8-K 1 mlc0300f.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106175-02 54-2126394 Pooling and Servicing Agreement) (Commission 54-2126395 (State or other File Number) 54-2126396 jurisdiction 54-2126397 of Incorporation) 54-2126398 54-6553658 IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2003-F Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/6/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the December 26, 2003 distribution. EX-99.1

Merrill Lynch Mortgage Investors, Inc. Mortgage Pass-Through Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 MLC Series: 2003-F Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 5899292M9 SEN 1.~~44000~~43875% ~~839~~828,~~000~~499,~~000~~359.0066 1993,~~006,800~~336.0021 38,~~387~~000,~~396~~160.8207 A-2 5899292N7 SEN 1.52000% ~~270~~266,~~000~~664,~~000~~317.0081 ~~342~~337,~~000~~774.0080 12,~~249~~615,~~882~~113.7657 A-3 5899292W7 SEN 2.~~89949~~84685% ~~175~~172,~~000~~986,~~000~~622.0077 ~~422~~410,~~842~~388.8074 ~~527~~1,~~665~~447,323.7123 A-R 5899292S6 SEN 2.~~77872~~77690% ~~100~~0.00 0.2300 ~~100~~0.00 XA-1 5899292P2 SEN 1.00000% 0.00 ~~924~~858,~~166~~091.6773 0.00 XA-2 5899292Q0 SEN 0.~~34049~~37301% 0.00 ~~314~~340,~~672~~421.1316 0.00 B-1 5899292T4 SUB 1.~~72000~~71875% 13,913,000.00 19,~~941~~927.9747 0.00 B-2 5899292U1 SUB 2.~~62000~~61875% 10,600,000.00 23,~~143~~132.3329 0.00 B-3 5899292V9 SUB 2.~~62000~~61875% 5,963,000.00 13,~~019~~013.2201 0.00 B-4 5899293J5 SUB 2.~~81353~~78201% 3,313,000.00 7,~~767~~680.7065 0.00 B-5 5899293K2 SUB 2.~~81353~~78201% 2,650,000.00 6,~~213~~143.2260 0.00 B-6 5899293L0 SUB 2.~~81353~~78201% 4,639,069.00 10,~~876~~754.8293 0.00 X-B 5899292R8 SEN 0.~~60441~~57413% 0.00 1514,~~349~~580.8791 0.00 Totals 1,~~325~~309,~~078~~228,~~169~~369.0024 3,~~106~~035,~~793~~245.9650 512,~~165~~062,~~045~~596.2987

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~835~~820,~~612~~499,~~603~~199.1859 48,~~394~~993,~~196~~496.8228 0.00 A-2 0.00 ~~268~~264,~~750~~049,~~117~~204.24 12,~~591~~952,~~882~~888.7637 0.00 A-3 0.00 ~~174~~171,~~472~~539,~~334~~299.2954 ~~950~~1,~~508~~857,711.5197 0.00 A-R 0.00 0.00 ~~100~~0.2300 0.00 XA-1 0.00 0.00 ~~924~~858,~~166~~091.6773 0.00 XA-2 0.00 0.00 ~~314~~340,~~672~~421.1316 0.00 B-1 0.00 13,913,000.00 19,~~941~~927.9747 0.00 B-2 0.00 10,600,000.00 23,~~143~~132.3329 0.00 B-3 0.00 5,963,000.00 13,~~019~~013.2201 0.00 B-4 0.00 3,313,000.00 7,~~767~~680.7065 0.00 B-5 0.00 2,650,000.00 6,~~213~~143.2260 0.00 B-6 0.00 4,639,069.00 10,~~876~~754.8293 0.00 X-B 0.00 0.00 1514,~~349~~580.8791 0.00 Totals 0.00 1,~~319~~297,~~913~~165,~~123~~772.7137 815,~~271~~097,~~839~~842.2537 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 839,000,000.00 ~~839~~828,~~000~~499,~~000~~359.0066 40.0200 38,~~387~~000,~~392~~160.8007 0.00 0.00 A-2 270,000,000.00 ~~270~~266,~~000~~664,~~000~~317.0081 0.00 12,~~249~~615,~~882~~113.7657 0.00 0.00 A-3 175,000,000.00 ~~175~~172,~~000~~986,~~000~~622.0077 0.00 ~~527~~1,~~665~~447,323.7123 0.00 0.00 A-R 100.00 ~~100~~0.00 0.00 ~~100~~0.00 0.00 0.00 XA-1 0.00 0.00 0.00 0.00 0.00 0.00 XA-2 0.00 