8-K 1 aeg03001.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 AEGIS MORTGAGE CORPORATION Home Loan Asset Backed Certificates, Series 2003-1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-90230-01 54-2110382 Pooling and Servicing Agreement) (Commission 54-2110383 (State or other File Number) 54-2110381 jurisdiction 54-2110384 of Incorporation) IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of AEGIS MORTGAGE CORPORATION, Home Loan Asset Backed Certificates, Series 2003-1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Loan Asset Backed Certificates, Series 2003-1 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AEGIS MORTGAGE CORPORATION Home Loan Asset Backed Certificates, Series 2003-1 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/7/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Loan Asset Backed Certificates, Series 2003-1 Trust, relating to the December 26, 2003 distribution. EX-99.1

AEGIS Asset Backed Securities Trust ~~Mortgage~~Home Loan Asset Backed Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 AEGIS Series: 2003-1 Contact: CTSLink Customer Service Wells Fargo Bank Minnesota, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A1 00764MAA5 SEN 1.~~52000~~51875% ~~226~~211,~~559~~043,~~649~~073.4353 ~~306~~276,~~107~~004.2677 910,~~130~~042,~~295~~748.6912 A-IO 00764MAB3 SEN-IO 6.00000% 0.00 8980,500.00 0.00 M1 00764MAC1 MEZ 2.~~17000~~16875% 16,464,000.00 3130,~~757~~747.2209 0.00 M2 00764MAD9 MEZ 3.~~37000~~36875% 12,169,000.00 3635,~~452~~300.9166 0.00 B1 00764MAE7 SUB 4.~~62000~~61875% 8,591,321.00 3534,~~281~~169.6989 0.00 X AEG03001X OC 0.00000% 3,006,562.00 ~~923~~922,~~149~~572.4075 0.00 P AEG03001P SEN 0.00000% 100.00 ~~166~~260,~~352~~229.5875 0.00 R1 AEG0301R1 RES 0.00000% 0.00 0.00 0.00 Totals ~~266~~251,~~790~~274,~~632~~056.4353 1,~~588~~639,~~601~~524.0691 910,~~130~~042,~~295~~748.6912

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A1 0.00 ~~217~~201,~~429~~000,~~353~~325.7441 910,~~436~~318,~~402~~752.9589 0.00 A-IO 0.00 0.00 8980,500.00 0.00 M1 0.00 16,464,000.00 3130,~~757~~747.2209 0.00 M2 0.00 12,169,000.00 3635,~~452~~300.9166 0.00 B1 0.00 8,591,321.00 3534,~~281~~169.6989 0.00 X 0.00 3,006,562.00 ~~923~~922,~~149~~572.4075 0.00 P 0.00 100.00 ~~166~~260,~~352~~229.5875 0.00 R1 0.00 0.00 0.00 0.00 Totals 0.00 ~~257~~241,~~660~~231,~~336~~308.7441 1011,~~718~~682,~~896~~273.7503 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A1 249,115,000.00 ~~226~~211,~~559~~043,~~649~~073.4353 0.00 910,~~130~~042,~~295~~748.6912 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M1 16,464,000.00 16,464,000.00 0.00 0.00 0.00 0.00 M2 12,169,000.00 12,169,000.00 0.00 0.00 0.00 0.00 B1 8,591,321.00 8,591,321.00 0.00 0.00 0.00 0.00 X 0.48 3,006,562.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 Totals 286,339,421.48 ~~266~~251,~~790~~274,~~632~~056.4353 0.00 910,~~130~~042,~~295~~748.6912 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A1 910,~~130~~042,~~295~~748.6912 ~~217~~201,~~429~~000,~~353~~325.7441 0.~~87280715~~80685758 910,~~130~~042,~~295~~748.6912 A-IO 0.00 0.00 0.00000000 0.00 M1 0.00 16,464,000.00 1.00000000 0.00 M2 0.00 12,169,000.00 1.00000000 0.00 B1 0.00 8,591,321.00 1.00000000 0.00 X 0.00 3,006,562.0002 ~~263~~63,670.83333333 0.00 P 0.00 100.00 1.00000000 0.00 R1 0.00 0.00 0.00000000 0.00 Totals 910,~~130~~042,~~295~~748.6912 ~~257~~241,~~660~~231,~~336~~308.7441 0.~~89984235~~84246628 910,~~130~~042,~~295~~748.6912

