8-K 1 bam0300f.txt MARCH 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-01 54-2116904 Pooling and Servicing Agreement) (Commission 54-2116905 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On March 25, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-F Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the March 25, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 4/2/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the March 25, 2004 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 112/3029/032004 Distribution Date: 123/2625/032004 BAM Series: 2003-F Contact: Customer Service - CTSLink Wells Fargo Bank ~~Minnesota~~, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948XKL4 SEN 2.96900% ~~172~~149,~~851~~984,~~560~~058.1079 ~~427~~371,~~663~~085.5756 510,~~778~~959,~~836~~117.7444 1-A2 05948XKM2 SEN 2.96900% 4,~~887~~241,~~846~~205.3980 1210,~~093~~493.3545 ~~163~~309,~~412~~898.2775 1-AR 05948XKN0 SEN 2.96900% 0.00 0.00 0.00 1-ALR 05948XKP5 SEN 2.96900% 0.00 0.0603 0.00 2-A1 05948XKQ3 SEN 3.73400% ~~191~~177,~~763~~235,~~909~~027.3350 ~~596~~551,~~705~~496.3633 49,~~441~~902,~~728~~951.4179 2-A2 05948XKR1 SEN 4.23700% 4239,~~871~~623,~~430~~301.6648 ~~151~~139,~~371~~903.8727 ~~993~~2,~~008~~213,939.8159 2-A3 05948XKS9 SEN 3.41900% ~~248~~229,~~812~~960,~~064~~962.6731 ~~708~~655,~~907~~197.0411 512,~~763~~848,~~105~~996.3793 2-A4 05948XKT7 SEN 3.41900% 2523,~~722~~773,~~858~~980.3989 7367,~~288~~736.7103 ~~595~~1,~~805~~328,363.2975 2-A5 05948XKU4 SEN 3.82800% 8579,~~742~~246,~~861~~602.3195 ~~273~~252,~~519~~796.7266 14,~~986~~427,~~017~~879.6218 2-A6 05948XKV2 SEN 3.41900% ~~727~~672,~~956~~803.8966 21,~~074~~916.0793 1637,~~861~~592.2969 2-A7 05948XKW0 SEN 3.82800% 2,~~424~~241,~~808~~093.1293 7,~~735~~149.1409 56125,~~164~~220.5842 3-A1 05948XKX8 SEN 3.99400% 8884,~~515~~594,~~355~~491.6258 ~~294~~281,~~608~~558.6167 ~~111~~1,~~880~~627,058.7553 AP 05948XKY6 PO 0.00000% ~~398~~396,~~089~~114.7021 0.00 ~~651~~720.1751 B-1 05948XKZ3 SUB 3.~~51112~~51255% 13,~~830~~785,~~887~~119.5013 40,~~468~~350.2477 15,~~089~~522.9623 B-2 05948XLA7 SUB 3.~~51112~~51255% 6,~~351~~330,~~963~~943.1560 18,~~585~~531.4146 67,~~930~~128.2073 B-3 05948XLB5 SUB 3.~~51112~~51255% 3,~~705~~692,~~146~~885.0620 10,~~841~~809.0154 4,~~042~~158.4424 B-4 05948XLE9 SUB 3.~~51112~~51255% 1,~~587~~582,~~493~~240.4521 4,~~644~~631.9041 1,~~732~~781.0162 B-5 05948XLF6 SUB 3.~~51112~~51255% 1,~~588~~583,~~488~~231.1259 4,~~647~~634.8132 1,~~733~~782.0974 B-6 05948XLG4 SUB 3.~~51112~~51255% 2,~~117~~110,~~676~~668.4879 6,~~196~~178.1819 2,~~310~~376.4664 W-IO 05948XLD1 SEN 1.~~03348~~02687% 0.00 ~~764~~697,~~682~~482.3906 0.00 SES 05948XLC3 SEN 0.00000% 0.00 ~~172~~159,~~342~~619.9335 0.00 Totals ~~893~~821,~~900~~054,~~395~~731.9462 3,~~570~~281,~~376~~570.3723 1943,~~939~~814,~~310~~489.4678

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 ~~167~~139,~~072~~024,~~723~~941.3635 611,~~206~~330,~~500~~203.3100 0.00 1-A2 0.00 43,~~724~~931,~~434~~307.1105 ~~175~~320,~~505~~392.6220 0.00 1-AR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.0603 0.00 2-A1 0.00 ~~187~~167,~~322~~332,~~180~~075.9271 510,~~038~~454,~~433~~448.7712 0.00 2-A2 0.00 4137,~~878~~409,~~421~~361.8588 12,~~144~~353,~~380~~842.6886 0.00 2-A3 0.00 ~~243~~217,~~048~~111,~~959~~965.3038 613,~~472~~504,~~012~~194.4104 0.00 2-A4 0.00 2522,~~127~~445,~~053~~617.1113 ~~669~~1,~~094~~396,099.0078 0.00 2-A5 0.00 8374,~~756~~818,~~843~~723.6977 24,~~259~~680,~~537~~675.3484 0.00 2-A6 0.00 ~~711~~635,~~095~~210.6096 1839,~~935~~509.3662 0.00 2-A7 0.00 2,~~368~~115,~~643~~873.5451 63132,~~899~~369.7251 0.00 3-A1 0.00 8882,~~403~~967,~~474~~433.8605 ~~406~~1,~~489~~908,617.3620 