0.00 0.00 0.00 0.00 0.00 B-1 13,913,000.00 13,913,000.00 0.00 0.00 0.00 0.00 B-2 10,600,000.00 10,600,000.00 0.00 0.00 0.00 0.00 B-3 5,963,000.00 5,963,000.00 0.00 0.00 0.00 0.00 B-4 3,313,000.00 3,313,000.00 0.00 0.00 0.00 0.00 B-5 2,650,000.00 2,650,000.00 0.00 0.00 0.00 0.00 B-6 4,639,069.00 4,639,069.00 0.00 0.00 0.00 0.00 X-B 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,325,078,169.00 1,~~325~~309,~~078~~228,~~169~~369.0024 40.0200 512,~~165~~062,~~041~~596.2787 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 38,~~387~~000,~~396~~160.8207 ~~835~~820,~~612~~499,~~603~~199.1859 0.~~99596258~~97794899 38,~~387~~000,~~396~~160.8207 A-2 12,~~249~~615,~~882~~113.7657 ~~268~~264,~~750~~049,~~117~~204.24 0.~~99537080~~97796002 12,~~249~~615,~~882~~113.7657 A-3 ~~527~~1,~~665~~447,323.7123 ~~174~~171,~~472~~539,~~334~~299.2954 0.~~99698477~~98022457 ~~527~~1,~~665~~447,323.7123 A-R ~~100~~0.00 0.00 0.00000000 ~~100~~0.00 XA-1 0.00 0.00 0.00000000 0.00 XA-2 0.00 0.00 0.00000000 0.00 B-1 0.00 13,913,000.00 1.00000000 0.00 B-2 0.00 10,600,000.00 1.00000000 0.00 B-3 0.00 5,963,000.00 1.00000000 0.00 B-4 0.00 3,313,000.00 1.00000000 0.00 B-5 0.00 2,650,000.00 1.00000000 0.00 B-6 0.00 4,639,069.00 1.00000000 0.00 X-B 0.00 0.00 0.00000000 0.00 Totals 512,~~165~~062,~~045~~596.2987 1,~~319~~297,~~913~~165,~~123~~772.7137 0.~~99610208~~97893528 512,~~165~~062,~~045~~596.2987

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 839,000,000.00 ~~1000~~987.~~00000000~~48433809 0.~~00000479~~00000000 49.~~03741692~~53535169 0.00000000 A-2 270,000,000.00 ~~1000~~987.~~00000000~~64562152 0.00000000 49.~~62919541~~68560581 0.00000000 A-3 175,000,000.00 ~~1000~~988.~~00000000~~49498726 0.00000000 38.~~01523263~~27041846 0.00000000 A-R 100.00 ~~1000~~0.00000000 0.00000000 ~~1000~~0.00000000 0.00000000 XA-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 XA-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 13,913,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 10,600,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 5,963,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-4 3,313,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-5 2,650,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-6 4,639,069.00 1000.00000000 0.00000000 0.00000000 0.00000000 X-B 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 49.~~03742172~~53535169 ~~995~~977.~~96257828~~94898640 0.~~99596258~~97794899 49.~~03742172~~53535169 A-2 0.00000000 49.~~62919541~~68560581 ~~995~~977.~~37080459~~96001570 0.~~99537080~~97796002 49.~~62919541~~68560581 A-3 0.00000000 38.~~01523263~~27041846 ~~996~~980.~~98476737~~22456880 0.~~99698477~~98022457 38.~~01523263~~27041846 A-R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 XA-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 XA-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X-B 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 839,000,000.00 1.~~44000~~43875% ~~839~~828,~~000~~499,~~000~~359.0066 1993,~~006,800~~336.0021 0.00 0.00 A-2 270,000,000.00 1.52000% ~~270~~266,~~000~~664,~~000~~317.0081 ~~342~~337,~~000~~774.0080 0.00 0.00 A-3 175,000,000.00 2.