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A1 249,115,000.00 ~~909~~847.~~45807932~~17128045 0.00000000 3640.~~65092704~~31370299 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M1 16,464,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 12,169,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B1 8,591,321.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 0.0042 ~~4263670833~~63670833.33333000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A1 0.00000000 3640.~~65092704~~31370299 ~~872~~806.~~80715228~~85757746 0.~~87280715~~80685758 3640.~~65092704~~31370299 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 63,670,833.33333000 6263670.83333333 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A1 249,115,000.00 1.~~52000~~51875% ~~226~~211,~~559~~043,~~649~~073.4353 ~~306~~276,~~107~~004.2677 0.00 0.00 A-IO 0.00 6.00000% 1716,~~900~~100,000.00 8980,500.00 0.00 0.00 M1 16,464,000.00 2.~~17000~~16875% 16,464,000.00 3130,~~757~~747.2309 0.00 0.00 M2 12,169,000.00 3.~~37000~~36875% 12,169,000.00 3635,~~452~~300.9266 0.00 0.00 B1 8,591,321.00 4.~~62000~~61875% 8,591,321.00 3534,~~281~~169.6989 0.00 0.00 X 0.48 0.00000% 3,006,562.00 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R1 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 286,339,421.48 ~~499~~456,~~099~~722.1041 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A1 0.00 0.00 ~~306~~276,~~107~~004.2677 0.00 ~~217~~201,~~429~~000,~~353~~325.7441 A-IO 0.00 0.00 8980,500.00 0.00 16,100,000.00 M1 0.00 0.00 3130,~~757~~747.2209 0.00 16,464,000.00 M2 0.00 0.00 3635,~~452~~300.9166 0.00 12,169,000.00 B1 0.00 0.00 3534,~~281~~169.6989 0.00 8,591,321.00 X 0.00 0.00 ~~923~~922,~~149~~572.4075 0.00 3,006,562.00 P 0.00 0.00 ~~166~~260,~~352~~229.5875 0.00 100.00 R1 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~588~~639,~~601~~524.0691 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A1 249,115,000.00 1.~~52000~~51875% ~~909~~847.~~45807932~~17128045 1.~~22877892~~10794119 0.00000000 0.00000000 A-IO 0.00 6.00000% ~~928~~835.~~52389082~~15277330 4.~~64261945~~17576387 0.00000000 0.00000000 M1 16,464,000.00 2.~~17000~~16875% 1000.00000000 1.~~92888909~~86753462 0.00000000 0.00000000 M2 12,169,000.00 3.~~37000~~36875% 1000.00000000 2.~~99555592~~90086778 0.00000000 0.00000000 B1 8,591,321.00 4.~~62000~~61875% 1000.00000000 43.~~10666648~~97725682 0.00000000 0.00000000 X 0.48 0.00000% 263670833.33333000 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A1 0.00000000 0.00000000 1.~~22877892~~10794119 0.00000000 ~~872~~806.~~80715228~~85757746 A-IO 0.00000000 0.00000000 4.~~64261945~~17576387 0.00000000 835.15277330 M1 0.00000000 0.00000000 1.~~92888848~~86753462 0.00000000 1000.00000000 M2 0.00000000 0.00000000 2.~~99555510~~90086778 0.00000000 1000.00000000 B1 0.00000000 0.00000000 43.~~10666648~~97725682 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~923227916~~922026562.~~66667000~~50000000 0.00000000 263670833.33333000 P 0.00000000 0.00000000 ~~1663525~~2602297.~~80000000~~50000000 0.00000000 1000.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1011,~~988~~776,~~148~~017.7371 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 78105,~~406~~371.7888 Realized Loss (Gains, Subsequent Expenses & Recoveries) ~~(48,031~~0.~~54)~~00 Prepayment Penalties ~~166~~260,~~352~~229.5875 Total Deposits 1112,~~184~~141,~~876~~619.5534 Withdrawals Reimbursement for Servicer Advances 7086,~~758~~393.6570 Payment of Service Fee ~~395~~372,~~221~~952.1561 Payment of Interest and Principal 1011,~~718~~682,~~896~~273.7503 Total Withdrawals (Pool Distribution Amount) 1112,~~184~~141,~~876~~619.5534 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~111~~104,~~162~~697.7246 Credit Risk Fee 3,~~334~~140.8892 MGIC Fee ~~277~~262,~~944~~496.4675 Trustee Fee 2,~~779~~617.0948 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~395~~372,~~221~~952.1561