0.00 AP 0.00 ~~397~~395,~~438~~393.5370 ~~651~~720.1751 0.00 B-1 0.00 13,~~815~~769,~~797~~596.5490 55,~~558~~873.2000 0.00 B-2 0.00 6,~~345~~323,~~032~~814.9587 25,~~515~~660.6119 0.00 B-3 0.00 3,~~701~~688,~~103~~726.6297 14,~~883~~967.4578 0.00 B-4 0.00 1,~~585~~580,~~761~~458.4459 6,~~376~~413.9103 0.00 B-5 0.00 1,~~586~~581,~~755~~448.0385 6,~~380~~417.9006 0.00 B-6 0.00 2,~~115~~108,~~366~~292.0214 8,~~506~~554.6483 0.00 W-IO 0.00 0.00 ~~764~~697,~~682~~482.3906 0.00 SES 0.00 0.00 ~~172~~159,~~342~~619.9335 0.00 Totals 0.00 ~~873~~777,~~961~~240,~~085~~241.4781 2347,~~509~~096,~~686~~060.8301 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 238,032,000.00 ~~172~~149,~~851~~984,~~560~~058.1079 ~~243~~215,~~300~~381.4667 510,~~535~~743,~~536~~735.2877 0.00 0.00 1-A2 6,731,000.00 4,~~887~~241,~~846~~205.3980 6,~~879~~090.9850 ~~156~~303,~~532~~808.2925 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-ALR 50.00 0.00 0.00 0.00 0.00 0.00 2-A1 223,650,000.00 ~~191~~177,~~763~~235,~~909~~027.3350 ~~184~~177,~~638~~521.4204 49,~~257~~725,~~089~~430.9976 0.00 0.00 2-A2 50,000,000.00 4239,~~871~~623,~~430~~301.6648 4139,~~278~~687.4324 ~~951~~2,~~730~~174,252.3835 0.00 0.00 2-A3 290,184,000.00 ~~248~~229,~~812~~960,~~064~~962.6731 ~~239~~230,~~566~~332.8006 512,~~523~~618,~~538~~664.5887 0.00 0.00 2-A4 30,000,000.00 2523,~~722~~773,~~858~~980.3989 2423,~~767~~812.0635 ~~571~~1,~~038~~304,551.2341 0.00 0.00 2-A5 100,000,000.00 8579,~~742~~246,~~861~~602.3195 8279,~~556~~374.8649 14,~~903~~348,~~460~~504.7670 0.00 0.00 2-A6 849,000.00 ~~727~~672,~~956~~803.8966 ~~700~~673.9189 1636,~~160~~918.3880 0.00 0.00 2-A7 2,828,000.00 2,~~424~~241,~~808~~093.1293 2,~~334~~244.71 53122,~~829~~975.8771 0.00 0.00 3-A1 92,324,000.00 8884,~~515~~594,~~355~~491.6258 ~~107~~104,~~488~~834.2014 41,~~392~~522,224.5539 0.00 0.00 AP 401,285.95 ~~398~~396,~~089~~114.7021 ~~636~~642.9581 1477.2270 0.00 0.00 B-1 13,905,000.00 13,~~830~~785,~~887~~119.5013 15,~~089~~522.9623 0.00 0.00 0.00 B-2 6,386,000.00 6,~~351~~330,~~963~~943.1560 67,~~930~~128.2073 0.00 0.00 0.00 B-3 3,725,000.00 3,~~705~~692,~~146~~885.0620 4,~~042~~158.4424 0.00 0.00 0.00 B-4 1,596,000.00 1,~~587~~582,~~493~~240.4521 1,~~732~~781.0162 0.00 0.00 0.00 B-5 1,597,000.00 1,~~588~~583,~~488~~231.1259 1,~~733~~782.0974 0.00 0.00 0.00 B-6 2,129,024.00 2,~~117~~110,~~676~~668.4879 2,~~310~~376.4664 0.00 0.00 0.00 W-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,064,337,409.95 ~~893~~821,~~900~~054,~~395~~731.9462 ~~965~~913,~~986~~345.9410 1842,~~973~~901,~~323~~144.5371 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 510,~~778~~959,~~836~~117.7444 ~~167~~139,~~072~~024,~~723~~941.3635 0.~~70189186~~58405988 510,~~778~~959,~~836~~117.7444 1-A2 ~~163~~309,~~412~~898.2775 43,~~724~~931,~~434~~307.1105 0.~~70189186~~58405988 ~~163~~309,~~412~~898.2775 1-AR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A1 49,~~441~~902,~~728~~951.4179 ~~187~~167,~~322~~332,~~180~~075.9271 0.~~83756844~~74818724 49,~~441~~902,~~728~~951.4179 2-A2 ~~993~~2,~~008~~213,939.8159 4137,~~878~~409,~~421~~361.8588 0.~~83756844~~74818724 ~~993~~2,~~008~~213,939.8159 2-A3 512,~~763~~848,~~105~~996.3793 ~~243~~217,~~048~~111,~~959~~965.3038 0.~~83756844~~74818724 512,~~763~~848,~~105~~996.3793 2-A4 ~~595~~1,~~805~~328,363.2975 2522,~~127~~445,~~053~~617.1113 0.~~83756844~~74818724 ~~595~~1,~~805~~328,363.2975 2-A5 14,~~986~~427,~~017~~879.6218 8374,~~756~~818,~~843~~723.6977 0.~~83756844~~74818724 14,~~986~~427,~~017~~879.6218 2-A6 1637,~~861~~592.2969 ~~711~~635,~~095~~210.6096 0.~~83756843~~74818723 1637,~~861~~592.2969 2-A7 56125,~~164~~220.5842 2,~~368~~115,~~643~~873.5451 0.