~~89949~~84685% ~~175~~172,~~000~~986,~~000~~622.0077 ~~422~~410,~~842~~388.8174 0.00 0.00 A-R 100.00 2.~~77872~~77690% ~~100~~0.00 0.2300 0.00 0.00 XA-1 0.00 1.00000% 1,~~109~~029,~~000~~710,~~000~~075.0085 ~~924~~858,~~166~~091.6773 0.00 0.00 XA-2 0.00 0.~~34049~~37301% 1,~~109~~095,~~000~~163,~~000~~677.0047 ~~314~~340,~~672~~421.1317 0.00 0.00 B-1 13,913,000.00 1.~~72000~~71875% 13,913,000.00 19,~~941~~927.9747 0.00 0.00 B-2 10,600,000.00 2.~~62000~~61875% 10,600,000.00 23,~~143~~132.3329 0.00 0.00 B-3 5,963,000.00 2.~~62000~~61875% 5,963,000.00 13,~~019~~013.2201 0.00 0.00 B-4 3,313,000.00 2.~~81353~~78201% 3,313,000.00 7,~~767~~680.7065 0.00 0.00 B-5 2,650,000.00 2.~~81353~~78201% 2,650,000.00 6,~~213~~143.2260 0.00 0.00 B-6 4,639,069.00 2.~~81353~~78201% 4,639,069.00 10,~~876~~754.8293 0.00 0.00 X-B 0.00 0.~~60441~~57413% 30,476,000.00 1514,~~349~~580.8791 0.00 0.00 Totals 1,325,078,169.00 3,~~106~~035,~~793~~245.9751 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 1993,~~006,800~~336.0021 0.00 ~~835~~820,~~612~~499,~~603~~199.1859 A-2 0.00 0.00 ~~342~~337,~~000~~774.0080 0.00 ~~268~~264,~~750~~049,~~117~~204.24 A-3 0.00 0.00 ~~422~~410,~~842~~388.8074 0.00 ~~174~~171,~~472~~539,~~334~~299.2954 A-R 0.00 0.00 0.2300 0.00 0.00 XA-1 0.00 0.00 ~~924~~858,~~166~~091.6773 0.00 1992,~~068~~149,~~643,515~~501.4888 XA-2 0.00 0.00 ~~314~~340,~~672~~421.1316 0.00 1,~~104~~084,~~362~~548,~~720~~403.4283 B-1 0.00 0.00 19,~~941~~927.9747 0.00 13,913,000.00 B-2 0.00 0.00 23,~~143~~132.3329 0.00 10,600,000.00 B-3 0.00 0.00 13,~~019~~013.2201 0.00 5,963,000.00 B-4 0.00 0.00 7,~~767~~680.7065 0.00 3,313,000.00 B-5 0.00 0.00 6,~~213~~143.2260 0.00 2,650,000.00 B-6 0.00 0.00 10,~~876~~754.8293 0.00 4,639,069.00 X-B 0.00 0.00 1514,~~349~~580.8791 0.00 30,476,000.00 Totals 0.00 0.00 3,~~106~~035,~~793~~245.9650 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 839,000,000.00 1.~~44000~~43875% ~~1000~~987.~~00000000~~48433809 1.~~20000000~~18395257 0.00000000 0.00000000 A-2 270,000,000.00 1.52000% ~~1000~~987.~~00000000~~64562152 1.~~26666667~~25101778 0.00000000 0.00000000 A-3 175,000,000.00 2.~~89949~~84685% ~~1000~~988.~~00000000~~49498726 2.~~41624463~~34507851 0.00000000 0.00000000 A-R 100.00 2.~~77872~~77690% ~~1000~~0.00000000 20.~~30000000~~00000000 0.00000000 0.00000000 XA-1 0.00 1.00000% ~~1000~~928.~~00000000~~50322439 0.~~83333334~~77375269 0.00000000 0.00000000 XA-2 0.00 0.~~34049~~37301% ~~1000~~987.~~00000000~~52360457 0.~~28374403~~30696228 0.00000000 0.00000000 B-1 13,913,000.00 1.~~72000~~71875% 1000.00000000 1.~~43333357~~43229138 0.00000000 0.00000000 B-2 10,600,000.00 2.~~62000~~61875% 1000.00000000 2.~~18333302~~18229151 0.00000000 0.00000000 B-3 5,963,000.00 2.~~62000~~61875% 1000.00000000 2.~~18333389~~18229247 0.00000000 0.00000000 B-4 3,313,000.00 2.~~81353~~78201% 1000.00000000 2.~~34461213~~31833685 0.00000000 0.00000000 B-5 2,650,000.00 2.~~81353~~78201% 1000.00000000 2.~~34461132~~31833962 0.00000000 0.00000000 B-6 4,639,069.00 2.~~81353~~78201% 1000.00000000 2.