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 75 0 0 75 ~~921~~729,~~638~~715.4778 0.00 0.00 ~~921~~729,~~638~~715.4778 30 Days 3847 03 0 0 3850 45,~~955~~858,~~242~~406.5881 0372,113.0043 0.00 0.00 46,~~955~~230,~~242~~520.5824 60 Days 1317 01 0 0 1318 12,~~778~~198,~~456~~667.3313 074,695.0038 0.00 0.00 12,~~778~~273,~~456~~362.3351 90 Days 0 43 610 0 1013 0.00 ~~452~~428,~~446~~328.4514 ~~563~~1,~~540~~204,860.3944 0.00 1,~~015~~633,~~986~~188.8458 120 Days 0 01 78 0 79 0.00 054,662.0006 1982,~~107,899~~733.3188 0.00 1,~~107~~037,~~899~~395.3194 150 Days 0 1 76 0 87 0.00 4546,~~891~~493.2631 ~~806~~556,~~006~~542.3927 0.00 ~~851~~603,~~897~~035.6558 180+ Days 0 01 416 0 417 0.00 0181,778.0083 ~~528~~1,~~818~~939,957.5052 0.00 ~~528~~2,~~818~~121,736.5035 Totals 5164 1215 2440 0 87119 68,~~733~~057,~~698~~073.9194 1,~~419~~887,~~976~~786.1893 34,~~006~~684,~~264~~094.5911 0.00 1114,~~159~~628,~~939~~954.6898 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~366684~~278396% 0.000000% 0.000000% 0.~~366684~~278396% 0.~~357695~~302496% 0.000000% 0.000000% 0.~~357695~~302496% 30 Days 12.~~990571~~616927% 0.~~000000~~167038% 0.000000% 0.000000% 12.~~990571~~783964% 12.~~923169~~428544% 0.~~000000~~154256% 0.000000% 0.000000% 12.~~923169~~582800% 60 Days 0.~~680985~~946548% 0.~~000000~~055679% 0.000000% 0.000000% 01.~~680985~~002227% 0.~~690233~~911436% 0.~~000000~~030964% 0.000000% 0.000000% 0.~~690233~~942400% 90 Days 0.000000% 0.~~209534~~167038% 0.~~314301~~556793% 0.000000% 0.~~523834~~723831% 0.000000% 0.~~175598~~177559% 0.~~218715~~499463% 0.000000% 0.~~394313~~677022% 120 Days 0.000000% 0.~~000000~~055679% 0.~~366684~~445434% 0.000000% 0.~~366684~~501114% 0.000000% 0.~~000000~~022660% 0.~~429985~~407383% 0.000000% 0.~~429985~~430042% 150 Days 0.000000% 0.~~052383~~055679% 0.~~366684~~334076% 0.000000% 0.~~419068~~389755% 0.000000% 0.~~017811~~019273% 0.~~312818~~230709% 0.000000% 0.~~330628~~249982% 180+ Days 0.000000% 0.~~000000~~055679% 0.~~209534~~890869% 0.000000% 0.~~209534~~946548% 0.000000% 0.~~000000~~075355% 0.~~205239~~804190% 0.000000% 0.~~205239~~879545% Totals 23.~~671556~~563474% 0.~~628601~~835189% 12.~~257203~~227171% 0.000000% 46.~~557360~~625835% 23.~~613402~~339980% 0.~~551104~~782563% 1.~~166755~~941745% 0.000000% 46.~~331262~~064288%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Arm No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 54 0 0 54 ~~599~~535,~~604~~396.8019 0.00 0.00 ~~599~~535,~~604~~396.8019 30 Days 3545 02 0 0 3547 45,~~485~~750,~~150~~337.4459 0244,785.0056 0.00 0.00 45,~~485~~995,~~150~~123.4415 60 Days 1215 01 0 0 1216 1,~~723~~752,~~568~~403.4227 074,695.0038 0.00 0.00 1,~~723~~827,~~568~~098.4265 90 Days 0 43 510 0 913 0.00 ~~452~~428,~~446~~328.4514 ~~503~~1,~~832~~204,860.7344 0.00 ~~956~~1,~~279~~633,188.1858 120 Days 0 01 67 0 68 0.00 054,662.0006 ~~847~~927,~~029~~895.9854 0.00 ~~847~~982,~~029~~557.9860 150 Days 0 1 75 0 86 0.00 4546,~~891~~493.2631 ~~806~~496,~~006~~902.3935 0.00 ~~851~~543,~~897~~395.6566 180 Days 0 0 315 0 315 0.00 0.00 ~~346~~1,~~865~~679,455.8527 0.00 ~~346~~1,~~865~~679,455.8527 Totals 4760 1012 2137 0 78109 67,~~208~~502,~~718~~740.86 1,~~097~~384,~~942~~360.5164 24,~~503~~309,~~734~~113.9560 0.00 913,~~810~~196,~~396~~215.3210 0-29 Days 0.