~~83756844~~74818724 56125,~~164~~220.5842 3-A1 ~~111~~1,~~880~~627,058.7553 8882,~~403~~967,~~474~~433.8605 0.~~95753515~~89865510 ~~111~~1,~~880~~627,058.7553 AP ~~651~~720.1751 ~~397~~395,~~438~~393.5370 0.~~99041227~~98531658 ~~651~~720.1751 B-1 15,~~089~~522.9623 13,~~815~~769,~~797~~596.5490 0.~~99358486~~99026227 15,~~089~~522.9623 B-2 67,~~930~~128.2073 6,~~345~~323,~~032~~814.9587 0.~~99358487~~99026227 67,~~930~~128.2073 B-3 4,~~042~~158.4424 3,~~701~~688,~~103~~726.6297 0.~~99358486~~99026227 4,~~042~~158.4424 B-4 1,~~732~~781.0162 1,~~585~~580,~~761~~458.4459 0.~~99358486~~99026227 1,~~732~~781.0162 B-5 1,~~733~~782.0974 1,~~586~~581,~~755~~448.0385 0.~~99358487~~99026227 1,~~733~~782.0974 B-6 2,~~310~~376.4664 2,~~115~~108,~~366~~292.0214 0.~~99358486~~99026227 2,~~310~~376.4664 W-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 1943,~~939~~814,~~310~~489.4678 ~~873~~777,~~961~~240,~~085~~241.4781 0.~~82113160~~73025737 1943,~~939~~814,~~310~~489.4678

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 238,032,000.00 ~~726~~630.~~16942302~~10040158 10.~~02213341~~90484334 2345.~~25542902~~13567827 0.00000000 1-A2 6,731,000.00 ~~726~~630.~~16942356~~10040113 10.~~02213341~~90484326 2345.~~25542861~~13567821 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 223,650,000.00 ~~857~~792.~~42861315~~46602951 0.~~82556861~~79374487 1943.~~03460760~~48504699 0.00000000 2-A2 50,000,000.00 ~~857~~792.~~42861320~~46602960 0.~~82556860~~79374480 1943.~~03460760~~48504700 0.00000000 2-A3 290,184,000.00 ~~857~~792.~~42861312~~46602952 0.~~82556860~~79374487 1943.~~03460763~~48504697 0.00000000 2-A4 30,000,000.00 ~~857~~792.~~42861300~~46602967 0.~~82556867~~79374500 1943.~~03460767~~48504700 0.00000000 2-A5 100,000,000.00 ~~857~~792.~~42861310~~46602950 0.~~82556860~~79374490 1943.~~03460760~~48504700 0.00000000 2-A6 849,000.00 ~~857~~792.~~42861013~~46603062 0.~~82557126~~79374558 1943.~~03460542~~48504122 0.00000000 2-A7 2,828,000.00 ~~857~~792.~~42861386~~46602900 0.~~82556931~~79374470 1943.~~03460750~~48504597 0.00000000 3-A1 92,324,000.00 ~~958~~916.~~74697392~~27844959 1.~~16424982~~13550258 016.~~04757755~~48785137 0.00000000 AP 401,285.95 ~~992~~987.~~03498154~~11208304 1.~~58727212~~60187517 0.~~03543608~~19362751 0.00000000 B-1 13,905,000.00 ~~994~~991.~~67008270~~37857821 1.~~08521827~~11630565 0.00000000 0.00000000 B-2 6,386,000.00 ~~994~~991.~~67008299~~37857814 1.~~08521766~~11630598 0.00000000 0.00000000 B-3 3,725,000.00 ~~994~~991.~~67008322~~37857718 1.~~08521879~~11630604 0.00000000 0.00000000 B-4 1,596,000.00 ~~994~~991.~~67008145~~37857769 1.~~08521930~~11630326 0.00000000 0.00000000 B-5 1,597,000.00 ~~994~~991.~~67008140~~37857858 1.~~08521603~~11630557 0.00000000 0.00000000 B-6 2,129,024.00 ~~994~~991.~~67008357~~37858004 1.~~08522027~~11630494 0.00000000 0.00000000 W-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 2446.~~27756243~~04052161 ~~701~~584.~~89186059~~05987997 0.~~70189186~~58405988 2446.~~27756243~~04052161 1-A2 0.00000000 2446.~~27756203~~04052147 ~~701~~584.~~89186005~~05987966 0.~~70189186~~58405988 2446.~~27756203~~04052147 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 1944.~~86017621~~27879182 ~~837~~748.~~56843693~~18723769 0.~~83756844~~74818724 1944.~~86017621~~27879182 2-A2 0.00000000 1944.~~86017620~~27879180 ~~837~~748.~~56843700~~18723760 0.~~83756844~~74818724 1944.~~86017620~~27879180 2-A3 0.00000000 1944.~~86017620~~27879184 ~~837~~748.~~56843692~~18723768 0.~~83756844~~74818724 1944.~~86017620~~27879184 2-A4 0.00000000 1944.~~86017633~~27879167 ~~837~~748.~~56843700~~18723767 0.~~83756844~~74818724 1944.~~86017633~~27879167 2-A5 0.00000000 1944.~~86017620~~27879180 ~~837~~748.