~~34461268~~31833801 0.00000000 0.00000000 X-B 0.00 0.~~60441~~57413% 1000.00000000 0.~~50367076~~47843910 0.00000000 0.00000000 (5) All Classes are per $1,000 Denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 1.~~20000000~~18395257 0.00000000 ~~995~~977.~~96257828~~94898640 A-2 0.00000000 0.00000000 1.~~26666667~~25101778 0.00000000 ~~995~~977.~~37080459~~96001570 A-3 0.00000000 0.00000000 2.~~41624457~~34507851 0.00000000 ~~996~~980.~~98476737~~22456880 A-R 0.00000000 0.00000000 20.~~30000000~~00000000 0.00000000 0.00000000 XA-1 0.00000000 0.00000000 0.~~83333334~~77375269 0.00000000 ~~963~~894.~~61002298~~63435697 XA-2 0.00000000 0.00000000 0.~~28374403~~30696227 0.00000000 ~~995~~977.~~81850353~~95167162 B-1 0.00000000 0.00000000 1.~~43333357~~43229138 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 2.~~18333302~~18229151 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 2.~~18333389~~18229247 0.00000000 1000.00000000 B-4 0.00000000 0.00000000 2.~~34461213~~31833685 0.00000000 1000.00000000 B-5 0.00000000 0.00000000 2.~~34461132~~31833962 0.00000000 1000.00000000 B-6 0.00000000 0.00000000 2.~~34461268~~31833801 0.00000000 1000.00000000 X-B 0.00000000 0.00000000 0.~~50367076~~47843910 0.00000000 1000.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage XA1-1 1.00000% ~~839~~779,~~000~~014,~~000~~203.0044 ~~808~~750,~~468~~598,~~808~~222.3581 0.00 0.00 9689.~~36100219~~46343538% XA1-2 1.00000% ~~270~~250,~~000~~695,~~000~~872.0041 ~~260~~241,~~174~~551,~~707~~279.1307 0.00 0.00 9689.~~36100264~~46343669% XA-2-1 0.~~33872~~37565% ~~839~~828,~~000~~499,~~000~~359.0066 ~~835~~820,~~612~~499,~~603~~199.1859 0.00 0.00 9997.~~59625783~~79489864% XA-2-2 0.~~34600~~36480% ~~270~~266,~~000~~664,~~000~~317.0081 ~~268~~264,~~750~~049,~~117~~204.24 0.00 0.00 9997.~~53708046~~79600157% X-1B 1.~~09353~~06326% 13,913,000.00 13,913,000.00 0.00 0.00 100.00000000% X-2B 0.~~19353~~16326% 10,600,000.00 10,600,000.00 0.00 0.00 100.00000000% X-3B 0.~~19353~~16326% 5,963,000.00 5,963,000.00 0.00 0.00 100.00000000%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 815,~~539~~325,~~852~~866.0782 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 844,~~045~~731.1347 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 815,~~547~~370,~~897~~598.2029 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~276~~272,~~057~~755.9592 Payment of Interest and Principal 815,~~271~~097,~~839~~842.2537 Total Withdrawals (Pool Distribution Amount) 815,~~547~~370,~~897~~598.2029 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~276~~272,~~057~~755.9592 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~276~~272,~~057~~755.9592

