.00 0.00 1AR 50.00 3.33400% 0.00 0.00 0.00 0.00 1ALR 50.00 3.33400% 0.00 0.00 0.00 0.00 2A1 300,000,000.00 3.92900% ~~224~~200,~~162~~103,~~146~~976.8698 ~~733~~655,~~944~~173.2377 0.00 0.00 2A2 151,849,000.00 3.92900% ~~113~~101,~~462~~285,~~659~~296.4600 ~~371~~331,~~495~~624.6694 0.00 0.00 2A3 4,260,000.00 3.92900% 32,~~183~~841,~~102~~476.4947 109,~~422~~303.0147 0.00 0.00 3A1 84,415,000.00 4.26500% 7164,~~679~~428,~~040~~126.9801 ~~254~~228,~~759~~988.2630 0.00 0.00 AP 298,435.00 0.00000% ~~296~~252,~~210~~742.7220 0.00 0.00 0.00 B1 8,852,000.00 3.~~86326~~86329% 8,~~806~~797,~~862~~571.9293 28,~~352~~322.6497 0.00 0.00 B2 4,085,000.00 3.~~86326~~86329% 4,~~064~~059,~~170~~882.2466 13,~~084~~070.1142 0.00 0.00 B3 2,723,000.00 3.~~86326~~86329% 2,~~709~~706,~~115~~257.2016 8,~~721~~712.6755 0.00 0.00 B4 1,021,000.00 3.~~86326~~86329% 1,~~015~~014,~~793~~722.8420 3,~~270~~266.2380 0.00 0.00 B5 1,021,000.00 3.~~86326~~86329% 1,~~015~~014,~~793~~722.8420 3,~~270~~266.2380 0.00 0.00 B6 1,363,377.00 3.~~86326~~86329% 1,~~356~~354,~~425~~994.0405 4,~~366~~362.8528 0.00 0.00 WIO 0.00 1.~~01742~~01702% ~~511~~458,~~896~~395,~~573~~613.8720 ~~434~~388,~~010~~496.3400 0.00 0.00 SES 0.00 0.00000% ~~516~~462,~~001~~103,~~131~~236.2787 0.00 0.00 0.00 Totals 680,868,912.00 21,~~099~~880,~~771~~861.2840 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A1 0.00 0.00 8776,~~066~~725.0018 0.00 2725,~~615~~916,~~543~~817.1523 1A2 0.00 0.00 ~~143~~126,~~003~~018.0156 0.00 4542,~~357~~567,~~609~~508.1140 1A3 0.00 0.00 43,~~005~~529.0436 0.00 1,~~270~~192,~~314~~173.9959 1AR 0.00 0.00 0.00 0.00 0.00 1ALR 0.00 0.00 0.0100 0.00 0.00 2A1 0.00 0.00 ~~733~~655,~~944~~173.2377 0.00 ~~200~~183,~~103~~326,~~976~~006.9823 2A2 0.00 0.00 ~~371~~331,~~495~~624.6694 0.00 ~~101~~92,~~285~~792,~~296~~902.0040 2A3 0.00 0.00 109,~~422~~303.0147 0.00 2,~~841~~603,~~476~~229.4729 3A1 0.00 0.00 ~~254~~228,~~759~~988.2630 0.00 6461,~~428~~525,~~126~~820.0130 AP 0.00 0.00 0.00 0.00 252,~~742~~358.2024 B1 0.00 0.00 28,~~352~~322.6497 0.00 8,~~797~~788,~~571~~200.9397 B2 0.00 0.00 13,~~084~~070.1142 0.00 4,~~059~~055,~~882~~558.6617 B3 0.00 0.00 8,~~721~~712.6754 0.00 2,~~706~~703,~~257~~374.1652 B4 0.00 0.00 3,~~270~~266.2380 0.00 1,~~014~~013,~~722~~641.2034 B5 0.00 0.00 3,~~270~~266.2380 0.00 1,~~014~~013,~~722~~641.2034 B6 0.00 0.00 4,~~366~~362.8528 0.00 1,~~354~~353,~~994~~550.0574 WIO 0.00 0.00 ~~434~~388,~~010~~496.3400 0.00 ~~458~~425,~~395~~402,~~613~~701.2063 SES 0.00 0.00 9590,~~136~~259.8349 0.00 ~~462~~429,~~103~~104,~~236~~784.8753 Totals 0.00 0.00 21,~~194~~971,~~908~~120.1288 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A1 45,000,000.00 3.33400% ~~696~~613.~~38875467~~67873667 1.~~93480000~~70500400 0.00000000 0.00000000 1A2 73,911,000.00 3.33400% ~~696~~613.~~38875472~~67873672 1.~~93480010~~70500413 0.00000000 0.00000000 1A3 2,070,000.00 3.33400% ~~696~~613.~~38875362~~67873913 1.~~93480193~~70500483 0.00000000 0.00000000 1AR 50.00 3.33400% 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 50.00 3.33400% 0.00000000 0.00000000 0.00000000 0.00000000 2A1 300,000,000.00 3.92900% ~~747~~667.~~20715620~~01325660 2.~~44648077~~18391257 0.00000000 0.00000000 2A2 151,849,000.00 3.92900% ~~747~~667.~~20715619~~01325659 2.~~44648078~~18391257 0.00000000 0.00000000 2A3 4,260,000.00 3.92900% ~~747~~667.~~20715728~~01325587 2.~~44648122~~18391315 0.00000000 0.00000000 3A1 84,415,000.00 4.26500% ~~849~~763.~~12682556~~23077664 32.~~01793828~~71264941 0.00000000 0.00000000 AP 298,435.00 0.00000% ~~992~~846.~~54685275~~89195302 0.00000000 0.00000000 0.00000000 B1 8,852,000.00 3.~~86326~~86329% ~~994~~993.~~90091731~~85132512 3.~~20296430~~19961252 0.00000000 0.00000000 B2 4,085,000.00 3.~~86326~~86329% ~~994~~993.