~~56843690~~18723770 0.~~83756844~~74818724 1944.~~86017620~~27879180 2-A6 0.00000000 1944.~~86017668~~27878681 ~~837~~748.~~56843345~~18723204 0.~~83756843~~74818723 1944.~~86017668~~27878681 2-A7 0.00000000 1944.~~86017680~~27879066 ~~837~~748.~~56843706~~18723833 0.~~83756844~~74818724 1944.~~86017680~~27879066 3-A1 0.00000000 117.~~21182737~~62335395 ~~957~~898.~~53514644~~65509564 0.~~95753515~~89865510 117.~~21182737~~62335395 AP 0.00000000 1.~~62270820~~79550268 ~~990~~985.~~41227334~~31658036 0.~~99041227~~98531658 1.~~62270820~~79550268 B-1 0.00000000 1.~~08521827~~11630565 ~~993~~990.~~58486444~~26227256 0.~~99358486~~99026227 1.~~08521827~~11630565 B-2 0.00000000 1.~~08521766~~11630598 ~~993~~990.~~58486533~~26227216 0.~~99358487~~99026227 1.~~08521766~~11630598 B-3 0.00000000 1.~~08521879~~11630604 ~~993~~990.~~58486443~~26227383 0.~~99358486~~99026227 1.~~08521879~~11630604 B-4 0.00000000 1.~~08521930~~11630326 ~~993~~990.~~58486216~~26227444 0.~~99358486~~99026227 1.~~08521930~~11630326 B-5 0.00000000 1.~~08521603~~11630557 ~~993~~990.~~58486537~~26227301 0.~~99358487~~99026227 1.~~08521603~~11630557 B-6 0.00000000 1.~~08522027~~11630494 ~~993~~990.~~58486330~~26227041 0.~~99358486~~99026227 1.~~08522027~~11630494 W-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 238,032,000.00 2.96900% ~~172~~149,~~851~~984,~~560~~058.1079 ~~427~~371,~~663~~085.5756 0.00 0.00 1-A2 6,731,000.00 2.96900% 4,~~887~~241,~~846~~205.3980 1210,~~093~~493.3545 0.00 0.00 1-AR 50.00 2.96900% 0.00 0.00 0.00 0.00 1-ALR 50.00 2.96900% 0.00 0.00 0.00 0.00 2-A1 223,650,000.00 3.73400% ~~191~~177,~~763~~235,~~909~~027.3350 ~~596~~551,~~705~~496.3633 0.00 0.00 2-A2 50,000,000.00 4.23700% 4239,~~871~~623,~~430~~301.6648 ~~151~~139,~~371~~903.8827 0.00 0.00 2-A3 290,184,000.00 3.41900% ~~248~~229,~~812~~960,~~064~~962.6731 ~~708~~655,~~907~~197.0411 0.00 0.00 2-A4 30,000,000.00 3.41900% 2523,~~722~~773,~~858~~980.3989 7367,~~288~~736.7103 0.00 0.00 2-A5 100,000,000.00 3.82800% 8579,~~742~~246,~~861~~602.3195 ~~273~~252,~~519~~796.7366 0.00 0.00 2-A6 849,000.00 3.41900% ~~727~~672,~~956~~803.8966 21,~~074~~916.0793 0.00 0.00 2-A7 2,828,000.00 3.82800% 2,~~424~~241,~~808~~093.1293 7,~~735~~149.1409 0.00 0.00 3-A1 92,324,000.00 3.99400% 8884,~~515~~594,~~355~~491.6258 ~~294~~281,~~608~~558.6167 0.00 0.00 AP 401,285.95 0.00000% ~~398~~396,~~089~~114.7021 0.00 0.00 0.00 B-1 13,905,000.00 3.~~51112~~51255% 13,~~830~~785,~~887~~119.5013 40,~~468~~350.2477 0.00 0.00 B-2 6,386,000.00 3.~~51112~~51255% 6,~~351~~330,~~963~~943.1560 18,~~585~~531.4146 0.00 0.00 B-3 3,725,000.00 3.~~51112~~51255% 3,~~705~~692,~~146~~885.0620 10,~~841~~809.0154 0.00 0.00 B-4 1,596,000.00 3.~~51112~~51255% 1,~~587~~582,~~493~~240.4521 4,~~644~~631.9041 0.00 0.00 B-5 1,597,000.00 3.~~51112~~51255% 1,~~588~~583,~~488~~231.1259 4,~~647~~634.8132 0.00 0.00 B-6 2,129,024.00 3.~~51112~~51255% 2,~~117~~110,~~676~~668.4879 6,~~196~~178.1819 0.00 0.00 W-IO 0.00 1.~~03348~~02687% ~~887~~815,~~894~~078,~~591~~723.7054 ~~764~~697,~~682~~482.3906 0.00 0.00 SES 0.00 0.00000% ~~893~~821,~~900~~054,~~396~~731.3098 0.00 0.00 0.00 Totals 1,064,337,409.95 3,~~398~~121,~~033~~950.4085 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 ~~427~~371,~~663~~085.5756 0.00 ~~167~~139,~~072~~024,~~723~~941.3635 1-A2 0.00 0.00 1210,~~093~~493.3545 0.00 43,~~724~~931,~~434~~307.1105 1-AR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.0603 0.00 0.00 2-A1 0.00 0.00 ~~596~~551,~~705~~496.3633 0.00 ~~187~~167,~~322~~332,~~180~~075.9271 2-A2 0.00 0.00 ~~151~~139,~~371~~903.8727 0.00 4137,~~878~~409,~~421~~361.8588 2-A3 0.00 0.00 ~~708~~655,~~907~~197.0411 0.00 ~~243~~217,~~048~~111,~~959~~965.3038 2-A4 0.00 