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1142 0 0 0 1142 316,~~319~~664,~~836~~485.9431 0.00 0.00 0.00 316,~~319~~664,~~836~~485.9431 60 Days 05 0 0 0 05 02,083,571.0048 0.00 0.00 0.00 02,083,571.0048 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1147 0 0 0 1147 318,~~319~~748,~~836~~056.9479 0.00 0.00 0.00 318,~~319~~748,~~836~~056.9479 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~329046~~270802% 0.000000% 0.000000% 0.000000% 01.~~329046~~270802% 01.~~251519~~284684% 0.000000% 0.000000% 0.000000% 01.~~251519~~284684% 60 Days 0.~~000000~~151286% 0.000000% 0.000000% 0.000000% 0.~~000000~~151286% 0.~~000000~~160625% 0.000000% 0.000000% 0.000000% 0.~~000000~~160625% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~329046~~422088% 0.000000% 0.000000% 0.000000% 01.~~329046~~422088% 01.~~251519~~445309% 0.000000% 0.000000% 0.000000% 01.~~251519~~445309%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 830 0 0 0 830 210,~~644~~773,~~894~~333.4451 0.00 0.00 0.00 210,~~644~~773,~~894~~333.4451 60 Days 03 0 0 0 03 0876,321.0048 0.00 0.00 0.00 0876,321.0048 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 833 0 0 0 833 211,~~644~~649,~~894~~654.4499 0.00 0.00 0.00 211,~~644~~649,~~894~~654.4499 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~366133~~387604% 0.000000% 0.000000% 0.000000% 01.~~366133~~387604% 01.~~306671~~271429% 0.000000% 0.000000% 0.000000% 01.~~306671~~271429% 60 Days 0.~~000000~~138760% 0.000000% 0.000000% 0.000000% 0.~~000000~~138760% 0.~~000000~~103420% 0.000000% 0.000000% 0.000000% 0.~~000000~~103420% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~366133~~526364% 0.000000% 0.000000% 0.000000% 01.~~366133~~526364% 01.~~306671~~374849% 0.000000% 0.000000% 0.000000% 01.~~306671~~374849% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 38 0 0 0 38 ~~674~~2,~~942~~396,313.5031 0.00 0.00 0.00 ~~674~~2,~~942~~396,313.5031 60 Days 01 0 0 0 01 0207,250.00 0.00 0.00 0.00 0207,250.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 39 0 0 0 39 ~~674~~2,~~942~~603,563.5031 0.00 0.00 0.00 ~~674~~2,~~942~~603,563.5031 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~412655~~111111% 0.000000% 0.000000% 0.000000% 01.~~412655~~111111% 0.~~243321~~878778% 0.000000% 0.000000% 0.000000% 0.~~243321~~878778% 60 Days 0.~~000000~~138889% 0.000000% 0.000000% 0.000000% 0.~~000000~~138889% 0.~~000000~~076003% 0.000000% 0.000000% 0.000000% 0.~~000000~~076003% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~412655~~250000% 0.000000% 0.000000% 0.000000% 01.~~412655~~250000% 0.~~243321~~954780% 0.000000% 0.000000% 0.000000% 0.~~243321~~954780% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 04 0 0 0 04 03,494,838.0049 0.00 0.00 0.00 03,494,838.0049 60 Days 01 0 0 0 01 01,000,000.00 0.00 0.00 0.00 01,000,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 05 0 0 0 05 04,494,838.0049 0.00 0.00 0.00 04,494,838.0049 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~945626% 0.000000% 0.000000% 0.000000% 0.~~000000~~945626% 01.~~000000~~972948% 0.000000% 0.000000% 0.000000% 01.~~000000~~972948% 60 Days 0.~~000000~~236407% 0.000000% 0.000000% 0.000000% 0.~~000000~~236407% 0.~~000000~~564532% 0.000000% 0.000000% 0.000000% 0.~~000000~~564532% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~182033% 0.000000% 0.000000% 0.000000% 01.~~000000~~182033% 02.~~000000~~537480% 0.000000% 0.000000% 0.000000% 02.~~000000~~537480%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 844,~~045~~731.1347