~~90091554~~85132436 3.~~20296450~~19961322 0.00000000 0.00000000 B3 2,723,000.00 3.~~86326~~86329% ~~994~~993.~~90091811~~85132574 3.~~20296364~~19961440 0.00000000 0.00000000 B4 1,021,000.00 3.~~86326~~86329% ~~994~~993.~~90092067~~85132223 3.~~20296768~~19960823 0.00000000 0.00000000 B5 1,021,000.00 3.~~86326~~86329% ~~994~~993.~~90092067~~85132223 3.~~20296768~~19960823 0.00000000 0.00000000 B6 1,363,377.00 3.~~86326~~86329% ~~994~~993.~~90092616~~85133386 3.~~20296587~~19961390 0.00000000 0.00000000 WIO 0.00 1.~~01742~~01702% ~~756~~677.~~42210227~~36451289 0.~~64133075~~57407487 0.00000000 0.00000000 SES 0.00 0.00000% ~~757~~678.~~85679360~~69633647 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A1 0.00000000 0.00000000 1.~~93480000~~70500400 0.00000000 ~~613~~575.~~67873667~~92927178 1A2 0.00000000 0.00000000 1.~~93480010~~70500413 0.00000000 ~~613~~575.~~67873672~~92927169 1A3 0.00000000 0.00000000 1.~~93480193~~70500483 0.00000000 ~~613~~575.~~67873913~~92927053 1AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 0.00000000 0.00000000 0.~~20000000~~00000000 0.00000000 0.00000000 2A1 0.00000000 0.00000000 2.~~44648077~~18391257 0.00000000 ~~667~~611.~~01325660~~08668743 2A2 0.00000000 0.00000000 2.~~44648078~~18391257 0.00000000 ~~667~~611.~~01325659~~08668743 2A3 0.00000000 0.00000000 2.~~44648122~~18391315 0.00000000 ~~667~~611.~~01325587~~08668779 3A1 0.00000000 0.00000000 32.~~01793828~~71264941 0.00000000 ~~763~~728.~~23077664~~84937866 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~846~~845.~~89195302~~60537470 B1 0.00000000 0.00000000 3.~~20296430~~19961252 0.00000000 ~~993~~992.~~85132512~~79269883 B2 0.00000000 0.00000000 3.~~20296450~~19961322 0.00000000 ~~993~~992.~~85132436~~79269767 B3 0.00000000 0.00000000 3.~~20296364~~19961072 0.00000000 ~~993~~992.~~85132574~~79269923 B4 0.00000000 0.00000000 3.~~20296768~~19960823 0.00000000 ~~993~~992.~~85132223~~79269344 B5 0.00000000 0.00000000 3.~~20296768~~19960823 0.00000000 ~~993~~992.~~85132223~~79269344 B6 0.00000000 0.00000000 3.~~20296587~~19961390 0.00000000 ~~993~~992.~~85133386~~79270517 WIO 0.00000000 0.00000000 0.~~64133075~~57407487 0.00000000 ~~677~~628.~~36451289~~61136859 SES 0.00000000 0.00000000 0.~~13972856~~13256515 0.00000000 ~~678~~630.~~69633647~~23113016 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage APO-2 0.00000% 0.00 0.00 ~~272~~228,~~183~~748.6751 228,~~748~~398.5102 83.~~41088378~~28308106% APO-3 0.00000% 0.00 0.00 2423,~~027~~993.0569 23,~~993~~960.6922 99.~~18026620~~04191468% WIO-1 0.~~97159~~98332% ~~87,711,781.82~~ 77,700,614.35 73,128,745.86 0.00 0.00 6258.~~42696874~~75379455% WIO-2 1.~~01036~~00866% ~~350,776,734.57~~ 314,539,633.72 289,022,666.50 0.00 0.00 6762.~~48111865~~00672589% WIO-3 1.~~10592~~09633% ~~73,408,057.48~~ 66,155,365.13 63,251,289.27 0.00 0.00 7673.~~78860858~~41775658% SES-1 0.00000% ~~87,711,781.82~~ 77,700,614.35 73,128,745.86 0.00 0.00 6258.~~42696874~~75379455% SES-2 0.00000% ~~354,167,164.44~~ 317,534,121.13 292,012,608.02 0.00 0.00 6762.~~62795220~~19241771% SES-3 0.00000% ~~74,122,185.01~~ 66,868,501.39 63,963,430.65 0.00 0.00 7673.~~97394227~~62984538%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5634,~~115~~990,~~807~~175.5334 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 5634,~~115~~990,~~807~~175.5334 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 2320,~~005~~602.0111 Payment of Interest and Principal 5634,~~092~~969,~~802~~573.5223 Total Withdrawals (Pool Distribution Amount) 5634,~~115~~990,~~807~~175.5334 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 2119,~~500~~254.0530 Wells Fargo - Trustee Fee 1,~~504~~347.9681 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 2320,~~005~~602.0111