0.00 7367,~~288~~736.7103 0.00 2522,~~127~~445,~~053~~617.1113 2-A5 0.00 0.00 ~~273~~252,~~519~~796.7266 0.00 8374,~~756~~818,~~843~~723.6977 2-A6 0.00 0.00 21,~~074~~916.0793 0.00 ~~711~~635,~~095~~210.6096 2-A7 0.00 0.00 7,~~735~~149.1409 0.00 2,~~368~~115,~~643~~873.5451 3-A1 0.00 0.00 ~~294~~281,~~608~~558.6167 0.00 8882,~~403~~967,~~474~~433.8605 AP 0.00 0.00 0.00 0.00 ~~397~~395,~~438~~393.5370 B-1 0.00 0.00 40,~~468~~350.2477 0.00 13,~~815~~769,~~797~~596.5490 B-2 0.00 0.00 18,~~585~~531.4146 0.00 6,~~345~~323,~~032~~814.9587 B-3 0.00 0.00 10,~~841~~809.0154 0.00 3,~~701~~688,~~103~~726.6297 B-4 0.00 0.00 4,~~644~~631.9041 0.00 1,~~585~~580,~~761~~458.4459 B-5 0.00 0.00 4,~~647~~634.8132 0.00 1,~~586~~581,~~755~~448.0385 B-6 0.00 0.00 6,~~196~~178.1819 0.00 2,~~115~~108,~~366~~292.0214 W-IO 0.00 0.00 ~~764~~697,~~682~~482.3906 0.00 ~~867~~771,~~964~~275,~~866~~815.9842 SES 0.00 0.00 ~~172~~159,~~342~~619.9335 0.00 ~~873~~777,~~961~~240,~~085~~242.8418 Totals 0.00 0.00 3,~~570~~281,~~376~~570.3723 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 238,032,000.00 2.96900% ~~726~~630.~~16942302~~10040158 1.~~79666419~~55897342 0.00000000 0.00000000 1-A2 6,731,000.00 2.96900% ~~726~~630.~~16942356~~10040113 1.~~79666469~~55897341 0.00000000 0.00000000 1-AR 50.00 2.96900% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 2.96900% 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 223,650,000.00 3.73400% ~~857~~792.~~42861315~~46602951 2.~~66803201~~46589014 0.00000000 0.00000000 2-A2 50,000,000.00 4.23700% ~~857~~792.~~42861320~~46602960 32.~~02743760~~79806540 0.00000000 0.00000000 2-A3 290,184,000.00 3.41900% ~~857~~792.~~42861312~~46602952 2.~~44295702~~25786780 0.00000000 0.00000000 2-A4 30,000,000.00 3.41900% ~~857~~792.~~42861300~~46602967 2.~~44295700~~25786767 0.00000000 0.00000000 2-A5 100,000,000.00 3.82800% ~~857~~792.~~42861310~~46602950 2.~~73519730~~52796660 0.00000000 0.00000000 2-A6 849,000.00 3.41900% ~~857~~792.~~42861013~~46603062 2.~~44295642~~25786808 0.00000000 0.00000000 2-A7 2,828,000.00 3.82800% ~~857~~792.~~42861386~~46602900 2.~~73519802~~52796676 0.00000000 0.00000000 3-A1 92,324,000.00 3.99400% ~~958~~916.~~74697392~~27844959 3.~~19102953~~04968015 0.00000000 0.00000000 AP 401,285.95 0.00000% ~~992~~987.~~03498154~~11208304 0.00000000 0.00000000 0.00000000 B-1 13,905,000.00 3.~~51112~~51255% ~~994~~991.~~67008270~~37857821 2.~~91033729~~90188925 0.00000000 0.00000000 B-2 6,386,000.00 3.~~51112~~51255% ~~994~~991.~~67008299~~37857814 2.~~91033667~~90188851 0.00000000 0.00000000 B-3 3,725,000.00 3.~~51112~~51255% ~~994~~991.~~67008322~~37857718 2.~~91033826~~90188993 0.00000000 0.00000000 B-4 1,596,000.00 3.~~51112~~51255% ~~994~~991.~~67008145~~37857769 2.~~91033835~~90188596 0.00000000 0.00000000 B-5 1,597,000.00 3.~~51112~~51255% ~~994~~991.~~67008140~~37857858 2.~~91033813~~90189105 0.00000000 0.00000000 B-6 2,129,024.00 3.~~51112~~51255% ~~994~~991.~~67008357~~37858004 2.~~91033826~~90188838 0.00000000 0.00000000 W-IO 0.00 1.~~03348~~02687% ~~838~~770.~~99455623~~18895975 0.~~72256816~~65906883 0.00000000 0.00000000 SES 0.00 0.00000% ~~839~~771.~~86561652~~42335044 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 1.~~79666419~~55897342 0.00000000 ~~701~~584.~~89186059~~05987997 1-A2 0.00000000 0.00000000 1.~~79666469~~55897341 0.00000000 ~~701~~584.~~89186005~~05987966 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 10.~~20000000~~60000000 0.00000000 0.00000000 2-A1 0.00000000 0.00000000 2.~~66803201~~46589014 0.00000000 ~~837~~748.~~56843693~~18723769 2-A2 0.00000000 0.00000000 32.~~02743740~~79806540 0.00000000 ~~837~~748.~~56843700~~18723760 2-A3 0.00000000 0.00000000 2.