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 03.~~000000~~032016% Weighted Average Net Coupon 2.~~813534~~782016% Weighted Average Pass-Through Rate 02.~~000000~~782016% Weighted Average Maturity(Stepdown Calculation ) ~~296~~294 Beginning Scheduled Collateral Loan Count 3,~~354~~322 Number Of Loans Paid In Full 1117 Ending Scheduled Collateral Loan Count 3,~~343~~305 Beginning Scheduled Collateral Balance 1,~~325~~309,~~078~~228,~~169~~369.0046 Ending Scheduled Collateral Balance 1,~~319~~297,~~913~~165,~~123~~772.9359 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 1,~~319~~297,~~913~~165,~~123~~772.9359 Monthly P &I Constant 3,~~382~~308,~~855~~001.9242 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1,~~319~~297,~~913~~165,~~123~~772.9359 Scheduled Principal 40.0200 Unscheduled Principal 512,~~165~~062,~~041~~596.2787

~~COLLATERAL~~Group ~~STATEMENT~~Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 03.~~000000%~~004672 3.074919 3.096847 Weighted Average Net Rate 2.~~813534%~~754671 ~~Weighted~~2.824919 ~~Average Pass Through Rate 0~~2.~~000000%~~846847 Weighted Average Maturity ~~296~~295 ~~Record~~295 ~~Date~~294 ~~09/30/2003 Principal and Interest Constant 3,382,855.92~~ Beginning Loan Count 32,~~354~~172 724 426 Loans Paid inIn Full 1110 4 3 Ending Loan Count 32,~~343~~162 720 423 Beginning Scheduled Balance 1855,~~325~~340,~~078~~936.84 275,~~169~~302,248.0030 178,585,184.32 Ending ~~Scheduled~~scheduled Balance 1847,~~319~~340,~~913~~776.77 272,~~123~~687,134.9373 ~~Ending~~177,137,861.09 ~~Actual~~Record ~~Balance~~Date at11/30/2003 11/30~~-Sep-~~/2003 111/30/2003 Principal And Interest Constant 2,~~319~~141,~~913~~682.11 705,~~123~~443.9345 460,875.86 Scheduled Principal 40.0200 0.00 0.00 Unscheduled Principal 58,~~165~~000,~~041~~160.2707 2,615,113.57 1,447,323.23 Scheduled Interest 32,~~382~~141,~~851~~682.9011 705,443.45 460,875.86 Servicing ~~Fee~~Fees ~~276~~178,~~057~~196.9503 57,354.64 37,205.25 Master Servicing ~~Fee~~Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 31,~~106~~963,~~793~~486.9508 648,088.81 423,670.61 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 ~~Prepayment~~0.00 ~~Penalties~~ 0.00 Pass-Through Rate 2.754672 2.824919 2.846847

Group Level Collateral Statement Group 1Total ~~2 3~~ Collateral Description Mixed ARM ~~Mixed ARM Mixed ARM~~ Weighted Average Coupon Rate 3.~~028721~~032016 ~~3.115999 3.149494~~ Weighted Average Net Rate 2.~~778721~~782016 ~~2.865999 2.899494~~ Weighted Average Maturity ~~297~~294 ~~297 296~~ Beginning Loan Count 23,~~192~~322 ~~729 433~~ Loans Paid In Full 717 ~~2 2~~ Ending Loan Count 23,~~185~~305 ~~727 431~~ Beginning Scheduled Balance ~~865~~1,~~841~~309,~~677.00 278~~228,~~637,930~~369.0046 ~~180,598,562.00~~ Ending scheduled Balance ~~862~~1,~~454~~297,~~180.36 277~~165,~~388,047~~772.7359 ~~180,070,895.84~~ Record Date 0911/30/2003 ~~09/30/2003 09/30/2003~~ Principal And Interest Constant 23,~~185~~308,~~331~~001.4142 ~~723,529.51 473,995.00~~ Scheduled Principal ~~4.02~~ 0.00 ~~0.00~~ Unscheduled Principal 312,~~387~~062,~~492~~596.8087 ~~1,249,882.76 527,665.71~~ Scheduled Interest 