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 311 0 0 0 311 15,~~718~~962,~~350~~330.8311 0.00 0.00 0.00 15,~~718~~962,~~350~~330.8311 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 311 0 0 0 311 15,~~718~~962,~~350~~330.8311 0.00 0.00 0.00 15,~~718~~962,~~350~~330.8311 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~320171~~257143% 0.000000% 0.000000% 0.000000% 01.~~320171~~257143% 01.~~371528~~388204% 0.000000% 0.000000% 0.000000% 01.~~371528~~388204% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~320171~~257143% 0.000000% 0.000000% 0.000000% 01.~~320171~~257143% 01.~~371528~~388204% 0.000000% 0.000000% 0.000000% 01.~~371528~~388204%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 ~~644~~1,~~719~~762,896.4648 0.00 0.00 0.00 ~~644~~1,~~719~~762,896.4648 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 ~~644~~1,~~719~~762,896.4648 0.00 0.00 0.00 ~~644~~1,~~719~~762,896.4648 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~613497~~960784% 0.000000% 0.000000% 0.000000% 01.~~613497~~960784% 02.~~828680~~407510% 0.000000% 0.000000% 0.000000% 02.~~828680~~407510% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~613497~~960784% 0.000000% 0.000000% 0.000000% 01.~~613497~~960784% 02.~~828680~~407510% 0.000000% 0.000000% 0.000000% 02.~~828680~~407510% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 27 0 0 0 27 13,~~073~~846,~~631~~580.3777 0.00 0.00 0.00 13,~~073~~846,~~631~~580.3777 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 27 0 0 0 27 13,~~073~~846,~~631~~580.3777 0.00 0.00 0.00 13,~~073~~846,~~631~~580.3777 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~314961~~190476% 0.000000% 0.000000% 0.000000% 01.~~314961~~190476% 01.~~337855~~316186% 0.000000% 0.000000% 0.000000% 01.~~337855~~316186% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~314961~~190476% 0.000000% 0.000000% 0.000000% 01.~~314961~~190476% 01.~~337855~~316186% 0.000000% 0.000000% 0.000000% 01.~~337855~~316186% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0352,852.0086 0.00 0.00 0.00 0352,852.0086 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0352,852.0086 0.00 0.00 0.00 0352,852.0086 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~746269% 0.000000% 0.000000% 0.000000% 0.~~000000~~746269% 0.~~000000~~551138% 0.000000% 0.000000% 0.000000% 0.~~000000~~551138% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~746269% 0.000000% 0.000000% 0.000000% 0.~~000000~~746269% 0.~~000000~~551138% 0.000000% 0.000000% 0.000000% 0.~~000000~~551138%