~~44295702~~25786780 0.00000000 ~~837~~748.~~56843692~~18723768 2-A4 0.00000000 0.00000000 2.~~44295700~~25786767 0.00000000 ~~837~~748.~~56843700~~18723767 2-A5 0.00000000 0.00000000 2.~~73519720~~52796660 0.00000000 ~~837~~748.~~56843690~~18723770 2-A6 0.00000000 0.00000000 2.~~44295642~~25786808 0.00000000 ~~837~~748.~~56843345~~18723204 2-A7 0.00000000 0.00000000 2.~~73519802~~52796676 0.00000000 ~~837~~748.~~56843706~~18723833 3-A1 0.00000000 0.00000000 3.~~19102953~~04968015 0.00000000 ~~957~~898.~~53514644~~65509564 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~990~~985.~~41227334~~31658036 B-1 0.00000000 0.00000000 2.~~91033729~~90188925 0.00000000 ~~993~~990.~~58486444~~26227256 B-2 0.00000000 0.00000000 2.~~91033667~~90188851 0.00000000 ~~993~~990.~~58486533~~26227216 B-3 0.00000000 0.00000000 2.~~91033826~~90188993 0.00000000 ~~993~~990.~~58486443~~26227383 B-4 0.00000000 0.00000000 2.~~91033835~~90188596 0.00000000 ~~993~~990.~~58486216~~26227444 B-5 0.00000000 0.00000000 2.~~91033813~~90189105 0.00000000 ~~993~~990.~~58486537~~26227301 B-6 0.00000000 0.00000000 2.~~91033826~~90188838 0.00000000 ~~993~~990.~~58486330~~26227041 W-IO 0.00000000 0.00000000 0.~~72256816~~65906883 0.00000000 ~~820~~728.~~16244406~~79845935 SES 0.00000000 0.00000000 0.~~16192509~~14997063 0.00000000 ~~821~~730.~~13160394~~25737307 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-PO1 0.00000% 0.00 0.00 1615,~~033~~952.4744 1615,~~006~~925.5429 9998.~~00711694~~50455185% A-PO2 0.00000% 0.00 0.00 ~~361~~359,~~567~~764.5188 ~~360~~359,~~973~~102.7934 9998.~~04517905~~53168443% A-PO3 0.00000% 0.00 0.00 20,~~488~~396.7189 20,~~458~~366.2007 98.~~99822020~~55239867% WIO-1 1.~~10966~~10614% ~~184~~160,~~202~~661,~~970~~770.7476 ~~178~~149,~~251~~383,~~754~~638.5467 0.00 0.00 7059.~~94013079~~45127941% WIO-2 1.~~01399~~00815% ~~612~~567,~~892~~546,~~418~~720.9514 ~~599~~536,~~028~~651,~~478~~738.8553 0.00 0.00 8475.~~08682335~~33087580% WIO-3 1.~~01049~~00256% 9086,~~799~~870,~~202~~232.0164 9085,~~684~~240,~~633~~438.5922 0.00 0.00 9590.~~84026530~~08655480% SES-1 0.00000% ~~184~~161,~~698~~155,~~839~~133.0612 ~~178~~149,~~746~~876,~~789~~161.8018 0.00 0.00 7059.~~99586956~~52883630% SES-2 0.00000% ~~618~~572,~~069~~698,~~705~~206.1192 ~~604~~541,~~197~~792,~~507~~983.6274 0.00 0.00 8475.~~19573255~~49957850% SES-3 0.00000% 9187,~~131~~201,~~852~~391.1394 9185,~~016~~571,~~788~~097.4226 0.00 0.00 9590.~~85142351~~11646781%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2347,~~548~~131,~~422~~639.4906 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 2347,~~548~~131,~~422~~639.4906 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 3835,~~735~~579.6605 Payment of Interest and Principal 2347,~~509~~096,~~686~~060.8301 Total Withdrawals (Pool Distribution Amount) 2347,~~548~~131,~~422~~639.4906 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 3734,~~245~~210.8561 Trustee Fee - Wells Fargo Bank ~~Minnesota~~, N.A. 1,~~489~~368.8144 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 3835,~~735~~579.6605

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 4,~~170~~397,~~602~~959.3830 0.00 0.00 0.00 4,~~170~~397,~~602~~959.3830 60 Days 21 0 0 0 2 1 423,~~127,200~~934.0065 0.00 0.00 0.00 1423,~~127,200~~934.0065 90 Days 01 0 0 0 01 0643,500.00 0.00 0.00 0.00 0643,500.00 120 Days 10 0 0 0 10 ~~411,384~~0.1800 0.00 0.00 0.00 ~~411,384~~0.1800 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1110 0 0 0 1110 5,~~709~~465,~~186~~393.5695 0.00 0.00 0.00 5,~~709~~465,~~186~~393.5695 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~482509~~536193% 0.000000% 0.000000% 0.000000% 0.~~482509~~536193% 0.~~477207~~565843% 0.000000% 0.000000% 0.000000% 0.