~~298507~~254130% 0.000000% 0.000000% 0.~~298507~~254130% 0.~~263754~~251791% 0.000000% 0.000000% 0.~~263754~~251791% 30 Days 2.~~089552~~858958% 0.~~000000~~127065% 0.000000% 0.000000% 2.~~089552~~986023% 12.~~972925~~704324% 0.~~000000~~115120% 0.000000% 0.000000% 12.~~972925~~819444% 60 Days 0.~~716418~~952986% 0.~~000000~~063532% 0.000000% 0.000000% 01.~~716418~~016518% 0.~~758162~~824137% 0.~~000000~~035128% 0.000000% 0.000000% 0.~~758162~~859266% 90 Days 0.000000% 0.~~238806~~190597% 0.~~298507~~635324% 0.000000% 0.~~537313~~825921% 0.000000% 0.~~199022~~201438% 0.~~221626~~566633% 0.000000% 0.~~420647~~768072% 120 Days 0.000000% 0.~~000000~~063532% 0.~~358209~~444727% 0.000000% 0.~~358209~~508259% 0.000000% 0.~~000000~~025707% 0.~~372591~~436380% 0.000000% 0.~~372591~~462087% 150 Days 0.000000% 0.~~059701~~063532% 0.~~417910~~317662% 0.000000% 0.~~477612~~381194% 0.000000% 0.~~020187~~021865% 0.~~354545~~233688% 0.000000% 0.~~374732~~255553% 180 Days 0.000000% 0.000000% 0.~~179104~~952986% 0.000000% 0.~~179104~~952986% 0.000000% 0.000000% 0.~~152579~~789830% 0.000000% 0.~~152579~~789830% Totals 23.~~805970~~811944% 0.~~597015~~762389% 12.~~253731~~350699% 0.000000% 46.~~656716~~925032% 23.~~731087~~528461% 0.~~482962~~651050% 12.~~101341~~026531% 0.000000% 46.~~315390~~206043% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 21 0 0 21 ~~322~~194,~~033~~319.6759 0.00 0.00 ~~322~~194,~~033~~319.6759 30 Days 32 01 0 0 3 ~~470~~108,~~092~~069.1422 0127,327.0087 0.00 0.00 ~~470~~235,~~092~~397.1409 60 Days 12 0 0 0 12 54446,~~887~~263.9186 0.00 0.00 0.00 54446,~~887~~263.9186 90 Days 0 0 10 0 10 0.00 0.00 ~~59,707~~0.6600 0.00 ~~59,707~~0.6600 120 Days 0 0 1 0 1 0.00 0.00 ~~260~~54,~~869~~838.3334 0.00 ~~260~~54,~~869~~838.3334 150 Days 0 0 01 0 01 0.00 0.00 059,639.0092 0.00 059,639.0092 180 Days 0 01 1 0 12 0.00 0181,778.0083 ~~181~~260,~~952~~502.6525 0.00 ~~181~~442,~~952~~281.6508 Totals 4 23 3 0 910 ~~524~~554,~~980~~333.0508 ~~322~~503,~~033~~426.6729 ~~502~~374,~~529~~980.6451 0.00 1,~~349~~432,~~543~~739.3688 0-29 Days 0.~~854701~~450450% 0.000000% 0.000000% 0.~~854701~~450450% 10.~~061937~~679527% 0.000000% 0.000000% 10.~~061937~~679527% 30 Days 10.~~282051~~900901% 0.~~000000~~450450% 0.000000% 0.000000% 1.~~282051~~351351% 10.~~550174~~377913% 0.~~000000~~445260% 0.000000% 0.000000% 10.~~550174~~823174% 60 Days 0.~~427350~~900901% 0.000000% 0.000000% 0.000000% 0.~~427350~~900901% 01.~~180998~~560566% 0.000000% 0.000000% 0.000000% 01.~~180998~~560566% 90 Days 0.000000% 0.000000% 0.~~427350~~000000% 0.000000% 0.~~427350~~000000% 0.000000% 0.000000% 0.~~196892~~000000% 0.000000% 0.~~196892~~000000% 120 Days 0.000000% 0.000000% 0.~~427350~~450450% 0.000000% 0.~~427350~~450450% 0.000000% 0.000000% 0.~~860242~~191767% 0.000000% 0.~~860242~~191767% 150 Days 0.000000% 0.000000% 0.~~000000~~450450% 0.000000% 0.~~000000~~450450% 0.000000% 0.000000% 0.~~000000~~208558% 0.000000% 0.~~000000~~208558% 180 Days 0.000000% 0.~~000000~~450450% 0.~~427350~~450450% 0.000000% 0.~~427350~~900901% 0.000000% 0.~~000000~~635673% 0.~~600006~~910965% 0.000000% 01.~~600006~~546638% Totals 1.~~709402~~801802% 01.~~854701~~351351% 1.~~282051~~351351% 0.000000% 34.~~846154~~504505% 1.~~731172~~938479% 1.~~061937~~760460% 1.~~657140~~311291% 0.000000% 45.~~450249~~010231%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 78105,~~406~~371.7888