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~157926~~158781% Weighted Average Pass-Through Rate 4.~~883178~~884263% Weighted Average Maturity(Stepdown Calculation ) ~~351~~350 Beginning Scheduled Collateral Loan Count ~~1,038~~937 Number Of Loans Paid In Full ~~101~~62 Ending Scheduled Collateral Loan Count ~~937~~875 Beginning Scheduled Collateral Balance ~~516~~462,~~001~~103,~~131~~236.2787 Ending Scheduled Collateral Balance ~~462~~429,~~103~~104,~~236~~784.8753 Ending Actual Collateral Balance at 3130-~~Aug~~Sep-2003 ~~462~~429,~~509~~499,~~357~~495.2291 Monthly P &I Constant 2,~~761~~477,~~070~~261.2125 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 5534,~~829~~797,~~652~~360.0689 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~462~~429,~~103~~104,~~236~~784.8753 Scheduled Principal ~~543~~490,~~157~~686.0673 Unscheduled Principal 5332,~~354~~507,~~737~~765.3461

Miscellaneous Reporting Total Senior Percentage 9695.~~321896~~897341% Aggregate Subordinate Percentage 34.~~678104~~102659% SES Compensating Interest 0.00

Group Level Collateral Statement Group 1 2 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 4.~~684086~~695822 5.~~180165~~178813 5.~~612381~~601610 Weighted Average Net Rate 4.~~434086~~445823 4.~~930165~~928813 5.~~362381~~351609 Weighted Average Maturity ~~351~~350 350 351 ~~352~~ Beginning Loan Count ~~182~~163 ~~704~~635 ~~152~~139 Loans Paid In Full 1910 6947 135 Ending Loan Count ~~163~~153 ~~635~~588 ~~139~~134 Beginning Scheduled Balance 8777,~~711~~700,~~781~~614.8235 ~~354~~317,~~167~~534,~~164~~121.4413 7466,~~122~~868,~~185~~501.0139 Ending scheduled Balance 7773,~~700~~128,~~614~~745.3586 ~~317~~292,~~534~~012,~~121~~608.1302 6663,~~868~~963,~~501~~430.3965 Record Date 0809/3130/2003 0809/3130/2003 0809/3130/2003 Principal And Interest Constant ~~464~~414,~~664~~196.9954 1,~~865~~675,~~920~~325.6927 ~~430~~387,~~484~~739.5344 Scheduled Principal ~~122~~110,~~290~~139.3864 ~~337~~304,~~050~~950.4235 8375,~~816~~596.2674 Unscheduled Principal 94,~~888~~461,~~877~~728.0985 3625,~~295~~216,~~992~~562.8976 72,~~169~~829,~~867~~474.3600 Scheduled Interest ~~342~~304,~~374~~056.6190 1,~~528~~370,~~870~~374.2792 ~~346~~312,~~668~~142.2770 Servicing Fees 1816,~~273~~187.2761 7366,~~784~~152.8292 1513,~~442~~930.1396 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~255~~226.8462 ~~1,032~~926.9615 ~~216~~195.1604 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 98,~~136~~093.6281 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~314~~279,~~708~~548.8886 1,~~454~~303,~~052~~295.4985 ~~331~~298,~~009~~016.9870 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~305586~~317322 4.~~926665~~925313 5.~~358881~~348110

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 5.~~157926~~158781 Weighted Average Net Rate 4.~~907926~~908781 Weighted Average Maturity ~~351~~350 Beginning Loan Count ~~1,038~~937 Loans Paid In Full ~~101~~62 Ending Loan Count ~~937~~875 Beginning Scheduled Balance ~~516~~462,~~001~~103,~~131~~236.2787 Ending scheduled Balance ~~462~~429,~~103~~104,~~236~~784.8753 Record Date 0809/3130/2003 Principal And Interest Constant 2,~~761~~477,~~070~~261.2125 Scheduled Principal ~~543~~490,~~157~~686.0673 Unscheduled Principal 5332,~~354~~507,~~737~~765.3461 Scheduled Interest 21,~~217~~986,~~913~~574.1552 Servicing Fees ~~107~~96,~~500~~271.2249 Master Servicing Fees 0.00 Trustee Fee 1,~~504~~347.9681 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 98,~~136~~093.6281 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 21,~~099~~880,~~771~~861.3541 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.~~883178~~884263

Miscellaneous Reporting Group 1 CPR 7650.~~249685~~868888% Subordinate Percentage 34.~~946988~~449318% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 9695.~~053012~~550682% Group 2 CPR 7262.~~713534~~988060% Subordinate Percentage 34.~~698010~~120517% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 9695.~~301990~~879483% Group 3 CPR 7040.~~543782~~513691% Subordinate Percentage 3.~~264746~~614930% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~735254~~385070%

Filing Compare · BANC OF AMERICA MORT SEC INC MORT PASS THR CERT SER 2003-C