~~477207~~565843% 60 Days 0.~~120627~~067024% 0.000000% 0.000000% 0.000000% 0.~~120627~~067024% 0.~~128976~~054544% 0.000000% 0.000000% 0.000000% 0.~~128976~~054544% 90 Days 0.~~000000~~067024% 0.000000% 0.000000% 0.000000% 0.~~000000~~067024% 0.~~000000~~082793% 0.000000% 0.000000% 0.000000% 0.~~000000~~082793% 120 Days 0.~~060314~~000000% 0.000000% 0.000000% 0.000000% 0.~~060314~~000000% 0.~~047071~~000000% 0.000000% 0.000000% 0.000000% 0.~~047071~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~663450~~670241% 0.000000% 0.000000% 0.000000% 0.~~663450~~670241% 0.~~653254~~703179% 0.000000% 0.000000% 0.000000% 0.~~653254~~703179%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 30 0 0 0 30 ~~1,892,650~~0.2900 0.00 0.00 0.00 ~~1,892,650~~0.2900 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 30 0 0 0 30 ~~1,892,650~~0.2900 0.00 0.00 0.00 ~~1,892,650~~0.2900 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~842697~~000000% 0.000000% 0.000000% 0.000000% 0.~~842697~~000000% 10.~~058844~~000000% 0.000000% 0.000000% 0.000000% 10.~~058844~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~842697~~000000% 0.000000% 0.000000% 0.000000% 0.~~842697~~000000% 10.~~058844~~000000% 0.000000% 0.000000% 0.000000% 10.~~058844~~000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 38 0 0 0 38 14,~~530~~397,~~952~~959.9030 0.00 0.00 0.00 14,~~530~~397,~~952~~959.9030 60 Days 21 0 0 0 2 1 423,~~127,200~~934.0065 0.00 0.00 0.00 1423,~~127,200~~934.0065 90 Days 01 0 0 0 01 0643,500.00 0.00 0.00 0.00 0643,500.00 120 Days 10 0 0 0 10 ~~411,384~~0.1800 0.00 0.00 0.00 ~~411,384~~0.1800 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 610 0 0 0 610 35,~~069~~465,~~537~~393.0895 0.00 0.00 0.00 35,~~069~~465,~~537~~393.0895 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~266667~~781250% 0.000000% 0.000000% 0.000000% 0.~~266667~~781250% 0.~~253386~~811742% 0.000000% 0.000000% 0.000000% 0.~~253386~~811742% 60 Days 0.~~177778~~097656% 0.000000% 0.000000% 0.000000% 0.~~177778~~097656% 0.~~186562~~078247% 0.000000% 0.000000% 0.000000% 0.~~186562~~078247% 90 Days 0.~~000000~~097656% 0.000000% 0.000000% 0.000000% 0.~~000000~~097656% 0.~~000000~~118772% 0.000000% 0.000000% 0.000000% 0.~~000000~~118772% 120 Days 0.~~088889~~000000% 0.000000% 0.000000% 0.000000% 0.~~088889~~000000% 0.~~068088~~000000% 0.000000% 0.000000% 0.000000% 0.~~068088~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~533333~~976563% 0.000000% 0.000000% 0.000000% 0.~~533333~~976563% 01.~~508035~~008761% 0.000000% 0.000000% 0.000000% 01.~~508035~~008761% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~746,999~~0.1900 0.00 0.00 0.00 ~~746,999~~0.1900 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 20 0 0 0 20 ~~746,999~~0.1900 0.00 0.00 0.00 ~~746,999~~0.1900 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~129944~~000000% 0.000000% 0.000000% 0.000000% 10.~~129944~~000000% 0.~~820727~~000000% 0.000000% 0.000000% 0.000000% 0.~~820727~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~129944~~000000% 0.000000% 0.000000% 0.000000% 10.~~129944~~000000% 0.~~820727~~000000% 0.000000% 0.000000% 0.000000% 0.~~820727~~000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2725,~~621~~040.8860

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~839455~~839329% Weighted Average Pass-Through Rate 4.~~561627~~562794% Weighted Average Maturity(Stepdown Calculation ) ~~352~~349 Beginning Scheduled Collateral Loan Count 1,~~694~~568 Number Of Loans Paid In Full 3676 Ending Scheduled Collateral Loan Count 1,~~658~~492 Beginning Scheduled Collateral Balance ~~893~~821,~~900~~054,~~396~~731.3098 Ending Scheduled Collateral Balance ~~873~~777,~~961~~240,~~085~~242.8418 Ending Actual Collateral Balance at 3029-~~Nov~~Feb-~~2003~~2004 ~~873~~777,~~961~~240,~~085~~242.8418 Monthly P &I Constant 4,~~570~~224,~~978~~473.9212 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 2346,~~218~~817,~~819~~113.8275 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~873~~777,~~961~~240,~~085~~242.8418 Scheduled Principal ~~965~~913,~~986~~345.9309 Unscheduled Principal 1842,~~973~~901,~~323~~144.5371