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 8.~~390858~~368147% Weighted Average Net Coupon 7.~~890858~~868147% Weighted Average Pass-Through Rate 6.~~613188~~587051% Weighted Average Maturity(Stepdown Calculation ) ~~348~~346 Beginning Scheduled Collateral Loan Count 1,~~957~~868 Number Of Loans Paid In Full 4872 Ending Scheduled Collateral Loan Count 1,~~909~~796 Beginning Scheduled Collateral Balance ~~266~~251,~~790~~273,~~532~~956.4353 Ending Scheduled Collateral Balance ~~257~~241,~~660~~231,~~236~~208.7441 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 ~~257~~241,~~660~~231,~~236~~208.7441 Monthly P &I Constant 21,~~049~~930,~~766~~589.6000 Special Servicing Fee 0.00 Prepayment Penalties ~~166~~260,~~352~~229.5875 Realized Loss Amount ~~48,031~~0.5400 Cumulative Realized Loss 48,031.54 Ending Scheduled Balance for Premium Loans ~~257~~241,~~660~~231,~~236~~208.7441 Scheduled Principal ~~190~~182,~~665~~077.4055 Unscheduled Principal 89,~~939~~860,~~630~~670.2957 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 3,006,562.00 Overcollateralized Amount 3,006,562.00 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount ~~48,031~~0.5400 Excess Cash Amount ~~971~~922,~~180~~572.8572

Group Level Collateral Statement Group Arm Fixed Total Collateral Description Mixed ARM Fixed 15 & 30 Year Fixed & Mixed ARM Weighted Average Coupon Rate 8.~~367660~~357117 8.~~319867~~299162 8.~~390858~~368147 Weighted Average Net Rate 7.~~867660~~857117 7.~~819866~~799162 7.~~890858~~868147 Weighted Average Maturity ~~348~~346 ~~348~~346 ~~348~~346 Beginning Loan Count 1,~~715~~640 ~~242~~228 1,~~957~~868 Loans Paid In Full 4066 86 4872 Ending Loan Count 1,~~675~~574 ~~234~~222 1,~~909~~796 Beginning Scheduled Balance ~~235~~221,~~591~~732,~~940~~598.7001 3129,~~198~~541,~~591~~358.7352 ~~266~~251,~~790~~273,~~532~~956.4353 Ending scheduled Balance ~~227~~212,~~335~~634,~~114~~922.5016 3028,~~325~~596,~~122~~286.2425 ~~257~~241,~~660~~231,~~236~~208.7441 Record Date 0911/30/2003 0911/30/2003 0911/30/2003 Principal And Interest Constant 1,~~801~~696,~~804~~587.9253 ~~247~~234,~~961~~001.6847 21,~~049~~930,~~766~~589.6000 Scheduled Principal ~~159~~152,~~010~~383.4917 3129,~~654~~694.9138 ~~190~~182,~~665~~077.4055 Unscheduled Principal 8,~~097~~945,~~815~~292.7168 ~~841~~915,~~814~~377.5889 89,~~939~~860,~~630~~670.2957 Scheduled Interest 1,~~642~~544,~~794~~204.4336 ~~216~~204,~~306~~307.7709 1,~~859~~748,~~101~~511.2045 Servicing Fees 9892,~~163~~388.3058 12,~~999~~308.4288 ~~111~~104,~~162~~697.7246 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 2,~~454~~309.0972 ~~325~~307.0076 2,~~779~~617.0948 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~244~~231,~~771~~065.9714 3331,~~172~~431.4961 ~~277~~262,~~944~~496.4675 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~297~~218,~~405~~440.0792 ~~169~~160,~~809~~258.8684 1,~~467~~378,~~214~~699.9376 Realized Loss Amount ~~48,031~~0.5400 0.00 ~~48,031~~0.5400 Cumulative Realized Loss 48,031.54 0.00 48,031.54 Percentage of Cumulative Losses 0.000190 0.000000 0.000168 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~608401~~594110 6.~~531444~~509877 6.~~613188~~587051

Filing Compare · AEGIS MTG LOAN ASSET BACKED CERTS SERIES 2003-1