23,~~185~~308,~~327~~001.3942 ~~723,529.51 473,995.00~~ Servicing Fees ~~180~~272,~~383~~755.6892 ~~58,049.57 37,624.70~~ Master Servicing Fees 0.00 ~~0.00 0.00~~ Trustee Fee 0.00 ~~0.00 0.00~~ FRY Amount 0.00 ~~0.00 0.00~~ Special Hazard Fee 0.00 ~~0.00 0.00~~ Other Fee 0.00 ~~0.00 0.00~~ Pool Insurance Fee 0.00 ~~0.00 0.00~~ Spread Fee 1 0.00 ~~0.00 0.00~~ Spread Fee 2 0.00 ~~0.00 0.00~~ Spread Fee 3 0.00 ~~0.00 0.00~~ Net Interest 23,~~004~~035,~~943~~245.7150 ~~665,479.94 436,370.30~~ Realized Loss Amount 0.00 ~~0.00 0.00~~ Cumulative Realized Loss 0.00 ~~0.00 0.00~~ Percentage of Cumulative Losses 0.0000 ~~0.0000 0.0000~~ Prepayment Penalties 0.00 ~~0.00 0.00~~ Special Servicing Fee 0.00 ~~0.00~~Pass-Through 0Rate 2.00782016

~~Group~~Miscellaneous ~~Level~~Reporting ~~Collateral~~Group ~~Statement~~1 Group ~~Total~~1 ~~Collateral~~Pro ~~Description~~Rata ~~Mixed~~Senior ~~ARM~~% ~~Weighted Average Coupon Rate 0~~96.~~000000~~861886% ~~Weighted~~Group ~~Average~~1 ~~Net~~Senior ~~Rate~~% 2100.~~813534~~000000% ~~Weighted~~Group ~~Average~~1 ~~Maturity~~Senior ~~296~~Prepayment ~~Beginning~~% ~~Loan~~100.000000% ~~Count~~Group ~~3,354~~1 ~~Loans~~Subordinate ~~Paid~~% In0.000000% ~~Full~~Group ~~11 Ending Loan Count 3,343 Beginning Scheduled Balance~~ 1~~,325,078,169.00~~ ~~Ending~~Subordinate ~~scheduled~~Prepayment ~~Balance~~% ~~1,319,913,123~~0.93000000% ~~Record~~Group ~~Date~~2 ~~09/30/2003~~Group ~~Principal~~2 ~~And~~Pro ~~Interest~~Rata ~~Constant~~Senior ~~3,382,855.92~~% ~~Scheduled Principal 4~~96.02862383% ~~Unscheduled~~Group ~~Principal~~2 ~~5,165,041.27~~Senior ~~Scheduled~~% ~~Interest 3,382,851~~100.90000000% ~~Servicing~~Group ~~Fees~~2 ~~276,057.95~~Senior ~~Master~~Prepayment ~~Servicing~~% ~~Fees 0~~100.00000000% ~~Trustee~~Group ~~Fee~~2 ~~0.00~~Subordinate ~~FRY~~% ~~Amount~~ 0.00000000% ~~Special~~Group ~~Hazard~~2 ~~Fee~~Subordinate ~~0.00~~Prepayment ~~Other~~% ~~Fee~~ 0.00000000% ~~Pool~~Group ~~Insurance~~3 ~~Fee~~Group ~~0.00~~3 ~~Spread~~Pro ~~Fee~~Rata 1Senior ~~0.00~~% ~~Spread Fee 2 0~~96.00865047% ~~Spread~~Group ~~Fee~~ 3 ~~0.00~~Senior ~~Net~~% ~~Interest 3,106,793~~100.95000000% ~~Realized~~Group ~~Loss~~3 ~~Amount~~Senior ~~0.00~~Prepayment ~~Cumulative~~% ~~Realized Loss 0~~100.00000000% ~~Percentage~~Group of3 ~~Cumulative~~Subordinate ~~Losses~~% 0.~~0000~~000000% ~~Prepayment~~Group ~~Penalties~~3 ~~0.00~~Subordinate ~~Special~~Prepayment ~~Servicing~~% ~~Fee~~ 0.00000000%

Miscellaneous Reporting Group 1 Group 1 Pro Rata Senior % 96.899944% Group 1 Senior % 100.000000% Group 1 Senior Prepayment % 100.000000% Group 1 Subordinate % 0.000000% Group 1 Subordinate Prepayment % 0.000000% Group 2 Group 2 Pro Rata Senior % 96.899945% Group 2 Senior % 100.000000% Group 2 Senior Prepayment % 100.000000% Group 2 Subordinate % 0.000000% Group 2 Subordinate Prepayment % 0.000000% Group 3 Group 3 Pro Rata Senior % 96.899997% Group 3 Senior % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 3 Subordinate % 0.000000% Group 3 Subordinate Prepayment % 0.000000%

Filing Compare · MERRILL LYNCH MORT INV INC MO PASS THR CE SE MLCC 2003F