Miscellaneous Reporting Senior % 96.~~734014~~455885% Subordinate % 3.~~265985~~544115%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.~~452419~~448459 4.~~894299~~887728 5.~~251906~~243819 Weighted Average Net Rate 4.~~202419~~198459 4.~~644299~~637728 54.~~001906~~993819 Weighted Average Maturity ~~352~~349 ~~352~~349 ~~352~~349 Beginning Loan Count ~~369~~323 1,~~148~~074 ~~177~~171 Loans Paid In Full 13 23 050 3 Ending Loan Count ~~356~~300 1,~~125~~024 ~~177~~168 Beginning Scheduled Balance ~~184~~161,~~698~~155,~~839~~133.0612 ~~618~~572,~~069~~698,~~705~~206.1192 9187,~~131~~201,~~852~~391.1394 Ending scheduled Balance ~~178~~149,~~746~~876,~~789~~161.8018 ~~604~~541,~~197~~792,~~507~~983.6274 9185,~~016~~571,~~788~~097.4226 Record Date 1102/3029/~~2003~~2004 1102/3029/~~2003~~2004 1102/3029/~~2003~~2004 Principal And Interest Constant ~~945~~828,~~277~~837.9295 32,~~116~~906,~~183~~507.2496 ~~509~~489,~~517~~127.7621 Scheduled Principal ~~259~~231,~~980~~427.6992 ~~595~~573,~~335~~846.0888 ~~110~~108,~~671~~070.1629 Unscheduled Principal 511,~~692~~047,~~068~~544.5702 1330,~~276~~331,~~862~~376.4130 41,~~392~~522,224.5539 Scheduled Interest ~~685~~597,~~297~~410.2303 2,~~520~~332,~~848~~661.1608 ~~398~~381,~~846~~056.6092 Servicing Fees 3833,~~478~~573.9299 ~~128~~119,~~764~~312.4811 18,~~985~~166.7996 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~307~~268.8459 ~~1,030~~954.0952 ~~151~~145.8833 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 1916,~~239~~786.4799 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~627~~546,~~271~~780.0046 2,~~391~~212,~~053~~394.5945 ~~379~~362,~~708~~744.9363 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~075419~~071459 4.~~642299~~635728 4.~~999906~~991819

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 4.~~839455~~839329 Weighted Average Net Rate 4.~~589455~~589329 Weighted Average Maturity ~~352~~349 Beginning Loan Count 1,~~694~~568 Loans Paid In Full 3676 Ending Loan Count 1,~~658~~492 Beginning Scheduled Balance ~~893~~821,~~900~~054,~~396~~731.3098 Ending scheduled Balance ~~873~~777,~~961~~240,~~085~~242.8418 Record Date 1102/3029/~~2003~~2004 Principal And Interest Constant 4,~~570~~224,~~978~~473.9212 Scheduled Principal ~~965~~913,~~986~~345.9309 Unscheduled Principal 1842,~~973~~901,~~323~~144.5371 Scheduled Interest 3,~~604~~311,~~991~~128.9903 Servicing Fees ~~186~~171,~~229~~053.1906 Master Servicing Fees 0.00 Trustee Fee 1,~~489~~368.8144 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 1916,~~239~~786.4799 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 3,~~398~~121,~~033~~919.5254 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.~~561627~~562794

Miscellaneous Reporting Group Group 1 CPR 3157.~~351681~~405802% Subordinate % 34.~~759636~~290649% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 9695.~~240364~~709351% Group Group 2 CPR 2247.~~959352~~986600% Subordinate % 3.~~179860~~421868% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.~~820140~~578132% Group Group 3 CPR 019.~~057895~~070481% Subordinate % 2.~~849268~~966819% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 97.~~150732~~033181%

Filing Compare · BANC OF AMERICA MORT SEC INC MORT PASTHR CERTS SER 2003 F